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Published: Thu, 19 Apr 2018 05:24:44 -0500


Freedom Debt Relief Reviews - A Recap

Wed, 25 Oct 2017 07:55:09 -0500

Freedom Debt Relief reviews are important in order to separate the hype from the real deal. According to the ad on TV, you can reduce your debt by up to half making just one payment per month. The company states that it can help you get rid of your debt in two to four years without declaring bankruptcy or getting credit counseling. Rather, the company claims to negotiate with your creditor in order to lessen your owed amount.

Tips to Effectively Pay Off Your Debts

Mon, 02 Oct 2017 07:44:54 -0500

Most people face debts stemming from unsettled mortgages, personal loans and even credit cards. There are several ways to handle debt effectively including establishing a budget, laddering debts, transferring balances and seeking the consult of consumer credit counseling services. Read on to learn more on how to manage debts more effectively by adopting better financial solutions.

Dealing With Debt - Overcoming Your Problems

Wed, 27 Sep 2017 08:40:51 -0500

Debt steals your freedom; it's even more virulent than cancer. You must do everything humanly possible to get out of debt. Provides simplified approach to get out of debt.

Becoming Debt Free

Tue, 11 Jul 2017 15:33:17 -0500

People everywhere are learning more about becoming debt free; with all the talk about how bad things are going in our society, it is important to learn how to think about money differently. In the past, most people would not care how much money they spent on material items as long as they could afford the monthly payments.

If Someone Paid Off All the Debt on Your Credit Card, Instantly, How Would You React?

Mon, 10 Jul 2017 07:17:02 -0500

There are bigger debts and much more serious debts than financial debts on the irresponsible use of Credit Cards. Would you like your debt situation to be healed? When I read of the astonishing and astounding amounts of money being owed in these days by individuals and families it shocks me. Many years ago our English Master at Perth Academy taught us and told us never to get into debt. I did not know what he was meaning at that time but now I do know and remember and give thanks. If someone paid off all the debt on your credit card, freely, instantly and completely, how would you react? God wiped out the charges against us and cancelled the record of all the times we have disobeyed God's commandments. Jesus took our guilt in His own body and nailed it to the cross. For many of us that can be quite a long list.

Debt Recovery and the Trap Set by the Establishment

Fri, 31 Mar 2017 04:35:46 -0500

The majority of people are in debt to some extent and the main culprit seems to be overextending oneself along with the inability to repay. There is a feeling among the many debtors that they can and should have everything on offer irrespective of them being out of reach financially. Large sums of money that come their way are quickly absorbed and dwindled away on things they can easily do without.

Debt Is Economic Slavery

Sun, 19 Mar 2017 14:22:26 -0500

To be in debt and unable to find a way out is a recipe for panic and the disaster that drives victims to do crazy things. With unpaid bills, threats of legal proceedings and even loss of one's home, and so on, the scene is set for disaster. It's a severe crisis and ridding of the chains that dragged one into the mess is as complicated and difficult as almost anything faced in life.

Avoid Ever Falling Into Debt Ever Again by Being Obedient - Personally and Nationally

Wed, 01 Mar 2017 07:23:43 -0600

As a nation we are borrowing again, incurring further debt. Normally I have said something regarding debt and cash and money in November or December, but these months have passed suddenly, and you may be reading this, and still continuing to repay the debts you incurred some months ago. That is not an amusing situation. The United States of America is being confronted with massive debt and the United Kingdom is finding it extremely difficult to resolve this crucial and critical and crippling issue. Personal debt appears to be on the increase as well and that has its own catastrophic consequences, with stress and tension and battling. These truths could prevent you from running up unnecessary bills.

Making a Change

Fri, 03 Feb 2017 11:09:42 -0600

Discussing College debt and how its crippling the average 2016 college graduate. College debt is at a staggering rate, and continues to increase. Here are some possible solutions to lower the cost of student loan debt for the average college graduate.

Foreclosures And Short Sales - Important Tips

Tue, 27 Dec 2016 13:03:03 -0600

There is no need to say that you can't live without one thing: the roof over your head. The majority of people want their own home, especially if they have a family to take care of. Of course, you will need to do a lot of planning before buying a house as this decision can have a great impact on you and your family. Let's know more about it.

What Is Your Share of Government Debt?

Mon, 28 Nov 2016 10:16:23 -0600

It's that time of year where we review the impact of government debt on individual tax payers. It is important to remember who is on the hook for government's reckless spending binges.

What Filing For Bankruptcy Does to Your Credit Score

Mon, 17 Oct 2016 14:58:49 -0500

Contrary to popular belief and what the big banks and credit card companies tell you, filing bankruptcy improves credit. The reason is simple, when we eliminate the debt owed, essentially we're clearing out all the debt and when the debt is gone, the credit score goes up. Now, the actual filing of the bankruptcy case itself might cost a few points on the credit score, but it's usually offset by wiping out the debt.

3 Common Myths About Debt Relief

Mon, 23 May 2016 07:39:06 -0500

When we borrow money from the banks, we need to pay the money back in a given period of time and if we don't, our debt amount increases. Thus, people always try to find ways through which they can get relief from debt. There are lot of misconceptions and myths associated with debt relief. Here we will try to bust 3 of the common myths about debt relief.

Struggling With Debt?

Thu, 05 May 2016 09:40:52 -0500

During your lifetime you are more than likely to experience some form of debt. With student loans, mortgages, credit cards and financing your car, it is a real possibility that during some period of your life you will owe someone else money. Over the last 10 years it has become increasingly more common to borrow money. This is of no surprise as the cost of living has increased dramatically in this period.

Government Grants For Debt Relief - Apply For Free Grants Online To Pay Various Debts

Fri, 22 Apr 2016 07:33:42 -0500

To offer financial assistance the U.S. government offers federal debt relief grants that pull out families from their economic crisis and helps them compensate their debts and overdue bills. Get your federal debt relief grants now.

Government Debt Relief Grants to Make Your Life Easier

Wed, 23 Mar 2016 10:22:12 -0500

Indebtedness or financial obligations are at the root of all troubles of many individuals across America, leading to crises in their life and depriving them of exercising the most of the significant necessities. Most of the individuals cannot access to the higher education, cannot pay medical bills, cannot pay mortgage bills, suffer credit card debt loans and conversely, elderly persons find themselves at risk for not being able to pay their bills. The single mothers are not too far from experiencing the same situations due to insufficient cash at hand.

Get Out of Debt With God's Help

Tue, 15 Mar 2016 06:07:37 -0500

There is nothing more debilitating than debt. It weighs down the mind and destroys the spirit if allowed to continue. People can even decide to commit suicide when the struggle to get out of the burden becomes too much.

Free Debt Relief Grants Money For Disabled Individuals to Pay Off Debts

Fri, 12 Feb 2016 08:20:46 -0600

There are various benefits which government has introduced for the disabled citizens. The eligibility criteria vary from different factors such as date of disability, age of the person and level of income. Debt settlement is a new method to debt relief for disabled. Under this program, a client can find a midway to come to terms with the creditor by reducing the amount which they owe and extending its timeline to pay off.

Are State Debt Collection Laws Outdated?

Wed, 03 Feb 2016 08:57:01 -0600

A recent class action suit resulted in a large number of debt collectors paying a combined settlement of $59 million to the people of New York that were impacted by illegal debt collection practices. These tactics included freezing bank accounts and garnishing wages without the legal consent or right to do so. While this particular ruling is a step in the right direction when it comes to making sure debt collectors play by the rules, many states still need to update debt collection laws.

Time-Barred Debts: A Consequence of Statute of Limitations

Mon, 01 Feb 2016 14:27:56 -0600

The Statute of Limitation is a general rule of law that bars the pursuance of a legal claim before a court of law after the expiration of a stipulated period. Different causes of action in law have different statutory limitation periods, and also, these terms may vary depending on the jurisdiction within which a claim is instituted. Therefore, in relation to debts, the statute of limitations prescribes a time limit beyond which a creditor loses the right to sue a debtor for the payment of the sums owed.

5 Tips on Managing Your Finances to Stay Debt Free

Thu, 17 Dec 2015 11:37:56 -0600

Effective financial management is necessary for staying out of the red. But not everybody knows how to handle their money properly.

Use Emotional Intelligence to Get Out of Debt

Fri, 09 Oct 2015 08:02:48 -0500

Here's a life hack for getting out of debt; emotional intelligence. The difference between where you are today and financial freedom from debt requires a change of mind.

What Do People Find More Embarrassing? Credit Scores, Age, or Weight?

Wed, 23 Sep 2015 12:44:46 -0500

With the billions of dollars that the diet industry spends advertising to people of all ages, you may have thought that the answer to that question was easily weight. Well, you'd be wrong. A recent poll shows that people are more embarrassed about their credit score than either their age or weight (granted, age and weight come in a close second and third).

How to Answer a Summons For Credit Card Debt

Tue, 15 Sep 2015 08:38:06 -0500

When a stranger hands you court papers, it's important not to panic and get help immediately. Known as a collections lawsuit, being sued for unpaid credit card debt is scary, but time is a valuable asset here and you must act fast. Here are a few ways you can address the situation and make the most out of life's lemons.

Staying Out of Debt: 4 Easy Steps That Actually Work

Fri, 21 Aug 2015 10:05:20 -0500

Staying out of debt is not easy. But still, if you closely follow the steps given below, you will find yourself in a much better position financially:

The Federal Fair Debt Collection Practices Act: What You Should Know!

Tue, 04 Aug 2015 14:40:07 -0500

There's a deep emotional and psychological toll that dealing with constant calls, letters, and emails from debt collectors can take. Studies have found that most people are simply too frightened to answer these calls or even read debt collection letters. The reason for this is obvious: A large number of debt collectors tend to use scare tactics in order to collect a debt. However, you should know that you do have rights under the Federal Fair Debt Collection Practices Act.

How To Become An Efficient Debt Collector

Tue, 26 May 2015 11:09:15 -0500

Debt collectors are much sought after by many different kinds of businesses. You can become a debt collector and you can operate from office or from home. The most important incentives for a money collection business owner is finding debtors and obtaining customers.

Importance of Choosing the Right Debt Collection Agency

Tue, 26 May 2015 06:36:49 -0500

Debt collection is a difficult process to execute, but if done correctly, can help your business grow significantly and prevent it from bankruptcy. There are two basic ways to collect the overdue amount. First is, by making use of the in-house resources, i.e. employees working within the company. This is an affordable and lucrative option, but can be time-consuming sometimes. Second is, by hiring a debt collection agency to take care of the process, which can take away all your stress and anxiety. This is considered the most effective solution to track down delinquent customers and convincing them to pay back their arrears.

Free Debt Relief Grants For Veterans

Thu, 21 May 2015 14:27:09 -0500

The US government has made provision for the in-need Veterans who had once served the nation by offering them numerous debt relief grants for monetary aid and benefits to clear off debts. The grants have been initiated with the purpose to offer support to Veterans who have once served our nation.

Free Debt Relief Grants For the Disabled

Thu, 21 May 2015 13:56:59 -0500

Having a financial crisis situation with debts to pay off can be daunting especially for disabled people. The government realizes their tough situation and has initiated varied grant and benefit programs that help them meet their daily needs and expenses and hence in turn save funds that can be used to clear off any debts.

Federal Grants to Pay Medical Bills

Thu, 07 May 2015 08:02:12 -0500

Health care or medical expenses form a major portion of the family's budget and can be highly expensive, leading to debts. Economically deprived people in need of medical grants can look for assistance from the U.S. federal government that provides funds to low or below income families to clear their debts and meet their medical expenditures. Moreover, there are Private Grant Organizations, charitable organizations, community churches and other religious associations that help with the costs. Make a thorough research and decide the best federal grants to pay medical bills for the required medical care.

Debt Relief Grants For Single Mothers

Wed, 06 May 2015 12:41:28 -0500

Juggling with multiple responsibilities can at times lead to huge debts for single mothers. This can be a real crisis situation with having bills or money due and the concerned person knocking at the door for the payment. Don't worry, the federal government, your state, local authorities and nonprofits have many debt relief grant programs for single mothers to help them of their grave situation and enable them lead a debtless life.

Debt Relief Grants to Pay Your Medical Bills

Wed, 06 May 2015 12:40:30 -0500

Debt relief grants are a blessing in disguise, especially for those with limited financial support and a crunched bank balance. Medical expenses consume a major portion of every family's budget and the rising bills can really be a matter of concern for all. Substantial funds get consumed which also leads to huge debts.

Financial Assistance For Unemployed Single Mothers

Mon, 04 May 2015 11:53:19 -0500

Being a single unemployed mother can be a disastrous experience, especially with huge liabilities, dependability and responsibilities to shoulder. You need supplemental financial assistance and support to manage your necessities like food, shelter, education, child care, health and others with the limited fund you have.

Take Control Of Your Debt To Manage Your Finances Better

Tue, 28 Apr 2015 07:29:52 -0500

Every person with even a little bit of debt has to learn how to manage their debt. If you have only a little bit of debt, you should make sure that it does not go out of control by paying up the relevant amount. On the other hand, if you have too much debt, then you must put more effort into paying them off.

4 Simple Debt Freedom Solutions

Mon, 20 Apr 2015 10:53:32 -0500

Debts can kill your business, destroy your marriage, and cause friendships to disappear. You don't need the stress and frustrations that come with owing credit cards, banks, and personal loans. Here are 4 Simple Debt Freedom Solutions.

Free Grant Money to Pay Utility Bills

Tue, 14 Apr 2015 14:28:15 -0500

If you own a home then exorbitant utility bills can be a matter of concern for you. Now leave your worries to the government and start availing money through the numerous grant programs offering funds to pay your utility bills. Get your grants from the government, utility companies, charities and nonprofit organizations and clear your due bills today.

How to Remain Debt-Free Forever

Fri, 13 Mar 2015 13:11:13 -0500

Financial liabilities can be very depressing. Debt can even ruin your whole life. These arrears can include household bills, credit card payments, hospitalization expenses, auto loans, and housing mortgage.

Debt - The Bane of a Happy Life

Wed, 11 Mar 2015 13:38:31 -0500

Getting into debt is far easier than getting out of it. That's really overstating the obvious but that's how people get into financial muddles and messes that can ruin lives leading to depression, disillusionment and even result in loss of life. So, getting into debt is a dangerous situation that otherwise mar a peaceful, happy and carefree life.

Know More About Debt Collection!

Wed, 11 Mar 2015 13:36:08 -0500

Debt collection is not a recent financial activity; it has been around for many centuries and dates far back to 3000 BC at the time of the ancient Sumer Civilization. It gives a kind of timeline to understanding how financial transactions were entered into or made during the earliest days of human civilization. In ancient civilizations, a debtor who was unable to repay a debt was forced into 'debt slavery' along with his family till the creditor received full payback through their physical labor.

Flexible Financing With Mezzanine Debt

Thu, 26 Feb 2015 10:29:51 -0600

Mezzanine debt offers several benefits including a greater amount of funding, longer terms, back-ended payments, and the ability to retain control over the company. However, a clear advantage of mezzanine debt is the flexibility it offers borrowers. Mezzanine can be customized to the specific capital need you may have.

Avoid Debt Through Practical Strategies

Mon, 23 Feb 2015 07:42:27 -0600

Smart consumers will always want to steer clear of unnecessary debt. However, this does not mean that you need to renounce necessities or things that you yearn for in this life. The key is to be realistic.

Eviction Help - Understanding Your Options And Rights To Remove An Eviction

Thu, 08 Jan 2015 10:07:49 -0600

Eviction Relief provides Eviction Help to tenants who can no longer rent. These programs are used to remove evictions from tenants screening reports and credit reports. Most tenants are unaware that programs exist to remove an eviction so that an evicted tenant can rent again.

Know More About Debt Collection

Wed, 31 Dec 2014 09:23:38 -0600

Chances are one in a million that most people don't know who or what a 'debt collector' is; well, at least one in a few thousands! When most economies faced recession and debts mounted, there were millions of people left with undervalued assets who faced hardships facing rising costs and tackling debts that had mounted. The introduction of 'plastic money' or Credit Cards created a huge marketplace even for people without the actual money to go out and shop for things without a care in the world.

Debt Recovery - A Matter of Concern These Days

Wed, 17 Dec 2014 14:20:38 -0600

Late payments and debt recovery are the biggest challenges that you have to face while running a business. In general, it is the process of getting back the owed money from a debtor. This recovery process is not an easy task as it involves complicated methods and strategies for getting back the due amount from the customers. In some cases, consumers start ignoring you by not responding to your phone calls, notices or messages. However these days many effective solutions have been come up that has enabled businesses to deal with their debtors in a competent way. As not everyone is a recovery expert, so one must take help from a professional debt recovering firm to resolve all their problems.

Bad Credit Has Become A Worry Of The Past

Thu, 20 Nov 2014 08:07:49 -0600

Having a bad credit or filing bankruptcy does not mean that you cannot buy a home. Bad credit does not refrain you from getting a home loan.

Home Refinancing and the HARP Program

Wed, 05 Nov 2014 13:20:51 -0600

If you need help lowering your monthly mortgage payments a HARP loan may be right for you. Learn if you qualify and the steps to applying for this type of loan. A HARP loan can help you avoid foreclosure and stay in your home.

Dealing With Guilt and Shame of Collections

Wed, 29 Oct 2014 10:31:21 -0500

Being the target of bill collectors and credit card collection calls is no easy task. Don't get caught up in the guilt, shame and fear that can bring on. Here's how to deal with the fear first.

Steps to Help You Get Out of Debt

Wed, 22 Oct 2014 06:36:50 -0500

You have taken the first step towards regaining your financial freedom by deciding that you are going to proactively work towards getting out of debt. There are numerous private and government agencies that provide professional help for debt management and consolidation.

3 Creative Ways You Can Improvise Financially While Dealing With Debt

Wed, 03 Sep 2014 06:07:39 -0500

Sometimes you have to get creative when it comes to dealing with debt. Traditional 'in the box' thinking doesn't always present the best options. Here are three that can get your creative juices flowing right now...

Get Out of Debt for Less With Debt Settlement

Wed, 20 Aug 2014 13:04:51 -0500

If you have too much debt and stress, now is the time to stop this destructive cycle and get the help you need from a debt reduction program. This article teaches you the principles of debt settlement, one of the most popular forms of debt relief.

Collection Agencies Can Provide Great Help

Wed, 30 Jul 2014 21:56:49 -0500

A majority of people have credit cards in their wallet these days, which they use to buy household or personal things. There is a certain limit on every credit card beyond which a user won't be able to purchase anything. Moreover, the user has to clear his dues within 30 to 45 days. This extra time given to user to clear his dues is the actual advantage of having credit cards.

Understanding the Underwriting Process

Wed, 30 Jul 2014 07:43:47 -0500

One of the most important debt management credit tips that anyone in finance will tell you is the importance of protecting your credit score. This is particularly true for anyone looking to make a big purchase involving credit, such as a mortgage for a home. If you want to apply for a mortgage and are not sure whether or not you need to repair your credit in order to do so, it is important to understand the types of items that can cause red flags on your credit report and take care of them as soon as possible.

Debt Collection: This Is How the Specialists Do It

Wed, 30 Jul 2014 07:39:13 -0500

The collection process is a slight deviation from the regular practice adopted by organizations yet a compulsory business process undertaken by almost each organization off late. Any client or customer who owes an organization any outstanding payment makes an organization legally entitled to reach out to them for payment. There are certain debts, which become disputed and the best way to deal with them is to decide onto a realistic payment mode, like choosing installments as the payment mode. Despite that, there are some situations where things may go off-track and the debtor still refuses to pay, here is where organizations think of taking some radical actions.

Crowdfunding for the Real Estate Sector: A Viable Option?

Mon, 14 Jul 2014 09:22:07 -0500

Crowdfunding is a concept that is slowly starting to create waves in India. Let's take a look at how crowdfunding works and proves beneficial to the real estate industry.

How to Overcome Financial Hardship

Mon, 14 Jul 2014 07:20:55 -0500

A financial hardship can bring extreme emotional trauma, as it threatens one's survival, security, and sense of belonging. Professional financial therapists help people understand the emotional concerns associated to problems in money management.

How To Make Fast Cash As A Brand Ambassador Or Demo Person (Expert)

Tue, 01 Jul 2014 16:03:05 -0500

YIKES! The car just broke down and the rent is due. Many of us need to earn some fast cash occasionally and there are lots of ways to do it. Becoming a brand ambassador or demo person is a fun "weekend gig." If you are not sure what a brand ambassador is, then think Costco samples and the smiling guy or gal who gives you a little taste of a product. Along with the taste comes a sales pitch about the merits of this great item and where it can be found in the store.

We Are the Rich

Mon, 23 Jun 2014 14:41:44 -0500

I say "We Are the Rich," because we hold the key in making the economy function. I have discovered an idea on interest and usury that I hope will enlighten you and how it relates to us being the rich. I'll share how it takes over our wealth and who benefits.

The Long-Lasting Effects of Bankruptcy

Fri, 13 Jun 2014 10:34:20 -0500

The side effects of a bankruptcy include sighs of relief, stress reduction, increased disposable income, a new found respect for budgeting, a long-term financial plan that includes retirement, a preservation of savings, improved sense of self, improved sex life, financial control, improved credit scores, just to name a few. Stop right there. I know you're probably saying, "how does my credit score improve?

Common Debt Solutions

Tue, 27 May 2014 08:51:01 -0500

The financial economy in modern society has been built on the foundations of debits and credits. Surprisingly, not many people know the advantages of dealing with liabilities. Running a business always has risks and things can take a turn for the worse. The global financial crisis in 2008 taught us a lesson that no one can predict the economy. For this reason, it is important for business owners to educate themselves when they are burdened with debt. There are several options that a business can utilize to deal with debt.

Solve Your Funding Needs With Short Term Finance Solutions

Tue, 27 May 2014 08:40:21 -0500

Everyone who owns a company knows how difficult it can be to find yourself in a problematic situation when you need some financing, but just cannot find it anywhere. Whether you have some last minute debts that you need to cover or you do not have enough capital to pay the salaries of your employees, in business there are many situations when you need to access a short term loan in order to cover some urgent financial matters. Short term loans can have a deadline ranging from one week to one year, so depending on your company's needs, you should be able to find proper financing. The benefits of accessing short term finance are that the interests can be much lower and you will be able to complete your financial tasks sooner.

Why Business Owners Should Look for Financial Counselling

Tue, 27 May 2014 08:34:37 -0500

The market is a very volatile place and those who do not have enough experience to make good decisions fast, often find themselves in financial difficulties. Fortunately these days, financial counselling services are available on the market, precisely for those who are not sure what measures they should take to save their companies. Professional companies today offer their clients all the help they need and have an array of financial services that could benefit any business, regardless of its size and field of operations. Even though at a first glance, running a business is not that difficult, reality is that more than half of the newly opened businesses close their doors after less than one year.

Dealing With Collection Calls

Thu, 22 May 2014 08:59:06 -0500

Joining that Debt Settlement program was the smart decision for you. But just because you have acquired professional assistance for your financial obstacles doesn't mean you can just sit back and walk away leaving it all up to the pros. Some bill collectors will continue to harass you.

3 Reasons To Become Disciplined With Your Savings

Tue, 20 May 2014 14:24:59 -0500

Every month for three years you've transferred x-amount of dollars into your debt settlement trust account, now the program is over and your goal of becoming debt free is in the here and now. So what's next? Saving and planning for your financial future is as important as getting out of debt.

Have You Received A Legal Summons?

Tue, 29 Apr 2014 15:50:27 -0500

Dealing with credit card debt is no laughing matter. If you are struggling with surmounting debt, don't allow your present situation to influence your thinking or your decision making. Legal documents are usually time sensitive and in many cases require a response within 20 days of receipt. Don't wait to make contact with your debt relief agent or attorney.

What Is A True Hardship?

Tue, 29 Apr 2014 15:28:23 -0500

There must be something in your recent history besides the high interest rates that made your financial life difficult. With my clients I chose to define a HARDSHIP as Sad, Depressing but TRUE stories.

Do You Keep Good Records?

Tue, 29 Apr 2014 13:26:46 -0500

Financial institutions today are massive and although much of the business is automated there is still the human element of mistakes that may come up. So for your own protection, it is imperative that you KEEP GOOD RECORDS.

Debt-Free - The Term Americans Forgot

Fri, 18 Apr 2014 06:31:50 -0500

It's amazing to think that only 50 years ago most Americans lived a debt-free lifestyle. The country has only been around a little over 200 years and how quick people forget the lessons they learned in the past only to repeat them over and over again. Debt is what collapsed the great Roman empire and every empire that followed.

Look at All Sides of Debt Relief Before Making a Decision

Fri, 11 Apr 2014 13:30:37 -0500

Debt Relief can be very complicated. You owe it to yourself to get all the facts about how debt relief or consolidating your debt will effect you now and in the future. Making the wrong decision can be costly. Find out a few important things you should know about debt relief by reading this article.

Five Things Which Will Keep You Free of Debt

Thu, 03 Apr 2014 08:25:16 -0500

No youth actually aspires to mature into a debt-ridden person. Rather, people most often have every intention of staying free from financial debt whenever they start out in their adult lives.

Are You in Debt and Unable to Make Your Payments?

Tue, 18 Feb 2014 08:58:01 -0600

Are you or do you know someone who is struggling with debt? This is a very common problem that most of us will have to deal with at one time or another in our lives. Would you know what to do to get the best results? It is not as hard as you might think but it does require that you take action to get your debt issue resolved.

What You Should Know About Dealing With Debt Collection Agencies

Wed, 12 Feb 2014 08:54:14 -0600

Having to deal with a debt collection agency is not fun. Would you know what to do? Not everyone will face this problem but if you do there are some important things you need to know to protect yourself. Gather all the relevant information that will help you defend yourself. If you still find yourself in over your head it might be in your best interest to higher a professional firm to represent you.

FDCPA - Knowing The Rules Of The Fair Debt Collections Act Empowers You

Wed, 29 Jan 2014 14:35:39 -0600

The playing field should be equal so you are confident when you deal with Collectors. You'll find debt relief by taking care of your debt one by learning to negotiate the best settlements when they are offered. Knowing the FDCPA empowers you.

In Times of Financial Hardship

Mon, 20 Jan 2014 16:03:29 -0600

To enter the job market, most of us obtained or developed certain skills to perform jobs, and then we get rewarded for it. Few of us got educated on money matters. If you are experiencing a financial situation and can no longer make all the required payments, you can contact your creditors.

Is a Short Sale Better Than a Foreclosure?

Mon, 20 Jan 2014 16:03:03 -0600

Defaults, repossessions and lawsuits will all show on your credit bureau report, and you can decide which process will be less harmful. A short sale can stop legal action against you. A foreclosure usually remains on your credit report from seven to ten years.

Penalty Abatement for First Time Offenders

Mon, 20 Jan 2014 11:28:35 -0600

Are you stuck with an IRS debt and don't know what to do? Take a look at your situation and determine if you qualify for a penalty abatement, it's the easiest way to go about eliminating or reducing your debt. If this is the first time you've had issues with the IRS, you can easily overcome your debt and even shave of a few thousand dollars in the process.

Are You Ready to Tackle Your IRS Debt?

Mon, 20 Jan 2014 11:15:30 -0600

There are a great many ways to overcome a debt with the IRS. All of them are legal and if you find the right organization to assist you, you're going to find it's an easy and affordable process. First things first; you need to know how you may be eligible for programs the IRS offers to debtors, in order to overcome those debts.

How to Live Debt-Free in a Debt-Filled World

Mon, 13 Jan 2014 08:48:29 -0600

Several years ago, I looked at this mountain of debt totaling a good $30k. I saw my bills, I looked at the massive amount I owed, and thought to myself, where did it all go?

How to Get Out of Debt and Stay Out - Author Has 0 Debts

Mon, 13 Jan 2014 08:47:11 -0600

What you do with your money says a lot about you. It paints a more accurate picture than you might think.

Bankruptcy Filing or Using Debt Settlement for a New Year's Resolution

Sat, 11 Jan 2014 07:10:53 -0600

Starting a new year for most people is a sign of renewal or a second chance. That's probably why a bankruptcy attorney will get many phone calls from people interested in filing bankruptcy. This doesn't mean people will act on it, but it shows their concern for their dire financial situation.

Are Debt Relief Programs Too Good To Be True?

Tue, 07 Jan 2014 09:05:46 -0600

Is enrolling in a debt relief program a way out of your financial woes? It might be, but things are not as easy as they may seem.

As Americans Are Still Filing Bankruptcy, Are People Noticing QE Is Not Working?

Tue, 07 Jan 2014 06:31:17 -0600

Over the last few years, or beginning in 2008 to be exact, a record number of Americans have been filing bankruptcy to protect themselves from their creditors. What's interesting is the Federal Reserve is continuing to print more money and give it to their member banks. It was disbursed under quantitative easing.

How to Take Control of Your Life Direction?

Tue, 03 Dec 2013 12:57:32 -0600

The poet Oscar Wilde said 'When I was young I thought money was the most important thing in life, now that I am old I know that it is'. As much as we wish money didn't hold as much importance as it does, we need money to have water coming through the tap, for light to be given in our houses and for food to be cooked in our kitchens.

It's Never Too Early to Save

Mon, 25 Nov 2013 15:07:28 -0600

Whether you are 5 or 50, saving has got to be a part of your routine. Learn to spend wise and end saving so much more than you thought possible!

Erase College Debt: Is It Possible?

Thu, 31 Oct 2013 14:54:23 -0500

This article exploits the troubling statistics associated with college debt and offers a solution to solving them. It explores the pros and cons of network marketing as one of the solutions to diminishing or possibly completely erasing the seemingly overwhelming financial hole known as college debt.

Islamic Advice and Solutions for Debt and Riba

Mon, 07 Oct 2013 16:31:42 -0500

Debt is an increasingly worrying problem. As more of us fall into the trap of buying things we cannot afford it is more common to seek help. There are many solutions available for the many of us experiencing financial difficulty, but for some there is an added complication. We want to be the best we can be, and insha-Allah (God willing) enjoy a fulfilled life, grounded in faith without committing sin. Ameen

The Perfect Time to File Bankruptcy

Fri, 04 Oct 2013 06:04:41 -0500

Lately, there has been a lot of attention given to the government shutdown on TV. The whole thing is nothing more than a bunch of politicians using the topic as a political football. The bottom line is the US is broke and raising the debt ceiling will just put the country further in debt.

Bankruptcy, Short Sale, and Foreclosure

Tue, 01 Oct 2013 15:57:53 -0500

Despite the fact that many people know what the terms 'short sale' and 'foreclosure' mean - after all, they are very much in the news these days - there seems to be a lot of confusion as to what each means for the homeowner, the mortgage company, and the buyer, and particularly when it comes to which option might be best for a borrower faced with a mortgage they cannot afford. Here are some of the basics, and a few prevalent myths that need to be busted as well. Short Sale Basics Essentially, a...

Is Debt Settlement a Feasible Alternative to Filing Bankruptcy?

Tue, 24 Sep 2013 11:11:23 -0500

While nothing can replace filing bankruptcy as a solution to eliminating a large amount of debt, there are some alternatives. One alternative that has become popular over the recent years is debt settlement. Debt settlement is a way that an individual will offer the creditor less than what is owed.

Why Hiring a Debt Settlement Company Is a Great Idea

Thu, 05 Sep 2013 07:15:25 -0500

Hiring a Debt Settlement company to negotiate on your behalf with credit card companies can save lots of time and money for you. In this day and age in which the economy has been so tough for so many American households it is becoming increasingly difficult for families to stay current on all of their major household bills. Families have established several key priorities during this time of crisis starting with first paying the mortgage payment on time every month, second, paying the car payment, and finally ensuring that groceries are stocked in the refrigerator...

How to Get Rid of Stress and Sleepless Nights by Fixing Your Biggest Money Problem - DEBT

Thu, 29 Aug 2013 15:16:57 -0500

Are you at the point that you are losing sleep worrying about your debt? Is it affecting your marriage with constant fighting and bickering? Are you sick and tired of your lack of control over your finances?

How Come Debt Settlement Has Become So Popular?

Wed, 28 Aug 2013 06:18:50 -0500

Over the last five years debt settlement has become a common household term. You can't turn on the TV or open your mailbox without seeing an ad for debt settlement companies that offer to settle someone's credit card debt for a small percentage of what they owe. The reason that this has become part of American culture is because of the large amount of debt that Americans now have.

4 Options You Must Understand If You Are In Severe Debt

Tue, 27 Aug 2013 14:45:35 -0500

When faced with severe personal debt problems you can't repay, Australians' are confronted by a number of confusing outcomes. Debt agreement, insolvency agreement, Part 9, part 10 and bankruptcy are all terms that cause distress. If you have creditors demanding immediate payment, it's essential you understanding the different outcomes available and make an informed path of choice.

How To Pay Off Your Mortgage Growing Plants

Tue, 27 Aug 2013 13:31:10 -0500

Do you think you could ever be able to pay off your mortgage growing gardening plants, trees and shrubs? It's true! If you love growing and have a talent or a green thumb, you would be surprised how competitive the plant industry is when you lower your prices you make a lot of income.

US Government Aid for Families

Mon, 26 Aug 2013 09:15:22 -0500

There is a web site,, which can help you in finding government aid, grants, loans and other benefits and financial support coming from the federal government. The web site will show you all the important information, how to find out if you are eligible, how to apply if you are and where to do that.

Two Easy Ways to Debt Elimination

Mon, 19 Aug 2013 09:01:54 -0500

Looking for ways to eliminate your debt? Two main actions could be all you need to walk confidently along the debt-recovery path!

If You Are Buried Under a Mountain of Debt

Wed, 14 Aug 2013 10:40:57 -0500

However you go about it, it's crucial for your financial health to pay off your credit card debt. If you are buried under a mountain of debt, you'll never be free until you start digging. With a strategy in place and a plan you can stick to, you can successfully dig yourself out from under your debt one shovel-full at a time!

3 Simple Steps To Clear Your Debt Faster

Fri, 02 Aug 2013 09:21:10 -0500

Follow these three debt crunching steps to clear your debt quickly & get relief from mounting financial pressure. For those who spend more than they earn will soon be joining the rest of the crowd who are drowning in debt & living under financial stress with their ever growing credit bill. So if this is you, this article will show you how to pay off your debt fast & get relief from your mounting debt burden.

Ten Easy Steps to Eliminate Debt

Tue, 30 Jul 2013 16:22:59 -0500

Are you burdened by debt? Here are 10 real world, time-proven steps for eliminating that debt.

Being a Single Mother Can Be Tough

Fri, 26 Jul 2013 07:30:21 -0500

Single mothers have pretty busy lives. US grants are a truly great opportunity for them. Single mothers have children which need to be taken care of, errands that have to be done, bills to be paid, food to be bought for them. On top of that, they have to work long shifts and more than one job in order to pay for all those obligations that wait on them. With all of this on their shoulders and thus being a burden, school and classes seem like a far thing for single mothers. And not just school, many other things are out of reach for these women.