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Published: Tue, 25 Oct 2016 02:00:39 -0500


The Wealth Effect Failure

Fri, 21 Oct 2016 13:40:54 -0500

People tend to increase spending when the prices of their stock market and real estate assets rise. They perceive it as an increase to their financial security. This is known as the wealth effect. The Financial Burdens Survey tells the rest of the story.

How To Manage Your Financial Problems After Buying A New Home

Fri, 21 Oct 2016 08:31:15 -0500

Changing your living status can drastically change your lifestyle and your financial problems. But you don't worry, because you will get the solution if you are cautious about how you spend your money.

The Value of the Insurance Review

Thu, 13 Oct 2016 14:34:15 -0500

Why should you speak with your insurance agent each and every year? How Speaking with an Insurance Agent can Help you. What can your insurance broker learn by speaking with you?

Pros and Cons of an Electronic Payment System

Mon, 10 Oct 2016 13:53:48 -0500

During this highly technological age, cash is trying hard to compete with electronic money, since nowadays a lot of people choose to use their virtual wallets. Here, you will read about the pros and cons of using an electronic payment system. It is plain to see that electronic payment systems have more advantages than traditional banking services.

Broker Investment Account Statements: Deceptive By Design

Thu, 29 Sep 2016 08:02:57 -0500

Most professional investors would agree that ASSET ALLOCATION (growth purpose vs. income purpose), various DIVERSIFICATION guidelines (position size, sector participation, etc.), fundamental security QUALITY (risk level), and realized INCOME production are important areas of portfolio development that all investors should be helped to understand. Wall Street prepared statements ignore all but one of these...

I Hate Annuities - I Love Annuities

Mon, 12 Sep 2016 10:08:21 -0500

The financial world has seen an explosion in the annuity marketplace over the last 15 years. With the Baby Boomers coming into retirement at the rate of 10,000 per day the insurance companies have not missed the opportunity to design, market, and sell record amounts of annuities - both in contracts sold and premium dollars paid - during this timeframe.

Do This One Thing To Become Financially Independent

Fri, 09 Sep 2016 10:35:41 -0500

Have you ever wondered how some people struggle living paycheck-to-paycheck where others always seem to have their finances in order? Do this one thing and you too will be one of those that have everything in order.

Predictions for the Financial Advice Sector in the UK

Wed, 07 Sep 2016 08:19:20 -0500

In this 1,300 word article, Paul reveals his own conjecture of the future of the financial services sector in the UK. Using hard trends, he predicts what it will look like in 2020 and onwards. Just so you can plan for it. And he offers a peak into 2030.  

Individual Retirement Accounts: Understanding Your Choices for Tax Advantaged Savings

Tue, 30 Aug 2016 13:24:12 -0500

Have you funded your IRA this year? Are you eligible? How often have you heard these questions? In 1974, Congress passed legislation that created Individual Retirement Accounts (IRAs) to encourage individuals to save for retirement.

How to Generate Income Easily? Take These Passive Income Tips!

Tue, 30 Aug 2016 08:23:41 -0500

There are millions of internet users these days wondering if it is possible to make passive income online most especially those individuals who do not have any experience and skills. They are the ones who just listen to the success stories of other people. In fact, anyone can definitely start making passive income online even though they do not have any experience and skill.

African American Grants and Financial Assistance - Free Money For Minorities

Fri, 26 Aug 2016 10:21:40 -0500

Minorities are the under-represented groups in the country and most of them fall in the low-income bracket, restricting them from fulfilling their daily needs of life. Federal grants and assistance programs have been initiated to help them overcome their monetary constrictions and lead a basic standard of life.

Interest Rate Savers, Know Your Enemy - Hint, It's Not Your Bank

Wed, 24 Aug 2016 10:16:43 -0500

After the Bank of England cut their interest rates recently, people with savings accounts need to be made aware of the danger of inflation and the value of real monies against inflation. This article tackles this issue.

The 2 Killer Benefits Of Paying Yourself First

Wed, 24 Aug 2016 10:04:05 -0500

What does paying yourself first mean? Can it work for me? Should I take the plunge? Hopefully, the following post will provide more answers than questions.

Financial Tips For Newly Weds

Mon, 15 Aug 2016 15:42:43 -0500

For a young couple, preparing for your wedding can be financially strenuous and life after the wedding day if not properly planned can be a dangerous. More so if the couple are not from financial buoyant families.

A Guide for a 50 Year Old Planning for the Future

Fri, 12 Aug 2016 13:48:31 -0500

This article overview the current state of the US economy. It also includes a few simple strategies that will help anyone planning for retirement by making 3 changes to their current goals that will help put them on the road to financial freedom and independence in their retirement years.

Peer-To-Peer Lending Practices Encouraged by Emerging Online Platforms

Tue, 09 Aug 2016 14:46:42 -0500

Without going into details of the concept of peer-to-peer lending, one can explain it as a type of debt financing, in which lenders and borrower enjoy freedom and control over the terms of loan, without any intervention of intermediary financial systems. Further simplifying, it is a term used for the practice of money lending by individuals via services that connect lenders and borrowers directly. It may come as a surprise to some; the core concept behind peer-to-peer lending is not new.

Don't Be Taken Advantage Of Financially In Networking Groups!

Mon, 08 Aug 2016 13:16:05 -0500

Hi, I wanted to share this article with everyone in networks like this. We've lately experienced a rash of people using both religion and affinity networks and groups to further their own financial agenda, and created a list of items that we saw frequently as a means to warn and educate everyone.

Everything's Different, Nothing's Changed

Tue, 02 Aug 2016 12:11:29 -0500

It has been quite a quarter. The U.S Federal Reserve is now on hold, the U.K. has voted to withdraw from the European Union, Puerto Rico has just defaulted on almost $800 million in municipal bond payments, and we are in the midst of the most controversial Presidential election cycle in generations.

Women Already Are Investing And They Are Pretty Darn Good At It, Carry On!

Tue, 02 Aug 2016 12:10:39 -0500

With the latest attention on women from the financial industry, you might think most women do not participate in investing. As a woman-led firm, we have decided it's time to set the record straight a bit.

Does More Money Cause More Problems?

Tue, 02 Aug 2016 07:18:59 -0500

It is very imperative that humanity becomes more conscious of the inalienable significance of thought in shaping every individual's destiny. As an author remarks, "Beware of your thoughts because they become your words. Beware of your words because they become your actions.

3 Smart Money Moves You Won't Regret

Fri, 22 Jul 2016 15:28:40 -0500

If you're aiming to be smart with your money there are many ways you can approach it. Here are three smart money moves you definitely won't regret in the long run.

United Kingdom and Leaving the European Union (EU) - BREXIT

Fri, 15 Jul 2016 11:38:52 -0500

I had multiple conversations last week regarding Britain's decision to leave the European Union. First - for those that have not been following the drama closely - the term "BREXIT" is what "Britain's EXIT" has been named. The question now is how will this decision affect financial markets for many years to come. There is a ton of speculation and I do not subscribe to many of the doomsday predictions but truth is - "I have no idea" how this will all shake out. In the short term we will (have) seen some turmoil in the stock market

Important Checks When Transferring Money Online

Fri, 15 Jul 2016 06:17:31 -0500

Online money transfers have become more convenient in all kinds of transactions. There are so many online platforms, offering the services today and to get the best rates you must at least compare. There is also an importance of using platforms that keep you safe and secure considering how risky some of the transactions can be, especially with the increasing cases of identity theft and cyber crimes. Below are a few checks that you should make to have a pleasant and most cost effective online transfer of your money.

Are You Worried About Not Having Enough Money When You Get Older?

Tue, 12 Jul 2016 13:08:14 -0500

IT'S NEVER TOO LATE TO PLAN FOR YOUR FUTURE! Typically, the answers you seek are well within your reach, and these answers will expedite the achievement of your goals. Learn to overcome your emotional roadblocks, start planning and get educated. Today is the perfect time to get started.

Five Reasons to Pay Your Bills on Time

Mon, 11 Jul 2016 14:29:02 -0500

Not paying your bills on time might mean termination of services such as electricity or your phone, or your account could end up in collections. You could even be sued, which is costly and nerve-wracking. Even before you reach this level of stress, though, there are beneficial financial reasons to pay your bills on time.

Do You Want to SAVE TIME and EFFORT on Money Matters?

Mon, 11 Jul 2016 10:00:20 -0500

WHERE FOCUS GOES ENERGY FLOWS. Throughout our lives, we women plan for many situations. Time spent planning our careers, family activities, living environment, vacations and birthdays are the product of weeks, if not months, of preparation. Planning is a highly effective habit that keeps us focused on specific goals and priorities, simplifying the decision making process. Effective planning and mental focus have the power to unclutter our minds of time consuming and energy sucking distractions that prevent us from taking care of our needs, wants and desires. It reduces the waste of precious resources such as time, effort and money.

The Minimalist Millennial - How to Save Money After You've Done the Obvious

Thu, 07 Jul 2016 08:53:19 -0500

Does it always seem like you're short on cash? Are you looking for ever more creative ways to stretch that dollar further? Join the club. Here's some tips and simple advice to help.

Realizing Personal Economic Independence

Fri, 01 Jul 2016 10:15:25 -0500

The eventual purpose of an individual is to live a happy and contented life. The purpose is unachievable until complete economic independence is realized. Economic independence is, thus, the gateway to enjoy a satisfied life.

The Ultimate Guide to Home Loan Pre-Approval

Thu, 30 Jun 2016 07:28:28 -0500

When it comes to shopping for a property, a home loan pre-approval can give you the winning edge. It shows real estate agents that you are serious about buying a home and it places you in a good position to move quickly and get your finances sorted ahead of other buyers.

Five Tips for Buying Your First Home

Thu, 23 Jun 2016 14:20:55 -0500

Are you dreaming about moving into your first home? While home hunting can be exciting, the process of buying a home can be somewhat challenging. Purchasing a home is a big financial commitment - potentially one of the biggest purchases you'll make in your lifetime.

Why Consumer Spending Matters to the Economy

Thu, 23 Jun 2016 14:15:00 -0500

There are a variety of factors that determine the strength of the U.S. economy, including government spending levels, imports versus exports and currency values. Yet, the biggest factor in determining the health of the economy is based on consumer spending, which is the case in most developed countries.

Financial Prudence, Everything You Should Take Into Account

Wed, 22 Jun 2016 11:11:45 -0500

People are different. However, everyone sooner or later faces some questions about money, and they sound about the same: whether it is necessary to buy a particular currency now, where to invest their money, where to earn money immediately, etc. These are "eternal" questions.

How to Find Mass Money That Could Be Yours

Tue, 21 Jun 2016 07:37:10 -0500

What would you say if someone told you that there may be some money out there waiting for you? The truth is that this is very possible. It is referred to as "mass money" or "unclaimed property". It can be anything such as checks, savings, contents of a safety deposit box, refunds of utility bills, insurance policies, stocks, bonds, just to mention a few.

Improving the Way Banks Do Business Through Text Messaging

Tue, 14 Jun 2016 10:26:42 -0500

Managing and completing bank transactions are not the easiest things to do for most people. Since banks usually operate around the same hours that people are at work and are done for the day before many employees are finished with their workdays, scheduling an appointment alone can be difficult, let alone actually finishing the transaction. Visits to the bank can be time-consuming, and it's easy to understand why some people just want to avoid them altogether.

Financial Solutions for Americans Today

Tue, 07 Jun 2016 15:28:08 -0500

Americans are facing financial challenges today as never before, and a lot of us have been forgotten by the typical financial advisor. There are many people who have not sought financial advice because they felt it was out of their reach. Nevertheless, it is just as important to the person who earns less than $100,000 a year to plan for the future, and they also deserve someone who is knowledgeable to assist them in having a comfortable retirement, as well as be prepared for financial emergencies and pitfalls that hit us all from time to time during...

Debt Free College Degree - Are You Serious or Are You Just Playing Around?

Thu, 02 Jun 2016 13:45:56 -0500

Do you know the one trait that separates the students who graduate with a mountain of debt compared to those who graduate debt free? If you want more college scholarships and grants while avoiding the most basic college funding mistakes that stop most students and parents dead in their tracks, read this immediately.

529 College Savings Plan or 529 College Savings Fraud

Wed, 01 Jun 2016 09:48:05 -0500

Have you heard the great news about the tremendous benefits of 529 college savings plans? Before you rush out to blindly set one up, you may want to consider these 3 ideas before you do. They may very well save you thousands of your hard earned dollars.

4 Immutable Laws of Money Control

Wed, 01 Jun 2016 06:17:06 -0500

Most people intending to be financially successful often concentrate a lot of their energies on money generation skills such as marketing, sales, and higher competencies in their profession. While it is important to master money generation skills, it is actually more profitable to master money control and retention skills first. This is because to generate more money you need to invest some money, but to control and retain your money you need not invest additional money. This article is aimed at showing how the understanding of some fundamental laws of money control can speed up the rate of your financial success.

Understanding Being Broke and Being Poor

Tue, 31 May 2016 15:59:54 -0500

Due to the high level of financial illiteracy (and financial ignorance) in the society, many people (especially adults) are ignorant of the true meanings of basic and common financial terms and concepts. Consequently, they often misunderstand and abuse them. Among the most unpopular financial terms that are misunderstood and abused by most adults are the phrases 'being broke' and 'being poor'. It is imperative that you understand these concepts and how they are related so that you can take advantage of the knowledge in your journey to financial success because they are neither synonyms nor interchangeable phrases. This article explains these phrases and how they are related to each other.

Money and the Laws of Value

Tue, 31 May 2016 15:01:13 -0500

Many people are zealously pursuing money and yet miss several opportunities to make a lot of money just because they are ignorant of the hidden laws of value. For example, many of the complaints customers give about our products or services can be converted to money once we understand the laws of value. Also, profit is defined as the proportion of value produced that is kept by the value producer. That means the more efficient your production system is, the more profit you can generate and keep within your company without necessarily compromising quality or increasing your prices.

Understand Money

Tue, 31 May 2016 14:59:12 -0500

Two exuberant seven-year old kids were disappointed by their parents' inability to provide enough money for all their needs. They strongly believed that their parents must be getting some basic things wrong. They wanted money by all means and wondered why everybody they met was portraying money as a scarce commodity. In the usual characteristics of children, they resolved to solve the money problem by designing and printing their own money! They got unto their computer with a mint $ 100 bill note and began the process of designing their own $ 100 bill note.

Which Deposit Accounts Are Right for You?

Tue, 31 May 2016 07:32:49 -0500

There are a number of deposit accounts available to the average banker. They have a variety of both benefits and drawbacks.

Six Crucial Tips For Managing Financial Accounts In Your 20s

Tue, 31 May 2016 07:28:27 -0500

With student loans, the pressure to save, and increasingly expensive housing markets, managing your first paychecks and financial accounts can be difficult. Here are six crucial tips for stabilizing your personal finances in your 20s.

Do's and Don'ts of College Planning

Fri, 27 May 2016 07:46:57 -0500

Graduation ceremonies abound this time of year. It is a reminder that college expenses are just around the corner. 18 years ago, parents might have begun saving for their child's college costs with a Uniform Gift to Minors Act (UGMA) or a Uniform Transfer to Minors Act (UTMA). This is an account that is set up in the minor's name. A parent may be the custodian on the account.

What Is a Self-Directed IRA?

Mon, 23 May 2016 09:33:03 -0500

With a self-directed IRA, you can invest your money as you deem necessary. It gives you complete control over your investment choices. This special IRA gives you more control over your financial future, offering you the freedom to invest in familiar assets you understand, and the possibilities become almost limitless. Your investments are not limited to just mutual funds or stocks and bonds.

What Is Sacrificial Christian Giving?

Thu, 19 May 2016 07:42:34 -0500

This article biblically explains two crucial forms of giving Christians need to follow. These are free will giving and sacrificial giving. If you're like me, you've been over-whelmed by trying to figure out how you should handle your money according to the Bible's teaching. Don't be stressed; this article and other articles will ease your mind.

Patience Is A Financial Virtue

Tue, 17 May 2016 10:47:41 -0500

In this age of instant gratification, can it actually be helpful for you to wait? Can deferring some financial activities be more beneficial in the long run? Here's how exercising a little patience can be instrumental to money success.

Uncomfortable, But Important Conversations

Wed, 04 May 2016 12:58:47 -0500

Prince's untimely death and his apparent failure to leave a will underscore the importance of preparing for "just in case." Acing "Financial Planning 101" will ensure that you are better prepared for the unexpected than Prince was, but taking preliminary steps is not enough. It is also essential to communicate your intentions and plans to your family during your lifetime.

Critical Life Lessons to Avoid Getting Conned

Wed, 04 May 2016 11:00:49 -0500

Life teaches critical lessons. Some you learn quickly, others, like dealing with banks, can be quite painful. Here are 7 tips to help you get started protecting your family and your wealth.

Brexit's Impact on Your Financial Investments: Are You Ready?

Wed, 04 May 2016 09:25:37 -0500

Are you worried about how Brexit will impact your investments? Get to know all about Brexit and its impact.

6 Easy Steps To Organize And Pay Your Bills

Tue, 03 May 2016 12:56:00 -0500

Paying your bills every month is a necessary part of anyone's life. However, if you do not have a handle on this aspect of your life, you may soon find yourself in financial trouble. Without a proper bill-paying system in place, you can amass debt, heighten stress, and put your finances and credit rating at risk.

Seven Reasons Why You Should Have a Financial Planner

Mon, 02 May 2016 07:39:47 -0500

Learning how to manage your income will help you achieve monetary stability. Consider seeking the services of a financial planner to manage your money wisely.

The Benefits of Belonging to a Credit Union

Wed, 27 Apr 2016 12:35:33 -0500

Join a credit union and you'll enjoy a variety of benefits. Credit unions provide a place for members to save and get loans at reasonable rates, superior personal attention, better rates and lower fees, and ATM co-op networks. Credit unions are an excellent choice for people who want to cultivate their own financial health and get more access to convenience and financial services.

Money Market Accounts: A Smarter Way to Save

Wed, 27 Apr 2016 06:29:43 -0500

Here advantages and disadvantages of money market accounts. The balance between greater interest rates and higher risks are also addressed.

Are You Ready To Start a Small Business?

Mon, 25 Apr 2016 08:26:42 -0500

The hot new trend these days is to strike out on your own and start a small business. The world of work is becoming more depressing by the day, and the opportunities are diminishing as the supply of workers is flooding the market. Anyone who has taken economics can see the supply for workers is going higher and the demand for workers is getting lower. This is not great for wage growth, benefits or job security. In spite of the rhetoric, good jobs cannot be created if the economics is not there. The key is to shift the economics so that the demand occurs naturally rather than trying to legislate it. This is one of the key reasons why entrepreneurship is on the rise.

Free Child Care Assistance For Single Moms - Daycare Grants For Single Mothers

Fri, 22 Apr 2016 07:30:39 -0500

Single mothers often remain busy working to earn for the family or attending college for higher degrees hence, they require secure, affordable and reliable child care centers for their kids. However, the expenses of daycares can be beyond the reach of mothers with limited money and savings.

6 Reasons Why Financial Planning Is Important

Thu, 21 Apr 2016 07:43:49 -0500

A small introduction on importance of financial planning. Do read if your financial life isn't going smooth.

Apply For Various Grant Programs For Single Mothers and Get Monetary Assistance

Wed, 20 Apr 2016 08:39:23 -0500

Single mothers solely bear the responsibilities of the family and being the individual bread earner poses a huge financial burden on them. With insufficient earnings and meager savings, it's impossible to make both ends meet, eventually leading to debts and lack of funds. The U.S. government offers federal grants for single mothers that facilitate in dealing with the monetary crisis, meet the daily expenses and help families to stand back on feet.

What The Success Or Downfall Of Mobile Wallet Payments Depends On

Mon, 18 Apr 2016 11:38:31 -0500

Mobile Wallet Payments have come a long way. In the 90s wallets used to be the in thing. There would be long queues at the local bank. Bundles of cash would be stashed in wallets as people sped off to pay their bills. The rest was left in an ATM

At a Community Bank, It's Still a Wonderful Life

Thu, 14 Apr 2016 14:49:07 -0500

The classic film, "It's a Wonderful Life," depicts a simpler time and place a small town where everyone knows one another and relies on each other. At the center of that world is the community bank, the Bailey Building and Loan, and its battle against the large bank controlled by the heartless Henry F. Potter.

Online Banking: Easy, Efficient, and Environmentally Conscious

Wed, 13 Apr 2016 15:15:30 -0500

Online banking has a multitude of advantages. It is fast, convenient, eco-friendly, and it can prevent overdrafts and identity fraud by giving customers the ability to quickly access and frequently monitor their accounts for suspicious activity.

Financial Planning Tips For Couples About To Start A Family

Wed, 13 Apr 2016 13:42:59 -0500

Couples don't need to find themselves broke simply because they are expecting or already have their newborn baby. Below are some useful financial planning tips couples about to start a family can follow.

Online Banking and How to Log Into Your Bank Account the Very First Time

Mon, 11 Apr 2016 06:49:37 -0500

If you use online banking, then you know the utmost convenience it offers in making online transactions. Nowadays, visiting the banks personally, doing that paperwork in an old-fashioned way and sweating out in the long queues have become a thing of the past. Online banking has made it possible to make every transaction at the click of a button. It has changed the whole story of our lives as earlier people have to take leave from office just to make a single transaction.

Steps to Open a Savings Account

Fri, 08 Apr 2016 14:41:37 -0500

A savings account can be an effective way to accrue a sizable nest egg. Banks institute specific requirements for customers who wish to begin using this service.

Easy Ways To Regain Control Over Your Finances

Fri, 08 Apr 2016 06:51:29 -0500

Money and the absence of it is one of the most common sources of fear in the world. If you learn how to eliminate the anxiety that finances cause, you can start acquiring more of this all-important resources. It is far better to gain control over your finances than it is to let your finances control your life.

10 Predictions for the Future of UK Financial Planning

Thu, 07 Apr 2016 15:12:27 -0500

1. Robo Advice may not succeed. There has been a lot of press coverage about Robo Advice.

Building Wealth Takes Time - Why to Teach Teens to Start Saving Young

Thu, 07 Apr 2016 09:23:00 -0500

One of the biggest money myths young people have is that in order for them to become wealthy, they need to make a lot of money. But the truth is: they just need to get in the habit, while they are young, of regularly saving and investing and let compound interest do the hard work.

What Going Green Means for Your Wallet

Wed, 06 Apr 2016 13:18:52 -0500

What does it mean to "go green"? To many, it generally means making a commitment to be a good steward of the earth's resources on a daily basis. Going green will likely have an impact on your lifestyle and your finances.

Tips For Smooth And Cheap Online Money Transfers

Tue, 05 Apr 2016 10:01:28 -0500

Online money transfers offer convenience because they connect people whose geographical locations would have otherwise made it impossible for them to exchange money. It is a process that also offers time convenience, because depending on the platform you select for the transfer, you can have the money with you in a few minutes. Deposits, money sending and withdrawals of the same have been made pretty smooth by the online transfers. When you choose the right money transfer platform, you will not only enjoy the convenience, but you will also have confidence with the transfer process, but there are things you should do to make the process more pleasant.

The Tax Man Cometh! Take Steps to Reduce Your Tax Bill

Fri, 01 Apr 2016 10:34:06 -0500

Did your financial behavior add to your tax bill? Consider these steps to reduce your future tax bill.

Financially Savvy Moves for Your 20s

Wed, 30 Mar 2016 08:48:30 -0500

People in their 20s have time on their side to invest wisely and make your money grow. The sooner you start implementing your financial plan the better and brighter your future will be. Below are financially savvy moves for any 20-something.

What Is a Robo-Advisor?

Mon, 28 Mar 2016 09:38:46 -0500

The definition of a robo-advisor is an automated program that provides financial advice. More precisely, the program manages your investments through an automated algorithm rather than having a person monitoring your portfolio. This program is limited to investment trading, monitoring and trade execution (because other aspects of financial planning are very personal and cannot be programmed into an algorithm).

Memberships To Save Money: Save Money Like A Pro

Mon, 28 Mar 2016 09:37:06 -0500

You can't save you way to being rich! However, all wealthy people save money! Saving money is great and if you do it right can be very rewarding! Most financially stable people save money through memberships! They can be a great way to save thousands of dollar every year from simply buying things you're already going to buy anyway! Check out this review to find out three benefits and features all memberships should have as well as three types of memberships you should consider looking into if you're interested in saving big money!

Savings Accounts VS Investing Accounts

Fri, 25 Mar 2016 15:06:40 -0500

Savings Accounts - Savings accounts do have great benefits. Savings should be allocations of cash put aside for short term goals. Savings should also be used for personal expenses like loan payments, utility bills, and insurance. Savings accounts should also be used for anything in life that will require a large amount of cash in five years or less. The stock market can fluctuate and losing value of money while trying to achieve a short term goal is counter productive.

10 Financial Mistakes To Avoid This Holiday Season

Fri, 18 Mar 2016 08:56:47 -0500

The holiday season is around the bend and you adore it or hate it, it's coming. Numerous people fear the financial misfortunes it forces on them every year. The following are 10 financial mistakes to maintain a strategic distance from, this holiday season by the holiday trip planner! These tips offer you some help to enjoy your holidays without having a pinch in your pocket.

Should You Pay Your Bills Online?

Wed, 16 Mar 2016 11:20:21 -0500

In the past, people paid their bills in the form of cash or checks. They would put their checks in a stamped envelope and send it to be processed. This could take a week or so.

Debt Belongs to the Financial World of 666

Tue, 15 Mar 2016 14:34:29 -0500

Most know what it is like to have no money and to be in debt. Some are never out of it as they willingly spend every cent they get to make their lives more worthwhile. Many attempt to live up to the standard of others who appear to have everything.

Buying and Selling Mortgage Notes

Mon, 14 Mar 2016 07:52:38 -0500

It might be common nowadays to see a sign that reads "mortgage notes for sale," but since this is about money and business, things could get tricky. Here is a guide meant to help each individual in choosing the right mortgage note and how to wisely purchase notes for sale.

Act Like a Millionaire

Thu, 10 Mar 2016 13:29:58 -0600

Take a moment and think about how long you have been working. For some, it will be longer than others. Then, add up all the money you have earned so far during your lifetime. What do you have to show for all that money spent? Do you have a retirement plan? Do you own your home? Have you invested in your Self?, through education and ongoing learning?

Got Diamonds You Don't Want Anymore? Sell Them!

Mon, 07 Mar 2016 09:24:30 -0600

A lot of people have items they no longer want. It's actually a normal situation because a lot of people don't like to give away things they don't need anymore. You may have something you don't really use but you don't really want to get rid of it. For many people this includes diamonds and jewelry.

Consider Donating Stock Instead Of Cash To Charity

Thu, 03 Mar 2016 14:08:34 -0600

Giving to charity is an important financial priority for many people. Most often this takes the form of donating cash or material goods to a favorite nonprofit. A less common strategy - but one that may be worth considering - is to give the gift of appreciated stock.

Asset Allocation Rule of Thumb

Tue, 01 Mar 2016 12:02:52 -0600

One of the most important things you must know is your current asset allocation. If you don't know what it is, the first thing you need to do is to figure it out. Here is a question I get asked often - how much should I have in stocks and how much should I have in bonds in my retirement account?

How to Choose the Right Bank For A Fixed Deposit Investment

Fri, 26 Feb 2016 10:53:10 -0600

It takes a lot of consideration to choose the right bank for a fixed deposit. Here are a few factors to consider besides the fixed deposit interest rates.

Think Like a Millionaire: Government Offerings

Thu, 25 Feb 2016 10:22:36 -0600

Learn how to spend your money by seeing it as a tool rather than a dispensable item that easily comes and goes. This way you can protect yourself and your family from those who prey on the financially inept.

Do You Think Like a Millionaire?

Thu, 25 Feb 2016 10:19:58 -0600

The investor views money as a tool. They don't see it as a dispensable item to buy things they don't need, but as a way to make things happen. Such as making more money or as a weapon and shield against the world to protect yourself, your family, and your interests. With this way of thinking, people use money not as a way to consume the "next best thing" but instead think strategically how they can better their lives with money rather than have it control them.

Is Online Banking Safe?

Thu, 25 Feb 2016 08:14:56 -0600

Despite the increasing popularity of online banking, many people are concerned about its safety. Fortunately, there are certain steps that people can take to make their online transactions more secure.

Follow The Ways of Robert Kiyosaki and You May Learn How to Get Rich

Wed, 24 Feb 2016 05:48:10 -0600

Robert Kiyosaki is world reknown by the ways he has built his financial empire. Follow his life and footsteps and learn the methodology of how to get rich.

7 Ways To Form A Healthy Relationship With Money, Which Doesn't Own You

Mon, 22 Feb 2016 11:28:53 -0600

Many people have an unhealthy relationship with money. They feel like they are in bondage to money and are always worried about it. How can you break free?

Top Line and Bottom Line

Mon, 15 Feb 2016 11:54:27 -0600

Personal Finance is very similar to Corporate Finance. How we can relate Corporate Finance to Personal Finance and how we can apply it to our daily lives?

Free Money Grant Assistance From Nonprofit Organizations to Help Pay Bills

Fri, 12 Feb 2016 08:19:21 -0600

Time has come to shed off your worries and apply for free grant money for bills. Seek help from nonprofits, charities or churches to pay off your bills on time and avoid disruption of services.

Wise Money Moves From Some Wise People For You

Wed, 10 Feb 2016 10:12:22 -0600

Will 2016 be the year that you start building your real wealth? I hope it will be mine. It can be ours if we set our minds to do it. Each year, GoBankingRates, the personal finance site, asks the world's most famous financial experts for their tips for the coming year. These are some of the best tips. You can use these tips no matter how much money you do have or don't have in essence. Just follow the advice given and you can possibly end 2016 with lots more money in the bank or in your investments possibly.

Impact of Your Health on Your Wealth

Fri, 05 Feb 2016 11:31:11 -0600

We have all felt the pinch of rising cost of health care. Our health care costs are on a path to $4.8 trillion by 2021; up from $2.76 trillion in 2010 and $75 billion in 1970. Health care is fast approaching 20% of the U.S. economy.

Six Things You Should Do About Your Money

Fri, 05 Feb 2016 09:46:35 -0600

Money doesn't just happen. You work hard to earn it and get the best from it. But if you're not a good expense manager and too much of it slips through your fingers like dry sand, today is the day to think about things differently to change the rest of your life for the better.

How to Get Lean and Mean With Money

Wed, 03 Feb 2016 12:59:40 -0600

Do you want to operate like a lean, mean money-making machine? Do you want to achieve peak performance from your money? Here's how the concept of lean production, pioneered by auto makers Toyota, can be applied to your finances.

Have You Spent Too Much? Companies Can Offer You Options

Sun, 31 Jan 2016 11:43:01 -0600

People everywhere find themselves with bigger credit card statements than they would like. In the event you find yourself in this situation there are a couple things you can do.

Discussing Money With Your Adult Children

Tue, 26 Jan 2016 11:43:58 -0600

Our children are now grown and on their own, but perhaps they keep coming to you for some supplemental cash. Maybe you have sent them to college with a "budget" and they seem incapable of tracking their own spending. Maybe you wonder if they are participating in a 401K or saving that bonus they just received as you hope.

Turn Your 401(K) Into a Super ROTH

Fri, 22 Jan 2016 14:40:12 -0600

The IRS officially blessed one of the best personal financial planning tools I have ever seen when they issued Notice 2014-54. This has profound tax implications for high income earners and I expect many more 401(k) providers will add these features in the coming years.

Financial Goals for 2016

Fri, 22 Jan 2016 13:39:30 -0600

This article explains how writing down your goals and staying focused helps you achieve your goals. I share this from my personal experience.

Money Forecast for 2016

Mon, 18 Jan 2016 07:55:53 -0600

What kind of financial 'weather' do you foresee that the year 2016 will have in store? Does your money forecast for the New Year feature dark, stormy clouds, or bright, sunny skies? Read on to learn how to really create a prosperous 2016.

No Awkward Questions With Fast Cash Lenders

Thu, 14 Jan 2016 13:10:13 -0600

If you are facing financially difficult times, you may be tempted to go to a traditional financial institution, such as a bank. However, this is not always a positive experience. In most cases, you will have to answer a number of awkward questions.