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Published: Mon, 24 Oct 2016 20:34:58 -0500


Florida Motor Vehicle Dealer Bonds And What You Need to Know

Mon, 19 Sep 2016 14:21:44 -0500

Do you own or are you thinking of owning a motor vehicle dealership in Florida? Use this guide to learn about Florida motor vehicle dealer bonds and their regulations and requirements.

Georgia Auto Dealer Bonds Important Guidelines

Mon, 19 Sep 2016 14:21:29 -0500

Georgia auto dealerships have very specific requirements for their bonding. Learn more about Georgia auto dealer bonds and what you need to obtain.

Louisiana Car Dealer Bonds Requirements and Guidelines

Mon, 19 Sep 2016 14:20:52 -0500

Car dealers in Louisiana have to obtain proper bonding in order to maintain their license. Learn more about the requirements of Louisiana car dealer bonds.

September 11th and the Evolution of Terrorism Insurance

Thu, 15 Sep 2016 08:44:04 -0500

September 11th will forever be engraved upon our memories. Alongside the terrible ramifications of the attacks is the serious impact the events have had on the insurance industry. Once viewed as something that was not a major national concern, terrorism's effects on the present business scene has made corresponding evolving coverage a necessary evil.

Getting the Right Type of Commercial Transportation Insurance

Fri, 02 Sep 2016 15:24:01 -0500

There are dozens of types of commercial transportation insurance. It's essential that you get the right type, based upon you, your business, industry, and vehicle.

Auto Dealers Need Both Dealer Bonds and Garage Liability Insurance

Fri, 02 Sep 2016 15:21:11 -0500

Motor vehicle dealerships generally need multiple types of insurance and bonds, including both auto dealer bonds, and garage liability insurance. Learn more about the requirements here.

Which Types of Businesses Need Garage Liability Insurance?

Fri, 02 Sep 2016 15:13:04 -0500

Garage liability insurance is a requirement for more types of businesses than many individuals realize. Here's an overview to who needs garage keepers insurance.

Auto Dealer Bonds Are Highly Different From State to State

Fri, 02 Sep 2016 15:12:44 -0500

State requirements for auto dealer bonds are very different. It's essential to know what your specific state requires, and what other requirements and issues there may be.

Dealer Bonds Are Requirements of State Licenses for Dealerships

Fri, 02 Sep 2016 15:12:12 -0500

Dealer bonds offer businesses a form of protection. However, it can't be overlooked that they are typically requirements for state licenses as well.

Reasons to Consider EPLI Coverage

Wed, 17 Aug 2016 14:40:29 -0500

Employment Practices Liability Insurance, also known as EPLI, insures businesses when workers sue the employer if they feel that their legal rights have been violated. Big corporations always insure themselves against such law suits by purchasing coverage. However, small and medium sized businesses often neglect it, which can result in a huge financial loss.

Port Safety Risk Management Vs Ever-Increasing Cargo Volume

Thu, 11 Aug 2016 10:07:04 -0500

The Big Guns want more cargo volume, more customers, more business... taking place on the same Terminal space. What happens to the risk and safety level all Port Terminal users - and they come in a variety of configurations and missions - face just to get around and carry out their business?

Kids, Terrorism and Insurance - A Contemporary Reality

Wed, 10 Aug 2016 12:37:20 -0500

It's a scary world that we live in. Not only do we have to deal with the offshoots of terrorism, including how it affects the commercial insurance spectrum, but also with the vulnerability of our children. Learn vital ways to address kids about horrific world events.

Why Insurance Companies Tell Businesses to Prevent Falls

Wed, 10 Aug 2016 08:11:31 -0500

The insurance industry knows first-hand about fall injuries due to the magnitude of personal and workers comp claims. The wise business owner will take great lengths to avoid the risks to related losses and damages. This article focuses on the guidelines that steer your company away from slip and fall injury liability.

Types of Casualty Insurance Your Business Can Benefit From

Mon, 08 Aug 2016 07:22:05 -0500

Businesses are becoming more dynamic and spread-out, having employees traveling across the world to further business goals. Risk factors have also increased and have become rather unpredictable. Previously, when businesses largely operated in their place of origin, they were more aware of the external risk factors both sudden and long-spanning that could be damaging. Businesses could then prepare to protect themselves in advance. The dynamics have changed, and so have the risks. This change in dynamic has raised the need for increased levels of casualty insurance in order to be covered for losses by unforeseen circumstances such as direct accidents, fires, thefts and liabilities.

Risk Management - How Commercial Insurance Brokers Can Help

Thu, 14 Jul 2016 11:54:46 -0500

Risk management is one of the areas commercial insurance brokers are most often asked to look at by businesses. This article seeks to give a definition of this term in the context of insurance, and detail how commercial insurance brokers can help with the process.

What You Need To Know About Motor Trade Insurance

Tue, 12 Jul 2016 13:37:18 -0500

Motor trade insurance is taken out by those who run business that involve motorbikes, vans and cars. It could be a business that is about repairing and servicing, selling and buying cars, garage running or even valeting among others. The insurance covers all business sizes, whether they are part time or full time.

Two Unexpected Areas Commercial Insurance Brokers Operate In

Fri, 08 Jul 2016 11:09:04 -0500

Commercial insurance brokers are usually associated with property and business insurance; however, in many cases, these are far from the only areas their services encompass. The lines below detail two unusual fields commercial brokerage companies tend to branch out to.

The Different Types Of Commercial Insurance Brokers

Tue, 28 Jun 2016 15:35:01 -0500

There are several different types of commercial insurance brokers. This article details some of the particularities of each of them.

Why You Might Need an Errors and Omissions Insurance Policy

Fri, 10 Jun 2016 06:50:54 -0500

Making errors is just part of being human, either at workplace or in daily life activities. But there are certain clients who are pretty serious about every inch of their work. Even a slight mistake can make them claim for inadequate performance. These claims may seem small to the providing party, but can severely affect the financial position of a business and have the potential make them insolvent. In order to avoid such terrible consequences, companies get protection through an insurance policy, namely errors and omissions insurance policy, and protect themselves from the consequences of claims. Let's have a look at why companies need an errors and omissions policy.

Commercial Insurance Claims at the Zoo

Fri, 03 Jun 2016 07:36:33 -0500

What exactly went wrong when one young family intended to spend quality time at the zoo recently? Perhaps we all would do well to review basic zoo safety tips before assuming that all is liability free! Find these common sense guidelines that avoid dangerous encounters as well as insurance claims.

Auto Shop Insurance Coverage for the Liability Exposure You Have

Wed, 25 May 2016 14:47:41 -0500

One things a definite fact: anything can happen anytime - and that rings true for the auto shop owner just as much as any other business owner. Read about true insurance claims that occurred. It will highlight the necessity of commercial coverage more than ever.

Exploring Dozens of Types of Commercial Transportation Insurance

Mon, 23 May 2016 13:34:38 -0500

There are dozens of different and specific types of commercial transportation insurance. Learn more about some of the available options and specific classifications here.

Communicating With Fire Alarm Technicians and Scheduling Inspections

Mon, 23 May 2016 10:22:43 -0500

Life safety systems should be tested and inspected regularly. The following is advice on how to communicate with your fire alarm company and schedule inspections.

4 Insurance Policies That Protect Your Business

Mon, 23 May 2016 06:10:10 -0500

A business is exposed to many risks that can negatively affect its financial position. A catastrophic event or a law suit can drain the financial resources of a firm. So in order to protect your business from such types of risks, insurance companies offer to take care of those risks in return for periodic payments called premiums.

Yes, Non-Profit Social Services Need Comprehensive Insurance

Thu, 19 May 2016 09:46:03 -0500

Who would have thought agencies that service the underprivileged would encounter lawsuits? According to the insurance specialists, associated claims are commonplace. Protect your non-profit service by acquiring adequate all-encompassing coverage so that your important work does not become hindered with losses and damages.

4 Reasons for Purchasing Cyber Liability Insurance Coverage

Mon, 16 May 2016 05:58:06 -0500

Data modern day is not recorded in physical files or kept inside a locker of a highly guarded facility; rather it is stored on computers and on clouds that can be successfully cracked by a person residing in another continent. If a company's electronic network comes under attack, a business not only faces the risk of losing sensitive information (like customer's credit card numbers) to skilled hackers but also the risk of losing its customers by losing their trust and its reputation as a consequence. All this is harmful for the company's profitability. Cyber Liability Insurance is a stand-alone policy that is designed to protect businesses against such attacks and the cost and penalties incurred during the whole process.

Commercial Umbrella Insurance for the Lawn Care Business

Fri, 13 May 2016 13:22:55 -0500

Though the Lawn Care business is different than other commercial industries as far as operation and site location, it too has much exposure to liability risks. Follow the insurance claims cited in this article to see why professional gardeners need tailored commercial umbrella insurance!

Sure, Business Owners Need Employment Practices Liability Insurance!

Wed, 11 May 2016 14:30:26 -0500

If you are in the business world, you surely realize some of the liability risks. Experience may also have taught you how important it is to acquire a good employment practices liability policy. This article underscores the need for it by citing core claims examples!

Non-Profit Insurance Coverage for Arts Centers

Wed, 11 May 2016 07:40:41 -0500

Oftentimes, non-profits view themselves as being above contemporary issues. In regard to lawsuits, nothing could be farther from the truth. Review this selection of claim examples to discover why it's imperative for the non-profit arts center to have adequate insurance coverage securely in place!

Property Managers Need Professional Liability Insurance

Fri, 06 May 2016 13:44:42 -0500

Property Managers are not immune to professional liability risks exposure. See these related insurance claim examples to understand why anyone in the niche needs appropriate insurance coverage from a reliable and experienced independent agency!

Insurance for Bars and Nightclubs

Fri, 29 Apr 2016 12:37:54 -0500

Bars and nightclubs can be extremely profitable businesses, but this industry does not come headache free. Learn how you can minimize your risk by getting the right insurance for your bar, nightclub, or tavern. With peace of mind comes less headaches. Protect yourself, business, employees, and customers with these four types of insurance.

5 Factors That Influence Your Business Insurance Coverage Needs

Fri, 22 Apr 2016 15:17:46 -0500

"Risk" can strike fear into the heart of even the most savvy of business owners. It's right up there with "budget" and maybe even "taxes." But risk isn't just a scary word - it's also a real issue faced by all businesses, no matter their size.

Lawyer Malpractice Insurance

Thu, 21 Apr 2016 16:00:33 -0500

Lawyer Malpractice Insurance protects lawyers and their firms against claims & lawsuits that have alleged damages caused by the lawyer or firm due to not providing proper legal services. It allows a lawyer or law firm to have a financial cushion in the event that a lawsuit should occur. This goes beyond Commercial General Liability Insurance by tackling disputes that involved harm as a result of a mistake made by lawyers or their firms.

Commercial General Liability Insurance Policy

Mon, 18 Apr 2016 09:13:03 -0500

Business owners work extremely hard to operate, and need protection from unexpected accidents or liabilities, which could otherwise put them out of business. Commercial general liability insurance, or CGL, has been designed to keep business assets and resources protected and secured should a claim arise.

Why a Distributor Needs Good Commercial Insurance

Thu, 14 Apr 2016 14:06:17 -0500

Why does a distributor need good insurance coverage? It's because of all the liability risk exposure the industry faces! What are they? See true insurance claim examples that will answer the question!

Why a Janitorial Business Needs Tailored Commercial Insurance

Mon, 11 Apr 2016 09:22:07 -0500

Janitorial Services Businesses face their own unique set of challenges: risk liability exposure that needs custom protection. See how others in the industry managed to circumvent potentially financially-devastating circumstances by acquiring the right insurance policy.

Clothing Shop Owners Need the Right Commercial Insurance

Thu, 07 Apr 2016 10:35:43 -0500

If you own a clothing shop, welcome to the complex world of business liability risk exposure! This article outlines examples of claims submitted by businessmen, underscoring the genuine need to procure protective commercial insurance policies for this niche of the industry.

Matching Business Insurance Options to Your Needs

Fri, 01 Apr 2016 08:13:09 -0500

With more business insurance options than ever before, it can be hard to know which policy is for you. Matching coverage to show how your company runs is critical.

Do Business Overseas? You Need International Liability Insurance!

Tue, 29 Mar 2016 14:13:28 -0500

If you or your employees travel out of the United States to conduct business dealings, your standard business or commercial insurance will not cover you for accidents that occur there. It doesn't take much to envision the disastrous repercussions of an accident without adequate coverage. Stan is a businessman like you.

Does Commercial Insurance Cover Terrorist Damages and Losses?

Wed, 23 Mar 2016 15:34:40 -0500

How different our world is since 9/11! With acts of terror increasingly making the news headlines, how do businesses react in terms of stability and insurance coverage. This intriguing article focuses on the history, terms and conditions of current terrorist coverage and how all of us can protect ourselves.

Insurance Agent Vs Insurance Company: Which Is Right For Your Business?

Tue, 22 Mar 2016 10:11:40 -0500

When it comes to buying insurance, the first step is to figure out whether you want to purchase through an insurance agent or direct from a company. While the two may seem one-and-the-same, the differences between the two can majorly impact your trucking business. This article aims to help you decide which option will work best for you and your trucking company.

Basics of Inland Marine Insurance

Mon, 29 Feb 2016 06:38:31 -0600

The concept of marine insurances also originates with the insurance itself. Businesses realized that ocean marine insurance only covers for the losses of merchandises and goods when are being transported by water-bound vessels and that the goods still need to be protected financially after being offloaded until they reach their ultimate destination. Thus, the process of "inland marine insurance" was initiated to protect the goods while they are temporarily stored in warehouses and are in transit on land. The main idea is to protect the shipment from all sorts of transportation perils and not just when over the ocean.

The Need for a Business Owner's Insurance Policy

Mon, 22 Feb 2016 07:59:44 -0600

A business owner's policy (also known as a BOP) is specially tailored commercial insurance offering protection against law-suits claiming your business for bodily injuries or property damages. Such lawsuits can be very costly or bankrupt a business even if your not liable. For this reason, you need adequate protection in business owner's insurance or BOP. The article contains some more reasons to invest in a well suited business owner's insurance policy.

Do You Want to Avoid Claims by Clients - Buy Errors and Omissions Insurance Policy

Thu, 18 Feb 2016 06:14:59 -0600

All of us are humans and making errors is a part of our nature. A client may believe any error was made or overlooked, and may end up claiming against errors and omissions policy. These clients claim for compensations for inadequate work or negligent actions by the business owners. For this reason, insurance companies sell errors and omission insurance policies to the professionals who want to protect themselves from those claims.

Insurance for Your Junior Games Organization

Wed, 17 Feb 2016 07:21:36 -0600

Whether it's professional sports or the little league, nothing comes close to the excitement of the game! Unfortunately, there is plenty of risk exposure as well. That is why even Junior sport leagues need adequate insurance coverage. Explore claim examples here and see for yourself why it's wise to get the necessary protection against losses.

How to Insure Your Business From Employee Fraud

Wed, 17 Feb 2016 07:16:25 -0600

Though business owners realize the importance of insurance when it comes to general or specific liability, in most cases, they fail to protect themselves with coverage against internal crime. Experts claim there are hundreds of billions of dollars in business losses actually attributed to employee theft.

Different Types of Commercial Transportation Insurance

Thu, 11 Feb 2016 15:04:41 -0600

Learn more about some of the leading different types of commercial transportation insurance. Which type of policy or coverage is right for you and your business?

Must Know Info on Georgia Auto Dealer Bonds

Thu, 11 Feb 2016 14:28:40 -0600

Learn all about motor vehicle dealer bonds in Georgia. It's important to know the specific requirements set forth by the state as compared to other locations.

This Is Why You Need Good Liability Insurance

Fri, 05 Feb 2016 13:15:55 -0600

You are in the commercial world and basically, all you want to do is be left to what you were meant to do: run your business. But in the complicated sphere of things, accidents do happen and at any given time, someone may file a lawsuit against you. This is the reason for a good liability insurance policy. Read on for more of an explanation of the how, what and why of liability protection!

How to Obtain Surety Bonds

Tue, 02 Feb 2016 08:02:44 -0600

A surety bond is an agreement among three parties where the surety ensures the obligee (project owner) that the contractor (principal) will make an agreement with respect to the contract documents. Further, when the contractor requires its subcontractors to obtain bonds, then the contractor becomes the obligee and subcontractor becomes the principal.

All You Need To Know About Errors and Omissions Insurance

Wed, 27 Jan 2016 08:05:27 -0600

There could be nothing worse than a client claiming compensation for inadequate work or negligent actions by you. As humans, all of us make errors. But, when it comes to work, clients may get serious and claim against those errors and omissions. In order to protect your profession from those claims, insurance companies offer errors and omissions insurance.

Commercial Liability - How Does It Work?

Tue, 26 Jan 2016 06:23:26 -0600

Business owners rely upon insurance for protection in the event of an accident or loss. One of the most common insurance policies is Commercial Liability. But how would you determine its protection for properties, coverage needs, and working procedure? Read on to know how the commercial liability works.

6 Kinds of Business Insurance You Didn't Know Existed

Fri, 22 Jan 2016 12:51:43 -0600

Knowing what types of business insurance coverage you need can be a daunting task. Arm yourself with knowledge and make sure you know what types of coverage are available to you - it could end up saving you a lot of money in the long run!

See How to Protect Your Business From Employee Liability

Fri, 08 Jan 2016 11:47:30 -0600

It is common for small business owners to think they are exempt from the liability faced by the big guys. When it comes to employee liability nothing could be further from the truth. Read all about the risk factor you face and how you can protect yourself with the right type of an insurance policy.

How to Protect Your Gym More From Common Liability Risks

Fri, 08 Jan 2016 10:12:41 -0600

Your gym is all the rage now with touted health benefits being broadcast by doctors and health professionals alike. Nonetheless, as a gym owner you face an exceedingly large amount of liability risk! See true claim examples and how you can protect your business from the devastation of a lawsuit.

Why the Restaurant or Bar Business Owner Needs Insurance

Thu, 31 Dec 2015 12:32:18 -0600

Are you a restaurant or bar owner? Follow the cited insurance claim examples to understand the serious liability risks you face. If not for insurance coverage, those facing the challenge of losses and damages would likely find it impossible to recover!

Attention Bakery Owners: You've Got Liability Risk Exposure That Begs for Coverage!

Thu, 31 Dec 2015 08:07:29 -0600

What do all these have in common? A bakery customer slips, falls and breaks his leg; while a customer is being served his laptop is damaged; a destroying bakery fire results in significant loss. Read about true insurance claim examples and how the right insurance policy covers it adequately.

For the Beauty Shop Business Owner, There Are No Short-Cuts to Insurance Coverage

Mon, 28 Dec 2015 13:55:13 -0600

For the beauty shop owner or related businesses, there's no getting around the need for an adequate business insurance policy. Read authentic insurance claim examples and see why a tailored plan is essential protection you can't do without!

Why a Pub, Eatery and Convenience Store Need Liquor Liability Insurance

Wed, 23 Dec 2015 10:17:23 -0600

Liquor-serving shops and restaurants be mindful of the unique risk of liability you have! These true-to-life claim examples portray just how damaging your exposure can be. They also highlight the distinct need for adequate coverage!

Churches, Mosques and Synagogues Have Unique Liability Risk!

Fri, 11 Dec 2015 08:29:01 -0600

Running a religious institution does not come without risk. View true to life claim examples and see why a tailored policy protection is one of the wisest things to do.

Adult Day Care Owners: Do You Understand Your Professional Liability Policy?

Thu, 10 Dec 2015 15:05:39 -0600

It's wise for adult day care owners and other business owners to know what their professional liability insurance is all about. Follow day care owner Stella as she finds out the missing link to her PLI policy the hard way!

From Compliments to Insurance Claims - Why You Need a Special Restaurant Business Owner Policy

Wed, 02 Dec 2015 07:45:17 -0600

Like any business, the restaurant industry has it's own risks that you need to be prepared for. Getting customized coverage helps you protect yourself when unplanned harmful events occur.

5 Types of Business Insurance and Why You Need Them

Wed, 25 Nov 2015 14:10:44 -0600

No matter the size or nature of your business, one thing that remains the same is the need for business insurance. There are many different aspects of your business that you'll want to take into consideration when looking for new business insurance - or reviewing your current insurance coverage. Since every business is different, each one will have different insurance requirements.

Are You a Gym Owner? You've Got Plenty of Insurance Liability Risks!

Wed, 11 Nov 2015 07:32:57 -0600

You are a gym center and business is booming! Watch out for the liabilities that could strike at any moment... even at you! The proper insurance policy can protect your gym from financial disaster. Learn about it in this interesting piece!

Protection for Your Business - Business Insurance Coverage at Its Best

Fri, 06 Nov 2015 09:31:40 -0600

Like you Bill has a business. Read how his cookie business grew and how a sudden insurance claim made him realize that he didn't expand his coverage in accordance with his business development. See how the right insurance policy from the right insurance agency can make all the difference.

Are You a Pet Care Shop Owner?

Thu, 15 Oct 2015 10:09:44 -0500

If you are a pet care supply shop owner, you know that your business is unique. What you may not realize is that because of that, you have certain liability risks that other businesses do not. Follow this guide to why you need special insurance and how to go about acquiring it.

How the Dry Cleaning Business Insurance Covered the Gap

Fri, 09 Oct 2015 13:20:50 -0500

Often in life, there are two ways to go about doing things: the right way and the wrong way. Because Whitest-White Cleaners began business the right way by acquiring special dry cleaner?s insurance, the owner was able to save his establishment from the risk of a large monetary loss.

The Importance Of Adequate Insurance Cover To Small Businesses

Mon, 21 Sep 2015 15:44:15 -0500

One of the largest risks facing small business owners is a failure to ensure an adequate level of insurance cover for their company - this is particularly true of small businesses who may not quite have the resources to cope with the large financial losses which may be suffered as a result of 'underinsurance'. A UK study recently estimated that around 80% of businesses may actually be underinsured, and this figure is only likely to rise given the unprecedented volume of new businesses which are forming by the day in the UK.

Why Might a Builder Need a Bond? The Simple Guide to Construction Bonds

Mon, 07 Sep 2015 14:04:20 -0500

If you are a builder, it's wise to consider a construction bond from an independent insurance agency. Serving as a guarantee to the municipality that you will complete their stipulated site improvements, it is the better alternative to the bank's escrow account. In contrast to an escrow account, a bond gives you access to your money and costs only what the insurance premiums do. Read how the bond works in your favor, giving you the easy go-ahead for construction!

Why Different Types of Vehicles Need Very Specific Commercial Auto Insurance Coverage

Tue, 25 Aug 2015 13:39:10 -0500

Different types of vehicles need very specific corresponding commercial auto insurance policies. Learn more about specialty vehicles and their unique risks here.

Types of Specialty Vehicle Commercial Auto and Truck Insurance Policies

Tue, 25 Aug 2015 13:37:34 -0500

There's a near infinite range of specialty vehicles. They all need their own types of commercial auto insurance or truck insurance.

Are Commercial Auto Insurance Policies Different in Each State?

Tue, 25 Aug 2015 13:11:31 -0500

Small business owners looking to obtain commercial auto insurance may be wondering if policies are universal or if they differ in each state. Learn more about state by state commercial auto insurance requirements.

Why General Liability Insurance for Business Is a Must

Thu, 06 Aug 2015 09:00:51 -0500

Are you planning to start a business or presently own one, but are worried about legal troubles associated with it? Getting a general liability insurance is an end to all such woes. Under this policy, you will have the right to be defended in the court or to make a settlement outside court without having the risk of losing your business.

Commercial Insurance for Non-Emergency Medical Transport and for Other Specialty Vehicles

Tue, 14 Jul 2015 12:17:07 -0500

Different industries and the specialty vehicles they provide have very unique forms of commercial auto insurance. This includes the important roles of emergency and non-emergency medical transport services.

Guide to Understanding Builder's Risk Insurance Policies

Wed, 03 Jun 2015 13:02:39 -0500

What is a builder's risk insurance policy, and how does it work? Learn more with this quick guide about builder's risk coverage.

Liquor Liability Insurance and Common Misconceptions

Wed, 03 Jun 2015 11:51:25 -0500

Learn more about liquor liability insurance, and why your business needs it. Many business owners misunderstand this type of protection, and underestimate its importance.

Exploring The Different Types Of Business Insurance

Wed, 27 May 2015 14:53:43 -0500

Although there are more than a dozen different types of business insurance, there are only a handful that every business needs. Find out what they are in this article.

Thinking of Adding A Drone To Your Operation In 2015?

Wed, 27 May 2015 08:42:49 -0500

The uses for unmanned vehicles or "drones" reaches beyond the imagination. According to the AUVSI (Association for Unmanned Vehicle Systems International) there could be an economic impact of more than 70,000 jobs and 82.1 billion from 2015-2025.

Marine Trades Insurance - Past and Future Obsolescence

Tue, 05 May 2015 14:06:06 -0500

A short brief on how the Marine Trades Insurance Market has developed in the past 25 years and how real opportunities of developing this Market rest with innovative insurers and niche brokers. It examines the evolution of stand-alone covers into a single combined policy and predicts the future fragmentation of combined policies back to stand-alone solutions.

Tips for Managing the Cost of Commercial Truck Insurance

Fri, 01 May 2015 07:21:16 -0500

Commercial truck insurance is necessary if your business utilizes vehicles in its work. Avoid common mistakes and take additional measures to ensure you get the best rate and coverage possible.

A Guide to Business Insurance for UK Marine Trades

Thu, 30 Apr 2015 10:01:25 -0500

This a guide to the component parts of a UK Marine Trades Insurance policy schedule. The article explains what should be covered under each Section and outlines the scope of cover typically available. It also highlights some of the pitfalls to avoid when setting up your Marine Trades Insurance programme as well as focussing on the importance to ensure you fully understand the warranties and endorsements that have been applied to your cover.

Public Liability Insurance for Steel Workers, Fixers/Erectors And Reinforcing Rod Installers

Thu, 02 Apr 2015 10:05:22 -0500

Public Liability for Steel Erectors, Steel Workers/Fixers, and Reinforcing Rod Installers is tricky to find - but is available through Public Liability Insurance Specialists. The main risk to steel workers and other tradesmen on site is personal injury and damage to property - these can be costly, making Public Liability Insurance vital.

Planning For Your Construction Equipment Finance

Mon, 23 Mar 2015 14:38:54 -0500

Expanding or establishing a construction business can be a daunting prospect. Not only are there building regulations and rules to consider, insurances and administration, but you will also face the prospect of purchasing expensive equipment needed to conduct your business. While there are a number of equipment finance options available, to make the best use of construction or commercial equipment finance, you need to properly plan.

All Specialty Vehicles and Businesses Have Specialty Commercial Insurance Plans

Thu, 12 Mar 2015 06:59:12 -0500

There are dozens of different types of unique specialty vehicles with needs for commercial vehicle insurance. Luckily, they all have very specific types of coverage which accommodates those unique circumstances.

Importance and Need for Business Insurance Coverage

Wed, 11 Mar 2015 14:13:32 -0500

Every business should stay covered because no one knows about the future. There are numerous insurance companies out in the market, but only an insurance broker can help find the best policy for your company.

Does My Business Need Cyber Liability Insurance?

Thu, 05 Mar 2015 07:24:20 -0600

Cyber Risk and Cyber Liability Insurance is a current "hot" topic in the Insurance Community. This article discusses what it is and what businesses should be paying attention to it.

A Primer On Commercial Insurance For Your Business Trucks

Thu, 05 Mar 2015 07:14:12 -0600

If your small business is planning on purchasing trucks for delivery and shipping services, then you will need to purchase commercial insurance. There are many points to consider when choosing a policy for your fleet that will best meet all your needs.

Finding Insurance for Popular Commercial Vehicle Trends

Thu, 29 Jan 2015 15:54:28 -0600

Are you participating in a hot new business trend, like operating a food truck or using your car for a ride-sharing service? You must have the right type of commercial vehicle insurance for both.

Commercial Food Truck Insurance and What You Need to Know

Thu, 29 Jan 2015 15:38:05 -0600

If you own and operate a food truck, then you need the right commercial insurance policy in place. Learn more about commercial food truck insurance and why it's so important here.

Commercial Truck Insurance Protects Your Employees and Your Business

Wed, 17 Dec 2014 04:58:10 -0600

Talk with your agent about the right options for your commercial truck insurance. This allows you to protect your employees and business in the event of an accident.

Oil And Gas Insurance Is Vital For Any Drilling Project

Wed, 17 Dec 2014 04:45:26 -0600

Oil and gas insurance can protect all aspects of your energy operation. Worker, equipment and environmental policies are all designed to benefit your bottom line.

Understanding General Liability Insurance

Tue, 16 Dec 2014 06:08:51 -0600

GL or general liability insurance is an insurance coverage which offers protection from several claims. They include property damage, bodily injury and personal injury as well as other kinds of injuries that can happen during business operations. The coverage is available as a standalone kind of coverage, but often times it comes combined with property insurance, especially in a BOP or Business Owners Policy.

Insuring Your Business Vehicle

Mon, 15 Dec 2014 11:23:42 -0600

If you're a business owner, this article will discuss why you should be insuring your company vehicles. Anytime your company vehicle is on the road, it is at risk.

Starting Your Own Company? Don't Forget Business Insurance

Fri, 12 Dec 2014 14:53:31 -0600

If you're starting your own company, don't forget to protect yourself with business insurance. Learn more about the kind of coverage you need.

Top 10 Tips for Reviewing Your Professional Indemnity Insurance Coverage

Wed, 19 Nov 2014 06:13:58 -0600

The policyholder has an obligation to understand the terms of the contract. Whilst an insurance broker's role is to provide advice and to ensure that the policy is in accordance with your instructions, current legislation places responsibility on all parties to an Insurance Contract to be aware of the details of that Contract. We recommend you read these documents in conjunction with the Policy Wording and retain these documents and that you keep them both in a safe place.

The Cost of Having Professional Indemnity Insurance Vs Not Having Coverage

Wed, 19 Nov 2014 06:12:51 -0600

No matter what your profession is, if you provide professional services and advice to your clients (for a fee) than there is an expectation on you to deliver accurate advice. However, in business there are times when mistakes and accidents do occur. Unfortunately, even the most careful of individuals may do something that upsets a client due to an error or negligence and that client threatens to sue when that mistake causes them a financial loss.

Important Information on Commercial Truck Insurance

Sat, 15 Nov 2014 08:58:48 -0600

If you're preparing to purchase commercial truck insurance, there are a lot of considerations you need to keep in mind before making your final decision. The more information you have, the smoother the process will be.

Insurance Regulatory Bodies and Legislation

Fri, 14 Nov 2014 12:19:51 -0600

The insurance industry in Australia has many industry specific regulatory requirements: prudential regulation, financial services regulation and contractual regulation. The prudential aspects of general and life insurance are regulated by APRA; matters relating to advice or disclosure of insurance products sold are regulated by the ASIC; and the ACCC has a regulatory role with respect to market competition and anti-competitive conduct by companies.

3 Major Advantages of Using an Insurance Broker Vs An Insurance Company

Thu, 06 Nov 2014 09:42:07 -0600

When looking to purchase insurance, it can be confusing as to what company is the best to buy your insurance from. If that isn't bad enough, you also have to decide whether or not to buy your insurance from an insurance broker or an insurance company.There may be differing opinions when it comes to this because people have had different experiences.

A Quick Guide to Trade Package Insurance

Thu, 06 Nov 2014 07:46:40 -0600

Most business owners are aware that they must have certain insurances in place to comply with local and state laws. Arranging multiple insurance policies from different providers can be complicated and time consuming.