Published: Fri, 09 Dec 2016 04:10:26 -0600
Tue, 06 Dec 2016 07:32:15 -0600This is a professional who studies their client's damaged property to write up reports, make estimates, and analyze information. Some of the duties of an insurance adjuster can include: • Deciding if their client's polices cover the damages they are filing a claim for • Evaluating property damage • Talking to the police and witnesses • Estimating loss amounts • Researching and writing reports • Verifying information with insurance agents • Analyzing information that is related to the claims • Meeting with lawyers • Testifying in court...
Fri, 02 Dec 2016 09:03:48 -0600When you own a home then you understand the necessity to own a home insurance, as it makes you feel mentally secure in case a calamity hits in but before you decide on selecting and finalizing from the wide range of insurance policies and you need to talk to the agents personally before you are thoroughly convinced what works for you. Anyone can be struck by a calamity at any time and it will make him lose his mind completely as this peace of mind is much more important compared to the amount of money you are...
Mon, 28 Nov 2016 08:56:56 -0600Every car owner knows that he/she needs an insurance policy. Unfortunately, studies show that many people make mistakes when they are buying their policies. The most common mistakes include:
Mon, 07 Nov 2016 11:26:21 -0600Did you know that by simply installing a home security system in your home, you can lower you home owner's insurance by up to 30 percent? It can also help protect you and your loved ones.
Thu, 03 Nov 2016 10:28:13 -0500Halloween is a lot of fun - most of the time. For homeowners, renters and landlords that face the ramifications of liability for related losses and damages, there's another story. Fortunately, homeowners and renters insurance covers many of the risks. Read the insurance claim examples contained within this article to discover the importance of adequate coverage.
Mon, 31 Oct 2016 10:23:15 -0500Say goodbye to summer at last as fall's reliable chill has returned. With the flick of the heater, comes hazards that homeowners would do well to recognize. Prevent fires by following these simple guidelines by the home insurance professionals!
Mon, 17 Oct 2016 08:12:09 -0500Okay, so, you didn't set out to become an insurance expert - all you wanted to do was buy a house, after all. Yet, in the process, you ran up against at least four different types of insurance - and these are just the mandatory policies.
Wed, 07 Sep 2016 09:15:21 -0500Although people often think of home insurance as protection against natural disasters, most policies cover costs related to a variety of potential incidents. Coverage can include dog bites, riots, attorney fees, and accidents.
Tue, 23 Aug 2016 15:23:14 -0500Everyone understands that a standard homeowners insurance policy is a more basic plan. Policyholders therefore may be pleased to discover that it includes protection for some of the lesser known losses and damages. In this easy-to-read article, the general terms are spelled out.
Mon, 15 Aug 2016 10:59:02 -0500Your home is likely your most valuable asset, so protecting it just makes sense. As such, you can think of your homeowner's insurance as an investment in protecting your financial future. Before you buy a policy based solely on premiums, ask your insurance provider these five questions to make sure you're getting the coverage you need.
Thu, 11 Aug 2016 15:52:39 -0500The condo owner, like the home owner and renter needs specifically tailored insurance. This article deals with the particular risks related to condominium living and what type of policy covers a condo owner's liability.
Mon, 08 Aug 2016 08:35:55 -0500When a homeowner gets a home they will put homeowner's insurance on the home. Check to make sure that hail damage is covered. Many times it is easier to file a claim for hail damage than it is to be compensated for the damage or to have the damage fixed. If there was a big hail storm or the hail was large you should have a professional come to inspect your roof to see if there is any damage.
Fri, 29 Jul 2016 13:41:00 -0500Mortgage protection insurance is sold for only one purpose: they pay the mortgage lender in the event of the policy holders death, disability or job loss. There are good reasons to not buy an MPI policy, and often level term life insurance is a better option.
Thu, 28 Jul 2016 08:37:27 -0500When one man slept over at a friend's house, little did he realize that he would be taking home some unwanted little souvenir guests. Only after time, did he understand the incessant itching on his arm needed medical attention. What the doctor's told him almost blew his mind: he had a bedbug problem! Follow along and learn as this man had that a standard Homeowners Insurance policy does not usually cover the damages from bedbugs while discovering how to avert future related losses!
Fri, 15 Jul 2016 12:34:14 -0500If you have significantly paid down your home loan and live in an earthquake state, you should now reconsider earthquake insurance. Home Insurance Does NOT cover you from the peril of earthquake. Thoughts on self protection vs. Insurance. Why ignoring the issue will not help your financial situation.
Tue, 12 Jul 2016 15:14:10 -0500Minimize your risk of theft, vandalism and other crimes by instituting something that has been existence since the early days of American civilization - the neighborhood watch! When citizens band together to form a united front against criminal activity by becoming the eyes and ears of law enforcement agencies all residents benefit. Follow the key steps in this article to ease your way into the organization of this vital service!
Wed, 06 Jul 2016 10:49:49 -0500If your next holiday is all booked and the excitement is brewing, it's important to take the right steps now to guarantee that your home will be left at a high standard before you set off. We've come up with a checklist so that you can truly relax and not have any worries about your home whilst you're away.
Tue, 05 Jul 2016 06:21:36 -0500There can be big swings in the amount you pay for home-owners insurance coverage, by as much as 100's of dollars per annum. This largely depends on factors such as the plan you want, where you live and the company offering the cover.
Wed, 29 Jun 2016 08:13:46 -0500Installing solar panels onto your home can save you big dollars on your electric bills. Before tapping into the innovation, however, be sure to do the research that will confirm your benefits. In addition, make the appropriate inquiries as to how installing solar panels will impact your homeowners insurance coverage.
Thu, 09 Jun 2016 13:15:27 -0500Having a pool is a dream for many homeowners. After all, a pool can be the main attraction for families during their summer vacation. However, swimming pools and hot tubs are considered an attractive nuisance because of the increased chances of injury or death linked to pool accidents.
Fri, 03 Jun 2016 13:50:13 -0500When most of us think of home security we think of money going out the door and not very often do we think of money coming back in. Well that thought process could change once you find out how a home security system can save you money!
Wed, 25 May 2016 07:39:26 -0500When one former city dweller encounters small town living, she is surprised that one element of nature has piqued her ire. The woodpecker, as lovely as it looks, is as annoying as being woken up in the far-too early hours of the morning - and some. When Amy ultimately discovers serious home damage as a result of the incessant pecking, it is too late for insurance compensation. Her homeowners insurance policy in fact does not cover the liability!
Mon, 16 May 2016 14:17:22 -0500Spot sits. Spot rolls over. But does Spot bite people? Your dog could make you incur enormous liability if he or she behaves aggressively. Get to know your homeowners coverage and how it can or cannot help you in times of need in relation to your pet.
Thu, 12 May 2016 13:47:53 -0500It's not just any fire that you are confronted with - it's a wildfire! Read this informative article that spells out the basics in regard to coverage when disaster strikes you closer than you would have imagined!
Wed, 20 Apr 2016 08:23:07 -0500True or false? Most US residents have nothing to fear in relation to earthquake damage. If you are like most homeowners you will have opted for the false selection. Guess what, though? You are wrong. Thirty-nine of US states have earthquake risks. Learn about the phenomenon and about the inexpensive option of earthquake coverage that gives you the peace of mind that comes with the knowledge that you will be protected should related losses and damages actually occur.
Mon, 18 Apr 2016 13:44:48 -0500Experience shows that homeowners have no concept of the time involved in the preparation work required to get a house to the "on site builder's hammer" stage. For the homeowner there is a major risk of unfunded cost overruns as repairs or rebuilds (in contradiction with the policy terms and principals of Insurance settlement) are being scoped to a "notional" claims position rather than actual cost.
Mon, 18 Apr 2016 13:42:59 -0500After the Canterbury earthquakes in New Zealand in 2010-2012 many policyholders are still waiting for their insurance claims to be settled. Due to the outrageously high costs for the average individual to access justice and the time taken for a case to be heard - representative and group actions are becoming more popular. Class and representative actions have the potential to effect massive and much needed social change in an environment increasingly shifting in favour of corporate interests. Class action litigation allows individuals access to the courts by pooling a large number of claims which would not have been financially viable for the claimants individually and very importantly it holds the promise of a more level playing field on which powerful defendants (such as the Government, private insurers and banks) can be held to account.
Thu, 14 Apr 2016 14:49:46 -0500If there is water damage in the kitchen it could mean that a dishwasher repair is needed. The insurance company may be willing to cover the damages in some instances, but not all.
Wed, 13 Apr 2016 13:03:19 -0500One of the exciting junctures in life certainly is moving into a new home! Contain the positive aspects of the big day by following these five tips compiled by the top insurance companies.
Wed, 13 Apr 2016 13:02:49 -0500You've heard about termites and the home damage that can result, but like many others you don't think the horror will visit upon you. Read about someone who thought the same and not only suffered untold home damage but the tens of thousands of dollars in out of pocket recovery payouts because he did not have adequate homeowners coverage.
Tue, 12 Apr 2016 06:26:14 -0500Most people are aware that home insurance protects your house and everything in it. However, there are a number of unexpected situations when having good coverage can make a difference.
Mon, 11 Apr 2016 07:22:59 -0500Homes can be left destroyed after a major storm. Hail damage, in particular, can cause significant problems with the roof and other surrounding areas.
Wed, 06 Apr 2016 08:25:14 -0500Unfortunately, homes and commercial buildings are not invincible. Wind storms and hurricanes can and do wreak tremendous damage, resulting in many hundreds of thousand dollars in losses. Learn how to protect your building from the potential ravages of Mother Nature's blowing forces with this insightful writing piece.
Fri, 01 Apr 2016 15:11:10 -0500Congratulations! You've decided to begin a home improvement project! Before you go about changing your living space to the desired look, review these great tips that will help get the job done right minus aggravation, mishap and loss of money.
Thu, 17 Mar 2016 15:29:47 -0500According to experts' statistics, decks have a great risk exposure and are commonly associated with accidents that result in injury and even death. Before you celebrate the spring and summer by using your outdoor deck, inspect it for wood damage and safety efficiency by following these tips.
Thu, 17 Mar 2016 07:52:51 -0500If you think your home worries are over just because the winter storms are with us no longer, think again. Spring and summer brings the potential of wind and storm damage that should keep you on your toes by implementing preventive measures. Read this article and see how you can save yourself the worry and financial loss of related woes.
Fri, 11 Mar 2016 08:40:35 -0600How to insure your virtual office can depend upon several factors. This article explores when your homeowners policy may have a solution for you.
Mon, 07 Mar 2016 10:39:46 -0600If you have a standard homeowners, auto or business insurance policy, your coverage is as good as your liability limits. If you exceed those, you may face out of the pocket expenses that can spell financial disaster! Discover the benefits of an umbrella plan and how you can escape the possibility of a personal financial tsunami by acquiring one!
Wed, 02 Mar 2016 09:10:56 -0600You know there's more than one reason to give thanksgiving for a temperate winter. Besides the mild weather, you save a bundle on your heating bills. Face most homeowners and business owners famous quotes: "Regardless of the exceptional chill-less days, winter is when your heater goes into general overtime!
Thu, 25 Feb 2016 10:05:43 -0600The central part of the United States is known to bear the brunt of tornadoes. If you live in places that include Texas, Oklahoma, Kansas, Nebraska, S Dakota, N Dakota, Iowa, Missouri, Arkansas and Louisiana you owe it to yourself to read these tips on tornado preparedness.
Mon, 08 Feb 2016 07:22:15 -0600When a landlord lets a property to students, it can be referred to as a HMO - A House of Multiple Occupancy. This means that there are be more than 2 tenants who are unrelated.
Fri, 05 Feb 2016 13:27:59 -0600Your home is the butt of many risks. One of the greatest concerns that homeowners face is a power outage. Find tried and true tips here how to prepare for the onslaught that a winter storm may bring in regard to losing electricity.
Thu, 04 Feb 2016 08:51:51 -0600We all look at life through different lenses. When it comes to insuring your home, you may be in for a big surprise because the insurance companies see risk for damages and losses when you may not. Find out why some houses are more difficult to insure than others in this intriguing piece on coverage for homeowners.
Wed, 27 Jan 2016 14:28:04 -0600One of the biggest insurance claim risks for the homeowner is a frozen water pipe. Frozen pipes can easily burst causing thousands of dollars in damages. How do you know if you have a problem and what to do about it? Follow these tips for the homeowner like you.
Tue, 26 Jan 2016 14:26:58 -0600How do you prepare yourself for the upcoming winter storms that lay just ahead? This article will provide you with information on what you should do before damage strikes your home or business.
Wed, 13 Jan 2016 08:41:21 -0600Flood insurance claims cost insurers billions of pounds, and this puts pressure on premiums. In some instance, insurers would rather not insure the most at-risk properties at all, but that would leave beleaguered homeowners stranded, in more ways than one, especially as it is virtually impossible to obtain or maintain a mortgage without having buildings cover in place.
Mon, 11 Jan 2016 15:43:10 -0600I know that you've seen it, "save 20%" on your homeowners insurance if you install our home security system. Let's talk about your need for a home security system. You need one
Thu, 07 Jan 2016 08:47:49 -0600It's frigid outside and no wonder! It is winter, after all. Before escaping winter's cold by traveling south, learn how to maintain and protect your vacant NY, NJ or PA home with these easy tips.
Wed, 30 Dec 2015 09:54:45 -0600There is a great temptation to believe that if you do not purchase Home Owners Insurance that the "BANK'S COVERAGE" will be a viable substitute. One of my biggest frustrations is that so many folks think that insurance agents are only trying to sell policies to rip them off. In June of last year, a gentleman who was frustrated with Florida's high cost of insurance informed us that the Bank had "Given" him coverage at one-third of what we were charging.
Wed, 23 Dec 2015 11:46:14 -0600Most people buy their residential property using a mortgage as a source of funding. While buying a property is an important decision, many fear that the commitment they make by taking a mortgage, will tie them to their property, without an option to just "walk away". A mortgage is usually taken for a large part of the purchase price, and for a long period of time. So what happens if you need to sell your property and the price you can get is lower than the money you owe? Equity Value Protection (EVP) addresses this problem.
Wed, 23 Dec 2015 10:15:39 -0600Some might imagine a vacant building to be devoid of risk, but nothing could be farther from the truth. A vacant building is more prone to damages and losses than an occupied home. Read about some true scenarios and the very real need to procure adequate insurance coverage.
Thu, 17 Dec 2015 13:58:24 -0600Every location has its unique liability risks. When Sheila bought a home in Deal, NJ, she knew she needed insurance that would cover for the distinctive risk exposure in the shore area. Consulting with an experienced independent agency made the process all the easier!
Fri, 11 Dec 2015 10:30:59 -0600Did you know that one of three tenants do not have renters insurance? Follow each line of reasoning for not acquiring adequate renters coverage and how it clearly is discredited.
Mon, 30 Nov 2015 14:01:03 -0600Buying Home insurance can always be termed as a good decision since it gives you appropriate financial cover in the event of theft, damage, robbery, earthquake, storm, or more. However, many people do not think of it as a necessity and often avoid purchasing it so as to save their money.
Thu, 19 Nov 2015 12:24:35 -0600Why is it that two identical homes can have two very different premiums? Follow this interesting article about a common homeowner coverage dilemma.
Wed, 04 Nov 2015 08:29:03 -0600You should be careful when you need to hire a public insurance adjuster. Read this article to learn tips on what not to do.
Mon, 02 Nov 2015 14:05:41 -0600You are a typical NJ resident. You think all homeowner insurance policies are made up of the same stuff. You have a surprise coming to you. Get the facts that could make the difference between owning adequate coverage and having one that does not protect you enough.
Tue, 20 Oct 2015 13:37:20 -0500There are two aspects to home insurance, cover for damage to the building and cover for the contents and they can be bought separately or together. If you are renting rather than a home owner, you are most likely to only need contents insurance but it is wise to check with the landlord about the level of buildings insurance that they have and exactly what it covers, particularly for items provided by them inside the property, such as the heating system and kitchen appliances.
Thu, 24 Sep 2015 09:19:54 -0500There is no one place in the world where you can protect yourself against disaster, just like there is no one insurance plan to protect you against all losses. Many homeowners don't own their homes outright because they have a mortgage against their property. So what happens when homeowners have insurance, but their lender deems it insufficient?
Fri, 18 Sep 2015 07:27:56 -0500Once, the diamond engagement ring was considered a form of insurance for the bride in case she got jilted. Today, it's the ring that needs the insurance!
Thu, 17 Sep 2015 06:36:14 -0500Renters' insurance is a great value. A lot of people don't realize the significant value it can bring to their long term financial security. This article explores the many benefits of having a Renters' insurance policy.
Wed, 16 Sep 2015 06:38:34 -0500Average home insurance costs in Ontario vary between rental and owned properties. Homeowners pay on average three times higher rates than property renters and there are many variables that affect the insurance costs.
Thu, 10 Sep 2015 06:53:32 -0500Home insurance premiums always eat up a big portion of your income while being equally important at the same time. To save your money, it is advised to choose a policy carefully keeping in mind your expenses and your appropriate needs.
Fri, 04 Sep 2015 14:36:01 -0500Could you list every item in your house if you had to? Can you prove you own those items? Having homeowners coverage is only one step to protecting your assets. A professional home inventory is needed to categorize and log your belongings in the event of a disaster.
Tue, 25 Aug 2015 11:43:36 -0500As a busy insurance agent, Tina Silver rarely has a chance to do anything else. After meeting a nice girl at a wedding, she decides to set up her friend's single son. Read how a match that truly is made in heaven comes to be and how a tailored home policy follows!
Thu, 20 Aug 2015 13:44:04 -0500Why are home insurance prices so random? Maybe learning a few of the things that can be used to rate a home insurance policy will help answer that question.
Thu, 20 Aug 2015 08:13:52 -0500Join the heart-stopping suspense as Mary discovers her heirloom necklace is missing. Wondering if she's covered for jewelry under her homeowner's insurance policy, while sure that it is Angela, the cleaning lady, that took it, Mary calls the police - only to discover there actually is no evidence that Angela is the culprit.
Mon, 10 Aug 2015 12:44:19 -0500Since Hurricane Sandy, the insurance industry has designated NJ's shore area as a 'storm exposed zone'. This has had a devastating effect on home and property owners: now there is limited coverage accessibility, narrow renewal options, policy cancellations - and where policies are obtainable - higher rates and deductibles. Despite this, solutions still exist with the right insurance agency.
Tue, 07 Jul 2015 13:10:43 -0500Home insurance is a must-have to keep your home and its assets safe against unforeseen situations. However purchasing a policy is never that easy. Failing to buy the right policy with an optimum coverage can cost you dearly. For optimum coverage, do the thorough grinding on the list of homeowners insurance policies before you sign on all dotted lines.
Thu, 02 Jul 2015 06:21:01 -0500Damage to or the destruction of a home is devastating, both emotionally and financially. These three types of home insurance coverage ensure that a loss will not financially cripple homeowners.
Mon, 15 Jun 2015 06:49:06 -0500Want to protect your home and family from unexpected loss? Homeowners insurance can protect you against natural disasters, lawsuits, theft, medical expenses, and loss of use.
Wed, 03 Jun 2015 06:22:01 -0500An overview of 7 building factors that impact your home insurance rates. Find out how such building elements as wiring, heating, stoves, building frame, plumbing etc. change your insurance premiums.
Tue, 02 Jun 2015 11:12:57 -0500When you look at a home - your home - that's been damaged or destroyed by fire, you'll see charred remains and shattered memories. When the insurance company comes around to talk to you, you'll feel as if you are in a daze. The fast-talking representative will spit out facts and figures while you take in the smell of smoke and the remnants of your cherished belongings.
Tue, 02 Jun 2015 06:07:58 -0500Home warranty companies are making it easier for homeowners to manage emergency repairs. When a house is covered by a home warranty, its value is protected.
Fri, 29 May 2015 11:45:18 -0500Fire is such a powerful, frightening, and destructive force. And few disasters can be more horrifying than a house fire. There is much to be done when you have just lost your home to a fire but how do you stay focused when you are looking at the smoldering rubble of what was your home?
Wed, 27 May 2015 14:55:28 -0500Home insurance is necessary for protecting your residence the best way you can. Learn the essential elements you should have with your coverage.
Wed, 27 May 2015 08:50:55 -0500It's not uncommon for potential homeowners and current homeowners alike to become confused about homeowner's insurance versus title insurance. While they are two completely and unrelated insurance policies, they both have to do with buying and owning a home.
Sat, 23 May 2015 10:04:38 -0500Renters insurance is a great way to protect yourself and your belongings even when you do not own your home. From contract coverage to theft and fire protection, there are plenty of reasons to make the purchase.
Thu, 14 May 2015 07:14:28 -0500Although it is not required by law, most property owners purchase homeowners insurance. Find out why!
Thu, 14 May 2015 07:12:07 -0500Many homeowners do not find out about the need for condo insurance until it is too late. Here's everything you need to know about protecting your valuables.
Wed, 13 May 2015 11:10:01 -0500If you own a flat or apartment within a block, and pay a management fee to the freeholder of the building, you will get a standard buildings insurance - This will not insure you as a Landlord. Landlords Insurance is widely available for landlords insuring their properties to let for residential purposes, however if you own a flat within a block, your management fee will only cover the insurance for bricks and mortar - a standard policy. Landlords need to make sure they cover their legal liabilities.
Fri, 01 May 2015 12:34:37 -0500There are two types of insurance you can look to if your apartment suffers some damage. There is liability insurance that covers you from the negligence of others, and there is renters' property insurance that protects your contents. If you find that damage or a loss has happened, the first thing to do is call your insurance company or visit the company's website and get a claim started.
Fri, 01 May 2015 07:39:34 -0500When purchasing a home, be sure to explore the various ways of protecting yourself from potential issues. A home warranty has numerous benefits for buyers.
Fri, 24 Apr 2015 15:09:03 -0500A condo warranty is often a practical solution when you are buying a residence that has older appliances. Learn how the contract works and how you can benefit from this kind of an agreement.
Wed, 18 Mar 2015 14:46:03 -0500If you won an all-expenses paid trip to Las Vegas, would you do any gambling while you were there? Yes, no, well maybe?
Mon, 16 Feb 2015 13:14:06 -0600Many homeowners of coach houses are still finding it tricky to find an Insurance provider willing to cover a coach house arrangement. This is because of the Legal Liability arising from the homeowner being the freeholder of the property, and there usually being more than 1 leasehold agreement on the garages underneath the property (ground floor). Coach Houses are unique, albeit becoming more common during 2014, properties with 2 or 3 garages or car ports on the ground floor of the property, these are usually leased to surrounding property owners, with the freeholder usually retaining 1 of the garages for themselves. The property owner/freeholder's living quarters are above the garages on the first floor.
Fri, 06 Feb 2015 05:48:38 -0600If you are renting your home, have you considered investing in renters insurance? Contrary to popular belief, your landlord will not replace your property, so you need to protect yourself.
Wed, 28 Jan 2015 13:10:36 -0600Is mold covered in your homeowners insurance policy? Separate mold coverage in your homeowners insurance policy.
Wed, 28 Jan 2015 11:26:43 -0600It is once again tax time! And let's face it, there can be much confusion surrounding all the tax regulations, rules and laws, especially when it comes to homeowners insurance. While you can't deduct homeowners insurance premiums if your home is only for personal use, there are some situations that may make you eligible for some tax relief when it comes to your home. The specific situations are outlined below.
Sat, 03 Jan 2015 10:13:16 -0600Explore home warranty plans when buying a home. This coverage can protect you from financial loss.
Fri, 02 Jan 2015 10:25:52 -0600If you own a home, you may want to consider looking into home warranty services. A warranty helps to cover wear and tear on your home over a certain period of time.
Sat, 20 Dec 2014 09:13:33 -0600If you're looking at home warranty companies to cover your systems and major appliances, you know how difficult the choice can be. Use these tips to make the process a little easier.
Fri, 21 Nov 2014 04:55:07 -0600If you are preparing to buy a home insurance policy, there are some mistakes you want to avoid. It is important that you know exactly what is involved in the process so you can avoid any costly mistakes.
Tue, 11 Nov 2014 13:57:28 -0600Homeowners insurance is a policy that protects homeowners from financial liability resulting from damage caused to or on their property. There are several types of insurance policies with different options that protect owners from risk.
Thu, 06 Nov 2014 05:42:26 -0600Selecting the right condo insurance policy can be challenging. If you don't have time to read over mountains of paperwork and legal jargon, just follow these tips to steer you in the right direction.
Fri, 31 Oct 2014 10:36:33 -0500Most of us tend to take the safety of our home and its contents for granted. This means that we either do not have home insurance or, for those who do, the cover is likely to be inadequate. For those shopping for a suitable home cover, here are some considerations (the following points are based on home insurance law in Singapore): Risks covered in home insurance - Fire insurance is a basic protection cover and it covers the building and/or its contents.
Mon, 20 Oct 2014 13:53:24 -0500Life is full of surprises. Having homeowners insurance can protect you from unexpected accidents, break-ins and other mishaps that no one can plan for.
Fri, 10 Oct 2014 15:44:43 -0500Buying House insurance online saves a lot of time of the customer as all the formalities can be fulfilled sitting at home. Also carrying cash to submit the premium is risky. Also making a purchase online helps you in evaluating various plans by different companies and choose the most appropriate one for yourself.
Thu, 09 Oct 2014 10:59:15 -0500There is a lot of confusion regarding the differences between the "market value" of a home and the "replacement value" used by Insurance Companies as the basis for insurance. This article attempts to describe how they are different in language that is understandable.
Wed, 24 Sep 2014 12:54:05 -0500Homeowner's insurance is equally as important as auto insurance and for all the same reasons. If you have a fire or experience storm damaged and don't have the proper coverage, you'll either have to come out of pocket or perform the restoration yourself. Typically, the damage required to a home for an insurance claim is the type that needs for a qualified contractor to come in and do the job. And they don't come cheap!