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Published: Wed, 07 Dec 2016 12:23:02 -0600

 



Florida Workers Compensation - Need to Know Information

Thu, 03 Nov 2016 13:38:03 -0500

Stay up to date with the latest regulations and requirements for Florida workers compensation insurance. Learn more about what the state requires for different business types here.



What You Should Do Immediately After An Injury Event

Mon, 22 Aug 2016 08:02:01 -0500

If you have just been in a car accident or have sustained a slip and fall injury, there are several important things that you need to do to protect yourself. Most people are in a very severe state of shock after these events. Quick thinking and quick action, however, can help you get an optimal outcome for any claim that you file. It can also help you avoid any additional, personal harm.



What You Should Do Immediately After Being Injured On The Job

Wed, 15 Jun 2016 07:24:45 -0500

Sustaining a workplace injury can be terrifying. Not only are people concerned about the long-term impacts that these events might have on their health, but they also have to consider the way in which they might affect their professional careers. Fortunately, there are a few things that you can do after hurting yourself on the job to ensure that both your well-being and your finances suffer minimal harm.



Important Statistics on Workplace Fatalities and Injuries

Mon, 23 May 2016 14:14:06 -0500

Workplace fatalities and nonfatal injuries are both more common than many people realize. Learn some important workplace fatality statistics and facts here.



How Worker's Compensation Insurance Varies From State to State

Mon, 23 May 2016 14:12:50 -0500

Worker's compensation insurance varies greatly from one state to the next. Learn more about some of the key differences and how different state worker's compensation insurance plans differ.



Seven Tips for Receiving Compensation for Your Work Injuries

Thu, 28 Apr 2016 15:52:58 -0500

Work injuries can be emotionally and physically painful. Here are seven tips to make sure you are fully compensated for your legal claim.



Workers' Compensation: Not Just a Factory Concern!

Fri, 15 Apr 2016 06:21:01 -0500

In today's economic environment, companies are not only looking to stay ahead of rising costs, but also to attract and retain the best employees in the market. One thing that should also be on top of the priority list is the topic of workers' compensation and how it affects the company's bottom line and reputation in the market.



The Three Major Benefits of Having a Workers' Comp Lawyer on Your Side

Tue, 05 Apr 2016 15:16:47 -0500

For anyone who has been injured on the job, it is important to work with a reputable workers' comp lawyer. He or she will help get a fair settlement for the injury.



Ways to Reduce Workers Compensation Insurance Costs

Wed, 30 Mar 2016 11:08:29 -0500

If you are searching for ways to trim down workers compensation insurance costs, you're mindful of the direct expenses which you pay in premiums. However what you might not have thought about is the indirect costs of workplace injuries and accidents, which go beyond what you pay for an employees compensation plan. Perhaps you may need to train substitute workers, adapt work schedules, analyze accidents and employ corrective measures. You can need to fix damaged property and equipment, lose efficiency and must cope with lower staff morale and absenteeism.



What Types of Workers' Compensation Benefits Can an Injured Worker Receive After Returning to Work?

Tue, 22 Mar 2016 10:09:35 -0500

There are several types of workers' compensation benefits that an injured worker is still entitled to receive even after returning to work after an accident or illness. In fact, you can receive benefits (such as medical payments and compensation for scarring and loss of function) under the workers' compensation law even if you do not miss one day of work following a work related accident or illness.



Worker's Compensation Coverage

Wed, 02 Mar 2016 11:30:14 -0600

Over the years, PEOs (Professional Employer Organizations) have tremendously grown in popularity. PEOs offer numerous valuable services to clients. In most if not all arrangements between the PEO and client(s), the PEO agrees to conduct specified employer responsibilities for leased workers.



Challenges for a Worker's Compensation Lawyer

Thu, 18 Feb 2016 09:16:35 -0600

Worker's compensation is a type of insurance providing compensation including medical benefits to an employee by their employer, who was injured during the job. It is in a way a monetary benefit an employee chose to take against not suing their employer for worker's compensation through the court of law.



Georgia Workers' Compensation Facts and Need to Know Information

Thu, 11 Feb 2016 15:39:43 -0600

Get your facts straight about workers' compensation insurance in Georgia. Workers' comp facts and other need to know information.



All You Need to Know About Workers' Compensation Insurance

Fri, 29 Jan 2016 06:11:56 -0600

Workers play an important role in the daily operations, productivity and success of a business. Employers must make sure to give them priority and take care of them. Moreover, all the employers are compelled by law to guarantee the safety of the workplace for their employees. For this reason, workers' compensation insurance is offered by the insurance companies for all the employers who want to protect their employees.



Managing Workers' Comp Claims: It Pays to Hire a Professional

Thu, 10 Dec 2015 12:18:31 -0600

Workers' compensation claims are complicated, expensive and time-consuming. They can involve hundreds of hours of poring over documentation and employer law and put a severe financial strain on your business.



A Workers' Compensation Attorney Considers the Past and the Future

Tue, 08 Dec 2015 13:34:37 -0600

In representing injured employees, the workers' compensation attorney has to examine the medical history of the client, obtain expert prognosis, and evaluate the ability of the injured party to return to work. Additionally, knowledge of the applicable statutory elements is necessary to develop a winning strategy.



With an Injury at Work, What Kind of Lawyer Will You Need?

Mon, 07 Dec 2015 09:52:13 -0600

With an injury at work, you may need to consult more than one type of lawyer. The possibilities are a workers' compensation lawyer, a personal injury lawyer or/and an employment lawyer.



Losing Your Virginia Workers' Compensation Due to an Employer's Application for a Hearing

Tue, 01 Dec 2015 13:20:37 -0600

In Virginia if an insurance wants to cut off an injured worker's compensation, it will file an Employer's Application for a Hearing. This Application can immediately suspend compensation payments.



Think You're a Worker's Compensation Insurance Whiz? Test Your Coverage Know-How

Wed, 25 Nov 2015 10:21:31 -0600

So, you think you know it all when it comes to worker's compensation past and present? Take this quiz and see the results.



Fraud in Workers' Compensation Insurance

Fri, 20 Nov 2015 09:59:59 -0600

Workers' comp fraud hurts everyone. This write-up lists some of the most outlandish insurance fraud cases. Read it and join the indignant crowd!



Workers' Compensation Attorney: Understanding the Process and When to Hire a Lawyer

Thu, 17 Sep 2015 11:31:49 -0500

No one tries to get hurt on the job, but it happens sometimes. In the case of workplace injury, you may need to consult a workers' compensation attorney to help get your medical bills covered.



Finding A Workers' Compensation Attorney

Fri, 26 Jun 2015 06:40:06 -0500

Although knowing when to hire a workers' compensation attorney can be difficult, it doesn't have to be. Learn about the circumstances in which it makes sense to seek representation and file a legal claim.



5 Reasons To Contact A Workers' Compensation Attorney

Thu, 21 May 2015 06:05:25 -0500

Were you injured in an accident at work? Here are five reasons why it might be necessary to contact a workers' compensation attorney.



Workers' Compensation Information

Thu, 19 Mar 2015 11:49:02 -0500

When an employee is injured while he/she is working, they are entitled to workers' compensation. This system provides care and benefits to those hurt on the job. Since it was put into effect in the early 20th century, its laws go beyond covering workplace injuries, but also illnesses that come about because of workplace conditions, called occupational diseases. Compensation laws are different from state to state. There are also special laws for federal employees, and for workers in specific industries like railroad employees.



Benefits Enacted By The Federal Employees' Compensation Act

Tue, 15 Jul 2014 07:16:34 -0500

Federal workers compensation is funding that has been accounted for by the Federal Employees' Compensation Act (FECA) to provide federal and postal workers in positions worldwide with benefits they need when they are injured or become ill on the job. This coverage includes more than three million workers for the government.



Reasons Why People Join Trade Unions

Fri, 30 May 2014 09:07:28 -0500

Trade Unions have existed since the 1800s. Why are they relevant today?



Signs That an Employee Is Perpetrating Workers Compensation Fraud and What Happens Next

Wed, 28 May 2014 10:38:52 -0500

What to do when an employee has claimed a suspicious work-related injury and what happens next. Usually, a Private Investigator will be hired by the Workers Compensation Adjuster or Examiner to take care of the investigation. However, employers will sometimes play a crucial role in the investigation. This article examines what an employer should look for and expect from a suspicious Workers Compensation claim.



Internet Mining Investigation Top 10 (And 4 Is a Must)

Thu, 01 May 2014 15:50:13 -0500

Social Media has created yet another form of publicly announcing information that would normally be at least semi-private. This article will show ways to use Internet based technology to maximize results as it relates to the insurance claims community. Additionally, it will touch on legal issues surrounding the mining for that information. Many of the same rules that apply to a field surveillance can be carried over to the Internet mining investigation.



Part 2: How to Lower Your Workers' Comp Claims

Thu, 03 Apr 2014 07:20:29 -0500

Workers' comp claims are on the rise. While there may not be a quick fix, there is something you can do to lower the costs.



What Do Private Insurance Investigators Do?

Fri, 28 Mar 2014 08:04:42 -0500

Private investigators assist insurance companies, legal professionals, corporations, and the police to uncover new information or evidence. This article delves into the techniques private investigators use and the types of problems they work to solve.



Read Before Settling Your Worker's Compensation Claim

Wed, 26 Mar 2014 10:09:26 -0500

Worker's compensation insurance is beneficial for both the employer and the employee. This is because while it denies the employee the right to sue the employer in the case of work related injury, illness or disability caused by the employer's negligence, it entitles the employees to compensation in case of such injuries regardless of who is at fault.



Part 1: Why Your Workers' Comp Claims Are Doubling

Tue, 25 Mar 2014 10:12:57 -0500

One reason why your workers' comp claims may be sky-rocketing is because of comorbidities. What are comorbidities? How do they affect your claims costs?



Making Flexible Benefit Schemes Work Through Effective Communication

Wed, 15 Jan 2014 09:56:10 -0600

Flexible benefit schemes if used correctly could spell great rewards for both employees and employers. Employees can choose from the different flexible benefit schemes available that would best suit their needs and cater to their necessities.



A Brief History of What Is Workman's Compensation

Thu, 05 Dec 2013 09:38:59 -0600

Workers Compensation is a must for anyone who hires workers whether they are contractors or direct reports. Understanding what Workers Comp is and why you need it is important.



How to Stop a Problem Before It Starts

Mon, 25 Nov 2013 14:30:27 -0600

Most employers have experienced a workers comp claim from an employee that seemed to of been a problem from the first day they were hired. With a few important steps, this annoying process can be avoided.



Give Me a Break!

Mon, 25 Nov 2013 10:44:27 -0600

Employers have a tricky problem, what do you do when your employees won't take there breaks? Here is why you need them to be taking them and why.



Safety In The Sun

Mon, 25 Nov 2013 10:42:05 -0600

When an employer thinks about workers comp, they usually think of an injury being caused by a slip and fall or a cut on machinery. One thing that needs to be considered is keeping them safe from Mother Nature.



Employees Vs 10-99s - Which One Is It?

Mon, 25 Nov 2013 10:40:06 -0600

Having talked to 1000s of businesses by now I've heard a endless variety of questions that range from asking how much premium is due next month to if they decided to start selling damaged heart pumps, would it be covered on their records store's policy. Was not exactly easy to keep my professionalism in that situation, I mean come on! Back to the point of this write up, the most common questions I get, undeniably, is how to classify a worker as an employee or a 1099 subcontractor.



7 Important Facts About Workers Compensation Insurance in Florida

Thu, 24 Oct 2013 08:05:20 -0500

Learn seven important facts about workers compensation insurance coverage in Florida. Use our guide to learn when you need it, when you may not, and see other important regulations and requirements for workers comp in Florida.



5 Key Benefits of SaaS Policy Admin Systems

Thu, 10 Oct 2013 08:59:30 -0500

Improving performance in the area of new business and underwriting in today's economic times is particularly important. Lower affordability on the part of customers is forcing many carriers to lower profit margins in middle market products - emphasizing the constraint to lower the cost to enable new business to come up.



Hire a Good Workers Compensation Attorney and Let Them Secure Your Benefits

Wed, 18 Sep 2013 10:04:07 -0500

Don't throw away your chance to get the benefits you are entitled to. Hire a good workers compensation attorney to get your claim approved.



Products Offered Through the Group Term Life Cover

Mon, 09 Sep 2013 09:38:59 -0500

The group term life cover seeks to help the employer to protect his employees' families as well as their assets at a minimal cost. The employer offers this protection without the added burden of administration. Therefore, it is important to find a service provider who will be in a position to offer the best coverage based on flat amounts, salary multiples, employee class or incremental amounts.



New York Workers Compensation and Larger Deductibles

Fri, 16 Aug 2013 16:00:48 -0500

Because of the uncertain economy facing many businesses, workers compensation insurance costs is one of the first lines to experience rate increases. This is a concern because premiums for this coverage line are based on state rates, and some states are in a much more perilous condition than others. The New York Workers' Compensation Law was enacted in 1914 to protect both injured workers and their employers. Under this landmark legislation, workers who suffered injuries or illnesses on the job received timely medical treatment and wage replacement assistance, while employers were protected from being sued by those injured workers. The laws of New York are clear: with few exceptions, anyone having employees is required to provide workers' compensation insurance.



Encouraging Bathroom Breaks Can Help Keep Workers on the Job

Thu, 11 Jul 2013 11:49:25 -0500

Summer sales are in full swing in boutiques, mall stores, outlets, and other retail stores, and workers often find themselves spending more time at the register than usual during these busy periods. Regardless of whether the customer line is out the door and down the block, employers should allow their employees to take time for a simple bathroom break when the need arise. Why? Restricting restroom breaks can not only make workers uncomfortable, it can be detrimental to their health-particularly when it comes to female employees, who make up the majority of retail workers. This delay can cause problems that can range from missing days of work to being out for an extended period of time, possibly triggering a clothing workers compensation claim.



Workers Compensation Insurance Explained

Sun, 07 Jul 2013 20:17:27 -0500

Workers compensation insurance protect employees as well as job providers against financial loss due to workplace injuries. But workers compensation can very by state.



Large Deductible Insurance - How to Cure the Collateral Blues

Fri, 14 Jun 2013 13:02:34 -0500

Are you in a large deductible insurance program, or thinking of buying one? Are you using up your lines of credit to satisfy your collateral requirements? Read this article to find out what you should do.



Importance of Tradesmen Insurance Cover

Fri, 10 May 2013 11:28:40 -0500

There are many types of insurance covers in the market today. Tradesmen's Insurance is one of the newest insurances of the market that insures the accidents that take place at business sites and cause damage to those people/properties other than the business-owner's belongings itself. Your business is what brings stability to your life.



Changing Times in the Excess Workers' Compensation Market

Mon, 29 Apr 2013 10:04:26 -0500

Do you know what to do if your excess insurer has increased your policy retention? You will when you read and use this article.



Why Income Protection For Tradesmen Is Especially Important

Tue, 23 Apr 2013 11:27:04 -0500

Being a tradesmen brings with it a much greater chance of being injured on the job compared to an office orientated job. But when you are a tradesmen and you are injured, your ability to earn an income is severely impacted. This is the primary reason why income protection insurance for tradesmen is especially important.



Employers' Liability Insurance - A Must Have for Employers

Mon, 15 Apr 2013 14:50:45 -0500

Employers are responsible for the safety of their employees. It is the duty of the employer to protect employees from work-related risks and this is where employers' liability insurance can help. It provides coverage for the claims made by an employee against the employer in case of an injury or illness while doing his job. Employers' liability insurance is an essential cover for businesses regardless of their size - small, medium or large.



Employee Leasing - Why Use A Broker

Wed, 10 Apr 2013 16:17:49 -0500

There are many reasons to use a broker to help you navigate through all the complicated aspects of the employee leasing (PEO) industry. Many of those reasons are the very same reasons you use an agent to purchase insurance. Reputable brokers will know their client's needs and the leasing companies' backgrounds. They will also be able to get their clients the best pricing, and they provide many free services to their clients.



Difference Between Employers' Liability Insurance (ELI) and Workers Compensation Insurance (WCI)

Wed, 03 Apr 2013 11:20:51 -0500

Employers' Liability Insurance (ELI) and Workers Compensation Insurance (WCI) are two important insurance covers to protect the interests of employees, as well as employers. There are, however, certain differences between the two. Due to these differences, it may result in wrongful litigation and consequently anxiety to parties involved. The differences between ELI and WCI are relating to where they apply and what they cover. We will discuss about them here briefly.



Things to Consider About Your Non-Fault Accident Policy

Fri, 29 Mar 2013 13:19:55 -0500

In the event of a non-fault accident, various factors need to be worked out and noted to ensure that your claim is paid, and you are compensated for your loss. A good insurance company ought to give you 100% compensation for your loss, as well as no deductions upon determination that you were not at fault.



3 Ways to Enhance Your Workers Compensation Claims Management Process

Wed, 20 Mar 2013 10:09:30 -0500

With financial constraints affecting the workers' compensation industry, companies are pushing a lot of their effort into finding valuable ways to enhance their claims process to increase efficiency and effectiveness. With a large majority of the claim handling process focusing on administrative tasks adjusters are taking the time to identifying ways to apply new practices to an antiquated process to improve results.



Nurses Affected by Back Pain in Disproportionate Amounts

Mon, 21 Jan 2013 16:19:45 -0600

Back pain is one of the most common ailments that people suffer from, landing people in the doctor's waiting room for this reason over any other with the exception of colds and upper respiratory illnesses. In fact, statistics indicate that more than six million people see physicians each year due to back pain. Frequently, these trips to the doctor are a result of improper lifting. It's a primary injury not just to the population in general, but in particular affecting industrial workers and caregivers. According to studies, nurses are second only to employees in the heavy industry field for back pain ailments, which can trigger expensive nursing home workers compensation claims.



9 Tips For Flying Through A Workman's Compensation Insurance Audit

Fri, 18 Jan 2013 12:46:17 -0600

Every business that has workman comp insurance has to go through a yearly audit. The key is being prepared. These 9 tips will help you fly through your next workman comp audit and have you back focusing on business in no time!



Use Ergonomics to Drive Down Workers Comp Costs

Wed, 16 Jan 2013 14:13:46 -0600

Working at a busy tire dealership is a demanding job. Employees are typically surrounded by moving cars and trucks, heavy parts, sharp objects, dangerous machinery, and slippery surfaces due to all manner of fluids and oils that leak from vehicles. The simple act of bending and straightening to install tires day in and day out can be very taxing on the body, let alone the stress involved in hoisting heavy tires on and off a vehicle.



Types of Extended Leave to Take From the Job

Thu, 27 Dec 2012 09:28:21 -0600

When you are injured on the job, or suddenly become ill, you may become worried about missing work. If you only work part-time or have to take off for an extended time, it is understandable to have such concerns.



Why You Should Get Insurance For Your Business

Thu, 29 Nov 2012 11:30:50 -0600

People from around the world have many wrong notions about insurance. They just think of insurance in a negative light even if they have no idea what is general liability insurance or so.



How Can a Purchasing Group Work for You?

Fri, 23 Nov 2012 10:51:46 -0600

Back in the 1960's and later in the 1980's, the products liability and medical malpractice crisis caused the federal government to diverge from its historical practice of leaving the regulation of insurance to the states. Based on a medical liability market where doctors and other health care providers could not obtain insurance covering their negligent acts, the Liability Risk Retention Act of 1986 was passed. 15 USCA 3901 (1986).



How To Buy Workers Compensation Insurance In Maryland

Wed, 14 Nov 2012 15:30:55 -0600

Worker's Compensation law is a system of laws meant to protect injured workers by assuring them of medical care and wage benefits in the event of a work-related injury, in most cases without regard to how the injury occurred. Maryland's system of worker's compensation (workman's comp) is compulsory, meaning that employers are required to provide worker's compensation insurance for their employees. Worker's compensation insurance may be provided through a competitive state fund, a private insurance carrier, or employers may self-insure. Waivers may be permitted.



Save Money on Workers' Compensation Insurance by Implementing Return to Work Program

Wed, 14 Nov 2012 10:21:10 -0600

This article informs employers on how to save money on their Workers' Compensation insurance by implementing a Return to Work program. Implementing this program can keep insurance premiums down for years to come.



How Does The Ownership Of Your Business Affect Your Workers' Compensation Insurance Premium?

Thu, 18 Oct 2012 14:32:33 -0500

Imagine opening a final bill from your Workers' Compensation Insurance Carrier to learn that in addition to all of the money that you have paid throughout the policy term, you still owe an additional $ 16.500.00 in premium! When you decided to go into business and considered all of the options and benefits associated with the different types of ownership, it probably never crossed your mind that your choice may in fact affect the amount in premium that you pay for Workers' Compensation Insurance coverage. Not only does your type of operation and number of employees affect your premium, business ownership also has a financial impact.



Injury Attorney at Law: Choosing the Right One

Thu, 11 Oct 2012 15:38:32 -0500

When you or your family members/friends suffer injury in an accident or through somebody else's negligence, you deserve to be compensated in the maximum possible way. For this, you will need to pick the attorney at law who can secure the best redress and also ensure that you are protected against any retaliation from the other party. Choosing the most appropriate injury attorney at law may seem simple when you take a look at the Yellow Pages, whose columns are filled with attorneys offering their services.



How On-Site Medical Clinics Curb Fast-Rising Costs of Medical Care in Workers Comp

Fri, 05 Oct 2012 08:30:48 -0500

Many medium and large employers in their never-ending battle to reduce cost and to provide benefits to their employees are opting for on-site medical clinics. On-site medical clinics can decrease the cost of general health benefits programs and decrease the cost of medical care associated with workers' compensation claims. On-site medical clinics have proven they can curb the fast-rising cost of medical care for both personal and work-related injuries and illnesses.



6 Strategies to Ensure Employees Return to Work Following a Work Comp Injury

Mon, 24 Sep 2012 14:51:37 -0500

When creating return to work opportunities consider several strategies. Think "out of the box" in your approach to getting employees back to the workforce. There are many tasks to keep workers productive and involved in the workforce.



What Is the Cost of Solvency?

Mon, 10 Sep 2012 11:26:24 -0500

For self insured workers compensation groups, the numbers have been bad for quite awhile. The estimate of unfunded liabilities for all self funded groups is between $500 and $800 million.



A Timely Appeal of a Virginia Workers' Compensation Is Necessary

Wed, 05 Sep 2012 10:22:37 -0500

In Virginia you have a certain time period to appeal a workers' compensation denial. If you miss your appeal by one day your appeal can be lost.



Protocols for Reporting Workplace Injuries

Thu, 16 Aug 2012 15:17:06 -0500

Different businesses may have different protocols or procedures for on-the-job accident reporting, but in general, most companies follow these simple procedures: report an incident immediately when it occurs, fill out the proper forms, if possible, see a doctor (if required). In the event of an on-the-job accident, the injured party should obtain first aid as needed and notify the immediate supervisor of the incident as soon as practical; the immediate supervisor should then...



What Does Workers' Compensation Process Provide?

Fri, 10 Aug 2012 13:06:54 -0500

Workers' compensation is a type of insurance. It provides wage replacement and other medical benefits to an employee who has been injured while on the job at the company.



Shield A Business By Protecting The Public And Its Employees

Fri, 03 Aug 2012 14:19:36 -0500

Businesses tend to think of responsibility in a selfish manner. After all, moral issues aside, self-interest is what fuels the engine of capitalism. However, what many companies, particularly small businesses, do not realize is that there are reasons beyond altruism for protecting the public and employees. The simplest way to see this in action is in the efforts companies make to limit their own risk.



What to Do If You Think Your Workers' Comp Insurance Company Is Acting in Bad Faith

Wed, 01 Aug 2012 14:44:40 -0500

Good faith insurance practices require your worker's comp insurance company to handle claims in a timely fashion and to pay legitimate bills associated with your worker's comp claim. Bad faith practices occur when insurance companies avoid or delay payment of legitimate claims. Likewise, an insurance company may be acting in bad faith if they: Manipulate or hide evidence supporting an injured worker's request for benefits; Dictate the care that a medical provider can give to an injured worker; Cut off worker's comp benefits in violation of the state's law on worker's...



Making a Workplace Accident Compensation Claim

Tue, 31 Jul 2012 13:29:34 -0500

If you have been injured at work, don't suffer in silence. Get the workplace accident compensation claim process started now.



How to Become a Worker's Compensation Specialist

Fri, 13 Jul 2012 14:34:03 -0500

Becoming a worker's compensation specialist can make you a very important asset to the company you work for. With specialized training in the rules and regulations outlined by state laws, you will be able to inform coworkers and employers of all the functions, safety regulations, and other factors that must be met for worker's compensation to be a success at your workplace. In recent years, the demand for worker's compensation specialists has dramatically increased and as a result, more training is available online. Training courses are for anyone that has a personal interest in obtaining this prestigious designation, or for those that have been asked to obtain the certification by their employers. Insurance agents, lawyers, and other professionals consistently seek a worker's comp designation as a way to improve their careers and be highly sought after professionals in their line of work.



Workers Compensation Insurance: Are You Paying Too Much?

Mon, 09 Jul 2012 17:13:37 -0500

Workers compensation costs are rising. According to a recent report by the Workers Compensation Research Institute (WCRI), indemnity costs per claim (the loss of earning capacity, payments for lost wages, or permanent impairment or liability) increased faster from 2007 to 2009 than in prior years.



Workers Compensation Insurance: How Safe Is Your Workplace?

Mon, 09 Jul 2012 17:08:49 -0500

A safe workplace is obviously essential for your employees' health and well-being, but it is also important when you consider the insurance costs for workers compensation. Making sure your workplace is as safe as possible is typically inexpensive and takes very little time regardless of your business.



Captive Insurance Companies Offer Both Commercial and Tax Benefits

Mon, 09 Jul 2012 13:05:46 -0500

Engrossed indemnity companies have been a popular tax and business planning tool since many years. Earlier, only multinational firms used engrossed indemnity companies, but that concept has changed now. Today, a wide range of businesses use them.



Redundancy: How Income Protection Insurance Can Help

Tue, 26 Jun 2012 09:08:17 -0500

Income protection insurance generally provides benefit when you become unemployed temporarily due to injury, accident, or illness. Even though it covers 75% of your gross annual income, not many companies offers you a redundancy cover. So, read the terms and conditions of the policy whenever you purchase one to understand more about the inclusions.



The Quickest Way to Get Your Workers' Compensation Audit Completed

Fri, 22 Jun 2012 15:37:23 -0500

The very last thing you look forward to is your workers' compensation audit. It takes you at the very least a few days to assemble everything the auditor really wants to see: huge binders and stacks of records.



Important Conditions of UK Employers' Liability Insurance

Fri, 22 Jun 2012 10:53:36 -0500

Every business owner in the UK is governed by some regulation or other. For any business that employs staff, one of the most important regulations is actually a legal requirement as laid down in the Employers' Liability (Compulsory Insurance) Act 1969. There are a couple of exemptions to the Act.



What You Need to Know About Contractors Insurance

Mon, 04 Jun 2012 10:52:18 -0500

It is a necessity for any business undergoing construction or renovation to purchase a contractors insurance in order to safeguard their financial stability, as well as their workers' wellbeing. It's not in favor of the business' interest to leave it susceptible to financial drains, in case of management, materials, and manpower problems. There are certainly a lot of risk factors present in a construction site, and all of these could very well hurt a business, if not properly dealt with. Sure, the contractor may be held liable for some of the issues, but most of the losses will be incurred by the property owner. Besides, majority of the states in the U.S. demand that they are secured, before a project license is granted.



Worker's Comp - How to Handle Your Employers

Wed, 02 May 2012 16:07:23 -0500

In the unfortunate event you should suffer an injury on the job, you may find comfort from co-workers who send their sympathies. You would hope, too, that your employers would understand your need to recover and the time involved. Sometimes, though, some workers have found that their bosses are more concerned about time and money lost to the company because of your injury. You may have done everything right with regards to filing for Workers Compensation, but depending on the nature of your injury you may discover your relationship with superiors is altered.



Labor and Management Form Coalition to Stabilize Workers' Compensation Costs

Thu, 19 Apr 2012 09:05:45 -0500

labor and management have combined efforts and created an insurance program that returns the benefits of reduced workers' compensation losses. The insurance program is known as a Group Captive, and it not only provides the essential coverage for workers compensation but rewards participants with superior training and loss prevention.



Work Related Injuries in the Workplace Today

Tue, 03 Apr 2012 09:10:02 -0500

Every day in America, someone, somewhere, will become the victim of work related injuries. There are many different types of injuries reported and hundreds of thousands of dollars paid out every year to injured workers by Workers Compensation to cover time lost from the workplace. There are many simple steps to take to correct and prevent these injuries from happening, although many of them will go unheeded, until the next injury occurs.



Six Mistakes to Avoid in a Workers' Compensation Deposition

Fri, 09 Mar 2012 16:57:34 -0600

Many times when you have a Workers' Compensation claim you will be called upon to give a deposition about your case. There are a number of mistakes one should avoid.



Effects of Business Losses With High Insurance Claims

Thu, 23 Feb 2012 09:33:04 -0600

The rising cost of insurance claims can hurt your business bottom line. The economy has force many workers to consider filing a fraudulent workers compensation claim. Educating yourself on all aspects will in the long term save your company money.



Dealing With Your Employers During a Workers Compensation Case

Tue, 14 Feb 2012 10:05:48 -0600

When you clock into work each morning, your mind focuses on the tasks that require your attention. Whether your job is contained entirely within the computer in your cubicle, in the kitchen where you cook, or on a large construction, you know it's important to keep your head in the game. When a person is injured on the job, however, it may not register immediately what you need to do first, but hopefully co-workers and/or your supervisor are there to help you determine the severity of your injury and assist in your care. An injury that requires a visit to the emergency room will likely result in a Workers' Compensation claim, which will definitely change your relationship with your employers.



Settlements And Workers' Compensation

Fri, 27 Jan 2012 16:47:51 -0600

If you have been injured as a result of an accident at work, while you were on the clock, you may be eligible to receive benefits through Workers' Compensation. This largely depends upon a number of factors, the most important being the nature of the accident and your injury, your status as an employee, and the laws set by the state in which you live. Because accidents and injuries do vary, there is no set answer to the question of how your personal settlement is determined. When you file your claim, your case will be reviewed by the board that governs Workers' Comp in your state, and the money owed to you will be determined by them.



When Workplace Accidents Happen, Workers Compensation Becomes Your Livelihood

Wed, 18 Jan 2012 09:11:20 -0600

There are both benefits and hardships that come when an unexpected workplace accident happens. The benefits are simple. You get the medical attention you need and deserve at no out of pocket cost to you, which includes all necessary Doctor visits, tests, x-rays, MRI's, C-scans, operations, medications and any other medical treatment the Doctor deems necessary to treat your condition after your workplace accident.



Effective Ways to Reduce Workers' Compensation Claims and Related Costs

Tue, 17 Jan 2012 14:47:51 -0600

Workers' compensation insurance safeguards the employees, injured in the course of employment. In many states of US, it is a mandatory policy and is required by every company with employees.



Virginia Workers' Compensation and Social Security Disability: Is the Disability Test the Same?

Tue, 03 Jan 2012 11:43:17 -0600

An injured worker in Virginia needs disability compensation. There are two programs available; namely, Virginia Workers' Compensation and Social Security Disability but the test for disability is very different.



What to Do If Your Workers Compensation Claim Is Denied

Tue, 27 Dec 2011 15:49:38 -0600

Workers compensation is something people seldom need. In fact, most workers won't ever suffer a job related injury, and need to file a claim. However, when it happens, then it's usually a serious issue.



Long Term Diseases and Workers Compensation

Tue, 27 Dec 2011 15:49:14 -0600

Workers compensation is one of those policies that most people don't know much about until they get injured at work. Certainly, it's something we usually associate with workers who do dangerous work, like fishermen, construction workers or miners. But this program covers other types of incidents as well, including long term ones, which may be more common in offices.



Five Things to Know If You Have to Appear in Court With Workers Compensation

Tue, 27 Dec 2011 15:48:51 -0600

The ugly truth about some workers compensation claims is, they end up having to be settled in court. The process is expensive. It's long. It's stressful,and it's still no absolute guarantee that you're going to win your workers compensation case. If you've decided that going to trial is what you need to do, know that there are irreversible risks involved, and know that it's not going to be pleasant or fun, for anyone.



Workers Compensation Statistics

Tue, 27 Dec 2011 14:38:03 -0600

To better understand the workers compensation insurance industry, it's important to be familiar with what's actually happening. Some of the facts may surprise you regarding worker's compensation statistics. The nature of the injuries that are common and how long people are out of work is important information for every party involved- workers, employers, and the insurance industry.



What Is the Federal Employment Compensation Act and How It Is Related to Workers Compensation?

Tue, 27 Dec 2011 14:38:01 -0600

People who work for a government are also protected by workers compensation laws. In the United States, federal government has its own bureaucracy and systems, which are applicable only to people who work in federal government. Hence, in order for the federal employees to receive workers compensation, there was a legislation passed called the Federal employment compensation act.



Worker's Compensation and Discrimination in Illinois

Tue, 27 Dec 2011 14:20:48 -0600

There was a recent annual meeting for worker's compensation specialists in the city of Bloomington, Indiana. The annual meeting was held by a lawyer's trade group, the Indiana Trial Lawyer's Association. No doubt, many here were probably expressing concern for recent developments in the legal code.



What to Do When Your Workers Compensation Claim Is Denied

Tue, 27 Dec 2011 14:17:05 -0600

When a work place accident occurs, and you are not able to work, the last thing you want to do is have are financial concerns. Still, medical bills and lost salary accumulate very quickly, which is what workers compensation is there to address. While you're resting at the hospital or at home, this program is supposed to pay for any financial issue you may have, and cover things like bills and lost salary.



Benefits of Workers Compensation in California

Tue, 27 Dec 2011 14:13:19 -0600

Workers Compensation in California is a division that has been designed to help employees and families when an illness, injury or even death occurs while on the job. If you are ever the victim of such an awful accident - such as slipping and hurting your back or health issues that sparked when you started a job due to various chemicals used on-site or loss of hearing due to loud noises on the job - then you may very well be eligible for benefits under the workers compensation program in California.



Common Mistakes Workers Make

Tue, 27 Dec 2011 14:11:58 -0600

When people get hurt at work, they quickly become overwhelmed and make choices that can hurt the possibility of collecting compensation settlement later on. These mistakes are easy to make and are very common. Here we've outlined those mistakes and also given you tips on how to avoid them so that you can get the compensation money you rightly deserve to aid your recovery.