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Published: Mon, 24 Apr 2017 13:58:37 -0500


Why Insurance for Summer Camps?

Thu, 30 Mar 2017 07:49:08 -0500

With the undeniable summer bliss that come along with the summer camp experience, there's a generous dose of risk exposure. Camp owners and directors know that safety is paramount. Nonetheless, as in anything in life, all the meticulous planning and program implementing to prevent any number of related mishaps can never be foolproof. That is the reason why the insurance companies offer sound liability policies designed specifically for summer camps.

Insurance for the Flea Market Vendor

Tue, 28 Mar 2017 07:14:43 -0500

As in any wholesale or retail industry, selling at the flea market involves risk exposure - and there is plenty of it. From general liability to the possibility of products losses and damages - in transit (inland marine) or at the actual property site, the small business that operates in this form of marketplace becomes vulnerable to all types of unwanted perils, including lawsuits. Empower yourself by learning about this form of coverage.

How to Protect Your Business From Employee Dishonesty

Wed, 15 Mar 2017 07:43:02 -0500

There is a way to counteract the employee dishonest that is rampant in US business... at least in terms of company losses. Employee Dishonesty Bond Coverage protects the large and small business owner from the devastation resulting from being victimized by workers with monetary compensation up until the limits on the given bond policy that is purchased.

Protecting Your Property Interests - Different Coverage Types

Thu, 09 Mar 2017 14:19:30 -0600

Are you confident your commercial property is insured correctly? Learn about the different types of property coverage that exists to protect business owners from property losses.

What to Do When You Get a Bomb Threat

Thu, 09 Mar 2017 07:39:17 -0600

Of late, there's been much media coverage of bomb threats to schools and religious organizations. Since September 11th, this form of terrorism has placed any thinking individual on general alert. While the particular bomb threats may not be a sounding alarm for everyone, it pays to consider proactivity to shield yourself and others in your domain against similar dangerous situations. Get researched tips here from the terrorism insurance experts.

International and Domestic Cargo Insurance Explained

Thu, 02 Mar 2017 07:13:54 -0600

International and domestic cargo insurance refers to goods that are gathered in warehouses and en route to destinations aboard vessels, planes, parcel company venues, US mail trucks, postal air and watercraft, venues, barges, rail travel and trucks. Read on for answers to frequently asked questions about this important business form of insurance.

Specialized Insurance for the Food Street Vendor and Food Truck

Wed, 01 Mar 2017 07:42:41 -0600

To the insurance companies, the food street vendor that displays his or her delicacies on the side or curb side or along the street as well as the food truck that travels from work site to business site in order to cater to hungry outdoor patrons are both in a commercial class of their own in terms of indemnity coverage. This article deals specifically with these classes of insurance policies.

What About Insurance for a Business Operating Out of the Home?

Tue, 21 Feb 2017 13:06:36 -0600

While for the entrepreneur working from home business may be booming, for many, something is definitely lacking. Erroneously believing that the standard homeowners insurance will cover them for any liability that could occur, these businessmen may actually be sitting in a booby trapped illusion - just waiting for the accompanying risk exposure to explode into possible financial devastation. Read on to discover the insurance created specifically created for this venue of trade and commerce.

Gable Insurance and Their Impact on the UK Insurance Industry

Wed, 15 Feb 2017 09:01:11 -0600

This article looks at Gable Insurances rise in the UK Insurance Industry within the Construction and Leisure Industry. It also looks at the changes Brokers and Business Owners are now facing following Gable Insurance going in to Administration.

Florist's Insurance: What It Should Include

Tue, 14 Feb 2017 13:37:19 -0600

As in any business, there are definite risks to being involved in the florist industry. This line of work in particular involves special hazards that are related to the trade. This is the reason that any florist must include the primary points of insurance coverage into an all-encompassing protective policy.

Understanding Courier Insurance Cover

Wed, 08 Feb 2017 14:53:06 -0600

If you operate a courier business or you will be transporting your valuables using the service you should get a courier insurance cover. There are many types of this cover you can go for. The most common being Vehicle insurance: This policy is designed for the company operating the courier service.

Is There Super Insurance for Super Bowl Liability?

Fri, 03 Feb 2017 07:42:50 -0600

Who isn't anticipating the Super Bowl playoffs? As the marked calendar date of Sunday February 5th, 2017 rapidly approaches, we're putting a bold focus on protecting the event from all the exposure to liability! Given, the crowds expected at the event, there certainly are plenty of risks and hazards that potentially can spell disaster for event managers and organizers. See more about related insurance.

Summarizing Insurance Coverage for the Shopping Center

Tue, 31 Jan 2017 13:36:04 -0600

The insurance companies and related agencies see the shopping center according to general and specific risk exposure. They take a scrutinizing glimpse at where liability may crop up for the shopping mall or strip owner.

Of Course, the Medical Marijuana Industry Requires Insurance

Tue, 31 Jan 2017 07:23:09 -0600

"The advantages that the cannabinoids drug presents to human health and disease-fighting tactics far outweigh anything detrimental that those against the legalization of the weed can point to." "It is an addictive property that is in general harmful to those that abuse its use." As the discussion surrounding the pros and cons of marijuana abound, more and more states are accepting the commercial enterprise as a legal entity.

How to Protect Your Hole-In-One Golf Event With Insurance

Thu, 26 Jan 2017 12:58:23 -0600

It's common knowledge that societies can rake in much profit from holding Hole in One golfing tournaments. It is also common knowledge that before embarking on the project, the right prize indemnification insurance coverage has to be set in place. See how the nominal insurance investment pays big dividends on this venture!

Limo Owner Says Insurance Unlikely to Pay for Protest Damages

Thu, 26 Jan 2017 07:48:38 -0600

Splashed all over the news and social media is the story about a Limo Car Service owner from Alexandria, VA who suffered severe damages to one of his vehicles as a result of the civil unrest unfolding in Washington, DC on the day of the president's inauguration. Will insurance pay for his losses? Read on for more information.

Defamation Lawsuits and the Insurance Claims That Follow

Mon, 16 Jan 2017 14:08:42 -0600

It seems like a day doesn't go by without some excitement about a public figure that is broadcast in the newspapers. Although, readership may go up on account of the sensationalism, the media runs the risk of being subject to defamation lawsuits and having to submit a related insurance claim. See what it takes to accuse someone of slander and the importance of validating the written word.

Are Part-Time Car Service Drivers Covered by Company Auto Insurance?

Wed, 11 Jan 2017 12:58:56 -0600

Becoming a paid part-time driver for a car service firm may seem like an easy way to make extra money while using your own car. Beware of the insurance ramifications, though. There's a good chance that your personal auto insurance may not cover you while on the job. Moreover, any commercial insurance provided by the company you drive for will not cover you for damages to your personal car. Learn what steps you must take to ensure adequate protection from this article.

Accountants, Bookkeepers: What About Professional Liability Insurance?

Wed, 11 Jan 2017 07:34:35 -0600

As tax season and the harried rush of IRS submission busies the Tax-Preparer, we highlight how important acquisition of a quality, tailored Professional Liability Insurance policy is! Ge the facts that empower the tax professional with protection in the event of a penalty, as well as peace of mind to carry on with business as usual!

Got Crime Insurance for Your Condo Association?

Wed, 11 Jan 2017 07:34:24 -0600

You may think your condo association has proper insurance coverage in place. Unless it has the appropriate crime insurance designed specifically with this type of organization, the risks are there... Find out why you community association places itself in grave danger without this form of protection!

The Pizzeria Has a Problem: Cyber Liabilty and PCI DDS Compliance

Tue, 10 Jan 2017 09:14:30 -0600

A pizzeria turns out to be common source of fraudulent credit card usage. How an insurer responded to the PCI DDS fines and penalties and the PCI DDS process. Part 1 of a 2 part series.

Builder's Risk Insurance: Protecting Your Construction Project

Tue, 03 Jan 2017 13:42:08 -0600

There's enough risk for the building contractor to make your head spin! That's why it makes perfect sense for any one in the industry to get the protective insurance coverage that shields from mishap: Builder's Risk Insurance! See real-life claim examples, then speak to an experienced independent agency to lead the way!

How to Keep a New Years' Celebration Safe

Wed, 28 Dec 2016 07:34:39 -0600

Happy New Year! The current wave of global terrorism has changed the entire insurance industry. It beckons us to be on our toes - especially in public places. Before the big 2017 countdown at Times Square, it's important to review tips on how to keep vigilance up. While it certainly is true that the law enforcers are doing their utmost to keep us safe, each one of us must remember: "If you see something, say something!"

Businesses: How to Keep Your Exterior Snow-Free

Mon, 19 Dec 2016 10:26:48 -0600

While some say: "Let it snow", the business community certainly does not advocate it. As a matter of fact, the insurance companies don't like the snow in particular either. This article focuses on how the business owner can avoid accidents related to the snow and ice buildup. Follow the proven safety tips that prevent losses and damages, as well as unnecessary commercial insurance claims!

Cyber Liability: Maybe Not for Fred Flintstone, But for Everyone Else?

Wed, 14 Dec 2016 14:05:36 -0600

Cyber liability insurance. Do I need to buy it? Unless your company is not using electronic data, hello, Fred Flintstone, the answer is likely yes. What types of activities make your business vulnerable to data breaches and cyber-attacks? What coverage may you typically find in a cyber liability policy? Cyber liability coverage is increasingly important for any business that uses electronic equipment to conduct its operations. That means virtually everybody.

This Is Why Your Company Needs Cyber Privacy Insurance

Thu, 08 Dec 2016 09:01:03 -0600

How drastically different is the manner in which businesses used to conduct their activities! Today, technological advancements have made changes that make everything run almost seamlessly. The underside of course are the cyber privacy risks... namely, breaches that can result in extensive damages.

Special Events Need Specialized Insurance Coverage

Tue, 29 Nov 2016 09:14:16 -0600

With the Thanksgiving Day Parade now a warm memory of fun, excitement and adventure, this piece on event insurance serves as a reminder that anything can and does happen at a function for the public. See genuine insurance claim examples that illustrate the concept of protection where it counts.

Where Do You Turn to For Healthcare Facility Insurance?

Mon, 28 Nov 2016 11:29:19 -0600

The healthcare industry is fraught with many liability risks. Specialized insurance coverage that relates specifically to each facility will help shield from the potential of losses and damages. For this type of business owner, finding a leading agency that partners with the best companies will guarantee an optimum protective policy. See the hows and whys in this informative article.

What Type of Facility Needs Healthcare Insurance?

Mon, 28 Nov 2016 10:03:36 -0600

The healthcare industry is unique in many ways - and so is its exposure to liability risks. This article will help to clarify what niche of the healthcare business world needs the tailored coverage that only the best in the field can offer.

Insurance Questions in Regard to Protests and Demonstrations

Fri, 18 Nov 2016 08:28:27 -0600

Whose celebrating Donald Trump's election win? Not those involved in the protests across the country! Private individuals and local small business may find themselves the true victims of demonstrations that restrict their freedom of travel and livelihood. While suing protest organizers may give a small glimmer of hope to some, businesses can rest assured with a business owners insurance policy. This article gives answers to some of the most asked questions about this topic.

This Is Why Your Janitorial Service Needs Bond Insurance

Thu, 17 Nov 2016 09:12:51 -0600

Calling all Janitorial Service Businesses, calling all janitorial service businesses! Get the scoop on Bond Insurance! Employee crime certainly exists and the cleaning service industry knows it well.

How Do You Choose The Best Salon Insurance Policy?

Mon, 14 Nov 2016 13:24:35 -0600

Hairdresser insurance is not optional but rather mandatory for hairdressers, beauticians and even nail therapists. Whether you own a salon or you offer mobile services, you do need to buy the insurance. Buying salon insurance does not only show willingness and maturity, but also awareness of risks involved and the willingness to adhere to set safety and health measures in the industry. When you have the cover you also demonstrate a willingness to bear the financial risks of running the salon or when working as a hairdresser, beautician or nail therapist.

Looking for the Best Business Insurance Policy? Incorporate Honesty!

Fri, 11 Nov 2016 08:27:03 -0600

The insurance industry is built on the notion of honesty, integrity and uncompromising trust. When business in general displays this type of conduct, it leads to loyalty among new and old customers as well as ease of business, usually resulting in commercial achievement and accomplishment.

Business Insurance Questions Googled the Most

Thu, 10 Nov 2016 06:48:28 -0600

According to sources, there are around 28 million small business owners in the United States. From small retail shops to well established businesses. No matter what type of business it is and how well established it is, all types of businesses can suffer losses which is why they require protection. Perhaps, this is the main reason as to why so many business owners are found asking questions about business insurance. Here are some of the top most Googled questions about business insurance which can help you understand it properly.

Dealer Bond Renewal And Expiration Dates Vary From State to State

Thu, 03 Nov 2016 14:58:26 -0500

From state to state, requirements for dealership bonds are different. That means that expiration and renewal dates are also different, although many call for end of year renewals.

Florida Motor Vehicle Dealer Bonds And What You Need to Know

Mon, 19 Sep 2016 14:21:44 -0500

Do you own or are you thinking of owning a motor vehicle dealership in Florida? Use this guide to learn about Florida motor vehicle dealer bonds and their regulations and requirements.

Georgia Auto Dealer Bonds Important Guidelines

Mon, 19 Sep 2016 14:21:29 -0500

Georgia auto dealerships have very specific requirements for their bonding. Learn more about Georgia auto dealer bonds and what you need to obtain.

Louisiana Car Dealer Bonds Requirements and Guidelines

Mon, 19 Sep 2016 14:20:52 -0500

Car dealers in Louisiana have to obtain proper bonding in order to maintain their license. Learn more about the requirements of Louisiana car dealer bonds.

September 11th and the Evolution of Terrorism Insurance

Thu, 15 Sep 2016 08:44:04 -0500

September 11th will forever be engraved upon our memories. Alongside the terrible ramifications of the attacks is the serious impact the events have had on the insurance industry. Once viewed as something that was not a major national concern, terrorism's effects on the present business scene has made corresponding evolving coverage a necessary evil.

Getting the Right Type of Commercial Transportation Insurance

Fri, 02 Sep 2016 15:24:01 -0500

There are dozens of types of commercial transportation insurance. It's essential that you get the right type, based upon you, your business, industry, and vehicle.

Auto Dealers Need Both Dealer Bonds and Garage Liability Insurance

Fri, 02 Sep 2016 15:21:11 -0500

Motor vehicle dealerships generally need multiple types of insurance and bonds, including both auto dealer bonds, and garage liability insurance. Learn more about the requirements here.

Which Types of Businesses Need Garage Liability Insurance?

Fri, 02 Sep 2016 15:13:04 -0500

Garage liability insurance is a requirement for more types of businesses than many individuals realize. Here's an overview to who needs garage keepers insurance.

Auto Dealer Bonds Are Highly Different From State to State

Fri, 02 Sep 2016 15:12:44 -0500

State requirements for auto dealer bonds are very different. It's essential to know what your specific state requires, and what other requirements and issues there may be.

Dealer Bonds Are Requirements of State Licenses for Dealerships

Fri, 02 Sep 2016 15:12:12 -0500

Dealer bonds offer businesses a form of protection. However, it can't be overlooked that they are typically requirements for state licenses as well.

Reasons to Consider EPLI Coverage

Wed, 17 Aug 2016 14:40:29 -0500

Employment Practices Liability Insurance, also known as EPLI, insures businesses when workers sue the employer if they feel that their legal rights have been violated. Big corporations always insure themselves against such law suits by purchasing coverage. However, small and medium sized businesses often neglect it, which can result in a huge financial loss.

Port Safety Risk Management Vs Ever-Increasing Cargo Volume

Thu, 11 Aug 2016 10:07:04 -0500

The Big Guns want more cargo volume, more customers, more business... taking place on the same Terminal space. What happens to the risk and safety level all Port Terminal users - and they come in a variety of configurations and missions - face just to get around and carry out their business?

Kids, Terrorism and Insurance - A Contemporary Reality

Wed, 10 Aug 2016 12:37:20 -0500

It's a scary world that we live in. Not only do we have to deal with the offshoots of terrorism, including how it affects the commercial insurance spectrum, but also with the vulnerability of our children. Learn vital ways to address kids about horrific world events.

Why Insurance Companies Tell Businesses to Prevent Falls

Wed, 10 Aug 2016 08:11:31 -0500

The insurance industry knows first-hand about fall injuries due to the magnitude of personal and workers comp claims. The wise business owner will take great lengths to avoid the risks to related losses and damages. This article focuses on the guidelines that steer your company away from slip and fall injury liability.

Types of Casualty Insurance Your Business Can Benefit From

Mon, 08 Aug 2016 07:22:05 -0500

Businesses are becoming more dynamic and spread-out, having employees traveling across the world to further business goals. Risk factors have also increased and have become rather unpredictable. Previously, when businesses largely operated in their place of origin, they were more aware of the external risk factors both sudden and long-spanning that could be damaging. Businesses could then prepare to protect themselves in advance. The dynamics have changed, and so have the risks. This change in dynamic has raised the need for increased levels of casualty insurance in order to be covered for losses by unforeseen circumstances such as direct accidents, fires, thefts and liabilities.

Risk Management - How Commercial Insurance Brokers Can Help

Thu, 14 Jul 2016 11:54:46 -0500

Risk management is one of the areas commercial insurance brokers are most often asked to look at by businesses. This article seeks to give a definition of this term in the context of insurance, and detail how commercial insurance brokers can help with the process.

What You Need To Know About Motor Trade Insurance

Tue, 12 Jul 2016 13:37:18 -0500

Motor trade insurance is taken out by those who run business that involve motorbikes, vans and cars. It could be a business that is about repairing and servicing, selling and buying cars, garage running or even valeting among others. The insurance covers all business sizes, whether they are part time or full time.

Two Unexpected Areas Commercial Insurance Brokers Operate In

Fri, 08 Jul 2016 11:09:04 -0500

Commercial insurance brokers are usually associated with property and business insurance; however, in many cases, these are far from the only areas their services encompass. The lines below detail two unusual fields commercial brokerage companies tend to branch out to.

The Different Types Of Commercial Insurance Brokers

Tue, 28 Jun 2016 15:35:01 -0500

There are several different types of commercial insurance brokers. This article details some of the particularities of each of them.

Why You Might Need an Errors and Omissions Insurance Policy

Fri, 10 Jun 2016 06:50:54 -0500

Making errors is just part of being human, either at workplace or in daily life activities. But there are certain clients who are pretty serious about every inch of their work. Even a slight mistake can make them claim for inadequate performance. These claims may seem small to the providing party, but can severely affect the financial position of a business and have the potential make them insolvent. In order to avoid such terrible consequences, companies get protection through an insurance policy, namely errors and omissions insurance policy, and protect themselves from the consequences of claims. Let's have a look at why companies need an errors and omissions policy.

Commercial Insurance Claims at the Zoo

Fri, 03 Jun 2016 07:36:33 -0500

What exactly went wrong when one young family intended to spend quality time at the zoo recently? Perhaps we all would do well to review basic zoo safety tips before assuming that all is liability free! Find these common sense guidelines that avoid dangerous encounters as well as insurance claims.

Auto Shop Insurance Coverage for the Liability Exposure You Have

Wed, 25 May 2016 14:47:41 -0500

One things a definite fact: anything can happen anytime - and that rings true for the auto shop owner just as much as any other business owner. Read about true insurance claims that occurred. It will highlight the necessity of commercial coverage more than ever.

Exploring Dozens of Types of Commercial Transportation Insurance

Mon, 23 May 2016 13:34:38 -0500

There are dozens of different and specific types of commercial transportation insurance. Learn more about some of the available options and specific classifications here.

Communicating With Fire Alarm Technicians and Scheduling Inspections

Mon, 23 May 2016 10:22:43 -0500

Life safety systems should be tested and inspected regularly. The following is advice on how to communicate with your fire alarm company and schedule inspections.

4 Insurance Policies That Protect Your Business

Mon, 23 May 2016 06:10:10 -0500

A business is exposed to many risks that can negatively affect its financial position. A catastrophic event or a law suit can drain the financial resources of a firm. So in order to protect your business from such types of risks, insurance companies offer to take care of those risks in return for periodic payments called premiums.

Yes, Non-Profit Social Services Need Comprehensive Insurance

Thu, 19 May 2016 09:46:03 -0500

Who would have thought agencies that service the underprivileged would encounter lawsuits? According to the insurance specialists, associated claims are commonplace. Protect your non-profit service by acquiring adequate all-encompassing coverage so that your important work does not become hindered with losses and damages.

4 Reasons for Purchasing Cyber Liability Insurance Coverage

Mon, 16 May 2016 05:58:06 -0500

Data modern day is not recorded in physical files or kept inside a locker of a highly guarded facility; rather it is stored on computers and on clouds that can be successfully cracked by a person residing in another continent. If a company's electronic network comes under attack, a business not only faces the risk of losing sensitive information (like customer's credit card numbers) to skilled hackers but also the risk of losing its customers by losing their trust and its reputation as a consequence. All this is harmful for the company's profitability. Cyber Liability Insurance is a stand-alone policy that is designed to protect businesses against such attacks and the cost and penalties incurred during the whole process.

Commercial Umbrella Insurance for the Lawn Care Business

Fri, 13 May 2016 13:22:55 -0500

Though the Lawn Care business is different than other commercial industries as far as operation and site location, it too has much exposure to liability risks. Follow the insurance claims cited in this article to see why professional gardeners need tailored commercial umbrella insurance!

Sure, Business Owners Need Employment Practices Liability Insurance!

Wed, 11 May 2016 14:30:26 -0500

If you are in the business world, you surely realize some of the liability risks. Experience may also have taught you how important it is to acquire a good employment practices liability policy. This article underscores the need for it by citing core claims examples!

Non-Profit Insurance Coverage for Arts Centers

Wed, 11 May 2016 07:40:41 -0500

Oftentimes, non-profits view themselves as being above contemporary issues. In regard to lawsuits, nothing could be farther from the truth. Review this selection of claim examples to discover why it's imperative for the non-profit arts center to have adequate insurance coverage securely in place!

Property Managers Need Professional Liability Insurance

Fri, 06 May 2016 13:44:42 -0500

Property Managers are not immune to professional liability risks exposure. See these related insurance claim examples to understand why anyone in the niche needs appropriate insurance coverage from a reliable and experienced independent agency!

Insurance for Bars and Nightclubs

Fri, 29 Apr 2016 12:37:54 -0500

Bars and nightclubs can be extremely profitable businesses, but this industry does not come headache free. Learn how you can minimize your risk by getting the right insurance for your bar, nightclub, or tavern. With peace of mind comes less headaches. Protect yourself, business, employees, and customers with these four types of insurance.

5 Factors That Influence Your Business Insurance Coverage Needs

Fri, 22 Apr 2016 15:17:46 -0500

"Risk" can strike fear into the heart of even the most savvy of business owners. It's right up there with "budget" and maybe even "taxes." But risk isn't just a scary word - it's also a real issue faced by all businesses, no matter their size.

Lawyer Malpractice Insurance

Thu, 21 Apr 2016 16:00:33 -0500

Lawyer Malpractice Insurance protects lawyers and their firms against claims & lawsuits that have alleged damages caused by the lawyer or firm due to not providing proper legal services. It allows a lawyer or law firm to have a financial cushion in the event that a lawsuit should occur. This goes beyond Commercial General Liability Insurance by tackling disputes that involved harm as a result of a mistake made by lawyers or their firms.

Commercial General Liability Insurance Policy

Mon, 18 Apr 2016 09:13:03 -0500

Business owners work extremely hard to operate, and need protection from unexpected accidents or liabilities, which could otherwise put them out of business. Commercial general liability insurance, or CGL, has been designed to keep business assets and resources protected and secured should a claim arise.

Why a Distributor Needs Good Commercial Insurance

Thu, 14 Apr 2016 14:06:17 -0500

Why does a distributor need good insurance coverage? It's because of all the liability risk exposure the industry faces! What are they? See true insurance claim examples that will answer the question!

Why a Janitorial Business Needs Tailored Commercial Insurance

Mon, 11 Apr 2016 09:22:07 -0500

Janitorial Services Businesses face their own unique set of challenges: risk liability exposure that needs custom protection. See how others in the industry managed to circumvent potentially financially-devastating circumstances by acquiring the right insurance policy.

Clothing Shop Owners Need the Right Commercial Insurance

Thu, 07 Apr 2016 10:35:43 -0500

If you own a clothing shop, welcome to the complex world of business liability risk exposure! This article outlines examples of claims submitted by businessmen, underscoring the genuine need to procure protective commercial insurance policies for this niche of the industry.

Matching Business Insurance Options to Your Needs

Fri, 01 Apr 2016 08:13:09 -0500

With more business insurance options than ever before, it can be hard to know which policy is for you. Matching coverage to show how your company runs is critical.

Do Business Overseas? You Need International Liability Insurance!

Tue, 29 Mar 2016 14:13:28 -0500

If you or your employees travel out of the United States to conduct business dealings, your standard business or commercial insurance will not cover you for accidents that occur there. It doesn't take much to envision the disastrous repercussions of an accident without adequate coverage. Stan is a businessman like you.

Does Commercial Insurance Cover Terrorist Damages and Losses?

Wed, 23 Mar 2016 15:34:40 -0500

How different our world is since 9/11! With acts of terror increasingly making the news headlines, how do businesses react in terms of stability and insurance coverage. This intriguing article focuses on the history, terms and conditions of current terrorist coverage and how all of us can protect ourselves.

Insurance Agent Vs Insurance Company: Which Is Right For Your Business?

Tue, 22 Mar 2016 10:11:40 -0500

When it comes to buying insurance, the first step is to figure out whether you want to purchase through an insurance agent or direct from a company. While the two may seem one-and-the-same, the differences between the two can majorly impact your trucking business. This article aims to help you decide which option will work best for you and your trucking company.

Basics of Inland Marine Insurance

Mon, 29 Feb 2016 06:38:31 -0600

The concept of marine insurances also originates with the insurance itself. Businesses realized that ocean marine insurance only covers for the losses of merchandises and goods when are being transported by water-bound vessels and that the goods still need to be protected financially after being offloaded until they reach their ultimate destination. Thus, the process of "inland marine insurance" was initiated to protect the goods while they are temporarily stored in warehouses and are in transit on land. The main idea is to protect the shipment from all sorts of transportation perils and not just when over the ocean.

The Need for a Business Owner's Insurance Policy

Mon, 22 Feb 2016 07:59:44 -0600

A business owner's policy (also known as a BOP) is specially tailored commercial insurance offering protection against law-suits claiming your business for bodily injuries or property damages. Such lawsuits can be very costly or bankrupt a business even if your not liable. For this reason, you need adequate protection in business owner's insurance or BOP. The article contains some more reasons to invest in a well suited business owner's insurance policy.

Do You Want to Avoid Claims by Clients - Buy Errors and Omissions Insurance Policy

Thu, 18 Feb 2016 06:14:59 -0600

All of us are humans and making errors is a part of our nature. A client may believe any error was made or overlooked, and may end up claiming against errors and omissions policy. These clients claim for compensations for inadequate work or negligent actions by the business owners. For this reason, insurance companies sell errors and omission insurance policies to the professionals who want to protect themselves from those claims.

Insurance for Your Junior Games Organization

Wed, 17 Feb 2016 07:21:36 -0600

Whether it's professional sports or the little league, nothing comes close to the excitement of the game! Unfortunately, there is plenty of risk exposure as well. That is why even Junior sport leagues need adequate insurance coverage. Explore claim examples here and see for yourself why it's wise to get the necessary protection against losses.

How to Insure Your Business From Employee Fraud

Wed, 17 Feb 2016 07:16:25 -0600

Though business owners realize the importance of insurance when it comes to general or specific liability, in most cases, they fail to protect themselves with coverage against internal crime. Experts claim there are hundreds of billions of dollars in business losses actually attributed to employee theft.

Different Types of Commercial Transportation Insurance

Thu, 11 Feb 2016 15:04:41 -0600

Learn more about some of the leading different types of commercial transportation insurance. Which type of policy or coverage is right for you and your business?

Must Know Info on Georgia Auto Dealer Bonds

Thu, 11 Feb 2016 14:28:40 -0600

Learn all about motor vehicle dealer bonds in Georgia. It's important to know the specific requirements set forth by the state as compared to other locations.

This Is Why You Need Good Liability Insurance

Fri, 05 Feb 2016 13:15:55 -0600

You are in the commercial world and basically, all you want to do is be left to what you were meant to do: run your business. But in the complicated sphere of things, accidents do happen and at any given time, someone may file a lawsuit against you. This is the reason for a good liability insurance policy. Read on for more of an explanation of the how, what and why of liability protection!

How to Obtain Surety Bonds

Tue, 02 Feb 2016 08:02:44 -0600

A surety bond is an agreement among three parties where the surety ensures the obligee (project owner) that the contractor (principal) will make an agreement with respect to the contract documents. Further, when the contractor requires its subcontractors to obtain bonds, then the contractor becomes the obligee and subcontractor becomes the principal.

All You Need To Know About Errors and Omissions Insurance

Wed, 27 Jan 2016 08:05:27 -0600

There could be nothing worse than a client claiming compensation for inadequate work or negligent actions by you. As humans, all of us make errors. But, when it comes to work, clients may get serious and claim against those errors and omissions. In order to protect your profession from those claims, insurance companies offer errors and omissions insurance.

Commercial Liability - How Does It Work?

Tue, 26 Jan 2016 06:23:26 -0600

Business owners rely upon insurance for protection in the event of an accident or loss. One of the most common insurance policies is Commercial Liability. But how would you determine its protection for properties, coverage needs, and working procedure? Read on to know how the commercial liability works.

6 Kinds of Business Insurance You Didn't Know Existed

Fri, 22 Jan 2016 12:51:43 -0600

Knowing what types of business insurance coverage you need can be a daunting task. Arm yourself with knowledge and make sure you know what types of coverage are available to you - it could end up saving you a lot of money in the long run!

See How to Protect Your Business From Employee Liability

Fri, 08 Jan 2016 11:47:30 -0600

It is common for small business owners to think they are exempt from the liability faced by the big guys. When it comes to employee liability nothing could be further from the truth. Read all about the risk factor you face and how you can protect yourself with the right type of an insurance policy.

How to Protect Your Gym More From Common Liability Risks

Fri, 08 Jan 2016 10:12:41 -0600

Your gym is all the rage now with touted health benefits being broadcast by doctors and health professionals alike. Nonetheless, as a gym owner you face an exceedingly large amount of liability risk! See true claim examples and how you can protect your business from the devastation of a lawsuit.

Why the Restaurant or Bar Business Owner Needs Insurance

Thu, 31 Dec 2015 12:32:18 -0600

Are you a restaurant or bar owner? Follow the cited insurance claim examples to understand the serious liability risks you face. If not for insurance coverage, those facing the challenge of losses and damages would likely find it impossible to recover!

Attention Bakery Owners: You've Got Liability Risk Exposure That Begs for Coverage!

Thu, 31 Dec 2015 08:07:29 -0600

What do all these have in common? A bakery customer slips, falls and breaks his leg; while a customer is being served his laptop is damaged; a destroying bakery fire results in significant loss. Read about true insurance claim examples and how the right insurance policy covers it adequately.

For the Beauty Shop Business Owner, There Are No Short-Cuts to Insurance Coverage

Mon, 28 Dec 2015 13:55:13 -0600

For the beauty shop owner or related businesses, there's no getting around the need for an adequate business insurance policy. Read authentic insurance claim examples and see why a tailored plan is essential protection you can't do without!

Why a Pub, Eatery and Convenience Store Need Liquor Liability Insurance

Wed, 23 Dec 2015 10:17:23 -0600

Liquor-serving shops and restaurants be mindful of the unique risk of liability you have! These true-to-life claim examples portray just how damaging your exposure can be. They also highlight the distinct need for adequate coverage!

Churches, Mosques and Synagogues Have Unique Liability Risk!

Fri, 11 Dec 2015 08:29:01 -0600

Running a religious institution does not come without risk. View true to life claim examples and see why a tailored policy protection is one of the wisest things to do.

Adult Day Care Owners: Do You Understand Your Professional Liability Policy?

Thu, 10 Dec 2015 15:05:39 -0600

It's wise for adult day care owners and other business owners to know what their professional liability insurance is all about. Follow day care owner Stella as she finds out the missing link to her PLI policy the hard way!

From Compliments to Insurance Claims - Why You Need a Special Restaurant Business Owner Policy

Wed, 02 Dec 2015 07:45:17 -0600

Like any business, the restaurant industry has it's own risks that you need to be prepared for. Getting customized coverage helps you protect yourself when unplanned harmful events occur.

5 Types of Business Insurance and Why You Need Them

Wed, 25 Nov 2015 14:10:44 -0600

No matter the size or nature of your business, one thing that remains the same is the need for business insurance. There are many different aspects of your business that you'll want to take into consideration when looking for new business insurance - or reviewing your current insurance coverage. Since every business is different, each one will have different insurance requirements.

Are You a Gym Owner? You've Got Plenty of Insurance Liability Risks!

Wed, 11 Nov 2015 07:32:57 -0600

You are a gym center and business is booming! Watch out for the liabilities that could strike at any moment... even at you! The proper insurance policy can protect your gym from financial disaster. Learn about it in this interesting piece!

Protection for Your Business - Business Insurance Coverage at Its Best

Fri, 06 Nov 2015 09:31:40 -0600

Like you Bill has a business. Read how his cookie business grew and how a sudden insurance claim made him realize that he didn't expand his coverage in accordance with his business development. See how the right insurance policy from the right insurance agency can make all the difference.