Published: Wed, 07 Dec 2016 14:29:18 -0600
Mon, 28 Nov 2016 10:16:23 -0600It's that time of year where we review the impact of government debt on individual tax payers. It is important to remember who is on the hook for government's reckless spending binges.
Mon, 17 Oct 2016 14:58:49 -0500Contrary to popular belief and what the big banks and credit card companies tell you, filing bankruptcy improves credit. The reason is simple, when we eliminate the debt owed, essentially we're clearing out all the debt and when the debt is gone, the credit score goes up. Now, the actual filing of the bankruptcy case itself might cost a few points on the credit score, but it's usually offset by wiping out the debt.
Mon, 23 May 2016 07:39:06 -0500When we borrow money from the banks, we need to pay the money back in a given period of time and if we don't, our debt amount increases. Thus, people always try to find ways through which they can get relief from debt. There are lot of misconceptions and myths associated with debt relief. Here we will try to bust 3 of the common myths about debt relief.
Thu, 05 May 2016 09:40:52 -0500During your lifetime you are more than likely to experience some form of debt. With student loans, mortgages, credit cards and financing your car, it is a real possibility that during some period of your life you will owe someone else money. Over the last 10 years it has become increasingly more common to borrow money. This is of no surprise as the cost of living has increased dramatically in this period.
Fri, 22 Apr 2016 07:33:42 -0500To offer financial assistance the U.S. government offers federal debt relief grants that pull out families from their economic crisis and helps them compensate their debts and overdue bills. Get your federal debt relief grants now.
Wed, 23 Mar 2016 10:22:12 -0500Indebtedness or financial obligations are at the root of all troubles of many individuals across America, leading to crises in their life and depriving them of exercising the most of the significant necessities. Most of the individuals cannot access to the higher education, cannot pay medical bills, cannot pay mortgage bills, suffer credit card debt loans and conversely, elderly persons find themselves at risk for not being able to pay their bills. The single mothers are not too far from experiencing the same situations due to insufficient cash at hand.
Tue, 15 Mar 2016 06:07:37 -0500There is nothing more debilitating than debt. It weighs down the mind and destroys the spirit if allowed to continue. People can even decide to commit suicide when the struggle to get out of the burden becomes too much.
Fri, 12 Feb 2016 08:20:46 -0600There are various benefits which government has introduced for the disabled citizens. The eligibility criteria vary from different factors such as date of disability, age of the person and level of income. Debt settlement is a new method to debt relief for disabled. Under this program, a client can find a midway to come to terms with the creditor by reducing the amount which they owe and extending its timeline to pay off.
Wed, 03 Feb 2016 08:57:01 -0600A recent class action suit resulted in a large number of debt collectors paying a combined settlement of $59 million to the people of New York that were impacted by illegal debt collection practices. These tactics included freezing bank accounts and garnishing wages without the legal consent or right to do so. While this particular ruling is a step in the right direction when it comes to making sure debt collectors play by the rules, many states still need to update debt collection laws.
Mon, 01 Feb 2016 14:27:56 -0600The Statute of Limitation is a general rule of law that bars the pursuance of a legal claim before a court of law after the expiration of a stipulated period. Different causes of action in law have different statutory limitation periods, and also, these terms may vary depending on the jurisdiction within which a claim is instituted. Therefore, in relation to debts, the statute of limitations prescribes a time limit beyond which a creditor loses the right to sue a debtor for the payment of the sums owed.
Thu, 17 Dec 2015 11:37:56 -0600Effective financial management is necessary for staying out of the red. But not everybody knows how to handle their money properly.
Mon, 26 Oct 2015 09:17:26 -0500Are you worried because of the debt you have to pay? Are you looking for the solution of your problems? Do you remain stressed and confused all the time about your debt? Do you want to get rid of your debt? If this is your condition then first of all keep this thing in your mind that you are not the only single person who is involved in debt.
Thu, 22 Oct 2015 09:48:23 -0500What are some of the things that happen when you are in debt? Do you get worried? Do you get stressed? Is there any way you can alleviate the stress of your debt? What about debt management companies or consolidation? What do debt management programs do? Who can you turn to for advice with your debt? What are debt counselors?
Fri, 09 Oct 2015 08:02:48 -0500Here's a life hack for getting out of debt; emotional intelligence. The difference between where you are today and financial freedom from debt requires a change of mind.
Fri, 09 Oct 2015 07:19:32 -0500Do you ever ask yourself, "How can I clear my debt"? What are some of the ways you can clear your debt? What is a moratorium? What are a creditor's obligations with loans? What are administration orders? Is bankruptcy really an option and how long will it last? Who are receivers? How can a debt management plan assist me in my finances? These questions are answered in this article.
Wed, 23 Sep 2015 12:44:46 -0500With the billions of dollars that the diet industry spends advertising to people of all ages, you may have thought that the answer to that question was easily weight. Well, you'd be wrong. A recent poll shows that people are more embarrassed about their credit score than either their age or weight (granted, age and weight come in a close second and third).
Tue, 15 Sep 2015 08:38:06 -0500When a stranger hands you court papers, it's important not to panic and get help immediately. Known as a collections lawsuit, being sued for unpaid credit card debt is scary, but time is a valuable asset here and you must act fast. Here are a few ways you can address the situation and make the most out of life's lemons.
Fri, 21 Aug 2015 10:05:20 -0500Staying out of debt is not easy. But still, if you closely follow the steps given below, you will find yourself in a much better position financially:
Tue, 04 Aug 2015 14:40:07 -0500There's a deep emotional and psychological toll that dealing with constant calls, letters, and emails from debt collectors can take. Studies have found that most people are simply too frightened to answer these calls or even read debt collection letters. The reason for this is obvious: A large number of debt collectors tend to use scare tactics in order to collect a debt. However, you should know that you do have rights under the Federal Fair Debt Collection Practices Act.
Tue, 26 May 2015 11:09:15 -0500Debt collectors are much sought after by many different kinds of businesses. You can become a debt collector and you can operate from office or from home. The most important incentives for a money collection business owner is finding debtors and obtaining customers.
Tue, 26 May 2015 06:36:49 -0500Debt collection is a difficult process to execute, but if done correctly, can help your business grow significantly and prevent it from bankruptcy. There are two basic ways to collect the overdue amount. First is, by making use of the in-house resources, i.e. employees working within the company. This is an affordable and lucrative option, but can be time-consuming sometimes. Second is, by hiring a debt collection agency to take care of the process, which can take away all your stress and anxiety. This is considered the most effective solution to track down delinquent customers and convincing them to pay back their arrears.
Thu, 21 May 2015 14:27:09 -0500The US government has made provision for the in-need Veterans who had once served the nation by offering them numerous debt relief grants for monetary aid and benefits to clear off debts. The grants have been initiated with the purpose to offer support to Veterans who have once served our nation.
Thu, 21 May 2015 13:56:59 -0500Having a financial crisis situation with debts to pay off can be daunting especially for disabled people. The government realizes their tough situation and has initiated varied grant and benefit programs that help them meet their daily needs and expenses and hence in turn save funds that can be used to clear off any debts.
Thu, 07 May 2015 08:02:12 -0500Health care or medical expenses form a major portion of the family's budget and can be highly expensive, leading to debts. Economically deprived people in need of medical grants can look for assistance from the U.S. federal government that provides funds to low or below income families to clear their debts and meet their medical expenditures. Moreover, there are Private Grant Organizations, charitable organizations, community churches and other religious associations that help with the costs. Make a thorough research and decide the best federal grants to pay medical bills for the required medical care.
Wed, 06 May 2015 12:41:28 -0500Juggling with multiple responsibilities can at times lead to huge debts for single mothers. This can be a real crisis situation with having bills or money due and the concerned person knocking at the door for the payment. Don't worry, the federal government, your state, local authorities and nonprofits have many debt relief grant programs for single mothers to help them of their grave situation and enable them lead a debtless life.
Wed, 06 May 2015 12:40:30 -0500Debt relief grants are a blessing in disguise, especially for those with limited financial support and a crunched bank balance. Medical expenses consume a major portion of every family's budget and the rising bills can really be a matter of concern for all. Substantial funds get consumed which also leads to huge debts.
Mon, 04 May 2015 11:53:19 -0500Being a single unemployed mother can be a disastrous experience, especially with huge liabilities, dependability and responsibilities to shoulder. You need supplemental financial assistance and support to manage your necessities like food, shelter, education, child care, health and others with the limited fund you have.
Tue, 28 Apr 2015 07:29:52 -0500Every person with even a little bit of debt has to learn how to manage their debt. If you have only a little bit of debt, you should make sure that it does not go out of control by paying up the relevant amount. On the other hand, if you have too much debt, then you must put more effort into paying them off.
Mon, 20 Apr 2015 10:53:32 -0500Debts can kill your business, destroy your marriage, and cause friendships to disappear. You don't need the stress and frustrations that come with owing credit cards, banks, and personal loans. Here are 4 Simple Debt Freedom Solutions.
Tue, 14 Apr 2015 14:28:15 -0500If you own a home then exorbitant utility bills can be a matter of concern for you. Now leave your worries to the government and start availing money through the numerous grant programs offering funds to pay your utility bills. Get your grants from the government, utility companies, charities and nonprofit organizations and clear your due bills today.
Fri, 13 Mar 2015 13:11:13 -0500Financial liabilities can be very depressing. Debt can even ruin your whole life. These arrears can include household bills, credit card payments, hospitalization expenses, auto loans, and housing mortgage.
Wed, 11 Mar 2015 13:38:31 -0500Getting into debt is far easier than getting out of it. That's really overstating the obvious but that's how people get into financial muddles and messes that can ruin lives leading to depression, disillusionment and even result in loss of life. So, getting into debt is a dangerous situation that otherwise mar a peaceful, happy and carefree life.
Wed, 11 Mar 2015 13:36:08 -0500Debt collection is not a recent financial activity; it has been around for many centuries and dates far back to 3000 BC at the time of the ancient Sumer Civilization. It gives a kind of timeline to understanding how financial transactions were entered into or made during the earliest days of human civilization. In ancient civilizations, a debtor who was unable to repay a debt was forced into 'debt slavery' along with his family till the creditor received full payback through their physical labor.
Thu, 26 Feb 2015 10:29:51 -0600Mezzanine debt offers several benefits including a greater amount of funding, longer terms, back-ended payments, and the ability to retain control over the company. However, a clear advantage of mezzanine debt is the flexibility it offers borrowers. Mezzanine can be customized to the specific capital need you may have.
Mon, 23 Feb 2015 07:42:27 -0600Smart consumers will always want to steer clear of unnecessary debt. However, this does not mean that you need to renounce necessities or things that you yearn for in this life. The key is to be realistic.
Thu, 08 Jan 2015 10:07:49 -0600Eviction Relief provides Eviction Help to tenants who can no longer rent. These programs are used to remove evictions from tenants screening reports and credit reports. Most tenants are unaware that programs exist to remove an eviction so that an evicted tenant can rent again.
Wed, 31 Dec 2014 09:23:38 -0600Chances are one in a million that most people don't know who or what a 'debt collector' is; well, at least one in a few thousands! When most economies faced recession and debts mounted, there were millions of people left with undervalued assets who faced hardships facing rising costs and tackling debts that had mounted. The introduction of 'plastic money' or Credit Cards created a huge marketplace even for people without the actual money to go out and shop for things without a care in the world.
Wed, 17 Dec 2014 14:20:38 -0600Late payments and debt recovery are the biggest challenges that you have to face while running a business. In general, it is the process of getting back the owed money from a debtor. This recovery process is not an easy task as it involves complicated methods and strategies for getting back the due amount from the customers. In some cases, consumers start ignoring you by not responding to your phone calls, notices or messages. However these days many effective solutions have been come up that has enabled businesses to deal with their debtors in a competent way. As not everyone is a recovery expert, so one must take help from a professional debt recovering firm to resolve all their problems.
Thu, 20 Nov 2014 08:07:49 -0600Having a bad credit or filing bankruptcy does not mean that you cannot buy a home. Bad credit does not refrain you from getting a home loan.
Wed, 05 Nov 2014 13:20:51 -0600If you need help lowering your monthly mortgage payments a HARP loan may be right for you. Learn if you qualify and the steps to applying for this type of loan. A HARP loan can help you avoid foreclosure and stay in your home.
Wed, 29 Oct 2014 10:31:21 -0500Being the target of bill collectors and credit card collection calls is no easy task. Don't get caught up in the guilt, shame and fear that can bring on. Here's how to deal with the fear first.
Wed, 22 Oct 2014 06:36:50 -0500You have taken the first step towards regaining your financial freedom by deciding that you are going to proactively work towards getting out of debt. There are numerous private and government agencies that provide professional help for debt management and consolidation.
Wed, 03 Sep 2014 06:07:39 -0500Sometimes you have to get creative when it comes to dealing with debt. Traditional 'in the box' thinking doesn't always present the best options. Here are three that can get your creative juices flowing right now...
Wed, 20 Aug 2014 13:04:51 -0500If you have too much debt and stress, now is the time to stop this destructive cycle and get the help you need from a debt reduction program. This article teaches you the principles of debt settlement, one of the most popular forms of debt relief.
Wed, 30 Jul 2014 21:56:49 -0500A majority of people have credit cards in their wallet these days, which they use to buy household or personal things. There is a certain limit on every credit card beyond which a user won't be able to purchase anything. Moreover, the user has to clear his dues within 30 to 45 days. This extra time given to user to clear his dues is the actual advantage of having credit cards.
Wed, 30 Jul 2014 07:43:47 -0500One of the most important debt management credit tips that anyone in finance will tell you is the importance of protecting your credit score. This is particularly true for anyone looking to make a big purchase involving credit, such as a mortgage for a home. If you want to apply for a mortgage and are not sure whether or not you need to repair your credit in order to do so, it is important to understand the types of items that can cause red flags on your credit report and take care of them as soon as possible.
Wed, 30 Jul 2014 07:39:13 -0500The collection process is a slight deviation from the regular practice adopted by organizations yet a compulsory business process undertaken by almost each organization off late. Any client or customer who owes an organization any outstanding payment makes an organization legally entitled to reach out to them for payment. There are certain debts, which become disputed and the best way to deal with them is to decide onto a realistic payment mode, like choosing installments as the payment mode. Despite that, there are some situations where things may go off-track and the debtor still refuses to pay, here is where organizations think of taking some radical actions.
Mon, 14 Jul 2014 09:22:07 -0500Crowdfunding is a concept that is slowly starting to create waves in India. Let's take a look at how crowdfunding works and proves beneficial to the real estate industry.
Mon, 14 Jul 2014 07:20:55 -0500A financial hardship can bring extreme emotional trauma, as it threatens one's survival, security, and sense of belonging. Professional financial therapists help people understand the emotional concerns associated to problems in money management.
Tue, 01 Jul 2014 16:03:05 -0500YIKES! The car just broke down and the rent is due. Many of us need to earn some fast cash occasionally and there are lots of ways to do it. Becoming a brand ambassador or demo person is a fun "weekend gig." If you are not sure what a brand ambassador is, then think Costco samples and the smiling guy or gal who gives you a little taste of a product. Along with the taste comes a sales pitch about the merits of this great item and where it can be found in the store.
Mon, 23 Jun 2014 14:41:44 -0500I say "We Are the Rich," because we hold the key in making the economy function. I have discovered an idea on interest and usury that I hope will enlighten you and how it relates to us being the rich. I'll share how it takes over our wealth and who benefits.
Fri, 13 Jun 2014 10:34:20 -0500The side effects of a bankruptcy include sighs of relief, stress reduction, increased disposable income, a new found respect for budgeting, a long-term financial plan that includes retirement, a preservation of savings, improved sense of self, improved sex life, financial control, improved credit scores, just to name a few. Stop right there. I know you're probably saying, "how does my credit score improve?
Tue, 27 May 2014 08:51:01 -0500The financial economy in modern society has been built on the foundations of debits and credits. Surprisingly, not many people know the advantages of dealing with liabilities. Running a business always has risks and things can take a turn for the worse. The global financial crisis in 2008 taught us a lesson that no one can predict the economy. For this reason, it is important for business owners to educate themselves when they are burdened with debt. There are several options that a business can utilize to deal with debt.
Tue, 27 May 2014 08:40:21 -0500Everyone who owns a company knows how difficult it can be to find yourself in a problematic situation when you need some financing, but just cannot find it anywhere. Whether you have some last minute debts that you need to cover or you do not have enough capital to pay the salaries of your employees, in business there are many situations when you need to access a short term loan in order to cover some urgent financial matters. Short term loans can have a deadline ranging from one week to one year, so depending on your company's needs, you should be able to find proper financing. The benefits of accessing short term finance are that the interests can be much lower and you will be able to complete your financial tasks sooner.
Tue, 27 May 2014 08:34:37 -0500The market is a very volatile place and those who do not have enough experience to make good decisions fast, often find themselves in financial difficulties. Fortunately these days, financial counselling services are available on the market, precisely for those who are not sure what measures they should take to save their companies. Professional companies today offer their clients all the help they need and have an array of financial services that could benefit any business, regardless of its size and field of operations. Even though at a first glance, running a business is not that difficult, reality is that more than half of the newly opened businesses close their doors after less than one year.
Thu, 22 May 2014 08:59:06 -0500Joining that Debt Settlement program was the smart decision for you. But just because you have acquired professional assistance for your financial obstacles doesn't mean you can just sit back and walk away leaving it all up to the pros. Some bill collectors will continue to harass you.
Tue, 20 May 2014 14:24:59 -0500Every month for three years you've transferred x-amount of dollars into your debt settlement trust account, now the program is over and your goal of becoming debt free is in the here and now. So what's next? Saving and planning for your financial future is as important as getting out of debt.
Tue, 29 Apr 2014 15:50:27 -0500Dealing with credit card debt is no laughing matter. If you are struggling with surmounting debt, don't allow your present situation to influence your thinking or your decision making. Legal documents are usually time sensitive and in many cases require a response within 20 days of receipt. Don't wait to make contact with your debt relief agent or attorney.
Tue, 29 Apr 2014 15:28:23 -0500There must be something in your recent history besides the high interest rates that made your financial life difficult. With my clients I chose to define a HARDSHIP as Sad, Depressing but TRUE stories.
Tue, 29 Apr 2014 13:26:46 -0500Financial institutions today are massive and although much of the business is automated there is still the human element of mistakes that may come up. So for your own protection, it is imperative that you KEEP GOOD RECORDS.
Fri, 18 Apr 2014 06:31:50 -0500It's amazing to think that only 50 years ago most Americans lived a debt-free lifestyle. The country has only been around a little over 200 years and how quick people forget the lessons they learned in the past only to repeat them over and over again. Debt is what collapsed the great Roman empire and every empire that followed.
Fri, 11 Apr 2014 13:30:37 -0500Debt Relief can be very complicated. You owe it to yourself to get all the facts about how debt relief or consolidating your debt will effect you now and in the future. Making the wrong decision can be costly. Find out a few important things you should know about debt relief by reading this article.
Thu, 03 Apr 2014 08:25:16 -0500No youth actually aspires to mature into a debt-ridden person. Rather, people most often have every intention of staying free from financial debt whenever they start out in their adult lives.
Tue, 11 Mar 2014 15:55:08 -0500Neither be a borrower or a lender. Polonius is giving advice to his son Laertes in William Shakespeare's Hamlet. But whether it was written by a famed writer such as Shakespeare, or spoken by a good friend, the advice is solid: don't be a lender or borrower. You will never be in financial debt.
Mon, 03 Mar 2014 16:59:12 -0600Too much debt began with spending one penny more than you brought in. It's not about how much you make. The first steps of getting out of debt, however, are FREE. You have to change your mind set to have a long lasting effect.
Tue, 18 Feb 2014 08:58:01 -0600Are you or do you know someone who is struggling with debt? This is a very common problem that most of us will have to deal with at one time or another in our lives. Would you know what to do to get the best results? It is not as hard as you might think but it does require that you take action to get your debt issue resolved.
Wed, 12 Feb 2014 08:54:14 -0600Having to deal with a debt collection agency is not fun. Would you know what to do? Not everyone will face this problem but if you do there are some important things you need to know to protect yourself. Gather all the relevant information that will help you defend yourself. If you still find yourself in over your head it might be in your best interest to higher a professional firm to represent you.
Wed, 29 Jan 2014 14:35:39 -0600The playing field should be equal so you are confident when you deal with Collectors. You'll find debt relief by taking care of your debt one by learning to negotiate the best settlements when they are offered. Knowing the FDCPA empowers you.
Mon, 20 Jan 2014 16:03:29 -0600To enter the job market, most of us obtained or developed certain skills to perform jobs, and then we get rewarded for it. Few of us got educated on money matters. If you are experiencing a financial situation and can no longer make all the required payments, you can contact your creditors.
Mon, 20 Jan 2014 16:03:03 -0600Defaults, repossessions and lawsuits will all show on your credit bureau report, and you can decide which process will be less harmful. A short sale can stop legal action against you. A foreclosure usually remains on your credit report from seven to ten years.
Mon, 20 Jan 2014 11:28:35 -0600Are you stuck with an IRS debt and don't know what to do? Take a look at your situation and determine if you qualify for a penalty abatement, it's the easiest way to go about eliminating or reducing your debt. If this is the first time you've had issues with the IRS, you can easily overcome your debt and even shave of a few thousand dollars in the process.
Mon, 20 Jan 2014 11:15:30 -0600There are a great many ways to overcome a debt with the IRS. All of them are legal and if you find the right organization to assist you, you're going to find it's an easy and affordable process. First things first; you need to know how you may be eligible for programs the IRS offers to debtors, in order to overcome those debts.
Tue, 14 Jan 2014 12:24:48 -0600Debt in its simplest form means you have more to pay, than you have money to pay it. Let's assume that you borrowed $150 from your best friend. You bought a lawn mower, gas can and gas to start work. Then you spent the day cutting grass and made $100. You bought more gas, some food and drink and paid your friend $50. At the end of the day, you are $100 in debt to your friend.
Mon, 13 Jan 2014 08:48:29 -0600Several years ago, I looked at this mountain of debt totaling a good $30k. I saw my bills, I looked at the massive amount I owed, and thought to myself, where did it all go?
Mon, 13 Jan 2014 08:47:11 -0600What you do with your money says a lot about you. It paints a more accurate picture than you might think.
Sat, 11 Jan 2014 07:10:53 -0600Starting a new year for most people is a sign of renewal or a second chance. That's probably why a bankruptcy attorney will get many phone calls from people interested in filing bankruptcy. This doesn't mean people will act on it, but it shows their concern for their dire financial situation.
Tue, 07 Jan 2014 09:05:46 -0600Is enrolling in a debt relief program a way out of your financial woes? It might be, but things are not as easy as they may seem.
Tue, 07 Jan 2014 06:31:17 -0600Over the last few years, or beginning in 2008 to be exact, a record number of Americans have been filing bankruptcy to protect themselves from their creditors. What's interesting is the Federal Reserve is continuing to print more money and give it to their member banks. It was disbursed under quantitative easing.
Tue, 03 Dec 2013 12:57:32 -0600The poet Oscar Wilde said 'When I was young I thought money was the most important thing in life, now that I am old I know that it is'. As much as we wish money didn't hold as much importance as it does, we need money to have water coming through the tap, for light to be given in our houses and for food to be cooked in our kitchens.
Mon, 25 Nov 2013 15:07:28 -0600Whether you are 5 or 50, saving has got to be a part of your routine. Learn to spend wise and end saving so much more than you thought possible!
Thu, 31 Oct 2013 14:54:23 -0500This article exploits the troubling statistics associated with college debt and offers a solution to solving them. It explores the pros and cons of network marketing as one of the solutions to diminishing or possibly completely erasing the seemingly overwhelming financial hole known as college debt.
Mon, 07 Oct 2013 16:31:42 -0500Debt is an increasingly worrying problem. As more of us fall into the trap of buying things we cannot afford it is more common to seek help. There are many solutions available for the many of us experiencing financial difficulty, but for some there is an added complication. We want to be the best we can be, and insha-Allah (God willing) enjoy a fulfilled life, grounded in faith without committing sin. Ameen
Fri, 04 Oct 2013 06:04:41 -0500Lately, there has been a lot of attention given to the government shutdown on TV. The whole thing is nothing more than a bunch of politicians using the topic as a political football. The bottom line is the US is broke and raising the debt ceiling will just put the country further in debt.
Tue, 01 Oct 2013 15:57:53 -0500Despite the fact that many people know what the terms 'short sale' and 'foreclosure' mean - after all, they are very much in the news these days - there seems to be a lot of confusion as to what each means for the homeowner, the mortgage company, and the buyer, and particularly when it comes to which option might be best for a borrower faced with a mortgage they cannot afford. Here are some of the basics, and a few prevalent myths that need to be busted as well. Short Sale Basics Essentially, a...
Tue, 24 Sep 2013 11:11:23 -0500While nothing can replace filing bankruptcy as a solution to eliminating a large amount of debt, there are some alternatives. One alternative that has become popular over the recent years is debt settlement. Debt settlement is a way that an individual will offer the creditor less than what is owed.
Thu, 05 Sep 2013 07:15:25 -0500Hiring a Debt Settlement company to negotiate on your behalf with credit card companies can save lots of time and money for you. In this day and age in which the economy has been so tough for so many American households it is becoming increasingly difficult for families to stay current on all of their major household bills. Families have established several key priorities during this time of crisis starting with first paying the mortgage payment on time every month, second, paying the car payment, and finally ensuring that groceries are stocked in the refrigerator...
Thu, 29 Aug 2013 15:16:57 -0500Are you at the point that you are losing sleep worrying about your debt? Is it affecting your marriage with constant fighting and bickering? Are you sick and tired of your lack of control over your finances?
Wed, 28 Aug 2013 06:18:50 -0500Over the last five years debt settlement has become a common household term. You can't turn on the TV or open your mailbox without seeing an ad for debt settlement companies that offer to settle someone's credit card debt for a small percentage of what they owe. The reason that this has become part of American culture is because of the large amount of debt that Americans now have.
Tue, 27 Aug 2013 14:45:35 -0500When faced with severe personal debt problems you can't repay, Australians' are confronted by a number of confusing outcomes. Debt agreement, insolvency agreement, Part 9, part 10 and bankruptcy are all terms that cause distress. If you have creditors demanding immediate payment, it's essential you understanding the different outcomes available and make an informed path of choice.
Tue, 27 Aug 2013 13:31:10 -0500Do you think you could ever be able to pay off your mortgage growing gardening plants, trees and shrubs? It's true! If you love growing and have a talent or a green thumb, you would be surprised how competitive the plant industry is when you lower your prices you make a lot of income.
Mon, 26 Aug 2013 09:15:22 -0500There is a web site, benefits.gov, which can help you in finding government aid, grants, loans and other benefits and financial support coming from the federal government. The web site will show you all the important information, how to find out if you are eligible, how to apply if you are and where to do that.
Mon, 19 Aug 2013 09:01:54 -0500Looking for ways to eliminate your debt? Two main actions could be all you need to walk confidently along the debt-recovery path!
Wed, 14 Aug 2013 10:40:57 -0500However you go about it, it's crucial for your financial health to pay off your credit card debt. If you are buried under a mountain of debt, you'll never be free until you start digging. With a strategy in place and a plan you can stick to, you can successfully dig yourself out from under your debt one shovel-full at a time!
Fri, 02 Aug 2013 09:21:10 -0500Follow these three debt crunching steps to clear your debt quickly & get relief from mounting financial pressure. For those who spend more than they earn will soon be joining the rest of the crowd who are drowning in debt & living under financial stress with their ever growing credit bill. So if this is you, this article will show you how to pay off your debt fast & get relief from your mounting debt burden.
Tue, 30 Jul 2013 16:22:59 -0500Are you burdened by debt? Here are 10 real world, time-proven steps for eliminating that debt.
Fri, 26 Jul 2013 07:30:21 -0500Single mothers have pretty busy lives. US grants are a truly great opportunity for them. Single mothers have children which need to be taken care of, errands that have to be done, bills to be paid, food to be bought for them. On top of that, they have to work long shifts and more than one job in order to pay for all those obligations that wait on them. With all of this on their shoulders and thus being a burden, school and classes seem like a far thing for single mothers. And not just school, many other things are out of reach for these women.
Tue, 16 Jul 2013 07:22:36 -0500When it comes to bankruptcy filing many experts spend a lot of time on television talking about the negative effects of the process. In interviews they will typically only talk about the negatives of someone filing for bankruptcy. It's almost like they're in the back pocket of the creditors.
Wed, 10 Jul 2013 08:00:51 -0500In order to receive a grant you need to be well prepared. This means you need to have a good grant proposal. There are some basic things you need to know and do every time you apply for any kind of grant. When there is an announcement about a grant program or request, there is always an official who is listed there. You have to contact him and find out all the information you need and ask some questions if you have any doubts. On grants.gov there is a special page named Applicant resources with many useful tools and documents about the process.
Mon, 08 Jul 2013 09:45:53 -0500The government funds a program which offers financial help to families with low income in order to pay for child care costs. If by any chance you are eligible for a grant like this, then you should get familiar with the way this program works.
Sun, 07 Jul 2013 10:26:18 -0500When you are in a serious amount of debt, there are many options you need to consider. Going over a plan or a budget is beneficial for you to break out of this mess. It may be hard but with a well thought out plan it is easier to do. If the whole family is following it, it may be a bit easier.