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My New Choice

Debt free, financially independent and retired early

Last Build Date: Sat, 03 Jan 2015 09:11:43 +0000


Boost Your Budget With Credit Cards

Fri, 14 Dec 2012 18:17:06 +0000

Yes, you read that right — you can boost your budget with credit cards! And no, we haven’t had too much eggnog to drink this holiday season! The common mentality is that credit cards are evil, or at least a significant contributing factor to why so many people are mired in debt. However, with the […] continue reading

Want To Improve Your Credit Score?

Tue, 10 Jan 2012 02:05:57 +0000

Raise your hand if you’re in debt. You’re not alone. With the state of the economy and unemployment rates wreaking havoc on families all across the country, more and more people are struggling just to make ends meet. Raise your hand again if you believe that being in debt means that your credit score is […] continue reading

5 Easy Spending Cuts To Eliminate Debt

Tue, 23 Aug 2011 13:00:45 +0000

Being in debt is no fun for anyone. Depending on how much debt you have, what the interest rates are and your personality type, you could very well be losing sleep at night over your debts. This is not healthy for your physical well-being or financial well being. There are some forms of debt that […] continue reading

Nominate Your Favorite Personal Finance Blog for the Media Awards

Tue, 12 Jul 2011 13:32:08 +0000

Everyone has their favorite blogs and no doubt if you’re reading this post you know of at least one blog deserving an award.  Personal finance blogs are only one of many categories of awards to be given out at the World Media Awards to be held in the PayPal building in San Francisco on October […] continue reading

How to avoid getting in debt

Wed, 11 May 2011 17:00:11 +0000

Debt is one of those words that strikes fear in just about everyone. It is definitely something that everyone wants to avoid at all cost. Nothing is worse than seeing the debt continually pile up month over month and feeling like it’s impossible to get out. That is why it’s best to avoid getting into […] continue reading

8 things you need to consider before signing up for a joint account

Mon, 09 May 2011 17:00:07 +0000

Money can be a source of various conflicts for many people who are in relationships. It’s important, therefore, to come up with a financial strategy that works for both parties involved. Having a joint account may be advisable for those individuals who want or require more than one person authorized to use a bank account, […] continue reading

How to get out of credit card debt

Wed, 23 Mar 2011 13:00:00 +0000

Many people find themselves with significant amounts of credit card debt at some point in their lives. In order to get out of debt, you need to get motivated and concentrate on doing what you need to do to get yourself out of the situation. The following are a series of tips that will help […] continue reading

Prepaid cards for teens :: Teach your children proper budgeting

Mon, 21 Mar 2011 13:00:18 +0000

We actually live in the epoch of financial issues. In fact, it’s almost impossible to imagine our world with no money in it. Besides, our kids follow the current progress willingly and due to the peculiarities of their age, they need to feel freedom, especially financial. It’s not so bad as this period of life […] continue reading

5 tips to start getting out of debt

Thu, 17 Mar 2011 15:00:32 +0000

Debt. More of us are in it than we’d like to admit. In fact, debt is one of our country’s leading problems right now: our obsession with accumulation is responsible for putting us into this predicament, and it’s time to stop! There is no quick way to get out of debt, unless you win the […] continue reading

Bar None: The BEST Money-Making Degrees

Mon, 28 Feb 2011 14:00:15 +0000

You want to maximize your time in college, of course, but you also want to make sure that once you finally get out, you’ll be able to find a job in your career area of interest. In order to find the most lucrative, well-paying job, you need to start by pursuing the best possible degrees […] continue reading