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Preview: Insurance: Supplemental Articles from

Insurance:Supplemental Articles from

Published: Fri, 23 Mar 2018 22:40:37 -0500


Product Review of the Athletic Greens Supplement

Mon, 10 Apr 2017 08:08:09 -0500

Athletes and people with an active life style, or are serious about their health, need a good amount of nutrients to optimise their performance. Certain supplements like creatine and fish oil are needed by athletes in greater quantities than other people need them. Greens are another important supplement that is often ignored, or at least does not get the same amount of attention.

Insurance to Protect Your Wedding Day

Wed, 22 Mar 2017 07:40:17 -0500

The fun and eagerness of planning for a wedding can soon be replaced with genuine disappointment along with financial loss if things do not go as initially conceived. Even happy occasions are subject to accidents and failure. So what do the bride and groom do to avoid the unexpected pitfalls that can crop up? The answer, like practically everything involving risk exposure for the homeowner, auto driver, business owner and family person is insurance coverage. And yes, there is insurance to protect your special wedding day.

Choosing a Concealed Carry Insurance Policy

Fri, 10 Jun 2016 06:51:57 -0500

Insurance is a way of life for most of us. We have life insurance, health insurance, car insurance, and home owners insurance. There's dental insurance, vision insurance, even pet insurance! Insurance is purchased to protect you and your family against the unexpected. It "insures" you will be taken care of when things happen

How Your Business And Workers Benefit From Supplemental Insurance

Wed, 02 Mar 2016 15:03:46 -0600

Rising health-care costs have caused businesses to look for ways of cutting back on employee benefits or cut out all together, causing decreased morale, job dissatisfaction, and anxiety. When companies add supplemental or voluntary insurance products to employees' major medical coverage, this can produce a win-win situation for both.

Protect Your Wedding Investment

Wed, 27 Jan 2016 13:17:46 -0600

Weddings take months to plan and usually cost tens of thousands of dollars. Why is it that most people don't protect this investment? Here are some tips on what a good "Event" Insurance policy covers and strategies to insure you have a perfect day.

Medicare Eligibility - Helpful Tips

Tue, 28 Apr 2015 11:22:47 -0500

When it comes to Medicare many people are so confused that they don't even know what question to ask or who they should believe. That's because Medicare Supplements are offered by many different companies. Each has their own plans and all have different prices.

What Every Business Owner Ought To Know About Voluntary Benefits

Mon, 01 Dec 2014 06:04:24 -0600

Some Plain Talk About A Simple Decision That Is Often Difficult to Make - If he had provided voluntary benefit options to his employees, he would have fostered trust and loyalty, his employees would have felt safe in the knowledge that he was looking out for them. This safe culture would have lead to stable, productive, confident teams, where everyone felt they belonged." They left, some for lower paying jobs that provided voluntary benefits.

What's Covered? How to Use Medicare's Website to Understand Original Medicare Coverage Better

Fri, 24 Jan 2014 11:08:01 -0600

I discuss how to use Medicare's website in order to understand your Original Medicare coverage better. I also discuss how this coverage works alongside a Medicare Supplement plan.

How Canadians Can Benefit From Having Health and Dental Insurance Coverage

Thu, 09 Jan 2014 12:19:25 -0600

Canadians benefit from a publicly funded national health insurance program which provides for the basic coverage in hospital care. While we're all receiving coverage to some extent, each province and territory may offer additional benefits according to their own respective plans. If you're a Canadian, and you have lived in a few of the provinces over time you would best understand how coverage varies considerably from province to province.

Changes to Medicare Advantage Plans

Fri, 20 Dec 2013 14:42:16 -0600

This article discusses recent happenings in the Medicare Advantage, Part C world. New legislation, cuts, and the recent changes to provider networks are going to affect many beneficiaries (UHC). If you have not yet heard of these changes, this article is a good introduction to the topic.

Annual Disenrollment and What It Means For You

Fri, 20 Dec 2013 14:17:41 -0600

Annual Disenrollment is almost here! This article will discuss how this period affects you as a Medicare beneficiary, as well as the options available during this "disenrollment" period, which can also be considered an enrollment period of sorts!

New Medicare Supplement Competition in Texas

Thu, 19 Dec 2013 16:00:52 -0600

This article will discuss new products available to both consumers and agents within Texas's Medicare Supplement market. If you are a consumer take note of these new carriers as they may offer lower premiums in your area compared to your current carrier. As for agents, both of these carriers process appointments quickly and utilize electronic applications-- making the application submission a cinch, and in turn speeding up the process for both you and your client.

Medicare Part D: Advice for Those Who Forgot to Enroll, Again

Fri, 13 Dec 2013 14:34:49 -0600

After the rush of Open Enrollment ends, some people realize they forgot to enroll in Part D. While this can be a bit of a frustration, and you will have to pay a late penalty, you do have resources to rely on until next October. My article looks at various ways you can save on prescription drugs outside of Part D plans.

The Lexus of the Medicare Supplement Line: Plan F Versus Plan G

Tue, 03 Dec 2013 11:16:57 -0600

Plan F is the Lexus of the Medicare Supplement world, however Plan G is almost identical in coverage. This article will discuss the benefits of Plan G, as well as why agents don't want you to know about its existence.

Researching Medicare Coverage: The Do's and Don'ts

Tue, 03 Dec 2013 10:34:10 -0600

Once you are enrolled in Medicare Parts A and B, your next task becomes finding the perfect supplemental health insurance. This article will discuss the best ways to go about researching Medicare supplemental insurance.

How to Be a Financially Savvy Medicare Supplement Policyholder

Tue, 03 Dec 2013 09:30:21 -0600

The ins-and-outs of saving money on your Medicare Supplement policy. There are a few things that carriers don't want you to know about! By learning and utilizing my helpful acronym, you can easily evaluate your Medicare Supplement policy's competitiveness.

How to Catch a Medicare Supplement Agent: The Good, the Bad, and the Ugly

Thu, 21 Nov 2013 09:36:51 -0600

Finding a decent, honest, and unbiased Medicare Supplement agent is difficult, especially with masses of them lurking around every corner. This article will help you distinguish the good, the bad, and the ugly, when it comes to Medicare Supplement agents. Authored by an agent, who knows the industry, this article attempts to provide the best representation of what exactly a "good" Medicare Supplement agent looks, sounds, and acts like.

Cost of Medigap Insurance

Sun, 13 Oct 2013 09:02:25 -0500

The cost of Medigap insurance can depend on a number of factors including when you apply, what state you live in and type of policy. However, before making a final decisions there are some things you should know.

The Skinny on Insurance

Thu, 10 Oct 2013 13:56:24 -0500

I wanted to discuss some miscellaneous insurance products. You will find that you have some hidden insurance costs that can be eliminated and put more money in your pocket for your debt reduction.

Cost of Medigap Plans

Thu, 12 Sep 2013 10:53:59 -0500

The cost of Medigap can vary from company to company according to the way they set on their plans. Here are some facts concerning Medigap cost you may want to take a look at.

Medigap Comparison

Fri, 06 Sep 2013 11:45:56 -0500

Medigap comparison can save you a lot of money in premiums. Those new Medicare supplement insurance plans may not know all the ins and outs of buying the best policy at the best price.

Medigap Rates

Tue, 13 Aug 2013 07:31:32 -0500

Medigap rates are something everyone about to qualify for Medicare should look at closely. Though rates may be different from company to company, each plan gives the exact same coverage. For this reason it is always wise to shop around for the best price.

Looking at Medigap Cost

Mon, 05 Aug 2013 11:00:46 -0500

Medigap cost can vary but choosing the right policy should be no problem for the knowledgeable buyer. Here is a good look at Medigap cost and how to go about finding the best Medicare supplement policy for you.

Understanding The Medicare AEP Or Annual Enrollment Period

Mon, 29 Jul 2013 12:00:28 -0500

The best way for individuals who have Medicare coverage to ensure that you receive the best value possible is to compare the different plans prior to switching during the 2014 AEP or Annual Enrollment Period. There are four parts of Medicare Insurance Plans which includes Parts A, B, C/Medicare Advantage, and D. The AEP does not apply to those individuals who already have Medicare supplement insurance.

Medigap Enrollment

Tue, 23 Jul 2013 09:25:27 -0500

Medigap enrollment must be done at the proper time to ensure the lowest rates and do away with a medical physical. Here are some facts concerning Medigap enrollment and how to go about it.

A Brief Guide To Understanding Medigap Insurance

Mon, 15 Jul 2013 09:23:23 -0500

For those individuals who are not familiar with "Medigap" insurance, this is a Medicare supplement insurance offered by private carriers. This insurance helps individuals cover some of the health care costs that Medicare does not such as co-insurance, co-payments, and deductibles. On an important side note and to avoid any confusion, Medicare supplement and Medigap supplement are the same thing, so it is important to understand this when you first start researching the issue.

The Benefits Of Dealing With Independent Insurance Agents

Mon, 15 Jul 2013 09:12:18 -0500

Just about everyone, at some point in their lives, is going to need to purchase some type of insurance, whether it is Medicare supplement, health, long-term care, or life insurance. When you are just starting to shop for any of these, the process can be very tedious considering that you have to wade through all of the options presented to you. You get overwhelmed with all of the terms that get thrown at you and you walk away oftentimes more confused than when you started.

Medicare Donut Hole

Tue, 09 Jul 2013 07:48:21 -0500

The Medicare donut hole is something everyone on Medicare should be aware of. If you are not familiar with it you could possibly incur a costly amount of out of pocket expenses on prescription bills.

Medicare HMO - What You Don't Know Could Hurt You

Sun, 23 Jun 2013 18:36:32 -0500

Are you thinking of enrolling in a Medicare HMO? Get the facts so you won't be surprised when using this type of Medicare Advantage Plan network.

New To Medicare? Find An Insurance Agent You Can Trust

Fri, 21 Jun 2013 10:44:52 -0500

Are you new to Medicare and looking for an insurance agent you can trust? Follow these helpful tips to find an agent who is trust worthy and knowledgeable about Medicare plan options.

Medicare Advantage Provider Networks - Which Type Is Best?

Fri, 21 Jun 2013 08:00:11 -0500

Are you thinking of enrolling in a Medicare Advantage Plan? Before you enroll, it's important that you understand how different types of provider networks can affect how you use your plan and receive benefits.

Free Medicare Advantage Plans - The Real Story

Thu, 20 Jun 2013 07:23:37 -0500

Are you interested in getting a free Medicare Advantage Plan? Terminology can mislead. Continue reading to get the real story.

Medicare Supplement Plan F Or Medicare Supplement Plan G: Which Is Better?

Wed, 19 Jun 2013 07:38:30 -0500

Are you stuck between choosing Medicare Supplement Plan F or Medicare supplement Plan G? Learn the difference between these two plans and what criteria you should use to make a choice.

Who Should Buy A Medicare Supplement?

Tue, 18 Jun 2013 16:37:47 -0500

If you are new to Medicare or have never owned a Medicare supplement you may be wondering if a supplement is suitable for you. Although not for everyone, supplemental coverage can be an integral part of your retirement portfolio. Continue reading to learn if a supplement is the right Medicare plan for you.

Who Should Enroll In A Medicare Advantage Plan?

Tue, 18 Jun 2013 14:57:50 -0500

If you are new to Medicare you have some choices to make. Choosing a Medicare plan is one of the most important things to do when you become Medicare-eligible. Continue reading to learn if you may benefit by enrolling in a Medicare Advantage Plan.

Is Medigap Insurance The Same As A Medicare Supplement?

Tue, 18 Jun 2013 13:40:16 -0500

If you are new to Medicare you may be confused by some terminology. Determining which Medicare plan to choose begins with understanding the relevant definitions. Continue reading to learn whether Medigap insurance is the same as a Medicare supplement and get important facts about Medigap so you can choose the best plan.

What You Need To Know About Medicare Supplement Plan J

Wed, 29 May 2013 08:29:45 -0500

Should you keep your Medicare supplement Plan J or compare other plans? Plan J is no longer offered to new Medicare customers and premiums for that plan may rise faster than the other Medicare plans. As people in that block age, expenses will rise and carriers will need to find a way to cover the difference.

Medigap Insurance Rates

Wed, 22 May 2013 16:01:39 -0500

Medigap insurance rates should be looked closely by anyone who has retired or nearing retirement. Since all Medigap plans offer the exact same coverage regardless of where you purchase them, price is an easy thing to access.

Definitions Of The Most Common Medicare Terms

Fri, 17 May 2013 08:51:45 -0500

There are a number of Medicare terms that everyone should know if they are policy holders or are about to be. We have listed the more common ones below.

4 Facts Regarding Medicare Supplement Insurance

Fri, 17 May 2013 08:48:51 -0500

Although Medicare supplement insurance has become an extremely popular topic of discussion, there are certain misconceptions about it that everyone needs to be aware of. There are 4 facts about this insurance that need to be taken into consideration before you sign up for any particular plan. Fact #1: Medicare supplement insurance costs will vary from one carrier to the next - despite the fact that these plans are identical, regardless of who you purchase them from, the cost of your premium will vary from one insurance carrier...

What Is The Difference Between Medicare Supplemental Plans And Medicare Advantage (Part C) Plans?

Tue, 07 May 2013 13:03:44 -0500

Everyone should have some form of Medigap Insurance when they enroll in Medicare and knowing the difference between an Advantage Plan and a Supplement Plan is the first place to start. While both plans help cover gaps in Medicare coverage how they fill those gaps is very different.

A Look at Medigap Insurance

Thu, 02 May 2013 15:57:41 -0500

Medigap insurance is very important to most retirees. This is of course due to the fact that Medicare only covers around 80% of medical services. A long term illness or hospital stay could do a lot of damage to the average individual's savings.

Understanding Plan G Medicare Supplement Insurance

Wed, 01 May 2013 15:29:39 -0500

There are ten modernized Medicare supplements to choose from. Most consumers want the best value for their premium dollars. In many cases, Plan G can be a very good choice when considering costs versus benefits.

Which Type Of Insurance Company Should You Choose For Your Medicare Supplement?

Wed, 24 Apr 2013 10:35:42 -0500

Medicare supplement plans are standardized, meaning that all plans within each category offers the same coverage. The insurance companies that offer these plans can be very different and how they are run can have an impact on your future supplement premiums. You plan on having supplement insurance for several years and you need to know which type of insurance company you are signing up with so you will know what to expect.

Best Medicare Supplement Plan

Mon, 15 Apr 2013 09:05:37 -0500

The best Medicare supplement plan for one individual may not be the same as for another. There are a number of factors involved that need to be looked at thoroughly in order to choose the best Medicare supplement insurance available for your particular medical or financial situation.

Cost of Medicare Supplement Insurance

Fri, 05 Apr 2013 15:15:18 -0500

The cost of Medicare supplement insurance can vary greatly according to a number of factors. Here are some up to date information on Medicare supplement insurance and what you can expect.

Medigap Insurance Plans

Tue, 19 Mar 2013 09:24:47 -0500

Medigap insurance plans should be looked at closely if you are nearing retirement or already there. It is always better to have the Medigap coverage that best suits yours needs instead of paying for double coverage or insufficient coverage.

Medigap Coverage

Thu, 07 Mar 2013 08:09:08 -0600

Medigap coverage could be very important to anyone approaching or already at retirement age. This is because though Medicare is a very good plan, it only covers around 80% of medical bills. This means the individual could be responsible for a large sum of money if a long term illness occurred.

How To Compare The Different Medicare Supplement Plans

Mon, 04 Mar 2013 14:57:19 -0600

Searching for the right Medicare supplement insurance can be frustrating. Learn where to go to get the best information in order to compare plans.

Viewing Medigap Cost

Mon, 11 Feb 2013 12:48:51 -0600

Since Medicare only pays around 80% of a retirees medical bills, it is in most cases very important to check into some type of supplement. By doing this you can protect your savings from huge medical bills in case of an unexpected long-term illness or accident.

Medicare Skilled Nursing: How To Avoid Getting Burned

Tue, 15 Jan 2013 10:42:25 -0600

Skilled Nursing is inpatient rehab. Some day you may need serious physical therapy and Skilled Nursing is expensive. Medicare Provides some coverage for Skilled Nursing but if you don't follow this advice, you may get nothing for this benefit and you could have to pay 1000's of your own money

Supplemental Insurance: Getting Your Fix Outside the Box

Wed, 26 Dec 2012 13:43:17 -0600

Health insurance must take into account the big picture. It does not only provide protective coverage in case of accident, but also covers you on a day to day basis, coming to your rescue when health issues arise. Because public insurance plans provide partial benefit, or none at all, for "extended" services and treatments such as vision and dental care, massage therapy, chiropractic treatments, and alternative medicine, many invest in supplemental insurance.

What Is Medicare Supplement Plan G And Is It Right For Me?

Fri, 21 Dec 2012 13:39:09 -0600

Find Out What High Out-Of-Pocket Expenses Medicare Plan G Protects you from. Are you overlooking the best Medicare Plan on the market today?

What You Need To Know About Prescription Drug Plans (Part D)

Mon, 10 Dec 2012 14:54:53 -0600

Medicare Part D and the donut hole. The basics of what you need to know when looking for prescription drug coverage.

Are You Really Covered?

Mon, 10 Dec 2012 14:36:44 -0600

I hear it all the time. "I have major medical, I'm covered" Seems many of us are still living in the past. There was a time when major medical was both affordable and reliable. Companies covered 100% of the medical cost and at a reasonable monthly premium. Of course even then it still didn't help pay the bills if you were out of work. But nowadays the monthly premiums can be as unbearable as the left over medical bills. I know of one lady who after a $2,500 deductible and 20% co-pay still owed over $38,000 in medical expenses. Like so many, it wasn't until after her bad experience that she became my client.

What Should Be There in the Best Medicare Supplemental Plans?

Tue, 30 Oct 2012 15:31:43 -0500

Best Medicare supplemental plans should be able to cover up all the 'gaps' left out by traditional Medicare. But is it really worth to pay for that extra coverage?

Don't Make These Costly Mistakes With Your Medicare Coverage

Thu, 20 Sep 2012 17:24:20 -0500

I recently met with a retired couple who decided to take their Medicare coverage into their own hands. Find out what mistake they made that is costing them $240/yr for the rest of their lives! Also, find out how they ended up with no supplemental coverage even after they enrolled!

You May Not HAVE To Pay The Medicare Part B Premium!

Wed, 12 Sep 2012 12:03:32 -0500

Can't afford that monthly Part B premium coming out of your or your loved one's social security check? This article will guide you down the path of reducing or eliminating the Medicare Part B premium!

Selecting an Employee Benefits Enrollment Strategy and an Enrollment Company or Service

Thu, 30 Aug 2012 16:02:03 -0500

After the Employer and Broker(s) select the Benefits Plan Design and the Employee Benefits to be offered - both Core and Voluntary/Worksite - it is extremely important to focus on the Enrollment Process. Selecting the process and Company or Service to handle the Enrollment can determine the success or failure of the overall plan. Given the investment in Employee Benefits by the Employer and the Employees, it is well worth the time invested in planning.

Insurance to Pay Your Bills If You're Unemployed

Wed, 29 Aug 2012 10:51:49 -0500

If you lose your job, you may be entitled to state unemployment benefits. These payments may help, but are usually much less than your normal income. Many people wonder if they can purchase extra unemployment insurance on the private market.

Medicare's Supplement Insurance Program - Medigap

Fri, 03 Aug 2012 14:40:40 -0500

Medicare's Supplement Insurance Plan (Medigap) can be both confusing and complicated. Even the name is complicated. This article provides you with a simple understanding of what Medigap offers and the benefits available in each Plan.

The Truth About Medicare Advantage

Fri, 29 Jun 2012 10:54:36 -0500

Don't be fooled by what others say about Medicare Advantage. Find out the truth by reading this article.

The Advantages of Short Term Life Insurance

Tue, 19 Jun 2012 14:54:06 -0500

What is short term insurance? And how can you use this to your advantage?

Taking Out Income Protection Insurance Can Be Cheaper Than You Realise

Mon, 18 Jun 2012 09:20:25 -0500

Thought about taking out protection against your income but considered it too expensive? With just a competitive market now established, discover how affordable the right insurance can be when searching online for income protection today.

Additional Life Insurance For The Seniors

Mon, 18 Jun 2012 09:20:08 -0500

What are the benefits of getting additional life insurance for seniors? And what should you be aware of when getting an additional policy?

Signing Up for Supplemental Medicare

Fri, 15 Jun 2012 15:57:59 -0500

Supplement Medicare is a policy that covers those medical expenses} on a beneficiary's} bill that Medicare itself does not}. When it comes to payment for a medical procedure, Medicare pays 80% of the medical bill...

How To Save Money On Prescription Drug Costs

Fri, 15 Jun 2012 15:48:17 -0500

Many people are not able to afford the cost of the drugs. Yet, they end up spending a lot of money on prescription drugs. To save money, there have been quite a few reports claiming that people, nowadays, are skipping their dosages, or even reducing their dosages, and sometimes they are not filling their prescriptions.

Medicare Part A and Part B Simplified

Fri, 15 Jun 2012 08:58:07 -0500

Find out what you need to know about Medicare Part A and Part B. Cut through all the governmental red tape and save yourself some time and money!

Who All Are Eligible For Medicare Part B?

Fri, 08 Jun 2012 14:30:49 -0500

Medicare Part B eligibility is easy to understand - anyone who has eligibility for Part A is also eligible for Part B; all you need to do is bear the additional expense by paying a monthly premium. This amount may be drawn from your retirement benefits or the Social Security amount you receive.

What Will Medicare Cover?

Mon, 04 Jun 2012 16:30:26 -0500

Medicare is a social health insurance programme run by the Federal Government to help aid the medical expenses of the senior citizens of the USA (65 and above). Speaking of those below 65 years of age, individuals with enduring disabilities and renal failure that require dialysis, etc. can enroll for Medicare too.

What Is Medicare Part D Donut Hole And How To Avoid It

Fri, 01 Jun 2012 15:47:54 -0500

Donut Hole is the term used to describe the out of cover prescribed drug expenses in Medicare Part D. Medicare Part D is the US Government insurance initiative that covers prescribed drug costs of its policy holders.

What Is Medicare Part C And What Are Its Coverage Options?

Wed, 30 May 2012 13:10:09 -0500

Medicare Part C, also known as Medicare Advantage Plan, is one of the options you have under Medicare. This plan is available through several private insurance providers who are authorized to sell this plan by Medicare.

The Process of Getting Supplemental Unemployment Insurance

Thu, 17 May 2012 15:18:26 -0500

If you are worried about losing your job, you probably already know that state unemployment benefits do not provide a lot of cash. You may be able to find a private, supplemental unemployment policy to help provide more unemployment income.

Medicare Parts A and B - All You Need To Know

Wed, 16 May 2012 10:00:23 -0500

Medicare is an innovative concept that was developed in the United States of America a long-time ago, around 1765. You can call it public health insurance that any American citizen is entitled to after s/he turns 65, subject to certain terms and conditions.

Changes To Medicare Benefits And How It Can Affect Your Coverage

Fri, 04 May 2012 15:29:39 -0500

Every year Medicare plans and programs are introduced with yearly flexibilities and reforms which are called as Medicare benefit changes. A common feature of Medicare is constant change. These Medicare benefits and Medicare changes are introduced to offer better coverage and to accommodate legislation cuts. Medicare benefit changes can be seen in the coverage cost, enrollment period, coverage services, deadlines when beneficiaries can make plan changes and coverage options, etc.

What Is Medicare Part B and How Can You Get It?

Thu, 03 May 2012 12:46:39 -0500

Medicare Part B cost depends on your income, with some people having to pay a premium that is greater than the standard amount. If you fall into this category, you will receive information from Social Security.

How To Choose Medicare Supplement Plan and Save Money?

Thu, 03 May 2012 11:19:59 -0500

When it comes to buying a Medicare Supplement insurance, many agents and Medicare recipients view the Medicare Supplement Plan F as the "Cadillac of Medicare Supplement plans." Now before we examine the Medicare Supplement let's make sure that you understand some basic information about the insurance product...

Achieving The Lowest Possible Professional Liability Rate

Fri, 13 Apr 2012 16:23:38 -0500

Liability insurance protects service-providing businesses and individuals from damages awarded in a civil lawsuit due to claims of negligence. In the US, such insurance is usually called errors and omissions (E&O) insurance, but it also goes by the names professional indemnity insurance (PII) and professional liability insurance (PLI). The professional liability rate for an E&O, PII or PLI policy depends on a wide range of factors, including location, history and perceived risk due to industry statistics.

Why Offer Supplemental Benefits?

Wed, 11 Apr 2012 15:39:46 -0500

Rising healthcare costs for services, rising healthcare premiums leave employers scrambling for solutions. An option available for the last 70 plus years becomes an essential component in solving today's "Healthcare Crisis".

A Few Tips on How to Save Money on Insurance

Mon, 02 Apr 2012 15:21:57 -0500

Do you want to have some form of life insurance? The problem with getting a policy is that you don't know exactly how much you will be spending on it. Read on for tips on how to save money AND get an insurance policy of your own.

Litigation Insurance Protection

Fri, 30 Mar 2012 11:53:47 -0500

General liability policies provide coverage for specific obligations, such as bodily injury. When businesses and individuals are legally liable, however, they're often exposed to many additional obligations. Litigation insurance protection is a broad term for the risk management of these obligations. The most common form of such protection is professional liability insurance.

What Does a Medicare Supplement Cover?

Wed, 21 Mar 2012 07:49:12 -0500

A Medicare Supplement, also referred to as Medigap Policy, is basically an insurance plan that is secondary to original Medicare. You must be enrolled in Parts A and B in order to be eligible to enroll in a Medicare Supplement Plan. If you choose to keep original Medicare (Parts A and B), most of your expenses will be covered by also having a Medicare Supplement Plan in place.

Medicare High Deductible F Should Be The First Choice For Medicare Supplements

Fri, 16 Mar 2012 09:39:16 -0500

Many seniors enroll in a standard plan F Medicare supplement plan without much thought. The majority do not look at the Plan F high deductible Medicare supplement as an option. Those that take the time to understand the plan will almost always choose it instead of the traditional F plan.

How Does Medicare Part D Work?

Tue, 06 Mar 2012 11:21:54 -0600

Of the four parts of Medicare, Part D is the newest and the most complex. I still get asked what is Medicare Part D which means that the government is failing to do a proper job of educating seniors on this very important and vital part of Medicare. Medicare Part D covers prescription drugs that are typically filled at your local pharmacy or filled through mail order.

Selecting The Right Deductible

Thu, 01 Mar 2012 15:30:21 -0600

When you don't have enough protection to protect you against any suits that might be filed against you, your business could be at stake. This is the main reason why you are attempting to look for a professional liability insurance coverage, and are trying to work on finding the best deductible.

Medicare - Choosing What Is Best For You

Mon, 20 Feb 2012 15:47:54 -0600

The time is passing like a freight train propelling you into your sixty fifth year of life. You have gotten enough information in the mail to start your own post office and you open that one piece to let you know your birthday is closing in fast, your Medicare card.

What Are Medicare HMO Plans?

Wed, 15 Feb 2012 10:33:58 -0600

Medicare itself is not an HMO or PPO or any other type of network. Original Medicare which is now how Medicare is typically referred to is either accepted or not by a doctor. By accepting Medicare the doctor is agreeing to accept what Medicare pays for a certain procedure/visit.

The Payment Protection Insurance Controversy

Wed, 15 Feb 2012 10:18:22 -0600

Payment Protection Insurance is receiving a huge amount of attention in the UK after the Government ruled that many policies had been issued illegally. Millions of people having taken out PPI are currently in the process of seeking refunds from their lenders.

Return of Premium Critical Illness Insurance

Thu, 09 Feb 2012 14:07:24 -0600

Despite what many financial planners and advisors say, the return of premium rider is an absolute must for any critical illness policy. It turns an ordinary policy into a true Living Benefit.

Medicare Is Changing! Like It or Not!

Fri, 13 Jan 2012 15:44:03 -0600

Medicare has been in the headlines recently with the elections right around the corner! This article isn't about Republican versus Democrat, but more about the fact that Medicare is going to change regardless of who or what party takes office! The reason is simply that Medicare can not continue on its current course so politicians are forced to deal with the Elephant in the room.

Why Voluntary Benefits Work for Your Company As Health Care Cost Continue to Rise

Thu, 29 Dec 2011 13:53:53 -0600

With the rising cost of health insurance premiums, employers are looking for a way to manage cost, and at the same time, please their workforce. What can you achieve to satisfy both?

How Professional Liability Insurance Can Be of Help

Wed, 28 Dec 2011 15:52:43 -0600

There are cases where claimants can make it appear that you have become negligent even though in reality you did not, it could cost you a big sum of money. What the professional liability insurance does is it will protect you against a claim due to negligence in advising or performing a specific type of service.

Learn More About Apple iPod Insurance

Fri, 09 Dec 2011 09:53:29 -0600

This article serves as a guide on how to purchase iPod insurance. You will learn what exactly the insurance covers, how to file a claim and much more.

Appliance Insurance: Do You Need It?

Fri, 02 Dec 2011 15:05:59 -0600

Have you ever thought about insuring your appliances? This article discusses options for insuring them, which in the long run, may save you money.

Identity Theft Has Become a Huge Issue When Protecting Your Finances

Wed, 30 Nov 2011 14:36:21 -0600

There have been numerous instances of computer hackers stealing credit card and other personal information from large institutions around the world. Today it is being reported that over 200,000 Citi customers have had their credit card data stolen when Citi Bank's systems were hacked. It isn't the first time a large corporation has been hacked into.

Bridging the GAP: Changing Contracts and Benefit Structures to Improve Supplemental Products

Fri, 11 Nov 2011 18:25:52 -0600

Consumer driven health care, and HSA's in particular, are powerful tools for containing cost increases in medical insurance. However, in the worksite market, especially in the blue-collar segments of that market, HSA's are not always applicable. Over the last few years supplemental carriers have redesigned GAP, critical illness and accident products to address more effectively the out-of-pocket costs borne by employees with high deductible plans.

Working With Depression: Accident and Sickness Insurance

Fri, 04 Nov 2011 14:57:11 -0500

If you are one of the many in the workplace who suffer from depression, you may find it difficult to perform during severe bouts of mental illness. Accident and sickness insurance is often something people suffering from mental health problems worry about, find out more about accident and sickness insurance and mental health here.

Medicare Supplemental Plans - Some Reasons Why You Need It

Thu, 03 Nov 2011 11:40:19 -0500

Most seniors that are just becoming recipients of Original Medicare do not realize the importance of supplemental Medicare plans for 2012. Even for those in perfect health, you never know the need for extensive surgery, or the need for a visit to the emergency room plus some lab work might leave you in tons of debt. As can be predicted, for those with an exiting medical problem like arthritis, cancer, diabetes, or high blood levels, not having a medicare supplement plan will end up costing your way more then any premium that you would have paid.

A Medicare Advantage Plan for The Win

Thu, 03 Nov 2011 11:38:46 -0500

As a senior you probably know, there are alternatives to Original Medicare?to choose from and one of those are medicare advantage plans. Nowadays, most seniors prefer to go with an advantage plan over Medicare since they'd have more coverage and additional benefits, plus out of pocket expenses are going to be lower. In spite of this, you are going to have a difficult time on deciding which insurer or what level of coverage to go with if haven't done your research.

Medicare Supplements - Do Seniors Need Supplemental Medicare Coverage?

Fri, 30 Sep 2011 10:53:33 -0500

Standard Medicare plans do not cover all health care costs for seniors, but most medicare beneficiaries are on a fixed income. We take an in depth look of supplemental insurance plans for Medicare and explore a variety of medicare supplement plans that help cover the gaps in your Medicare coverage.