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Published: Fri, 23 Mar 2018 10:53:13 -0500


Mini-Retirement: You Can Boost Your Productivity With Small Travels

Wed, 07 Feb 2018 08:55:06 -0600

Ever had the opportunity of attending a party meant for retirees? These are parties that are organized for people who are at least 60 years old. With their working days over, all they think of is how they can play golf or perhaps get a condo at the beach.

A Thank You for Your Service Experience

Sun, 28 Jan 2018 12:01:33 -0600

A Vietnam Vet is touched by an experience while ordering lunch on the road. It's something that's often common to these vets today, an experience quite different that 50 years ago.

Motivation Is Essential to a Happy Retirement

Mon, 27 Nov 2017 08:43:55 -0600

Don't get into the habit of relying upon convenience food or anything labelled "convenient" as this brings about inertia and complacency. The less you do the less you will want to do. Striving to overcome this bad habit requires a certain amount of effort and determination so the message here is to invest in your body rather than convenience.

Does Work Extend Your Life?

Tue, 07 Nov 2017 10:53:40 -0600

There was a day, not so long ago, when many people's lives fell neatly into three distinct stages- they were educated, embarked upon a career and then retired. The date at which people chose to retire was usually in line with their state retirement age, entailing 60 for women and 65 for men. This literally meant clearing your desk or your workbench on your 60th or 65th birthday, and facing a work-free future.

Retiring in Mexico: Ten Tips to Ensure a Fulfilling, Enjoyable Life Transition

Fri, 27 Oct 2017 15:39:55 -0500

Retiring in Mexico, be it to a city like Oaxaca or San Miguel de Allende, or a coastal resort like Cancun or Huatulco, has become more popular as Canadian and American baby boomers have become empty nesters and have achieved financial independence. But actually deciding making the move can be stressful. Here are ten tips from someone who has done it, which if followed will make the transition to a new life in Mexico enjoyable and fruitful.

Things You Must Include In Your Retirement Letter

Tue, 24 Oct 2017 06:58:50 -0500

Retirement need no formal announcement, especially in circumstances where it comes at the expected age. Most people retire in their early 50s or mid-fifties; it can depend on the terms of contract. But there are instances where you may feel a need to retire earlier than the official age. In this situation, you will definitely need to make a formal announcement to your boss. This can be done using a retirement letter and with so many sample templates for the letter, it should not be that hard to alert your boss about your retirement wishes.

The Overseas Worker and the Talking Bird

Mon, 16 Oct 2017 07:57:58 -0500

It was in the year 1973 when Filipinos first came in Saudi Arabia. During those years, Saudi Arabia has become the job destination for OFWs (Overseas Filipino Workers). With a flourishing economy and high wages offered, the fears and worries could no longer stop Filipinos in looking greener pastures abroad.

Financial Security for You and Your Family

Tue, 19 Sep 2017 14:21:20 -0500

Retirement is a scary concept for people. This article will discuss a few better methods to prepare for the ultimate goal of work. These methods are free of charge but are invaluable to anyone looking to enjoy a worry free retirement.

The Art of Living a Spiritual Life in Your Golden Years

Mon, 21 Aug 2017 07:59:46 -0500

To approach retirement age without a realistic plan to keep yourself active mentally and physically is to go into your golden years ill prepared. Not only, do you want to make sure that you have enough money to enjoy your golden years but you want to maintain a healthy body and mind. If you plan to retire and sit around and sip on margaritas, you will not live long enough to enjoy your golden years.

Best Way to Survive Retirement

Sun, 30 Jul 2017 09:58:29 -0500

For many this time of their lives can be rather daunting. While they may work all their lives in expectation of a great retirement for some it is not the utopia of which they dreamed. Life is full of ups and downs couple with parenting, grand parenting, and other things.

Preparing Your Portfolio for Retirement

Tue, 11 Jul 2017 15:38:58 -0500

Think about this analogy: When an airplane is preparing to land, it doesn't descend 30,000 feet in a matter of seconds. Rather, it happens gradually. The pilot adjusts to the landscape and weather conditions to assure a soft landing. In the years leading up to retirement, you should begin to treat your investment portfolio in a similar manner.

Is There a Right Time to Take Social Security?

Tue, 11 Jul 2017 07:47:34 -0500

Social Security benefits are a cornerstone of retirement income for many Americans. Yet, deciding when to start collecting benefits can be a puzzle, and the solution is different for everyone.

Preparing for the Golden Age

Thu, 06 Jul 2017 13:56:45 -0500

Retirement is a completely different phase in the life of a person and it comes with its own peculiarities. During your working life and well before retirement, you have become used to a regular income. The regular income comes in the form of salary or wage paid periodically at least monthly.

Are You Talking Yourself Out of Saving for Retirement?

Tue, 02 May 2017 21:39:08 -0500

Saving for - and even thinking about - retirement can be overwhelming. While it's natural to worry about your financial future, be careful not to let preconceived notions prevent you from actively saving for tomorrow. If you find yourself having one of the following doubts, consider reframing your thinking.

The Benefits of Tax Diversification in Your Retirement Plan

Tue, 02 May 2017 21:38:24 -0500

Taxes are an often-overlooked aspect of retirement planning. While many Americans are saving diligently and focused on accumulating the biggest "nest egg" possible, many investors may not be fully considering the impact that taxes will have on their monthly income in retirement. This is an important dynamic to understand and will prevent any unnecessary surprises when you enter your hard-earned retirement.

What to Do Now That You Are Retired

Mon, 17 Apr 2017 20:19:41 -0500

The old paradigm of retirement may have been one of withdrawal from the world of work and entry into a life of leisure. But this has been rapidly changing as the 77 million Baby Boomers are crossing the retirement threshold, and reinventing retirement to suit their own perceptions and plans for the future. The question about what to do next is much on the minds of retiring Boomers, who know they will have 20 to 30 more years to live, and want to remain active, engaged, and vital throughout them. The answer to the question of what you yourself will do now that you are retired is, of course, very individual and personal. Yet there are themes, based on what has been happening throughout the Boomer peer group, that can guide your own process of finding your way to your life and work after retirement. Here are five truths about the new retirement that may be helpful to you as you figure out your own "what to do next."

Retirement - Recreating Your Life Purpose

Sun, 09 Apr 2017 21:38:31 -0500

Behold the transformation of retirement. We are increasingly seeing deep changes in focus and understanding about what happens after that last day of work at a traditional career. The old paradigm of retirement envisioned withdrawal from the world of work, followed by entry into a life of leisure. This image of retreat has been replaced with one of expansion. Where once retired people were mainly defined by what they would not be doing-with their life purpose and attainments spoken in past tense-they now increasingly speak in future tense, wanting to know what they will be doing and contributing next. A more common question now is what will my purpose be for the rest of my life? Three principles are essential to the task of re-creating your own life purpose as you yourself shift gears.

What You Need to Know About Required Minimum Distributions

Fri, 03 Mar 2017 07:07:28 -0600

Age 70-1/2 represents an important milestone for your retirement savings. Once you reach this age, you will need to begin withdrawing money from your retirement accounts. The Internal Revenue Service (IRS) requires you to take these mandatory annual withdrawals, which are formally known as Required Minimum Distributions (RMDs).

Don't Derail Your Retirement: Watch for These 3 Risks

Fri, 03 Mar 2017 07:05:38 -0600

If you're in or nearing retirement, you're likely thinking about it as a time to relax, check items off your bucket list and enjoy what you've earned. But from a financial standpoint, it's important not to get too comfortable. Once you leave the workforce, you will likely be reliant, at least in part, on your savings to cover living expenses.

Wealth Management and Retirement Planning for Your Old Age

Thu, 02 Mar 2017 08:00:13 -0600

Wealth management and retirement planning is essential to maintain good lifestyle that you wish to have during the retirement period. Having a structured retirement planning employs variety of items assessments.

Wealth Management and Retirement Planning

Thu, 02 Mar 2017 07:55:18 -0600

Wealth management planning refers to the retirement planning and pensions as an integral part of your wealth. Working all your life means you deserve a happy retirement life free of financial worries.

Controlling Your Health Care Costs in Retirement

Tue, 06 Dec 2016 07:26:38 -0600

It's no secret that health care becomes a bigger concern for most of us as we grow older. More ailments are likely to develop, which means more money spent to visit health professionals and buy medication. Even if you remain healthy through your later years, the costs of preventative care and preparing for potential unexpected health situations are rising.

Breaking News - Here Is The Type Of Business That Is Allowing People To Retire Early

Fri, 04 Nov 2016 08:32:23 -0500

There is a type of business that is rapidly becoming popular among employees around the world. This type of business is allowing people to retire early and is putting some serious income in the pockets of their owners. This type of business is called a home business. A home business is basically an opportunity to make money from home. You are able to make money and become financially independent while wearing your pajamas.

Thinking About Retiring Early? Make Sure You Have the Essentials Covered

Tue, 01 Nov 2016 15:08:39 -0500

Do you dream of wrapping up your career early so you can pursue other interests? The idea of early retirement appeals to many of us, but it takes more than dreaming. It also requires careful planning, diligent saving through your working years and effective investment of your retirement assets.

5 Questions to Consider Before Downsizing Your Home

Tue, 11 Oct 2016 07:26:28 -0500

As retirement approaches, your lifestyle and priorities begin to change. Chances are the days when you wanted more space - the sizeable dream home with the backyard big enough to entertain a growing family - are long gone. Instead, many retirees are looking for convenience, simplicity and accommodations more suited to their needs as "empty nesters.

Seniors Are Carrying Record Sums of Education Debt Into Retirement

Mon, 26 Sep 2016 10:10:59 -0500

One of the challenges for financial planners in dealing with Baby Boomers approaching their actual (hoped-for) retirement dates has to do with assisting them in addressing their oft-substantial debt loads. Carrying debt has long been a fact of life for Americans, as taking out loans to pay for life's "finer things" has become not only more fashionable, but a standard practice. Gone, for example, are the days when significant numbers of people would expect to wipe out their home mortgages before they actually retire; a desire to continue to improve the size and quality of one's residence, as well as...

The Best Places For Foreign Retirement In The Philippines

Thu, 22 Sep 2016 07:37:20 -0500

What are the best places for foreign retirement in the Philippines? It's a no-brainer when you decide to retire in the Pearl of the Orient Seas. There are thousands of islands to choose from to settle in on your golden years.

Seniors Can Make Ends Meet With Part Time Work for Full Time Pay

Mon, 29 Aug 2016 09:59:17 -0500

A significant number of retiree's are finding that part time work will greatly supplement their income that falls short of their needs. In many cases the part time income will equal or in some cases exceed the pay they use to make at a full time job.

A "Poozle"

Wed, 24 Aug 2016 14:55:15 -0500

I have learned to appreciate things that I used to like to do, yet stopped doing. For me, any topic that involved me spending time with my young children will do. Recently, I discovered one of those forgotten things, and it has awakened fun that I have missed. I wish that I had found it earlier.

Retire Overseas To The Philippines And Enjoy The Filipino Hospitality

Thu, 18 Aug 2016 10:44:03 -0500

Why retire overseas to the Philippines? The Pearl of the Orient Seas is a land of friendly and smiling people. It's a rare breed that you can hardly find in wealthy and developing nations. Expats and foreigners from all over the world have known the Philippines for its quality night life. Yet it is amazingly affordable.

Visit Tagaytay City, One Of The Best Retirement Places In The Philippines

Wed, 03 Aug 2016 08:10:30 -0500

One of the best retirement places in the Philippines is Tagaytay. Living in Tagaytay, Philippines on your retirement makes you feel a sense of balance. Tagaytay is of a comfortable proximity to Manila and it has all the amenities you need to live your day-to-day conveniently, however it's not as congested.

So You Think You Can Retire - Think Again!

Mon, 01 Aug 2016 07:42:30 -0500

Retirement isn't a reality show. You don't have to sing, dance, survive in the wilds or whip up an exotic menu within a time limit. You just have to tailor your retirement to make it "fit" you!

Looking For A Splendid Retirement Destination? 3 Pros Of Retiring To The Philippines

Tue, 05 Jul 2016 09:43:49 -0500

It's hard to decide to retire abroad. You have to do sufficient research to find the ideal destination for spending your retirement years. Here are some tips about the pros of retiring to the Philippines to help you with your decision.

What to Do After Retirement?

Tue, 05 Jul 2016 07:06:59 -0500

This came home to me again because my vet has now retired. The impact on me has been rather severe as he is a wonderful, dedicated, caring, and gentle man who has looked after my pets for the last 20 years or so. At the age of 59 he assured me that it was the right time for him as he has reached the end of his working-life.

When Can I Retire? Information For the 21st Century

Mon, 27 Jun 2016 09:31:28 -0500

Everyone dreams about retiring or at least not having to go to work and the 21st century has brought some unique retirement needs with it. Unfortunately, most of us don't do a good job of planning that far ahead. Read on to learn where to get the best information for a 21st century retirement.

Live and Retire In the Philippines - Enjoy A Comfortable and Luxurious Lifestyle

Wed, 22 Jun 2016 10:19:17 -0500

You can live a relaxing and exciting lifestyle when you live and retire in the Philippines. And the real catch here is that living and retiring in the Philippines is also inexpensive. Expatriates from all over the world find a home in the islands, whether they are from the US, the UK or Australia.

Retirement: A New Phase of Life

Thu, 02 Jun 2016 11:19:33 -0500

Retirement can never land you into troubles if you think seriously about your post-retirement life. Let's check out what can be done to lead a happy and blissful life after retirement.

Ease Into Retirement by Becoming a Consultant

Thu, 02 Jun 2016 08:26:08 -0500

An increasing number of baby boomers who want to scale-back from their nine-to-five job, but aren't ready to fully retire, are discovering a perfect compromise: taking on the role of a consultant. Becoming a consultant is a way to apply the significant experience and knowledge you have acquired over a lifetime of work in a productive and profitable manner. It can also help you maintain meaningful connections as you transition into a full retirement.

6 Facts You Might Not Know About Medicare

Thu, 02 Jun 2016 08:25:38 -0500

More than 50 years ago, the federal government established programs designed to help Americans afford health care services, called Medicare and Medicaid. Since both of these programs involve many variables, they can be somewhat complex. To provide insight into how the coverage works, here are six facts you might not know about Medicare.

Retirement - Make It Golden

Tue, 31 May 2016 06:45:13 -0500

The other day my ophthalmologist asked me if I have plans for retirement. My answer was "I'm never going to retire". He seemed surprised by this and asked me why I said that.

5 Pension Adventures You Should Engage In

Thu, 19 May 2016 13:29:23 -0500

Although, you have retired from your comfy company or state job it doesn't mean that your life is over. There are plenty of pension adventures that you can engage in. Some of the things that you can do include: Getting a job - It sounds ironic that you have to leave one job and find another. Even if you have retired you might not have enough money to fuel your life. Due to this, for you to continue living the life of your dreams you should get a job. When looking for a job you should consider working in a less strenuous area. Also consider working at a part time position. The good thing with getting a job is that you get to have money. You also get to remain active and this makes you live longer.

Making Your DREAM Retirement a Reality

Thu, 19 May 2016 09:25:39 -0500

Steps to take to create your DREAM Retirement. A solid retirement planning process.

A Checklist for Retiring Abroad

Mon, 02 May 2016 14:52:22 -0500

Do you dream about retiring in another country? It is an intriguing option for some who feel like they are ready for a new experience to go with the freedom of retirement. Whether you're looking for a favorable climate, less expensive living costs, or specific cultural or recreational opportunities, retiring abroad could be for you.

Choosing the Right Place to Retire - Active Adult Retirement

Thu, 21 Apr 2016 11:25:38 -0500

With the kids grown, moved out and settled; this is the time when many couples consider retiring. The word retirement portrays a stress-free life in the minds of many. Unfortunately, there are expenses, responsibilities and of course health bills and taxes to paid at the end of every month. Consider the following factors to determine where you are going to spend the golden period living a quality life.

Retirement in the Philippines - 4 Factors To Consider When Retiring In The Philippines

Mon, 18 Apr 2016 08:23:51 -0500

Are you planning to retire in the Philippines? Check if these 4 aspects are within your reach, and you're good to go to spending your golden years in this amazing tropical country.

Reconnect With Your Spiritual Link in Retirement

Tue, 05 Apr 2016 06:25:17 -0500

Busy people with worries of schedules, workloads, and meetings are less likely to connect to their inner voice and spiritual power. In retirement, however, they have freedom to meditate and call on that power to reunite them. Instead of wiling away the time playing games or caring for grandchildren and so forth it is a perfect situation for oneself.

5 Ways Retirees Are Making Money

Tue, 29 Mar 2016 13:08:34 -0500

Retirement isn't the end of one's work. In fact, 7 out of 10 retirees still want to continue working years after their retirement, according to a recent study. One main reason why retirees work even after retirement is the need for money.

Waking Up Retired

Thu, 17 Mar 2016 08:00:02 -0500

Retirement means different things to people. Those who do not plan how they spend their lives struggle with the concept of planning how they will spend each day during retirement. To me, retirement is a gift that I earned. It is the gift of time.

Why Wait For Retirement?

Tue, 16 Feb 2016 08:15:34 -0600

Our whole lives we are told to work hard. To work hard at school, at home work, in the workplace and at home. When do we get to live our lives?

Why Baby Boomers Go Back To Work After Retirement

Fri, 12 Feb 2016 15:57:41 -0600

Retirement is meant to be a time to kick back and enjoy your golden years. It's a time to relax, to travel and do the things that you've been dreaming about. As wonderful as this sounds, it may not be possible for many Canadians nearing their 50's and 60's.

Thoughts on Retirement at 70+

Thu, 21 Jan 2016 08:51:38 -0600

What do you think about the new retirement ages? Maybe by the time you reach the magic number it will be 80! Quite a thought! Bit of a joke really if you are still drawing breath you can draw a pension! Whether you will be fit enough o do the things you have been waiting to do is another matter.

How to Retire and Avoid Expensive Medical Bills

Thu, 21 Jan 2016 06:16:17 -0600

Retirement is like a change in phase and pace. Water turning to ice or iron ore to iron ingot are changes in phase, both of which find different uses from their original states. Michael Jordan still plays basketball at a slower pace now that he's retired from the NBA.

What Is Your Idea of an Ideal Retirement?

Wed, 13 Jan 2016 09:32:35 -0600

People like to look into the future making plans of what they'll do when retired, and along the way preparing for those wonderful golden years. It all starts with taking pride in opening a Governmental retirement savings plan putting a percentage of wages away. Besides the fact it defers paying taxation in one's working life, it gives hope through all the decades of life's trials and tribulations. How many times have we heard someone say when I retire we're going too... Who doesn't want to have an ideal retirement, but is it really possible for most in their 50's and 60's today?

Hobbies & Your Retirement Lifestyle: A Path to Self-Discovery (Part 2)

Fri, 08 Jan 2016 06:31:26 -0600

Self-reinvention is a major payoff during our retirement years. The process can help us realize a deeper truth about ourselves leading to self-discovery. One of the sure ways we can accomplish the preceding, is through hobbies. They can create an invigorated sense of purpose during your retirement years. The hobbies that you participate in can surely offer you some distinct advantages.

Now's The Time To Start Planning For Retirement

Tue, 22 Dec 2015 07:16:20 -0600

Want to climb Machu Picchu or dive on the Great Barrier Reef; to drive a dune buggy in the Mojave Desert or walk the Great Wall of China? No matter how old you are, now's the time to make sure you have enough money to do things like that in retirement.

Jobs For Retirees - Finding The Perfect Retirement Job

Tue, 01 Dec 2015 09:23:07 -0600

Everyone is going to retire sooner or later and most of us will continue to do some work in our retirement. Read on to find your perfect retirement job.

A Spanish Speaking Vintner Grandpa

Mon, 02 Nov 2015 08:25:49 -0600

Retirement is a glorious period in life with so many things to do and so much to learn. Adventures await on all sides and with just a little prodding and poking you can find many that suit you.

Spending Declines in Retirement

Tue, 13 Oct 2015 14:49:41 -0500

Spending declines in retirement is simply a matter of record, so don't panic if you feel you haven't saved enough. Some financial articles claim you will spend more because of travel and medical expenses. This may seem reasonable until you actually look at the facts.

Give Your Retirement Savings a Raise

Mon, 05 Oct 2015 14:48:25 -0500

Making sure you can keep the lifestyle you've grown accustomed to in your working years is a concern for many when it comes to preparing for retirement. There are several factors to consider, so where should you start?

4 Steps to Secure the Next Chapter of Life

Mon, 05 Oct 2015 14:47:46 -0500

One challenge of living a good life is learning how to balance the realities of today with what lies ahead. In other words, it's important to live in the present, yet wise to also plan for the future. Change is always around the corner, whether of our own making or due to the course of time.

Where to Retire in Panama

Mon, 28 Sep 2015 07:57:14 -0500

Panama is a very popular choice with those who want to retire abroad in a stunning nation with excellent weather and first world facilities and amenities such as healthcare. But where is the best place to retire to in Panama? In this article I make a few suggestions of places you may like to call home if you're thinking of retiring to Panama.

10 Good Reasons to Study After Retirement

Fri, 18 Sep 2015 09:43:18 -0500

After working for over 40 years, one is retired, that is, the person is given a rest, especially because of old age. But does this mean that one must not carry out any other activity? Above all, is one too old to go back to school? Far from it for there are some very good reasons for studies when one leaves office or employment. In this article we will look at 10 of them. They are: - Studying for pleasure - Studying for personal gratification - Studying for academic achievement - Studying for business success - Studying to keep the brain active - Studying for some catch up - Studying because parenting pressure is gone - Studying because one has the time - Studying to keep oneself active - Studying because there is no more family financial Pressure

Why France Is Best For Retirement Abroad

Fri, 18 Sep 2015 09:37:13 -0500

Looking at why France should be number 1 on every pre-retiree's list of countries to consider when looking for somewhere to retire to abroad. France offers a great lifestyle at a reasonable price, and it gives its citizens so much choice in terms of location. Whether you want to live in the Alps, the Pyrenees, on the north coast or overlooking the Mediterranean Sea, France's vast land mass means you can find your perfect home in retirement in France.

What Does Retirement Mean To You?

Thu, 10 Sep 2015 13:01:00 -0500

What is your vision of the ideal retirement? It varies from one person to the other how they are going to spend and enjoy their golden years, but the retired life by itself is beautiful because you can customize your lifestyle.

10 Reasons Why You Should Retire In The Philippines

Wed, 02 Sep 2015 12:36:55 -0500

Why choose the Philippines as your retirement destination? Here are top 10 reasons why you should spend your golden years in the "Heart of Asia".

Top Retirement Destinations in the Philippines

Wed, 02 Sep 2015 12:36:02 -0500

There are 10, 20 and 100 good reasons to retire in the Philippines, including 7,107 good low tide seasons and 2,000 habitable islands. As a retiree, there are a variety of choices available to you and your spouse. The best locations for retirement in the Philippines are listed below.

Where Has The Time Gone?

Tue, 01 Sep 2015 13:02:43 -0500

Where has the time gone? Throughout our life, we all have a tendency to ask ourselves this question whenever something special is over. Should we lament this process? Should we try to slow it down? Or should we just accept it as a part of being alive and put those precious memories in the back of our minds as we build new ones.

55 Bothered Me!

Fri, 28 Aug 2015 13:24:03 -0500

Recently I celebrated my 55th birthday. I was greeted in the mail with the arrival of a discount card that is only sent to senior citizens... My family seemed surprised that I didn't appreciate the humor in the fact that a major marketer of life insurance and medical supplies was welcoming me into their ranks, the golden years, the twilight of my life, senior citizenship.

Retiring Single

Fri, 21 Aug 2015 08:39:41 -0500

Retiring single is much less daunting than in prior generations. Part of the reason is that it's now socially acceptable. Does your personality traits fit into this singles lifestyle?

Help Yourself Retire Rich And Happy

Mon, 17 Aug 2015 12:33:36 -0500

The word retirement is accepted with trepidation by most of us. Now, here's the secret. The younger person that you are today, is the only person who will take care of the older person that you will be someday.

What to Look for When Hiring Retirement Planning Services

Mon, 03 Aug 2015 06:44:37 -0500

Retirement planning services are all about helping you meet your post-working years goals. The right group will have decades of experience and know exactly what type of advice to give.

What's Your Retirement Style?

Mon, 27 Jul 2015 07:43:50 -0500

This article examines six different retirement styles from a recent study. Find out which one(s) fit your personality.

Common Assumptions in Retirement

Fri, 24 Jul 2015 11:40:53 -0500

We feel entitled to an enjoyable retirement after working most of our lives either inside or outside the home. Social Security and Medicare are entitlement programs that we all assume will ensure a big part of our retirement income. The hard truth is that many assumptions in life don't work out.

Every Year Is Better!

Fri, 17 Jul 2015 12:33:11 -0500

My early life was not easy. I had to deal with the untimely death of a parent and being raised by a mother with her own agenda. I thought growing older would be easier, but I was blindsided!!! Raising three independent and totally different personalities and finding that once a parent, you are ALWAYS a parent!!! Realizing that the statement "they lived happily ever after" comes with attached strings, but making my ever after happy is up to me-bottom line. As I grow older everything changes and simple becomes difficult, but I am stronger through it all. Helen Reddy said it best in her song "I Am Woman"-and yes, the best is yet to come!

What to Look Forward to When You Retire

Thu, 16 Jul 2015 08:07:18 -0500

For some, the thought of retirement and relying on a pension can be a scary thought. However, there are plenty of things to look forward to when you retire and finances should not hold you back.

Are You Ready for a Retired Life?

Wed, 08 Jul 2015 15:25:49 -0500

People feel so many emotions when thinking about retirement: excitement, fear, relief, joy, you name it. But, the transition to a retired life can be much smoother if you prepare for it. Readers can assess how prepared they are for the retirement life but answering 18 "yes or no" questions.

Things To Consider About Retirement Planning at Every Age

Tue, 07 Jul 2015 06:40:20 -0500

Are you content that you will be able to depart from the workforce with adequate funds to live off of for your life afterwards? Most people aren't; however, what they may not realize is that this challenge is easy to overcome. According to the experts, it is never too late, or too early, to start retirement planning.

Keeping Your Current Lifestyle in Retirement

Mon, 06 Jul 2015 11:18:55 -0500

It's a question that many pre-retirees find themselves asking - How much money will I need to keep my current lifestyle in retirement? What's more, will I have enough to live the retirement I've been dreaming about? A few years ago, as we struggled with a significant bear market and the country's financial crisis, the idea of achieving an ideal retirement seemed to take a backseat to ensuring retirement essentials were handled.

The Snowbirds Are Leaving

Tue, 16 Jun 2015 05:51:41 -0500

For thirteen years, we were Snowbirds. We lived in Florida in the winter and spent the summer at our cottage in Upstate New York. Last year, we sold the cottage and became year-round Florida residents. But in May and June when the Snowbirds leave for their summer homes, I want to leave also. That is, until I discovered ways to enjoy the summer right where I am.

What Retirement Means - Part 1

Fri, 05 Jun 2015 14:51:03 -0500

Retirement can be a tough transition, read this 3 part article about how I did it and investments I made to be able to enjoy it. Learn the alternative retirement investments that are available for use in your IRA.

Be Honest - How Much Money Will You Have to Retire On When You Stop Working?

Fri, 22 May 2015 06:54:39 -0500

I wonder how many of you even know. I'll bet a lot of you don't know. Or you kind of know but not really. It's vitally important for you to know. For some of you, if you have a more 'elaborate' retirement planned (lots of travel etc) you will need more than someone who has very simple wants and desires. There certainly is no right way but you need to know your truth.

Tips For Your Retirement Planning

Mon, 18 May 2015 15:29:02 -0500

Retirement is intended to be an enjoyable chapter of our lives. Without extensive planning and savings, however, it can become a quick financial burden. Proper retirement planning can help you cope with whatever life throws at you.

Five Things to Do When You Retire

Fri, 15 May 2015 08:04:47 -0500

How do you plan to fill your time when you retire? Here are five productive things to do.

Baby Boomers Safety Tips

Thu, 23 Apr 2015 10:25:22 -0500

One factor that many overlook as they age is safety. To many criminals, the elderly can be seen as easy marks as their lowered mobility reduces their ability to resist any form of concentrated strong-arming. Caregivers also have to worry about such a thing.

Facing Retirement - It Isn't For Everybody

Mon, 23 Feb 2015 07:37:49 -0600

It wouldn't be fair however, to impose the exact same stereotypical standards of retirement on everyone. To suggest that to appreciate your golden years, you should pursue hobbies like golf or fishing, start new habits like sleeping until noon, lazing away in a rocking chair whilst watching the whole day glide by and progressively turning into a senior citizen would to the majority be comparable to sentencing them to imprisonment without parole. For these individuals, it would be feasible to assume that employment on any level may possibly be the catalyst in making their retirement meaningful.

Early Bird Specials for Retirees

Tue, 17 Feb 2015 08:59:09 -0600

People no longer eat to live; retirees live to eat. When people have nothing to do with their time, they go out to eat and they look for bargain prices.

Love Life

Thu, 05 Feb 2015 08:30:36 -0600

Life is so short. Days can seem so terribly long at times. January seems very long to me.

Gold IRA Rollover - Protect Your Retirement Now With Gold IRA Rollover

Mon, 26 Jan 2015 11:28:29 -0600

The economy is shaky, the stock market is very volatile, and more than ever before there is great threat of hyperinflation. When you combine these factors, you have every reason to be worried of your future. If you are thinking of a good place to put your retirement savings, it's good to think of an IRA (individual retirement account) that is safe and won't lose its value. To be on the safe side you should think of gold rollover.

Retiring As a Single Woman - How to Find Satisfaction

Wed, 21 Jan 2015 06:05:37 -0600

You have worked hard for most of your life. You want to retire, but you wonder if you can really make it on your own. Here are four strategies to ensure a joyful and satisfying retirement as a single woman.

Will You Have to Work Until You're 70?

Tue, 13 Jan 2015 10:56:55 -0600

Where are you? In the 82% or the 18%? If we fail to plan... then we plan to fail... This is a very common phrase and I'm sure you have heard it before. Regardless of your age, we all have an 82% chance of failing. Will you work until 70?

Five Steps to Feel More Confident About Your Retirement

Fri, 09 Jan 2015 12:47:00 -0600

It's natural to have mixed emotions about retirement - it's a huge life change that people spend most of their working life preparing for. While the thought of retirement is exciting, the options and advice available can sometimes seem overwhelming and complex. There are several simple things you can do if you're feeling unprepared for your retirement years.

Gold IRA Rollover Benefits - Why You Should Secure Your Retirement With Gold IRA Rollover

Fri, 09 Jan 2015 08:15:30 -0600

Are you wondering which is the best way of securing your retirement? Secure it with gold IRA rollover. To do it you only need to visit a reputable gold IRA rollover company and the representatives will not only help you in transferring your money, but they will also guide you in investing in the right bars.

Gold IRA Rollover - What You Need To Know About Gold IRA Rollover

Fri, 09 Jan 2015 07:42:23 -0600

IRA rollover is where you transfer the funds and assets of one of your IRA (individual retirement account) to another. A gold IRA rollover is where you store your assets in terms of bullion coins and bars and not in terms of paper money.

Planning to Hit the Road in Retirement

Tue, 30 Dec 2014 05:00:56 -0600

One of the great benefits of retirement is having the time and freedom to pursue interests that didn't fit into your schedule when you worked 40 or more hours a week. If extensive travel is on your bucket list, you'll want to account for the cost of it as you're planning for retirement. Here are five tips to help you prepare to hit the road when you're ready to retire:

Should You Maximize Your Social Security Survivor Benefit?

Mon, 15 Dec 2014 04:49:58 -0600

There are many Social Security payment strategies for couples to consider depending on their retirement goals and income needs. It's best to understand all your options before making benefit decisions.

Retired But Not Tired

Thu, 11 Dec 2014 06:08:38 -0600

My mother-in-law is a feisty 82. She worked hard to raise her four sons. Once she retired from the teaching profession she assisted one son in his bean bag business.

Thinking About Retiring Early? Answer These 5 Questions First

Thu, 04 Dec 2014 10:49:17 -0600

While many retirees have to stop working earlier than they'd planned due to health or employer issues, an early retirement continues to be a longstanding dream for many people. The upside of early retirement is easy to understand - more time to pursue your interests, and to do so while you are still in good health. The downside risk centers on whether it will create a financial strain over time and the emotional impact of changing your routine.

The Retirement Industry Improves As Competition Increases

Thu, 20 Nov 2014 08:20:43 -0600

With the rate of US citizens who are nearing retirement age increasing at a rapid pace, the retirement community business has been upping its game in an effort to increase their marketshare in the industry. It seems that those who are benefitting the most from this type of competition within the industry are the retiring seniors themselves.

The Glass Is Half Full, Most of the Time

Tue, 11 Nov 2014 21:02:03 -0600

Retirement can provide a platform for summing up your life. Are you happy with the chain of years that comprises your existence thus far? I love the metaphor of THE GLASS HALF FULL, because it so captures the essence of gratitude. Let me show you five ways you can look at that glass and visualize the positive.

Social Security, Married Couples and the Art of Compromise!

Mon, 10 Nov 2014 06:07:27 -0600

Most Social Security seminars and financial advisors/planners focus on maximizing combined Social Security benefits, but is this right for you? Whether you begin benefits early, at full retirement age or at 70 should depend on something much more important: your retirement goals.