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Published: Mon, 19 Mar 2018 01:59:26 -0500


What a Good Insurance Agency Does If Your Insurance Is Cancelled

Thu, 15 Mar 2018 14:59:45 -0500

Having your insurance policy retracted by an underwriter is something that any individual or business owner is reluctant to even think about. The fact is though that these things can happen and they can happen to anyone or any institution. Here's one such story that thankfully ended on a good note due to the diligence of an experienced independent agency.

What Is Commercial Liability Insurance?

Thu, 15 Mar 2018 07:24:45 -0500

Like any other insurance, this type of insurance provides a safety or compensation. You could need this type of insurance in cases when a client or a customer sues you for not handling his goods properly or for negligence.

Coin Operated Dry Cleaners and Laundry Businesses: Your Insurance Coverage

Wed, 07 Mar 2018 14:51:20 -0600

So, you own a coin-operated dry cleaning or laundry service! Welcome to the exclusive club of unique perils associated to property and commercial liability risk exposures. This is the article that will give you the guidance you need as to appropriate insurance coverage.

Insurance for the Boat Manufacturer, Dealer, Rental, and Boatyard

Mon, 05 Mar 2018 22:04:47 -0600

Are you a watercraft builder, boat dealer, renter or boat yards or boat repair service? Of course, the main focus of your business is doing business. In order to do that right without the worries of all the associated risks, you need to have the specialized insurance coverage that will protect you from any of the related commercial liability risks.

Every Business Needs a Cyber Insurance Policy

Mon, 26 Feb 2018 14:46:08 -0600

Operating a business in today's world requires an online presence. While this has immense advantages, the downside is vulnerability to hacking. This is where cyber insurance enters. See how related coverage protects the modern business owner and his or her interests in this easy-to-read related article.

This Is the Reason for the Lawyer's Professional Liability Insurance Coverage

Thu, 22 Feb 2018 14:51:49 -0600

Studies indicate that professional liability lawsuits against lawyers are on a dramatic rise. The reasons for the lawsuits run the full gamut of associated accusations, from unintentional errors to lack of fully dealing with the client's worries to conflict of interest to actual breach of fiduciary duty. Understandably, of course, having insurance protection is something that all attorneys and attorney companies should have in place.

How to Protect the Asbestos Abatement Industry With Insurance

Wed, 21 Feb 2018 14:56:34 -0600

How did the public react to the prevalence of asbestos in buildings, offices and other property after the discovery of health hazards? Because of the hazards related to the substance, even today property owners are using the professional services of the asbestos abatement companies. These contractors likewise need to protect themselves from associated liability by procuring tailored insurance. Here you will find three different forms of this type of indemnity.

School Gun Violence: Lock-Down Procedure and Related Insurance

Tue, 20 Feb 2018 07:06:36 -0600

Gun violence in schools have been the sad topic of late. Here, you will find a brief summary about the lock-down security procedure as well as related insurance that a school can purchase to protect itself from associated liability, should the tragedy become a tragic reality.

Insurance Coverage for the Social Services Agency and Social or Welfare Worker

Wed, 07 Feb 2018 07:08:38 -0600

While it is important for anyone accountable for professional servicing, the social service agency and the associated social worker have pointed vulnerabilities in relation to risk exposure. Of course, interconnected insurance coverage is a solution that truly provides the essential protection that is necessary. So here you have it: Insurance for the Industry; Customized Indemnity - a concise and easy to read essay.

Educating the Horse Industry About Related Commercial Insurance

Thu, 01 Feb 2018 15:33:51 -0600

When you are in the horse industry, you definitely are not horsing around. Business as usual involves so many risks of loss and damages that insurance coverage is a primary concern. For the horse farm owner, the horse breeder and boarder operator and horse and carriage business owner, liability comes in many different forms. Likewise does the related protective coverage.

This Is Another Reason Why a Valet Service Requires Insurance

Tue, 30 Jan 2018 14:36:04 -0600

There are so many risks involved in the valet parking business. Here's an exposure you may not have even thought of that compels us to take a second look related insurance coverage.

All About Insurance for the Trucker and the Trucking Company

Fri, 26 Jan 2018 07:06:18 -0600

Attention all individual truckers and trucking companies! We don't have to tell you that your line of business is open to numerous risks. You know that already. What we can supply you with is the info necessary for comprehensive protective coverage, tailored to your specific needs. So, here we go with the important information...

Who Needs Product Liability Insurance?

Wed, 24 Jan 2018 07:25:50 -0600

What do investors, manufacturers, distributors, suppliers and retailers have in common? If you guessed product liability exposure, you are correct. Each of these business people share the risk of product malfunction or danger for merchandise put out to the public. Here are five different but related types of insurance coverage that can shield a commercial enterprise from loss or damage as a result of error. The following forms of coverage can protect from a liability claim and lawsuit.

What Your Small Health Care Business Needs to Know About Insurance

Thu, 18 Jan 2018 15:34:17 -0600

Are you a small health care business? Every small business entity understands that risk exposure is part and parcel to putting up shop, but those in the health care fields know it on a larger scale. Lawsuits in regard to professional liability and general or what otherwise is known as property liability are but one of the hazards to understand and acquire tailored protection from. Here you will find a comprehensive list.

Guiding the Acupuncture Expert and Chiropractor About Related Insurance Coverage

Tue, 16 Jan 2018 15:31:37 -0600

Are you one of those who dare go beyond traditional medicine in order to seek relief from aches, pains and illness? Well, it actually seems that there is a growing trend among common folk and both the acupuncture expert and the chiropractic doctor understand that. With more and more patients at their practices, these medical practitioners need something more that expertise and experience in the art they administer to help people. They need related insurance coverage that will protect them from the exposure to risks that they face every single day, twelve months a year.

Fire Suppression Gases - Inergen Agent

Wed, 10 Jan 2018 08:13:57 -0600

INERGEN agent is a mixture of three oxygen diluting (inerting) gases consisting of 52% nitrogen, 40% argon and 8% carbon dioxide. The INERGEN system lowers the combustion probability of flammable materials within a confined space by decreasing the oxygen content below the combustible level. INERGEN is a breathable gaseous agent that releases the correct mixture of gases while allows a person to still breathe even in an oxygen reduced atmosphere.

Insurance Coverage and the Hazardous Industries

Mon, 08 Jan 2018 15:04:08 -0600

Hazardous industries deal with a uniquely risky business. This is why the related insurance policies need to cover the exposures in a tailored type of policy. Here is a general outline that will help those involved understand the coverage options.

What Insurance for Skating Rinks, Skiing Centers, Snowmobile Renters?

Wed, 03 Jan 2018 15:10:14 -0600

If you think everyone hates the four elements of winter, think again. Many love the outdoors in the wintertime and revel in the sport activities designed with winter elements in mind. Nonetheless, businesses that provide the facilities that offer the winter sport-goodies do face high risk exposure - something that the broad insurance industry is prepared for with associated commercial liability coverage.

BOP: Multiple Business Owner Insurance in One Package Deal

Wed, 20 Dec 2017 15:18:17 -0600

For the small business owner, the risk exposure is a rather broad one. Should the business close due to any of the associated losses, he or she holds the bag of responsibility for loss of livelihood for the workers, as well as loss of trust in customers and clients. Enter the Business Owners Insurance Policy.

Why Commercial Drone Insurance? Because of All the Risks

Tue, 19 Dec 2017 15:09:16 -0600

So many trades are using drones as a tool for commercial growth and service. Drones are often referred to as Unmanned Aerial Vehicles (UAV's), as well as Remotely Piloted Aerial Systems. These unmanned aircrafts are used for military defense, firefighting, picture and image taking, surveillance, communication, agriculture, and delivery of food, medicine and other purposes. As of recent years, the commercial interest in drone use is rising. Although there are so many benefits drones can provide to the business and nonprofit communities, the risks are undeniably there.

Thoughts From a Successful Insurance Agent

Thu, 07 Dec 2017 15:26:06 -0600

The Hows and Whys of My Journey as an Insurance Professional. An Interview: What prompted you to enter the insurance profession? A friend of mine uses a certain reputable independent insurance agency and he heard through the grapevine that they were in need of more agents.

Understanding Action-Over Claims for the Contractor

Thu, 07 Dec 2017 10:11:28 -0600

General contractors, as well as property managers - among others like them that hire subcontractors - need to think about getting another form of insurance in regard to worker accident liability. While it's true that this insurance, known as action-over claims, adds to already high premium costs, in the event there's a third-party injury claim and the commercial general liability policy excludes this type of claim, coverage means everything.

Why a Business Owners Insurance Policy Can Benefit Your Small Business

Wed, 06 Dec 2017 15:35:04 -0600

The Business Owners Policy, otherwise known as BOP, may well be the solution be the key to protecting any small business. Made up of a few forms of coverage that usually are acquired on their own, the Business Owners Policy bundled plan for small commercial enterprises offers business discounted premiums as they gain from better insurance coverage.

How Credit Insurance Helps the Distributor

Tue, 05 Dec 2017 14:59:09 -0600

A standard business insurance policy usually consists of general liability, including fire and workers comp coverage. What many may not realize though is that there is protection beyond the typical that a business may be in need of. This article deals with one such policy -- credit insurance, also known as trade credit insurance.

The Seven Types of Business Insurance That You Need

Mon, 04 Dec 2017 14:58:17 -0600

Starting a business is a risky, but exciting venture. You might be worried, but if you have these seven types of insurance in place, you will sleep better at night knowing that you are covered if anything goes wrong.

Five Insurance Policies Related to Environmental Risks

Thu, 30 Nov 2017 15:07:07 -0600

If you are an environmental professional, you know all about the distinctive risk exposures. Because of them, insurance companies offer specialized coverage, tailor-made to the industry - and to the property owner and money lender that finances homes and commercial buildings and properties. This quick summary of the related forms of coverage was compiled in order to give related parties an easy-to-read glossary on the matter.

Small Business Insurance: What You Need

Mon, 27 Nov 2017 07:27:28 -0600

Small businesses need insurance. Here's a breakdown of every kind of insurance your business needs.

Tips to Get The Best Motor Trade Insurance

Fri, 24 Nov 2017 08:11:53 -0600

For legitimate trading, we suggest that you get the motor trade insurance. Actually, this is a legal requirement for the dealers that deal in vehicles. However, you may not want to go for any deal that you come across. The reason is that you have to look for the best policy. A bad policy may cost you and you may become more vulnerable. These are the things that you can't afford over the long haul. Here are a few tips that can help you get the best insurance policy.

The Prerequisites to Factory Fire Insurance

Wed, 22 Nov 2017 15:44:13 -0600

Recent screaming news headlines talk about a Windsor, NY cosmetics factory explosion fire. Besides the loss of life and devastating injury blows, there is the matter of 'could the fire been prevented?' and 'were proper preventive measures in place?' The insurance companies put hours of investigation into determining these factors before covering related losses. Find fire prevention standards and tips in the following article.

Insurance Schemes for Small Businesses

Fri, 10 Nov 2017 08:56:57 -0600

A stable insurance policy will help your business navigate rough waters without facing financial troubles. Generally, the purchase of a small suite of pre-defined insurance policies is preferable for a business depending on its size and customers. Here, I shall list down all the critical insurance schemes that you need to purchase when you are the owner of a small-scale business.

Top 5 Insurance Policies You Must Purchase Before Moving the Business

Fri, 10 Nov 2017 08:56:44 -0600

Insurance policies help you stay financially afloat in a crisis scenario. When you host a business, there are several insurance policies that will make sure that you do not run out of business or have to dig into your personal savings to keep the business alive. The critical insurance policies take care of various aspects of the business including transportation, property, human resource, and other important assets belonging to the company. Here, we shall list down the top 5 insurance policies that you must invest in when you kick off your new business and plan to move it in the future.

Tips to Choose the Right Business Insurance

Mon, 06 Nov 2017 08:18:51 -0600

Businesses can never be in a stable position. There might be times where one day the business might touch its peak and the very next day turns out to be a day of loss. So, newer companies and the huge companies are constantly becoming aware of getting their businesses insured.

How to Define Public Liability Insurance

Fri, 03 Nov 2017 08:46:30 -0500

Public liability insurance is there for peace of mind, not just for you as the service provider, but for the customers you also serve. It is essential for your business if you wish to provide a product or service, and if your product or service has the potential damage to the public or your business (worst case scenario!), you need proper coverage to properly protect yourself from a potentially costly resolution.

How Do I Protect My House of Worship From Losses and Damages?

Thu, 19 Oct 2017 15:33:58 -0500

Houses of Worship share the mission of serving their respective communities, strengthening worshipers and others with matters of faith and other needs. Notwithstanding the importance of the institution, facilities can suddenly face closure due to unexpected calamity. How do church, mosque and synagogue members protect themselves from risk of losses, besides of course prayer? Here, you will find the answers.

Insurance for Hotels and Other Lodging Businesses

Fri, 22 Sep 2017 07:00:34 -0500

As with any business, having prudent and well-thought-out insurance on a lodging establishment is crucial. In fact, because of the longer duration of each patron compared to most other types of business, insurance is especially important in hotels, inns, bed and breakfasts, and other places that offer overnight accommodations.

Be Cautious And Careful, Ask Questions And Get Clarification Before You Opt For Mobile Insurance

Tue, 19 Sep 2017 10:53:10 -0500

The significance of mobile phones can be estimated from the fact that even a mere thought of loosing it frightens us. Mobile Insurance is always a matter of confusion amidst the smart phone users. This is just a matter of caution to be careful, ask questions and get clarification of all your doubts before paying money to Insurance Providers. It is a fact, "to avoid a troublesome relationship with your Insurance Provider, you must evacuate all the concerns initially".

Cyber Insurance: More Claim Scenarios

Wed, 13 Sep 2017 21:11:56 -0500

Cyber insurance is one of the most vital forms of coverage a business owner can acquire to protect his or her operation. The following summarizes true insurance claim examples in relation to cyber ransomware, phishing and business interruption.

The How of Employment, Staffing Agency Insurance Coverage

Tue, 12 Sep 2017 11:44:05 -0500

Both the general and specialty employment agency and its counselors face a wide exposure to errors and omissions and other liability exposure. The employee staffing service is responsible for workers' pay, benefits, workers comp and other human resource matters as it relates to the job and needs corresponding insurance as well. Here's a quick outline from the insurance pros.

Besides Insurance, How Can a Business Prepare for a Hurricane?

Sat, 09 Sep 2017 10:51:04 -0500

We won't get into the implications of damages and losses recovery in regard to most of the unfortunate business and home owners who did not have flood insurance in place but suffered from a major hurricane that was followed by flooding. Suffice it to say, in wake of the destruction, these home and business owners have to deal with the financial stress on their own, save for whatever government assistance they can get. Aside from tailored insurance, businesses can prepare for the worst weather scenarios by having a plan of action. Besides having a proper insurance plan in place, businesses can prepare for the worst weather scenarios by doing the following.

Landscape Architectures, Lawn Care Businesses and Related Insurance

Thu, 07 Sep 2017 15:10:52 -0500

Meet Lloyd and Sam. The two are involved in beautifying lawns and properties. However, there's a clear difference.

Kidnap, Ransom and Extortion Insurance - What It's About?

Thu, 24 Aug 2017 15:30:30 -0500

In insurance terms, 'express kidnapping' is the act of quick abduction of a businessman or woman that typically occurs within the airport. Kidnappers seize their victim and push him or her into a waiting vehicle to be whisked off. The kidnappers then take their victim to several ATM machines where the victim is forced to withdraw money. The scenario is repeated again and again for 2 to 3 days before the plot is uncovered. It is only then that the poor victim is released from captivity. Related coverage can cover losses.

Chronic Pain, Opioid Dependency and How It Affects Workers Comp

Tue, 22 Aug 2017 15:09:20 -0500

For the boss, injuries, pain, chronic pain and the downsides of taking pain medication including hard drugs like Opioid and the devastation that resulting dependency or abuse can involve, are prime contributors to workers comp loss costs. This article boldly highlights an innovative solution.

Does Your Home, Commercial or Auto Insurance Cover Vandal's Damage?

Wed, 16 Aug 2017 15:07:16 -0500

Splattered across newspapers and social media are recent events that has divided the nation. Protests glorifying white nationalism, counter protests and a random act of anti-Semitism toward a non-profit holocaust museum have highlighted baseless hatred as well as the resulting damage associated with vandalism. Saddened along with the rest of decent Americans, the insurance industry turns its attention to the need for insurance that protects against these acts.

When an Attractively Low Business Insurance Quote Is Not Enough

Fri, 11 Aug 2017 11:28:33 -0500

Peace of mind sure is great - if it is based on reality. Owners of retail shop that sold crafts and hobby supplies on an online forum were nudged out of their complacency when they learned the insurance policy that brought them such a feeling of security might not be able to deliver coverage in the event of an insurance claim. Here's the chain of events that led to true peace of mind.

Professional Liability for the Dentist and Dental Hygienist

Tue, 08 Aug 2017 13:25:32 -0500

Professional liability, also known as Errors and Omissions insurance, is just it sounds like: insurance for the professional. It can cover professionals, such as:

Vacation Weather Insurance - A Blessing for the Resort Industry

Wed, 12 Jul 2017 11:55:11 -0500

For hotels, motels, resort spots and other holiday retreat places, there's a whole slew of liability exposure. From bodily injury due to the facility's poor lighting or maintenance to property damages due to wear and tear or mold to medical payments to hired and non-owned auto accidents involving staff members, the possible peril list is a long one indeed. As unpredictable as the weather can be over a long haul, the climatic conditions do play a rather large role in guest occupancy. Is there really such a thing as vacation weather insurance? You bet there is!

Overseas Insurance for Traveling Businesses, Schools, Volunteer Groups

Tue, 11 Jul 2017 15:36:40 -0500

In general, a standard commercial insurance policy will protect you here in America. Not so for corporations, schools and religious or other volunteer groups who travel overseas to promote their interests or further benevolence, education and so on. Without the vital international coverage, the wide risk exposure threatens, as the following claims illustrate.

The Scoop on Musician and Musical Instrument Insurance

Sat, 01 Jul 2017 12:45:35 -0500

Being able to create music can be learned, but the true artist has the potential ability already there since birth - a powerful talent to be developed, allowing the created music to stir the emotions of anyone who listens. Like any entertainer or public performer though, the professional musician has certain undeniable risks. The exposures to the risks are varied due to the differences in each type of music player and need the right coverage for protection.

Insurance for Golf Course Owners and Those Behind the Scenes

Fri, 23 Jun 2017 13:13:59 -0500

What would American sports be without the one and only golf activity? A sure favorite for the famous, including the President, as well as business tycoons and ordinary golf lovers, golfing news hits the media quite often to the delight of all followers. Far behind the scenes of the rich and renowned members of society who compete to get the ball in the hole are the creators and owners of the opulent lawns and country club houses that dot along many a thorough way. To the golf course architect and associating team, the investor and owner and those with golf carts, there lies a considerable amount of liability risk exposure. Without the corresponding appropriate insurance coverage, financial disaster would be a growing concern.

Insurance Coverage for Web Designers and Other Internet Usage

Wed, 21 Jun 2017 07:36:02 -0500

As much as the advantages of Internet use is so manifold, the exposure to liability risk is even more so magnified and real. And, folks, that is precisely why insurance coverage is so very essential. Learn how you can protect your business interests in regard to online activity with this easy to understand insurance primer.

Insurance Protection and Control Loss for the Public School

Thu, 08 Jun 2017 15:06:28 -0500

Is there anything more valuable than our children's future and safety? The public school system carries a daunting responsibility that is two-fold in importance: educating our youngsters properly and ensuring their safety while under its jurisdiction. Read how a tailored insurance program can help your school achieve its goals in this regard.

Raceway Insurance: Race Car Driver, Vehicle and Animal Racetracks

Mon, 05 Jun 2017 10:49:44 -0500

There is no doubt that racing - whether by auto, motorcycle, truck or other vehicle or animal - is a very hazardous sport. It is for this reason that insurance coverage is so important for the driver and track owner or sponsor. This write-up sums it up for you in clear, concise and easy to understand terms.

Commercial Property Insurance: A Quick Guide

Fri, 02 Jun 2017 10:56:21 -0500

If you have commercial property insurance, you are covered against damages that are caused by a storm, fire or another disaster. In many a cases, theft is also covered.

Questions to Ask Your Business Insurance Provider Before Purchasing

Fri, 26 May 2017 10:50:03 -0500

You already know how importance coverage is for your business. Problem is, there are so many providers out there and so many policies to choose from. How would you know which insurance agent or broker to use, and which coverage type to purchase? Ask your agent some of our suggested questions, and use the answers to come to a decision.

Which Insurance Policies Does Your Business Need?

Fri, 19 May 2017 06:48:15 -0500

If you are a business owner, you are exposing yourself to a number of risks. How can you get protection against all these threats? There are so many business insurance policies available in the market, so which ones of these should you buy? We'll walk you through some of the most essential insurance types that your business should have.

Insurance: Important Tool for Tattoo Parlors and Tattoo Removal Clinics

Tue, 16 May 2017 21:27:56 -0500

With the rise of the tattoo parlor industry as well as the related need for physicians and clinics that specialize in tattoo removal, come the associated liability. Parlors that provide tattoos and even those that also include body piercing face definite risk exposure, among them the major ones: the transmission of blood borne illnesses as well as the risk of allergic reactions suffered by customers as a result of the tattoo procedure or piercing of skin. This brings with it the need for protective insurance. Doctors that provide removal procedures likewise need professional liability coverage.

Risk Management and Your Commercial Insurance Policy

Sat, 13 May 2017 10:13:07 -0500

Looking for a way to save on your business insurance policy? Commercial institutions that are proactive about risk management face less exposure risks in terms of losses, damages and the liability for them. Moreover, insurance companies are more prone to offer savings and discounts to those companies and non-profits that are involved in risk control. Here's what you should know about the matter.

How Custom Insurance Helps Emergency Services With Risk Control

Wed, 10 May 2017 13:46:15 -0500

Everyone involved in disaster response will admit that behind every benefit provided by these heroic emergency services volunteers or employees there lurks an abundance of risks, perils and genuine threats of liability. This reality is precisely the reason why an emergency services company needs insurance coverage - policies that are designed to properly protect the organization as a whole - and each individual member therein. What sort of coverage is necessary? This article expounds on the matter.

What Type of Insurance for Eye Doctors and Providers of Corrective Vision Wear

Mon, 08 May 2017 15:28:45 -0500

When it comes to doctors and other professionals treating vision and eye related problems, the risks abound. Like the general practitioner, psychiatrist, allergist, anesthesiologist, surgeon, cardiologist, emergency medicine specialist, endocrinologist and so on, the ophthalmologist, optometrist and optician needs professional liability coverage that is specifically designed to shield him or her from related lawsuits.

What Nurses Need to Know About Insurance Coverage

Tue, 02 May 2017 13:22:23 -0500

Nursing has long been touted as a celebrated career. Similar to a physician's liability risks, the practicing nurse is exposed to work hazards or perils that may lead to lawsuit or insurance claims against them. Due to this, it is imperative for anyone in the profession to be shielded by a corresponding tailored insurance policy.

Insurance Brokers Vs Price Comparison Websites

Tue, 25 Apr 2017 14:12:20 -0500

When looking to purchase Insurance we now have multiple choices of where to go to get the cover. This article looks at both Insurance Brokers and Price Comparison Websites and the benefits of using each one.

Why Insurance for Summer Camps?

Thu, 30 Mar 2017 07:49:08 -0500

With the undeniable summer bliss that come along with the summer camp experience, there's a generous dose of risk exposure. Camp owners and directors know that safety is paramount. Nonetheless, as in anything in life, all the meticulous planning and program implementing to prevent any number of related mishaps can never be foolproof. That is the reason why the insurance companies offer sound liability policies designed specifically for summer camps.

Insurance for the Flea Market Vendor

Tue, 28 Mar 2017 07:14:43 -0500

As in any wholesale or retail industry, selling at the flea market involves risk exposure - and there is plenty of it. From general liability to the possibility of products losses and damages - in transit (inland marine) or at the actual property site, the small business that operates in this form of marketplace becomes vulnerable to all types of unwanted perils, including lawsuits. Empower yourself by learning about this form of coverage.

How to Protect Your Business From Employee Dishonesty

Wed, 15 Mar 2017 07:43:02 -0500

There is a way to counteract the employee dishonest that is rampant in US business... at least in terms of company losses. Employee Dishonesty Bond Coverage protects the large and small business owner from the devastation resulting from being victimized by workers with monetary compensation up until the limits on the given bond policy that is purchased.

Protecting Your Property Interests - Different Coverage Types

Thu, 09 Mar 2017 14:19:30 -0600

Are you confident your commercial property is insured correctly? Learn about the different types of property coverage that exists to protect business owners from property losses.

What to Do When You Get a Bomb Threat

Thu, 09 Mar 2017 07:39:17 -0600

Of late, there's been much media coverage of bomb threats to schools and religious organizations. Since September 11th, this form of terrorism has placed any thinking individual on general alert. While the particular bomb threats may not be a sounding alarm for everyone, it pays to consider proactivity to shield yourself and others in your domain against similar dangerous situations. Get researched tips here from the terrorism insurance experts.

International and Domestic Cargo Insurance Explained

Thu, 02 Mar 2017 07:13:54 -0600

International and domestic cargo insurance refers to goods that are gathered in warehouses and en route to destinations aboard vessels, planes, parcel company venues, US mail trucks, postal air and watercraft, venues, barges, rail travel and trucks. Read on for answers to frequently asked questions about this important business form of insurance.

Specialized Insurance for the Food Street Vendor and Food Truck

Wed, 01 Mar 2017 07:42:41 -0600

To the insurance companies, the food street vendor that displays his or her delicacies on the side or curb side or along the street as well as the food truck that travels from work site to business site in order to cater to hungry outdoor patrons are both in a commercial class of their own in terms of indemnity coverage. This article deals specifically with these classes of insurance policies.

What About Insurance for a Business Operating Out of the Home?

Tue, 21 Feb 2017 13:06:36 -0600

While for the entrepreneur working from home business may be booming, for many, something is definitely lacking. Erroneously believing that the standard homeowners insurance will cover them for any liability that could occur, these businessmen may actually be sitting in a booby trapped illusion - just waiting for the accompanying risk exposure to explode into possible financial devastation. Read on to discover the insurance created specifically created for this venue of trade and commerce.

Gable Insurance and Their Impact on the UK Insurance Industry

Wed, 15 Feb 2017 09:01:11 -0600

This article looks at Gable Insurances rise in the UK Insurance Industry within the Construction and Leisure Industry. It also looks at the changes Brokers and Business Owners are now facing following Gable Insurance going in to Administration.

Florist's Insurance: What It Should Include

Tue, 14 Feb 2017 13:37:19 -0600

As in any business, there are definite risks to being involved in the florist industry. This line of work in particular involves special hazards that are related to the trade. This is the reason that any florist must include the primary points of insurance coverage into an all-encompassing protective policy.

Understanding Courier Insurance Cover

Wed, 08 Feb 2017 14:53:06 -0600

If you operate a courier business or you will be transporting your valuables using the service you should get a courier insurance cover. There are many types of this cover you can go for. The most common being Vehicle insurance: This policy is designed for the company operating the courier service.

Is There Super Insurance for Super Bowl Liability?

Fri, 03 Feb 2017 07:42:50 -0600

Who isn't anticipating the Super Bowl playoffs? As the marked calendar date of Sunday February 5th, 2017 rapidly approaches, we're putting a bold focus on protecting the event from all the exposure to liability! Given, the crowds expected at the event, there certainly are plenty of risks and hazards that potentially can spell disaster for event managers and organizers. See more about related insurance.

Summarizing Insurance Coverage for the Shopping Center

Tue, 31 Jan 2017 13:36:04 -0600

The insurance companies and related agencies see the shopping center according to general and specific risk exposure. They take a scrutinizing glimpse at where liability may crop up for the shopping mall or strip owner.

Of Course, the Medical Marijuana Industry Requires Insurance

Tue, 31 Jan 2017 07:23:09 -0600

"The advantages that the cannabinoids drug presents to human health and disease-fighting tactics far outweigh anything detrimental that those against the legalization of the weed can point to." "It is an addictive property that is in general harmful to those that abuse its use." As the discussion surrounding the pros and cons of marijuana abound, more and more states are accepting the commercial enterprise as a legal entity.

How to Protect Your Hole-In-One Golf Event With Insurance

Thu, 26 Jan 2017 12:58:23 -0600

It's common knowledge that societies can rake in much profit from holding Hole in One golfing tournaments. It is also common knowledge that before embarking on the project, the right prize indemnification insurance coverage has to be set in place. See how the nominal insurance investment pays big dividends on this venture!

Limo Owner Says Insurance Unlikely to Pay for Protest Damages

Thu, 26 Jan 2017 07:48:38 -0600

Splashed all over the news and social media is the story about a Limo Car Service owner from Alexandria, VA who suffered severe damages to one of his vehicles as a result of the civil unrest unfolding in Washington, DC on the day of the president's inauguration. Will insurance pay for his losses? Read on for more information.

Defamation Lawsuits and the Insurance Claims That Follow

Mon, 16 Jan 2017 14:08:42 -0600

It seems like a day doesn't go by without some excitement about a public figure that is broadcast in the newspapers. Although, readership may go up on account of the sensationalism, the media runs the risk of being subject to defamation lawsuits and having to submit a related insurance claim. See what it takes to accuse someone of slander and the importance of validating the written word.

Are Part-Time Car Service Drivers Covered by Company Auto Insurance?

Wed, 11 Jan 2017 12:58:56 -0600

Becoming a paid part-time driver for a car service firm may seem like an easy way to make extra money while using your own car. Beware of the insurance ramifications, though. There's a good chance that your personal auto insurance may not cover you while on the job. Moreover, any commercial insurance provided by the company you drive for will not cover you for damages to your personal car. Learn what steps you must take to ensure adequate protection from this article.

Accountants, Bookkeepers: What About Professional Liability Insurance?

Wed, 11 Jan 2017 07:34:35 -0600

As tax season and the harried rush of IRS submission busies the Tax-Preparer, we highlight how important acquisition of a quality, tailored Professional Liability Insurance policy is! Ge the facts that empower the tax professional with protection in the event of a penalty, as well as peace of mind to carry on with business as usual!

Got Crime Insurance for Your Condo Association?

Wed, 11 Jan 2017 07:34:24 -0600

You may think your condo association has proper insurance coverage in place. Unless it has the appropriate crime insurance designed specifically with this type of organization, the risks are there... Find out why you community association places itself in grave danger without this form of protection!

The Pizzeria Has a Problem: Cyber Liabilty and PCI DDS Compliance

Tue, 10 Jan 2017 09:14:30 -0600

A pizzeria turns out to be common source of fraudulent credit card usage. How an insurer responded to the PCI DDS fines and penalties and the PCI DDS process. Part 1 of a 2 part series.

Builder's Risk Insurance: Protecting Your Construction Project

Tue, 03 Jan 2017 13:42:08 -0600

There's enough risk for the building contractor to make your head spin! That's why it makes perfect sense for any one in the industry to get the protective insurance coverage that shields from mishap: Builder's Risk Insurance! See real-life claim examples, then speak to an experienced independent agency to lead the way!

How to Keep a New Years' Celebration Safe

Wed, 28 Dec 2016 07:34:39 -0600

Happy New Year! The current wave of global terrorism has changed the entire insurance industry. It beckons us to be on our toes - especially in public places. Before the big 2017 countdown at Times Square, it's important to review tips on how to keep vigilance up. While it certainly is true that the law enforcers are doing their utmost to keep us safe, each one of us must remember: "If you see something, say something!"

Businesses: How to Keep Your Exterior Snow-Free

Mon, 19 Dec 2016 10:26:48 -0600

While some say: "Let it snow", the business community certainly does not advocate it. As a matter of fact, the insurance companies don't like the snow in particular either. This article focuses on how the business owner can avoid accidents related to the snow and ice buildup. Follow the proven safety tips that prevent losses and damages, as well as unnecessary commercial insurance claims!

Cyber Liability: Maybe Not for Fred Flintstone, But for Everyone Else?

Wed, 14 Dec 2016 14:05:36 -0600

Cyber liability insurance. Do I need to buy it? Unless your company is not using electronic data, hello, Fred Flintstone, the answer is likely yes. What types of activities make your business vulnerable to data breaches and cyber-attacks? What coverage may you typically find in a cyber liability policy? Cyber liability coverage is increasingly important for any business that uses electronic equipment to conduct its operations. That means virtually everybody.

This Is Why Your Company Needs Cyber Privacy Insurance

Thu, 08 Dec 2016 09:01:03 -0600

How drastically different is the manner in which businesses used to conduct their activities! Today, technological advancements have made changes that make everything run almost seamlessly. The underside of course are the cyber privacy risks... namely, breaches that can result in extensive damages.

Special Events Need Specialized Insurance Coverage

Tue, 29 Nov 2016 09:14:16 -0600

With the Thanksgiving Day Parade now a warm memory of fun, excitement and adventure, this piece on event insurance serves as a reminder that anything can and does happen at a function for the public. See genuine insurance claim examples that illustrate the concept of protection where it counts.

Where Do You Turn to For Healthcare Facility Insurance?

Mon, 28 Nov 2016 11:29:19 -0600

The healthcare industry is fraught with many liability risks. Specialized insurance coverage that relates specifically to each facility will help shield from the potential of losses and damages. For this type of business owner, finding a leading agency that partners with the best companies will guarantee an optimum protective policy. See the hows and whys in this informative article.

What Type of Facility Needs Healthcare Insurance?

Mon, 28 Nov 2016 10:03:36 -0600

The healthcare industry is unique in many ways - and so is its exposure to liability risks. This article will help to clarify what niche of the healthcare business world needs the tailored coverage that only the best in the field can offer.

Insurance Questions in Regard to Protests and Demonstrations

Fri, 18 Nov 2016 08:28:27 -0600

Whose celebrating Donald Trump's election win? Not those involved in the protests across the country! Private individuals and local small business may find themselves the true victims of demonstrations that restrict their freedom of travel and livelihood. While suing protest organizers may give a small glimmer of hope to some, businesses can rest assured with a business owners insurance policy. This article gives answers to some of the most asked questions about this topic.

This Is Why Your Janitorial Service Needs Bond Insurance

Thu, 17 Nov 2016 09:12:51 -0600

Calling all Janitorial Service Businesses, calling all janitorial service businesses! Get the scoop on Bond Insurance! Employee crime certainly exists and the cleaning service industry knows it well.

How Do You Choose The Best Salon Insurance Policy?

Mon, 14 Nov 2016 13:24:35 -0600

Hairdresser insurance is not optional but rather mandatory for hairdressers, beauticians and even nail therapists. Whether you own a salon or you offer mobile services, you do need to buy the insurance. Buying salon insurance does not only show willingness and maturity, but also awareness of risks involved and the willingness to adhere to set safety and health measures in the industry. When you have the cover you also demonstrate a willingness to bear the financial risks of running the salon or when working as a hairdresser, beautician or nail therapist.

Looking for the Best Business Insurance Policy? Incorporate Honesty!

Fri, 11 Nov 2016 08:27:03 -0600

The insurance industry is built on the notion of honesty, integrity and uncompromising trust. When business in general displays this type of conduct, it leads to loyalty among new and old customers as well as ease of business, usually resulting in commercial achievement and accomplishment.

Business Insurance Questions Googled the Most

Thu, 10 Nov 2016 06:48:28 -0600

According to sources, there are around 28 million small business owners in the United States. From small retail shops to well established businesses. No matter what type of business it is and how well established it is, all types of businesses can suffer losses which is why they require protection. Perhaps, this is the main reason as to why so many business owners are found asking questions about business insurance. Here are some of the top most Googled questions about business insurance which can help you understand it properly.

Dealer Bond Renewal And Expiration Dates Vary From State to State

Thu, 03 Nov 2016 14:58:26 -0500

From state to state, requirements for dealership bonds are different. That means that expiration and renewal dates are also different, although many call for end of year renewals.

Florida Motor Vehicle Dealer Bonds And What You Need to Know

Mon, 19 Sep 2016 14:21:44 -0500

Do you own or are you thinking of owning a motor vehicle dealership in Florida? Use this guide to learn about Florida motor vehicle dealer bonds and their regulations and requirements.

Georgia Auto Dealer Bonds Important Guidelines

Mon, 19 Sep 2016 14:21:29 -0500

Georgia auto dealerships have very specific requirements for their bonding. Learn more about Georgia auto dealer bonds and what you need to obtain.

Louisiana Car Dealer Bonds Requirements and Guidelines

Mon, 19 Sep 2016 14:20:52 -0500

Car dealers in Louisiana have to obtain proper bonding in order to maintain their license. Learn more about the requirements of Louisiana car dealer bonds.

September 11th and the Evolution of Terrorism Insurance

Thu, 15 Sep 2016 08:44:04 -0500

September 11th will forever be engraved upon our memories. Alongside the terrible ramifications of the attacks is the serious impact the events have had on the insurance industry. Once viewed as something that was not a major national concern, terrorism's effects on the present business scene has made corresponding evolving coverage a necessary evil.