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Published: Fri, 28 Apr 2017 05:25:05 -0500


Minibus Insurance

Wed, 12 Apr 2017 22:07:00 -0500

If you go to the UK, you will see a lot of minibuses on the streets. While this is a small bus, it can carry up to 17 people. They are used for homes, resorts, schools, airports and different types of public places. As a matter of fact, in the UK, the minibus makes up half of the quality vehicles you can find. Read on to find out more information about mini-bus insurance policies.

Protect Your Vehicle and Yourself With Auto Insurance

Thu, 30 Mar 2017 12:09:10 -0500

Auto insurance is a type of general insurance under which you will be protected against any unforeseen situations. This insurance protects you from any kind of financial distress if in the case of an accident or theft or loss of a vehicle or in any of the described events in the policy. You simply got to meet an auto insurance provider to avail this facility.

Car Insurance for Low-Mileage Users

Wed, 29 Mar 2017 11:02:25 -0500

Do you own a car that barely leaves the garage on most days? Most insurance companies offer a conventional low-mileage discount to drivers who maintain annual mileage under a particular brink, such as 6,000 miles a year. In most states, the discount reduces the insurance rates on a full coverage policy by 2 percent. The premium savings are bigger in California.

4 Things to Consider When Purchasing Auto Insurance

Tue, 28 Mar 2017 11:56:29 -0500

Get some tips on how to choose the best auto insurance. What factors should you consider when choosing the best policy.

Make Your Dream Car Yours!

Thu, 16 Mar 2017 07:55:11 -0500

Auto insurance, also known as Car insurance or motor insurance which is purchased for road vehicles. Aim of this is to provide financial support or the protection against a physical damage.

Benefits of Using Car Insurance Calculator Services

Tue, 14 Mar 2017 07:23:46 -0500

Purchasing car insurance is beneficial in many ways. Nevertheless, many car owners are still having second thoughts about buying a policy mainly because of the additional expense. What helps them come to a decision is having relevant information about how car insurance works and what factors determine the amount of the premium that they have to pay.

Common Car Insurance Mistakes to Avoid

Thu, 09 Mar 2017 06:49:37 -0600

Purchasing auto insurance for the first time can be a daunting experience; insurance terminologies seem strange and difficult to understand, but certainly it is not that hard to focus on the basic in order to avoid common mistakes. You don't have to check all the terms related to insurance in dictionary actually. All you have to do is to focus on what you need and how much you are willing to pay. Some of the most common car insurance mistakes to avoid are as follows.

What to Do When Your Car Is Pulled Over by Police

Tue, 07 Mar 2017 21:34:35 -0600

In general, there is no difference between the model, make and type of vehicle you choose to operate: if you intend to drive recklessly, be it behind the wheel of a car, truck, SUV, ATV, RV or motorcycle, be prepared to dish out a lot more for your vehicle's commercial or personal insurance policy premiums. Auto quotes and rates typically escalate as a result of police summonses and collisions that you are liable for. Aside from that, there is another aspect in regard to dealings with a law enforcement officer when it comes to motor vehicles - and that is the way you conduct yourself when pulled over for a traffic infringement. Find smart tips here.

Car Insurance Estimator - What You Need

Fri, 03 Mar 2017 05:36:56 -0600

The main function of a car insurance calculator, regardless what company that provides it to you, is to give a general overview or estimation. And that is what you need to pay for car insurance based on the information you give.

When Getting Auto Insurance, the First Thing Most People Do Is Get a Bunch of Quotes

Wed, 01 Mar 2017 23:29:30 -0600

What do you do next? Most people choose the cheapest one and hope for the best.

Reinsurance For Auto Dealers - Is It Worth It?

Tue, 28 Feb 2017 17:26:10 -0600

Reinsurance can be defined as an agreement between two insurance companies. The re-insurer in this arrangement is the second business and provides risk management for paying claim shares arising from initial insurance company. Auto dealers are now embracing owning reinsurance companies to enjoy coverage for different policies in their contracts.

5 Useful Ways to Lower Your Auto Insurance

Mon, 27 Feb 2017 13:06:40 -0600

Driving a car and keeping it maintained has the potential to cost a lot of money over the long-term. So, it can benefit to look at ways to cut costs where possible, such as on a mandatory expense like auto insurance.

The Basic Steps of a Car Insurance Claim Process

Thu, 23 Feb 2017 08:27:14 -0600

A basic guide on how to file an insurance claim after a car accident. Learn what you need to do to file a claim.

7 Smart Tips You Can Do To Keep The Cost Of Your Auto Insurance Down

Wed, 22 Feb 2017 22:51:52 -0600

Owning a car is already an expensive investment anyone can make. However, it doesn't end there. The cost of auto insurance can also be a mounting expense if you are not careful.

Auto Insurance Guidelines for Buying a New Vehicle

Tue, 21 Feb 2017 13:09:17 -0600

Insurance companies try to guide the new car buyer into selecting a vehicle that has the appropriate safety features in place. The logic behind this is something basic: dollars and cents. After all, if consumers purchase the right kind of car, van, truck - the type with built in protective safety qualities - it stands to reason that accidents will not be as prevalent and the insurance claims that come along with them will also be minimized. Find out what to look when making your auto purchase in this relevant read.

Do You Need Collision Coverage?

Tue, 14 Feb 2017 10:03:16 -0600

When it comes to auto insurance, there are a number of different coverages you can get to cover various types of damage and liability issues for both you and other drivers. Collision is a type of insurance coverage that will pay for damage to your car that's caused by a crash, whether or not you are at fault. There are several reasons why you might need collision coverage

Vehicle Protected Declared Value

Fri, 10 Feb 2017 13:44:31 -0600

Commercial Vehicle Insurance: A commercial vehicle is used for transporting products or travelers over the span of directing business. Obtaining business collision protection is a need in ensuring your property in case of a mischance. It will guarantee that your kin and items, and in addition the vehicle itself, are shielded from a significant number of the things that could transpire while out and about.

Super Bowl and Auto Insurance: The Safety Connection

Wed, 01 Feb 2017 13:12:19 -0600

As football fans all across the nation eye the Sunday, February 5th date with excited anticipation, the insurance industry has the day marked heavily in red as well. While there certainly are plenty of sports enthusiasts among the companies and agencies, there's another reason for the circled calendar date and it's as valid as they come: the possibility of auto accidents that include fatalities, injury and damages. Read this insurance special about how to get home safely after the big game.

A Step-By-Step Reduction of Your Car Insurance Premium

Wed, 25 Jan 2017 09:49:35 -0600

Who doesn't like a price cut. Bargaining endlessly and hunting for deals are the evidence of the basic human nature when it comes to finances - saving money.

Auto Insurance Agents Weigh In on Car Maintenance

Fri, 13 Jan 2017 08:18:09 -0600

Those in the auto insurance industry are privy to how important basic maintenance habits are in relation to repair and accident prevention. Get in the know from those in the know with these smart auto tips.

What Is the Difference Between Med Pay and PIP?

Mon, 09 Jan 2017 07:47:22 -0600

In the event of an accident, your car is covered and you are covered; but what about your passengers? Learn your options for obtaining additional coverage that extends to your passengers.

Educational Community Employees Can Get Discounted Auto Insurance

Wed, 28 Dec 2016 13:15:07 -0600

Good news for teachers and anyone employed by an accredited educational institution! If you reside and work for (or are a retired employee) a school within a state that allows lower quotes based on occupation, you can be eligible for a special auto policy that gives you good auto coverage at reduced rates with especially advantageous benefits! Read on, learn more and reap the insurance goodies!

How to Prevent a Deer/Auto Crash

Tue, 27 Dec 2016 09:41:28 -0600

There you are. blissfully minding your own business when a deer sprints into the highway, right in front of your oncoming car. Naturally, you panic, but the sudden appearance renders you completely powerless. There's no time to stop or even pause. Within seconds, your automobile crashes into the powerful forest animal. The accident could have resulted in far greater damage. Luckily, you are okay, The animal lies dead, though, and your car is damaged beyond repair. Obviously, you will be submitting an claim into your auto insurance company, but there's a lesson here for yourself and others: learn how to avoid an auto/deer collision!

The Importance of Insurance

Tue, 20 Dec 2016 14:23:51 -0600

In this article you will learn how important insurance is to your way of life. Uninsured motorists are a very real concern and you will learn why.

Guide To Van Insurance Policies

Mon, 28 Nov 2016 08:58:48 -0600

The law requires that you be insured as a van driver. This is to ensure that you are fully protected when you injure another person or damage another person's property. You are supposed to have an insurance policy in place unless you are registered as off road.

Everything You Need To Know About Temporary Van Insurance

Mon, 28 Nov 2016 08:57:52 -0600

Temporary van insurance or short term van insurance as it's also called is a form of insurance policy where you are provided with an insurance cover for only a short period of time-usually 1-28 days. This policy is ideal when you are looking to use your van for only a short time. This can be when moving a house, clearing out your garage or collecting a large purchase. It's also recommended that you get the cover if your van is your backup vehicle. To be protected when you need to use it, you should get the temporary cover.

Don't Mess With Car Insurance: Avoid The Commotion

Fri, 18 Nov 2016 10:35:12 -0600

Confused to buy insurance for your prized possession? Don't be so. Check out the tricks of opting the right cover. Read this article to know more.

Major Factors That Affect Insurance Premium

Tue, 15 Nov 2016 06:56:20 -0600

When it comes to auto insurance, the biggest factors that affect the cost of premiums are personal ones. States' regulations play their roles to help companies determine rates, but those are the bare minimums that policyholders should pay. In addition to the compulsory liability and Personal Injury Protection (at least in some states), insurers need more money to provide financial protections for many different reasons as follows.

Vehicle Insurance Basics

Wed, 09 Nov 2016 13:31:58 -0600

Auto Insurance is something that everyone needs but most people don't know too much about. Buying the right coverage that meets your needs should be a top priority. Lets check out the basics of buying auto insurance so you can become more informed and save money the next time you buy a policy. Lets first take an overall approach to the auto insurance basics and then go further into detail.

Questions to Ask Before An Auto Insurance Purchase

Tue, 08 Nov 2016 07:06:00 -0600

Auto insurance purchase is not a race to get the most complete policy available from providers. It is a process where thoughtful considerations and clear information play key roles to determine whether policyholders spend their money on wise investment or overpriced protections. With a lot of providers in the state, a driver has more options than they need; in terms of auto insurance, however, more choices make the process more difficult.

You Will Have to Undergo Some Driving Lessons Before You Are Allowed to Drive a Car on the Road

Fri, 04 Nov 2016 06:52:24 -0500

Besides the license, you also have to purchase insurance policies for yourself and the car as well. First of all, it is for safety reason; when you drive a car on the road, you are exposed to risk of accidents which may result in injuries and property damage.

Cheap Auto Insurance Policy With the Good Ones

Thu, 27 Oct 2016 07:02:51 -0500

Automobile coverage is a lot like taxes, we all seem to put it off but we all must carry it because it's the law. Today, the word cheap is thrown about like cheaper ins is so much better. When it comes to buying a cheap auto insurance policy, the truth is things are a bit more complicated.

Cheap Comprehensive Car Insurance

Tue, 25 Oct 2016 15:12:44 -0500

Auto insurance terminology can be confusing, especially for new buyers who are not accustomed to all the policy choices. This is especially true for what type of coverage you decide to get and if it's adequate for you.

Terms and Conditions of Auto Insurance

Fri, 21 Oct 2016 07:17:04 -0500

An insurance is a contract between you and an insurance company and it's targeted at protecting you from financial loss. It also covers the payment for repairs to your vehicle and pays for bodily injuries you and your passenger sustained from an accident.

Cheaper Student Auto Insurance

Wed, 19 Oct 2016 13:05:01 -0500

If you're a student in high school or college there's a good chance you are already strapped for cash. You might barely scrape by with a part-time job and not have enough money to even put gas in your car. This leaves little room in your tight budget for auto insurance.

As You Are Probably Already Aware, Auto Insurance Is Mandatory

Tue, 18 Oct 2016 06:55:37 -0500

Although you can't control the laws in your state, you can do your best at getting cheaper car insurance. There are several smart tips that can reduce your premiums quite a bit and stick more money in your pocket.

Car Insurance, Gas Prices and the Economy

Mon, 10 Oct 2016 13:56:10 -0500

Insurance companies and auto experts tell you not to get too annoyed at increased prices at the gas pumps. Fight back, they say, by employing tried and true methods that keep costs down and vehicles running at their optimum levels.

It Is Quite Foolish to Purchase a Car Without Considering the Insurance That Comes With It

Mon, 10 Oct 2016 13:11:56 -0500

In a country where the people are obliged to carry valid proof of insurance wherever and whenever they drive, you may find that a handful of knowledge about insurance industry can be useful when you need to purchase some coverage. It is against the law to drive a car without insurance, and you will want to know at least the basic information of how does it works, how to acquire one, best types of coverage for your car, etc.

Auto Insurance, Filing a Claim

Thu, 06 Oct 2016 10:49:39 -0500

Despite your best efforts to stay safe, you can't control the driving behavior of other motorists. In today's hectic environment, there are more cars on the road than ever, and this simply increases your chance of getting involved in an accident. Even worse, more people are driving while distracted, and this causes even more crashes. In the event you do get into a wreck, you need to have a strategy outlined beforehand, so you can file a successful insurance claim and get back on the road. Let's look over some simple tips that will make the claim process simpler to deal with.

Get Student Auto Insurance at the Best Price

Thu, 06 Oct 2016 10:48:37 -0500

Teenagers and car owners in their 20s face the toughest task of choosing the right insurance, as most of them charge a premium for this group of drivers. Hence, the cost paid towards coverage is more in the case of teenagers compared to any other people. Although this might seem to be frustrating, the accident stats reveal that young people are more vulnerable to accidents.

Tips on Buying Car Insurance

Thu, 29 Sep 2016 10:52:57 -0500

No two people are alike and everyone has different factors that determine the rates they pay for auto insurance. There are multiple things that affect the price of your coverage. This includes where you live, your age, the automobile you drive, along with your education and even credit rating. Two additional metrics are underwriting and also rating.

Are You Covered by Insurance in a Road Rage Incident?

Thu, 29 Sep 2016 10:22:26 -0500

In a perfect world, every auto driver would operate his or her vehicle responsibly without the need to worry about the next car's inappropriate or dangerous driving. Unfortunately, life is far from perfect and the roads can be an extremely perilous place for everyone that shares it. Fortunately, there is insurance that protects us from the very real likelihood of accident occurrence.

Driving Without Insurance

Wed, 28 Sep 2016 10:20:15 -0500

Every state has different, albeit somehow similar, regulation for auto insurance. All states require all drivers to have proof of financial responsibility in the form of auto insurance. Failure to produce such proofs can result in driver license suspension, fines, and jail times. Few exceptions exist in Mississippi and South Carolina where auto insurance is not compulsory, but drivers have to provide security deposit, post bonds, or pay annual fee.

With Every Passing Day, the Prices of Everything Are Surging Through the Roof

Mon, 26 Sep 2016 13:15:16 -0500

The housing market has also followed suit and it has gone back to the levels of 2008 and people have also been buying cars. However, if people are planning to buy a car now, they need to understand that a good insurance policy costs a lot these days.

Auto Insurance Pricing Factors

Fri, 23 Sep 2016 10:23:22 -0500

So you need car insurance right away, but you are not too sure if you can afford it, or what company to trust. You see all kinds of ads on the internet claiming $29 monthly rates, but that seems really suspicious.

Cheap Student Auto Insurance

Wed, 21 Sep 2016 07:04:07 -0500

Teenage and young drivers who are in their 20s face the challenge of paying the highest car insurance premiums of any group of drivers. This means younger motorists are paying more for coverage than an 80 year old grandma who can barely see. Most teens get infuriated by this, but hey, the accident stats don't lie and grandma is just safer on the road.

The Must Have Features Of A Good Auto Protection Policy

Tue, 20 Sep 2016 07:45:17 -0500

As a motorist, the only way you will be able to drive with peace of mind is when you know that you have a protection cover that good enough. There are so many auto policies out there, but only those that have important features included will save the day for you when you need it the most. When looking at a cover, you should think about must have features, should have features and could have features; it is always best that you prioritize the must have features before anything else to enjoy the kind of benefits that are truly important.

Teenage Drivers Auto Insurance

Mon, 19 Sep 2016 09:19:08 -0500

Auto insurance companies consider teenagers high-risk drivers. Lack of experience behind the steering wheel is the obvious reason; while not all of them drive with the same tendency to demonstrate recklessness, the Insurance Institute for Highway Safety (IIHS) confirms that teen drivers have 3 times more crash rates than their older counterparts (20 years and older).

6 Types Of Auto Insurance Coverage That First-Time Car Owners Need To Know

Thu, 15 Sep 2016 13:19:46 -0500

Many first-time car owners usually don't realize the importance of protecting their car from unexpected things that may happen to their car. Thus, subscribing to an auto insurance plan might not be something that is on their mind when they purchase their first car.

Cheaper Car Insurance Online

Tue, 13 Sep 2016 13:05:52 -0500

Everything seems to be going up in price and getting pricier by the day. The housing market has come roaring back from the 2008 recession and most people buying a new car will have instant sticker shock.

Auto Insurance For Seniors

Mon, 12 Sep 2016 11:09:52 -0500

Have you had the experience of being in a serious rush and driving in the fast lane on the freeway, only to come upon an elderly person driving in the fast lane going slower than all the other lanes? You then politely wait for a while and finally flash your high beams in a last ditch effort to get the slow driver to move over.

Can a Real-Time Teen Driving Program Provide Better Driving Outcomes?

Fri, 09 Sep 2016 08:22:23 -0500

Driving risks posed by teens is a concern for people in the U.S. Centers for Disease Control and Prevention (CDC), states motor-vehicle accidents are the leading cause of death among teens between the age group of 16 and 19. As a matter of fact, most of the vehicle accidents are preventable one, therefore requires an action plan to avert causalities. Who will take initiative for this against this challenge? The answer lies in the one who carries the risk; which means responsibility is upon the insurers.

The Future of Auto Mobility and Insurance

Fri, 09 Sep 2016 08:20:36 -0500

Mobility has taken over every industry and has dipped its proverbial toes in the auto insurance industry as well. With GPS and accelerometers as high-tech accessories, mobile technology for the automotive industry too has come a long way and has many more miles to go. In an age where digitization and mobility is one of the bare necessities, most auto insurance providers are lost under heaps of paperwork. That's the reason why the concept of auto mobility has shifted its focus to the insurance industry.

Choosing The Best Protection Service

Tue, 06 Sep 2016 11:20:57 -0500

Insurance is a form of risk management in which the insured transfers the cost of potential loss to another entity in exchange for monetary compensation know as the premium. Since you have to buy a car why not learn how you can get the best insurance for the money you spend?

Purchasing a 6 or 12 Month Car Insurance Policy

Tue, 06 Sep 2016 09:47:20 -0500

So after doing some research and looking at several coverage options you finally select the right automobile insurance policy. Just before you decide on buying it, you're then left with one last choice, getting the policy for 6 or 12 months.

Auto Insurance Renewal

Tue, 06 Sep 2016 09:47:02 -0500

Every auto insurance policy is only in effect from the date of verification until the end of the given period, which can be six months or one year. As the policy approaches its effective validity, insurers notice policyholder to do a renewal process. Although it seems simple, renewal can involve a lot of recalculation that can change premium rate and types of coverage.

Top Car Insurance Tips for College Drivers

Fri, 02 Sep 2016 13:31:17 -0500

Car insurance is the highest for teen drivers. College students can still follow a few tips to have their rates reduced to an affordable level.

Cheap Nevada Auto Insurance

Thu, 01 Sep 2016 15:34:21 -0500

If you are a Nevada resident and still recovering from the severe economic downturn of 2008 - 2010, you should be happy to know that you can save some serious money on auto insurance. Getting the cheapest Nevada car insurance for the policy type you want isn't as hard as you might think.

Mandatory Insurance Policies for Everyone

Wed, 31 Aug 2016 15:03:54 -0500

There are so many risks encountered by people daily, the increase in development has further exposed people to more risks. This realization has led to the increased establishment of many insurance companies with different insurance policies.

Cheap Pick-Up Truck Insurance

Mon, 29 Aug 2016 14:27:16 -0500

Americans have had a longstanding love affair with cars seemingly forever, but it seems trucks are gaining in popularity each and every year. In fact, in 2015, the top 3 positions for all vehicles sold in the USA were trucks according to

Policyholders' Rights in Auto Insurance

Mon, 29 Aug 2016 06:56:22 -0500

Consumers have the rights to know more about the goods and services they buy. The same rule applies for auto insurance policyholders, but this is often a blurry area where insurance companies are reluctant to give explanations and consumers do not feel the need to ask questions.

Correlation Between Credit Score and Insurance Rate

Mon, 29 Aug 2016 06:56:19 -0500

In 2015, there are only three states in the U.S. that do not use credit score as a factor to determine auto insurance rate: California, Massachusetts, and Hawaii. Unless policyholders reside in one of them, there is good chance that their auto insurance providers use more complex calculations to determine their premiums. Apart from credit score, other factors play their roles to make the premium either higher or lower for examples DMV records of traffic violations or involvements in accidents, age, average annual mileage, and eligibility for discounts. All are obvious: more violations and teens (or seniors) must pay more, while safe drivers who are in preferable age pay less. Correlation between insurance rate and credit score is, however, complicated.

Cheapest Bundled Auto and Home Insurance

Wed, 24 Aug 2016 06:38:53 -0500

Insurance is kind of like death and taxes; it's something that we just can't avoid and must always pay. There are some proven ways though to get the coverage you need and save some serious money.

Car Insurance Details

Mon, 22 Aug 2016 09:59:54 -0500

The practice or arrangement in which an entity or a government agency provides a guarantee of reimbursement for a specified damage, loss, illness or in the case of death in return for a stipulated fee called a premium is referred to as insurance. It can also be said to be an agreement which a person makes an expected payment called a premium to a company and the company, in turn, promises to take responsibility or pays money equivalent to the worth of something such as a car or a house if eventually it gets damaged, stolen, or if the person gets injured and dies.

One More Article About Auto Insurance

Mon, 22 Aug 2016 06:34:57 -0500

Auto insurance is a product that is purchased, and also that can pay for damages to your vehicle or others' vehicles in the event of a car accident or non accident related harm. Each state has its laws regarding the amount of car insurance that each person should have to be able to drive legally.

Most Common Car Insurance Discounts

Fri, 19 Aug 2016 09:34:09 -0500

In the government's Consumer Expenditure Survey report from mid-2011 to mid-2012, the average household in the U.S. spent $943 on auto insurance. CES data also unveiled that the expense for insurance was more than the amount for vehicle maintenance for a year period. Fruits, vegetables, and even alcohol consumptions were less than insurance expenditure.

Understanding Short Term Insurance Cover

Thu, 18 Aug 2016 08:55:30 -0500

Short term car insurance policy is a type of a policy that provides your vehicle with a cover for only a short period of time. There are many reasons why you may need this cover. One of the reasons is when you are test driving a car that you are interested in. Anything can happen when you are test driving the car. To protect yourself, get a short term insurance cover.

How to Prevent Accidents and Auto Insurance Rate Hikes

Tue, 16 Aug 2016 10:25:46 -0500

Among the hardest things for parents, is allowing young drivers free reign of the car. With cell phone usage being so wide spread in this age bracket, compounding the already high accident rate, there is no wonder for worry. By instilling your teenager with the proper attitude and a plan of action that prevents common risks, your young driver will be on the safe route on his road travels.

Understanding Your Auto Policy Made Simple

Mon, 15 Aug 2016 11:41:08 -0500

Car insurance is indispensable; and, it's an agreement between the insurance company and the car owner. So you need to know what you're buying and - more importantly - what you'll get. Here are the basics you need to know about your car insurance policy - to protect yourself - in plain English.

The Rejection of a Car Insurance Claim

Mon, 15 Aug 2016 06:40:11 -0500

The rejection of a claim on a car insurance is one of the major reasons why most insurance companies are in the black book of some clients. People are so quick to hold a grudge against insurance companies when it comes to this.

Auto Insurance Guide Just for Beginners

Mon, 15 Aug 2016 06:39:38 -0500

Auto insurance is one of the strangest things to purchase. It is mandatory for all drivers in the U.S., except in several states where the alternatives are available for example in Mississippi and South Carolina.

Motorcycle Tidbits and Insurance Facts

Fri, 12 Aug 2016 13:46:39 -0500

Unlike the typical motorist, the motorcycle operator is a joy rider with magnified liability risks. View unique facts about the sport and acquaint yourself with the basics of related insurance coverage with these pointers by the specialists.

Uninsured Drivers' Non-Standard Auto Insurance

Thu, 11 Aug 2016 14:52:19 -0500

According to a study by Insurance Research Council in 2014, about 1 in 8 (or 12.6 percent) drivers in the United States are uninsured. IRC used data from nine major insurance companies which represent 50 percent of the private passenger vehicle market.

Fraud on the Insurance Market

Thu, 11 Aug 2016 06:49:36 -0500

One of the reasons insurance premiums are on the rise has nothing to do with real accidents but a common problem called auto insurance fraud. Each year insurers spend over $40 Billion dealing with this ongoing issue.

Tips to Get Affordable Car Insurance

Wed, 10 Aug 2016 15:57:33 -0500

Looking for ways to save more money on a tight budget? Have you ever thought about saving $50 or more on your auto insurance each month?

Beginners' Guide to Auto Insurance

Wed, 10 Aug 2016 15:42:18 -0500

Owning or driving a vehicle should be a responsible act, according to the law. By responsible, it means drivers are not putting themselves and everybody else on the road to the risk of financial losses due to accidents and traffic law violations.

Car Insurance For Ladies - Why Do They Get Lower Premiums?

Tue, 09 Aug 2016 09:29:24 -0500

Gender does play a role when it comes to scoring best car insurance. Even though it is a factor that is being fought, many insurers still take into account the gender of the driver when calculating premiums. The fact is that women make fewer drivers compared to men and DUI and accidents stats seem to consistently reflect male drivers take driving risks more compared to female counterparts. Generally there are three main areas that suggest women drivers are safer compared to male drivers and they include DUI, accidents and speeding.

Comprehensive Car Insurance Explained

Mon, 08 Aug 2016 15:23:16 -0500

Many people don't understand the difference between the various types of auto insurance coverage, like collision or comprehensive. It can be confusing if you're not an insurance expert to figure out what policy to get and what extra protection to add on. Let's take a close up look at comprehensive car insurance and what exactly it covers.

Some Dumbest Things You Can Be Smart About

Fri, 05 Aug 2016 15:11:17 -0500

A good deal of concentration needs to go to driving as it's not an act that has to be executed with a carefree attitude. However, not everybody takes this seriously as one would expect since these things are one of the most pressing automotive issues that are being raised day-in-day-out.

Don't Let Switching Car Insurance Companies Stress You Out

Thu, 04 Aug 2016 15:47:15 -0500

There are a couple of reasons why you should shop for your insurance coverage online. First, most of the online carriers have direct insurance prices. As a result, they bypass the middle man the expensive brokers and directly sell policies to the consumers. The great news is that this will save you money.

Compare Cheap Car Insurance Quotes Online

Tue, 02 Aug 2016 13:41:42 -0500

Do you think your car insurance rates are too high and you're getting ripped off? Are you tired of your premiums going up even though you have never been in a serious auto accident? If this sounds like you then you need to compare cheap car insurance quotes online and get a better deal.

Short Term Temporary Car Insurance

Mon, 01 Aug 2016 13:41:26 -0500

When thinking insurance what comes to mind is the annual full policies that most customers are exposed to. However, short term or temporary insurance covers are available to offer you the most needed coverage for a few days even just a day depending on your needs. The temporary insurance is not just available for motor vehicles, but there are insurance providers who offer the short term policies for health and other valuables that require protection for a day or a few more.

Vehicle Insurance for Seniors

Mon, 01 Aug 2016 08:54:28 -0500

Although we all would like to remain young forever, there are advantages of getting older like the 10% discount on meals at eateries like Denny's. Besides retiring from work.

Best Car Insurance in Michigan Online

Mon, 01 Aug 2016 06:38:57 -0500

In the event of an accident, it is essential that you have a cover so that all financial risks are mitigated. Read on to know more about the coverage plans available in Michigan and you will understand more about the cheapest plan that is available. You can call us up and avail an obligation free quote. When you avail a policy from us, you will be saving nearly $500 or more. Using out advanced tools, you can compare the price of insurance online within no time.

Most Important Insurance Coverage for Auto

Thu, 28 Jul 2016 15:05:47 -0500

There are many types of car insurance coverage available. Every provider also tries to make a distinguishable offer from another with various discounts and bundle options. Although everyone has their personal preferences and different financial circumstance, it is safe to say that the most important coverage is liability which includes bodily injury and property damage. Both are versatile, and they cover a lot of aspects in road accident situation. Most states make both coverage mandatory purchases for drivers for those reasons.

Auto Insurance - Honda Advantage

Mon, 25 Jul 2016 07:08:34 -0500

If you look out for style, convenience, efficiency and class, there are chances that you drive a car by Japanese automobile giant Honda, or you're saving up for one. Honda's philosophy and sense of consumer expectation has created an enviable brand loyalty around the world. The company continues to sell out products in millions every year.

Auto Insurers Moving Towards Telematics for Usage Based Insurance

Fri, 22 Jul 2016 09:49:44 -0500

Insurance telematics and Usage Based Insurance (UBI) programs continue to roll-out across the globe. The rapidly changing landscape is making the insurers select the accurate business models to ensure success. However, many programs are out with a focus on price discounts resulting in a foreseeable race to the bottom; but the industry is moving in the direction to subset the companies to succeed.

The Telematics Revolution - What Is in It for Auto Insurers?

Thu, 21 Jul 2016 08:59:33 -0500

Ever since auto insurance entered the center stage, insurance product actuaries made several efforts to fix premium considering the usage. There was a time when actuaries worked tirelessly to offer an attractive pricing strategy to the vehicle owners. To bring something revolutionary, it is important that a host of factors should work together involving diverse stakeholders for the development of a product or an idea.

Essential Tips for Teen Driving

Wed, 20 Jul 2016 08:49:11 -0500

We're now in a world where almost every teenager wants to pick up the car key to drive a distance (despite their immaturity and lack of driving experience). Unfortunately, most of these youths are often distracted, and they think and drive like there's no tomorrow.

Car Insurance Penalty

Wed, 20 Jul 2016 08:48:10 -0500

Diverse approaches are used by insurers to always keep policies established so as to keep you from cancelling and switching to a competitor. One of their major strategies is to enforce what is called car insurance penalty, this takes place whenever you cancel out the policy before the agreed expiration date.

Non-Owner Car Insurance Policy

Tue, 19 Jul 2016 07:59:23 -0500

A lot of persons may think because they don't own a car, then they don't need a vehicle insurance. This belief may not always be right. In some situations, you may need a Non-owner Car Insurance.

Combating Vehicle Insurance Fraud

Fri, 01 Jul 2016 11:18:31 -0500

A major factor behind the consistent increase in insurance rates is the growing cases of vehicle insurance fraud. Insurance firms spend over $40 billion annually in tackling this menace.

Debunking the Myth About Auto Insurance Advertising

Fri, 01 Jul 2016 10:20:53 -0500

Why isn't everyone rushing to exchange their current auto insurance with those advertised by certain companies that promise lowest rates in ten minutes? The answer is because most people can not get the lower rates for a quality policy! Find out more in this provocative article brought to you by the experts in insurance matters.

Understanding the Florida Motor Vehicle Dealer Bond

Wed, 29 Jun 2016 14:38:04 -0500

What does it Mean to Be Bonded in Florida? What Does an Auto Dealer Bond Cost in Florida? Florida requires auto dealers a $25,000 surety bond. For a Florida Auto Dealers bond, dealers with good credit and experience pay as little as $250 (in some cases even less) and new dealers, or dealers with poor credit can pay as much as $5,000.

Could You Get a Lower Auto Insurance Premium?

Wed, 29 Jun 2016 13:16:37 -0500

The rule of thumb to get the lowest possible auto insurance premium is to shop around and compare prices from several companies. The competitive auto insurance market leaves the door wide open for a bargain, but those bargains are only found when customers do their due diligence.

Taxi Insurance And How You Can Lower Insurance Premiums

Mon, 27 Jun 2016 07:29:34 -0500

To a taxi driver, the car is a livelihood and it therefore is important to put in measures to keep it safeguarded. Insurance is a legal requirement for all motorists, including taxi operators; it does not only protect the vehicle, but also the passengers and other road users. The fact is that taxis operate even during unsociable hours and they also end up driving in areas that are built-up and inner city areas that expose them to accident risks. There is also the higher mileage element compared to others on car insurance policies.

The 6 Strangest Car Insurance Claims Ever

Wed, 22 Jun 2016 14:30:37 -0500

For most people, submitting a car insurance claim is a simple and easy process. However, there are some instances when car insurance companies have received some unique and somewhat unbelievable claim requests. Here are a few that have been reported, believe them or not!

This Is How Your Insurance Company Handles Claims

Mon, 20 Jun 2016 14:53:38 -0500

Car accident claims can take a while to process because an insurer needs to go through a series of procedures to determine who is at fault, how many to pay, and how to not lose money. For the drivers, filing a claim can be either easy or difficult for several reasons.

Affordable Insurance in Washington D.C.

Thu, 16 Jun 2016 14:18:14 -0500

Washington DC is one of the most enterprising states in America. On the average, dwellers earn about $90,000 as annual income; placing it as number one in the country. Since the City is the capital of the U.S, there are a lot of jobs with high remuneration.

Why Can a Total Loss Claim Take What Feels Like an Eternity to Settle?

Thu, 16 Jun 2016 08:21:22 -0500

If gap insurance is the next best thing to sliced bread and if it is so easy to understand why can it take what feels like an eternity to settle your claim? Is it because there are hidden clauses and terms to be aware of or are there other factors which may delay your settlement?