Published: Sat, 22 Oct 2016 22:42:03 -0500
Mon, 06 Jan 2014 14:59:34 -0600As our reading and viewing practices change, vision is becoming increasingly important part of our capabilities that we need to protect and insure. This article focuses on vision issues you as a senior need to be aware of and resources for getting vision insurance.
Mon, 30 Sep 2013 09:38:19 -0500Many Americans neglect their eyesight and worse still, neglect insurance coverage for vision. This article provides the background supporting having a vision insurance policies and also how to take care of your eyesight.
Mon, 19 Aug 2013 09:43:54 -0500Millions of people do not understand how important it is to be financially stable. Financial stability does not necessarily refer to having a well paying job and a lot of money. In order to be secure, one has to know how to handle their monetary resources.
Thu, 15 Aug 2013 16:28:53 -0500The million dollar insurance cover is a policy that encourages you to save for a certain time/term to earn a million dollars at the end of it all. It is a good way of putting your money aside as well as having long-term savings. This final payment is tax-free and is paid either at the end of your term or after your demise due to natural causes, disease, murder but never suicide.
Mon, 25 Feb 2013 15:39:27 -0600Many people do not know that vision or eyesight is impacted by a number of factors, including some chronic conditions. This article gives you some tips, when buying vision insurance, on what to look for.
Tue, 17 Jul 2012 07:40:03 -0500Not long ago, I was talking to a very nice lady who noted that she had laser surgery done some 10 years ago. She now seemed to have what are called "floaters" underneath the lens of her eye. She was worried about that so she went in and scheduled an appointment with the eye doctor, and he confirmed that this was quite common, and these floaters would eventually go away, not to worry about it. That was good news for her, although her appointment cost her $275 to discover this, after a mere 15 to 20 minute visit, and one hour wait in the waiting room.
Fri, 02 Mar 2012 15:02:22 -0600Being responsible for a family can include a plethora of tasks and can take up much time to organize all the insurance policies and papers to ensure that every family member has access to medical, dental, and vision care when it is needed. Finding a good family insurance agency is important to the family as a reputable insurance company will help the family to have protection over assets, property, life insurance, and quality health insurance.
Mon, 30 Jan 2012 11:52:33 -0600While insurance is not known as an extremely innovative or exciting industry, new technology has created a platform for a number of exciting insurance information technology (IT) services for both consumers and insurance providers. Here we provide an overview of the top 5 innovative IT insurance services.
Wed, 23 Nov 2011 13:35:09 -0600Vision service plans are a proficient way to counter the expensive price for eye exams, glasses contact lenses, and even glaucoma screening. VSP is typically sold separately or as a co-plan to a health insurance policy.
Thu, 24 Mar 2011 13:06:51 -0500As of now, there are over 2.5 million visually impaired people in the US - that is, those that have very limited vision (if at all). This number does not include 1 million blind. That more than 3/4th or nearly 75% of people between 25-64 require some kind of vision correction equipment (read: glasses, lenses) is a testimonial of the declining state of our nation's vision health.
Thu, 23 Dec 2010 13:36:14 -0600Individual vision insurance can provide a range of benefits. However, very few people actually utilize it and end up paying hundreds of dollars every year on expensive optical instruments and doctor visits. This often misunderstood insurance policy can be easily coupled with your regular health insurance policy for a tiny amount but can yield great benefits.
Wed, 22 Dec 2010 11:14:39 -0600Individual vision insurance is exactly what it sounds like - an insurance plan tailored specifically to take care of your eyes. A typical plan includes everything from regular visits to the opthalmologist (eye doctor), prescription glasses and lenses, and even major surgery such as LASIK or Cataract.
Wed, 22 Dec 2010 10:45:44 -0600There are many misconceptions about vision insurance among most people. Few realize what it means and its benefits, and even fewer purchase it when they actually need it. Knowing what vision insurance is and its benefits is the first step in determining whether you need it. Vision insurance can be a critical component of a comprehensive insurance plan; understanding it can help you derive the maximum benefits from it.
Fri, 03 Dec 2010 15:04:37 -0600Eyeglasses are perfect for those who don't like to wear contacts. Contact lenses can sometimes irritate people's eyes because they are not used to having a small piece of plastic in their eye, and it becomes uncomfortable.
Wed, 06 Oct 2010 11:03:12 -0500Although it is unquestionably imperative to have good vision, it may or may not be critical to have vision insurance. Many consumers overvalue this coverage and pay too much for it. To know whether you get what you paid for when you purchase vision coverage, it is imperative to know what eye coverage covers and what it doesn't include. Having knowledge of the limitations of vision coverage is necessary to determine whether you should pay extra for the coverage.
Mon, 23 Aug 2010 17:51:38 -0500Vision health insurance is very confusing to most people. Understanding what this insurance is all about will help you determine if you need it or not. This insurance is an important part of any health insurance plan and you have to understand it so that you can take advantage of its great benefits.
Wed, 18 Aug 2010 10:39:10 -0500Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists etc. According to an estimate, almost 50% of Americans suffer from eye sight problems and have to wear the prescribed contact lenses or eye glasses. Vision insurance plans offer great deal to help you with the costs of your contacts, glasses and eye checkup.
Tue, 03 Aug 2010 09:13:14 -0500More than 50% of US citizens wear contact lenses or prescription glasses and this leads to the importance of availing eye care insurance plans. One may get their plans directly to the insurance provider or through your employer.
Wed, 14 Jul 2010 14:17:35 -0500For people with vision problems, vision insurance can be a real life saver. When you consider that one has to spend anywhere from a few hundred to a few thousand dollars every year on prescription glasses, contact lenses, and regular eye visits, it makes a lot of sense to get vision insurance and drastically cut down these costs.
Tue, 13 Jul 2010 13:45:50 -0500It is essential that you get your eyes checked regularly. Unfortunately, the cost of regular visits to an eye doctor is prohibitively high. To cut down these costs, it is recommended that you take up an individual vision insurance plan.
Tue, 13 Jul 2010 12:59:20 -0500What exactly is individual vision insurance? To explain in simple terms, it is an added benefit that can be purchased in addition to your regular health insurance.
Mon, 28 Jun 2010 10:49:46 -0500A lot of people wonder whether their insurance policy covers prescription glasses too. The answer to this question will depend, of course, on the type and breadth of your policy. Generally, unless you have a specific vision insurance policy, prescription glasses will not be covered.
Thu, 17 Jun 2010 14:26:42 -0500As compared to a regular insurance plan, vision insurance is really quite cheap and can give you a lot of benefits if you suffer from poor eye sight, or there is a history of eye related problems in your family. You can either get vision insurance as a standalone plan, or you can get it as an add-on to your regular insurance plan. In case of the latter, you will have to pay a small fee in addition to your regular costs.
Thu, 17 Jun 2010 11:42:15 -0500Vision insurance is something most people are not aware of, but if you or your family members wear contact lenses or eye glasses, then it would be worthwhile to look into an group or individual vision insurance plan. You can either procure the plan from your employer through the employee insurance schemes, or buy it directly from an insurance provider. You will have to check with your employer if you are eligible for such insurance, and if so, what all benefits will it include.
Wed, 09 Jun 2010 15:24:02 -0500If you are part of the group that is wearing eyeglasses or contact lenses, you might want to look at the advantages of having a plan that offers you vision benefits. The plan may be obtainable by your employer or straight from the insurance that has vision benefits. Some companies that want to keep on their employee may want to add on vision coverage to the benefits package.
Mon, 24 May 2010 14:51:56 -0500Individual vision insurance is a specific insurance policy tailored to take care of the eyes. It provides for financial help to pay for routine eye exams, glasses, and contact lenses. It is a great policy for people who have poor eye sight and spend hundreds of dollars each month on eye care.
Mon, 24 May 2010 14:51:46 -0500Eye care can be prohibitively expensive. Not only eye examinations, but even lenses, frames, etc. can burn a deep hole in your pockets. Therefore, it is essential that you get yourself covered with a vision insurance plan, especially if more than one person in your family regularly uses glasses/lenses.
Mon, 24 May 2010 14:51:29 -0500Individual Vision Insurance is a type of insurance that covers areas specific to your eyes. Eye care can be notoriously expensive, and this type of health insurance gives you several benefits that help bring down the costs.
Fri, 23 Apr 2010 08:20:28 -0500Anyone who has ever had trouble with their eyes will know the discomfort of having to constantly wear spectacles or contact lenses all the time. This article highlights the need to use a great surgeon to perform Lasik style surgery which can sometimes be covered by insurance in the form of a vision plan.
Mon, 22 Feb 2010 16:15:01 -0600There is a lot of speculation growing around the fact that prescription glasses are insured or not. The truth is the coverage may vary from plan to plan. The medical insurance plans will cover for loss of vision and arrangement of prescription glasses only if you have damaged your eye due to a disease or an eye injury, possibly due to an accident.
Tue, 14 Jul 2009 17:31:16 -0500Even if you have good eyes, you still need to visit the eye doctor. Find out how to get individual vision insurance.
Thu, 11 Jun 2009 08:58:41 -0500Almost as in the case of a car, eyes need to be periodically checked in order to ensure that our vision continues to work correctly. And, as with a car, visual care can also cost a considerable sum of money. Vision insurance assists people who have refractive errors (including those who suffer short-sight, hypertropia or astigmatism) and can help them reduce their expenses and allow them to plan eye care for the future.
Thu, 11 Jun 2009 08:57:39 -0500It is important to understand what insurance do before opting for visual insurance. In general, the insurance company earns income from your small premiums and in exchange you take advantage of the services. Some insurance companies will negotiate discounts in order to pass them on to you and other members. The federal and state laws regulate the work of insurance companies, and they make sure their functions are legal.
Tue, 31 Mar 2009 16:19:32 -0500Vision insurance is not for everyone but it is ideal for those who are genetically predisposed to having poor eyesight or for those whose work requires having good eyesight. There are different kinds of vision insurance which can be customized according to your needs.
Mon, 23 Mar 2009 11:07:31 -0500Vision insurance is easier than you think to qualify for, and can prevent several debilitating conditions. Of course, it can save you big risks to your finances also.
Tue, 17 Mar 2009 08:36:35 -0500Visiting a qualified eye care professional for a routine eye examination is crucial to ensuring the long-term health of the eyes. The high-costs of eye examinations can often leave a strain on the families' finances if one of the vision insurance plans isn't in place.
Thu, 05 Mar 2009 06:51:24 -0600Many people wonder if the cost of their prescription glasses is covered by their insurance plan. The answer is that it varies tremendously from plan to plan. Before you pay out of your own pocket for prescription glasses, take a look at your plan to determine whether or not you have vision coverage.
Tue, 21 Oct 2008 13:11:52 -0500Considering the fact that proper vision care is being given a top priority, most of the companies started offering discount plans that would be helpful in reducing the costs. This article presents the contemporary situation in America and goes about choosing the best vision care plans available.
Wed, 08 Oct 2008 13:43:59 -0500Like all medical related costs, vision costs have soared in the last decade, particularly in the last 5-years. Today, as the economy tightens many health care plans do not include optometry or vision care. Even prescription glasses or contacts can cost a bundle and on top of that you will be hit for the eye examinations that go along with them, these can cost a pretty penny these days. If you have a large family or you need your eyes to earn a living, you really cannot be without eye care or vision insurance.
Wed, 01 Oct 2008 14:46:05 -0500The importance of eyes is much more felt than understood. People must take care of their eyes by visiting a doctor once in a while. This article discusses the importance of the eyes and the methods to escape the vision care costs.
Fri, 20 Jun 2008 15:35:16 -0500I had a dilemma, I didn't want to pay huge monthly premiums for eye insurance that I would rarely use, but I also hated the bills when I did go. I found a solution.
Mon, 10 Dec 2007 14:51:07 -0600This morning at work we had a presentation on health care plan options. With rate increases, our company is making us switch plans or pay out-of-pocket for the deductible on the existing plans. One of the options we are looking at is a high-deductible plan in combination with an HSA (Health Savings Account).
Wed, 17 Oct 2007 08:27:35 -0500If you are among the estimated 50% of Americans who wear prescription contact lenses or eye glasses, a vision insurance plan can help you with the costs. A good eye insurance plan can help you pay for your eye exam, contacts and glasses. You can conduct an online search for vision insurance plans or even find a site that allows you to compare different companies by their benefits.
Fri, 12 Oct 2007 15:33:58 -0500Too many people feel they have to make the choice between money and their eyes, but what they must understand is that this is a choice that they don't have to make. Vision insurance is available at affordable rates to help them pay for their eye care expenses and not have to worry about being trapped within the clutches of a large eye care expense bill. This article reflects how eye care can be accessible to everyone and at affordable rates and how they can acquire that insurance.
Thu, 01 Mar 2007 08:22:39 -0600Have you looked into your medical insurance policy lately? Does it cover such things as; Lasik eye surgery, glasses or catastrophic eye problems? Most medical policies do not have these coverages. Even the best medical coverage policies do not always cover such things. Perhaps you need to look into vision insurance and see if you can get the coverage you may need in case of problems with your eyes.
Wed, 22 Nov 2006 09:22:37 -0600At some point in everybody's life there is going to be a need for corrective lens of some sort, whether they be glasses or contacts. As such it?s a good idea to look into and buy vision service plan insurance. Of course if this is provided for by the company you work for so much the better.
Tue, 13 Dec 2005 19:00:56 -0600Today, 1 in 4 children has an undiagnosed vision problem. Although the chances of developing a vision problem are greater if there is a history of eyesight problems in your family, many children with no such family history encounter a troublesome vision issue.