Published: Tue, 25 Oct 2016 21:46:07 -0500
Tue, 25 Oct 2016 08:23:12 -0500Companies can greatly benefit from issuing credit cards to their employees. Cardholders, on the other hand, must equip themselves with the necessary information on how it works to avoid pitfalls.
Tue, 18 Oct 2016 07:16:45 -0500It's true when they say nothing is free, so when you hear offers of interest free periods there is almost always a catch. That's not to say you can't take advantage of this free money while putting your money to work, follow these tips and you can start smashing the savings. 1.
Mon, 17 Oct 2016 10:07:06 -0500When it comes to business privileges and perks, one of the most common ones that employers give to their employees are corporate credit cards. Although this does not necessarily mean that you can use this card anytime and anywhere you want to as this is limited to company rules, still this gives you convenience and security whenever you are in a business trip. And having said this, it is very important that you know how to choose the best ones.
Mon, 03 Oct 2016 14:55:53 -0500Our eldest daughter recently graduated from college (1 down - 3 to go). She headed West to take an internship that will assist her in obtaining some certifications that she needs. During her college years our mailbox was filled with Student Loan companies making sure that she knew that they were there for her - to lend her what she needed to complete her degree. Now that she has her degree - our mailbox is full of offers from credit card companies offering her the credit that "she needs" to get her life in full gear.
Thu, 08 Sep 2016 10:29:40 -0500The 5 C's of business credit are: 1. Character 2. Capital 3. Capacity 4. Collateral 5. Conditions - Character is all about you. It's about your personal history, your stability, and how reliable you are.
Tue, 30 Aug 2016 10:27:03 -0500Your credit report in combination with your credit score is as important as the air you breathe. Without it, you won't stand a chance or survive in the United States. To most of the country, you are just a number in conjunction with a credit history. It does not matter whether you are good person, volunteer, lie or cheat. It only matters how responsible you are with your personal finances.
Wed, 10 Aug 2016 07:41:29 -0500Do you know what shows up on your credit report? This article outlines what does show up on when someone pulls your credit report, and a few items that won't show up on your report.
Mon, 08 Aug 2016 07:06:04 -0500The importance of regularly checking credit reports is not lost on many people. It remains the fastest and most effective way to monitor your credit score and protect yourself from identity theft. By reviewing your report on a regular basis, you are able to catch any discrepancies early and report them before they implicate you in any criminal activity. Furthermore, you can keep a close eye on your credit score thanks to the detailed credit report. The reason why many people shy away from this seemingly simple task is the steep charges associated with accessing this information. Generally, a fee of between $15 and $20 is incurred every month you get your credit report.
Fri, 29 Jul 2016 15:52:32 -0500Having the intimate knowledge about the inner-workings of the bankcard system is not mandatory but then there's no harming in knowing it. Understanding how things actually work is a good approach, as fees are incurred at times at one or the other stage.
Tue, 26 Jul 2016 10:56:33 -0500If you've ever made a late payment, you're not alone. According to the National Foundation for Credit Counseling, roughly 1 in 4 adults don't always pay their bills on time. Many Americans struggle with making payments on time in their 20s and 30s, and sometimes this habit can extend far past those age groups. Having an overdue credit account can be damaging to your credit score and to your wallet.
Fri, 22 Jul 2016 15:22:21 -0500As children grow into teens and young adults, they need to start learning about building good credit. Not having the proper guidance can lead young people down a path of building debt and poor money management. Starting at home with some principles for good financial management is a great way for parents to help their children grow into responsible adults.
Fri, 22 Jul 2016 15:20:29 -0500Credit scoring seems like it should be a straightforward concept. All of the financial information provided to consumers, however, is confusing. You may see multiple scores and various criteria used by banks, credit card companies, and other lenders. What is your real credit score? Read on for an overview of credit scores and what they mean for the general population. Scoring methods all generally use statistics and analysis to determine consumer credit payments over time. They are all used by lender and financial institutions to facilitate providing credit, loans, and mortgages to individuals. Payment history, overall debt, number of cards, and other information is used in most scoring models.
Fri, 15 Jul 2016 10:45:40 -0500If you've ever run into financial trouble, you know how frustrating it can be when that information shows up on your credit report. Lenders use the information on your credit report to assess your risk as a borrower, and late or missed payments could make you seem like more of a risk. In addition, your credit score may be negatively impacted.
Wed, 13 Jul 2016 08:02:40 -0500If you're a U.S. citizen and have a credit card, then you have a credit score. Essentially, that score is a metric, or measurement, of your likelihood of repaying borrowed money.
Mon, 11 Jul 2016 12:54:41 -0500Every business has its share of strong points as well as low points. While some entrepreneurs are quite familiar with both aspects, some are still battling between the pros and cons.
Mon, 11 Jul 2016 08:59:02 -0500The world is a constant flow of services and goods today that need to be created, ordered and paid for. In today's economy, this is often done through credit. In a view to keeping this system functioning smoothly, it is important that businesses rely on business credit reports. Through business credit reports...
Tue, 05 Jul 2016 09:29:55 -0500If you read about the housing market a lot, or you've recently been house hunting, you might have heard of something called 'rapid rescore.' Essentially, this is a service that mortgage lenders provide to certain clients in order to immediately boost credit scores. The main goal of a Rapid Rescore being to make it easier to purchase a home.
Thu, 16 Jun 2016 15:09:51 -0500Managing our credit plays a vital role in our financial life. It is essential not only on getting a strong credit history, but it also qualifies us to get a better option in accessing our credit line. What knowledge we have about credit management gives us the control over our future. It is better to be equipped especially when it comes to our finances. And when it comes to finances, it works hand in hand in planning for our future. Financial management draws us away from obligations that may keep us from gaining financial failures. Securing a credit bureau like CIBI gives us back that financial freedom.
Thu, 09 Jun 2016 10:12:41 -0500A credit card can be a powerful thing. For teens and 20-somethings looking to pick a first card, taking the time to choose carefully can save money and offer a boost in establishing and building a credit history.
Wed, 08 Jun 2016 09:30:23 -0500If you have recently declared bankruptcy and want to rebuild your credit, it is essential that you regularly check your credit report to make sure that all of the details are correct. In reality, everyone needs good credit. Even if you never intend on buying a home or a new car, your credit score will still impact your life. A bad credit score may require you to pay more for car insurance or cost you more for your monthly cell phone plan.
Tue, 31 May 2016 10:56:55 -0500A debt collector has just contacted you for the first time about a debt. Is this debt really yours? Is this person on the phone legitimate? Learn how to respond and what to do next in this article.
Tue, 17 May 2016 06:38:08 -0500Your credit card offers you access to a world of possibilities. It can not only help you in making payments, but it can also help you to improve your credit score. If you make the payments on time and use your card wisely, you can improve your credit score by leaps and bounds. However, if the card is misused due to negligence or fraud, your credit history and score can be severely affected. Hence, it is important that you avoid being a victim of credit card fraud.
Fri, 13 May 2016 08:14:54 -0500One of the beneficial possibilities that the internet has brought forth is the possibility to send money online. Today, you do not have to be in the same locality or country with the recipient for you to be able to send them money, all you need is internet and a good service provider to send money across the globe safely and securely. Financial services have become robust and this means that you can enjoy low fees as an individual or a company sending money to your preferred destination.
Thu, 12 May 2016 15:07:33 -0500The Philippine government has made a decisive move to finally pave the way for a centralized consumer credit standard. In a few more years, something as alien as creditworthiness would be part of our daily concerns. Which brings us to a conclusion: from now on, it pays to pay on time, but it also pays to know why you should. Last March 14 2016, there are 6 credit bureaus that were accredited by Credit Information Corporation as Special Accessing Entities for credit information. These bureaus will help support the credit information exchange in the country and will help transform the financial data into analytics. Soon every Juan will be choosing the credit bureau that will support his/her growth as an individual or as an entrepreneur. It is best to be with a credit bureau who knows every Juan dela Cruz better as our financial set up is very challenging and unique among other countries. This is a positive move for us and may this embark the change that we long deserve.
Wed, 11 May 2016 14:44:28 -0500Like any other business, there are advantages and disadvantages to accepting credit cards. We have included both so you can make an informed decision on if your business should sign up for merchant services.
Mon, 09 May 2016 06:40:35 -0500As of October 1, 2015 consumers were to have their chip cards and retailers would have the machines that read them. Well, everybody is working towards this goal, but they are not quite there yet.
Mon, 25 Apr 2016 12:38:39 -0500As an entrepreneur, the driving factor behind the success of your business, depends on your funds managerial skills. It is not important whether you handle a small business, a startup or leading a large corporation for years, finance is the catalyst that keeps the business sailing smoothly.
Mon, 18 Apr 2016 08:02:24 -0500It seems society's viewpoint on the use of credit has changed from those of generations past. Back then people would obtain a line of credit or overdraft protection for emergency situations only. Credit was used for more big-ticket items like purchasing a home. When it came to buying products it was cash sales in the stores, and occasionally some merchants would accept checks from loyal customers. The world ran on currency, which meant price was king, not what the monthly payment would be. Here is why I believe using credit like additional income causes so many with financial devastation...
Wed, 30 Mar 2016 06:24:27 -0500A credit score is an evaluation of your credit risk. It is always advisable to keep up with your credit reporting details and seek explanations when there is a fluctuation in your scores. A credit score can either fascinate you or disappoint you. Some of the reasons which cause a credit score fluctuation include:
Mon, 28 Mar 2016 15:50:30 -0500THE ANDROMEDA EFFECT - I've heard it and I know you have, pretty people always seem to get a break. I want to believe the opposite is true, but sadly, ugly people are screwed out of some perks just for being, well, ugly. THE SKINNY (NO PUN INTENDED) - EVERY experience I've had during a traffic stop, no matter my disposition, is tense and I'm approached as if the stop sign or turn signal I omitted meant something personal to the officer.
Tue, 15 Mar 2016 05:59:26 -0500What is it with all the borrowing these days - credit card debt, low down payment mortgages, car loans and leases, college tuition loans, and the revival of the $100,000 five-minute loan? It's like the American Consumer is addicted to easy money. Now with interest rates at historic lows, and the FED considering negative interest rates like the EU and Japan there are investment groups taking advantage of those and then lending money here. It seems like every day I read about more offers for easy consumer credit, get some credit card offer in the mail, or am enticed by some marketing company or corporation to buy something on credit. Let's talk.
Tue, 23 Feb 2016 12:00:29 -0600These days, e-commerce is on the rise and people are using different ways to provide their customers convenient and easy ways to shop. Credit card processing is the best way to take your online business forward.
Tue, 09 Feb 2016 06:23:52 -0600Selecting a credit card is one of the most important decisions you will make. Holding the right credit card can enhance family finances and actually help you make better budget decisions. Here is a fail-safe method for choosing a card you can live with for a long time.
Fri, 08 Jan 2016 10:19:23 -0600The landscape of loan and credit in India has drastically changed in the recent times. Thanks to the dedicated and concerted effort of CIBIL, consciousness for maintaining good CIBIL score is fast raising across the country.
Wed, 30 Dec 2015 09:26:44 -0600I can assure you that many employers in the US take your credit scores into consideration when they judge whether you are a suitable candidate to hire. You should not let low credit scores hold you back any longer than you have to and this info article will show you how to improve your credit scores significantly. It might take a little time, discipline and effort. However, it is so worth it, especially when you want to earn more money or advance your career.
Fri, 18 Dec 2015 11:01:05 -0600Is credit repair legal? Here I answer a few questions about credit repair, why its legal a few misconceptions and why you should make every effort to improve your score.
Thu, 17 Dec 2015 09:34:05 -0600Having a fair credit score is a mandate for an individual that reflects the financial status of him and allow them to enjoy benefits of various financial products or avail loans offered by banks. However, not all succeeds to have so and thus; advice of a score repair specialist is needful.
Thu, 03 Dec 2015 08:02:57 -0600The concept of having your own Credit Card might seem exciting to you. If used wisely, a Credit Card can be the ideal tool to help you purchase your goods; it further helps you in building credit history.
Mon, 30 Nov 2015 10:17:34 -0600American Express is one of the biggest issuers of credit cards in the world. The company offers cards that are customized to meet the needs of all kinds of customers but mostly they cater to the needs of individuals with high net worth. At present, more than 100 million people around the world use cards that are issued by this multinational financial company. American Express has a very strong presence in most Asian countries including Singapore. It offers a range of credit cards that are very popular with residents of this island nation. The top 5 American Express credit cards offered in Singapore are as follows:
Mon, 30 Nov 2015 10:01:14 -0600Credit cards not only offer people with access to instant credit but also make online purchases more convenient for them. There are numerous banks and financial institutions in Singapore that offer a variety of credit cards that cater to the needs of people from all walks of life and different cards come with different types of features, benefits, fees and interest rates. Here is an introduction to the top 5 credit cards in Singapore.
Mon, 30 Nov 2015 10:00:37 -0600Given that traveling is an integral part of the lives of most people these days, many credit card issuers offer credit cards that offer a variety of travel benefits. If you are someone who travels on a frequent basis, you will benefit from applying for a travel credit card as it will provide you with access to exclusive offers, promotions and deals that will make traveling a more rewarding experience for you.
Fri, 16 Oct 2015 10:43:21 -0500Here are 3 very popular credit myths that I often hear. Hopefully this explanation will clear up any misunderstandings.
Tue, 13 Oct 2015 08:24:38 -0500The esoteric world of understanding credit scores delves into the lives of the average American family and their struggles to understand how their credit scores are calculated. It takes the reader on a brief moment in time in the lives of the Jackson family.
Mon, 12 Oct 2015 13:59:40 -0500Credit cards are used by most of the consumers all over the world. Parents should help their kids to learn managing their finances.
Mon, 28 Sep 2015 14:07:59 -0500The concept of money has been around from centuries, evolving on a daily basis, changing to meet situational demands. Modern times have seen an entirely new concept of money, money which is available to us yet not physically present with us.
Thu, 24 Sep 2015 11:36:41 -0500Reasons people fail when repairing their own credit #1. Not understanding their rights. The Federal Trade Commission has numerous laws pertaining to credit, credit scoring, credit reporting etc.
Tue, 22 Sep 2015 11:40:07 -0500If you have a bad credit score, get ready to pay more for some financial options. Lenders and providers of financial services consider your FICO score as the main guarantee that you can pay them back.
Tue, 15 Sep 2015 10:48:43 -0500Business Credit reports are offered by Experian Commercial, Dun & Bradstreet, and Equifax Commercial. You will first want to get a copy of your business credit reports to see what is being reported now. You'll also want to dispute any derogatory inaccurate information.
Wed, 02 Sep 2015 07:42:51 -0500At times, people do not know how to effectively manage their credit cards. This is why, their credit score is severely affected and they find it hard to acquire financial assistance from banks and other lenders. In order to make sure that your credit score is not affected, you need to effectively manage your cards. You need to be careful about making payments and using the card for any purchase.
Tue, 01 Sep 2015 13:33:09 -0500Credit reference agencies keep files on all of us and the score that they calculate for each of us determines if we can borrow money, and how much interest we will pay. Here are ten ways that you can improve your credit rating.
Wed, 19 Aug 2015 06:58:21 -0500Taking a cash advance make seem a perfect solution if you are faced with a financial emergency and need quick cash. Most people sign up for this short term loan as it offers a quick fix to their financial dilemma. One of the important things that you need to remember is that this perfect solution comes with a high price. You can land in serious financial trouble if you rely on cash advances.
Wed, 12 Aug 2015 08:51:54 -0500A credit card went shopping in an Atlanta mall, while its owner was someplace else. Responsible stewardship, like responsible parenting, requires you to know where your charges are.
Thu, 06 Aug 2015 07:05:06 -0500Stashing cash away among your possessions is certainly not an option in this day and age. If you want to have total convenience and security with your finances, as well as a smart management strategy, then turning to reliable banking institutions for their products is the best thing to do.
Mon, 03 Aug 2015 11:10:09 -0500A First National Legacy credit card offers the convenience of cashless transactions for individuals with less than perfect credit, and is available by invitation only. Therefore, if you've faced the indignity of being turned down by numerous lending agencies because of your credit history, this credit card can be an ideal solution.
Tue, 21 Jul 2015 06:42:51 -0500When you apply for business financing there is actually three types of credit that are reviewed for your approval. No matter what you're told... personal credit ALWAYS matters... unless it isn't being looked at. For example, when applying for business credit you can use your EIN to get approved and leave your SSN off the application.
Tue, 21 Jul 2015 06:38:42 -0500Business credit is credit in a business name that's linked to the business's EIN number. This is credit a business owner can obtain that is not linked to their SSN. When built correctly, the SSN isn't even supplied on the application meaning there is no personal credit check to obtain this kind of EIN credit. When you apply for something such as an auto loan, the lending institution pulls your personal credit using your name, address, and social security number.
Tue, 21 Jul 2015 06:36:31 -0500This means there is no credit check from the business owner to get approved. This also means that anyone who has bad, even horrible personal credit can still be approved for business credit. Business credit reports to the business credit reporting agencies, not the consumer reporting agencies.
Wed, 15 Jul 2015 10:44:45 -0500Credit bureaus often commit errors while maintaining your financial information. So, you must check your credit report and contact the relevant credit bureau if you find any error.
Wed, 15 Jul 2015 09:46:26 -0500If you want to improve your credit scores in the best possible way it is advisable that you should hire a successful credit repair service provider and try to know about the benefits that you are able to get from this type of provider.
Tue, 07 Jul 2015 08:18:23 -0500In some ways, a business has many of the same attributes as an individual person. Businesses earn income, file tax returns, debtors are paid, credit is used for the business, and many businesses have credit histories. Still some business owners overlook the importance of a healthy business credit profile and score or don't know anything about business credit all-together. Because of this many business owners start believing the myths surrounding business credit instead of the real facts.
Thu, 02 Jul 2015 06:30:49 -0500Some changes have been made to the way your credit score is tabulated. If you are preparing to apply for a residential mortgage loan, the new rules may benefit you - and hopefully give you the score you need to succeed. Your payment data, debts and court records still count, but the new scoring model reflects some different weighting - in favor of the consumer.
Tue, 30 Jun 2015 06:57:30 -0500Banks REQUIRE good credit to get approved as you know. Most people only go to their bank when they need money. But the most common business bank loan, SBA loans, only account for 1.1% of all business loans (Department of Revenue 2013). The reality is the big banks are NOT the suppliers of most business loans. And even though they require good credit to qualify, many sources don't.
Mon, 29 Jun 2015 10:08:50 -0500This article shows the advantages of having a credit card. It ends with explaining that these merits come with a caveat.
Thu, 25 Jun 2015 10:57:40 -0500There are three main reasons many people fail building business credit. The 1st BIG reason people fail, is that their business isn't setup credibly in the lender's eyes. The perception lenders, vendors, and creditors have of your business is critical. Before applying for business credit a business must insure it meets or exceeds all lender credibility standards. There are over 20 credibility points that are necessary for a business to have a strong, credible foundation.
Thu, 11 Jun 2015 06:49:17 -0500If you wish to repair your credit in the best possible way, it is advisable that you should take the help of a trustworthy credit repair service. There are several benefits of hiring this type of service provider for your requirement.
Wed, 10 Jun 2015 13:18:41 -0500You might have already heard of the FCRA. The Fair Credit Reporting Act outlines consumer's rights to dispute inaccurate information on their credit reports. But it's essential to know that this law does NOT apply to business credit repair. There are currently no laws which outline business owner's rights regarding credit disputing.
Mon, 08 Jun 2015 14:48:00 -0500Business credit is credit in a business name that's linked to the business's EIN number. This is credit a business owner can obtain that is not linked to their SSN. This credit can be obtained with no personal liability from the business owner.
Tue, 02 Jun 2015 11:33:52 -0500Financial Rescue means all measures that protect a business from going bankrupt under the burden of debt. The following details will give a brief view of strategies which is covering four particular aspects. These are consumer Credit Card, Auto Loan, Mortgage, Medical and Student Debt.
Wed, 27 May 2015 15:02:29 -0500Choosing a credit union over a bank has many advantages. If you're getting ready to make the switch, there are a few important points to consider.
Fri, 08 May 2015 07:27:08 -0500Credit card fraud is prevalent today. Discover what you can do to reduce the likelihood of becoming a victim.
Tue, 28 Apr 2015 10:20:23 -0500The purpose of this article is to help the reader to differentiate between an honest and reputable credit repair company vs. the credit repair companies that are misleading the consumer. Time & Money are two things that no wants to lose, especially with little to no results and this article will inform the reader to make a better decision in choosing the right credit repair company.
Thu, 09 Apr 2015 12:30:22 -0500A great credit report is essential to getting the most out of life. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan.
Mon, 23 Mar 2015 10:56:57 -0500These issues come up mostly while talking with those who have gone through conflicts in their families during property division process in any of their estate settlements. In most of the cases there are references to the input from one of the members of family "once removed", and not necessarily the ones who are the so called immediate heirs.
Mon, 23 Mar 2015 10:18:33 -0500If you are in the process of settling inheritance of a deceased individual who did not leave any will, you certainly have a plenty of questions that are still unanswered related to how the inheritance will be distributed. To begin with, it is very important to understand that there are different types of assets that are not always passed through will.
Thu, 19 Mar 2015 13:20:19 -0500This article discusses the main factors used to calculate a credit score. It also clarifies what steps an individual can take to maximize their credit scores.
Thu, 05 Mar 2015 11:04:54 -0600You are not happy with your credit score. You want it to be higher so that you can get better deals on all credit products including a mortgage. How do you achieve this without much effort and great strain on your budget? Use the three super effective methods described here.
Wed, 25 Feb 2015 11:42:59 -0600There was a time when people roamed with a lot of cash in their pocket. This was because if you went shopping, the only choice was to pay by cash. But carrying cash always carried a safety threat as well.
Mon, 23 Feb 2015 08:58:16 -0600If you have gone to a lender and got denied did you know what your credit score was prior to applying? Not understanding your credit score will hurt your bottom line. Learn why you need excellent credit and how you can approach the bank with confidence.
Fri, 13 Feb 2015 15:40:33 -0600From the concern of repairing personal credit, it's always best to do it yourself. Most often, you could find out as well as take notice of commercials boasting spectacular credit history repair services providing you "legal" and also "guaranteed" options to your credit history issues. These services may also use mottos that are very enticing to people who find themselves with serious issues that require credit history repair.
Fri, 13 Feb 2015 06:11:27 -0600Have you ever wondered how to build a separate profile from your personal credit? It can be done. You can even obtain financing in just the company name
Wed, 04 Feb 2015 08:45:26 -0600When getting credit cards, you need to know numerous factors to ensure that you get the best credit card. With this said, you need to look for ways that can help you choose the best credit card company.
Mon, 02 Feb 2015 10:45:24 -0600Credit card debt can be incredibly crippling and difficult to manage. In this article you'll learn a number of proven strategies for getting on top of your credit card.
Mon, 12 Jan 2015 14:08:43 -0600This article reviews how credit inquiries affect your ability to qualify for mortgages, installment loans, and credit cards. It also advises how you can protect yourself and credit from abusive credit inquiry practices from lenders.
Mon, 12 Jan 2015 10:25:19 -0600Credit score is a number derived using credit history information to evaluate what kind of a creditor you are. This can be one of the greatest financial assets you have since a high score can help you qualify for auto loans, personal loans, mortgages, employment and even insurance policies. This score can play a major role in the financial future you have; hence, the need to keep it clean and high as possible. You can check for errors leading to a low credit score, but in case there are any errors, you still have options to improve on the score.
Fri, 09 Jan 2015 06:22:25 -0600Does shopping with many different lenders adversely affect your credit rating? Learn how to be a smart shopper and avoid any penalties when looking for the best mortgage.
Tue, 23 Dec 2014 15:18:17 -0600The article discusses the different types of judgments that can be rendered against an individual. It also reviews how judgments are initiated, placed against an individual or asset, and how they are satisfied.
Fri, 19 Dec 2014 11:17:08 -0600Despite elaborate claims made by Internet, television, and radio advertising, --lectures about financial responsibility are not going to solve your credit problems. Making your payments on time is the best way to improve your credit score, --it's not only the right thing to do, it will also save your credit in the long run.
Thu, 20 Nov 2014 07:57:32 -0600Do you have bad credit ratings? Do you need to repair your credit, get loans and save money? You can improve your credit scores and get your life back.
Thu, 13 Nov 2014 05:30:46 -0600Use your credit card intelligently. Otherwise, you face the severe consequences. The number one mistake to avoid is lending your card to somebody else.
Thu, 06 Nov 2014 14:39:16 -0600The Choice Privilege Visa card is a great one to have as it will reward you with 8,000 extra points after you take on your first purchase and an additional 8,000 bonus points on other specified purchases. Cardholders also earn 5 points/$1 on Choice acquisitions and 2 points/$1 on all other purchases.
Wed, 29 Oct 2014 15:33:11 -0500If used wisely, credit cards can be a valuable financial tool. Using credit cards the right way can earn you rewards in the form of cash back or trips, and they can also help improve your credit score, which can lead to better loan approval and higher credit limits.
Wed, 29 Oct 2014 14:30:24 -0500With all the responsibility that comes with using a credit or debit card, many companies opt to offer rewards to their customers. This is a way of applauding those that can stay within their budget.
Tue, 28 Oct 2014 14:36:06 -0500Peer-to-peer lending is disruptive in every way; challenging the financial system and giving you more information about your money. By going down an unconventional route we are creating new ways for your money to grow. Social media has opened the world up to a totally new way of interacting. It is this brave, new world that has brought about a shift in thinking - on every level. Peer-to-peer lending is one of these shifts. Take a look at the 5 ways peer-to-peer lending is changing your world today:
Tue, 28 Oct 2014 06:33:46 -0500I threw all my credit cards into the dustbin. What about you? What legacy would you like to leave for your children... big houses, big cars and big debts or clean air, clean water and clean food?
Wed, 22 Oct 2014 07:21:47 -0500First time owners of credit cards can easily become victim of overspending. As such, if you are a first time owner of a credit card, below are some tips you can follow so that you can avoid overspending and maxing out your card.
Mon, 20 Oct 2014 13:40:54 -0500Maxine Waters, a California Democrat, has introduced a bill that could bring welcomed change to your credit report. It has been a long time since the original bill was passed and consumer spending habits and use of credit have changed significantly since then. Let us take a look at some of the proposed changes in the House Bill.
Mon, 06 Oct 2014 14:08:01 -0500The release of a new credit scoring system has been bringing hope among many consumers plagued by old debts, but few really understand much about these changes. Further, the changes may not be as beneficial as anticipated.
Mon, 06 Oct 2014 13:53:43 -0500How will paying a charged off account affect my credit score? How will it be recorded on my credit report after payment?
Fri, 03 Oct 2014 11:37:09 -0500There are options available to remove unpaid tax liens from your credit report. The IRS has taken initiatives to help struggling tax payers get a fresh start without having to pay the entire debt in full.
Wed, 01 Oct 2014 13:00:43 -0500Most people assume that the three credit reporting agencies - Equifax, Experian, & Transunion are government agencies whose job is to protect the consumer. That couldn't be furthest from the truth. If you look on any of their websites in the 'About Us', 'Who We Are' or 'What We Do' section you won't find one mention of 'rights' as it relates to consumers.