Preview: Nice News - Finance News from Niceloans.co.uk
Nice News - Finance News from Niceloans.co.uk
Finance industry news created by UK experts in cheap loans.
Cheaper Loans without PPI
The ability of loan providers to sell PPI at the same time as arranging a loan looks set to be banned.
Cheap Loans Restricted
The availability of cheap loans is still restricted due to concerns about the creditworthiness of borrowers.
Stricter Loan Terms
Loans are still available to borrowers but lenders are enforcing stricter terms.
Help for loans economy
Ministers are considering their options for helping the loans economy recover more quickly.
Time to save
With people trying to cut back in all areas of expenditure we look at ways of saving money on new loans.
Cheap home Loans
The prospects for cheap loans in the home sector are diminishing all the time and the prospects for lower rates over the next two years seem slim.
Loans in short supply
Loans availability is contracting as lenders reduce their range of products in the light of uncertainty around interest rates.
Loan Interest Rates
Why interest rates advertising the cheapest loans are not a sign of the best deals for everyone.
A look at the reasons why people take out loans reveals the usual suspects, but summer is a time when loans are used for different reasons.
Acceptance rates on loans at a high street provider were revealed this week and showed that the cheapest loans are available only to a few applicants.
Loan Brand Closes
CitiGroup has announced that it will shut down it's CitiFinancial sub-prime loans operation and it's Future Mortgages brand.
The credit crunch seems not to have bottomed out yet, so finding a cheap loan remains tough for many borrowers. NiceLoans offers some tips for anyone faced with the dilemma of tracking down a new finance deal.
Future of Loans
The loans marketplace has changed radically in recent months and many are wondering what the future will look like for loan providers and borrowers alike.
Loans Slow Down
The reluctance of banks to lend to one another may be the main cause of the slow down in the personal loans marketplace
Loans Company Closures
London Scottish is closing down it's loans operations, which include Easy Loans, Pacific Home Loans and The Personal Loans Centre after heavy losses
Loans Website Missing
A loans industry website may have shutdown, another casualty of the credit industry crisis
Interest rates have dropped again so reductions in loans could be on the way
Home Loan Brokers
Brokers are now the preferred source of home loans for certain applicants
The Future for Loans
We look at the prospects for loans in the UK given recent dramatic events in the credit markets
Cheaper Loans Welcome
Last weeks interest rate cut could pave the way for cheaper loans, especially if further cuts materialise over the months to come.
Cheapest Loans on the Way
With interest rates being cut for the second time in two weeks in the US, we could see further cuts on UK loans rates this week leading to the cheapest loans since this time last year.
Prospect of Cheaper Loans
Predicted interest rate cuts on both sides of the Atlantic over the next 10 days could pave the way for cheaper loans to follow.
Update on Loan Charges
The way loans companies, banks and mortgage companies levy charges featured in three different stories this week.
Loans Advice from FSA
An FSA guide on financial budgeting talks about controlling finances, finding cheaper loans and saving on household expenditure.
Loan Rejections Increase
Although cheap loan options are still available, Equifax reports that loan rejections are on the increase.
Loan Rates Still Low
Loan rates have increased only slightly since last summer and could drop back again in the New Year if predictions of base rate falls are correct.
Loan Plan Changes
Recent events are causing a series of changes to the loan plans being offered by lenders in the UK.
Loans Supply Lower
Loan rates cut but supply restrictions may well frustrate some cheap loan searchers.
Cheap Loans Rarer
The choice of cheap loans is getting smaller as more firms trim product ranges.
FSA Checks Loans Sites
The FSA has been checking the websites of 77 finance companies, some of which advertise loans.
New Loan Plans
A new range of secured loan plans has been announced by a prominent UK lender.
Will Payday Loans Grow?
A recent report suggests that many people run out of cash just before payday - so will loans that fix this become more popular?
Loans halve at Paragon
Paragon Group is set to arrange only halve the loans it did a year ago due to credit supply problems.
There were some dramatic movements in the shares of different loans companies this morning.
Loans Regulation Discussed
The regulation of loans is under review and a the finding of a House of Lords committee is expected this month.
Confidence in UK loans
The UK economy is said to be strong enough to see the loans industry through the problems of the current credit situation.
Cheap Loan Rates Online
Research shows that loan rates are moving independently of BofE rates and online sources provide cheaper loans.
No Fear of Loans
More than half of UK companies questioned in a recent survey said they expected to take out more loans in the coming year than they had previously.
Swift tightens up Loans
Loan approval criteria have been tightened up for the second time this month by Swift Advances
Big Loans for the Rock
NR takes on some big borrowing commitments but still offers some of the cheapest loans for customers who qualify.
More Loans Updated
Two more loans providers issued updates to their product range this week
Loans at Risk
Is the current witch-hunt on PPI putting loans at risk for some people?
Loan Insured Fairly
Loan applicants now treated more fairly after FSA reviews 150 loan companies.
Loan Plans Adjusted
Several loan prioviders are adjusting their loan products in the light of recent events on the credit markets.
Doorstep Loans Targeted
Trading Standards announce extra investment to setup new teams to target doorstep loan providers.
BBA slams Uswitch
The British Bankers Association calls for misleading Uswitch banking report to be ignored.
Confidence still high
Consumer confidence in personal finance is still positive despite higher loan rates.
Record UK Loan Equity
House price growth provides UK loan applicants with high levels of equity for secured loans.
Car Finance in Spotlight
With the new September registration just around the corner, car buyers are being urged to seek out better loan deals and save themselves from the poor terms offered by many car dealers.
Summer Loan Offers
Several high street and internet lenders have dropped their summer loan offers following two base rate increases and low confidence in financial markets worldwide.
Bank Charges ruling expected
Our round up of several new developments in the banks charges sage, that may eventually lead to a precedent-setting ruling.