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Preview: St. Paul Real Estate

St. Paul Real Estate Blog



All about St. Paul, Minnesota - By: Teresa Boardman



Last Build Date: Tue, 21 Feb 2017 13:45:18 +0000

 



condition and location

Tue, 21 Feb 2017 13:45:18 +0000

There are actually three factors that greatly influence the value of a piece of real estate and they are size, location and condition. There is nothing a home owner can do about location. Most home sellers can only change the condition of the property. I always recommend cleaning and decluttering first, minor repairs second and painting […]



Can you afford a house?

Mon, 20 Feb 2017 13:45:03 +0000

The question is really about being able to get a mortgage. Most people can not pay cash for a home and need a mortgage and need a pre-approval stating that they are at least qualified for a mortgage. The easy but not exact rule of thumb is that if you add up all your monthly […]



High crime areas

Sun, 19 Feb 2017 14:24:35 +0000

I don’t write much about crime. No one wants to talk about it and it is bad for business.  Last week I was the victim of a robbery. A robbery is a bit different than a theft or a burglary and the difference is important. A robbery is an in person crime where force is […]



Above average

Fri, 17 Feb 2017 13:48:54 +0000

It is Friday and Fridays are for fun and it is February and all we really care about today is the possibility of breaking the record high temperature for this day. The average high for the day is 29 and the average low is 13. The record low was -20 set in 1936 and we […]



Property taxes will go up

Thu, 16 Feb 2017 13:50:56 +0000

Property taxes are a mystery to many, or maybe to most. Property taxes are collected by the county, in the case of St. Paul it is Ramsey county. Anyone can look up any address and see what the property taxes are, were and possibly will be. There are two basic facts about these taxes and that is […]



Sellers want feedback

Wed, 15 Feb 2017 13:45:59 +0000

Home sellers like to get feedback. They want to know what buyers are saying. Most sellers do not take buyer observations too seriously but some do. Sellers should always keep in mind that the buyers agent is representing the buyer and does not have any duties to the seller and some won’t give feedback at […]



Local agents have aversion to page numbers

Tue, 14 Feb 2017 13:45:04 +0000

The pages are supposed to be numbered on purchase agreements and on the first page there is even a space to put the total number of pages. “Page 1 of_______”.  As a broker I don’t accept purchase agreements without page numbers but apparently other brokers do. Our purchase agreements have some pretty specific instructions on […]



A changing downtown

Mon, 13 Feb 2017 13:45:55 +0000

The skyway to nowhere was torn down over the weekend.  The skyway once connected Dayton’s to the Wabasha court building which was demolished in 02. Sometimes progress is slow. The Dayton’s building, which was vacated by Marshall’s several years ago, will be converted into this parking, retail skating rink thing that I am not sure I understand […]



A time of vigilence

Sun, 12 Feb 2017 14:30:20 +0000

None of us can see the future but we can pay attention to what is going on in the world and make some predictions.  I just found this on the Minnesota Home Ownership Center web site: “Recently we’ve seen consumers with: dangerously designed Contracts-for-Deed; loan products with Debt-To-Income Ratios of more than 55%; buyers who […]



The Inner City

Fri, 10 Feb 2017 13:50:52 +0000

It is Friday and Fridays are for fun.  The pictures were taken on walks in the downtown area. The bricks are all well over a hundred years old the oldest are 150+ years old. They have been covered and painted and patched and uncovered again. If they could talk they could tell us what life was […]