Published: Mon, 24 Apr 2017 00:37:42 -0500
Mon, 17 Apr 2017 20:19:41 -0500The old paradigm of retirement may have been one of withdrawal from the world of work and entry into a life of leisure. But this has been rapidly changing as the 77 million Baby Boomers are crossing the retirement threshold, and reinventing retirement to suit their own perceptions and plans for the future. The question about what to do next is much on the minds of retiring Boomers, who know they will have 20 to 30 more years to live, and want to remain active, engaged, and vital throughout them. The answer to the question of what you yourself will do now that you are retired is, of course, very individual and personal. Yet there are themes, based on what has been happening throughout the Boomer peer group, that can guide your own process of finding your way to your life and work after retirement. Here are five truths about the new retirement that may be helpful to you as you figure out your own "what to do next."
Sun, 09 Apr 2017 21:38:31 -0500Behold the transformation of retirement. We are increasingly seeing deep changes in focus and understanding about what happens after that last day of work at a traditional career. The old paradigm of retirement envisioned withdrawal from the world of work, followed by entry into a life of leisure. This image of retreat has been replaced with one of expansion. Where once retired people were mainly defined by what they would not be doing-with their life purpose and attainments spoken in past tense-they now increasingly speak in future tense, wanting to know what they will be doing and contributing next. A more common question now is what will my purpose be for the rest of my life? Three principles are essential to the task of re-creating your own life purpose as you yourself shift gears.
Fri, 03 Mar 2017 07:07:28 -0600Age 70-1/2 represents an important milestone for your retirement savings. Once you reach this age, you will need to begin withdrawing money from your retirement accounts. The Internal Revenue Service (IRS) requires you to take these mandatory annual withdrawals, which are formally known as Required Minimum Distributions (RMDs).
Fri, 03 Mar 2017 07:05:38 -0600If you're in or nearing retirement, you're likely thinking about it as a time to relax, check items off your bucket list and enjoy what you've earned. But from a financial standpoint, it's important not to get too comfortable. Once you leave the workforce, you will likely be reliant, at least in part, on your savings to cover living expenses.
Thu, 02 Mar 2017 08:00:13 -0600Wealth management and retirement planning is essential to maintain good lifestyle that you wish to have during the retirement period. Having a structured retirement planning employs variety of items assessments.
Thu, 02 Mar 2017 07:55:18 -0600Wealth management planning refers to the retirement planning and pensions as an integral part of your wealth. Working all your life means you deserve a happy retirement life free of financial worries.
Tue, 06 Dec 2016 07:26:38 -0600It's no secret that health care becomes a bigger concern for most of us as we grow older. More ailments are likely to develop, which means more money spent to visit health professionals and buy medication. Even if you remain healthy through your later years, the costs of preventative care and preparing for potential unexpected health situations are rising.
Fri, 04 Nov 2016 08:32:23 -0500There is a type of business that is rapidly becoming popular among employees around the world. This type of business is allowing people to retire early and is putting some serious income in the pockets of their owners. This type of business is called a home business. A home business is basically an opportunity to make money from home. You are able to make money and become financially independent while wearing your pajamas.
Tue, 01 Nov 2016 15:08:39 -0500Do you dream of wrapping up your career early so you can pursue other interests? The idea of early retirement appeals to many of us, but it takes more than dreaming. It also requires careful planning, diligent saving through your working years and effective investment of your retirement assets.
Tue, 11 Oct 2016 07:26:28 -0500As retirement approaches, your lifestyle and priorities begin to change. Chances are the days when you wanted more space - the sizeable dream home with the backyard big enough to entertain a growing family - are long gone. Instead, many retirees are looking for convenience, simplicity and accommodations more suited to their needs as "empty nesters.
Mon, 26 Sep 2016 10:10:59 -0500One of the challenges for financial planners in dealing with Baby Boomers approaching their actual (hoped-for) retirement dates has to do with assisting them in addressing their oft-substantial debt loads. Carrying debt has long been a fact of life for Americans, as taking out loans to pay for life's "finer things" has become not only more fashionable, but a standard practice. Gone, for example, are the days when significant numbers of people would expect to wipe out their home mortgages before they actually retire; a desire to continue to improve the size and quality of one's residence, as well as...
Thu, 22 Sep 2016 07:37:20 -0500What are the best places for foreign retirement in the Philippines? It's a no-brainer when you decide to retire in the Pearl of the Orient Seas. There are thousands of islands to choose from to settle in on your golden years.
Mon, 29 Aug 2016 09:59:17 -0500A significant number of retiree's are finding that part time work will greatly supplement their income that falls short of their needs. In many cases the part time income will equal or in some cases exceed the pay they use to make at a full time job.
Wed, 24 Aug 2016 14:55:15 -0500I have learned to appreciate things that I used to like to do, yet stopped doing. For me, any topic that involved me spending time with my young children will do. Recently, I discovered one of those forgotten things, and it has awakened fun that I have missed. I wish that I had found it earlier.
Thu, 18 Aug 2016 10:44:03 -0500Why retire overseas to the Philippines? The Pearl of the Orient Seas is a land of friendly and smiling people. It's a rare breed that you can hardly find in wealthy and developing nations. Expats and foreigners from all over the world have known the Philippines for its quality night life. Yet it is amazingly affordable.
Wed, 03 Aug 2016 08:10:30 -0500One of the best retirement places in the Philippines is Tagaytay. Living in Tagaytay, Philippines on your retirement makes you feel a sense of balance. Tagaytay is of a comfortable proximity to Manila and it has all the amenities you need to live your day-to-day conveniently, however it's not as congested.
Mon, 01 Aug 2016 07:42:30 -0500Retirement isn't a reality show. You don't have to sing, dance, survive in the wilds or whip up an exotic menu within a time limit. You just have to tailor your retirement to make it "fit" you!
Tue, 05 Jul 2016 09:43:49 -0500It's hard to decide to retire abroad. You have to do sufficient research to find the ideal destination for spending your retirement years. Here are some tips about the pros of retiring to the Philippines to help you with your decision.
Tue, 05 Jul 2016 07:06:59 -0500This came home to me again because my vet has now retired. The impact on me has been rather severe as he is a wonderful, dedicated, caring, and gentle man who has looked after my pets for the last 20 years or so. At the age of 59 he assured me that it was the right time for him as he has reached the end of his working-life.
Mon, 27 Jun 2016 09:31:28 -0500Everyone dreams about retiring or at least not having to go to work and the 21st century has brought some unique retirement needs with it. Unfortunately, most of us don't do a good job of planning that far ahead. Read on to learn where to get the best information for a 21st century retirement.
Wed, 22 Jun 2016 10:19:17 -0500You can live a relaxing and exciting lifestyle when you live and retire in the Philippines. And the real catch here is that living and retiring in the Philippines is also inexpensive. Expatriates from all over the world find a home in the islands, whether they are from the US, the UK or Australia.
Thu, 02 Jun 2016 11:19:33 -0500Retirement can never land you into troubles if you think seriously about your post-retirement life. Let's check out what can be done to lead a happy and blissful life after retirement.
Thu, 02 Jun 2016 08:26:08 -0500An increasing number of baby boomers who want to scale-back from their nine-to-five job, but aren't ready to fully retire, are discovering a perfect compromise: taking on the role of a consultant. Becoming a consultant is a way to apply the significant experience and knowledge you have acquired over a lifetime of work in a productive and profitable manner. It can also help you maintain meaningful connections as you transition into a full retirement.
Thu, 02 Jun 2016 08:25:38 -0500More than 50 years ago, the federal government established programs designed to help Americans afford health care services, called Medicare and Medicaid. Since both of these programs involve many variables, they can be somewhat complex. To provide insight into how the coverage works, here are six facts you might not know about Medicare.
Tue, 31 May 2016 06:45:13 -0500The other day my ophthalmologist asked me if I have plans for retirement. My answer was "I'm never going to retire". He seemed surprised by this and asked me why I said that.
Thu, 19 May 2016 13:29:23 -0500Although, you have retired from your comfy company or state job it doesn't mean that your life is over. There are plenty of pension adventures that you can engage in. Some of the things that you can do include: Getting a job - It sounds ironic that you have to leave one job and find another. Even if you have retired you might not have enough money to fuel your life. Due to this, for you to continue living the life of your dreams you should get a job. When looking for a job you should consider working in a less strenuous area. Also consider working at a part time position. The good thing with getting a job is that you get to have money. You also get to remain active and this makes you live longer.
Thu, 19 May 2016 09:25:39 -0500Steps to take to create your DREAM Retirement. A solid retirement planning process.
Mon, 02 May 2016 14:52:22 -0500Do you dream about retiring in another country? It is an intriguing option for some who feel like they are ready for a new experience to go with the freedom of retirement. Whether you're looking for a favorable climate, less expensive living costs, or specific cultural or recreational opportunities, retiring abroad could be for you.
Mon, 02 May 2016 12:44:20 -0500If you're looking for a great place to retire in Southwest United States, consider retiring in Albuquerque New Mexico. Albuquerque has great outdoor activities, charming culture, great weather, an affordable cost of living, and great home prices.
Thu, 21 Apr 2016 11:25:38 -0500With the kids grown, moved out and settled; this is the time when many couples consider retiring. The word retirement portrays a stress-free life in the minds of many. Unfortunately, there are expenses, responsibilities and of course health bills and taxes to paid at the end of every month. Consider the following factors to determine where you are going to spend the golden period living a quality life.
Mon, 18 Apr 2016 08:23:51 -0500Are you planning to retire in the Philippines? Check if these 4 aspects are within your reach, and you're good to go to spending your golden years in this amazing tropical country.
Tue, 05 Apr 2016 06:25:17 -0500Busy people with worries of schedules, workloads, and meetings are less likely to connect to their inner voice and spiritual power. In retirement, however, they have freedom to meditate and call on that power to reunite them. Instead of wiling away the time playing games or caring for grandchildren and so forth it is a perfect situation for oneself.
Tue, 29 Mar 2016 13:08:34 -0500Retirement isn't the end of one's work. In fact, 7 out of 10 retirees still want to continue working years after their retirement, according to a recent study. One main reason why retirees work even after retirement is the need for money.
Thu, 17 Mar 2016 08:00:02 -0500Retirement means different things to people. Those who do not plan how they spend their lives struggle with the concept of planning how they will spend each day during retirement. To me, retirement is a gift that I earned. It is the gift of time.
Tue, 16 Feb 2016 08:15:34 -0600Our whole lives we are told to work hard. To work hard at school, at home work, in the workplace and at home. When do we get to live our lives?
Fri, 12 Feb 2016 15:57:41 -0600Retirement is meant to be a time to kick back and enjoy your golden years. It's a time to relax, to travel and do the things that you've been dreaming about. As wonderful as this sounds, it may not be possible for many Canadians nearing their 50's and 60's.
Thu, 21 Jan 2016 08:51:38 -0600What do you think about the new retirement ages? Maybe by the time you reach the magic number it will be 80! Quite a thought! Bit of a joke really if you are still drawing breath you can draw a pension! Whether you will be fit enough o do the things you have been waiting to do is another matter.
Thu, 21 Jan 2016 06:16:17 -0600Retirement is like a change in phase and pace. Water turning to ice or iron ore to iron ingot are changes in phase, both of which find different uses from their original states. Michael Jordan still plays basketball at a slower pace now that he's retired from the NBA.
Wed, 13 Jan 2016 09:32:35 -0600People like to look into the future making plans of what they'll do when retired, and along the way preparing for those wonderful golden years. It all starts with taking pride in opening a Governmental retirement savings plan putting a percentage of wages away. Besides the fact it defers paying taxation in one's working life, it gives hope through all the decades of life's trials and tribulations. How many times have we heard someone say when I retire we're going too... Who doesn't want to have an ideal retirement, but is it really possible for most in their 50's and 60's today?
Fri, 08 Jan 2016 06:31:26 -0600Self-reinvention is a major payoff during our retirement years. The process can help us realize a deeper truth about ourselves leading to self-discovery. One of the sure ways we can accomplish the preceding, is through hobbies. They can create an invigorated sense of purpose during your retirement years. The hobbies that you participate in can surely offer you some distinct advantages.
Tue, 22 Dec 2015 07:16:20 -0600Want to climb Machu Picchu or dive on the Great Barrier Reef; to drive a dune buggy in the Mojave Desert or walk the Great Wall of China? No matter how old you are, now's the time to make sure you have enough money to do things like that in retirement.
Tue, 01 Dec 2015 09:23:07 -0600Everyone is going to retire sooner or later and most of us will continue to do some work in our retirement. Read on to find your perfect retirement job.
Mon, 02 Nov 2015 08:25:49 -0600Retirement is a glorious period in life with so many things to do and so much to learn. Adventures await on all sides and with just a little prodding and poking you can find many that suit you.
Tue, 13 Oct 2015 14:49:41 -0500Spending declines in retirement is simply a matter of record, so don't panic if you feel you haven't saved enough. Some financial articles claim you will spend more because of travel and medical expenses. This may seem reasonable until you actually look at the facts.
Mon, 05 Oct 2015 14:48:25 -0500Making sure you can keep the lifestyle you've grown accustomed to in your working years is a concern for many when it comes to preparing for retirement. There are several factors to consider, so where should you start?
Mon, 05 Oct 2015 14:47:46 -0500One challenge of living a good life is learning how to balance the realities of today with what lies ahead. In other words, it's important to live in the present, yet wise to also plan for the future. Change is always around the corner, whether of our own making or due to the course of time.
Mon, 28 Sep 2015 07:57:14 -0500Panama is a very popular choice with those who want to retire abroad in a stunning nation with excellent weather and first world facilities and amenities such as healthcare. But where is the best place to retire to in Panama? In this article I make a few suggestions of places you may like to call home if you're thinking of retiring to Panama.
Fri, 18 Sep 2015 09:43:18 -0500After working for over 40 years, one is retired, that is, the person is given a rest, especially because of old age. But does this mean that one must not carry out any other activity? Above all, is one too old to go back to school? Far from it for there are some very good reasons for studies when one leaves office or employment. In this article we will look at 10 of them. They are: - Studying for pleasure - Studying for personal gratification - Studying for academic achievement - Studying for business success - Studying to keep the brain active - Studying for some catch up - Studying because parenting pressure is gone - Studying because one has the time - Studying to keep oneself active - Studying because there is no more family financial Pressure
Fri, 18 Sep 2015 09:37:13 -0500Looking at why France should be number 1 on every pre-retiree's list of countries to consider when looking for somewhere to retire to abroad. France offers a great lifestyle at a reasonable price, and it gives its citizens so much choice in terms of location. Whether you want to live in the Alps, the Pyrenees, on the north coast or overlooking the Mediterranean Sea, France's vast land mass means you can find your perfect home in retirement in France.
Thu, 10 Sep 2015 13:01:00 -0500What is your vision of the ideal retirement? It varies from one person to the other how they are going to spend and enjoy their golden years, but the retired life by itself is beautiful because you can customize your lifestyle.
Wed, 02 Sep 2015 12:36:55 -0500Why choose the Philippines as your retirement destination? Here are top 10 reasons why you should spend your golden years in the "Heart of Asia".
Wed, 02 Sep 2015 12:36:02 -0500There are 10, 20 and 100 good reasons to retire in the Philippines, including 7,107 good low tide seasons and 2,000 habitable islands. As a retiree, there are a variety of choices available to you and your spouse. The best locations for retirement in the Philippines are listed below.
Tue, 01 Sep 2015 13:02:43 -0500Where has the time gone? Throughout our life, we all have a tendency to ask ourselves this question whenever something special is over. Should we lament this process? Should we try to slow it down? Or should we just accept it as a part of being alive and put those precious memories in the back of our minds as we build new ones.
Fri, 28 Aug 2015 13:24:03 -0500Recently I celebrated my 55th birthday. I was greeted in the mail with the arrival of a discount card that is only sent to senior citizens... My family seemed surprised that I didn't appreciate the humor in the fact that a major marketer of life insurance and medical supplies was welcoming me into their ranks, the golden years, the twilight of my life, senior citizenship.
Fri, 21 Aug 2015 08:39:41 -0500Retiring single is much less daunting than in prior generations. Part of the reason is that it's now socially acceptable. Does your personality traits fit into this singles lifestyle?
Mon, 17 Aug 2015 12:33:36 -0500The word retirement is accepted with trepidation by most of us. Now, here's the secret. The younger person that you are today, is the only person who will take care of the older person that you will be someday.
Mon, 03 Aug 2015 06:44:37 -0500Retirement planning services are all about helping you meet your post-working years goals. The right group will have decades of experience and know exactly what type of advice to give.
Mon, 27 Jul 2015 07:43:50 -0500This article examines six different retirement styles from a recent study. Find out which one(s) fit your personality.
Fri, 24 Jul 2015 11:40:53 -0500We feel entitled to an enjoyable retirement after working most of our lives either inside or outside the home. Social Security and Medicare are entitlement programs that we all assume will ensure a big part of our retirement income. The hard truth is that many assumptions in life don't work out.
Fri, 17 Jul 2015 12:33:11 -0500My early life was not easy. I had to deal with the untimely death of a parent and being raised by a mother with her own agenda. I thought growing older would be easier, but I was blindsided!!! Raising three independent and totally different personalities and finding that once a parent, you are ALWAYS a parent!!! Realizing that the statement "they lived happily ever after" comes with attached strings, but making my ever after happy is up to me-bottom line. As I grow older everything changes and simple becomes difficult, but I am stronger through it all. Helen Reddy said it best in her song "I Am Woman"-and yes, the best is yet to come!
Thu, 16 Jul 2015 08:07:18 -0500For some, the thought of retirement and relying on a pension can be a scary thought. However, there are plenty of things to look forward to when you retire and finances should not hold you back.
Wed, 08 Jul 2015 15:25:49 -0500People feel so many emotions when thinking about retirement: excitement, fear, relief, joy, you name it. But, the transition to a retired life can be much smoother if you prepare for it. Readers can assess how prepared they are for the retirement life but answering 18 "yes or no" questions.
Tue, 07 Jul 2015 06:40:20 -0500Are you content that you will be able to depart from the workforce with adequate funds to live off of for your life afterwards? Most people aren't; however, what they may not realize is that this challenge is easy to overcome. According to the experts, it is never too late, or too early, to start retirement planning.
Mon, 06 Jul 2015 11:18:55 -0500It's a question that many pre-retirees find themselves asking - How much money will I need to keep my current lifestyle in retirement? What's more, will I have enough to live the retirement I've been dreaming about? A few years ago, as we struggled with a significant bear market and the country's financial crisis, the idea of achieving an ideal retirement seemed to take a backseat to ensuring retirement essentials were handled.
Tue, 16 Jun 2015 05:51:41 -0500For thirteen years, we were Snowbirds. We lived in Florida in the winter and spent the summer at our cottage in Upstate New York. Last year, we sold the cottage and became year-round Florida residents. But in May and June when the Snowbirds leave for their summer homes, I want to leave also. That is, until I discovered ways to enjoy the summer right where I am.
Fri, 05 Jun 2015 14:51:03 -0500Retirement can be a tough transition, read this 3 part article about how I did it and investments I made to be able to enjoy it. Learn the alternative retirement investments that are available for use in your IRA.
Fri, 22 May 2015 06:54:39 -0500I wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really. It's vitally important for you to know. For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple wants and desires. There certainly is no right way but you need to know your truth.
Mon, 18 May 2015 15:29:02 -0500Retirement is intended to be an enjoyable chapter of our lives. Without extensive planning and savings, however, it can become a quick financial burden. Proper retirement planning can help you cope with whatever life throws at you.
Fri, 15 May 2015 08:04:47 -0500How do you plan to fill your time when you retire? Here are five productive things to do.
Thu, 23 Apr 2015 10:25:22 -0500One factor that many overlook as they age is safety. To many criminals, the elderly can be seen as easy marks as their lowered mobility reduces their ability to resist any form of concentrated strong-arming. Caregivers also have to worry about such a thing.
Mon, 23 Feb 2015 07:37:49 -0600It wouldn't be fair however, to impose the exact same stereotypical standards of retirement on everyone. To suggest that to appreciate your golden years, you should pursue hobbies like golf or fishing, start new habits like sleeping until noon, lazing away in a rocking chair whilst watching the whole day glide by and progressively turning into a senior citizen would to the majority be comparable to sentencing them to imprisonment without parole. For these individuals, it would be feasible to assume that employment on any level may possibly be the catalyst in making their retirement meaningful.
Tue, 17 Feb 2015 08:59:09 -0600People no longer eat to live; retirees live to eat. When people have nothing to do with their time, they go out to eat and they look for bargain prices.
Thu, 05 Feb 2015 08:30:36 -0600Life is so short. Days can seem so terribly long at times. January seems very long to me.
Mon, 26 Jan 2015 11:28:29 -0600The economy is shaky, the stock market is very volatile, and more than ever before there is great threat of hyperinflation. When you combine these factors, you have every reason to be worried of your future. If you are thinking of a good place to put your retirement savings, it's good to think of an IRA (individual retirement account) that is safe and won't lose its value. To be on the safe side you should think of gold rollover.
Mon, 26 Jan 2015 06:00:19 -0600This question isn't really about the financial aspects as much as it's about the emotional or personal side of this equation. It's not the side that gets talked about too much, but retirement is much more than a question of money.
Wed, 21 Jan 2015 06:05:37 -0600You have worked hard for most of your life. You want to retire, but you wonder if you can really make it on your own. Here are four strategies to ensure a joyful and satisfying retirement as a single woman.
Tue, 13 Jan 2015 10:56:55 -0600Where are you? In the 82% or the 18%? If we fail to plan... then we plan to fail... This is a very common phrase and I'm sure you have heard it before. Regardless of your age, we all have an 82% chance of failing. Will you work until 70?
Fri, 09 Jan 2015 12:47:00 -0600It's natural to have mixed emotions about retirement - it's a huge life change that people spend most of their working life preparing for. While the thought of retirement is exciting, the options and advice available can sometimes seem overwhelming and complex. There are several simple things you can do if you're feeling unprepared for your retirement years.
Fri, 09 Jan 2015 08:15:30 -0600Are you wondering which is the best way of securing your retirement? Secure it with gold IRA rollover. To do it you only need to visit a reputable gold IRA rollover company and the representatives will not only help you in transferring your money, but they will also guide you in investing in the right bars.
Fri, 09 Jan 2015 07:42:23 -0600IRA rollover is where you transfer the funds and assets of one of your IRA (individual retirement account) to another. A gold IRA rollover is where you store your assets in terms of bullion coins and bars and not in terms of paper money.
Tue, 30 Dec 2014 05:00:56 -0600One of the great benefits of retirement is having the time and freedom to pursue interests that didn't fit into your schedule when you worked 40 or more hours a week. If extensive travel is on your bucket list, you'll want to account for the cost of it as you're planning for retirement. Here are five tips to help you prepare to hit the road when you're ready to retire:
Mon, 15 Dec 2014 04:49:58 -0600There are many Social Security payment strategies for couples to consider depending on their retirement goals and income needs. It's best to understand all your options before making benefit decisions.
Thu, 11 Dec 2014 06:08:38 -0600My mother-in-law is a feisty 82. She worked hard to raise her four sons. Once she retired from the teaching profession she assisted one son in his bean bag business.
Thu, 04 Dec 2014 10:49:17 -0600While many retirees have to stop working earlier than they'd planned due to health or employer issues, an early retirement continues to be a longstanding dream for many people. The upside of early retirement is easy to understand - more time to pursue your interests, and to do so while you are still in good health. The downside risk centers on whether it will create a financial strain over time and the emotional impact of changing your routine.
Thu, 20 Nov 2014 08:20:43 -0600With the rate of US citizens who are nearing retirement age increasing at a rapid pace, the retirement community business has been upping its game in an effort to increase their marketshare in the industry. It seems that those who are benefitting the most from this type of competition within the industry are the retiring seniors themselves.
Tue, 11 Nov 2014 21:02:03 -0600Retirement can provide a platform for summing up your life. Are you happy with the chain of years that comprises your existence thus far? I love the metaphor of THE GLASS HALF FULL, because it so captures the essence of gratitude. Let me show you five ways you can look at that glass and visualize the positive.
Mon, 10 Nov 2014 06:07:27 -0600Most Social Security seminars and financial advisors/planners focus on maximizing combined Social Security benefits, but is this right for you? Whether you begin benefits early, at full retirement age or at 70 should depend on something much more important: your retirement goals.
Sat, 01 Nov 2014 11:30:39 -0500One of the most difficult decisions you will make in retirement is when to start Social Security benefits. It's further complicated when considering Spousal, Ex-Spousal, Survivor and (sometimes) Family benefit coordination opportunities. These various options make your decision very personal and unique. The key is to begin with the big picture: Your Retirement Goals.
Wed, 29 Oct 2014 12:22:00 -0500When people want to retire on their own terms, they must make sure that they are taking steps to collect their retirement savings properly. People can read on how to plan your retirement, but there is no way for people to know what to do if they are not working with a professional. A retirement broker can show people how to create a retirement portfolio that has them out of work sooner rather than later.
Wed, 29 Oct 2014 05:35:21 -0500Saving for early retirement is wise for many people who are not happy in their jobs. There are many people who need to know the best way to retire early because they have found their chosen profession is not nearly as gratifying as they thought it would be. People who are not willing to go find another job should think about how they can retire right now. The best way to retire early is to plan for a completely different retirement than what most people experience.
Mon, 27 Oct 2014 05:20:49 -0500Too many of us don't understand Social Security well enough to maximize our retirement goals. For those of us who take the time to become educated on our Social Security benefits, it can make a huge difference in retirement, whether that is just making ends meet, or ensuring we retain our desired lifestyle.
Thu, 23 Oct 2014 05:04:35 -0500Most Social Security doomsayers will tell you "the money is already spent and the vault is empty - it is nothing but a bunch of IOU's." Yes there is no vault and the funds are invested in Treasury bonds, so both statements are somewhat true but neither is an indication of system collapse.
Tue, 21 Oct 2014 11:49:18 -0500It is an unfortunately common occurrence for individuals who are nearing retirement to realize that they have failed to save enough money to live the lifestyle that they would like to. In some cases, this may be due to poor planning, but it may also be due to job loss, economic and stock market factors or major life events. Other individuals will discover after retiring that the retirement budget they prepared is simply not adequate for them to live comfortably or to enjoy the Golden Years that they have been dreaming about. If you can relate to this, you may be thinking about working after retirement to improve your financial situation with extra income.
Tue, 21 Oct 2014 10:19:59 -0500Saving up for retirement can often seem to be an overwhelming task. Turn to companies that offer financial services to secure better retirement funds.
Mon, 20 Oct 2014 14:58:07 -0500If you are looking to retire in the near future, you will want to understand a few things. For starters, you are going to want to find yourself and what you want out of the experience. On the other hand, if you are like most people, you will probably end up bored. While true, if you think about it, you will want to live within our means. Here are four tips to have the best retirement.
Sun, 19 Oct 2014 15:29:47 -0500Every October the Social Security Administration releases the Cost of Living Adjustment (COLA) for the coming calendar year. Over 40 million of us are 65 or older and most eagerly anticipate this event as it dictates next year's benefit check increase. Why is it so important? Because 40% of the average retiree's income consists of Social Security benefits.
Mon, 13 Oct 2014 13:01:18 -0500Even though the retirement age is set at 65, some people take considerable pleasure and confidence when they opt to retire early be it at the age of 60 or even 55 in some cases. Their reasons to retire are their own however why they take such a step is not completely unknown to people.
Mon, 06 Oct 2014 08:01:17 -0500What is retirement? Why do working individuals experience this one way or another? Let me give you a brief discussion about retirement. Retirement is known to be the point in time in which a person stops employment completely. In most cases a lot of individuals prefer to retire when they are already eligible to accept private or public pension benefits.
Fri, 03 Oct 2014 10:45:55 -0500Enjoying a fulfilling and carefree retirement is a dream for many people. With diligence and through focusing on a retirement investment plan, it's possible for anyone to make the most out of life after work. Of course, it's impossible to foresee every eventuality that might come up with retirement living. That's why many people make choices that help them save more or earn a bit when they've put the professional world behind them. Some of these choices include:
Wed, 24 Sep 2014 10:32:44 -0500Americans are living longer, and as a result, many seniors do not need the acute care their aging parents may have required. Retirement homes and communities are working to accommodate the needs of independent, active Americans.