Published: Mon, 05 Dec 2016 08:58:03 -0600
Fri, 02 Dec 2016 08:35:57 -0600For starters there are different classifications for what is considered a good credit score. They can also be described as poor, average, good, great, excellent, or even exceptional based on the credit score number that you have. Your credit score will fall within one of these categories, but keep in mind the names for these categories differ from industry to industry but to give you a general idea of how good, or bad your credit score is, we have provided you this article outlining what most lenders or banks, even credit card companies and car dealerships, use to determine the likeliness of providing you with a loan at a reasonable rate.
Wed, 30 Nov 2016 15:24:22 -0600The year will soon end and if you have not yet done so, consider putting together a tax planning strategy that includes saving for retirement. Entrepreneurs, Solopreneurs and all business owners are our own employers and we must secure our financial futures, whether we'll squeeze a few thousand dollars from modest billable hours or roll in the overflow from a lucrative year. Under no circumstances do we want to be old and broke in America and if one is single and female, that is a real possibility. Fortunately, there are good retirement plan options available to those with a few thousand dollars to spare and the discipline to save. Mostly, taxes are not due until it's time to draw down on the account (age 59 1/2 the youngest and age 70 1/2 the oldest).
Wed, 30 Nov 2016 11:30:33 -0600Required minimum distributions, or RMDs, are the taxable payouts that investors must take out of their traditional IRAs, 401(k) plans, 403(b)s, 457s, Simple IRAs and SEP IRAs after turning 70?. Retired households oftentimes have to tap into their retirement accounts for monthly income needs and have no issue meeting the minimum requirements.
Wed, 30 Nov 2016 11:27:49 -0600With the holiday season in full swing, most people begin to think about what's on their loved one's annual wish list. While the latest high tech gadget might be a great idea, have you ever thought about how far a monetary gift can go?
Wed, 30 Nov 2016 11:26:50 -0600re you spooked at trying to save more money? Everyone knows that the sooner they save, the farther it'll go in the long run, but saving is more than just spending less, it's about maximizing your income.
Wed, 23 Nov 2016 10:47:55 -0600With returns on cash accounts having fallen by an average of 75 percent since 2012, this article looks at how to grow your money with low risk investments. Leaving your money languishing in the bank is actually shrinking your wealth - you need to make the transition from saver to investor.
Wed, 16 Nov 2016 08:24:42 -0600Read our article on why financial planning tools are dangerous for the well-being of your retirement. We will discuss fear tactics used to sell you and how you can use dynamic, up-to-the-minute risk assessment for your portfolio that will lower your volatility and increase your rate of return.
Mon, 14 Nov 2016 09:58:00 -0600The Government have decided not to go ahead with a secondary annuity market in the UK. Some think this is wrong but I think that they have made the right decision on this occasion.
Fri, 11 Nov 2016 08:27:49 -0600Are you dreaming about retirement or are you having a hard time sleeping at night because you're not sure when and if that will ever happen? Whether you're in your 40's, 50's, 60's or even 70's, you will want to know that there are options for creating and living the retirement you want. If you're tossing and turning over your retirement concerns every night, this is for you.
Mon, 07 Nov 2016 10:45:42 -0600A few interesting statistics caught my attention recently as I start to look to planning for 2017. Per Pensions and Investment Magazine - the largest educational institutional investors posted their annual portfolio returns for the year ending September 30th. The average returns posted was -1%. The best in bunch was Yale University which posted a positive return of 3.4%.
Thu, 03 Nov 2016 10:31:23 -0500Through Money Order Money order is a secure form of payment (just like a cashier's check), and is derived from prepaid funds that are issued by post offices, banks, groceries or drug stores. Though money orders are great for one-time payments, they are not practical for long-term payments for rent since the tenant needs to go out every month to get one. Through Email Transfer or Direct Deposit Since email transfer and direct deposit are easy and convenient to instantly...
Thu, 03 Nov 2016 10:31:18 -0500As a landlord, your return of investment comes in the form of rent. If your property is not leased, it does not earn the income that you need to pay the mortgage. However, many landlords have difficulty in collecting the rent.
Thu, 03 Nov 2016 10:30:36 -0500Managing rental properties can be a rewarding business, provided that you are able to manage your cash flow well and collect rent on time. In fact, the biggest factor in your cash flow will be your ability to collect rent on time. Renters are typically stereotyped as people who are not the most responsible when it comes to their finances.
Tue, 01 Nov 2016 15:08:03 -0500What makes a couple successful in their financial relationship? Ameriprise Financial surveyed over 1,500 couples (those married or living together for at least six months) to learn about their money conversations and how they make decisions. The results revealed eight ways you can improve the financial health of your relationship.
Thu, 27 Oct 2016 07:29:12 -0500As a financial planner, licensed real estate salesperson, business/ organization analyst, event planner, and financial, organizational, and personal consultant, specializing in planning, budgetary, marketing/ sales, and financial matters/ areas, it is not surprising that many of my informal conversations, end up, being about some financial topic. Last weekend, we had a nice dinner with friends, and the woman (who is a well - respected, apparently successful professional) off - handedly stated, she was a terrible business person. This surprised me, because she is knowledgeable, extremely intelligent, well - known, has a large practice, etc.
Tue, 25 Oct 2016 08:11:21 -0500How do you differentiate between a legitimate money making idea and a "get rich scheme"? There are indicators that you can use to help you do some homework. You will need to be a detective on this one as there are no short cuts.
Fri, 21 Oct 2016 13:40:54 -0500People tend to increase spending when the prices of their stock market and real estate assets rise. They perceive it as an increase to their financial security. This is known as the wealth effect. The Financial Burdens Survey tells the rest of the story.
Fri, 21 Oct 2016 08:31:15 -0500Changing your living status can drastically change your lifestyle and your financial problems. But you don't worry, because you will get the solution if you are cautious about how you spend your money.
Thu, 13 Oct 2016 14:34:15 -0500Why should you speak with your insurance agent each and every year? How Speaking with an Insurance Agent can Help you. What can your insurance broker learn by speaking with you?
Mon, 10 Oct 2016 13:53:48 -0500During this highly technological age, cash is trying hard to compete with electronic money, since nowadays a lot of people choose to use their virtual wallets. Here, you will read about the pros and cons of using an electronic payment system. It is plain to see that electronic payment systems have more advantages than traditional banking services.
Thu, 29 Sep 2016 08:02:57 -0500Most professional investors would agree that ASSET ALLOCATION (growth purpose vs. income purpose), various DIVERSIFICATION guidelines (position size, sector participation, etc.), fundamental security QUALITY (risk level), and realized INCOME production are important areas of portfolio development that all investors should be helped to understand. Wall Street prepared statements ignore all but one of these...
Mon, 12 Sep 2016 10:08:21 -0500The financial world has seen an explosion in the annuity marketplace over the last 15 years. With the Baby Boomers coming into retirement at the rate of 10,000 per day the insurance companies have not missed the opportunity to design, market, and sell record amounts of annuities - both in contracts sold and premium dollars paid - during this timeframe.
Fri, 09 Sep 2016 10:35:41 -0500Have you ever wondered how some people struggle living paycheck-to-paycheck where others always seem to have their finances in order? Do this one thing and you too will be one of those that have everything in order.
Wed, 07 Sep 2016 08:19:20 -0500In this 1,300 word article, Paul reveals his own conjecture of the future of the financial services sector in the UK. Using hard trends, he predicts what it will look like in 2020 and onwards. Just so you can plan for it. And he offers a peak into 2030.
Tue, 30 Aug 2016 13:24:12 -0500Have you funded your IRA this year? Are you eligible? How often have you heard these questions? In 1974, Congress passed legislation that created Individual Retirement Accounts (IRAs) to encourage individuals to save for retirement.
Tue, 30 Aug 2016 08:23:41 -0500There are millions of internet users these days wondering if it is possible to make passive income online most especially those individuals who do not have any experience and skills. They are the ones who just listen to the success stories of other people. In fact, anyone can definitely start making passive income online even though they do not have any experience and skill.
Fri, 26 Aug 2016 10:21:40 -0500Minorities are the under-represented groups in the country and most of them fall in the low-income bracket, restricting them from fulfilling their daily needs of life. Federal grants and assistance programs have been initiated to help them overcome their monetary constrictions and lead a basic standard of life.
Wed, 24 Aug 2016 10:16:43 -0500After the Bank of England cut their interest rates recently, people with savings accounts need to be made aware of the danger of inflation and the value of real monies against inflation. This article tackles this issue.
Wed, 24 Aug 2016 10:04:05 -0500What does paying yourself first mean? Can it work for me? Should I take the plunge? Hopefully, the following post will provide more answers than questions.
Mon, 15 Aug 2016 15:42:43 -0500For a young couple, preparing for your wedding can be financially strenuous and life after the wedding day if not properly planned can be a dangerous. More so if the couple are not from financial buoyant families.
Fri, 12 Aug 2016 13:48:31 -0500This article overview the current state of the US economy. It also includes a few simple strategies that will help anyone planning for retirement by making 3 changes to their current goals that will help put them on the road to financial freedom and independence in their retirement years.
Tue, 09 Aug 2016 14:46:42 -0500Without going into details of the concept of peer-to-peer lending, one can explain it as a type of debt financing, in which lenders and borrower enjoy freedom and control over the terms of loan, without any intervention of intermediary financial systems. Further simplifying, it is a term used for the practice of money lending by individuals via services that connect lenders and borrowers directly. It may come as a surprise to some; the core concept behind peer-to-peer lending is not new.
Mon, 08 Aug 2016 13:16:05 -0500Hi, I wanted to share this article with everyone in networks like this. We've lately experienced a rash of people using both religion and affinity networks and groups to further their own financial agenda, and created a list of items that we saw frequently as a means to warn and educate everyone.
Tue, 02 Aug 2016 12:11:29 -0500It has been quite a quarter. The U.S Federal Reserve is now on hold, the U.K. has voted to withdraw from the European Union, Puerto Rico has just defaulted on almost $800 million in municipal bond payments, and we are in the midst of the most controversial Presidential election cycle in generations.
Tue, 02 Aug 2016 12:10:39 -0500With the latest attention on women from the financial industry, you might think most women do not participate in investing. As a woman-led firm, we have decided it's time to set the record straight a bit.
Tue, 02 Aug 2016 07:18:59 -0500It is very imperative that humanity becomes more conscious of the inalienable significance of thought in shaping every individual's destiny. As an author remarks, "Beware of your thoughts because they become your words. Beware of your words because they become your actions.
Fri, 22 Jul 2016 15:28:40 -0500If you're aiming to be smart with your money there are many ways you can approach it. Here are three smart money moves you definitely won't regret in the long run.
Fri, 15 Jul 2016 11:38:52 -0500I had multiple conversations last week regarding Britain's decision to leave the European Union. First - for those that have not been following the drama closely - the term "BREXIT" is what "Britain's EXIT" has been named. The question now is how will this decision affect financial markets for many years to come. There is a ton of speculation and I do not subscribe to many of the doomsday predictions but truth is - "I have no idea" how this will all shake out. In the short term we will (have) seen some turmoil in the stock market
Fri, 15 Jul 2016 06:17:31 -0500Online money transfers have become more convenient in all kinds of transactions. There are so many online platforms, offering the services today and to get the best rates you must at least compare. There is also an importance of using platforms that keep you safe and secure considering how risky some of the transactions can be, especially with the increasing cases of identity theft and cyber crimes. Below are a few checks that you should make to have a pleasant and most cost effective online transfer of your money.
Tue, 12 Jul 2016 13:08:14 -0500IT'S NEVER TOO LATE TO PLAN FOR YOUR FUTURE! Typically, the answers you seek are well within your reach, and these answers will expedite the achievement of your goals. Learn to overcome your emotional roadblocks, start planning and get educated. Today is the perfect time to get started.
Mon, 11 Jul 2016 14:29:02 -0500Not paying your bills on time might mean termination of services such as electricity or your phone, or your account could end up in collections. You could even be sued, which is costly and nerve-wracking. Even before you reach this level of stress, though, there are beneficial financial reasons to pay your bills on time.
Mon, 11 Jul 2016 10:00:20 -0500WHERE FOCUS GOES ENERGY FLOWS. Throughout our lives, we women plan for many situations. Time spent planning our careers, family activities, living environment, vacations and birthdays are the product of weeks, if not months, of preparation. Planning is a highly effective habit that keeps us focused on specific goals and priorities, simplifying the decision making process. Effective planning and mental focus have the power to unclutter our minds of time consuming and energy sucking distractions that prevent us from taking care of our needs, wants and desires. It reduces the waste of precious resources such as time, effort and money.
Thu, 07 Jul 2016 08:53:19 -0500Does it always seem like you're short on cash? Are you looking for ever more creative ways to stretch that dollar further? Join the club. Here's some tips and simple advice to help.
Fri, 01 Jul 2016 10:15:25 -0500The eventual purpose of an individual is to live a happy and contented life. The purpose is unachievable until complete economic independence is realized. Economic independence is, thus, the gateway to enjoy a satisfied life.
Thu, 30 Jun 2016 07:28:28 -0500When it comes to shopping for a property, a home loan pre-approval can give you the winning edge. It shows real estate agents that you are serious about buying a home and it places you in a good position to move quickly and get your finances sorted ahead of other buyers.
Thu, 23 Jun 2016 14:20:55 -0500Are you dreaming about moving into your first home? While home hunting can be exciting, the process of buying a home can be somewhat challenging. Purchasing a home is a big financial commitment - potentially one of the biggest purchases you'll make in your lifetime.
Thu, 23 Jun 2016 14:15:00 -0500There are a variety of factors that determine the strength of the U.S. economy, including government spending levels, imports versus exports and currency values. Yet, the biggest factor in determining the health of the economy is based on consumer spending, which is the case in most developed countries.
Wed, 22 Jun 2016 11:11:45 -0500People are different. However, everyone sooner or later faces some questions about money, and they sound about the same: whether it is necessary to buy a particular currency now, where to invest their money, where to earn money immediately, etc. These are "eternal" questions.
Tue, 21 Jun 2016 07:37:10 -0500What would you say if someone told you that there may be some money out there waiting for you? The truth is that this is very possible. It is referred to as "mass money" or "unclaimed property". It can be anything such as checks, savings, contents of a safety deposit box, refunds of utility bills, insurance policies, stocks, bonds, just to mention a few.
Tue, 14 Jun 2016 10:26:42 -0500Managing and completing bank transactions are not the easiest things to do for most people. Since banks usually operate around the same hours that people are at work and are done for the day before many employees are finished with their workdays, scheduling an appointment alone can be difficult, let alone actually finishing the transaction. Visits to the bank can be time-consuming, and it's easy to understand why some people just want to avoid them altogether.
Tue, 07 Jun 2016 15:28:08 -0500Americans are facing financial challenges today as never before, and a lot of us have been forgotten by the typical financial advisor. There are many people who have not sought financial advice because they felt it was out of their reach. Nevertheless, it is just as important to the person who earns less than $100,000 a year to plan for the future, and they also deserve someone who is knowledgeable to assist them in having a comfortable retirement, as well as be prepared for financial emergencies and pitfalls that hit us all from time to time during...
Thu, 02 Jun 2016 13:45:56 -0500Do you know the one trait that separates the students who graduate with a mountain of debt compared to those who graduate debt free? If you want more college scholarships and grants while avoiding the most basic college funding mistakes that stop most students and parents dead in their tracks, read this immediately.
Wed, 01 Jun 2016 09:48:05 -0500Have you heard the great news about the tremendous benefits of 529 college savings plans? Before you rush out to blindly set one up, you may want to consider these 3 ideas before you do. They may very well save you thousands of your hard earned dollars.
Wed, 01 Jun 2016 06:17:06 -0500Most people intending to be financially successful often concentrate a lot of their energies on money generation skills such as marketing, sales, and higher competencies in their profession. While it is important to master money generation skills, it is actually more profitable to master money control and retention skills first. This is because to generate more money you need to invest some money, but to control and retain your money you need not invest additional money. This article is aimed at showing how the understanding of some fundamental laws of money control can speed up the rate of your financial success.
Tue, 31 May 2016 15:59:54 -0500Due to the high level of financial illiteracy (and financial ignorance) in the society, many people (especially adults) are ignorant of the true meanings of basic and common financial terms and concepts. Consequently, they often misunderstand and abuse them. Among the most unpopular financial terms that are misunderstood and abused by most adults are the phrases 'being broke' and 'being poor'. It is imperative that you understand these concepts and how they are related so that you can take advantage of the knowledge in your journey to financial success because they are neither synonyms nor interchangeable phrases. This article explains these phrases and how they are related to each other.
Tue, 31 May 2016 15:01:13 -0500Many people are zealously pursuing money and yet miss several opportunities to make a lot of money just because they are ignorant of the hidden laws of value. For example, many of the complaints customers give about our products or services can be converted to money once we understand the laws of value. Also, profit is defined as the proportion of value produced that is kept by the value producer. That means the more efficient your production system is, the more profit you can generate and keep within your company without necessarily compromising quality or increasing your prices.
Tue, 31 May 2016 14:59:12 -0500Two exuberant seven-year old kids were disappointed by their parents' inability to provide enough money for all their needs. They strongly believed that their parents must be getting some basic things wrong. They wanted money by all means and wondered why everybody they met was portraying money as a scarce commodity. In the usual characteristics of children, they resolved to solve the money problem by designing and printing their own money! They got unto their computer with a mint $ 100 bill note and began the process of designing their own $ 100 bill note.
Tue, 31 May 2016 07:32:49 -0500There are a number of deposit accounts available to the average banker. They have a variety of both benefits and drawbacks.
Tue, 31 May 2016 07:28:27 -0500With student loans, the pressure to save, and increasingly expensive housing markets, managing your first paychecks and financial accounts can be difficult. Here are six crucial tips for stabilizing your personal finances in your 20s.
Fri, 27 May 2016 07:46:57 -0500Graduation ceremonies abound this time of year. It is a reminder that college expenses are just around the corner. 18 years ago, parents might have begun saving for their child's college costs with a Uniform Gift to Minors Act (UGMA) or a Uniform Transfer to Minors Act (UTMA). This is an account that is set up in the minor's name. A parent may be the custodian on the account.
Mon, 23 May 2016 09:33:03 -0500With a self-directed IRA, you can invest your money as you deem necessary. It gives you complete control over your investment choices. This special IRA gives you more control over your financial future, offering you the freedom to invest in familiar assets you understand, and the possibilities become almost limitless. Your investments are not limited to just mutual funds or stocks and bonds.
Thu, 19 May 2016 07:42:34 -0500This article biblically explains two crucial forms of giving Christians need to follow. These are free will giving and sacrificial giving. If you're like me, you've been over-whelmed by trying to figure out how you should handle your money according to the Bible's teaching. Don't be stressed; this article and other articles will ease your mind.
Tue, 17 May 2016 10:47:41 -0500In this age of instant gratification, can it actually be helpful for you to wait? Can deferring some financial activities be more beneficial in the long run? Here's how exercising a little patience can be instrumental to money success.
Wed, 04 May 2016 12:58:47 -0500Prince's untimely death and his apparent failure to leave a will underscore the importance of preparing for "just in case." Acing "Financial Planning 101" will ensure that you are better prepared for the unexpected than Prince was, but taking preliminary steps is not enough. It is also essential to communicate your intentions and plans to your family during your lifetime.
Wed, 04 May 2016 11:00:49 -0500Life teaches critical lessons. Some you learn quickly, others, like dealing with banks, can be quite painful. Here are 7 tips to help you get started protecting your family and your wealth.
Wed, 04 May 2016 09:25:37 -0500Are you worried about how Brexit will impact your investments? Get to know all about Brexit and its impact.
Tue, 03 May 2016 12:56:00 -0500Paying your bills every month is a necessary part of anyone's life. However, if you do not have a handle on this aspect of your life, you may soon find yourself in financial trouble. Without a proper bill-paying system in place, you can amass debt, heighten stress, and put your finances and credit rating at risk.
Mon, 02 May 2016 07:39:47 -0500Learning how to manage your income will help you achieve monetary stability. Consider seeking the services of a financial planner to manage your money wisely.
Wed, 27 Apr 2016 12:35:33 -0500Join a credit union and you'll enjoy a variety of benefits. Credit unions provide a place for members to save and get loans at reasonable rates, superior personal attention, better rates and lower fees, and ATM co-op networks. Credit unions are an excellent choice for people who want to cultivate their own financial health and get more access to convenience and financial services.
Wed, 27 Apr 2016 06:29:43 -0500Here advantages and disadvantages of money market accounts. The balance between greater interest rates and higher risks are also addressed.
Mon, 25 Apr 2016 08:26:42 -0500The hot new trend these days is to strike out on your own and start a small business. The world of work is becoming more depressing by the day, and the opportunities are diminishing as the supply of workers is flooding the market. Anyone who has taken economics can see the supply for workers is going higher and the demand for workers is getting lower. This is not great for wage growth, benefits or job security. In spite of the rhetoric, good jobs cannot be created if the economics is not there. The key is to shift the economics so that the demand occurs naturally rather than trying to legislate it. This is one of the key reasons why entrepreneurship is on the rise.
Fri, 22 Apr 2016 07:30:39 -0500Single mothers often remain busy working to earn for the family or attending college for higher degrees hence, they require secure, affordable and reliable child care centers for their kids. However, the expenses of daycares can be beyond the reach of mothers with limited money and savings.
Thu, 21 Apr 2016 07:43:49 -0500A small introduction on importance of financial planning. Do read if your financial life isn't going smooth.
Wed, 20 Apr 2016 08:39:23 -0500Single mothers solely bear the responsibilities of the family and being the individual bread earner poses a huge financial burden on them. With insufficient earnings and meager savings, it's impossible to make both ends meet, eventually leading to debts and lack of funds. The U.S. government offers federal grants for single mothers that facilitate in dealing with the monetary crisis, meet the daily expenses and help families to stand back on feet.
Mon, 18 Apr 2016 11:38:31 -0500Mobile Wallet Payments have come a long way. In the 90s wallets used to be the in thing. There would be long queues at the local bank. Bundles of cash would be stashed in wallets as people sped off to pay their bills. The rest was left in an ATM
Thu, 14 Apr 2016 14:49:07 -0500The classic film, "It's a Wonderful Life," depicts a simpler time and place a small town where everyone knows one another and relies on each other. At the center of that world is the community bank, the Bailey Building and Loan, and its battle against the large bank controlled by the heartless Henry F. Potter.
Wed, 13 Apr 2016 15:15:30 -0500Online banking has a multitude of advantages. It is fast, convenient, eco-friendly, and it can prevent overdrafts and identity fraud by giving customers the ability to quickly access and frequently monitor their accounts for suspicious activity.
Wed, 13 Apr 2016 13:42:59 -0500Couples don't need to find themselves broke simply because they are expecting or already have their newborn baby. Below are some useful financial planning tips couples about to start a family can follow.
Mon, 11 Apr 2016 06:49:37 -0500If you use online banking, then you know the utmost convenience it offers in making online transactions. Nowadays, visiting the banks personally, doing that paperwork in an old-fashioned way and sweating out in the long queues have become a thing of the past. Online banking has made it possible to make every transaction at the click of a button. It has changed the whole story of our lives as earlier people have to take leave from office just to make a single transaction.
Fri, 08 Apr 2016 14:41:37 -0500A savings account can be an effective way to accrue a sizable nest egg. Banks institute specific requirements for customers who wish to begin using this service.
Fri, 08 Apr 2016 06:51:29 -0500Money and the absence of it is one of the most common sources of fear in the world. If you learn how to eliminate the anxiety that finances cause, you can start acquiring more of this all-important resources. It is far better to gain control over your finances than it is to let your finances control your life.
Thu, 07 Apr 2016 15:12:27 -05001. Robo Advice may not succeed. There has been a lot of press coverage about Robo Advice.
Thu, 07 Apr 2016 09:23:00 -0500One of the biggest money myths young people have is that in order for them to become wealthy, they need to make a lot of money. But the truth is: they just need to get in the habit, while they are young, of regularly saving and investing and let compound interest do the hard work.
Wed, 06 Apr 2016 13:18:52 -0500What does it mean to "go green"? To many, it generally means making a commitment to be a good steward of the earth's resources on a daily basis. Going green will likely have an impact on your lifestyle and your finances.
Tue, 05 Apr 2016 10:01:28 -0500Online money transfers offer convenience because they connect people whose geographical locations would have otherwise made it impossible for them to exchange money. It is a process that also offers time convenience, because depending on the platform you select for the transfer, you can have the money with you in a few minutes. Deposits, money sending and withdrawals of the same have been made pretty smooth by the online transfers. When you choose the right money transfer platform, you will not only enjoy the convenience, but you will also have confidence with the transfer process, but there are things you should do to make the process more pleasant.
Fri, 01 Apr 2016 10:34:06 -0500Did your financial behavior add to your tax bill? Consider these steps to reduce your future tax bill.
Wed, 30 Mar 2016 08:48:30 -0500People in their 20s have time on their side to invest wisely and make your money grow. The sooner you start implementing your financial plan the better and brighter your future will be. Below are financially savvy moves for any 20-something.
Mon, 28 Mar 2016 09:38:46 -0500The definition of a robo-advisor is an automated program that provides financial advice. More precisely, the program manages your investments through an automated algorithm rather than having a person monitoring your portfolio. This program is limited to investment trading, monitoring and trade execution (because other aspects of financial planning are very personal and cannot be programmed into an algorithm).
Mon, 28 Mar 2016 09:37:06 -0500You can't save you way to being rich! However, all wealthy people save money! Saving money is great and if you do it right can be very rewarding! Most financially stable people save money through memberships! They can be a great way to save thousands of dollar every year from simply buying things you're already going to buy anyway! Check out this review to find out three benefits and features all memberships should have as well as three types of memberships you should consider looking into if you're interested in saving big money!
Fri, 25 Mar 2016 15:06:40 -0500Savings Accounts - Savings accounts do have great benefits. Savings should be allocations of cash put aside for short term goals. Savings should also be used for personal expenses like loan payments, utility bills, and insurance. Savings accounts should also be used for anything in life that will require a large amount of cash in five years or less. The stock market can fluctuate and losing value of money while trying to achieve a short term goal is counter productive.
Fri, 18 Mar 2016 08:56:47 -0500The holiday season is around the bend and you adore it or hate it, it's coming. Numerous people fear the financial misfortunes it forces on them every year. The following are 10 financial mistakes to maintain a strategic distance from, this holiday season by the holiday trip planner! These tips offer you some help to enjoy your holidays without having a pinch in your pocket.
Wed, 16 Mar 2016 11:20:21 -0500In the past, people paid their bills in the form of cash or checks. They would put their checks in a stamped envelope and send it to be processed. This could take a week or so.
Tue, 15 Mar 2016 14:34:29 -0500Most know what it is like to have no money and to be in debt. Some are never out of it as they willingly spend every cent they get to make their lives more worthwhile. Many attempt to live up to the standard of others who appear to have everything.
Mon, 14 Mar 2016 07:52:38 -0500It might be common nowadays to see a sign that reads "mortgage notes for sale," but since this is about money and business, things could get tricky. Here is a guide meant to help each individual in choosing the right mortgage note and how to wisely purchase notes for sale.
Thu, 10 Mar 2016 13:29:58 -0600Take a moment and think about how long you have been working. For some, it will be longer than others. Then, add up all the money you have earned so far during your lifetime. What do you have to show for all that money spent? Do you have a retirement plan? Do you own your home? Have you invested in your Self?, through education and ongoing learning?
Mon, 07 Mar 2016 09:24:30 -0600A lot of people have items they no longer want. It's actually a normal situation because a lot of people don't like to give away things they don't need anymore. You may have something you don't really use but you don't really want to get rid of it. For many people this includes diamonds and jewelry.
Thu, 03 Mar 2016 14:08:34 -0600Giving to charity is an important financial priority for many people. Most often this takes the form of donating cash or material goods to a favorite nonprofit. A less common strategy - but one that may be worth considering - is to give the gift of appreciated stock.
Tue, 01 Mar 2016 12:02:52 -0600One of the most important things you must know is your current asset allocation. If you don't know what it is, the first thing you need to do is to figure it out. Here is a question I get asked often - how much should I have in stocks and how much should I have in bonds in my retirement account?
Fri, 26 Feb 2016 10:53:10 -0600It takes a lot of consideration to choose the right bank for a fixed deposit. Here are a few factors to consider besides the fixed deposit interest rates.
Thu, 25 Feb 2016 10:22:36 -0600Learn how to spend your money by seeing it as a tool rather than a dispensable item that easily comes and goes. This way you can protect yourself and your family from those who prey on the financially inept.