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How 'average' families are forced to move out of cities - and Ireland's commuter belt widens to 100km

Sat, 20 Jan 2018 02:30:00 +0000

Key workers including nurses, teachers and gardaí are being forced to move out of our main cities in search of an affordable three-bedroom home.


Media Files:
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80,000 households will fall into property tax net as exemptions end in 2019

Fri, 19 Jan 2018 02:30:00 +0000

Around 80,000 household will have to pay Local Property Tax (LPT) for the first time in 2020 if exemptions for new-build homes end as planned next year.


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'Take a look in mirror,' watchdog told as tracker scandal bill to hit €1bn

Fri, 19 Jan 2018 02:30:00 +0000

The cost of the tracker scandal for the banks is approaching €1bn. The revelation came as Central Bank governor Philip Lane was told that regulators should examine themselves when they are conducting a review of the anti-consumer culture in lenders.


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'All-out price war' expected as VHI slashes the cost of its plans again

Fri, 19 Jan 2018 02:30:00 +0000

The State's largest health insurer is cutting the cost of the majority of its plans, with older people set to be the big winners.


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Pensioners will wait for years for back payments - if they ever get them

Fri, 19 Jan 2018 02:30:00 +0000

It will be years before pensioners hit by an anomaly in the system see any of the money deducted from their State payments since 2012.


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House prices now rising faster than anywhere in eurozone

Fri, 19 Jan 2018 02:30:00 +0000

Property prices in Ireland are rising the fastest in the eurozone - and outstripping almost all other European Union countries.


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'Politicians ignore us at their peril,' warns pensioners group

Thu, 18 Jan 2018 02:30:00 +0000

People hit by cuts in the State pension will not accept a partial restoration of the reductions.


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Rise in interest rates could now be 'beneficial', says Fiscal Council chief

Thu, 18 Jan 2018 02:30:00 +0000

The European Central Bank's tapering of its quantitative easing programme will not have a huge impact on the Irish economy, Fiscal Advisory Council chief Seamus Coffey has said.


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Fix for pension anomaly on the table - but 'new money' needed

Thu, 18 Jan 2018 02:30:00 +0000

A partial solution to the anomaly that sees thousands of pensioners lose out on €35 a week is on the table for later this year.


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Sinead Ryan: Join Ireland's cycling craze and cash in on the wheel-good factor

Fri, 19 Jan 2018 02:30:00 +0000

If Dutch Prime Minister Mark Rutte ever visits Ireland, it's a given that action man Taoiseach Leo Varadkar will go for a spin on a bicycle with him, although we're still in the ha'penny place compared to the Netherlands where cycling is the primary form of transport. But we are catching up.


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8 simple steps to saving a lot of money on your car insurance

Wed, 17 Jan 2018 06:12:32 +0000

GOOD advice, they say, is best served, and observed, frequently. The surge in insurance premiums may have abated but that is no excuse for taking your eye off the ball and accepting what you’re quoted. There are still several ways to save a lot of money. Here are a few:


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Donohoe may beef up tracker laws to hit the banks

Wed, 17 Jan 2018 02:30:00 +0000

Finance Minister Paschal Donohoe is prepared to strengthen legislation to pursue bankers who illegally took trackers off customers.


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Higher mortgage rates on the way but 'increases will be gradual'

Wed, 17 Jan 2018 02:30:00 +0000

Borrowers have been warned that European interest rates are set to rise, but the increases will be gradual and it will be 2021 before they hit 1pc.


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Annual inflation 0.4pc higher due to charge increases

Tue, 16 Jan 2018 11:43:57 +0000

PRICES rose last month due to electricity suppliers and restaurants increasing their charges.


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Collapse of UK firm raises fears for school builds here

Tue, 16 Jan 2018 02:30:00 +0000

An Irish school caught up in the collapse of UK building giant Carillion is now worried about the project ending up in a legal quagmire, further delaying the long-awaited opening of its new premises.


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Property Tax exemptions for 11,800 households 'should end'

Tue, 16 Jan 2018 02:30:00 +0000

Exemptions from Local Property Tax (LPT) available to at least 11,800 households should end next year, TDs have been told.


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Planning permission for more than 900 homes shot down amid flooding fear

Tue, 16 Jan 2018 02:30:00 +0000

Planning permission for more than 900 new homes under a fast-track approvals process have been refused by An Bord Pleanála.


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Irish shoppers spent an extra €90m stockpiling on groceries in the weeks before Christmas

Mon, 15 Jan 2018 11:47:18 +0000

The average Irish household spent €1,532 on groceries in the weeks before Christmas, according to figures from research group Kantar Worldpanel this morning.


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Pace of construction activity accelerates

Mon, 15 Jan 2018 02:30:00 +0000

The pace of construction activity in Ireland last month experienced its sharpest rise since June, figures released this morning show.


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25,000 had social housing needs met last year: Murphy

Mon, 15 Jan 2018 02:30:00 +0000

Housing Minister Eoghan Murphy will today launch a defence of the 'Rebuilding Ireland' plan, saying the Government exceeded its social housing targets in 2017.


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Irish Life to close defined benefit pension scheme despite surplus

Mon, 15 Jan 2018 02:30:00 +0000

The State's largest pension provider is closing its defined benefit scheme, despite it having a massive surplus.


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Revealed: The worst county for tax defaulters in past five years

Mon, 15 Jan 2018 02:30:00 +0000

Donegal has the highest rate of tax defaulters in Ireland over the past five years, according to an analysis of figures from the Revenue Commissioners.


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AIB backs better tax deal for landlords in housing crisis plan

Sun, 14 Jan 2018 18:00:00 +0000

AIB, the country's largest bank, has developed several new initiatives to help boost housing supply - including a review of its credit policies for the buy-to-let market.


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Collen boss Drumm warns land price hitting housing

Sun, 14 Jan 2018 18:00:00 +0000

Housing projects are unviable due to soaring land prices with signs of a new bubble, Collen Construction boss Tommy Drumm has warned. The former All-Ireland winning Dublin captain declared that Government efforts to increase housing supply may not succeed.


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More progress needed on motor insurance claims and counterclaims

Sun, 14 Jan 2018 18:00:00 +0000

A year on from the publication of the report by the Cost of Insurance Working Group, and motor premium rises do seem to be easing. So job well done? Not quite. Motor insurance premiums have been easing off since the heat really came on the insurance industry, from media pressure, to political spotlight, to EU competition raids.


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Bankers, forget about setting up a quango and just cut your exorbitant interest rates

Sun, 14 Jan 2018 18:00:00 +0000

Bankers seldom miss a chance to take your breath away. The latest wheeze is the coming together of the five main banks to set up a new Banking Standards Board.


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The time is right to invest in Glanbia's home-grown success story

Sun, 14 Jan 2018 18:00:00 +0000

Glanbia is one of Ireland's most impressive home-grown success stories. From very humble beginnings through the formation and combination of several co-ops from the 60s onwards, it has grown significantly over the intervening decades, diversifying into attractive high-growth areas.


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How can I bounce back in the workplace after my uncharacteristic but major mistake?

Sun, 14 Jan 2018 18:00:00 +0000

Q: I am a marketing manager of a pharmaceutical company and really enjoy my job. Normally I receive nothing but praise from the owners of the company and have always felt confident in my role. But a few weeks ago, I made a major mistake that cost our company an important client. My boss was clearly disappointed and he had to explain the situation to the owners. I feel that since it has happened, I have been sidelined and my confidence has been seriously knocked. How can I express my regret, earn respect and build my confidence again?


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Irish Life cools interest in social housing

Sun, 14 Jan 2018 18:00:00 +0000

Talks about Irish Life deploying its pension funds towards social housing have come to nothing.


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Save thousands on your summer holiday by booking this month

Sun, 14 Jan 2018 17:40:00 +0000

Booking your summer getaway in January can save you thousands - particularly if you're a family wishing to travel in the peak summer months.


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Irish author Sarah Crossan: 'Don't follow the money - do what makes you happy'

Sun, 14 Jan 2018 17:40:00 +0000

The award-winning Irish author Sarah Crossan lives in Hertfordshire, Britain with her husband and daughter. Her latest book, Moonrise, which is for older teenagers, was shortlisted for the 2017 Costa children's book award.


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What cover is best for fertility treatment?

Sun, 14 Jan 2018 18:00:00 +0000

Q: My partner and I are looking to start a family in the next two to three years. We were hoping to go for an initial consultation and fertility testing in the next few months and then getting the ball rolling with intrauterine insemination (IUI) at some stage over the next year. I'm wondering what the best plans are for fertility treatment and IUI? I'm currently with VHI and it has advised me that there's a 52-week waiting period for such cover. Is this normal? I'm open to switching insurance providers if needs be. Gemma, Smithfield, Dublin 7


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'I spent a week doing research'

Sun, 14 Jan 2018 02:30:00 +0000

Chloe Mulligan has just started working life in Dublin and says that her main outgoing is on car insurance for her 2001 Peugeot 206, which costs her a hefty €1,950 a year.


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'I've got to the stage where I can't be bothered switching'

Sun, 14 Jan 2018 02:30:00 +0000

Former Trinity College lecturer Bill Rothwell finds that the cost of heating is his main spend for household utilities and charges.


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'Better cover, and three of the kids are free - we save €363'

Sun, 14 Jan 2018 02:30:00 +0000

Sinéad Curran and her husband Stephen switched their health insurance provider to Laya Healthcare at the start of 2018 and so far are very pleased with the cover they are being offered.


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Home truths: Changing your mortgage can change your life

Sun, 14 Jan 2018 02:30:00 +0000

A mortgage is the largest financial undertaking for most of us. Monthly repayments can be crippling, if you are not fortunate enough to have a low-priced tracker rate.


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New lease of life

Sun, 14 Jan 2018 02:30:00 +0000

You would be forgiven for assuming that the costs of all forms of insurance are going up all the time.


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'My tracker mortgage gave me the Rolls Royce of rates'

Sun, 14 Jan 2018 02:30:00 +0000

For teacher Kieran Tummon, the mortgage on his Co Dublin home is his main outgoing each month.


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Perfect package

Sun, 14 Jan 2018 02:30:00 +0000

Whether it's watching Marty in action on Dancing with the Stars or settling in to see Louis on Ireland's Got Talent, a cosy night in front of the television is what January means to most of us.


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Ring in the new year with a new provider

Sun, 14 Jan 2018 02:30:00 +0000

WE love our mobile phones in this country. A recent survey from telecoms regulator ComReg found that 98pc of adults in Ireland have a mobile phone.


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Put your energy into getting a good deal

Sun, 14 Jan 2018 02:30:00 +0000

IN the past few weeks there have been price-hike announcements from six of the nine electricity suppliers in the Irish market. There have also been two hikes from gas suppliers.


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Insurance check-up

Sun, 14 Jan 2018 02:30:00 +0000

CLOSE to a million people are due to renew their health insurance before March.


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Vroom for improvement

Sun, 14 Jan 2018 02:30:00 +0000

Motor insurance premiums began to fall during the latter half of 2017 after some three years of relentless rises - but many motorists are yet to see the benefit, and switching insurers is still essential if you want to cut the costs of your cover.


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Banks now have to allow access to customers' account details

Fri, 12 Jan 2018 02:30:00 +0000

A RADICAL shake-up will mean banks will no longer have a monopoly on customer account information.


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ICTU and Ibec in talks to join forces on gender pay

Fri, 12 Jan 2018 02:30:00 +0000

Employers and trade unions are preparing to tackle gender based pay gaps, amid growing momentum on the issue.


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Small firms urged to pitch for €50,000

Fri, 12 Jan 2018 02:30:00 +0000

Small businesses are being urged to pitch for up to €50,000 in grant aid from Enterprise Ireland in a new funding round.


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Ab-solutely fabulous fitness deals

Fri, 12 Jan 2018 02:30:00 +0000

If you're like me, you're determined to get over the excesses of the festive period by making a start into a fitness regime... again.


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Bank calling time on lack of service is worth watching

Thu, 11 Jan 2018 02:30:00 +0000

Q: From a customer service perspective how do you view the recent changes in banks where they have removed most of the human contact and replaced it with automated machines, telephone hotlines etc.?


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Fraudsters making false car insurance claims must be prosecuted, claims ex-judge

Thu, 11 Jan 2018 02:30:00 +0000

Fraudsters making false car insurance claims are getting away with it because they are not being prosecuted, a leading judicial figure said.


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Hundreds of deals: just pick the right one; everyone's planning EVs and 'self-drivers'

Wed, 10 Jan 2018 06:14:58 +0000

The place is coming down with deals for new cars - as you'd expect at this big-selling time of the year.


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New thinking - and new taxes - are necessary as we all move online

Wed, 10 Jan 2018 02:30:00 +0000

The impressive retail figures in Ireland should not be a surprise. Ireland is the fastest-growing economy in Europe. With employment levels rising rapidly, net migration boosting population levels and salaries comfortably above the rate of inflation, Ireland's consumer spending environment should be buoyant.


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'Friends can't fathom why I'd take scary step of getting pension at 24'

Wed, 10 Jan 2018 02:30:00 +0000

'A pension? Sure what would you be doing that for, you're only 24."


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Let's avoid the 'P' word if we want more people to be 'Savvy Savers'

Wed, 10 Jan 2018 02:30:00 +0000

It is high time that we accepted that the word 'pension' is toxic. That has long been suspected. So could it be that using a different word would get more people to take out a plan to pay for their retirement from work?


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Shops miss out as consumers splash the cash on online sales

Wed, 10 Jan 2018 02:30:00 +0000

Shoppers increased their spending in December, but it was mainly driven by a rise in online sales.


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Irish Life readying plans to enter residential property market this year

Tue, 09 Jan 2018 15:00:51 +0000

Irish Life is readying plans to enter the residential property market this year.


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Charlie Weston: Consumer mood has not improved

Tue, 09 Jan 2018 07:34:01 +0000

THE mood of consumers has not improved, despite new reports of a boom.


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British house prices fall for first time in six months

Tue, 09 Jan 2018 02:30:00 +0000

British house prices unexpectedly fell in December compared with November - their first decline in six months, mortgage lender Halifax said yesterday.


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Revealed: Another 4,000 victims of tracker scam 'still to be identified'

Tue, 09 Jan 2018 02:30:00 +0000

An international credit ratings agency has questioned Central Bank claims that most of the tracker overcharging cases have been identified.


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Irish households have 'never been better off' - employers' group

Mon, 08 Jan 2018 02:30:00 +0000

Irish households have never been better off and now have a combined €4bn more of savings than they owe in debts.


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Property tax overhaul could be fairer on hard-hit Dubliners

Sun, 07 Jan 2018 22:27:13 +0000

A complete overhaul of property tax has moved significantly closer after a dramatic intervention by the Minister for Housing, who says bills should no longer be solely based on the value of homes and the annual charge needs reform.


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Mary Coughlan: 'I'm hopeless with money - I never got good advice'

Sun, 07 Jan 2018 18:00:00 +0000

Mary Coughlan is one of the country's best-loved jazz and blues singers. A mother of five and grandmother of four, she lives in a house on the side of the Little Sugar Loaf mountain in Wicklow. She was born in Galway.


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End in sight for business insurance premium hikes

Sun, 07 Jan 2018 18:00:00 +0000

Corporate insurance customers can look forward to a 2018 with few, if any, increases in insurance premiums. There will, of course, be individual businesses with difficult claims histories, whose experience may buck the trend, but for almost all Irish companies insurance costs over the next 12 months will be stable.


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CIE pension row heats up as union warns it not to block staff meetings

Sun, 07 Jan 2018 18:00:00 +0000

A row over the proposed restructuring of pension funds at CIE has heated up, with trade unions warning the company not to "frustrate" information meetings they are threatening to hold with staff.


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Strengthening world economies offer hope to investors in 2018

Sun, 07 Jan 2018 18:00:00 +0000

Last year was another in which political bark and bite didn't match up. Dominant themes at the start of this year were protectionism, populism and the move away from globalisation. French elections were seen as just another staging post in the inexorable return of nativist politics. Europe and emerging markets were generally seen as no-go zones by many investors as a result.


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Time to grab bull by the horns? Your 2018 top investment guide

Sun, 07 Jan 2018 18:00:00 +0000

Investors have plenty of reasons to be cheerful as we head into the first few weeks of the new year. The global economy is strong and expected to continue growing in 2018. The US tax cuts approved just before Christmas could push up the profits - and in turn, the share price - of many US companies.


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Taking some simple steps to improve your finances this year will reap large rewards

Sun, 07 Jan 2018 18:00:00 +0000

We can all do more to improve our financial situation. This is especially the case as only a small number of consumers expect to be better off this year. The findings come despite a pick-up in the economy, some income tax and universal social charge changes kicking in, and rising household income levels.


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Can I return unwanted Christmas gifts?

Sun, 07 Jan 2018 18:00:00 +0000

Q I got a couple of unwanted presents at Christmas - some I already have and some I just don't like. Can I return them? Ian, Glasthule, Co Dublin


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Homeless numbers set for new spike

Sun, 07 Jan 2018 21:33:14 +0000

A trend where families declare themselves as homeless post-Christmas is set to bring a spike in the number of people seeking accommodation and support this month.


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FF housing attack sparks election fears

Sun, 07 Jan 2018 21:33:26 +0000

Fianna Fail has this weekend heightened the prospect of an early general election by launching a scathing attack on the Government's housing policy.


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Third of property tax raised in Dublin

Sat, 06 Jan 2018 02:30:00 +0000

Property tax bills are four times higher in parts of Dublin than in more rural parts of the country.


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London house prices took a hit in 2017

Fri, 05 Jan 2018 02:30:00 +0000

London was the worst-performing housing market in the UK last year for the first time in more than a decade, and may be stuck there.


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Consumer guide: On the money for 2018

Fri, 05 Jan 2018 02:30:00 +0000

Well, that's that for another year, and as we enter 2018, we're already thinking of regrouping, renewing and maybe doing things slightly differently.


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Mortgage debt 'threatens to absorb everything young do in their lives' - Martin

Thu, 04 Jan 2018 02:30:00 +0000

Young couples are taking on debt that "threatens to absorb everything they do in their lives" because affordable homes no longer exist in Dublin, Fianna Fáil leader Micheál Martin has said.


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Housing Minister claims there's no evidence of people 'gaming the housing system'

Thu, 04 Jan 2018 02:30:00 +0000

There is no evidence of people declaring themselves homeless in a bid to 'game the system', Housing Minister Eoghan Murphy has said.


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Few consumers expect to be better off this year

Wed, 03 Jan 2018 02:30:00 +0000

Only a small number of consumers expect to be better off this year, despite a pick-up in the economy and rising household income levels.


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Central Bank's own board mauls management on tracker 'failings'

Wed, 03 Jan 2018 02:30:00 +0000

Management at the Central Bank has been heavily criticised by its own board over the handling of the tracker mortgage scandal.


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Charlie Weston: Eight top tips to tackle your finances in 2018

Wed, 03 Jan 2018 02:30:00 +0000

MANY of us enter January financially stretched. Lots of people overspend at Christmas and those paid monthly have to wait five weeks to be paid. Here are some tips for tackling your finances in 2018:


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Stuck with an unwanted gift or panic purchase? Top tips on returns, refunds and rights

Tue, 02 Jan 2018 16:32:09 +0000

It's that time of year when you're looking at your haul of Christmas gifts or bargains you got in the sales and wondering: What was I thinking?


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'Rising prices shouldn't mean households get penalised on property tax payment'

Tue, 02 Jan 2018 02:30:00 +0000

Householders shouldn't be "penalised" by hikes in Local Property Tax (LPT) brought about by rising house prices in a dysfunctional market, the new chairman of the Budgetary Oversight committee has said.


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Number of properties for sale just a third of what was available in 2009

Tue, 02 Jan 2018 02:30:00 +0000

The number of properties available to buy nationwide has plunged to 21,000, just one-third of what was available in 2009.


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Election looms if 'major progress' is not made on housing, warns McGrath

Tue, 02 Jan 2018 02:30:00 +0000

Independent Alliance minister Finian McGrath has warned that an election looms unless "major progress" is achieved on housing in 2018.


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Revealed: Where house price growth is highest and lowest as the average deposit for Dublin home tops €50k

Tue, 02 Jan 2018 02:30:00 +0000

The average first-time buyer had an income of €77,000 and a deposit of €52,800 saved up before buying a home in the capital during 2017.


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First-time buyers get foothold on ladder despite price rises

Mon, 01 Jan 2018 02:30:00 +0000

First-time buyers are finally getting a foothold in the property market as the proportion of buy-to-let investors declines.


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Happy New You: how a bit of resolve can go a long way to making this year a great one

Sun, 31 Dec 2017 02:30:00 +0000

January is named for the Roman god Janus. He was the god of doors and gates. The guardian of entrances and exits. Of beginnings and endings. Of time and transitions. Ancient marble sculptures depict him with a double-faced head - one looking back and the other looking forward.


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Five ways to spruce up your finances in the New Year

Sun, 31 Dec 2017 18:00:40 +0000

The New Year is shaping up to be a mixed bag of financial fortunes. There are more jobs and higher wages on the cards, according to various economists. However, the New Year is also likely to be pricier for many consumers due to soaring costs in some areas, a series of price hikes in others - and the threat of more to come. So even if you're feeling more upbeat about your money, it is important to stay on top of your finances - and to do what you can to make the most of any extra money you might have. Here are five ways to spruce up your finances in the New Year.


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Budget changes kick in to ease burden on pay packets

Sat, 30 Dec 2017 02:30:00 +0000

Consumers are set for a new year uplift to their finances. The start of 2018 coincides with a boost for millions of people as Budget changes start to take effect.


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Warning on taking insurance for gadgets

Fri, 29 Dec 2017 02:30:00 +0000

Be on your guard before buying gadget insurance for new devices acquired over Christmas.


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EU raiders put manners on high-charging motor insurers

Fri, 29 Dec 2017 02:30:00 +0000

It was a mixed year for consumers. The good news is that mortgage rates fell, but mainly for those prepared to opt for a fixed rate. Also coming down was the cost of health insurance policies.


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Cash in on your New Year plans

Fri, 29 Dec 2017 02:30:00 +0000

The main problem with New Year resolutions is that we try to make too many with overly-ambitious goals. If you really want to change your life (and bank account) for the better, then small, consistent steps are the way to go.


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Housing numbers boost as 37,000 new units built - but 'still work to do'

Thu, 28 Dec 2017 02:30:00 +0000

Close to 37,000 new housing units were built last year or are in the process of coming on stream in the new year, a new survey has revealed.


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Sinead Ryan: Returning unwanted gifts can prove harder than expected

Tue, 26 Dec 2017 02:30:00 +0000

There you are, with a big smile, surrounded by piles of lovely new things you got for Christmas... or scratching your head, wondering if Santa has gone a bit deaf.


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Mortgage approvals increase - despite a shortage of property

Sat, 23 Dec 2017 02:30:00 +0000

More people are getting approved to take out a mortgage despite the shortage of properties to buy.


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Some 40,000 approved for a mortgage in the last year

Fri, 22 Dec 2017 11:05:39 +0000

MORE people are getting approved to take out a mortgage despite the shortage of properties to buy.


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Arrest bankers over tracker scam, says Dáil probe chief

Fri, 22 Dec 2017 02:30:00 +0000

Arrests of bankers are needed to stop the abuse of customers seen in the tracker scam, the chairman of the Oireachtas Finance Committee said.


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Law Society fails in bid to avoid vacant site tax

Thu, 21 Dec 2017 02:30:00 +0000

The Law Society has failed in a bid to avoid paying the vacant site levy.


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