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Last Build Date: Mon, 23 Jan 2017 09:13:19 +0000

 



How To Reduce Your Home Loan And Pay It Off Quicker

Tue, 30 Oct 2012 08:09:29 +0000

For most people, buying a house is going to be their biggest financial investment, and despite this we often give little serious thought to the fact we’ll be committed to paying a bond for the next 20 or 30 years. Another reason for this common oversight is that the large commitment is often looked at […]

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Frequently Asked Questions About Bond Origination

Wed, 03 Oct 2012 14:00:28 +0000

FAQ About Bond Origination Which banks do you apply to? We apply to all the major banks. If you are already a client of one of these banks we will apply to that particular bank first, based on your application requirements. Will I be able to directly compare the different packages offered? Yes. Your consultant […]

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Home Loans: 20 year bonds vs 30 years

Mon, 01 Oct 2012 09:44:12 +0000

One of the most frequently asked questions we receive from our clients is whether they should apply for a 20 year bond, or whether they should extend their home loan term up to the maximum of 30 years. There are number of advantages and disadvantages to each type of bond, but the most obvious benefit […]

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Is Residential Property A Good Investment?

Wed, 08 Aug 2012 10:15:27 +0000

The decision to invest in property is often quite debatable. It depends on the current market climate – whether house prices are growing quickly or declining, and whether you’re buying the property as a primary residence or as an investment that can produce rental income. The property market has certainly gone through a very tough […]

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Is It Possible To Get Two Homeloans At The Same Time?

Thu, 02 Aug 2012 09:03:43 +0000

A common question among home buyers is whether it is possible to get two home loans at the same time. And the short answer is yes and no, it all depends really. If you are buying a new property and are trying to get a bond from, say, ABSA Home Loans while also applying at […]

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What Bond Do I Qualify For?

Wed, 25 Jul 2012 13:13:41 +0000

When it comes to home loans the type of Bond you will qualify for can vary quite a lot. Some of the factors that will determine what bond you qualify for include: your income; the type of property you’re buying; or your nationality. Home Loans For Affordable Housing Clients Currently most banks are offering exclusive […]

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Banks’ Present Interest Rate Offerings

Fri, 01 Jun 2012 09:11:58 +0000

Over and above securing the actual capital finance for a new property purchase, it is important to understand the range of interest rates banks are presently financing at and how the personal aspects of your application can affect the interest rate offered on your home loan. Some important factors that would influence the pricing decisions […]

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ABSA House Price Index [Apr 2012]

Mon, 23 Apr 2012 08:13:01 +0000

The value of property in South Africa have been declining since 2011, and this house price deflation has continued into March 2012, that’s according to the April ABSA House Price Index. According to ABSA’s senior property analyst, Jacques du Toit, the average prices of: Small Houses (80 – 141 sqm) declined by 19.1% to R620 […]

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Foreigns Applying For Home Loans In SA Face Many Challenges

Thu, 05 Apr 2012 09:11:32 +0000

image via flickr At first glance, it could seem as though securing home loans for foreigners is an almost impossible task, but equipped with the correct information your chances of getting the required property finance can increase ten fold. The tight lending criteria of our local banks, coupled with the additional requirements of the National […]

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Home Loans For Low Income Earners

Thu, 15 Mar 2012 09:01:34 +0000

All the majors banks in South Africa now offer home loans for low income earners. These bonds are available to families who are unable to qualify for RDP houses, housing subsidies, or who were previously unable to meet the minimum requirements to secure a home loan from the bank. South Africa is currently experiencing a […]

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