Published: Wed, 18 Jan 2017 12:36:21 -0600
Wed, 11 Jan 2017 07:08:40 -0600There are big differences between a term life insurance policy that does not require a medical examination and a guaranteed acceptance whole life insurance policy that guarantees eligibility based upon a few medical questions. Although there may be no physical or paramedic examination required in order to secure coverage for these term life policies there will still be an underwriting process that needs to take place after applying for coverage with most carriers.
Mon, 09 Jan 2017 21:56:05 -0600It is recommended that you understand the process involved in getting a fully underwritten term life insurance policy prior to applying for coverage. Although the application and underwriting processes may vary to a certain extent between companies, many carriers have similar processes and timelines. Understanding these processing timelines helps to establish a reasonable expectation of the amount of time needed between the application and coverage being issued. The application and underwriting involved in the issuance of traditional life insurance products has for the most part remained unchanged over the past 75 years. Unlike auto and home insurance, life insurance has not been commoditized in the sense that you can simply add the package that you would like to have to your online checkout, pay with a credit card online, and have instantaneous coverage.
Mon, 09 Jan 2017 21:55:40 -0600Although you may get used to seeing advertised rates for life insurance that show monthly premiums "starting at" or "as low as" $9 per month, it is important to understand that these are simply put advertised rates. Just as you may be able to go into the grocery store and get a single can of soda for 75 cents, you would still be paying over $5 if you wanted to walk out with a 24 pack of sodas.
Mon, 09 Jan 2017 21:55:07 -0600It is easy to get overwhelmed when shopping for a life insurance policy. In many cases it is hard to understand the policy that would best suit your needs. Is a term life insurance policy best? Or maybe a whole life policy? If you had recently been shopping for coverage and were left with these same questions, keep your head up because you are not alone.
Mon, 09 Jan 2017 15:27:14 -0600The standard New Year's resolution of finally getting around to applying for life insurance combined with the extra weight that most put on coming through the holidays sets up the perfect storm for many to overpay. Packing on that extra ten pounds of holiday weight from the end of November through the first half of January can actually lead to several hundred, if not thousands, in unnecessary additional premiums.
Wed, 28 Dec 2016 10:25:07 -0600There's no need to panic, life insurance products basically offer protection, which can be temporary or permanent. Life insurance can also offer structured savings and investment plans, which are optional. All policies involve you paying a premium and all will make a guaranteed payout to your beneficiaries when you are no longer with them. In addition they can be modified with a range of additional options to protect you and your loved ones from unforeseen circumstances.
Wed, 23 Nov 2016 10:12:39 -0600Never buy a life insurance policy in a hurry because it's a decision which will have an effect on your whole life. Give some time for research and understanding your needs well because a policy bought with precision gives you exactly what you want.
Mon, 31 Oct 2016 15:08:35 -0500Buying an insurance policy is very much essential at the same time it can be difficult.If you are thinking of buying insurance you will find several options in an insurance guide book. A life insurance policy though makes you think of your death but is good for the long run both for you and your family.
Tue, 11 Oct 2016 09:49:36 -0500There are many life events that make us thinking about buying a life insurance policy. That is the moment when we think - how to determine the right price of insurance? This article will help you to understand what aspects affect costs of your life insurance policy.
Mon, 10 Oct 2016 09:13:48 -0500Life insurance plays a pivotal role in our life and so it should not be overlooked by any chance. It will offer you and your business the stable protection required in this world that is constantly changing. Often people think this plan is too complicated and too expensive, but the truth is it is not so and need not have to be.
Mon, 26 Sep 2016 08:53:47 -0500While the majority of the individuals will invest in a life insurance coverage typically to offer death benefit proceeds, but life insurance policies of late have introduced some alternate concepts pertaining to how insureds are capable of using the policies funds when they are alive. This is known as the living benefits of the policy. Life insurance policies are no longer used only after the demise of a person, but now the policy benefits has been more customized for various other needs which is helping people to use their policies for their different needs and goals.
Wed, 10 Aug 2016 13:14:59 -0500In today's age, people always want to secure the financial future of the family, so they can lead a decent lifestyle even after their unfortunate demise. Term plan is the answer to secure your family against financial hardship, when you are not around. Buying a term insurance policy provides a sum insured to the nominee/beneficiary, in the event of death of the life insured.
Mon, 11 Jul 2016 12:29:41 -0500Until recently, endowment insurance plans were the most popular form of life insurance. With private companies now offering insurance, Unit Linked Plans (ULIP) have slowly grown to be popular with customers.
Mon, 11 Jul 2016 12:27:06 -0500What is life insurance? What is term life insurance? What is whole life insurance? Which one should I opt for? Which is the better one? These are common questions an amateur investor on the insurance front faces.
Mon, 11 Jul 2016 10:05:22 -0500Insurance can be a great investment tool and can be one of the best financial tools used for life planning. You can really benefit when you have the right type of insurance in your planning for everyday situations.
Tue, 05 Jul 2016 13:24:03 -0500With so many options in the insurance marketplace, it is certainly confusing to choose the best insurance plan for you. However, here are a few advantages of whole life insurance plans in Denver to help you decide why this might be the right one for you.
Thu, 16 Jun 2016 09:27:23 -0500An all-too-common occurrence for life insurance policy holders is one in which someone purchased a life insurance policy several years ago, they have been paying premiums faithfully, and they unexpectedly receive a Lapse Notice. The Notice states, "... your premium is not enough to cover the policy expenses, please submit (a lot more) money to keep your valuable coverage."
Fri, 27 May 2016 07:39:39 -0500It's funny how our mood can be affected by the changing of the seasons, with the onset of winter usually the one that makes us the unhappiest. On the flipside, you have the happy times that come when the weather turns once more, and summer makes its return. The one thing that ties all of the seasons together is the need to prepare for each one.
Fri, 27 May 2016 07:38:34 -0500The family is one of our most important social structures, a fact recognised by the United Nations General Assembly who proclaimed May 15th International Day of Families in 1993. One of the key roles of the family is to nurture and support its children until they are old enough to look after themselves. Sadly many parents do not realise that they cannot ensure that their children are always provided for, no matter what happens, without the protection of a life insurance company Most of us look back on our childhood with a fond smile.
Fri, 27 May 2016 07:36:01 -0500Buying life insurance is not a task to be taken lightly. Your life insurance policy is the financial protection that your family needs to survive your death and the loss of your income. To help you get it right first time we reviewed 5 of the most common mistakes people make when buying a life insurance policy.
Fri, 27 May 2016 07:34:54 -0500As the cost of higher education rises, families turn to loans to send their children to college. Shock statistics from the Consumer Financial Protection Bureau state that as of the end of last year, outstanding student loan debt was more than $1 trillion. Are you the parent of a college-going child?
Fri, 27 May 2016 07:25:28 -0500June 1st is International Day for Protection of Children. Do you have life insurance to ensure the protection of your kids?
Fri, 27 May 2016 07:22:46 -0500Single fathers are everything to their children: nurse, teacher, cook and of course playmate. They also carry the burden of providing for their children financially and earning the money they need to survive. How can you as a single dad protect your children against the day that you are no longer able to provide for them?
Fri, 27 May 2016 07:13:33 -0500Parent? Do you have the life insurance your family needs?
Thu, 12 May 2016 15:37:04 -0500The amount of life insurance cover you go for is a very important decision you will make. Inadequate life insurance defeats the purpose of going for it. When you are calculating your insurance needs keep in mind the liabilities you have.
Mon, 02 May 2016 06:43:10 -0500Life insurance is important to a family because it provides immediate cash during a difficult time. Also, the cash from life insurance proceeds is not taxed. When a family member dies a number of life-changing adjustments take place and immediate cash is needed for many of these.
Thu, 21 Apr 2016 11:26:56 -0500Ignoring the need to buy life insurance cover can put your family into big financial problems. Find the answers to common myths about life insurance policy. Also, check some of the important reasons for which people should buy a life insurance cover.
Wed, 13 Apr 2016 12:26:19 -0500Many people wonder how to go about choosing a life insurance company. In truth, there are several factors that can determine one's decisions to pick one company over another.
Wed, 13 Apr 2016 12:25:34 -0500Annuity Definition and How They Work - Life annuities are confusing for most people. There are many different types and all are basically the same thing: a product where an insurer makes payments to the insured for the term of their life. The seller is also known as the issuer.
Wed, 30 Mar 2016 15:54:30 -0500This article is a brief write up about the life insurance industry and how it forms part of your crucial financial planning, how it is applied in the reality of this world, and just how the common masses always dismiss the important factor of having an insurance policy. What do we know about insurance? Is it just a common stigma in a normal person's life? Can it really save our family, and doesn't it contradict the word death coverage, when we would already be dead, how good, or of use to our loved ones?
Wed, 30 Mar 2016 15:52:29 -0500There are many investment products out there, bonds, mutual funds, stocks and shares, you name it. There is however another mode where one would oversee. Ever heard of the term "invest in yourself"? That would usually apply for you investing in knowledge, true. But in this context, it literally means: "invest in thyself". As the great Li Ka Shing said before: "The best investment is to buy a million dollar policy on your child when he is born".
Wed, 30 Mar 2016 11:26:59 -0500You've made the move mentally. You are ready to do something selfless and get some life insurance to provide security for your family in the event of your early exit. Congratulations, as you are one of too few that are addressing this critical need.
Thu, 10 Mar 2016 11:46:32 -0600Life insurance is an important part of your financial planning. If your family's only source of income is your salary, then you need life insurance coverage. If you are young, then you need more life cover that will last longer. You should take a life insurance for 10 years or 20 years depending on the age of your children. A life insurance could help to maintain your family's standard of living and makes sure that your children have all the opportunities even after your death.
Mon, 22 Feb 2016 10:20:50 -0600False life insurance fraud is perhaps the most sensitive kind of insurance scam, since larger frauds are often discovered only after the death of the insured. Although buyer frauds are very common, and can even lead to the murder or suicide of the insured in order to cash in their insurance, this article focuses on seller fraud, where those selling or claiming to sell insurance are involved in the fraud.
Tue, 16 Feb 2016 09:51:07 -0600Every month Billions of dollars in life insurance death benefits lapse due to declining interest rates on interest sensitive life insurance products. The product I am talking about goes by a few different names: 1. Universal Life 2. Flexible Premium Life 3. Adjustable Premium Life.
Tue, 19 Jan 2016 08:42:36 -0600Indexed universal life insurance can be a great savings vehicle for investors who have a good ability to save. Indexed universal life or IUL, is a type of permanent life insurance that allows a policy holders to build a cash value.
Tue, 19 Jan 2016 07:25:40 -0600The excuse for burdensome regulatory interference is consumer protection. The end result is actually reduced service for the middle market who needs advice more than the mass affluent market.
Fri, 15 Jan 2016 07:56:49 -0600It's no secret that the majority of Canadians today don't really understand the life insurance policies they own or the subject matter altogether. Life insurance is such a vital financial tool and important part to your financial planning that it is incumbent upon you to have a basic level of understanding.
Thu, 31 Dec 2015 07:04:26 -0600A life insurance policy can go a long way toward helping dependents who have experienced the death of a loved one. If the breadwinner of the family dies, his dependents can be left with nowhere to turn. If he has a life insurance policy, however, then his dependents will have a safety net until they can fend for themselves.
Tue, 08 Dec 2015 12:25:20 -0600Life Insurance plays a very important role in an individual's life as it serves as a guarantee against the possibility of untimely death, and the loss to livelihood as a result of the untimely death of the main earning member of a family. In these days of varied threats in the form of lifestyle diseases and other causes, it becomes very important for people to insure their lives, especially if they are the main earning member of their family.
Wed, 18 Nov 2015 09:21:31 -0600Secret #1: Don't spend too much time on a life insurance quote. Do not be fooled by the low price quotes you get online - they don't apply to you unless you are extremely healthy. Statistically only 10% of people who apply actually get the lowest priced policy.
Wed, 04 Nov 2015 08:56:08 -0600List of important reasons why life insurance is very important before you invest your hard-earned money. It is very important to buy health and life insurance first before you invest.
Thu, 29 Oct 2015 11:54:05 -0500Is over 50s life insurance worth paying the premiums for? Here are the facts to help you decide if it is right for you.
Fri, 16 Oct 2015 11:06:14 -0500Life insurance for seniors is not a one-size-fits-all solution. There are many carriers and products to provide the best value and coverage. Using an independent life insurance broker who specializes in seniors is your best resource!
Fri, 09 Oct 2015 14:43:57 -0500This article can help you identify some of the costs of death, and the many different kinds of policies available to insure your family's future. Death is certain, but so is life insurance.
Thu, 08 Oct 2015 08:46:59 -0500Lake Carasaljo in Lakewood, NJ is a beautiful body of water. For one family, however, it became the death trap that took their husband, father and breadwinner away.
Mon, 14 Sep 2015 15:14:53 -0500Life Lessons to Excel at in Your 30s - While you might have been carefree, and even a risk taker in your twenties, by the time you hit the thirties, it is time to take stock. Life would have already begun throwing responsibilities at you and if you don't start planning for the present and future now, it might just be too late. Things you Must Do in your 30s - If you haven't started to put your life in place, you must do it in your thirties.
Wed, 26 Aug 2015 15:18:25 -0500This article is about educating readers about investing money safely in an unpredictable stock market. Why would someone take a chance on losing as much as 40-60% of their retirement portfolio by not being prepared or informed?
Tue, 18 Aug 2015 11:14:49 -0500Often-times, it's only in hindsight that one can see what should have been done. The unspoken thought of 'should have had life insurance' comes into play in this Teaneck community when neighbors feel the brunt of agony for Sarit as she experiences the sorrow of her husband's illness and ultimate death.
Mon, 10 Aug 2015 13:41:20 -0500Are you considering life insurance? Do you know the difference between term and whole of life? How much can you afford? For these answers and more, please click here...
Mon, 20 Jul 2015 06:17:25 -0500There are those who wonder about life insurance-does it work? Similarly, others question if whole life insurance worth it. Others ponder about universal life insurance-does it work? Still others ask about term life insurance-does it work? I will answer all the questions with more questions: What do you mean does it work or is it worth it? Shouldn't the real question be do they work for you, if so how, and if not, why not? Let's have a look.
Fri, 17 Jul 2015 11:53:42 -0500We all have different needs and wants in our lives, but one thing that most of us need is some type of life insurance policy. We all want to believe we are invincible and nothing will ever happen to us. And I hope nothing bad ever does, but according to Guinness World Records, (this is straight from their site) "the greatest fully authenticated age to which any human has ever lived is 122 years 164 days by Jeanne Louise Calment (France). This just illustrates that we are not invincible and we only get to enjoy this lifetime for a relatively short period of time so we might as well be prepared.
Wed, 15 Jul 2015 07:35:56 -0500Are you prepared for the worst in life? And if you are, have you taken the right steps to ensure that your family is taken care of in the worst eventuality? In case you have not thought about it, a great time to understand the different kinds of insurance would be right now.
Mon, 13 Jul 2015 06:07:55 -0500With countless term life insurance companies to choose from, how do you know which is best? Are you more concerned about the cost of insurance or the rating of the insurance company? What do you know about how companies are rated? What's your priority, price or rating?
Wed, 01 Jul 2015 06:27:32 -0500Why should you have life insurance in the retirement plan? This article will address that and explain some of the reasons why.
Mon, 22 Jun 2015 07:42:51 -0500You can then experiment with the type of policies and durations available and arrive at a blend that will give you sufficient cover while keeping the premiums manageable. Learn about some of the more popular life insurance policies available.
Mon, 22 Jun 2015 07:42:12 -0500As the name suggests, term life insurance is life insurance you buy for a certain term of time. As these policies don't have any cash value component, the premium amounts you pay is used only for keeping the policy active. These premium amounts have to be paid only for the term of the policy, and when the term or policy terminates, you stop paying premiums as your coverage expires. Thus, term life is one of the cheaper life insurance plans available.
Mon, 22 Jun 2015 07:41:51 -0500Realise that there are many kinds of policies for life assurance. Know what these policies are, and then figure out which policy value is best for you before you set out to compare rates to get the cheapest quotes.
Mon, 22 Jun 2015 07:32:40 -0500Life insurance is something that many of us tend to postpone. After all it is for an eventuality that is not likely to happen today or the next day. This procrastination is what gets many people and their families into trouble. Get a life insurance quote without delay.
Thu, 18 Jun 2015 14:45:32 -0500Do you have a protected tax free cash fund you can use while you're alive? Do you have anything to supplement or replace your 401k retirement planning?
Wed, 17 Jun 2015 14:41:23 -0500There comes a time in your life when you start to think about everyone that's close to you - your spouse, your parents, your family members, and after a trail of happy thoughts, you admit to yourself that life would never be the same without them. And the fact of the matter is that the opposite is also true. In times like these, the first and foremost thing that would come to you is what will you leave behind for them? How will you make sure that even when you're no longer a part of their lives, they're still secure? The answer is life insurance.
Mon, 15 Jun 2015 06:09:28 -0500Is the concept of buy term invest the difference the best option for you? Is it for everyone? What's best for you?
Fri, 12 Jun 2015 09:03:53 -0500Understanding Funeral Insurance - Insurance especially meant to provide financial assistance that will help your family to cope with your funeral is called funeral insurance. Some insurance policies provide additional funds also to include 'other expenses', like legal expenses, medical bills, credit card dues or some such bills that could not be paid before the death of the insured person. These insurance policies are usually known as burial insurance, final expense insurance, and preneed funeral insurance.
Thu, 11 Jun 2015 13:44:02 -0500This is about what ROP life insurance is and whether it's a good idea. It poses questions someone may want to ask themselves before considering it.
Mon, 08 Jun 2015 06:19:22 -0500The article asks the reader to decide what an advantage is. It then compares whole life insurance to other investments and other life insurance. It is intended that the reader draw a conclusion about advantages.
Thu, 04 Jun 2015 10:34:21 -0500Rakhi Mehta, 31, is a successful marketing manager working in a top mobile handset company. Her salary is Rs 1 lakh a month. But when it comes to cash in hand, she gets Rs around 82,000 a month. Half of the deduction goes to Provident Fund, which anyway adds to her savings. But, what about the rest? Well, that's about Income Tax. Very easily and silently, income tax sweeps off a substantial amount from your salary.
Mon, 01 Jun 2015 05:49:52 -0500This is an explanation about the uses and benefits of life insurance for people of advanced age. It asks the question who are the elderly.
Wed, 27 May 2015 11:25:10 -0500The article examines if or why someone age 60 or over has a need for life insurance. It poses questions intended to make someone think about what they may not have thought about. It mentions that the largest group of people today who are buying life insurance are people over the age of 60.
Tue, 26 May 2015 06:59:10 -0500A short guide to the range of life insurance options you may be faced with when you are considering life insurance. It's important to choose the right type of insurance and in most cases doing that can save you money.
Fri, 22 May 2015 12:54:49 -0500Life Insurance Premium finance is the safer way of purchasing life insurance, especially for high net worth individuals. It allows a company to borrow the cost of a life insurance premium. It usually occurs when the company has a very high premium that makes it necessary to borrow the amount in part or in whole to prevent reducing the company's liquidity. More often than not, traditional lenders don't provide premium financing, and business owners need to look for specific premium financing providers to secure the loan.
Fri, 22 May 2015 11:50:52 -0500The article is about the connection among food, life insurance, and safe money. A key factor in qualifying for life insurance is health. Food affects health. Health affects longevity. Longevity affects safe money.
Wed, 20 May 2015 13:16:13 -0500The article is about the reliability of permanent life insurance, comparing it to a faithful dog. It mentions that not all permanent insurance is alike, nor are all dogs.
Sun, 17 May 2015 17:35:43 -0500The article addresses the question of whether someone can make money selling life insurance. It also presents reasons why if someone is to have long-term success selling life insurance, they must have a higher purpose and not be in the business just for the money.
Fri, 15 May 2015 13:06:46 -0500The article is the first of a multi part overview of insurance in general, which will be followed in subsequent articles by an overview of life insurance in general. It is a 6 page report broken into small sections.
Wed, 13 May 2015 12:37:12 -0500The article challenges people to ask themselves about their future plans. It questions them about what they have in place to fund their future plan(s) and if not when do they plan to look into it.
Fri, 08 May 2015 11:18:30 -0500The article attempts to dispel any notion that life insurance is dishonorable. It acknowledges that fraud exists, but is not the intent. It attempts to explain the true intent and meaning of life insurance.
Fri, 08 May 2015 09:18:45 -0500The article provides some examples about who should have life insurance, including how and why it will help. It also briefly explains that one of the advantages is the availability of tax-free cash to the beneficiary(ies) of the deceased or the insured person while alive.
Mon, 04 May 2015 06:15:37 -0500The article provides a glimpse of why people buy life insurance. It offers an example of a husband and wife and suggests how and why someone should consider the amount of insurance they should buy. It also suggests at least one strategy for what types of insurance should be purchased.
Fri, 01 May 2015 12:34:11 -0500The article provides some facts about permanent life insurance. It gives a brief description of the most common types. It also provides a brief description of the benefits.
Thu, 30 Apr 2015 15:08:06 -0500The article compares term life insurance to a lease. It provides some facts and real-life scenarios about dealing with term insurance. It implies that term insurance has its place but it may or may not be someone's best option and it definitely is not their only option.
Thu, 30 Apr 2015 06:05:20 -0500The article addresses common excuses/reasons why not to buy life insurance. It points out that unless someone is guaranteed to live and be healthy and alive another day, or if they are getting younger, the best time to buy is now--right now.
Tue, 28 Apr 2015 15:08:31 -0500The article is about the notion that food is more than what we eat. It's what we consume however it's consumed. It's also about honesty and truth as well as it's about knowing what should be done, whether or not it's done.
Tue, 28 Apr 2015 07:02:51 -0500The article describes the 3 main underwriting methods used by life insurance companies. It explains what they mean and how they're issued.
Tue, 28 Apr 2015 06:49:41 -0500The article examines the meaning of the word fulfillment. It is about fulfilling one's responsibility to oneself, one's family, and/or one's business. The fulfillment of that responsibility is to provide readily accessible, tax-free or tax-favored cash whether one dies too soon or lives too long.
Tue, 28 Apr 2015 06:45:51 -0500An explanation of how insurance companies price life insurance. Also how the word "quote" may often be misleading.
Tue, 28 Apr 2015 06:45:27 -0500This article is about preparing for one's after-work years. Life insurance and safe money planning are vital tools to assure that the fun never stops. It's not about sacrificing today's fun for tomorrow's fun. It's about doing what needs to be done in order enjoy life now as well as later.
Mon, 27 Apr 2015 14:48:06 -0500People often argue about which life insurance is better or best: Term or permanent. The reality is they both have a place. It's not about which product is better or best. It's about which product is better or best for a particular situation.
Mon, 27 Apr 2015 13:23:28 -0500This article defines the term "investment" and explains why a safe-money investment protects against downside risk. It compares risky investments with safe investments.
Mon, 27 Apr 2015 12:59:25 -0500This article explains why life insurance can be a valuable tool for use in retirement planning. There are no IRS limitations on contributions, no penalties for early withdrawal, and can be accessed on a tax-favored or tax-free basis. It's much more than just a tax-free death benefit.
Mon, 27 Apr 2015 08:45:03 -0500For the lay man, the term life cover signifies, insurance. Ever since the growth of economics, people have understood the value of making sufficient financial arrangements for their family and self. By insurance, one understands a certain amount that is pledged towards a person in case of some life threatening disease or sudden or premature death. The need for life cover arose when suddenly the families had to struggle for daily needs after the earning members death or the entire saving got spent in various medical expenses due to any accident or disease. The basic fundamental behind insurance is safety and security of the person and his family.
Fri, 24 Apr 2015 14:03:53 -0500This is about the connection among fitness & health, and life insurance, especially permanent life insurance & safe money, particularly fixed and fixed indexed annuities. Fitness and health affect longevity and the ability and need for life insurance & safe money. Longevity affects how and how long life insurance and safe money is utilized.
Fri, 24 Apr 2015 13:17:44 -0500The concept of annuities is broken into small bite-size, easy to understand chunks of information. The concept is not complicated. Once people understand the basics they can more easily understand the details.
Wed, 22 Apr 2015 11:19:26 -0500Many people believe free, employer-provided life insurance is enough. There are factors they often overlook. This article explores those factors and why it is important for someone to own his or her policy and to purchase it as early in life as possible.
Thu, 16 Apr 2015 10:47:01 -0500Are you planning to buy a home through means of a loan? If yes then you must have a suitable life insurance plan in the first place. Now you would say how home loan relates to life insurance. Well, there is a strong connection between the two.
Tue, 14 Apr 2015 15:29:44 -0500Many people fail to realize that their number one asset is their ability to earn money. It's important to consider the financial devastation and the financial impact, mainly the ability for their family to continue to live in the family's home, will do to their family. Protecting your family is too important to not consider Mortgage Protection Insurance.
Mon, 06 Apr 2015 08:10:23 -0500For most people, it isn't a question of whether to own life insurance, but what kind of coverage is most appropriate for your circumstances. Life insurance is available in a variety of different forms. It helps to understand a few basics, but there is no "one size fits all" solution.
Wed, 01 Apr 2015 10:12:22 -0500As of 2010 the statistics show that Canadians donate over $10 billion dollars annually to one of 150,000 registered charities in the country. Although these donations can provide valuable tax deductions, many donors are left wishing that they could do more for the charities that they love and support. Some donors would be wise to consider using their life insurance policies as a more effective means of leveraging the support they intend to provide.
Mon, 23 Mar 2015 13:50:04 -0500As a well-aware, net savvy professional, you must be conscious of the need of the life insurance coverage you require to secure your family's financial life. Today, the provisions of the Income Tax Act offer you provisions under which you can buy life insurance coverage, generate returns and save on tax too.
Tue, 17 Mar 2015 12:50:06 -0500It is said that "Ignorance is bliss". This applies to your insurance portfolio as well. There are millions of people who have bought irrelevant life insurance policies for themselves and they realize it after several years.
Mon, 16 Mar 2015 11:43:31 -0500You don't need to risk your money in the stock market to assure that you have enough resources for a comfortable retirement. Surprisingly enough, various life insurance products can guarantee you a retirement income and reduce the risk that you will lose money.