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Headline Catastrophic Loss Legal News from LexisNexis®



 



Louisiana Panel Lowers Statutory Penalties Award, Vacates Attorney Fees Award
GRETNA, La. - A Louisiana appeals panel on May 31 decreased a lower court's award of bad faith penalties against an insurer from $32,162.46 to $8,040.61 in a Hurricane Isaac coverage dispute and vacated the lower court's $12,864.98 attorney fees award in favor of the insured (Mary Williams v. Security Plan Fire Insurance Co., No. 16-CA-714, La. App., 5th Cir., 2017 La. App. LEXIS 1004).



Expert Testimony Gets In Due To Missed Deadline, Mississippi Federal Judge Rules
HATTIESBURG, Miss. - A Mississippi federal judge on May 15 rejected competing requests to exclude evidence and testimony in an insurance coverage dispute over storm property damage claims, allowing two experts to testify for the property owner and saying laypersons can testify about the period of restoration for the property and the owner's loss of income (Corinthian Court Holdings, LLC v. State Farm Fire and Casualty Co., Nos. 2:15-cv-111, 2:16-cv-18, S.D. Miss., 2017 U.S. Dist. LEXIS 73395).



'Proportionality Is The Polestar,' Says Texas High Court In Discovery Dispute
AUSTIN, Texas - The Texas Supreme Court on May 26 found that neither an insurer nor its insureds have a unilateral right to specify the format of discovery under Texas Rule of Civil Procedure 196.4, Texas R. Civ. P. 196.4, denying the insurer's request for mandamus relief without prejudice in a dispute over the discovery submission form for electronically stored information (ESI) (In re State Farm Lloyds, Nos. 15-0903 and 15-0905, Texas Sup., 2017 Tex. LEXIS 482).



Insured May Be Able To Recover Against Adjuster In Bad Faith Suit, Judge Rules
DALLAS - A federal judge in Texas on May 10 ruled that remand of an insurance breach of contract and bad faith lawsuit to state court is warranted because an insured has shown that it may recover against the adjuster for failing to offer a fair settlement on a commercial property insurance claim (Arlington Heights Memorial Post No. 8234 Veterans Of Foreign Wars of the United States, Fort Worth, Texas, v. Covington Specialty Insurance Co., et al., No. 16-3112, N.D. Texas, 2017 U.S. Dist. LEXIS 71125).



Policy Limits Flood Coverage To $1M, Majority Says In Superstorm Sandy Dispute
TRENTON, N.J. - A majority of the Supreme Court of New Jersey on May 25 reversed an appeals court's ruling that held that an insured is owed $207,961.28 for debris removal in addition to $1 million in flood coverage under a surplus lines insurance policy, reinstating a lower court's partial summary judgment ruling in favor of the insurer in a Superstorm Sandy coverage dispute (Oxford Realty Group Cedar v. Travelers Excess and Surplus Lines Co., No. A-85-15, 077617, N.J. Sup., 2017 N.J. LEXIS 570).



Federal Judge Terminates Breach Of Contract Suit Arising From Superstorm Sandy
NEWARK, N.J. - A New Jersey federal judge on May 31 issued a 90-day order administratively terminating an insured's breach of contract lawsuit stemming from Superstorm Sandy damage after the insured and the insurer announced that they reached a tentative settlement (Thomas Tennis v. Selective Insurance Company of America, No. 15-5801, D. N.J.).



Insureds Challenge Choice Of New York Law In Superstorm Sandy Coverage Dispute
PHILADELPHIA - Insureds have asked the Third Circuit U.S. Court of Appeals to reverse a lower federal court's ruling that granted an insurer's motion to compel arbitration in their breach of contract and bad faith lawsuit arising from Superstorm Sandy damage, arguing that New Jersey law applies (Fin Associates, et al. v. Hudson Specialty Ins. Co., 16-3541, 3rd Cir.).



Judge Dismisses Suit Against Insurers, Mortgagee Arising From 2 Lightning Strikes
NEW ORLEANS - A Louisiana federal judge on May 24 granted insurers and mortgagee's motions to dismiss a coverage dispute arising from two lightning strikes and a power surge (Robin Guthrie Brown and Michelle Guthrie Brown v. American Modern Home Insurance Co., et al., No. 16-16289, E.D. La., 2017 U.S. Dist. LEXIS 80057).



Judge Rejects 2 Equitable Apportionment Methods In Dispute Over 'Moonlight Fire'
SACRAMENTO, Calif. - A California federal judge on May 22 found that neither the "policy limits" approach nor the "relative fault" analysis is an appropriate equitable apportionment method in a coverage dispute arising from damage caused by the September 2007 "Moonlight Fire" in California (American States Insurance Co. v. Insurance Company of the State of Pennsylvania, No. 12-01489, E.D. Calif., 2017 U.S. Dist. LEXIS 79103).



Justice Stays Hurricane Coverage Suit Pending Insurer's Rehabilitation
NEW YORK - A New York trial justice on May 17 stayed an insured's coverage action against its insurer over damages from Hurricane Irene pursuant to a rehabilitation order against the insurer (25 Bay Terrace Associates, L.P., v. Public Service Mutual Insurance Co., No. 150345/2013, N.Y. Sup., Richmond Co., 2017 N.Y. Misc. LEXIS 1822).



Adjuster Was Improperly Joined To Coverage Dispute Over Storm Damage, Judge Says
SHERMAN, Texas - A Texas federal judge on May 16 denied insureds' motion to remand their breach of contract and bad faith lawsuit arising from storm damage, finding that they failed to allege a claim that is plausible on its face against an insurance adjuster (Hidden Cove Park and Marina, et al. v. Lexington Insurance Co., et al., No. 17-00193, E.D. Texas, 2017 U.S. Dist. LEXIS 74097).



Panel Orders FIGA To Pay Actual Repair Costs Up To Combined Statutory Cap
LAKELAND, Fla. - On remand, a trial judge should enter a corrected judgment to show that an insured must contract for repairs within damages awarded by a jury and that the Florida Insurance Guaranty Association (FIGA) is required to pay actual repair costs to the contractors up to the combined statutory cap, a Florida appeals panel ruled May 12 (Maria Pupo v. Florida Insurance Guaranty Association, No. 2D15-3901, Fla. App., 2nd Dist., 2017 Fla. App. LEXIS 6775).



Claims In Hurricane Irene Dispute Are Time-Barred, 4th Circuit Says In Reversal
RICHMOND, Va. - The Fourth Circuit U.S. Court of Appeals on May 3 held that a breach of contract and bad faith lawsuit against a federal flood insurer arising from Hurricane Irene damage is barred by the one-year statute of limitations pursuant to its Standard Flood Insurance Policy (SFIP), reversing a lower court's ruling that awarded the insureds $233,398 for breach of contract, $700,194 for bad faith and $63,962.50 in attorney fees (Gary Woodson, et al. v. Allstate Insurance Co., Nos. 16-1935 and 16-2018, 4th Cir., 2017 U.S. App. LEXIS 7862).



Texas Panel Refuses To Revisit Ruling In Favor Of Insurer, Adjuster
FORTH WORTH, Texas - A Texas appeals panel on May 4 denied insureds' motion to reconsider a Feb. 9 ruling that found they failed to produce competent evidence to raise a genuine issue of material fact regarding whether their property damage loss occurred during their homeowners insurance policy period (Richard Seim, et al. v. Allstate Texas Lloyds, et al., No. 02-16-00050, Texas App., 2nd Dist., 2017 Tex. App. LEXIS 4068).



Insurer Did Not Impermissibly Depreciate Labor Costs, 10th Circuit Affirms
DENVER - The 10th Circuit U.S. Court of Appeals on April 21 affirmed a lower federal court's finding that a homeowners insurer did not violate its policy when it depreciated labor costs in determining the actual cash value of an insured's loss following hail and water damage (Margaret Graves v. American Family Mutual Insurance Co., No. 15-3187, 10th Cir., 2017 U.S. App. LEXIS 6980).



Insurer Did Not Act In Bad Faith In Storm Damage Dispute, 10th Circuit Affirms
DENVER - The 10th Circuit U.S. Court of Appeals on April 19 rejected insureds' argument that an insurer acted in bad faith by unreasonably delaying an appraisal and by failing to conduct an adequate claim investigation, affirming a lower federal court's ruling in favor of the insurer (Hayes Family Trust, et al. v. State Farm Fire and Casualty, No. 15-6231, 10th Cir., 2017 U.S. App. LEXIS 6713).



Judge Certifies Class In Dispute Over Application Of Deductible In Hailstorm Loss
JEFFERSON CITY, Mo. - A Missouri federal judge on May 1 granted insureds' motion for class certification in a dispute over whether a homeowners insurer should have applied a deductible to the actual cash value (ACV) payment it issued the insureds for their hail damage loss (David Bond, et al. v. Liberty Insurance Corp., No. 15-04236, W.D. Mo., 2017 U.S. Dist. LEXIS 65701).



State Farm Tells Texas Supreme Court ESI Protocol Is Burdensome
AUSTIN, Texas - In an April 21 brief to the Texas Supreme Court, filed in response to a post-oral argument brief by the real parties in interest in a dispute over the discovery submission form for electronically stored information (ESI) in an insurance coverage lawsuit, an insurer argues that a trial court's requirement that ESI submission be in the form requested by the plaintiffs did not properly balance relevance, needs and burdens under Texas law (In re State Farm Lloyds, No. 15-0903, Texas Sup.).



Texas Federal Judge Says Insurer Had Reasonable Basis For Denying Claim
WACO, Texas - Because a property insurer had a reasonable basis to deny an insured's claim for roof damages incurred as the result of a hailstorm, a Texas federal judge on April 6 granted the insurer's motion for summary judgment as it pertained to the insured's claims for bad faith and violations of the Texas Insurance Code and Texas Deceptive Trade Practices Act (Stephen Hahn v. United Fire and Casualty Co., No. 15-218, W.D. Texas, 2017 U.S. Dist. LEXIS 53178).



N.J. Panel: Broker Had No Duty To Provide Quotes For Higher Policy Limits
TRENTON, N.J. - A New Jersey panel on May 1 rejected a tool manufacturer insured's argument that its insurance broker breached a duty to provide additional flood quotes for its Harrison, N.J., commercial facilities, affirming a lower court's ruling in favor of the broker in a dispute arising from Superstorm Sandy flood damage (C.S. Osborne & Co., Inc. v. The Charter Oak Fire Insurance Co., et al., No. A-2182-15T4, N.J. Super., App. Div., 2017 N.J. Super. Unpub. LEXIS 1051).



New York Justice Dismisses Appraisal Dispute Stemming From Superstorm Sandy Damage
NEW YORK - A New York justice on April 7 granted an insurer's motion to dismiss a dispute over a $170,129.96 appraisal award for Superstorm Sandy damage, rejecting the insured's argument that the appraisal award was an instrument for the payment of money only and further finding that the insured failed to file its lawsuit before the policy's two-year limitations period expired (MZM Real Estate Corp. v. Tower Insurance Company Of New York, No.: 452741/2015, N.Y. Sup., N.Y. Co., 2017 N.Y. Misc. LEXIS 1292).



Bad Faith, Breach Of Fiduciary Duty Claims Severed In Coverage Suit
NEWARK, N.J. - A New Jersey federal judge on April 25 denied an insurer's motion to dismiss but stayed the insured's claims for bad faith and breach of fiduciary duty until the insured's declaratory judgment and breach of contract claims are resolved after determining that staying those claims will better help to manage the case (Port Liberte Homeowners Association Inc. v. Lexington Insurance Co., No. 16-7934, D. N.J., 2017 U.S. Dist. LEXIS 63394).



New York Justice Rules In Insurer's Favor In Superstorm Sandy Dispute
JAMAICA, N.Y. - Finding that insureds failed to raise a triable issue of fact as to whether the predominant cause of their Superstorm Sandy loss was wind or wind-driven rain, a New York justice on March 1 ruled in favor of their homeowners insurer in a breach of contract lawsuit (Martin J. And Ingrid Ain v. Allstate Insurance Co., No. 706068/13, N.Y. Sup., Queens Co., 2017 N.Y. Misc. LEXIS 1420).



Issues Of Fact Exist In Water, Mold Damage Suit, 10th Circuit Majority Says
DENVER - The majority of the 10th Circuit U.S. Court of Appeals on May 4 agreed with an insured that a Utah federal magistrate judge erred in granting judgment in an insurer's favor because genuine issues of material fact exist regarding whether water and mold damage occurred over an extensive period of time and whether the damage was caused by a sudden and accidental escape of water (Thomas Wheeler v. Allstate Insurance Co., et al., No. 15-4159, 10th Cir., 2017 U.S. App. LEXIS 7954).



8th Circuit Rejects Marina Owner's Appeal Arising From Damages To Floating Docks
ST. LOUIS - The Eighth Circuit U.S. Court of Appeals on April 28 affirmed a lower federal court's finding that damages to a series of floating docks were caused by a flood and there were no genuine issues of material fact that should have been left for a jury to decide (Hudson Enterprises, Inc. v. Certain Underwriters at Lloyd's London Insurance Companies, No. 16-2846, 8th Cir.).



Federal Judge Rules In Favor Of Insurer In Flood Coverage Dispute
TAMPA, Fla. - A Florida federal judge on April 18 entered judgment in favor of a federal flood insurer one day after finding that the insured's failure to file a timely sworn proof of loss bars any recovery for his alleged flood damage (Jorge Abreu Sosa v. Wright National Flood Insurance Co., No. 16-1283, M.D. Fla., 2017 U.S. Dist. LEXIS 58066).



In Remanded False Claims Act Suit, Discovery Limited To Identified Properties
GULFPORT, Miss. - In a case concerning an insurer's False Claims Act (FCA) violations on Hurricane Katrina claims, a Mississippi federal judge on April 12 granted the parties' motions to reopen the case, which was remanded after a U.S. Supreme Court ruling, limiting initial discovery on those purported violations to properties previously identified in a list provided by the insurer (United States, ex rel. Cori Rigsby, et al. v. State Farm Fire & Casualty Co., No. 1:06-cv-00433, S.D. Miss.).



Oklahoma Federal Judge Says Insureds' Bad Faith Claim Is Not Supported By Facts
TULSA, Okla. - An Oklahoma federal judge on April 7 granted an insurer's motion to dismiss claims of bad faith and intentional infliction of emotional distress alleged by insureds seeking coverage for damages to their home sustained by high winds after determining that the insureds failed to provide any facts in support of either claim (Lance W. Hightower, et al. v. USAA Casualty Insurance Co., et al., No. 16-274, N.D ..Okla., 2017 U.S. Dist. LEXIS 53645).



Texas High Court Remands Coverage Dispute Over Hurricane Ike Wind Damage
AUSTIN, Texas - The Texas Supreme Court on April 7 held that a lower court erred when it disregarded a jury's answer to a question in a Hurricane Ike wind coverage dispute and the appellate court erred when it affirmed the trial court's judgment, reversing the appellate court's judgment and remanding the case for a new trial (USAA Texas Lloyds Co. v. Gail Menchaca, No. 14-0721, Texas Sup., 2017 Tex. LEXIS 361).



Judge: Decision-Making Authority Does Not 'Arise Out Of' Tangible Property Damage
HOUSTON - A Texas federal judge on March 23 found that an insurance policy's property damage exclusion does not bar directors and officers and entity liability coverage for at least two underlying claims against a homeowners association insured stemming from Hurricane Ike damage (The Landing Council of Co-Owners v. Federal Insurance Co., No. 15-1902, S.D. Texas, 2017 U.S. Dist. LEXIS 42087).



Panel Rejects Argument That Insurer, Agent Misrepresented Property Was Insurable
NEW ORLEANS - The Fifth Circuit U.S. Court of Appeals on March 7 affirmed a lower federal court's grant of summary judgment in favor of a federal flood insurer and an insurance agent in an insured's lawsuit over Hurricane Ike flood damage, rejecting the insured's argument that she reasonably relied on the defendants' misrepresentations that her property in the Coastal Barrier Resources System (CBRS) was insurable (Danuta Lobeck v. Tina M. Licatino, et al., No. 16-40967, 5th Cir., 2017 U.S. App. LEXIS 4040).



Federal Law Does Not Apply To State Law Procurement Claims, Insureds Tell 5th Circuit
NEW ORLEANS - Insureds have asked the Fifth Circuit U.S. Court of Appeals to reverse a lower federal court's ruling in favor of an insurer and the United States of America in a lawsuit arising from the insurer's cancellation of a federal flood insurance policy following Hurricane Ike (Robert Spong and Kerry Spong v. Fidelity National Property and Casualty Insurance Co., et al., No. 16-41165, 5th Cir.).



Judge Interprets Leases For World Trade Center Buildings In Sept. 11 Dispute
NEW YORK - A New York federal judge on April 6 interpreted four identical net leases for Buildings One, Two, Three and Four of the World Trade Center that were destroyed by the Sept. 11, 2001, terrorist attacks in an effort to provide parameters for experts to express their opinions regarding the values of the leaseholds immediately following their destruction (In Re September 11 Litigation, Nos. 21 MC 101, 08 Civ. 3719, 08 Civ. 3722, S.D. N.Y., 2017 U.S. Dist. LEXIS 53129).



Insurers Sue Saudi Arabia Under Justice Against Sponsors Of Terrorism Act
NEW YORK - Insurers on March 23 filed a new complaint against Kingdom of Saudi Arabia and/or the Saudi High Commission for Relief of Bosnia & Herzegovina (SHC) in a federal district court, contending that facts and related evidence presented by victims of the Sept. 11, 2001, terrorist attacks have taken on additional significance as a result of the U.S. Congress' enactment of the Justice Against Sponsors of Terrorism Act (JASTA) this past September (Underwriters Inc., et al. v. Kingdom of Saudi Arabia, et al., No. 17-02129, S.D. N.Y.).



Texas High Court Refuses To Hear Insurer's Suit Seeking Attorney Disqualification
AUSTIN, Texas - The Texas Supreme Court denied an insurer's writ of mandamus seeking review of an appeals court's denial of its motion to disqualify an attorney and her law firm in a hailstorm coverage dispute, according to its March 10 orders pronounced (In Re National Lloyds Insurance Co., No. 16-0190, Texas Sup.).



New Mexico Federal Judge Says Bad Faith, Breach Of Contract Claims Can Stand
ALBUQUERQUE, N.M. - A New Mexico federal judge on March 29 denied a motion for partial judgment on the pleadings filed by insurers in a hail damage and theft coverage dispute after determining that the insured alleged sufficient facts in support of claims for breach of contract and bad faith (Sedillo Electric, et al. v. Colorado Casualty Insurance Co., et al., Nos. 15-1172, 16-43, D. N.M., 2017 U.S. Dist. LEXIS 46442).



Federal Judge Rules On Dueling Summary Judgment Motions In Hailstorm Dispute
JEFFERSON CITY, Mo. - A Missouri federal judge on March 16 granted in part and denied in part motions for summary judgment by insureds and a homeowners insurer in a class action alleging that the insurer committed breach of contract when it unlawfully applied a policy's $1,000 deductible to an actual cash value (ACV) payment in a hailstorm coverage dispute (Eric Lafollette v. Liberty Mutual Fire Insurance Co., No. 14-04147, W.D. Mo., 2017 U.S. Dist. LEXIS 37755).



Judge: Jury Must Decide If Enforceable Settlement Exists In Sandy Dispute
CAMDEN, N.J. - A New Jersey federal judge on March 31 denied an insurer's motions for summary judgment in a breach of contract and bad faith lawsuit arising from wind damage caused by Superstorm Sandy (Coleman Enterprises Co. v. Scottsdale Insurance Co., No. 14-07533, D. N.J., 2017 U.S. Dist. LEXIS 50078).



Federal Judge Rules In Insurers' Favor In Suit Over Hurricane Irene, Sandy Damage
TRENTON, N.J. - A New Jersey federal judge on March 31 granted insurers' motion for summary judgment in its insureds' lawsuit seeking recovery for losses arising from Hurricane Irene and Superstorm Sandy (Robert Jacobsen, et al. v. Hartford Insurance Company Flood & Home, et al., Nos. 14-3094, 13-6910 and 13-7160, D. N.J., 2017 U.S. Dist. LEXIS 52591).



Federal Judge Rules In Flood Insurer's Favor In Superstorm Sandy Dispute
CAMDEN, N.J. - A New Jersey federal judge on March 31 granted a federal flood insurer's motion for summary judgment in a Superstorm Sandy coverage dispute, rejecting the insured's argument that bulletins from Federal Emergency Management Agency waived the proof-of-loss requirement and extended the time under which she could file her coverage lawsuit (Theresa Caivano v. Allstate Insurance Co., No. 15-5791, D. N.J., 2017 U.S. Dist. LEXIS 50490).



Judge Rules On Insurer's Duty To Hurricane Sandy Claims Based On Expert Testimony
TRENTON, N.J. - After finding expert testimony on the scope and value of damages incurred by two supermarkets during Hurricane Sandy to be admissible, a New Jersey federal judge on March 28 granted in part and denied in part summary judgment to an insurer (MD Retail Corp. d/b/a Monmouth Beach Supermarket and MS Retail Corp. d/b/a Sea Bright Supermarket v. AmGuard Insurance Group, No. 14-6589, D. N.J., 2017 U.S. Dist. LEXIS 44996).



Judge: Fact Issue Exists As To Whether Insured Submitted Acceptable Proof Of Loss
NEWARK, N.J. - Finding that there is a genuine issue of material fact regarding whether an insured complied with a provision of a Standard Flood Insurance Policy (SFIP) regarding proof of loss, a New Jersey federal judge on March 20 denied a federal flood insurer's motion for summary judgment in a breach of contract lawsuit stemming from Superstorm Sandy (Thomas Tennis v. Selective Insurance Company of America, No. 15-5801, D. N.J., 2017 U.S. Dist. LEXIS 39244).



New York Federal Judge Orders Appraisal To Be Reopened To Determine Mold Damages
NEW YORK - A New York federal judge on Feb. 22 ordered an appraisal panel to reopen an appraisal to determine if insureds sustained any covered losses as a result of mold (Simon Zarour, et al. v. Pacific Indemnity Co., No. 15-2663, S.D. N.Y., 2017 U.S. Dist. LEXIS 37328).



Florida Panel Affirms Court's Refusal To Conduct New Appraisal In Wilma Suit
MIAMI - A Florida appeals panel on March 22 held that an insured's post-appraisal submission of increased costs in a Hurricane Wilma coverage dispute is not a legally sufficient basis to reopen the existing appraisal or conduct a new appraisal (Orlando Noa v. Florida Insurance Guaranty Association, No. 3D16-1367, Fla. App., 3rd Dist., 2017 Fla. App. LEXIS 3787).



Federal Judge Finds 'Adjuster' Was Not Improperly Joined, Remands Coverage Dispute
DALLAS - A federal judge in Texas on March 24 held that plaintiffs in a coverage dispute over storm damage have sufficiently asserted that one of the defendants was an "adjuster" engaged in the "business of insurance" and, as a result, a "person" pursuant to Texas Insurance Code, further finding the plaintiffs have stated a plausible claim for relief against the adjuster under the Texas Insurance Code (Ronald E. Cohen, et al. v. Seneca Insurance Co., Inc., et al., No. 15-1837, N.D. Texas, 2017 U.S. Dist. LEXIS 43762).



Homeowners Insurer Paid Full Amount Of Claims, Magistrate Judge Concludes
PHILADELPHIA - A homeowners insurer paid the entire amount it owed to insureds for damage to their home because the insureds failed to offer expert reports to rebut the insurer's evidence that the unpaid portions were not covered, a Pennsylvania federal judge ruled March 22, granting summary judgment to the insurer on a breach of contract claim (Scot Fazio and Dawn Fazio v. State Farm Fire and Casualty Co., No. 16-1987, E.D. Pa., 2017 U.S. Dist. LEXIS 41604).



No Coverage Owed For Insured's Land, Relocation Damages, Federal Judge Rules
TUSCALOOSA, Ala. - An Alabama federal judge on March 21 held that a federal flood insurer does not owe coverage for an insured's claim for land and relocation damages arising from a heavy rain that caused a local river to flood (Crawford Nixon v. Nationwide Mutual Insurance Co., No. 15-00186, N.D. Ala., 2017 U.S. Dist. LEXIS 40239).



State Law Claims Against Flood Insurer Are Preempted By Federal Law, Judge Rules
NEW ORLEANS - A Louisiana federal judge on March 16 granted a federal flood insurer's motion for judgment on the pleadings in a lawsuit brought by its insureds, finding that the insureds' negligent misrepresentation and other state law claims are all preempted by federal law (Peggy Enriques Miranda, et al. v. Selective Insurance Company of the Southeast, et al., No. 16-12555, E.D. La., 2017 U.S. Dist. LEXIS 37796).



Judge: Insured Improperly Used Motion For Reconsideration In Flood Coverage Dispute
SYRACUSE, N.Y. - A New York federal judge on March 14 denied an insured's motion to reconsider a ruling in favor of an insurer in her lawsuit seeking coverage for structural damage to her home under a standard flood insurance policy (SFIP) (Marie Clifford v. Preferred Mutual Insurance Co., No. 12-1331, N.D. N.Y., 2017 U.S. Dist. LEXIS 35860).



New York Panel: Insurer Failed To Provide Timely Notice Of Its Denial Of Coverage
BROOKLYN, N.Y. - A New York appeals panel on March 15 held that a commercial general liability insurer is estopped from disclaiming coverage under a policy exclusion because it failed to provide an additional insured timely notice of its denial of coverage on the basis of the exclusion, partly reversing a lower court's grant of summary judgment in favor of the insurer in a coverage dispute arising from a building collapse (Harco Construction, LLC, et al. v First Mercury Insurance Co., et al., [Index No. 16011/13] No. 2015-00839, N.Y. Sup., App. Div., 2nd Dept., 2017 N.Y. App. Div. LEXIS 1766).



Insurer's Investigation Did Not Amount To Bad Faith, Federal Judge Says
OKLAHOMA CITY - An insurer conducted a reasonable investigation in adjusting an insured's property claim following a tornado, an Oklahoma federal judge ruled March 8, granting summary judgment to the insurer on a bad faith claim (Shanta Inc. d/b/a Green Carpet Inn v. Nautilus Insurance Co., No. 15-872, W.D. Okla.; 2017 U.S. Dist. LEXIS 32702).