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Finance:Structured Settlements Articles from

Published: Wed, 25 Apr 2018 21:34:16 -0500


Structured Settlements - What Are They?

Fri, 15 Jul 2016 11:37:40 -0500

1. What is a Structured Settlement Annuity? 1. A Structured Settlement Annuity (SSA) is a contract issued by an insurance company that originated from a legal action such as a car accident, workplace accident, wrongful death, medical malpractice, etc. The original claimant (plaintiff) elected to accept a series of payments instead of a lump sum settlement. This series of payments are guaranteed by an US based insurance company and is in the form of a fixed annuity. 2. In about 20% of the cases the claimants (or their heirs) elect to sell their SSAs (in full or part) in exchange for a discounted lump sum of cash today.

Asset Locator - Finest Way to Locate Your Money!

Tue, 13 Oct 2015 08:49:28 -0500

The advantage designation that works best at any given point in one's life will depend to a great extent on time skyline and the capacity to endure hazard. Rather than settling on any dishonorable choice, it is ideal to begin by choosing what blend of stocks, securities and shared trusts you need to hold, this alludes to as resource assignment.

Questions and Answers on Structured Settlements

Fri, 21 Aug 2015 08:20:18 -0500

If you have been involved with a lawsuit involving personal injury settlements, your attorney may suggest that you consider structured settlements. This is when your case involves settling for a large amount of money, and often the other side's attorney will offer a plan for you to receive the settlement amount over a proposed period of time, rather than all at once in a lump sum.

What Is A Secondary Market Annuity?

Fri, 05 Jun 2015 14:54:42 -0500

Learn about a little known investment product which has been used by hedge funds and other large investors for many years for their safe no volatility yields. Secondary Market Annuities are now available to the public and fully approved for use in an IRA.

How To Discount Paper

Thu, 26 Mar 2015 11:21:02 -0500

Buying existing loans or notes and discounting them to achieve your desired yield. This often seems to be a difficult process using some voo doo magic but really it is quite simple.

Structured Settlement Investments

Tue, 18 Mar 2014 07:07:56 -0500

Structured settlements provide beneficiaries of compensation awards the opportunity to receive the award via a series of periodic payments rather than as 1 single payment. This article provides the reader with an introduction to structured settlements, and explains how these awards can be traded in the investment markets.

Structured Settlement Loans

Wed, 12 Mar 2014 08:33:26 -0500

The article provides an overview of structured settlements loans. These provide a vehicle for beneficiaries of structured settlements to exchange all or part of their periodical payments for an immediate lump sum payment.

Learn How to Apply For Settlement Loans

Tue, 18 Feb 2014 08:56:39 -0600

With the popularity that lawsuit cash advances are getting nowadays, companies that offer these types of loans also offer advice to their clientele. If you are considering getting a settlement loan, this advice may be important. For instance, respected and responsible lending firms encourage plaintiffs to look at other kinds of legal funding, together with lawsuit loans.

How Do Annuities Work?

Tue, 25 Jun 2013 16:35:48 -0500

Annuities consist of long term products and are a very straight forward approach to funding your future. However, before purchasing, it's important for you to have a good understanding of what you're buying. This article defines an annuity and tells you how it works.

Should I Buy a Long Term Care Annuity?

Mon, 17 Jun 2013 14:25:57 -0500

LTC (Long Term Care) is a new insurance product that provides beneficiaries the opportunity of receiving extensive benefits if/when they need them. In this plan, there are no premiums or secondary underwriting placed upon the user. This article is to help you decide if a long term annuity is right for you.

Companies That Buy Structured Settlements

Thu, 04 Apr 2013 15:49:30 -0500

Practical advice when looking for a company to purchase your annuity. Selecting the right company will have significant results on the amount you receive when selling a settlement.

An Investment You Can Trust

Mon, 18 Mar 2013 13:46:42 -0500

Company leaders must constantly evaluate the ROI on system-wide programs and initiatives. Things that were once considered simply a good business practice, like community and philanthropic involvement, are today considered an investment. After all, in business, what is more valuable than your time and money?

What Buyer of Structured Settlement Payments Should You Consider?

Fri, 15 Mar 2013 13:54:19 -0500

If you're looking to sell your structured settlement payments, there are many things to consider. Here are a few questions you should answer.

How to Sell Your Structured Settlement and Annuity Payments For The Most Cash

Fri, 08 Mar 2013 10:10:39 -0600

This guide will provide you with important information on how to sell your structured settlements and annuity payments for the most cash. You will be provided with information that other articles don't clearly explain.

Understanding All About Structured Settlement Loans

Thu, 28 Feb 2013 12:08:32 -0600

You can get structured settlement loans in almost all states of the US. Mostly, people enter into structured settlements for getting compensation from the companies or individuals after lawsuits. This compensation is paid over a set time period, and in equal installments.

What You Need to Know About Structured Settlement Companies

Thu, 28 Feb 2013 10:27:16 -0600

Structured settlement companies can help you a lot. A structured settlement is a financial or insurance agreement that a person accepts rather than taking a lump sum payment. There are many factors to consider when looking for structured settlement companies to work with.

Cash for Your Annuity Payments

Fri, 22 Feb 2013 13:03:32 -0600

Getting the cash to pay for your son's college, or to pay for your new house is something you can't simply ignore. Most annuity recipients sell annuity payments for this reason.

Why Is A Financial Settlement Preferred Over Legal Battles?

Fri, 01 Feb 2013 15:06:15 -0600

Structured settlement is an arrangement made when a plaintiff settles a case for a large amount of money that is to be paid by the defendant in installments over a period of time, rather than as a single lump sum. This arrangement is often done in consultation with a financial planner and the plaintiff's attorney.

Annuities Explained - What Are Annuities and What Are the Pros and Cons of This Financial Contract?

Fri, 28 Dec 2012 14:03:04 -0600

Getting annuities explained becomes necessary for people when they are not able to understand what this financial contract actually is. A contract through which a consistent stream of income is provided by an insurance company in return for the payments made by an individual is known as an annuity. The fact that even retirement income can be availed through an annuity makes it even more attractive.

I Have Debt - Settlement Pros And Cons

Wed, 19 Dec 2012 10:56:05 -0600

Are you in debt? Maybe you are deep in debt? You have been thinking about a debt settlement but never considered the positive or negative implications of doing so. What can be the worse thing that could happen? Let's take a look at the pros and cons in doing a debt settlement?

Buying and Selling Structured Settlements

Mon, 29 Oct 2012 10:03:48 -0500

Understanding what a structured settlement is and how it's calculated is an important aspect to consider before thinking of selling. When an individual's financial needs change, the prospect of selling becomes a possibility.

The Pros and Cons of Using Structured Settlement Companies

Tue, 09 Oct 2012 13:24:00 -0500

It is quite common for a recipient of a large settlement to wonder what to do with all their newly acquired money. Should you take it all in one big payment or spread it out over time. Both options have their advantages and disadvantages. Structured settlement companies can help by buying your settlement or annuity and paying you a lump sum, but are their services worth the price.

Payment Protection Insurance Claims - Pros and Cons of Claiming Yourself Or Using A Company

Tue, 11 Sep 2012 09:31:47 -0500

This articles purpose is to compare the pros and cons of claiming back PPI yourself, or using a PPI claims firm to help you with your claim for compensation. Read further to learn more about it.

Lawsuit Settlement Funding Is Beneficial

Thu, 09 Aug 2012 14:24:34 -0500

There are so many people worrying about how they are going to make ends meet. They are borrowing money off of loved ones and taking financial risks that they should not be taking. With lawsuit settlement funding, it is not necessary to have to take risks that can cause a great deal of harm to a person in the long run.

Getting Cash for Structured Settlements

Fri, 01 Jun 2012 13:24:55 -0500

People may still decide to sell their entire structured settlement if the financial demand is sizable. A number of people sell structured settlements in order to invest in additional effective investments. Selling these payments is a solid and permissible action. This is as a result of listed insurance firms assign these payouts, making them viable and safe.

Structured Settlement Sales

Fri, 18 May 2012 16:26:34 -0500

There are several reasons someone could wish to sell a structured settlement. They may need the cash to fulfill their fundamental living expenses or they may just desire to invest the money for their future. Still, the primary motivating reason is that they would like to gain access to their money, regardless of their wish of how they spend it.

What Are Structured Settlement Annuities?

Fri, 18 May 2012 09:36:32 -0500

Structured settlements are a kind of monetary agreement where an individual can transfer the claim to expected installment payments for structured settlement lump sum of money. The money coming out of the structured settlement sent to the lender or funding business assuming that you were making monthly payments to payoff the loan. This is an alternative that allows an individual who needs to bear the cost of medical bills or to make an unexpected payment easy access to the finances that they need.

Pre Settlement Funding: Help When You Need It The Most

Thu, 10 May 2012 13:13:35 -0500

Ever hear about pre settlement funding? Neither had I, but the simple fact is it's an answer -albeit one you have to pay for- to the issues that arise immediately following an accident and waiting for the outcome of a lawsuit.

Settlement Annuity

Mon, 30 Apr 2012 07:51:32 -0500

A structured settlement is a guaranteed stream of future payments. They are referred to in the tax code as periodic payments.

Calculating Structured Settlement Payments

Thu, 19 Apr 2012 14:05:52 -0500

To accurately calculate the current worth of a structured settlement or annuity, enter the applicable discount percentage (8- 20%) followed by the payment schedule of the settlement or annuity. To calculate the aggregate number of payments, use the number of guaranteed payments left in the cash flow (i.e. 60 payments = 50 years). Life dependent years have a greater discount fee as a result of the life insurance that should be bought for these kinds of affairs. An increase in the discount rate is essential for life contingent cases.

Learn About Structured Settlements

Wed, 18 Apr 2012 12:48:16 -0500

If you want to know what a structured settlement is and how it works, this article might be helpful. This form of arrangement is mostly concerned with the amounts of money paid to an individual after a suit. It also concerns itself with issues of tax reductions. If you happened to be a winning plaintiff in a lawsuit, you must have received some form of compensation from the defendant, whether a company or an individual.

The Hottest Internet IPOs of 2011 - Who Went Big and Who Went Home

Wed, 14 Mar 2012 12:52:39 -0500

Over 24 Internet companies launched IPOs last year in the US alone according to Renaissance Capital. 2011 included four of the five largest US Internet IPOs ever - Bankrate, Groupon, LinkedIn and Zynga - raising $2.4 billion. However if you bought Internet or social-media IPO stocks in the past couple of years, you have probably lost money. According to Birinyi analyst Kevin Pleines, 18 of the 30 stocks are below their IPO price and 24 of the 30 are below their opening price on their first day of trading.

The Debt Collectors: Who Are They? Why Are They So Rude?

Tue, 13 Mar 2012 11:05:36 -0500

We've all had it happen. An unfamiliar phone number appears on your phone, and you decide to answer. Immediately you regret your decision because on the other end is the dreaded debt collector looking for payment for some random debt item that you may or may not even be responsible for.

Why a Structured Settlement Payment Is a Good Choice?

Thu, 08 Mar 2012 12:38:49 -0600

Structured Settlements guarantees many advantages that make them a good choice. The main benefit of this is that it provides income at periodic intervals and the money is free of state as well as federal taxes. But, the interest accrued from investments made from cash gained through a lump sum is related to federal and state tax.

Understanding Structured Annuity Settlement

Wed, 07 Mar 2012 13:15:07 -0600

A structured annuity settlement can be explained clearly as a situation where in a certain insurance company releases cash installments as payment to a qualified person who met an accident. In circumstances like this, cash payments are given for every period or installment. In general, the claimant will receive this money as long as he or she is alive.

Structured Settlements - Questioning Your Cash Options

Tue, 31 Jan 2012 10:36:27 -0600

The smart decisions we make are triumphs of judgments, while the bad decisions is an opportunity to learn. When it comes to structured settlements you may be questioning your cash options. If you have come into a lot of money, it would be beneficial for you to ask around about a structured settlement to consider for your future care and needs.

Strength From Your Annuity After Death

Tue, 31 Jan 2012 07:53:53 -0600

Are you attempting to find some strength from your annuity after death? A loved one has died and left you an annuity. Death benefits can present you security and strength for you or your loved ones.

Structured Settlements - Pros and Cons of Structured Settlement Over a Lump Sum

Mon, 30 Jan 2012 12:57:35 -0600

An initial response for most people who are faced with a large sum of money is to take the money and run. When finalizing details of a structured settlements agreement stemming from an injury sustained by someone's negligence, it would be in your best interest to stop running and consider your payout options.

A Structured Settlement Is Beneficial To All

Thu, 19 Jan 2012 08:35:19 -0600

A structured settlement is a method of payment used to pay compensation to a plaintiff for his or her injuries or losses. The compensation involved is to be paid by the defendant found guilty or responsible for the loss. Basically, the settlement is paid by the defendant to the plaintiff in installments over a predetermined period of time.

Benefits And Safeguards Provided By The Structured Settlement Protection Act

Mon, 12 Dec 2011 13:04:21 -0600

It is quite important for anyone that is anticipating, or actually is aware that they are going to receive annuity payments in the form of a structured settlement from any type of litigation to familiarize themselves with the Structured Settlement Protection Act. The Structured Settlement Protection Act 2002 was put in place for the protection of those people who desire to sell part or all of their annuity associated with a structured settlement.

A Structured Settlement

Mon, 12 Dec 2011 11:27:48 -0600

Structured settlement refers to the contract between the complainant and the defendant. Here, the complainant will be paid a certain amount of money by the defendant. These funds are usually paid for personal injury, medical malpractice or worker's compensation. The complainant may choose if he or she want it to be paid in a lump sum or for periods of installments. Even though you badly need money, you need to examine the options carefully.

Why Choose A Structured Settlement

Thu, 08 Dec 2011 15:56:41 -0600

By definition, according to the Internal Revenue Service, a structured settlement is an insurance or financial arrangement that is paid over a period of time. The claimant agrees to the resolution of a personal injury claim in the form of periodic payment installments.

What Are the Pros and Cons of Structured Settlements?

Wed, 07 Dec 2011 10:37:35 -0600

Normally, when someone wins a judgment or settles their lawsuit the defendant is obligated to pay you the settlement amount in one lump sum. Another option is a structured settlement. The structured settlement would pay you in installments over a specified period of time rather than a lump sum.

Selling Structured Settlement Payments - What Is The Process?

Mon, 17 Oct 2011 08:38:05 -0500

Selling your structured settlement payments can seem like a daunting task. Knowing the different outlets for selling your future payments is vital in getting the best offer possible. You also need to understand some on the common misconceptions regarding the process and what is required by state law.

Structured Settlement Sales Professionals

Wed, 24 Aug 2011 14:56:45 -0500

The main way to providing quality services to clients in the annuity sector is to have structured settlement sales professionals who are able to guide clients with whatever query they may have. Personality and approach towards the client is considered very critical in business.

Negotiate Structured Settlements With Your Creditors

Wed, 24 Aug 2011 13:42:33 -0500

Negotiating structured settlements with your creditors is a simple process, always stay in touch with them and keep a log of all telephone conversations and correspondence from them. Make sure if a settlement is struck with one of your creditors to have the terms in writing before you make any payment, this written confirmation is called a Settlement Letter.

Lump Sum Benefits With Structured Settlements

Wed, 10 Aug 2011 15:07:33 -0500

If you are due to start receiving structured settlement payments over a long period of time, chances are you would rather be paid out all at once. In a lot of cases, a person who receives a settlement offer in a claims case or personal injury suit is banking on the money awarded in court to offset their medical, legal, and sometimes mental health bills.

Structured Sale Annuity Tax Minimization Strategies

Mon, 08 Aug 2011 14:53:43 -0500

A structured sale (also known as an installment sale) annuity is a very efficient investment vehicle for minimizing capital gains tax when selling or transferring a qualifying asset. The annuity guarantees periodic payments over an agreed upon number of years spreading out the capital gains tax liability for the seller.

Choosing a Buyer of Structured Settlement Payments

Fri, 22 Jul 2011 16:26:20 -0500

Are the biggest names or buyer of structured settlement payments the best? It certainly could be the case, depending on your circumstances. Or, are the other big or mid-size brokers better than the ones we all know and hear of?

Can I Trust An Annuity Purchase or Structured Settlement Broker?

Thu, 14 Jul 2011 16:16:14 -0500

When someone needs their money now, it's usually because they are financially unable to meet their obligations, to pay their bills, or have a quality of life they deserve. An annuity purchaser will get you a cash settlement quickly. Yes you take less for your settlement, but it's worth it in most cases. Now the problem is deciding which annuity purchaser should I choose? Can an annuity purchaser be trusted?

Structured Settlement Choices

Mon, 11 Jul 2011 08:51:17 -0500

A person has choices available to them when granted a structured settlement. Depending on the resources of the person awarded the settlement, there are possible choices.

How to Make Your Own Will

Tue, 21 Jun 2011 11:39:21 -0500

Heirs, usually consisting of family members and close friends, will divide up the assets of someone after death. Failure to complete your will before death could result in your possessions going to the government, so it's important to make a will, even if you expect to be living for a long time. It's never too early to be prepared for the future.

Top 10 Secondary Market Annuity Facts

Mon, 20 Jun 2011 16:43:21 -0500

Traditional asset management strategies focus on a balanced blend of stocks and bonds.? Individual managers have various strategies for managing each portion, but students of history learned over 100 years ago in the Industrial Revolution that specialization was the key to unlocking productivity and performance.? Why entrust your retirement income needs to a generalist?

How Can I Buy, Invest, or Acquire Structured Settlements in the Secondary Market?

Tue, 31 May 2011 21:03:40 -0500

While purchasing a structured settlement in the secondary market can be desirable for an investor, due diligence is required. From the perspective of investors, the critically unique aspect to contemplate in acquiring structured settlement payments in the secondary market is the quality of the brokering company's underwriting and its compliance with the various applicable federal and state laws. Compliance with the legal framework in this area is essential in order to ensure that the investment pays in the future.

Before I Sell My Structured Settlement for Cash, I Want to Understand It Better

Wed, 18 May 2011 14:31:00 -0500

A structured settlement offers several advantages including the security of guaranteed, long-term income. While payments are predictable, your financial circumstances can change. Selling some or all of your structured settlement payments gives you a lump sum of cash. Find out how structured settlements work and understand the importance of working with the right structured settlement company.

The Truth About Lawsuit Cash Advances

Thu, 24 Mar 2011 13:28:48 -0500

Cash advances for lawsuits are in demand, especially with the lack of options for financing in the current economic times. Lawsuit advances can be a life saver to someone who is going through a lawsuit, and waiting on their settlement.

Understanding the Role of Structured Settlement Brokers

Mon, 14 Mar 2011 15:03:25 -0500

Structured settlement brokers can be instrumental in negotiating settlement offers. Not only do they comparison shop for the best deals, they provide invaluable advice to lawyers and their clients to determine if a structured settlement is the best option.

When Should You Sell Your Structured Settlement?

Wed, 23 Feb 2011 07:45:04 -0600

You've probably heard them on the radio, or seen their ads on TV: finance companies eager to purchase structured settlements (or annuity or other stream of scheduled payments which are legally bound in place). In other words, these firms will give the holder of a structured settlement a single lump sum of money for all or part of their payment stream. This article helps the reader decide if selling their structured settlement is the right thing for them.

Basics Of Structured Settlement And Annuities

Mon, 21 Feb 2011 13:28:08 -0600

Often it is a combination of structured settlement and annuities that are granted to a claimant by a personal injury court. These two are combined in order to ensure long term financial stability of the claimant. The claimants often insist on structured settlement and annuities to be combined into one even if they reach a deal outside the court.

Top Three Things To Look For In A Structured Settlement Annuity

Mon, 21 Feb 2011 13:19:31 -0600

If you are about to sign a structured settlement annuity agreement then it is highly important that you first look for certain clauses and payment plans. This is necessary to rule out the possibility of suffering financial damages if the policy does not have ample safety clauses. This will also remove any chances of incurring losses if you want to sell the policy.

What Is A Viatical Settlement and How Can It Benefit You?

Tue, 15 Feb 2011 14:58:11 -0600

A viatical settlement is one where a person sells his or her life insurance policy before its maturation. This preemptive sale results in receiving a lump sum payment after the insurer has deducted charges and processing fees. This type of sale is beneficial for the seller as he or she is able to receive money quickly rather than waiting for the annuity to mature.

The Steps to Sell Your Structured Insurance Settlement for a Lump Sum

Tue, 15 Feb 2011 14:10:09 -0600

If you have recently been awarded a structured insurance settlement and you find that you are unable to make ends meet now then you might be the right person to sell your settlement for cash now. How this works is that a special structured settlement company will buy your settlement now for cash so that you can afford to pay all of your bills.

Structured Settlement Companies

Tue, 15 Feb 2011 14:08:37 -0600

There are many things that you should consider if you are looking to find structured settlement companies to work with you about buying your structured settlement. There are a wide variety of different choices that you will have and some of them include selling all of your future payments for a lump sum. The best part about choosing a company to do this with is knowing the security that you are not going to be ripped off especially if it is known as one of the best companies to work with for this type of issue.

Structured Settlement Loan: How To Get One

Tue, 15 Feb 2011 13:59:27 -0600

It is possible to receive a structured settlement loan in almost all regions of the United States. People enter into structured settlements to receive compensation from individuals or companies after sustaining personal injuries. The compensation is paid over a set period of time and in small installments.

Why You Should Insist On Structured Settlements?

Tue, 15 Feb 2011 13:20:47 -0600

What are structured settlements? This question may have entered your mind if you are suffering from an injury caused by the negligence of another person, group, or company. Personal injury litigation remains the common route of seeking compensation from those responsible for your injuries.

Understand the Basics of Structured Settlement Loans

Tue, 15 Feb 2011 13:08:52 -0600

One of the first things that you should understand about structured settlement loans is that they are loans on settlements which are generally awarded lawsuits or lottery winnings. Basically these are the awarded settlement that people get in an event of wrong doing. As for lottery winnings, this is an additional choice that winners have which provides them with more money over a longer period of time then the lump sum option.

Know The Basics On How To Buy Structured Settlements

Tue, 15 Feb 2011 13:00:42 -0600

If you want to buy structured settlements then it is necessary that you know the basics of this arrangement. A structured settlement is an agreement between the people who sustained personal injuries and the defendants regarding the payment of compensation. Under this arrangement, people responsible for the injury usually agree to settle the matter out of court.

How To Sell Structured Insurance Settlement

Tue, 15 Feb 2011 12:58:10 -0600

It is possible to sell structured insurance settlement plans at lucrative rates if you have done your homework well. You can start with an evaluation of your insurance settlement followed by asking for quotes and scanning the market for your policy. It may take a couple of months but it will be worth waiting for the best deal.

Get Instant Cash From Structured Settlement Companies

Tue, 15 Feb 2011 11:49:49 -0600

If you have been in an accident and suffered some type of personal injury as a result then there are some things that you should know about the payments. Typically a judge is going to allow for what is called a structured settlement which means that you get payments for a certain period of time. In this event and if you have racked up a ton of bills while being in court over the issues you might find that one of the good structured settlement companies is your best choice for getting the money that you need now....

How A Lawsuit Structured Settlement Works

Tue, 15 Feb 2011 11:18:09 -0600

A lawsuit award is one of the most common reasons someone would receive a structured settlement. Learn more about how it works and what your options are for dealing with this type of settlement payment arrangement.

How to Transfer a Structured Settlement

Tue, 15 Feb 2011 10:56:58 -0600

Transferring a structured settlement isn't difficult but you must follow the proper procedure to make sure it is don legally and without undue headaches. By following a few simple rules you shouldn't have any problems at all.

Partial Sale of a Structured Settlement

Tue, 15 Feb 2011 10:52:51 -0600

Many people who get payments from a structured settlement would like to get more cash that they receive in a single payment but don't want to sell the whole income stream. The answer in this case is a partial sale which meets both goals and is no more complicated to do than selling the entire thing.

What Is A Lottery Structured Settlement?

Tue, 15 Feb 2011 10:45:36 -0600

Winning a lottery can be the chance of a lifetime but sometimes you won't want to wait a lifetime to collect your money over years and years of payments. In that case you can cash those payments in for a lump sum through a structured settlement sale. Learn more about it here.

Structured Settlement Frequently Asked Questions

Tue, 15 Feb 2011 10:30:53 -0600

Structured settlements can be confusing and complicated because they are something most people know nothing about until they become involved in them all of a sudden. These are some of the most frequently asked questions about structured settlements.

How To Sell Structured Settlement Quotes?

Mon, 14 Feb 2011 14:43:49 -0600

You can obtain structured settlement quotes from a variety of financial institutions including banks, insurance companies, investment firms, and entities and third-party buyers. Selling a structured settlement is considered relatively difficult than bonds and other financial instruments. It is, however, not as complicated as it may sound.

Why Purchase Structured Settlements?

Mon, 14 Feb 2011 14:22:28 -0600

For many people it is a great idea to purchase structured settlements instead of agreeing to a lump sum payment. These settlements are signed after the defendants accept their fault and are either ordered by the court to pay the claimants compensation or agree to such an arrangement in an out of court settlement. There are two types of compensation available with the first one in the form of a lump sum payment and the second one comprising of regular installments stretched over years or the life time of a person.

Things to Know About Structured Insurance Settlement Payments

Mon, 14 Feb 2011 12:51:02 -0600

There are many things that you should be aware of when it comes to structured insurance settlement payments. One of these is that if you want to buy or sell these types of settlements this must be done through a court. The basic reason for having to go to court to purchase or sell these is so that the seller will not be ripped off as this was a problem in the past.

Why Some Companies Purchase Structured Settlements

Mon, 14 Feb 2011 09:53:15 -0600

You might have heard about these companies that purchase structured settlements if you have ever won a structured settlement. Basically the company would be paying you for your future payments so that you can have the money now. Of course they are going to charge you a fee for getting your money to you now.

Things to Consider Before Selling Your Structured Settlement

Tue, 08 Feb 2011 13:22:59 -0600

If you are receiving payments from a structured settlement plan but are in urgent need of a lump sum of cash, you may be tempted to sell them off to a structured settlement company in exchange for a lump sum. This may not, however, be in your best interest and you could lose out in the long run. Read on to learn why as well as things you should consider if you must sell them.

How to Successfully Sell a Structured Settlement

Mon, 07 Feb 2011 13:09:52 -0600

Selling a structured settlement is not a small decision or one to be taken lightly. This article can provide some answers to the basic information you need to make an informed decision about the process.

Paying for College Using Grants

Wed, 02 Feb 2011 11:18:26 -0600

Paying for college can be difficult. The financial aid process is really confusing and parents and students both struggle with understanding the difference between a grant and a loan. You see, grants are a gift from the government that can be used to pay for school. You will never have to pay this money back.

How to Buy a Structured Settlement

Tue, 01 Feb 2011 15:35:04 -0600

Buying a structured settlement is a way to get a secure long term income stream at a discount. The trick is there are many businesses competing to buy these annuities and if you are an individual investor the competition can be very stiff. Here's what you need to know to get it done.

IRS Tax Lawyers - How They Can Help You?

Wed, 26 Jan 2011 10:04:45 -0600

Both individuals and business houses work towards maximising their profits and adopt different mechanism and procedures at workplace and home. More complex these mechanisms and procedures are more different it becomes to keep record and track of them resulting in increased scope of error. Individuals and business houses with single or less sources of income are ones for whom book keeping is a not so difficult task.

Imperial Structured Settlements

Thu, 20 Jan 2011 14:01:45 -0600

One of the foremost finance companies dealing with the purchase of structured settlement payments rights are imperial structured settlements. People involved in lawsuits and settling for injury, wrongful death or malpractice often claim their compensation in periodic payments. This however is not useful for those people n need of upfront cash. This is where imperial structured settlements help by giving an advance after obtaining heir settlement.

Labor of Structured Settlements

Thu, 20 Jan 2011 10:59:27 -0600

Structured settlements are payments of monetary compensation made monthly or yearly instead of giving lump cash upfront. Structured settlements have become an increasing common option among all settlement related lawsuits.

What If Structured Settlements Did Not Benefit You?

Thu, 13 Jan 2011 08:32:39 -0600

Instead of the lump sum settlement the customer or the client gets to pay in small amounts spread over a duration of time. Guided by various rules and regulations, structured settlement and annuity settlements are decided upon mutual agreement.

Reasons To Purchase Structured Settlements

Wed, 12 Jan 2011 19:02:36 -0600

We all have heard about structured settlements, but we aren't fully aware from it. Basically, structured settlements are monthly installments of a certain amount, which is to be paid to the petitioner by the respondent for his/her loss or damage, caused by the actions of respondent. The judgment is passed by the honorable Court after the completion of trial and if the company or individual, who is responsible to pay the sum ordered by the honorable Court is not able to pay it on lump sum basis, then there is a provision in law that allows the respondent to pay...

What Is Structured Settlement and Annuities?

Mon, 10 Jan 2011 09:25:12 -0600

A structured settlement is a professional term used for a form of financial arrangement that is to be paid on periodic basis. This settlement is usually dictated by the Internal Revenue Code.

Getting Cash for Your Structured Settlements

Tue, 04 Jan 2011 10:16:28 -0600

If you've received a hefty sum of cash, the money may be paid to you in increments, a plan known as a structured settlement. Whether you've won the lottery, been awarded a settlement in a lawsuit, received a large inheritance, or getting annuity payments, the process is the same. You will be receiving a set amount every month or quarter for a set number of years.

How To Build Profits With Structured Settlement Leads

Tue, 28 Dec 2010 14:00:58 -0600

One of the most profitable businesses to surface in recent years has been the buying and selling of structured settlements. Such settlements have been awarded to millions of people, many of whom would love to have a lump sum of cash immediately rather than waiting years for the tedious monthly payments they currently deal with.

Pension Annuity Vital To Take The Open Market Option

Thu, 23 Dec 2010 13:36:46 -0600

In the UK pension annuity market, the open market option allows retirees to seek the best annuity rate from as many life assurance firms as they wish to contact. Nowadays comparison websites make this a very easy thing to do, and there is no obligation to buy an annuity from the company which managed the pension fund.

How to Work Out an Automobile Debt Settlement

Mon, 20 Dec 2010 14:17:28 -0600

All of us are tired of the problems pertaining to transportation, and who does not like to possess a car of his own? In addition, sometimes we need to buy automobiles like trucks and vans when we have our own business and they are required for the easy transportation of goods and services. In addition, when we do not have enough funds of our own, we opt for automobile loans.

Useful Tips On How Not To Overspend

Thu, 16 Dec 2010 15:43:53 -0600

Whether the overspending is on furniture, clothes, jewelries, things, and whatever luxury one may have. This is spending not because you have to, but because you want to. These two are miles apart when it comes to definition. People now-a-days are finding it difficult to limit their spending to the things that they need. They are also on a spending galore without thinking of tomorrow or the days to come.

Selling Your Structured Settlements

Thu, 16 Dec 2010 08:36:14 -0600

If you decide to sell off your structured settlement, there will be more than a few companies who'd be more than willing to pay in cash for the entire structured settlement. The whole settlement needs to be sold only in case of dire emergency when the cash has to be raised immediately. You can spend this lump-sum payment on anything-a house, college tuition, business investments or debts.

Structured Settlement and Tax-Free Periodic Payments

Wed, 15 Dec 2010 16:02:00 -0600

In the event that you receive payment from an injury case, you can always opt to have an independent third party purchase the annuity that will then give you tax-free periodic payments for you structured settlements. Companies can offer a specified amount of cash for a structured type of settlements through a variety of programs which allows you to gain access any valuable portion of your annuity. You might want to sell as little as a year's worth of payments or you can receive a lump-sum payment while you're enjoying a portion of your monthly payment.

Your Best Option Regarding Structured Settlements

Wed, 15 Dec 2010 15:53:23 -0600

Structured settlements are quite a common option nowadays whenever a financial situation comes up. Structured settlements are agreements that accept compensation to be paid through the use of annuities in an established time period.

Structured Settlement for the Common Worker

Wed, 15 Dec 2010 15:40:09 -0600

According to National Structured Settlements Trade Association (NSTTA), structured settlements have become quite a common aspect of worker's compensation and personal injury claims here in the United States. If you don't have sufficient information about this type of claim, simply, it is dispersion of financing for legal claims wherein all or a portion of the arrangements require future periodic payments. Money is paid regularly as dictated in certain installments which could either be annually, semi-annually or quarterly.

Claiming Your Plaintiff Checks in Full Via Structured Settlement

Wed, 15 Dec 2010 15:34:57 -0600

Claimants who are bound to receive large sums of money often the defendant or the lawyer for the plaintiff checks with a financial planner to cooperate on a settlement. This leads to the payment settled over time rather than to pay a large amount upfront. This mode of payment is deemed as structured settlement, which guarantees that future payments be made when one annuity or more is purchased. Both parties get to choose how h payments are to be made, so settlement can be given annually, or every few years with lump sums.

Selling Structured Settlements - The Big Payoff

Wed, 15 Dec 2010 15:27:56 -0600

A structured settlement is often something that takes into full effect after a legal procedure requires that a defendant pays out a sum of money for the plaintiff for a deemed time frame. The circumstances then call for payments to be delivered monthly over a certain period of years, possibly even for a lifetime.

Analyze Your Opportunities Regarding Self Managed Funds

Tue, 14 Dec 2010 21:59:21 -0600

One of the best options for a person who is looking to secure your financial future is to take benefit of self managed funds. Several people look to these financial funds and imagine a person planning for retirement but there are many more possibilities for an individual with a savvy financial mind.