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Published: Sun, 22 Apr 2018 16:08:04 -0500


Important Things You Need to Know Before You Take a Home Loan

Thu, 05 Apr 2018 13:37:47 -0500

Buying a home is a dream to many. So, whether you prefer a modernized home with all amenities in place or just a 2-3 BHK in a good society, you can consider getting a home loan.

The FUMAH Options For Financing A Home

Wed, 21 Mar 2018 07:12:49 -0500

Most homeowners, need to rely on some sort of financial assistance, and/ or financing, in order to be able, to secure, the home, of their dreams, and needs. Since, for many, one's house, represents, their single - biggest, financial asset, it is important, to discuss, and evaluate, some of the relevant possibilities, in order to maintain all you options and alternatives. Especially, with the escalating prices of most real estate, few are able, to proceed, with, an all - cash, deal, so, we will attempt, in this article, to briefly examine, discuss, and consider, using the mnemonic approach, the FUMAH options for...

What Length Of Mortgage Is Best For You? 5 Options

Thu, 01 Mar 2018 07:00:40 -0600

Since, for most people, their house, represents their single, largest, financial asset, it makes sense, for potential homeowners, to become as knowledgable, as possible, in terms of their options, regarding financing, and purchasing their homes. The vast majority of Americans take advantage of using a mortgage, but, few, fully consider, realize, and recognize, their options, and opting for the length of mortgage, which best serves, their needs, and personal situations. With that in mind, this article will attempt to briefly examine, consider, review and discuss, 5 options, and some of the potential, pros and cons, of each of these.

Getting A Mortgage: 5 Steps For Ease And Success

Tue, 16 Jan 2018 07:20:01 -0600

Whether you are a potential home buyer, looking to find a home, of your own, or an existing homeowner, who seeks better terms, and/ or rate on your mortgage, it's important, to know a little more about the process of getting the best one, at the best terms, which fits your needs, priorities and situation. Since the vast majority of individuals, use a Mortgage loan, to pay for their house, I felt it might be helpful, to review, some things to consider, from the onset. With that in mind, this article will attempt to briefly examine and consider, 5 steps,...

Mortgage Home Loan Packages - Good Option?

Fri, 12 Jan 2018 09:23:35 -0600

When you are looking for a home loan there are so many options out there in the market that it can get rather confusing. One of those options is a Home Loan Package. It's usually a bank that offers these types of packages and it offers a way to utilise a few of the bank's services at a discounted rate. What the bank provides is a home loan and they add a few financial products. Perhaps a credit card and/or a transaction account with no fees.

5 Tips to Consider When Refinancing Your Mortgage

Tue, 26 Dec 2017 10:51:29 -0600

When was the last time you had your home loan checked? If it's been several years, you could be paying too much. In recent months, lenders have ben adjusting their interest rates in home loan products, with some offering fixed home loan rates as low as 3.69% for a three-year term.

PITFALLS Of A Home Mortgage

Wed, 25 Oct 2017 07:12:23 -0500

The vast majority of homebuyers use some sort of mortgage, in order to be able to afford, buying their home. Since one's house, is their single, biggest financial asset, wouldn't it make sense, to clearly identify, issues which might impact the borrower, and be ready, willing and able to proceed, in the best possible manner. With this in mind, this article will briefly attempt to examine and discuss, using the mnemonic approach, some of the potential PITFALLS of any specific mortgage, and, hopefully, assisting these individuals, in being, as well prepared, as possible.

Why Home Appraisals May Be Wrong: 5 Possibilities

Wed, 11 Oct 2017 07:12:58 -0500

While there are many challenges, in terms of effectively selling a house, it must be recognized, most potential buyers, are only able to afford, buying a home, by taking advantage of acquiring a mortgage! We often discuss the need to assure, a potential buyer, possesses a quality credit rating, in order to qualify, as well as have proven, a responsible approach to taking care, of his personal finances, and obligations. However, one potential, stumbling block, which is often overlooked, is whether the subject property, will be assessed, for a high - enough, price, so a lending institution, will often the...

The Benefits of Using a Second Mortgage

Tue, 26 Sep 2017 10:07:44 -0500

Second mortgages are a low-interest financial tool that helps people meet their specific financial needs. Common uses of a second mortgage include: renovations, paying off other debts, and paying college or university tuition.

When Does Paying Points Make Sense For Obtaining A Mortgage? 3 Considerations

Thu, 21 Sep 2017 07:04:48 -0500

Since the vast majority of those, who purchase a home, or any other form of real estate, use some sort of mortgage vehicle, it might be useful, and/ or beneficial, to better understand and appreciate, as much as possible, regarding the many variables and/ or factors, involved and related! We often discuss factors, such as the term/ length of the loan, interest rates, variable versus fixed type, etc, it seems, few people fully understanding what, points, mean, when it comes to this process and transaction. When someone pays points, in acquiring a mortgage, he must realize, one point is equal...

When You Should/Shouldn't Refinance Your Mortgage: 5 Considerations

Mon, 18 Sep 2017 07:09:31 -0500

Because of the continued period of historically low, interest rates, a record number of Americans, have decided, it may be the ideal time, to consider refinancing their existing mortgage, in order to take advantage of these conditions. Since one's home, for most people, is their single, largest financial asset, doesn't it make sense, than any step taken, should be well - considered, etc? This article will attempt to briefly review and examine, 5 considerations, regarding whether one should, or shouldn't refinance their home mortgage.

What Length Fixed Mortgage Is Best For You?

Fri, 15 Sep 2017 07:01:13 -0500

In today's historically, low - interest environment, the vast majority of home mortgages, issued, are of the fixed - rate variety. In most instances, individuals want to lock - in these low rates, for the entire term of their loan, and therefore, opt to proceed, in that manner. Once you determine you are better served, using this type of mortgage, rather than a variable type, and you qualify, you must decide, which term, and/ or length, is best for your needs, conditions, and/ or situation.

4 Key Benefits Of Adjustable Mortgages

Thu, 14 Sep 2017 07:13:11 -0500

Since the vast majority, of those purchasing a home of their own, whether a private, condominium, or cooperative one, take advantage of some sort of mortgage loan, as part of their payment, doesn't it make sense, they should understand their alternatives, and examine, which might best, fit their needs, and situations? In over a decade, as a Real Estate Licensed Salesperson, in the State of New York, I have witnessed, few who actually do so, rather focusing on the selling price, they pay, and the amount of their monthly commitment/ expenses. While there are multiple considerations, including lengths, points, etc,...

5 Key Mortgage Differences/Factors

Tue, 22 Aug 2017 08:00:38 -0500

The vast majority of homebuyers, depend, to a variety of degrees, on securing a mortgage, for a percentage of their payment. Even in so - called cash deals, we observe, it generally means the buyer is purchasing, without any mortgage contingency, rather than meaning he is not taking out any loan. This article will attempt to briefly discuss, 5 of the key differences, in the types of mortgages, one might secure, and various considerations.

Why Be Pre-Approved for a Home Loan When Still Shopping for a House

Thu, 03 Aug 2017 08:12:47 -0500

For most people the fun part of looking for your next home is seeing what different houses and neighborhoods look like. Streets in Highland Park don't even remotely resemble neighborhoods in Atwater Village. Enjoyable as it is, however, it still take some effort.

How to Get a Mortgage Being Self-Employed

Mon, 03 Jul 2017 13:19:17 -0500

Anyone can get mortgage, even a self-employed individual too. Check out some steps in the article which would help you to get your mortgage easily.

Foreclosures and Its Benefits

Thu, 22 Jun 2017 09:54:13 -0500

A foreclosure happens to be a home that belongs to the bank and once was the property of the homeowner. The home was either abandoned or either handed over voluntarily to the bank.

Home Mortgage Loans

Tue, 13 Jun 2017 20:49:43 -0500

Buying a home will be, for most people, the biggest financial investment of one's life. Being that 99% of us cannot afford to buy a home outright, we will need to take out a home mortgage loan from a bank or other financial lending institution. There are many mortgage options out there and an inexperienced home buyer can feel quickly overwhelmed when looking at hundreds of thousands of dollars and decades-long commitments.

What Are the Pros and Cons of Using a Mortgage Broker?

Fri, 28 Apr 2017 13:59:47 -0500

If you are looking to purchase a home, then it is likely that you will have considered the services of a mortgage broker. If you have not, then you should. However, it is probably worth weighing up the pros and cons, just to see whether going down this route will be right for you.

Tips To Choose a Mortgage Lender

Wed, 26 Apr 2017 20:27:47 -0500

No matter how rich you are emergency situations can crop up at any time. Thus, you have to consider taking a loan either from an individual or from a financing company or a bank. Most of the people of now like to opt for the latter options rather than going for the first option.

What Is Chattel Mortgage?

Mon, 24 Apr 2017 11:12:43 -0500

Have you ever heard of the chattel mortgage? Do you know how it works? If the answer is no, then let's know few basics and how it works and how can you avail it.

Refinance Mortgage Calculator

Tue, 28 Mar 2017 07:00:57 -0500

This type of calculator is used by a homeowner to determine if their monthly mortgage payments can be lowered. The best refinance mortgage calculator is one that has a simple interface through which you enter information. With a high-quality calculator, you can cover every financial metric that is involved with mortgage refinancing. The homeowner should be able to get their results through multiple media.

Race Cars, Cheetahs, and Fix and Flip Loans: The Need for Speed

Fri, 24 Mar 2017 14:11:24 -0500

Speed matters. It can be the difference between winning the Indy 500, catching tonight's dinner, or making a profit on a real estate fix and flip project. Many real estate investors turn to hard money loans to finance the purchase and renovation of rehab properties, and the need for speed is one of the chief reasons why. How can you "win the race" in the real estate renovation world?

How to Achieve Loan Modification Successfully

Tue, 14 Mar 2017 10:18:37 -0500

Not making your mortgage payment on time can make you lose your home to a foreclosure. In such a case a loan modification may be your best hope. It is not always easy to get your loan modified. There are many processes involved and many preparations to make. The amount of efforts that you put in are going to decide the level of success you achieve in this matter.

Steps To Get a Mortgaged Loan

Mon, 20 Feb 2017 08:48:05 -0600

In the time of severe crisis, a mortgage loan can help in many ways. These are in fact the best way to get easy a loan. The only thing one has to maintain is that the documents should be correct.

Let's Talk About the Flexible Mortgage

Tue, 10 Jan 2017 13:42:01 -0600

Lifetime mortgage is a long-term loan secured against the borrower's property and is repaid when he/she dies or moves to the long-term care. It can be termed as the Flexible mortgage as it maintains financial stability in a pensioner's life.

All You Want To Know About Mortgage

Thu, 15 Dec 2016 08:54:57 -0600

A mortgage is a kind of agreement. This allows the lender to take away the property if the person fails to pay the cash. Generally, a house or such a costly property is given out in exchange for a loan.

Getting The Perfect Conveyancer For Your Property

Thu, 15 Dec 2016 06:52:06 -0600

The transfer of property from one party to another is a very serious process that needs to be handled meticulously. Whether you are a buyer or a seller, conveyancing services will prove very helpful. The conveyancing professionals help you in handling every other detail that touches on the transfer so you enjoy a smooth and legal process all through. On your behalf, the conveyancer will draw up and assess contracts, conduct all necessary local searches, deal with land registry issues, manage stamp duty payments and charges and even collect and transfer finds. This is the person who will also provide you with the legal recommendations and advice you might need during the transfer process.

Examining 3 Mortgage Alternatives: Pros And Cons

Wed, 07 Dec 2016 07:05:54 -0600

The vast majority of those purchasing a residence, at least to a certain degree, use some sort of financing vehicle, or mortgage. These can fall into two basic categories, either a conforming, or non - conforming type. For the most part, this refers to the amount being financed, and may differ somewhat from time to time, and from geographic area, to other location.

How to Improve Your Chances of Being Approved for a Mortgage

Tue, 29 Nov 2016 09:10:53 -0600

Well, when you have finally found your dream house and wants to own it for yourself, you will be waiting with your fingers crossed to get an approval for the mortgage. After hunting down for the best in the housing market and making so many efforts, refusal is something that won't go down well with anyone but there must be something you can do on your part that assures you an approved mortgage. To begin with, you need to make sure that you follow these steps properly before you apply for a mortgage and be certain that...

Top Tips For Getting A Mortgage

Mon, 28 Nov 2016 13:20:15 -0600

Without any doubt, taking out a mortgage is a big financial commitment. So, you may want to get the best deal. The good news is that you can do a lot of things to improve your chances of getting a mortgage. Below are 10 tips that can help you with this.

Merchant Cash Advances Vs Business Loans - The Better Option

Fri, 18 Nov 2016 09:57:19 -0600

All businesses require funds to operate and expand. While some figure out newer strategies to make money, there are many that still rely upon loans. This article gives you a deep insight into the kind of options available, while helping you decide which one would be the better option for your business.

Which Mortgage Term Is Best For You? 15, 25 Or 30 Years?

Fri, 11 Nov 2016 06:52:06 -0600

Whether you are a buyer purchasing a new home (for you), or an existing homeowner, refinancing a mortgage (generally, to get a lower rate, better terms, etc), you will generally need to make a decision as to the length/ term of your mortgage. While there are many lengths, amongst the most popular are 15 years, 25 years, and 30 years. There is no rule - of - thumb, stating one length is better than enough, and it is often a personal decision, life circumstance, etc, which leads one to his decision.

5 Advantages Of Carrying A Mortgage

Fri, 28 Oct 2016 08:04:52 -0500

While most people must finance, in order to be able to purchase a home, there are some who have the funds, to make a cash deal. It might be that the property is relatively inexpensive, they are down - sizing, have recently sold another house, or have lots of other liquid assets. While some may counsel to reduce debt, and in most forms of debt, I would agree, there are many reasons this advice does not apply to a home loan, or mortgage.

CREDIT: The Key To Easing The Mortgage Process

Tue, 25 Oct 2016 07:43:41 -0500

The vast majority of homeowners purchase their homes, with the assistance and use of some sort of mortgage. Especially, today, where home prices are at the level they are, in most areas of the country, few individuals are either ready, willing, able or capable of paying cash for a house. In addition, with the low mortgage rates available, it would be wise, for most, to borrow, in this way!

Three Simple Hints to Understanding An Armed Forces Home Equity Loan

Tue, 04 Oct 2016 08:17:19 -0500

If you are strapped for cash, you can use your home as collateral for a loan. Here are three hints to help you understand an armed forces home equity loan and how you can use it.

Fantastic Reasons Why You Should Trust A Mortgage Brokerage With Your Military Financial Planning

Fri, 30 Sep 2016 08:12:46 -0500

This article explains why hiring a broker is the best route for military financial planning. From unique mortgage standing to mortgage protection plans, the article states many reasons why those in the armed forces should trust a broker.

HECM Reverse Mortgages: What You Need to Know

Fri, 30 Sep 2016 08:05:42 -0500

Reverse mortgages have been a trend on the rise. Here are some facts about HECM loans and how they can benefit those in retirement.

Jumbo Mortgages: 5 Key Things To Understand

Tue, 27 Sep 2016 07:29:35 -0500

Whether you are using a mortgage as part of your financing of a new (for you) home, or in order to finance, it is wise, to fully understand your alternatives, and consider them carefully. Since for most people, a home is their single largest financial asset, doesn't it make sense to proceed wisely, carefully, and in an informed manner? While there are numerous types of mortgages, let's discuss those referred to as Jumbo Mortgages, and consider them in relationship to Conventional Mortgages.

Here Is How Anyone Should Refinance Their Irrevocable Trust Real Estate

Thu, 22 Sep 2016 08:14:40 -0500

Living trusts have become a common tool for managing financial assets due to estate planning and tax benefits that they may bring. While establishing a trust, you must decide whether it should be a revocable or irrevocable.

The Summer 2016 Refi Boom - Crunching The Numbers

Tue, 20 Sep 2016 14:08:35 -0500

According to a recent survey from, the United States has created over 250,000 new non-farm jobs as of July, 2016. This, in effect, overshadowed the previous prediction of 180,000 that had been speculated by various economic tabloids. While to the average citizen this might sound like great economic news, that's not necessarily the case for those eyeing fresh mortgages as the rates are now expected to skyrocket. So, does this necessarily mean that the 2016 refi boom window has already closed?

What to Expect During the VA Military Mortgage Application Process

Mon, 19 Sep 2016 08:01:00 -0500

VA mortgage loans carry specific benefits for eligible service members and veterans in the United States. This article outlines the military mortgage application process for potential homebuyers.

New Method of Assessing Loan Eligibility of Buyers of Public Housing in Singapore

Thu, 08 Sep 2016 10:33:30 -0500

In Singapore, public housing usually refers to HDB flats. The term HDB stands for Housing Development Board, which is the statutory body that looks after public housing in Singapore. In other words, HDB flats are public housing developed by HDB for the public to own as home.

Four Ways to Use Your Reverse Mortgage Payments

Wed, 07 Sep 2016 09:11:44 -0500

With a reverse mortgage, the homeowner receives payments instead of making them. Here are a few ways that seniors make use of those funds.

Crucial Facts About Military Mortgages

Fri, 02 Sep 2016 15:09:23 -0500

Military mortgages are designed to enable service men to acquire homes affordably. They are covered by the government and are available to all active military personnel.

How Can Live Transfers Help Your Business?

Tue, 30 Aug 2016 10:54:33 -0500

If you wish to increase the customer base of your business and enhance your revenues, your best option would be to buy live transfer leads. These leads have high chances of conversions that can help you achieve your goals quickly. Read this article to know how exactly you can do this

Different Types of Mortgages You Should Know

Wed, 24 Aug 2016 14:38:52 -0500

Mortgage refers to an understanding that permits a money lender to take property (and offer it to raise money) when a borrower neglects to pay. Following are the types of mortgages you should know.

Can I Get a Reverse Mortgage On a Manufactured Home?

Fri, 19 Aug 2016 09:50:25 -0500

Attaining a reverse mortgage on a manufactured home is a unique process. This article will inform you of the particulars.

Refinance - The Dreaded R Word

Thu, 18 Aug 2016 14:49:17 -0500

Refinance can easily be put in the too hard basket however it may not be as hard as you think and in most cases you will be financially rewarded for your efforts. With Interest rates at an all time low now might be a great time to shop around.

All That You Need to Know About Converting Mortgage Leads Into Clients

Tue, 16 Aug 2016 15:34:25 -0500

There may be many lead generation firms that offer personalized and exclusive mortgage leads. If you are into mortgage business, you can benefit greatly from these leads provided you know how to convert these prospects into clients in an effective way. If you are not aware of this, this article should help you

Need for Remortgaging

Wed, 10 Aug 2016 13:13:48 -0500

Many people wonder what a remortgage is. Remortgaging is the process where you pay off your existing mortgage, then switch to another lender.

3 Questions to Ponder About Total Debt Service Ratio for Borrowers in Singapore

Mon, 08 Aug 2016 15:39:09 -0500

Total Debt Service Ratio (TDSR) became a household term for mortgage borrowers of properties in Singapore. This is a new mortgage framework introduced by the Monetary Authority of Singapore (MAS) to strengthen the crediting practices of financial institutions in Singapore. Four years after the Global Financial Crisis that almost resulted in a meltdown in the global banking system, Singapore introduced the TDSR framework on 28 June 2013 to regulate all mortgage issued by financial institutions in Singapore.

How Can A Reverse Mortgage Help You Enjoy Your Retired Life?

Tue, 02 Aug 2016 14:11:20 -0500

Enjoying your retired life would mean having some extra money on your hand that you can use, without worrying about repayment. If you haven't really planned to save up that extra money, a reverse mortgage can help you. This is an amount that you can obtain based on your home equity. You need not repay this amount as long as you live in the house that you own. The only criteria is that you need to be 62 or above.

Mortgage Strategies For Different Life Stages

Thu, 09 Jun 2016 13:10:35 -0500

Becoming a homeowner represents a major life milestone. But from a financial point of view, purchasing a home is not a one-time event; it is the foundation for a variety of strategies over the course of a lifetime.

Get a Low-Doc Loan Even When You Have a Bad Credit Score

Thu, 09 Jun 2016 12:42:00 -0500

Getting a low-doc loan is one of the best ways to lay hands on a stream of funds with the least amount of verification. With so many mortgage finance options, you'll require filling out a mountain of paperwork along with verifying different pieces of information.

Crucial Facts About HECM Reverse Mortgage

Tue, 31 May 2016 07:35:51 -0500

HECM is a mortgage program that is designed to get people the chance to own homes affordably. It is important to know all the facts about it to get a clear perspective of what to expect.

The Top 4 Reasons That Make Refinancing Your Commercial Mortgage Advisable

Fri, 27 May 2016 13:55:26 -0500

There are many ways of refinancing a commercial mortgage; once these ways are implemented, they will improve the fiscal outlook of a business. So we are just giving you, the borrower, four factors that will motivate you to refinance a mortgage that is commercial in nature. Going to the fixed rate again - Many times, business owners get commercial loans having adjustable rates; these loans enable you to: Keep the initial cost of the business low Capitalize on the low interest rates provided by the market...

How to Have a Conversational Mortgage Factfind

Thu, 19 May 2016 12:26:55 -0500

In this 1,600 word article, Paul explains that so many mortgage interviews are stifling, scripted and interrogative and needn't be so. They've been structured by risk averse compliance people, and they truly are interviews. Paul then shows you a step by step approach to ensure you have a conversation and the customer gets a fulfilling experience not an interrogation.

What Is the Home Affordable Refinance Program?

Wed, 18 May 2016 13:14:24 -0500

The Home Affordable Refinance Program (HARP) is designed to help those in need to refinance their homes to a more stable loan due to harsh economic times. If you qualify for HARP, you may save thousands of dollars a year on a new home loan.

5 Tips to Follow While Mortgaging a Home

Thu, 12 May 2016 08:32:20 -0500

The interest rates on all mortgages were around 4% throughout the entirety of 2015 but this rate is expected to reach the 4.5 mark. Thus in order to save a significant amount of money with respect to interest rates, there is some proper protocol that has to be followed.

Smart Ways to Advertise Mortgage Loans on the Internet and at Websites

Wed, 11 May 2016 06:24:12 -0500

A lot of mortgage leads are generated on the internet. We find that there are hundreds of different ways to advertise mortgage loans on the internet. This article explores a few of the smart ways of advertising mortgages on the internet.

5 Tips for Finding the Right Mortgage Company

Wed, 27 Apr 2016 15:41:02 -0500

Finding the right mortgage company is a lot of work. It is worth it, however, because the right group will make your home-buying process much more smooth-sailing.

Understanding Different Options for Home Equity Conversion Mortgages

Wed, 27 Apr 2016 15:40:30 -0500

Home Equity Conversion Mortgages, or HECMs, are a good way for those 65 or older to tap into their home equity. There are several options for reverse loan recipients to access their funds.

Learning About the Reverse Mortgage Option

Wed, 27 Apr 2016 15:12:00 -0500

You may have heard of the term reverse mortgage, but do you know exactly what kind of loan this is? Read to find out more about this financial option.

Cons and Pros of Private-Mortgage Loans

Fri, 22 Apr 2016 06:54:44 -0500

The major problem for maximum borrowers in recent years has not been low mortgage rates, it has been the strict lending needs ascribed by maximum lenders. If you are facing trouble qualifying for a conventional mortgage, a private lender can be a good option.

New Reverse Mortgage Information Puts a Positive Spin on Retirement

Thu, 14 Apr 2016 15:14:25 -0500

New reverse mortgage information has shown improved statistics over the past couple of years. Senior citizens can use this option as a viable retirement tool.

How to Use a Reverse Mortgage for Purchase of a Second Home

Wed, 13 Apr 2016 15:16:40 -0500

Using a reverse mortgage for purchase of a second home might sound too good to be true. In fact, many older Americans are doing just that in order to be closer to family periodically throughout the year.

Cash In, Not Out: A Reverse Mortgage Specialist Can Help Keep Your Home and Medicaid Safe

Mon, 11 Apr 2016 07:30:16 -0500

A reverse mortgage specialist can help seniors choose the best path to a comfortable retirement without giving up valuable Medicaid benefits. If you are a homeowner over the age of 62, you've worked hard for your investment for many years; now is the time to let that investment work for you.

Three Basics To Know Before Meeting With Reverse Mortgage Specialists

Fri, 08 Apr 2016 15:03:42 -0500

If you own your home and are in a financial bind, reverse mortgage specialists might be able to help. Before you meet with them, here are three things you need to know.

Financing and Mortgages: Protecting Your Future

Fri, 08 Apr 2016 06:15:36 -0500

Anyone shopping for a home will have a number of financing options to consider. Mortgages and loans are just one aspect involved in securing a solid future.

Reverse Mortgage FAQ: 5 Things Seniors Need to Know Before Signing

Fri, 08 Apr 2016 06:05:25 -0500

Seniors should consider these reverse mortgage FAQs before making the decision to tap into their property's nest egg using a Home Equity Conversion Mortgage (HECM). There are certain FHA-mandated restrictions that apply when accessing a senior's most important asset in order to secure their financial future.

When Should You Remortgage?

Thu, 07 Apr 2016 15:18:41 -0500

A sudden increase in salary or an inheritance of money can obviously make you think about overpaying your lender. However, they get stuck in their deals that won't let them over overpay or just allows a very small amount of overpayment.

Three Ways To Decide If A Reverse Mortgage Is For You

Thu, 07 Apr 2016 06:32:03 -0500

Figuring out if a reverse mortgage is good for your situation can be tough. Here are three things to think about when deciding if it is right for your situation.

What to Know Before Getting a Reverse Mortgage

Thu, 07 Apr 2016 06:29:10 -0500

Before getting a reverse mortgage, there is a wealth of information to think about before moving forward. It is crucial to be fully aware of all that is involved in the process.

Tips From Reverse Mortgage Lenders: Myths and Facts

Wed, 30 Mar 2016 14:58:56 -0500

There are a variety of misconceptions that reverse mortgage lenders often have to clear up about the lending process. The following are some common myths and facts about this loan option.

Home Equity Conversion Mortgages: A Guide To Helping You Qualify

Wed, 30 Mar 2016 14:28:54 -0500

Home equity conversion mortgages are a great way for retirees to get money out of their home without selling it. There are some restrictions and fees that you should be aware of before you apply.

Best Way to Determine If a Refinance With Your Mortgage Company Is Worth It

Wed, 30 Mar 2016 14:28:35 -0500

Explore the option of refinancing with your mortgage company to see if there is any financial benefit. Consider whether you need a fixed rate, money for another venture, or a quicker way to pay off your loan.

Mortgage Programs: Understanding Your Options

Fri, 25 Mar 2016 12:55:38 -0500

This article briefly reviews the four main residential mortgage options. These mortgage types include: conventional, FHA, VA, and USDA, Understanding the basic guidelines of each mortgage type should help you decide which program will be the most beneficial to you.

Mortgage Brokers - Broking at Its Best!

Fri, 25 Mar 2016 09:53:25 -0500

Finance companies offer wide assortments in financial services. However, it is very important to look into the details to figure out what will work out best, as well as you need to pay close attention to how they handle the money. These are some effective ways to get the most superlative of what the industry has to offer:

Key Considerations To Keep In Mind Regarding The Type Of Home Loan You Should Choose

Thu, 17 Mar 2016 07:50:19 -0500

There are various types of home loans you can choose from that the available options can be confusing. These options usually depend on their duration, interest, and whether the loan is granted by a private financial institution or a government unit. To make sure that you will be choosing the right type of home loan to apply for, below are some key considerations that you have to bear in mind.

Mortgage Related Expenses

Wed, 09 Mar 2016 09:59:37 -0600

Mortgages are so important these days and they are actually a big help both for the lender and the borrower. However, choosing the right mortgage is not an easy decision to make. Commonly, people only look at the rate of interest being charged, the mortgage tenure and the type of mortgage. Well, these are very important points to consider and analyze but there are more things to know about before signing the deal. Here in this article I would like to throw some light on one of the most important points in this regard. It is the Mortgage Charges.

Cyprus: Registration of Charges

Fri, 04 Mar 2016 10:53:44 -0600

Charges and mortgages are two instruments that ensure creditors' protection. Precisely, all creditors need to ensure that they will receive payment for their services or that their loan will be repaid.

What Your Mortgage Lender Can and Can't Ask

Wed, 02 Mar 2016 14:06:07 -0600

When you're seeking a lending solution, you face a number of questions, comments, paperwork, and effort. You have to hunt down a home that you like, compete with other home-seekers to put a bid in, arrange your finances-and then there's your mortgage lender asking you questions. Here are a few tips on what they can ask, why they ask, and what they definitely cannot ask.

Mortgage For Old Borrower

Wed, 02 Mar 2016 11:51:40 -0600

Mortgages are often considered to be an option for the middle-aged group but the desire to own a house can come at any age. Thus, even the older group may want to avail mortgages to finance their house. Honestly there is much less options available for this group but not zero option for sure. If you are an older borrower it may not be easy for you to find a lender but like mentioned before there is always a thin chance. Let me explain some of the things that you will need to know or drag in favor to get a lender come on your side of the river. This tendency to lend to the old group has started in these last 5 to 10 years.

Self Build Mortgage

Tue, 01 Mar 2016 14:06:32 -0600

Owning a house is a dream that everyone strives to materialize. Many are successful and that is because there are so many types of mortgages available in the market. However, when you are planning to construct your own dream house then a conventional mortgage may not be the right choice for you. So what is the other option? Well, the other option is to get a specialist self build mortgage. Remember that such mortgages are offered only by a few lenders. Building your own house can be a very exciting experience but you should be very careful and plan your finances well to avoid regretting later. While building your own house, there are two ways to get the work done - one is by supervising all the work yourself and the other is by hiring a contractor to manage everything on your behalf. In both the cases, getting a standard mortgage sanctioned is not possible. So, self build mortgage is the option that you have to go with.

Variable Rate or Fixed Rate, Which One Is Right for Me?

Mon, 29 Feb 2016 13:54:34 -0600

A variable interest rate home loan is a loan where the interest can change from one month to another. In a stable economic environment these changes should be quite moderate but you always run the risk of increases in interest rates and these can increase significantly over the life of your loan.

Helpful Reverse Mortgage Information for Potential Borrowers

Thu, 25 Feb 2016 06:36:28 -0600

There are several options for those interested in seeking equity on their home. The following reverse mortgage information can provide some of the basics for those getting started.

Mortgages For First Timers

Thu, 18 Feb 2016 13:53:20 -0600

If you are a first time buyer, you are most likely to have more questions or rather confusions in your mind. Perhaps, reading down the lines of this article will clear some or maybe all the doubts that you have in mind. One thing that you must understand before you proceed any further is that falling house prices has been brought in balance by the overall credit crunch. In spite of all these, there are a number of options available for mortgage seekers.

Is Remortgaging The Right Choice For Me?

Fri, 05 Feb 2016 14:30:20 -0600

Mortgaging is a rather complex process and this is a blunt truth but here I would like to take you a step deeper into the complexities because the topic of my discussion is remortgaging. The primary question that will be answered in the lines below is, 'Is remortgaging the right choice for you?' The other questions that will be answered are - What are the primary reasons for remortgaging and how to make the decision to remortgage?

Everything You Need to Know About the Home Loan Eligibility

Fri, 05 Feb 2016 14:21:20 -0600

Securing a home loan will require solid paperwork on your part to prove your candidacy. Read on to know how you can get one instantly without any headaches.

How To Qualify For a Second FHA Mortgage

Mon, 01 Feb 2016 09:52:50 -0600

In certain situations, an individual may only qualify for mortgage financing through the Federal Housing Administration. This article summarizes the exceptions to obtaining a second FHA mortgage.

Do I Need a Mortgage Professional?

Thu, 28 Jan 2016 13:53:02 -0600

Buying and owning a home, exciting. Searching and arranging for a home loan that fits your financial situation on your own, not so exciting. Many home owners find the home loan process can be complex and time consuming.

Why Hire A Mortgage Broker When Planning To Buy A New House

Tue, 19 Jan 2016 15:45:19 -0600

For many people, planning to buy a house can be really stressful and it requires time and effort to ensure that you make a smart investment. The last thing you want is to make a decision without fully understanding the responsibilities you need to honour and knowing the arrangements available to you that can make the responsibilities attached easier for you to manage. And because of this, many experts advise people who are set on pursuing their dream home that it's imperative to consider what a mortgage broker can do to help.

Refinancing In Singapore

Mon, 18 Jan 2016 07:53:44 -0600

The Monetary Authority of Singapore (MAS) has broadened its refinancing regulations/exemptions about refinancing loans related to owner occupied properties bought before the Total Debt Servicing Ratio (TDSR). However, the TDSR threshold of 60% continues to apply in all of the investment property loans.

Prepare Yourself to Get Your Bad Credit Remortgaged

Thu, 14 Jan 2016 09:37:16 -0600

Incidents of the mortgage defaults are rising and so are the organizations that provide mortgage for bad credits. The procedure that such an organization follows is not as complicated as the mortgage process of a financial institution like banks, but they do consider some things.

How to Become A Reverse Mortgage Specialist

Wed, 13 Jan 2016 06:49:39 -0600

A reverse mortgage specialist is there to assist customers in getting the money they need out of their home. There are a couple of different ways to make this happen.

Can Changing Jobs Impact Your Mortgage Application?

Wed, 06 Jan 2016 10:24:29 -0600

Even if you have recently changed jobs you can still qualify for a mortgage, provided that you are properly prepared. Communicating with your lender and having the correct paperwork on hand and ready to go can make this process go smoother for all involved. Make sure you follow the steps your lender sets out for you so you can close on your new home when you want to.

The Ins and Outs of the Fannie Mae Homestyle Renovation Mortgage

Mon, 04 Jan 2016 15:31:18 -0600

This article explains the nuances of Fannie Mae's renovation mortgage product. It allows homebuyers or homeowners to finance repairs, improvements, and renovations into a single mortgage.

The Low Down on Bad Credit Mortgages: How to See Whether You Have Bad Credit and What to Do Then

Sun, 20 Dec 2015 16:50:21 -0600

The short of it is this: If you want to land a solid loan with minimal interest and least trouble you'll need to go the traditional route. And for that you'll need a solid FICO score and excellent credit history. That's called a prime loan.

What's the Difference Between a Mortgage and a Deed of Trust?

Fri, 18 Dec 2015 11:36:51 -0600

With banks tightening their lending rules after the last few years' rash of foreclosures, more and more people are turning to private lenders as an alternative. Banks consult the strength of your FICO score and your credit history to determine your trustworthiness. They then loan you, or refuse you a loan, accordingly.