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Preview: Millionaire or Bust

Millionaire or Bust

teaching you how to think about your finances

Last Build Date: Thu, 03 Aug 2017 03:55:36 +0000

Copyright: 2006-2009

The Importance of Creating a Home Budget

Thu, 03 Aug 2017 03:55:36 +0000

When it comes to finances, nothing says you are in control more than having a budget. A budget is a way to keep track of your expenses and various sources of income. It is usually set up in a spreadsheet and recorded once a month. According to a budget creation article, due to the importance […]

Avoiding the Most Tempting Pitfalls in Online Trading

Tue, 11 Oct 2016 04:16:18 +0000

Investing in stock trading is one of the best business decisions you can make. Unlike the past when there were countless stumbling blocks, today’s trading industry has opened up to offer incredible opportunities to anyone willing to take up the challenge. What makes it even better is the presence of online trading platforms such as […]

Gold & US Elections

Fri, 30 Sep 2016 22:52:16 +0000

The Correlation between Gold and the US Elections  The 2016 US elections have been at the forefront of most conversations around the world. There is building tension and excitement regarding the final outcome. The election could go either way with Clinton or Trump being elected the next president of the United States. These possible outcomes […]

CFD Trading – Insider Secret Tips and Tricks

Wed, 24 Feb 2016 07:54:13 +0000

CFD, or Contract for Difference, allows you to trade across a wide range of financial assets from a single account. The markets which are included are shares, indices, commodities, foreign currencies and other international markets. With CFDs, you don’t actually own the real assets underlying, you just access the price performance of them. Any of […]

Looking For The Best PPI Claim Company? Check They Meet These Criteria

Wed, 21 Jan 2015 06:50:23 +0000

Becoming a millionaire, or just well off, is as much about mindset as it is anything else, if not more. Part of that mindset relates to how you spend your time and whether what you’re doing is best value or not. Many wealthy people understand that it’s often better to pay someone to do something […]

Maximize Your Cash Flow

Fri, 24 Oct 2014 17:38:20 +0000

A lot of businesses get into trouble with cash flow. Even when they make a profit during the year, they have issues at certain points of the year where the cash flow isn’t sufficient to sustain the business. That leaves the business owner in the difficult predicament where they either have to choose which bills […]

The Best High Risk Ways to Make Money!

Thu, 20 Mar 2014 06:17:14 +0000

Everyone wants to be a millionaire and while many of us work hard to get where we are today, there are many would look for a easy route to big money. Fortunately, there are ways to get to lots of money quickly but they involve plenty of risk that could see you lose it all. […]

Entertainment That Doesn’t Cost the Earth

Wed, 30 Oct 2013 18:31:53 +0000

We all like to have activities that are fun and entertaining, yet dont have to be a drain on our wallet at the same time. Here are just a few ways to have fun without ending up out of pocket. Get walking! There’s no need to join a gym and pay expensive membership fees to […]

Three Financial Tips for New Small Businesses

Tue, 01 Oct 2013 06:59:57 +0000

When you’re getting started as a business, it’s usually the case that money is tight. Young businesses are keen to get the most from the funds they have available as they make crucial decisions which will have a bearing on their future success. The nuances of each business and each industry are never quite the […]

Turn a Bad Credit Rating Good

Fri, 26 Jul 2013 16:13:37 +0000

There are a lot of situations that rely upon how good or bad your credit rating is. Whether or not you are granted a car loan or mortgage will depend upon the credit rating you have and even renting a home or getting a phone contract might involve a peek at your credit score. That’s […]

Responsible Gambling

Thu, 20 Jun 2013 18:09:18 +0000

The rise of online casinos has meant that people around the world are now able to enjoy casinos from the comfort of their own homes. This has made it an incredibly popular leisure activity throughout much of the world. For most people trying to save for their futures, gambling is seen as a potential problem […]

Recruit and Retain: The Two Reasons You Should Provide Employee Benefits Solutions

Tue, 18 Jun 2013 17:45:32 +0000

The cost of healthcare and retirement plans may be rising, but resist the temptation to eliminate employee benefit solutions for your team. Simply put, if you want to recruit and retain top talent, employee benefit services are a must. In a tight job market, the more competitive your employee benefit solutions, the more likely you’ll […]

Starting A Business: Think About Your Bank!

Mon, 17 Jun 2013 16:20:22 +0000

When people start their businesses, they often spend an inordinate amount of time making relatively small decisions. Like which chairs they should purchase for the office or what color paint they should use in the break room. While those decisions can make the work environment slightly more enjoyable for them and their employees, those are […]

Grow Your Business & Meet Business Operating Costs with Working Capital

Wed, 12 Jun 2013 00:14:28 +0000

As a small business owner, your working capital is one of the most important elements on your balance sheet. It’s how investors determine your financial stability, and it shows how much money you have on hand to manage business operating costs and grow your assets. Working capital is defined as your current assets minus your […]

Work and Play: A Look at Britain’s Finances

Thu, 23 May 2013 04:48:56 +0000

There can be no doubt that the UK has been going through an age of austerity in the past few years after the banking crisis. Thankfully the country seems to have weathered the worst of the storm better than some others in Europe. Greece has been particularly hard hit and Spain and Ireland both saw […]

Surviving Bond Bubbles and Runaway Stocks

Tue, 30 Apr 2013 05:27:31 +0000

Some of the most successful entrepreneurs of today have been those who have kept updated with changing trends in investment and technology. When it comes to investment trends, one common problem is the herd mentality. Investors find it hard to break away from what everyone else is doing. Despite their claims of making unemotional, rational […]

Forget Bieber’s Scam: Talk To Your Teens About Money

Mon, 29 Apr 2013 03:34:41 +0000

According to CNNMoney, Justin Bieber is launching a prepaid debit card targeted at his teen fans. The card is not the worst celebrity endorsed debit card ever, but it sure doesn’t seem to fit the implied intent of the domain name that it can be found at. The card is just a way for teens […]

Credit Card Legal Questions: Answers You’ve Been Looking For

Sun, 28 Apr 2013 22:42:09 +0000

Credit cards are a very social topic these days. In simple twitter searches, we find conversations about points, debt, collections, payments, interest rates and more! However, one thing I’ve noticed in these different streams of conversation is that several questions tend to go unanswered. Unfortunately, it seems as though these are by far, the most […]

How to Get a CCJ Removed From Your Credit Report

Wed, 17 Apr 2013 22:19:31 +0000

If you experience difficulties managing your debts, you may end up being served with a county court judgement (CCJ). Creditors use the county courts in order to enforce repayment of money they are owed. They’re serious because they stay on your credit report for six years once issued. Once a CCJ has been served, you […]

Opportunity and Luxury Living in Qatar

Wed, 13 Mar 2013 07:36:44 +0000

It’s not called The Pearl for nothing, a luxury property development echoing Qatar’s pearl hunting and fishing traditions which once drove this small Persian Gulf state’s economy. The pearls and the fish are long gone now, replaced by an incredible oil and gas industry which has propelled the country’s growth in recent years to stratospheric […]

Getting Help With Managing Debt

Fri, 25 Jan 2013 19:57:33 +0000

Many people who are in debt try to solve the problem with a DIY approach, gradually reducing their spending and increasing the amount of debt repayment they are able to afford month by month. Gradually, and as long as they don’t run into too many major obstacles along the way, the debts reduce and they […]

5 Money Saving Tips To Grow Your Nest Egg

Wed, 05 Dec 2012 00:44:41 +0000

The main complaint I hear from people when I talk with them about saving for retirement is that they just can’t find any way to save any money. They complain that their normal monthly expenditures don’t leave much to sock away for the future. In most cases I’ve found that the problem lies either in […]

Fraud Risks to Watch For

Sun, 25 Nov 2012 08:50:33 +0000

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 helps to protect “whistleblowers” or employees of companies committing financial fraud. However, one congressional act will not stop fraudsters from committing their crimes. Senior Citizens Beware Scammers target senior citizens for two reasons. The first is that seniors tend to be less likely to […]

Getting Ready for the New Year

Tue, 20 Nov 2012 07:12:48 +0000

With the new year right around the corner, business owners need to begin planning and setting goals for the company for the upcoming year. Taking their attention away from that is end of the year business like income tax preparation, which is time consuming and often stressful to business owners around the end of the […]

Top Tips for Getting out of Debt

Tue, 23 Oct 2012 02:47:59 +0000

Debt can build up over the course of your life, and if you don’t take action to do something about it, it can become overwhelming. Thousands of people live their lives in the red, and if you’re one of them, it’s in your interests to regain control of your finances before it’s too late. Here […]

Investing: When, and How Much?

Wed, 12 Sep 2012 08:27:40 +0000

The traditional American family often wonders when the correct time is to begin an investment portfolio that provides solid returns. It is no secret that a diversified portfolio is the way to a solid wealth building strategy. Through strategic planning using John Labunski Investment Tools, the average American Family can expect a fully diversified portfolio that […]

Financially Sound Ways to Protect the Home and Family

Sat, 25 Aug 2012 20:42:49 +0000

You have enough to worry about in this work-a-day world including your family and your finances without also having to add home security to the list. Unfortunately, the economy being what it is, you can never be too careful when it comes to the safety and security of your home. And while some people might […]

Planning for Your Financial Future

Wed, 15 Aug 2012 07:26:49 +0000

Young people who believe that making a living is tougher for them than their parents could be right when it comes to money management. Many young people, fresh out of high school or college, find they’re on their own in managing their financial future. Fewer companies offer comprehensive benefits packages with generous life insurance and […]

Credit cards: To the Max

Thu, 09 Aug 2012 02:36:00 +0000

If you’re like most Americans, you’ve got several credit cards stuffed into your wallet, and you make high-interest payments on them every month. But there’s absolutely a better way. How about getting the credit card companies to fatten your bank account? Move your money–but don’t pay for it You can definitely save a bundle by […]

To Rent or to Buy? That Is the Question

Fri, 20 Jul 2012 21:47:51 +0000

Depending on your income level and the area you live in, renting versus buying is an important consideration. For some, buying a house just is not a reality. This is especially true for people who do not make enough money to buy a house, lack the stability, or are just not ready to own a home or […]

Investment Options: Spread Betting

Fri, 29 Jun 2012 06:51:44 +0000

Many of you have probably heard of spread betting. Some of you probably don’t know too much about it. I’m a big believer in understanding the financial options that are available to you. So, let me tell you a little bit about spread betting. Essentially, spread betting is a way to speculate on financial markets […]

Why School Loans Are Still a Must

Tue, 12 Jun 2012 08:12:36 +0000

With the weak job market and downtrodden economy, many students are becoming wary of taking on student loans. They see what has happened to fellow students who have borrowed thousands of dollars and are now unable to find work in their field. They are right to be cautious, but student loans can still be a […]

Save Money Using Video Conferencing

Mon, 11 Jun 2012 17:02:29 +0000

Video conferencing used to be an expensive proposition requiring both sides to have expensive equipment that was fixed in a single room.  Anyone that wanted to do a video conference had to reserve that room at a specific time. Back in the early days, it was questionable if the system was saving large companies any […]

The Real Secret to Becoming Rich

Wed, 06 Jun 2012 07:13:01 +0000

Do you want to know the secret to becoming rich and living like a millionaire?  Of course you do.  Who wouldn’t?  We are obsessed  as a culture with becoming rich — just take a look at books like I Will Teach You to Be Rich, or Secrets of the Millionaire Mind.  Books like these, and […]

Choosing the Right Financial Institution

Tue, 05 Jun 2012 17:27:13 +0000

Back in the day when someone needed a bank account, they walked into the community bank, talked to a banker and opened an account. Nowadays, people have so many financial institutions to choose from and so many different types of accounts at each of those institutions that you have to do some research and consider […]

Cloud Computing for Cost Savings

Mon, 04 Jun 2012 17:07:20 +0000

Companies are always considering whether or not they can save money using the cloud. The answer is an unqualified yes. (Unless of course you’re a government intelligence agency that is!) Regardless of the size of the business though, the cloud can provide a means of saving money. How? I’m glad you asked! Cutting down on […]

Stocks vs. Fixed Income Investments: What You Need to Know

Thu, 19 Apr 2012 21:03:49 +0000

The specifics of investing can get complicated and hairy, but there are some basic rules that every investor — and especially young investors — should follow. One of those rules is actually one of the golden rules of investment: “THOU SHALT DIVERSIFY THY PORTFOLIO” Usually bankers won’t say it that way, but that’s how it’s […]

Debt Management Tips for Recent College Graduates

Tue, 17 Apr 2012 06:53:15 +0000

After graduating from college, many students are stuck dealing with loans and financial aid repayments. It can be tough for anyone to deal with this debt even with solid employment. Sitting down and tackling all of these bills can be difficult, but it is not impossible. With that in mind, there are various things any […]

Financial Responsibility: 3 Things You MUST Do With Your Money

Sun, 11 Mar 2012 07:12:07 +0000

It seems that everyone has something to say when it comes to personal finance and money. We all have little tips and tricks for our money that we swear by. While not all of these tricks and tips work for everyone, there are some things that people can do with their personal finances that are […]

Don’t Just Use 1-Click, Check for Discounts First!

Sun, 12 Feb 2012 00:48:50 +0000

It seems that Amazon has trained us all to just head to them and use their 1-click system to quickly buy items. They’re often the cheapest place to buy when we shop around, after all. Plus, it saves us a ton of time and we’re all about convenience these days. So, since we get the […]

Are You Saving Enough Money Online?

Thu, 02 Feb 2012 08:04:35 +0000

The Internet if full of tools that can help you save money. You can choose amongst coupons, price comparison websites, convenient mobile apps or maybe a credit card comparison website or loan comparison site, all of which can make saving money online easy.  Finding the lowest price for an item you want or need to buy is […]

Unnecessary Insurance

Sat, 28 Jan 2012 23:20:32 +0000

A person who is vigilant with his or her finances often considers a variety of different kinds of insurance policies that can protect one in the event of a disaster, fraud, or changes in life’s plans. Insurance can be a critical component in credit building, healthcare, and home ownership. For example, if you’re selling your […]

How to Find the Best Credit Card

Fri, 20 Jan 2012 23:59:34 +0000

There is a credit card for practically everyone, and with a little bit of research and effort, you can find the credit card that best suits your needs. Some people complete random credit card offers and select a credit card company blindly. To get the most out of your credit card, it’s best to choose […]

Life Insurance for 50 and Older

Sat, 24 Dec 2011 10:00:59 +0000

It seems you can’t open a newspaper or magazine, or watch a television programme, without seeing an advert for over 50’s life insurance, and getting a free pen or camera for getting in touch with the company. But are these specialist age-related life insurance policies worth having? Below we offer a brief outline of the […]

4 Tips for Selecting the Best Renter’s Insurance

Sat, 24 Dec 2011 05:17:20 +0000

Renter’s insurance is one of those things that most of us think we can live without. Unless your landlord requires that you have renter’s insurance, you probably think that it’s highly unlikely that any disaster will befall your belongings, so what’s the point of getting insurance in the first place? Well as my friend who […]

To Refinance or Not to Refinance

Thu, 15 Dec 2011 07:04:39 +0000

When you take out a mortgage or car loan at a young age, there is a good chance that you had to take out a loan with a higher-than-desired rate. While the high interest rate loan was your only option at that time due to lack of established credit, that high rate you may still […]

‘Tis the Season to Get More from Your Credit Card

Thu, 08 Dec 2011 18:22:57 +0000

As people around the country nurse scrapes and bruises from a chaotic Black Friday, begin putting up holiday decorations, and finalize gift giving plans, concerns over making ends meet are likely reaching a fever pitch. And while most know about the benefits of budgeting, cutting coupons, and shopping for discounts, the potential for savings that […]

Save Money By Going Green This Winter

Mon, 28 Nov 2011 07:53:34 +0000

With a high unemployment rate and a low level of growth, the current bad economy has had a very real impact on ordinary Americans. More so than ever, people are being forced to downsize their homes, forgo desired expenses, and generally tighten their budgets. Consequently, whether you have a good job or are unemployed, there’s […]

Responsible credit card management tips

Mon, 21 Nov 2011 00:33:36 +0000

Credit cards are a necessary evil for most consumers in the American economy. Until recently, credit cards were dangerously easy to come by, with free cards mailed to homes across the country by leading credit companies, enticing people with no interest periods and alluring rewards packages. The ease with which people attained credit cards proved […]

Save Money on Your Thanksgiving Travel

Tue, 08 Nov 2011 07:52:22 +0000

The leaves are falling off the trees, Halloween has come and passed, and November is now upon us. It can only mean one thing: Thanksgiving is right around the corner. With all the food, football, and relaxation that come with the holiday, Thanksgiving is a hard weekend to beat. It is also a great opportunity […]

Personal Finance Habits to Brag About & Keep Debts at Bay

Sun, 16 Oct 2011 17:38:10 +0000

An increasingly large number of young adults depart college for the workforce deeply inculcated with the bad monetary habits that they developed while they were studying. Those habits are quite likely to push them towards the trap of long term credit card debt. Often they acquire high interest debt due to poor money management skills […]

How to Afford a Winter Vacation on a Budget

Sun, 16 Oct 2011 16:41:20 +0000

The winter months are rapidly approaching, and for many throughout the United States that means short days, cold nights, and lots of miserable weather. To combat the gloomy, frigid weather, many seek winter vacations to beach resorts or tropical islands. However, the crunch in the economy hasn’t made traveling as affordable as it once was. […]