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PinoyMoneyTalk.com



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Last Build Date: Wed, 13 Dec 2017 17:56:20 +0000

 



New Income Tax Rates in the Philippines (effective 2018)

Wed, 13 Dec 2017 04:08:43 +0000

The bicameral committee, which reconciles the tax reform versions separately approved by the Philippine House of Representatives and the Senate, has approved a final version of the tax reform bill proposed by the administration of Pres. Rodrigo Duterte. The bill needs to be ratified by



How Age affects your Investment Objective and Risk Tolerance

Thu, 07 Dec 2017 13:35:54 +0000

Different investment assets, from Time Deposits to Bonds to Real Estate to Stocks, serve different purposes for different people who invest in them. With the presence of various investment options, it is not enough that investors merely invest for the sake of “making a profit”



Investment Objectives explained: Capital Appreciation, Preservation, Current Income, Total Return

Thu, 07 Dec 2017 12:55:40 +0000

Before you continue with this article, make sure you’ve already read Part 1 which talked about How Age affects your Investment Objective and Risk Tolerance. In this Part 1 article, you will determine your risk profile which talks about your desired level of risk tolerance, reward



Why People Lose Money in Stocks: The Emotional Cycle of Investing

Tue, 05 Dec 2017 16:35:49 +0000

Here’s one interesting thing about stock market investing which I learned from my finance professors in school: The number of conversations about stock trading is directly proportional to the rise in prices in the stock market. What does that mean? You’ll notice that as stocks go



How important is “Diversification” in investing?

Tue, 05 Dec 2017 16:26:09 +0000

These days, a lot of investors seem to be “in love” with stocks as an investment asset. This is not bad per se, but intelligent investors understand that portfolio diversification is a critical element of an overall investment strategy. What is “diversification”? Simply speaking, diversification means investing in



How to Avoid Paying your Annual Credit Card Fee

Mon, 27 Nov 2017 04:48:25 +0000

One of the fees majority of us credit card users find the most annoying is the annual credit card fee. This fee is something charged to us year after year after year. Why are we charged this credit card fee in the first place? Simply speaking,



Should I invest in Preferred Stocks?

Sun, 26 Nov 2017 12:12:40 +0000

Most newbie investors think that stocks are the best — and sometimes, the only — choice for investment. Generally speaking, stocks are good investment options, but not all investors will find stocks appropriate for their risk profile or investment goals. We recently discussed investment objectives



Differences of Preferred Stocks vs. Common Stocks vs. Bonds

Sun, 26 Nov 2017 09:55:23 +0000

For most people, bonds and equity (common stock) are the usual options for investment. We have already discussed these two asset classes lengthily. For a refresher course, here’s our primer on Stock Trading and Investing while here’s our tutorial on Bonds and Fixed Income. Let’s now



7-11 Franchise for only P300,000?

Sun, 26 Nov 2017 03:20:09 +0000

Did you know that you can manage your own 7-11 outlet for as low as P300,000? Yes, just P300,000 for a 7-11 franchise. Interested? Here are more information about this franchising opportunity. Philippine Seven Corporation (PSC), country franchisee and convenience store operator of 7-11 stores in the



(Sept 2017) FULL LIST OF PASSERS A-Z: LET Teachers Elementary Level 2017

Sun, 26 Nov 2017 03:12:21 +0000

The results and official list of passers in the September 2017 Licensure Exam for Teachers (LET) – Elementary Level are here! The results have been announced by the Professional Regulation Commission (PRC) and the Board for Professional Teachers (BPT) today, November 27. Don’t forget to like and follow