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Published: Mon, 23 Apr 2018 07:57:42 -0500


Business Insurance 101: What You Need to Know

Fri, 22 Dec 2017 13:55:32 -0600

So you started your own business. You've seen a hole in the market or come up with a brilliant new idea. You've got things underway and maybe even started to make a bit of money.

Lead Poisoning: Your Health, Your Insurance Coverage

Thu, 16 Nov 2017 15:11:00 -0600

It was not that long ago when the water crisis in Flint, Michigan took place and residents worried about the lead content. For years, home and property owners and managers, as well as mortgage companies have known about lead risks. This article deals with health issues as well as liability and associated insurance coverage.

Renter's Insurance - Should You Get It or Not?

Mon, 09 Oct 2017 15:04:13 -0500

Do you rent? If you are currently renting an apartment and can't decide, if you should get renter's insurance. Here is what you need to know.

4 Questions To Ask When Considering Horse Trailer Insurance

Wed, 04 Oct 2017 15:25:25 -0500

If you want to have peace of mind and deal with a crisis, we suggest that you have a horse trailer insurance. To make sure you have the right coverage, we suggest that you do your research and choose the right provider. Given below are some important questions that you may want to ask your agent when choosing the best horse trailer insurance. Read on to know more about horse trailer insurance.

Top 5 Benefits of Bike Insurance Online Renewal

Wed, 31 May 2017 10:33:20 -0500

According to the law, third party insurance is mandatory for two-wheelers. However, the policy could be extended to protect the vehicle and the motorist in case of any accident, damage due to natural disasters like fire, storm, flood or man-made disasters like burglary, strike, theft etc. by opting for a comprehensive insurance policy.

Insurance Coverage For Golf Carts - Unleash The Secrets You Do Not Know

Wed, 01 Mar 2017 07:46:21 -0600

If you are a golfer and happy with homeowner's policy, then think again. Your homeowner's insurance policy might not protect you when you go out there on the greens and trails. In fact, you need a specially devised insurance coverage for golf carts. There is a big difference between the coverage when you buy appropriate insurance policy. Well, you are not going to use your golf cart inside your home to travel from dining to bedroom or kitchen to patio. You need adequate protection especially when you are out on your wheels.

Taking A Look At Gadget Insurance

Wed, 08 Feb 2017 14:53:35 -0600

As a modern person, you most likely have a Smartphone, laptop, camera, and other gadgets. If you regularly travel, there are many things that go wrong with your gadgets: they can be damaged, get lost, or even be stolen. Good quality gadgets don't come cheap; therefore, it's always wise that you protect them. One of the most effective ways of doing it is by insuring them. Studies show that many people don't insure their gadgets due to ignorance or lack of knowledge, but this shouldn't be you.

Important Facts About Moving Insurance

Thu, 22 Dec 2016 13:20:44 -0600

The most important factor to be considered before planning the movement of your business to a new location is the amount you are ready to shell out in order to safeguard your valuable possessions from theft, loss or even permanent damage. A minor amount of damage to your goods is bound to happen even if you hire a professional expert team to handle your movement or when you plan to do it all by yourself. For all these reasons a moving insurance was devised which will enable you to get all your prized possessions insured against all odds. Enrolling for a moving insurance depends on one choice when one decides to plan the movement. However, when you hire professional experts having insurance becomes mandatory.

Get Gadget Insurance So You Do Not Have To Be Without Your Beloved Gadget For Very Long

Thu, 28 Jul 2016 13:33:12 -0500

Is it really worth paying for gadget insurance? Aren't gadgets included in home insurance? These are just some of the hotly debated topic amongst gadget-owners everywhere.

Latent Defect Insurance: A Definition

Fri, 03 Jun 2016 12:23:18 -0500

One of the most common terms to crop up when dealing with commercial insurance brokers is 'latent defect insurance'. This article offers a definition of that term, and explains why it is important to the brokerage process.

Drone Insurance and What Every Drone Owner Needs to Know

Wed, 18 May 2016 06:28:38 -0500

Insurance is the financial responsibility that is taken by a firm or person in case you damage someone's property or cause harm in any way to another person. Insurance is important to own before you drive any manned vehicle and the same is true for unmanned aerial vehicles (UAVs). Insurance is a key aspect of risk management and can help your business get through legal complications resulting from unforeseen accidents caused by your drone. The owners as well as the manufacturers and operators of drones are finally showing interest in learning about drone insurance. Drones are still in a developmental phase and there aren't any specific rules and regulations governing their use. Therefore, there are a number of questions in the minds of the people regarding the insurance policies of these aerial vehicles. People want to know how the drone insurance is going to work. The following is a compilation of all the aspects that need to be kept in mind when it comes to drone insurance.

Tips on Drone Insurance

Mon, 16 May 2016 07:57:49 -0500

Almost everything is insured. Our life, our houses, our vehicles and many more things which we value. The increase in drones, especially among the civilians has given the need to add drones in the list of insured items. If you are conducting business and earning money using drones, it is a wise idea to get your drone(s) insured. Even if you are not earning money and plan to earn in the future, even then it is a good idea to get insured. This will help you prevent paying out of pocket in the event an accident occurs

Tenants Insurance

Tue, 12 Apr 2016 10:29:26 -0500

When an individual buys a home, they are also usually required to purchase property insurance to cover risks associated with property loss or damage, contents, and third-party liability. Although individuals who rent do not own their accommodations, they still may be responsible for any damage they cause to their own and other rental units. Tenants insurance helps cover this risk and also provide coverage for contents and protection in case someone is injured while in your home. While tenants insurance may not be required by all landlords, it is certainly recommended as the building owner's insurance will not cover your personal assets in case of a loss.

Bespoke Coach House Buildings And Contents Insurance Is Still So Difficult To Find!

Fri, 05 Feb 2016 11:10:39 -0600

If you own a Coach House you will need a policy that will insure the whole property including all of the garages, your own garage (freehold) and those on Leasehold to neighbours. These are usually leased on 999 year Peppercorn Leasehold. You must include the Legal Liability cover you need to protect your liabilities as Freeholder to the Leaseholders, whilst insuring the whole building including the leased garages.

Why Invest In Cargo Insurance Today

Fri, 04 Dec 2015 08:00:20 -0600

If your goods are in transit, be sure to get the right coverage. This will prevent you from losing a huge amount of your finances and assets.

Texas Property Insurance 101 - Do You Know Your Policy's Deductible?

Thu, 12 Nov 2015 09:55:10 -0600

For the Texas property investor living elsewhere a building's deductible may not be exactly what it is thought to be. Educate yourself with this vitally informative write-up, get the needed coverage and relax with the priceless peace of mind that comes along.

Missing ID!

Mon, 10 Aug 2015 13:07:04 -0500

Who could imagine the anxiety of having lost one's pocketbook? When Pamela Williams suspects her purse and its contents have been snatched by a thief, her world turns upside down. As she pursues the difficulties in replacing a birth certificate, drivers' license, passport, etc, her mind races with uncomfortable thoughts about a terrorist or some other vile person in possession with everything connected to her identity. Life takes on a dim venue... until someone locates what has consumed her for weeks...

How Can I Fight the Decision of My Insurance Adjuster?

Wed, 08 Jul 2015 08:52:59 -0500

April called her insurance adjuster asking him for his help on her claim because she felt that she was being cheated by the insurance adjuster. She was again disappointed at the response to her as the adjuster explained that he would not be paying any additional payments to her for her fire loss. April again felt that she had suffered another loss, but this time it was directly at the hands of her insurance company. Her question in her heart was, which was worse, the fire to her home or knowing that whom she thought was going to protect and make her whole was the very people fighting her, the adjuster.

Three Reasons Why You Need a Personal Property Appraiser

Mon, 04 May 2015 06:37:37 -0500

There are many reasons why you will have the need of a Personal Property Appraiser in your life and this article is going to cover three reasons. A Personal Property Appraiser can do many things to help in your life.

My Taxidermy Mounts Are Worth Less Than When I Purchased Them, Maybe Not

Mon, 04 May 2015 06:36:38 -0500

The question came up the other day "I purchased all my taxidermy mounts in the 80s so why do I need an appraisal? All I have to do is add up the receipts to figure out what I can deduct from my taxes." This statement could be very wrong and cause future problems.

Renters' Insurance Recommendation

Mon, 20 Apr 2015 13:02:14 -0500

When renting an apartment, an important product to get is renters' insurance. Renters' insurance will protect your belongings that you bring into an apartment in case something such as fire, theft, flood, etc happen.

Everything You Need To Know On Hazard Insurances In Real Estate

Wed, 15 Apr 2015 13:03:42 -0500

If you possess valuables in your home and if you're constantly worried about unexpected disasters that could damage it, a hazard insurance is just what you need. With this cover, you can claim reimbursements on those commodities that you are buying an insurance for.

Is It Worth The Cost Of Buying A Cell Phone Insurance?

Wed, 25 Mar 2015 06:46:43 -0500

Nowadays, smartphone usage has become ubiquitous, thanks to the many innovative technological developments in mobile phones. It is almost unthinkable to leave the house without the mobile that is widely used to check email, look up reviews for a restaurant, or play a quick game on the device.

What Is Property and Casualty Insurance and Why Do I Need It?

Thu, 12 Mar 2015 14:19:47 -0500

Many people know that insurance is necessary and almost all have some sort of insurance. What insurance is often goes unanswered. Here are some basics:

Happy Valuables Day!

Mon, 02 Feb 2015 09:19:05 -0600

Most people spend much more time and thought into what valuables to purchase than on how to keep those items safe. Here are a few options to consider after purchasing valuable items for your sweetheart on Valentines Day!

It Makes Sense To Shop For Mortgage Renewal

Wed, 21 Jan 2015 07:10:30 -0600

In today's market, there are many people who shop endlessly during the first purchases for their mortgage while accepting the first offer of the bank during mortgage renewal. However, often the first offer is not the best offer to go for. Even today, banks mostly begin renewal offer at posted rates.

What Are The Standard Types of Halloween Insurance?

Fri, 24 Oct 2014 14:30:53 -0500

With Halloween approaching fast it is time to go shopping with your kids for spooky costumes to make trick-or-treating all the more exciting! This is when you get to enjoy the fall season by decorating your home, picking out pumpkins to carve and indulging in caramel covered apples! However, amidst all the fun and enjoyment, there could be risks such as your car and house being vandalized or someone getting injured on your property. Most insurance companies don't provide coverage specifically for Halloween, but you can protect your home and car from Halloween-related risks through these different policies.

The Basics of Making a PPI Claim

Mon, 06 Oct 2014 07:26:56 -0500

There have been many claims filed to get PPI refunds but very few have been successful thus far. One main setback is that most of those who make such claims are not eligible while others lack the basic knowledge of how to go about the whole process.

How It's Easy To Avoid Agony Of PPI Claims

Mon, 06 Oct 2014 06:52:39 -0500

You should ask yourself whether the agony you have been subjected to when making PPI claims is warranted or not. Regrettably, most of the people who are running after the claims got into something that they never knew about in the first place. They can blame it all on their ignorance and you don't have to follow in the same route.

Services To Get From a PPI Claims Company

Mon, 06 Oct 2014 06:51:54 -0500

You will be strongly advised to choose a good company to handle your PPI claims once you are a victim of such financial foul play. Make sure you have selected a reputable and well experienced company for a guarantee of quality services. Generally, the company will be out to help you recover the lost money but it will have many services to offer as well.

Why You Should Use A PPI Calculator

Mon, 06 Oct 2014 06:49:51 -0500

Using a PPI Calculator will be good for any person who was cheated when securing a mortgage or loan. It is precise in indicating how much an individual is entitled to getting refunded and one of the best electronic gadgets to use.

Vital Information About PPI Claims

Mon, 06 Oct 2014 06:48:15 -0500

Payment Protection Insurance (PPI) is one of the highly misunderstood things in the business world. This is because every person comes up with his or her own dimension of the issue ending up confusing many people. More confusing is the PPI scandal and how one can get back the refund.

Bike Insurance: Is It Really Worth It? And What Do You Do Should the Worst Happen?

Mon, 04 Aug 2014 07:33:06 -0500

Bike Insurance: Is it really worth it? And what do you do should the worst happen?

What Are the Types of Moving Insurance?

Tue, 22 Jul 2014 06:16:08 -0500

It is not only the possessions you take while you are moving. You are also taking memories with you. Your memories will reach safely to your new home, but your valuable possessions might not arrive home safely.

Claiming Insurance On Your Damaged Handmade Persian Or Oriental Rug

Fri, 21 Mar 2014 16:11:07 -0500

There are many dangers to handmade rugs from spills and stains to flooding and fire. The first step one should take before or during an insurance claim is to gain an independent retail replacement or insurance valuation on the rug. Often insurers do not understand the artistic value of a handmade rug and treat it as a standard floor covering or a used item. Gaining a replacement valuation is an effective weapon when seeking value from your insurer.

Insuring a Diamond Ring - Is My Jewelry Covered Under My Homeowner's Or Renter's Policy?

Wed, 19 Feb 2014 14:40:11 -0600

Diamonds are valuable assets that should be insured against loss or theft. What makes a diamond a valuable asset? I'll give you three reasons: Firstly, diamonds are valuable because of rarity; Secondly, because of scarcity; and thirdly, because they are mounted into rings, earrings, bracelets, anniversary rings, pendants, and necklaces to make beautiful jewelry that people like to wear...

How To Get A Great Deal On Redundancy Mortgage Protection

Fri, 13 Dec 2013 07:49:26 -0600

One of the greatest fears of redundancy is the fact that you would not be able to pay your mortgage or any of the debts you have incurred. If you cannot pay your mortgage, chances are that you might lose your home.

Laws Concerning Selling Migratory Birds, Raptors, and Their Parts

Sat, 16 Nov 2013 14:03:52 -0600

As a personal property appraiser how often have we heard "can I sell this duck mount?" Being a Taxidermist I have had the occasional call asking if I can mount a hawk or a song bird that flew into a window or a car. After explaining the basics of the law they hang up never to be heard from again. Here is the answer to that question and maybe some other ones that will pop up regarding song birds, waterfowl and raptors.

Delving Into Final Expense Insurance

Wed, 06 Nov 2013 11:42:03 -0600

Final expense insurance has the ability to save the loved ones of the insured from a lot of stress and money in the event of his death. As the costs associated with funerals are increasing, initially even though the family members grieve about the death of their beloved member, the next thing they get into their minds is the worry about paying and planning for the final arrangements. In such a situation, if the deseased individual has already covered himself with final expense insurance,the family members can be protected from spending huge.

Landlord Insurance - What Does Legal Expenses Cover?

Fri, 25 Oct 2013 07:20:24 -0500

As a landlord, having cover for legal expenses can save you huge money, so read on to find what legal expenses actually does cover and why you need for your small business. Find out more in this guide to legal cover for small business owners.

Landlord Insurance - What Is Buildings Insurance?

Fri, 25 Oct 2013 07:08:41 -0500

When you own a building for letting purposes, you might want to consider insurance that will cover subsidence and structural damage to the property. Landlord buildings insurance will pay for a total rebuild of your property in the event of flooding or fire. Is it worth paying for?

Landlord Insurance - What Is Emergency Assistance Insurance?

Thu, 24 Oct 2013 13:06:36 -0500

When it comes to an emergency and you need a window or a boiler fixed, landlord can be out of pocket before they know it. The good news is that most companies now have a type of insurance called emergency assistance cover.

Landlord Insurance - What Is Contents Insurance?

Thu, 24 Oct 2013 12:52:31 -0500

This article will explain what landlord contents insurance is and what the uses are for this type of insurance policy for landlords with let properties. All landlords should consider this type of cover for any property they own or rent out.

Landlord Insurance - What Is Loss of Rent Insurance?

Thu, 24 Oct 2013 11:26:56 -0500

When you're a small business owner and a landlord at the same time, the rent that comes in every month is so important, what can do to make sure that rent keeps coming in? The answer is an insurance policy, which will pay your rent for a period of time. It will only pay your rent at times when your flats or houses are unable to be rented due to damages of some sort.

Top 4 Ways for Better and Cheaper Landlord Insurance

Thu, 24 Oct 2013 08:20:59 -0500

Use a company that talks to brokers and landlord insurance companies at the same time. Many companies that deal with landlords only talk to a few companies as this still serves their customers. They take what they get, more or less and this isn't good enough for landlords to secure better policies that are more affordable.

Landlord Insurance - How to Cover The Mortgage When The Flat Is Empty

Thu, 24 Oct 2013 07:45:12 -0500

When you're a landlord and you're paying a mortgage on a buy to let flat or house, you'll need some sort of backup if the rent stops coming in. Banks don't really care if your flat is empty, they just want the money because it;s business as usual. Is there a way to protect landlords?

Best Tips For Switching Landlord Insurance

Wed, 23 Oct 2013 12:59:46 -0500

If you've been with a single insurance company for a while, the idea of switching landlord insurance may start growing attractive. Perhaps you've reached a point in your business where you think you deserve a break because you have a few properties. Or maybe you're tired of your original landlord insurance company not giving you a price break, despite your longstanding good customer status and history of always paying your policy on time.

As a Landlord, Can I Just Insure The Contents of My Property?

Wed, 23 Oct 2013 08:51:09 -0500

Many landlords are just looking to insure their contents of their properties for many different reasons. You may ask, why wouldn't I want to cover my building for structural damages within my policy too?

How to Purchase Landlords Contents Insurance Safely

Wed, 23 Oct 2013 08:50:28 -0500

If you're a landlord, replacing your contents can be costly if you don't have the proper contents insurance cover. If you follow some specific guidelines for creating your landlord contents insurance policy, contents cover is much easier to find and affordable. Most of those guidelines involve making sure your contents covers, what's important.

Can Landlords Get Multi-Property Discounts?

Wed, 23 Oct 2013 08:49:21 -0500

The short answer to this question is yes but you need to be good customer with the insurance company. Here's a list of what you can expect from a landlord insurance company when you have multiple properties that need to be insured.

Can I Manage My Landlord Insurance Policy Online?

Wed, 23 Oct 2013 08:48:05 -0500

The possibilities really are pretty close to endless when it comes to managing your landlord insurance policy online, insurance companies offer unique solutions for customers. Choosing insurers that will handle the policy online so you can make alterations to your policy is a really good time saver.

Is Landlords Emergency Assistance Good for Landlords?

Wed, 23 Oct 2013 08:47:22 -0500

Can landlords afford not to have emergency assistance insurance and what does this kind of cover include and is it worth paying for in the end? Find out more.

Home Insurance and Mold Infestation

Fri, 27 Sep 2013 12:03:55 -0500

Maintaining the beauty and functionality of your house means protecting it from all sorts of threats like fire, flood, and pests. In this article, you will be given an insight about mold infestation and some ways of availing home insurance against it.

How Do You Create A Personal Property Inventory When Everything Is Gone?

Tue, 10 Sep 2013 13:00:05 -0500

Whether it is a major disaster like a tornado, wildfire, or hurricane, or a smaller more everyday event like a house fire or pipe burst, disasters frequently occur. When it does, you need to be able to answer the most common post-disaster question - "What do I do now?" One element of the recovery process that is rarely spoken about but tends to be one of the most difficult tasks a disaster survivor will face is creating an inventory of all the personal belongings that have been damaged or destroyed. Learn about how important the inventory process is to get the most from your insurance claim.

Why I Became a Public Adjuster

Mon, 09 Sep 2013 14:00:24 -0500

This a summary of my work life. I have been fortunate to experience different levels of success. Read how God controls your destiny.

4 Tips to Ensure That You Are Prepared For Disaster

Wed, 04 Sep 2013 12:42:48 -0500

A disaster can strike at any moment and it can be caused by anything from extreme weather to accidents and other human activities. Your survival during a disaster will largely depend on how prepared you are. While everyone hopes that they are safe at all times, it helps to assume that disasters can and do happen and being emotionally and mentally prepared is essential.

Skip The Warranty

Mon, 05 Aug 2013 07:54:24 -0500

Until recently I had only good things to say about Dell products and customer service. I'm sorry to say that has changed. Their customer service is okay, it's really depending on the person.

Property Insurance Comes In Many Varieties

Mon, 15 Jul 2013 07:41:07 -0500

There are many kinds of property insurance plans available. This article explains what they are and what they protect.

Explaining Personal Inland Marine Insurance Plans

Tue, 25 Jun 2013 07:40:03 -0500

Most property insurance plans, such as homeowners insurance, do not provide comprehensive protection for expensive items, like jewelry. But a personal inland marine policy offers significant amounts of protection for costly personal property.

Be Prepared For A Jewelry Insurance Settlement

Wed, 19 Jun 2013 11:51:06 -0500

If you are looking for engagement ring insurance, make sure you read the fine print. You need to know you will really be covered when it counts after paying all those monthly insurance payments. Additionally, make sure you keep all the necessary receipts, appraisal documents and lab documents on your gems to ease the challenge when it comes time to reach a settlement.

What Is Beyond Owning Valuable Jewelries?

Mon, 03 Jun 2013 15:46:37 -0500

"Better a diamond with a flow than a pebble without." - Confucius - Most women and even men own expensive and valuable jewelries from either own purchase or a gift. Either worn or unworn, they are not spared from any crucial chances of loss or damage.

Ways of Saving Money by Choosing Affordable Life Insurance

Fri, 31 May 2013 09:15:23 -0500

Tomorrow is not guaranteed since you never know what will happen. The older an person gets, the more they become concerned about the future of their family especially what happens after they have gone. Although nobody has the ability to predict the future with precision, it is advisable to get your finances in the right order to make sure that loved ones are taken good care after you as the bread-winner departs.

Categories of Property Insurance Service

Wed, 29 May 2013 08:26:52 -0500

Some things are simply too good to ignore. Within business circles, it is considered wise to insure your property to avoid being liable for losses when they occur. A property insurance service can include various types of insurance including coverage for ocean and inland marine cargo or business, fire and allied lines, and automobile damage.

How to Ensure You Get Enough Coverage For Your Home

Wed, 01 May 2013 12:37:19 -0500

The changing weather patterns are causing disasters in areas that never experienced catastrophes before. Few people living in New York ever imagined the destruction caused by Superstorm Sandy. No one is exempt from natural disasters, fires, or burglaries. Therefore, it's imperative to ensure you have enough coverage on your home and its contents.

Renters - How to Protect Your Personal Property

Fri, 19 Apr 2013 16:13:02 -0500

Renters have a need - as much as homeowners - to protect their assets. This protection comes from renters insurance and a personal property inventory.

Personal Property Insurance - Protecting Your Assets

Wed, 17 Apr 2013 16:31:10 -0500

You spend money on your personal property insurance to protect your assets. Do you know if you have sufficient insurance coverage? Here are three key points to help you protect your assets.

Things to Know Before Buying a Home Insurance Policy

Wed, 17 Apr 2013 10:54:25 -0500

Home insurance policy is something that covers your home and property against any kind of damage or disaster. I have seen the situation where homeowners go ahead to buy a home insurance policy even when they do not even know what home insurance actually is. If you want a good return on your invested money, you must know the things that affect your home insurance policy. Below are some of these things.

The Current Economic Times Need Better Planning

Fri, 05 Apr 2013 13:08:45 -0500

Over the years the economy has being behaving rather precariously. The reasons for this are very debatable and economists across the world have been sharing their opinions and recommending the way out.

Important Things to Know About Your Insurance Policy

Tue, 02 Apr 2013 10:17:30 -0500

Insurance allows you to protect yourself and your possessions from the risk of loss. It is meant to protect against catastrophes, and day-to-day annoyances. It is your protection against things that aren't likely to happen, but if they do, can cause you tragic financial hardships.

The Importance of Proper Buildings and Contents Insurance

Sat, 30 Mar 2013 09:11:20 -0500

You should never underestimate the importance of buildings insurance. We take a closer look at this topic.

Why It Pays to Pay a Professional

Fri, 29 Mar 2013 10:48:14 -0500

When there is a water/fire loss on your home, who you choose to work in your home matters. Who does the work in your home is entirely up to you. You will get what you pay for when you choose a company to do the work. Do your due diligence and find a professional that can respond to your immediate need.

Factors That Affect Insurance Premium Charges

Wed, 27 Mar 2013 09:28:52 -0500

When calculating insurance premium charges paid by individual companies, there are various factors considered. These factors vary depending on the jurisdiction and local laws of the area. The main source of the basis of insurance premiums paid is based upon several factors which have been computed.

Security for the Home, Reduce Your Insurance Costs

Wed, 20 Mar 2013 14:31:56 -0500

Cheap home insurance. Security. When looking or insurance cover, take some time to see what can be done to reduce risk.

Buildings Insurance for Total Beginners

Fri, 08 Mar 2013 14:15:11 -0600

This is a basic introduction to Buildings Insurance. This article has been written for total beginners to the area.

Will My Home Buildings Insurance Cover Extras Like My Holiday Home and Car?

Fri, 08 Mar 2013 14:12:01 -0600

Buildings Insurance can cover a wide variety of items depending on what the fine print says. We look at what's covered and what's not.

High Net Worth Clients: The Problem With Being Underinsured

Tue, 26 Feb 2013 12:15:41 -0600

Most insurance agents realize that there are affluent families who have failed to adjust their insurance programs to protect their assets. They often choose their insurance agent and carrier early on while they are still building their wealth. They become complacent, and don't really think about the need for a valuable high net worth insurance policy, rarely taking a close look at those choices made so long ago.

The Dos and Donts of Jewellery Valuations And Insurance

Fri, 22 Feb 2013 08:33:50 -0600

For a lot of people the subject of insuring their jewellery only arises when they make a significant purchase, for example an engagement ring or special watch. At these exciting times it's very easy to sideline the paperwork or opt for the easy, but far more expensive solution, of taking out the single item policy offered by the retailer. Assessing Your Valuables at the forefront of your mind, then now would be a good time to assess all your valuables, new and old, and arrange for the relevant valuations, together with making sure you have adequate insurance cover in...

Say I Love You With Insurance

Fri, 15 Feb 2013 13:27:43 -0600

Yes, I know that insurance is not a "romantic" topic, but it is an expression of two things: concern and responsibility. Those two feelings really are an expression of what love is: concern for one's welfare and taking responsibility - insofar as you are able - for it. Now, I'm not going to go so far as to say that you should give your loved one and insurance policy for Valentine's Day, I do want you to still have a loved one at the end of the evening, but perhaps the most loving and least romantic thing you can do is to make sure that everything is properly insured, so that your loved ones financial needs are taken care of at the most inconvenient and stressful times in their lives.

Maybe It's Time To Get Serious About Health Insurance?

Mon, 11 Feb 2013 10:41:01 -0600

Perhaps you have recently changed jobs; your new job does not have an inclusive life/health insurance option, unlike your old one. Or maybe you have never bothered with life/health insurance? None of us are getting any younger; perhaps you have just married or even have a little one on the way.

Country House Insurance - Why You Need an Expert

Tue, 05 Feb 2013 16:33:43 -0600

As an owner of a Country House, old, listed or "special" property, there's far more at stake than just bricks & mortar. Don't let your insurance leave you exposed.

Few Types Of Personal Injury Claims

Tue, 15 Jan 2013 09:14:41 -0600

Personal injury can happen due to negligence of another person and at times this injury can give you permanent physical damage. People are not very aware about the true compensation laws for these kinds of injuries but you should apply for a full compensation depending upon the type of injury that you have got. There are different types of personal injury claims that you can make and these claims will not only cover the medical expanses but you will also get financial compensation for all of the mental frustration.

The Cost of Gender Equality

Sun, 13 Jan 2013 11:53:00 -0600

Questions of gender equality have sparked debate throughout the ages. But according to the EU, insurance companies who used gender as their basis for deciding insurance premiums contradict the basic principles of gender equality, regardless which side it benefits. How has the market been impacted by this change in legislation by the ECJ?

Is Buying an Investment Property a Good Idea?

Fri, 11 Jan 2013 11:50:04 -0600

Now that the real estate market is on the upswing, some homeowners are considering buying an additional property to take advantage of remarkably low housing prices coupled with low interest rates. Read more...

Choose a Comprehensive Jewellers' Insurance Cover

Fri, 04 Jan 2013 11:58:06 -0600

Running a jewellery shop involves a wide range of risks because you deal with expensive jewellery. Therefore, it makes great sense to purchase a comprehensive insurance package to covers risks coming from all possible sources - employees, customers, vendors, damage, theft and others.

High Net Worth Insurance Protects a Variety of Valuables

Fri, 04 Jan 2013 11:53:55 -0600

Anyone who enjoys a high-end lifestyle should realize that ordinary personal insurance coverage just might not be adequate. Trust a knowledgeable agent to assess current needs and to tailor and design a custom package of protection to safeguard belongings, the family and any valuable assets. Viable high net worth insurance policies afford not only a higher level of coverage, but also concierge-style service with complimentary property valuations, appraisals and risk assessments.

6 Insurance Aspects That Upset Canadians

Mon, 31 Dec 2012 10:48:07 -0600

Insurance is an essential part of life since it protects our main assets: cars, dwellings, life etc. But how do consumers feel about insurance? What do consumers like and dislike about their insurance providers? We recently completed an analysis digging into these questions.

Your Guide To Diamond Ring Settings

Fri, 07 Dec 2012 11:39:21 -0600

For many one of the best things about a diamond ring is the simplicity. There are only two big decisions to make before you get down to the specifics of choosing the actual ring and that is price and style. In the world of jewellery and the craftsmanship that entails, one can very much determine the other.

How to Locate a Loved One's Life Insurance Policy

Wed, 05 Dec 2012 09:51:39 -0600

Maryland, named for Queen Henrietta Maria and nicknamed the Old Line State, is a small but undeniably mighty part of the Union. Consider that Maryland is the ninth smallest state (by area), yet numbers nineteenth in terms of population, and has the distinction of being the wealthiest state in the country, with residents enjoying the highest median household income in the U.S. Surrounded by so many neighbors and with so much in their homes to protect, purchasing insurance in Maryland should be a priority for responsible residents.

"No Bulls, No Bears, Only Pigs" - The Occupy Movement and the Insurance Industry

Wed, 14 Nov 2012 17:00:51 -0600

The insurance industry and the banking industry are two sides of the same coin. Certainly it is quite clear from the events that have transpired in the U.S. after Hurricane Katrina and in New Zealand after the recent earthquakes in Christchurch would indicate that the same standard of morality applies.

How to Find the Best Household Insurance Cover

Wed, 14 Nov 2012 10:05:14 -0600

There are so many insurers, brokers and price comparison website offering home insurance cover so how do you about choosing the best household insurance cover for you? Read on to see what information you need to obtain and what choices you need to make to get the best cover for you.

Top Causes of Mold Growth in Homes

Tue, 13 Nov 2012 14:28:20 -0600

Mold should be a major concern for any homeowner. If you feel that it is something that is already affecting your home, then you have to act right away because it can have some serious impact on your way of life and in your family's health.

Things You Should Know in Order to Prevent House Fire

Tue, 13 Nov 2012 14:26:59 -0600

A house fire is a serious threat that every homeowner must face. You should never assume that you are completely safe from it because it can strike when you least expect it. Fire can be a very serious risk even if your house has been designed specifically to counter it.

Securing Your Financial Future: The Right Way To Do It In The Current World

Fri, 09 Nov 2012 12:55:11 -0600

In the current times, the economy has become more fragile than it has been for a long time, and most experts agree that the chances of things becoming better are not good, at least not in the short term. In the past, one could easily rest assured that they would keep holding their jobs as long as they did what they were supposed to do without fail. These days, however, this security is not guaranteed.

Disability Insurance and Fraud Prevention

Fri, 02 Nov 2012 11:53:28 -0500

It is a bit easier for less than honest people to commit disability insurance fraud than other types of crimes.?As a result, insurance companies are typically more wary of disability claims. With a life insurance claim, it is quite evident when someone becomes deceased.

Don't Delay! Insure Your Property Today!

Tue, 30 Oct 2012 16:04:30 -0500

Property is often one of the largest and financially rewarding investments we make, to let out that property to tenants can be financially rewarding, and therefore must be protected. As a landlord you must buy Landlords Home Insurance to protect your liability - if your tenant was to suffer an electric shock from a wobbly plug socket for example, or trip over a frayed carpet - you are liable for damages - which can often be extensive. As the property owner you are also liable for damage your tenants may cause to adjoining...

Why You Should Use a Credit Monitoring Service

Thu, 18 Oct 2012 14:17:13 -0500

Credit monitoring services are there to help monitor your credit and bank account information, as well as other personal and financial data that could be harmful when passing into the wrong hands. Using a company with monitoring services gives you the advantage of being able to monitor your credit around the clock to make sure that there is no suspicious activity going on with your accounts, and/or personal information. This way, you're ahead of the game and can try and prevent yourself from being a victim of identity theft.

Why Use A High Value Home Insurance Broker?

Tue, 16 Oct 2012 09:28:25 -0500

Are you one of the many people out there with high value home contents or a high value property that are frustrated with trying to buy insurance online? If you are and want a much more tailored service then you should be seeking out high value home insurance brokers.

Why Does One Need Renter's Insurance?

Tue, 16 Oct 2012 09:11:02 -0500

This is an interview concerning the need for Renters Insurance. Renter's insurance is needed whenever you choose to rent a home or an apartment. The building itself is always insured by the person or company that owns that building. Anything on the inside that belongs to you, your contents and everything that you have, is your responsibility. A renter's policy covers everything that belongs to you that you have in that home or apartment.

Buildings Insurance: Advice On How to Claim For the Damage Caused By a Burst Water Pipe

Tue, 09 Oct 2012 15:48:54 -0500

Have you been unfortunate enough to experience the damage a burst water pipe can cause? We look at how you should claim for this type of damage.

Walking Through The Benefits Of Income Protection Insurance

Thu, 20 Sep 2012 14:57:45 -0500

A lot of people are having second thoughts of getting an IPI also known as Income Protection Insurance simply because the payment would only add up to the products and services that they need to pay every month such as water, electricity, mortgage, taxes, gas, and even food. These utility bills are only some of the obligations that a lot of people have to tend to and signing up with an IPI could really cost a lot of money.