Published: Sat, 21 Jan 2017 02:43:00 -0600
Fri, 13 Jan 2017 08:18:09 -0600Those in the auto insurance industry are privy to how important basic maintenance habits are in relation to repair and accident prevention. Get in the know from those in the know with these smart auto tips.
Mon, 09 Jan 2017 07:47:22 -0600In the event of an accident, your car is covered and you are covered; but what about your passengers? Learn your options for obtaining additional coverage that extends to your passengers.
Wed, 28 Dec 2016 13:15:07 -0600Good news for teachers and anyone employed by an accredited educational institution! If you reside and work for (or are a retired employee) a school within a state that allows lower quotes based on occupation, you can be eligible for a special auto policy that gives you good auto coverage at reduced rates with especially advantageous benefits! Read on, learn more and reap the insurance goodies!
Tue, 27 Dec 2016 09:41:28 -0600There you are. blissfully minding your own business when a deer sprints into the highway, right in front of your oncoming car. Naturally, you panic, but the sudden appearance renders you completely powerless. There's no time to stop or even pause. Within seconds, your automobile crashes into the powerful forest animal. The accident could have resulted in far greater damage. Luckily, you are okay, The animal lies dead, though, and your car is damaged beyond repair. Obviously, you will be submitting an claim into your auto insurance company, but there's a lesson here for yourself and others: learn how to avoid an auto/deer collision!
Tue, 20 Dec 2016 14:23:51 -0600In this article you will learn how important insurance is to your way of life. Uninsured motorists are a very real concern and you will learn why.
Mon, 28 Nov 2016 08:58:48 -0600The law requires that you be insured as a van driver. This is to ensure that you are fully protected when you injure another person or damage another person's property. You are supposed to have an insurance policy in place unless you are registered as off road.
Mon, 28 Nov 2016 08:57:52 -0600Temporary van insurance or short term van insurance as it's also called is a form of insurance policy where you are provided with an insurance cover for only a short period of time-usually 1-28 days. This policy is ideal when you are looking to use your van for only a short time. This can be when moving a house, clearing out your garage or collecting a large purchase. It's also recommended that you get the cover if your van is your backup vehicle. To be protected when you need to use it, you should get the temporary cover.
Fri, 18 Nov 2016 10:35:12 -0600Confused to buy insurance for your prized possession? Don't be so. Check out the tricks of opting the right cover. Read this article to know more.
Tue, 15 Nov 2016 06:56:20 -0600When it comes to auto insurance, the biggest factors that affect the cost of premiums are personal ones. States' regulations play their roles to help companies determine rates, but those are the bare minimums that policyholders should pay. In addition to the compulsory liability and Personal Injury Protection (at least in some states), insurers need more money to provide financial protections for many different reasons as follows.
Wed, 09 Nov 2016 13:31:58 -0600Auto Insurance is something that everyone needs but most people don't know too much about. Buying the right coverage that meets your needs should be a top priority. Lets check out the basics of buying auto insurance so you can become more informed and save money the next time you buy a policy. Lets first take an overall approach to the auto insurance basics and then go further into detail.
Tue, 08 Nov 2016 07:06:00 -0600Auto insurance purchase is not a race to get the most complete policy available from providers. It is a process where thoughtful considerations and clear information play key roles to determine whether policyholders spend their money on wise investment or overpriced protections. With a lot of providers in the state, a driver has more options than they need; in terms of auto insurance, however, more choices make the process more difficult.
Fri, 04 Nov 2016 06:52:24 -0500Besides the license, you also have to purchase insurance policies for yourself and the car as well. First of all, it is for safety reason; when you drive a car on the road, you are exposed to risk of accidents which may result in injuries and property damage.
Thu, 27 Oct 2016 07:02:51 -0500Automobile coverage is a lot like taxes, we all seem to put it off but we all must carry it because it's the law. Today, the word cheap is thrown about like cheaper ins is so much better. When it comes to buying a cheap auto insurance policy, the truth is things are a bit more complicated.
Tue, 25 Oct 2016 15:12:44 -0500Auto insurance terminology can be confusing, especially for new buyers who are not accustomed to all the policy choices. This is especially true for what type of coverage you decide to get and if it's adequate for you.
Fri, 21 Oct 2016 07:17:04 -0500An insurance is a contract between you and an insurance company and it's targeted at protecting you from financial loss. It also covers the payment for repairs to your vehicle and pays for bodily injuries you and your passenger sustained from an accident.
Wed, 19 Oct 2016 13:05:01 -0500If you're a student in high school or college there's a good chance you are already strapped for cash. You might barely scrape by with a part-time job and not have enough money to even put gas in your car. This leaves little room in your tight budget for auto insurance.
Tue, 18 Oct 2016 06:55:37 -0500Although you can't control the laws in your state, you can do your best at getting cheaper car insurance. There are several smart tips that can reduce your premiums quite a bit and stick more money in your pocket.
Mon, 10 Oct 2016 13:56:10 -0500Insurance companies and auto experts tell you not to get too annoyed at increased prices at the gas pumps. Fight back, they say, by employing tried and true methods that keep costs down and vehicles running at their optimum levels.
Mon, 10 Oct 2016 13:11:56 -0500In a country where the people are obliged to carry valid proof of insurance wherever and whenever they drive, you may find that a handful of knowledge about insurance industry can be useful when you need to purchase some coverage. It is against the law to drive a car without insurance, and you will want to know at least the basic information of how does it works, how to acquire one, best types of coverage for your car, etc.
Thu, 06 Oct 2016 10:49:39 -0500Despite your best efforts to stay safe, you can't control the driving behavior of other motorists. In today's hectic environment, there are more cars on the road than ever, and this simply increases your chance of getting involved in an accident. Even worse, more people are driving while distracted, and this causes even more crashes. In the event you do get into a wreck, you need to have a strategy outlined beforehand, so you can file a successful insurance claim and get back on the road. Let's look over some simple tips that will make the claim process simpler to deal with.
Thu, 06 Oct 2016 10:48:37 -0500Teenagers and car owners in their 20s face the toughest task of choosing the right insurance, as most of them charge a premium for this group of drivers. Hence, the cost paid towards coverage is more in the case of teenagers compared to any other people. Although this might seem to be frustrating, the accident stats reveal that young people are more vulnerable to accidents.
Thu, 29 Sep 2016 10:52:57 -0500No two people are alike and everyone has different factors that determine the rates they pay for auto insurance. There are multiple things that affect the price of your coverage. This includes where you live, your age, the automobile you drive, along with your education and even credit rating. Two additional metrics are underwriting and also rating.
Thu, 29 Sep 2016 10:22:26 -0500In a perfect world, every auto driver would operate his or her vehicle responsibly without the need to worry about the next car's inappropriate or dangerous driving. Unfortunately, life is far from perfect and the roads can be an extremely perilous place for everyone that shares it. Fortunately, there is insurance that protects us from the very real likelihood of accident occurrence.
Wed, 28 Sep 2016 10:20:15 -0500Every state has different, albeit somehow similar, regulation for auto insurance. All states require all drivers to have proof of financial responsibility in the form of auto insurance. Failure to produce such proofs can result in driver license suspension, fines, and jail times. Few exceptions exist in Mississippi and South Carolina where auto insurance is not compulsory, but drivers have to provide security deposit, post bonds, or pay annual fee.
Mon, 26 Sep 2016 13:15:16 -0500The housing market has also followed suit and it has gone back to the levels of 2008 and people have also been buying cars. However, if people are planning to buy a car now, they need to understand that a good insurance policy costs a lot these days.
Fri, 23 Sep 2016 10:23:22 -0500So you need car insurance right away, but you are not too sure if you can afford it, or what company to trust. You see all kinds of ads on the internet claiming $29 monthly rates, but that seems really suspicious.
Wed, 21 Sep 2016 07:04:07 -0500Teenage and young drivers who are in their 20s face the challenge of paying the highest car insurance premiums of any group of drivers. This means younger motorists are paying more for coverage than an 80 year old grandma who can barely see. Most teens get infuriated by this, but hey, the accident stats don't lie and grandma is just safer on the road.
Tue, 20 Sep 2016 07:45:17 -0500As a motorist, the only way you will be able to drive with peace of mind is when you know that you have a protection cover that good enough. There are so many auto policies out there, but only those that have important features included will save the day for you when you need it the most. When looking at a cover, you should think about must have features, should have features and could have features; it is always best that you prioritize the must have features before anything else to enjoy the kind of benefits that are truly important.
Mon, 19 Sep 2016 09:19:08 -0500Auto insurance companies consider teenagers high-risk drivers. Lack of experience behind the steering wheel is the obvious reason; while not all of them drive with the same tendency to demonstrate recklessness, the Insurance Institute for Highway Safety (IIHS) confirms that teen drivers have 3 times more crash rates than their older counterparts (20 years and older).
Thu, 15 Sep 2016 13:19:46 -0500Many first-time car owners usually don't realize the importance of protecting their car from unexpected things that may happen to their car. Thus, subscribing to an auto insurance plan might not be something that is on their mind when they purchase their first car.
Tue, 13 Sep 2016 13:05:52 -0500Everything seems to be going up in price and getting pricier by the day. The housing market has come roaring back from the 2008 recession and most people buying a new car will have instant sticker shock.
Mon, 12 Sep 2016 11:09:52 -0500Have you had the experience of being in a serious rush and driving in the fast lane on the freeway, only to come upon an elderly person driving in the fast lane going slower than all the other lanes? You then politely wait for a while and finally flash your high beams in a last ditch effort to get the slow driver to move over.
Fri, 09 Sep 2016 08:22:23 -0500Driving risks posed by teens is a concern for people in the U.S. Centers for Disease Control and Prevention (CDC), states motor-vehicle accidents are the leading cause of death among teens between the age group of 16 and 19. As a matter of fact, most of the vehicle accidents are preventable one, therefore requires an action plan to avert causalities. Who will take initiative for this against this challenge? The answer lies in the one who carries the risk; which means responsibility is upon the insurers.
Fri, 09 Sep 2016 08:20:36 -0500Mobility has taken over every industry and has dipped its proverbial toes in the auto insurance industry as well. With GPS and accelerometers as high-tech accessories, mobile technology for the automotive industry too has come a long way and has many more miles to go. In an age where digitization and mobility is one of the bare necessities, most auto insurance providers are lost under heaps of paperwork. That's the reason why the concept of auto mobility has shifted its focus to the insurance industry.
Tue, 06 Sep 2016 11:20:57 -0500Insurance is a form of risk management in which the insured transfers the cost of potential loss to another entity in exchange for monetary compensation know as the premium. Since you have to buy a car why not learn how you can get the best insurance for the money you spend?
Tue, 06 Sep 2016 09:47:20 -0500So after doing some research and looking at several coverage options you finally select the right automobile insurance policy. Just before you decide on buying it, you're then left with one last choice, getting the policy for 6 or 12 months.
Tue, 06 Sep 2016 09:47:02 -0500Every auto insurance policy is only in effect from the date of verification until the end of the given period, which can be six months or one year. As the policy approaches its effective validity, insurers notice policyholder to do a renewal process. Although it seems simple, renewal can involve a lot of recalculation that can change premium rate and types of coverage.
Fri, 02 Sep 2016 13:31:17 -0500Car insurance is the highest for teen drivers. College students can still follow a few tips to have their rates reduced to an affordable level.
Thu, 01 Sep 2016 15:34:21 -0500If you are a Nevada resident and still recovering from the severe economic downturn of 2008 - 2010, you should be happy to know that you can save some serious money on auto insurance. Getting the cheapest Nevada car insurance for the policy type you want isn't as hard as you might think.
Wed, 31 Aug 2016 15:03:54 -0500There are so many risks encountered by people daily, the increase in development has further exposed people to more risks. This realization has led to the increased establishment of many insurance companies with different insurance policies.
Mon, 29 Aug 2016 14:27:16 -0500Americans have had a longstanding love affair with cars seemingly forever, but it seems trucks are gaining in popularity each and every year. In fact, in 2015, the top 3 positions for all vehicles sold in the USA were trucks according to Cars.com.
Mon, 29 Aug 2016 06:56:22 -0500Consumers have the rights to know more about the goods and services they buy. The same rule applies for auto insurance policyholders, but this is often a blurry area where insurance companies are reluctant to give explanations and consumers do not feel the need to ask questions.
Mon, 29 Aug 2016 06:56:19 -0500In 2015, there are only three states in the U.S. that do not use credit score as a factor to determine auto insurance rate: California, Massachusetts, and Hawaii. Unless policyholders reside in one of them, there is good chance that their auto insurance providers use more complex calculations to determine their premiums. Apart from credit score, other factors play their roles to make the premium either higher or lower for examples DMV records of traffic violations or involvements in accidents, age, average annual mileage, and eligibility for discounts. All are obvious: more violations and teens (or seniors) must pay more, while safe drivers who are in preferable age pay less. Correlation between insurance rate and credit score is, however, complicated.
Wed, 24 Aug 2016 06:38:53 -0500Insurance is kind of like death and taxes; it's something that we just can't avoid and must always pay. There are some proven ways though to get the coverage you need and save some serious money.
Mon, 22 Aug 2016 09:59:54 -0500The practice or arrangement in which an entity or a government agency provides a guarantee of reimbursement for a specified damage, loss, illness or in the case of death in return for a stipulated fee called a premium is referred to as insurance. It can also be said to be an agreement which a person makes an expected payment called a premium to a company and the company, in turn, promises to take responsibility or pays money equivalent to the worth of something such as a car or a house if eventually it gets damaged, stolen, or if the person gets injured and dies.
Mon, 22 Aug 2016 06:34:57 -0500Auto insurance is a product that is purchased, and also that can pay for damages to your vehicle or others' vehicles in the event of a car accident or non accident related harm. Each state has its laws regarding the amount of car insurance that each person should have to be able to drive legally.
Fri, 19 Aug 2016 09:34:09 -0500In the government's Consumer Expenditure Survey report from mid-2011 to mid-2012, the average household in the U.S. spent $943 on auto insurance. CES data also unveiled that the expense for insurance was more than the amount for vehicle maintenance for a year period. Fruits, vegetables, and even alcohol consumptions were less than insurance expenditure.
Thu, 18 Aug 2016 08:55:30 -0500Short term car insurance policy is a type of a policy that provides your vehicle with a cover for only a short period of time. There are many reasons why you may need this cover. One of the reasons is when you are test driving a car that you are interested in. Anything can happen when you are test driving the car. To protect yourself, get a short term insurance cover.
Tue, 16 Aug 2016 10:25:46 -0500Among the hardest things for parents, is allowing young drivers free reign of the car. With cell phone usage being so wide spread in this age bracket, compounding the already high accident rate, there is no wonder for worry. By instilling your teenager with the proper attitude and a plan of action that prevents common risks, your young driver will be on the safe route on his road travels.
Mon, 15 Aug 2016 11:41:08 -0500Car insurance is indispensable; and, it's an agreement between the insurance company and the car owner. So you need to know what you're buying and - more importantly - what you'll get. Here are the basics you need to know about your car insurance policy - to protect yourself - in plain English.
Mon, 15 Aug 2016 06:40:11 -0500The rejection of a claim on a car insurance is one of the major reasons why most insurance companies are in the black book of some clients. People are so quick to hold a grudge against insurance companies when it comes to this.
Mon, 15 Aug 2016 06:39:38 -0500Auto insurance is one of the strangest things to purchase. It is mandatory for all drivers in the U.S., except in several states where the alternatives are available for example in Mississippi and South Carolina.
Fri, 12 Aug 2016 13:46:39 -0500Unlike the typical motorist, the motorcycle operator is a joy rider with magnified liability risks. View unique facts about the sport and acquaint yourself with the basics of related insurance coverage with these pointers by the specialists.
Thu, 11 Aug 2016 14:52:19 -0500According to a study by Insurance Research Council in 2014, about 1 in 8 (or 12.6 percent) drivers in the United States are uninsured. IRC used data from nine major insurance companies which represent 50 percent of the private passenger vehicle market.
Thu, 11 Aug 2016 06:49:36 -0500One of the reasons insurance premiums are on the rise has nothing to do with real accidents but a common problem called auto insurance fraud. Each year insurers spend over $40 Billion dealing with this ongoing issue.
Wed, 10 Aug 2016 15:57:33 -0500Looking for ways to save more money on a tight budget? Have you ever thought about saving $50 or more on your auto insurance each month?
Wed, 10 Aug 2016 15:42:18 -0500Owning or driving a vehicle should be a responsible act, according to the law. By responsible, it means drivers are not putting themselves and everybody else on the road to the risk of financial losses due to accidents and traffic law violations.
Tue, 09 Aug 2016 09:29:24 -0500Gender does play a role when it comes to scoring best car insurance. Even though it is a factor that is being fought, many insurers still take into account the gender of the driver when calculating premiums. The fact is that women make fewer drivers compared to men and DUI and accidents stats seem to consistently reflect male drivers take driving risks more compared to female counterparts. Generally there are three main areas that suggest women drivers are safer compared to male drivers and they include DUI, accidents and speeding.
Mon, 08 Aug 2016 15:23:16 -0500Many people don't understand the difference between the various types of auto insurance coverage, like collision or comprehensive. It can be confusing if you're not an insurance expert to figure out what policy to get and what extra protection to add on. Let's take a close up look at comprehensive car insurance and what exactly it covers.
Fri, 05 Aug 2016 15:11:17 -0500A good deal of concentration needs to go to driving as it's not an act that has to be executed with a carefree attitude. However, not everybody takes this seriously as one would expect since these things are one of the most pressing automotive issues that are being raised day-in-day-out.
Thu, 04 Aug 2016 15:47:15 -0500There are a couple of reasons why you should shop for your insurance coverage online. First, most of the online carriers have direct insurance prices. As a result, they bypass the middle man the expensive brokers and directly sell policies to the consumers. The great news is that this will save you money.
Tue, 02 Aug 2016 13:41:42 -0500Do you think your car insurance rates are too high and you're getting ripped off? Are you tired of your premiums going up even though you have never been in a serious auto accident? If this sounds like you then you need to compare cheap car insurance quotes online and get a better deal.
Mon, 01 Aug 2016 13:41:26 -0500When thinking insurance what comes to mind is the annual full policies that most customers are exposed to. However, short term or temporary insurance covers are available to offer you the most needed coverage for a few days even just a day depending on your needs. The temporary insurance is not just available for motor vehicles, but there are insurance providers who offer the short term policies for health and other valuables that require protection for a day or a few more.
Mon, 01 Aug 2016 08:54:28 -0500Although we all would like to remain young forever, there are advantages of getting older like the 10% discount on meals at eateries like Denny's. Besides retiring from work.
Mon, 01 Aug 2016 06:38:57 -0500In the event of an accident, it is essential that you have a cover so that all financial risks are mitigated. Read on to know more about the coverage plans available in Michigan and you will understand more about the cheapest plan that is available. You can call us up and avail an obligation free quote. When you avail a policy from us, you will be saving nearly $500 or more. Using out advanced tools, you can compare the price of insurance online within no time.
Thu, 28 Jul 2016 15:05:47 -0500There are many types of car insurance coverage available. Every provider also tries to make a distinguishable offer from another with various discounts and bundle options. Although everyone has their personal preferences and different financial circumstance, it is safe to say that the most important coverage is liability which includes bodily injury and property damage. Both are versatile, and they cover a lot of aspects in road accident situation. Most states make both coverage mandatory purchases for drivers for those reasons.
Mon, 25 Jul 2016 07:08:34 -0500If you look out for style, convenience, efficiency and class, there are chances that you drive a car by Japanese automobile giant Honda, or you're saving up for one. Honda's philosophy and sense of consumer expectation has created an enviable brand loyalty around the world. The company continues to sell out products in millions every year.
Fri, 22 Jul 2016 09:49:44 -0500Insurance telematics and Usage Based Insurance (UBI) programs continue to roll-out across the globe. The rapidly changing landscape is making the insurers select the accurate business models to ensure success. However, many programs are out with a focus on price discounts resulting in a foreseeable race to the bottom; but the industry is moving in the direction to subset the companies to succeed.
Thu, 21 Jul 2016 08:59:33 -0500Ever since auto insurance entered the center stage, insurance product actuaries made several efforts to fix premium considering the usage. There was a time when actuaries worked tirelessly to offer an attractive pricing strategy to the vehicle owners. To bring something revolutionary, it is important that a host of factors should work together involving diverse stakeholders for the development of a product or an idea.
Wed, 20 Jul 2016 08:49:11 -0500We're now in a world where almost every teenager wants to pick up the car key to drive a distance (despite their immaturity and lack of driving experience). Unfortunately, most of these youths are often distracted, and they think and drive like there's no tomorrow.
Wed, 20 Jul 2016 08:48:10 -0500Diverse approaches are used by insurers to always keep policies established so as to keep you from cancelling and switching to a competitor. One of their major strategies is to enforce what is called car insurance penalty, this takes place whenever you cancel out the policy before the agreed expiration date.
Tue, 19 Jul 2016 07:59:23 -0500A lot of persons may think because they don't own a car, then they don't need a vehicle insurance. This belief may not always be right. In some situations, you may need a Non-owner Car Insurance.
Fri, 01 Jul 2016 11:18:31 -0500A major factor behind the consistent increase in insurance rates is the growing cases of vehicle insurance fraud. Insurance firms spend over $40 billion annually in tackling this menace.
Fri, 01 Jul 2016 10:20:53 -0500Why isn't everyone rushing to exchange their current auto insurance with those advertised by certain companies that promise lowest rates in ten minutes? The answer is because most people can not get the lower rates for a quality policy! Find out more in this provocative article brought to you by the experts in insurance matters.
Wed, 29 Jun 2016 14:38:04 -0500What does it Mean to Be Bonded in Florida? What Does an Auto Dealer Bond Cost in Florida? Florida requires auto dealers a $25,000 surety bond. For a Florida Auto Dealers bond, dealers with good credit and experience pay as little as $250 (in some cases even less) and new dealers, or dealers with poor credit can pay as much as $5,000.
Wed, 29 Jun 2016 13:16:37 -0500The rule of thumb to get the lowest possible auto insurance premium is to shop around and compare prices from several companies. The competitive auto insurance market leaves the door wide open for a bargain, but those bargains are only found when customers do their due diligence.
Mon, 27 Jun 2016 07:29:34 -0500To a taxi driver, the car is a livelihood and it therefore is important to put in measures to keep it safeguarded. Insurance is a legal requirement for all motorists, including taxi operators; it does not only protect the vehicle, but also the passengers and other road users. The fact is that taxis operate even during unsociable hours and they also end up driving in areas that are built-up and inner city areas that expose them to accident risks. There is also the higher mileage element compared to others on car insurance policies.
Wed, 22 Jun 2016 14:30:37 -0500For most people, submitting a car insurance claim is a simple and easy process. However, there are some instances when car insurance companies have received some unique and somewhat unbelievable claim requests. Here are a few that have been reported, believe them or not!
Mon, 20 Jun 2016 14:53:38 -0500Car accident claims can take a while to process because an insurer needs to go through a series of procedures to determine who is at fault, how many to pay, and how to not lose money. For the drivers, filing a claim can be either easy or difficult for several reasons.
Thu, 16 Jun 2016 14:18:14 -0500Washington DC is one of the most enterprising states in America. On the average, dwellers earn about $90,000 as annual income; placing it as number one in the country. Since the City is the capital of the U.S, there are a lot of jobs with high remuneration.
Thu, 16 Jun 2016 08:21:22 -0500If gap insurance is the next best thing to sliced bread and if it is so easy to understand why can it take what feels like an eternity to settle your claim? Is it because there are hidden clauses and terms to be aware of or are there other factors which may delay your settlement?
Thu, 16 Jun 2016 06:21:57 -0500Nobody likes to see their bills skyrocketing; same applies to auto insurance. There is this common belief among policyholders that the insurance providers intentionally increase their insurance rates during odd times like immediately after a pay cut or a job loss.
Wed, 15 Jun 2016 13:48:53 -0500Is contract hire gap insurance simply a gimmick and a way of insurance companies to tempt you to part with your hard earned cash? Or is the policy a genuine must have for anyone considering buying a car using a contract hire package?
Wed, 15 Jun 2016 06:34:35 -0500It is a legal obligation of every vehicle owner to have at least state liability insurance. This is applicable in all states except New Hampshire because of its delay in passing the insurance requirement laws for drivers in the state. However, there are some confusing laws like the R-S-A 264:3 statutes that suspend your driving license and registration if your car is uninsured and you are involved in an at-fault accident.
Wed, 15 Jun 2016 06:33:05 -0500It is the most affordable type of auto insurance, yet it complies with state's regulations. All optional coverage for example Rental Reimbursement and Roadside Assistance are not in the policy to reduce the premium without losing the necessary protections.
Tue, 14 Jun 2016 14:49:53 -0500Premium rates are determined by various factors including your personal information such as age, marital status, address, mileage, etc. Besides those data, your insurers will consider many other things for example driving records. DMV (Department of Motor Vehicles) has everybody's driving records and all related information such as traffic offenses, driver license, and more. Any offense is documented and it stays on your record for some years depending on how serious the offense is. A major violation may stay there for three to five years, while a misdemeanor should be easily dropped assuming you do all the necessary punitive actions and pay the fines. When you purchase a car, you need to have it insured as a proof of financial responsibility. In case you are pulled over by an officer, and you cannot produce a valid proof of insurance, the officer will issue a fine and you have to accept the consequences accordingly. They can affect insurance rates; insurers will check your driving records in timely manner to see if there is any traffic offense committed. Any offense will likely to increase the estimates, or even make the company cancel your policy.
Mon, 13 Jun 2016 14:53:27 -0500Maybe you have, once or twice, heard your insurance agent mention to you or your friend about motor vehicle coverage and the varied options you could take. Such terms that were quite common included gap coverage, extended limits among other insurance jargon. This terms confused you, and you felt like the agent was talking in some coded language and you felt completely lost.
Mon, 13 Jun 2016 11:17:13 -0500Selecting the right car insurance requires the similar effort as selecting the car itself. While selecting a car the market research starts months prior and one test drives almost all the cars falling in one's budget range. But the enthusiasm drops significantly when buying insurance for that priced possession.
Thu, 09 Jun 2016 15:56:31 -0500Auto insurance rules and regulations are quite similar in most places. The SR-50 policy however makes the Indiana State very unique. This is an affidavit that is used to validate driver compliance with financial responsibility mandates in the state of Indiana. Important to note is that the SR-50 is not in any way an insurance policy; it is rather a certificate that is issued by insurance carriers and sent to the Bureau of Motor Vehicles (BMV) as proof that you, the driver, have a valid insurance policy in place.
Fri, 03 Jun 2016 09:47:27 -0500Do you seek an affordable vehicle insurance policy? You will be amazed at the brand that offers the most cost-efficient premiums.
Thu, 02 Jun 2016 08:08:29 -0500Ask most folks and they'll tell you new is what they desire in a car. Ask a classic car buff and he won't stop raving about the historic versions. This is for you - all classic car fans: Nine wonderful fun facts about classic cars!
Thu, 02 Jun 2016 08:02:10 -0500Gap Insurance is not as you may think a static insurance with very little flexibility. Instead the world of gap insurance is constantly changing and striving to become better. So what is the future of gap insurance and what changes can we expect?
Thu, 02 Jun 2016 07:19:08 -0500When something unexpected happens, the right car insurance can determine whether one receives complete or partial coverage. We all know we need car insurance, but how can we save money every month and every year on something non-negotiable?
Thu, 26 May 2016 15:27:08 -0500Driving safely is challenging enough without the bad weather. When it's raining, the going may get even tougher. Follow these rain-driving safety tips from the leading insurance companies and get to your destination as safely as you can!
Tue, 24 May 2016 06:31:11 -0500It's important to select a company with a good reputation and contract to be properly insured. It is however just as important to get a good value for your premium dollar. This article explores a few money saving tips on your auto insurance that you may not have thought about.
Fri, 13 May 2016 14:39:20 -0500Insurers are recognizing the importance of discounts to penetrate U.S. and Canadian markets. But this calls for the combination of product features.
Tue, 10 May 2016 13:02:25 -0500Mounting anxiety over risky driving behavior makes the auto insurance sector to accept UBI over fixed premiums. Advantage for usage based insurance with a telematics application.
Tue, 10 May 2016 07:53:02 -0500When taking a car insurance plan, it helps to be familiar with and understand the various terminologies that may crop up in the policy. One such term is the deductible and excess clause. It is important to understand what this is and what conditions it is applicable in.
Wed, 04 May 2016 14:41:37 -0500To the insurance industry, an accident connotes something negative that involves claims, lawsuits and reimbursements to policyholders. Though insurance coverage is indeed a blessing for those where losses and damages are incurred, accidents do not always account for financial worries. Discover how accident insurance came to be and how other accidents serve us all so well today!
Fri, 29 Apr 2016 10:45:46 -0500According to WHO, 1.25 million people die due to road accidents. WHO also estimates accidents will be the seventh leading cause of deaths globally. Is there a need to press the panic button in the face of these figures? What kind of education is required to check accidents or reduce the accident risks? Let us dwell deeper.