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MortgageVox



Mortgage Brokers, Mortgage Agents, Mortgage lending discussion, analysis, news and information.



Last Build Date: Sat, 25 Aug 2007 09:04:54 -0700

Copyright: Copyright 2008
 



Hybrid Option ARM Loan From OptionArmConsultants.com

Sat, 25 Aug 2007 09:04:54 -0700

Sponsored Review

This article was written by Bryan Wilson of OptionArmConsultants.com.

Get a Hybrid Option ARM – the best of both worlds!

With all the bad news and horror stories circulating regarding pay option arms, lenders have come up with a less risky option ARM product. The "Hybrid" option ARM allows for the low fixed minimum payment everybody is looking for in an traditional, riskier option arm, but the Hybrid has a fixed, fully-indexed rate for up to 10 years to hedge against future rate increases.

For more information on the Hybrid Option Arm, please visit my website OptionArmConsultants.Com for more details or to contact us for further information or qualification.  Thank you!




MortgageBroker.co.uk: Elimating The Legwork

Thu, 09 Aug 2007 23:44:23 -0700

Sponsored Review
 

(image) Purchasing property is one of the biggest decisions of anyone’s life. Finding a lender through a mortgage broker will help you avoid the leg work of shopping for one yourself.  

There are also other benefits to using a broker to find a lender. Brokers often work with dozens – and sometimes thousands – of lenders. With so many options, a broker is bound to find the right program for you, even if it means pulling strings to get you the bad credit mortgage you need.

At MortgageBroker.co.uk you can count on their qualified experts to assist you in finding the perfect lender for you.

 




Timeshare Real Estate Properties and SellMyTimeshareNOW.com

Mon, 30 Jul 2007 18:14:13 -0700

In the real estate investment and financing industry, timeshare sales are becoming an increasing draw. A recent press release highlighted the increase of timeshare sales in the USA, reaching $10 billion in 2006, an increase of 16% over 2005. Facilitating this growth is the online company SellMyTimeshareNOW.com, which provides a website that successfully connects sellers of timeshares with buyers.

 




Mortgage-Mart.com for Mortgage Loan Help and Referral

Wed, 18 Jul 2007 16:39:13 -0700

When searching for great mortgage rates and mortgage opportunities, there are a lot of possibilities out there—many different rates and types of mortgages from a multitude of lenders. One mortgage referral service that is focused on getting people the best possible mortgage is Mortgage-Mart.com. The company has been online since 1995, committed to helping people find the mortgage that best suits their needs and requirements.

As they say on their website, “At Mortgage-Mart.com we are dedicated to helping you find the very best mortgage. We are a lending referral service. This means we do(image) our best to help you find the right mortgage for you but we don’t actually offer you mortgage services.”

Mortgage-Mart.com offers you very helpful and simple online tools to inquire about a mortgage loan for many different types of mortgages, for a variety of home types, credit levels, and locations. You can go to the website to get a home loan quote, find out about refinancing, home equity, and also get answers to many mortgage FAQs you may have.

Finding the correct mortgage is not an easy thing to do, and something you’ll want to approach wisely, so getting some free help from Mortgage-Mart.com is a sensible step to take that I’d highly recommend.

 

Sponsored Review

 




Louisville City Mortgage: A Great Deal With the Promise of Excellent Customer Service

Tue, 03 Jul 2007 18:10:40 -0700

Sponsored Review   If you are looking for a mortgage lender in the Louisville, Kentucky area, you may want to check out Louisville City Mortgage. This company offers complete service from mortgage processing to loan closing, and promises to keep customers informed every step of the way.   They pride themselves on providing superior customer service and working hard to exceed the expectations of the their customers, who often save money and close their loans quickly. Louisville City Mortgage is able make good on its promises to save its customers money and for quick closings by using advanced technology that coordinates the mortgage process and finds the best rates and terms possible.   You can apply for a loan with Louisville City Mortgage several different ways: complete the full application online and save it if you are unable to finish right away or complete a short application, which only takes five minutes, and a loan officer will contact you once the application is received. You can also call to have a loan officer complete the application over the phone or download and print the form and send it via U.S. mail or fax.   The company website also offers other great tools, including various calculators, a glossary of terms, and a library where you can study before going ahead with your mortgage loan. All in all, Louisville City Mortgage is a very good deal. Check it out!  [...]



The Future of Real Estate Marketing Goes Mobile

Mon, 04 Jun 2007 13:59:10 -0700

Sponsored Review

Realtors, do you need new a way to reach your target market? House4Cell to the rescue! By using House4Cell, information can be sent directly to the cell phones of the market group that you are targeting. House4Cell allows potential buyers to receive essential information about a listing--such as price, square footage and pictures--directly to their cell phone by text message!
(image)
House4Cell was created by Cellit Mobile Marketing to provide savvy home buyers with instant information. Cellit Mobile Marketing has become "a leading mobile marketing firm" with clients such as Marie Claire magazine, AIDS Walk Los Angeles, and the Las Vegas Convention and Visitors Authority. The marketing strategies of Cellit Mobile Marketing work with mobile technology to bring products and services closer to targeted markets all over the world. Business owners, time to start cheering, “Cellit Mobile Marketing, you rock!!” Realtors, here is your chance to reach that hard-to-reach home buyer—visit House4Cell.




Educate Yourself at MyClosingSpace.com

Thu, 24 May 2007 11:28:52 -0700

Sponsored Review 

When closing the deal on the purchase of a new property, you need a title company to help you protect your ownership against any possible judgments or claims that may arise after your purchase has been completed. With MyClosingSpace.com, not only will you be fully protected but you can also become educated about the title and real estate closing process.

As part of their commitment to educating their customers, MyClosingSpace(image) offers a section called myClosing University which includes a title insurance video and other educational resources.  

MyClosingSpace.com is so dedicated to their educational objective that they have made it their goal reduce closing costs for the customer and “to help customers understand what title insurance is, why they need it and that they have the right to shop for their own title company.” Now I’d say that is true dedication to the customer.  




Why The 4 C's Count When Getting A Mortgage

Sat, 19 May 2007 09:58:33 -0700

Sponsored Review

When people buy diamonds they know it pays to look at the four C's -- cut, color, clarity and carat weight. And, it turns out, there are also four mortgage C's to consider when financing or refinancing a home.

"To get the best possible rates it pays to know about the four C's that underwriters consider," says Peter G. Miller in his latest consumer column for Mortgage-Lenders-Plus.com. "Those C's include credit history, capacity, capital and collateral. Score well in each category and you'll fly through the lending system."

"The real importance of the four C's," says Miller, " is that "each "C" a by-product of borrower choices and actions. They each can be controlled and improved. In effect, you can begin to better your credit standing at any time and lower credit costs by handling money and bills the right way, the way that scores a solid "C".

"Lenders use the four C's because they need a quick and fair way to grade the mortgage applications they receive. The idea is to match the right borrower with the right loan to assure that borrowers pay no more than they should for real estate financing. For borrowers, the importance of this system is to know how it works so you can get the best possible financing and refinancing."

The new Miller column is one of a series of consumer-oriented features published by Mortgage-Lenders-Plus.com as part of its public education program. The entire series -- which includes such subjects as credit score myths, how to get a first mortgage, when to refinance and other important topics for real estate borrowers -- can be found by going to the latest Miller column.

Established in 2000, Mortgage Lenders Plus provides a unique online destination for borrowers seeking to finance or refinance real estate. Mortgage loan requests worth nearly $10 billion have been processed on the site, and that number grows each day. The company is not a lender, broker or escrow agent; instead it provides an unequaled marketplace where you can match your needs and wants with nearly 200 competing mortgage lenders.




Go to MortgageLoanPlace.com for Home Mortgage and FHA Loan Info

Wed, 25 Apr 2007 12:12:01 -0700

Sponsored ReviewMany mortgage brokers, mortgage lenders, and other mortgage services actively seek to help the average person better understand mortgages; the goal is to help people choose the best home financing option. It’s not a task to be taken lightly—buying a home is one of the largest investments a person can make. An excellent source for mortgage information and advice is MortgageLoanPlace.com. MortgageLoanPlace is one of the premier online sources of detailed and useful information, articles, and websites that will help the person looking for mortgage information learn more about refinancing, government subsidized loans such as VA loans or FHA loans, and traditional home loans. They offer extensive tools and resources to teach people everything they need to know in order to make the wisest home financing decisions. For years, the Federal Housing Administration has been offering loans called FHA home loans that are designed to help people become homeowners. FHA loans can be used in many different ways, and MortgageLoanPlace provides great resources for understanding the ins and outs of FHA home loans. One of these resources is MortgageLoanPlace’s FHA Lending Guide, which consists of over 50 helpful articles explaining all you need to know about FHA loans, home mortgages, mortgage insurance, refinancing, and second mortgages. For example, the Lending Guide supplies an excellent article that describes how to use an FHA loan for home repairs. Another helpful resource is the FHA Loan Limit tool. Through the simple online submission form, MortgageLoanPlace helps you find out the maximum loan amount allotted to you through the FHA for your county or state; this maximum amount can be changed by the FHA frequently. The MortgageLoanPlace strives to help families get answers to their FHA loan and home mortgage questions. They do a great job of providing these answers through their wide range of home loan and mortgage tools, resources, and advice.  [...]



Bank Gets into Mortgage Business

Sun, 15 Oct 2006 13:45:30 -0700

According to a story in Herald News, LincolnWay Community Bank has started a new residential mortgage department. I believe this bank saw a need and decided that they would try and fill that need. The Vice President, Bill Mrowczynski believes with their new residential mortgage department they are in a position to serve the community and begin many long-term business relationships. I am not aware of the size of the community but know that when there is a need and people cannot get assistance within their community it can be frustrating to have to go to another town. This should be nice addition for the community.

 




Pretend You are on a First Date to Sell that House

Sun, 15 Oct 2006 12:45:53 -0700

I have to tell you when I saw this title – To sell that house, pretend you are on first date in our local newspaper, I had to read it and see what they were going to say. They spoke with a broker, Liz Richards of Leonard Leonard and Associates. She stated that “Much like going out on a first date, the first encounter people have with your home can make or break their desire to see it again.” I do have to agree with that, that first appearance says a lot. I remember when we were preparing to sell our first home, we did not put the house on the market until after it was empty and had been cleaned. I thought to myself the house looked as if we had just closed, I would move in there again. My husband had photographed numerous houses for realtors and knew what looked good and what did not. That was one reason we did not put the house on the market before we moved out, so people would not be going through a house that seemed busy and full of things.




Real Estate Cop Works Hard on the Job

Sun, 15 Oct 2006 11:45:15 -0700

About a week ago in Colorado , Erin Toll, the new director of Denver Real Estate Commission began doing an investigation of appraisers that were overvaluing homes. I read yesterday that she is presenting details of her ongoing investigation. She has already recommended  record fines as well as the revocation of licenses of several appraisers for their work in Denver and Pueblo areas. Seems as when properties are overvalued everyone gets hurt. One attorney commented that Ms. Toll seems overzealous and is coming down to hard on the appraisers to send a message to the industry. My question would be how long have they been doing it and getting away with it? This should not be happening.




Wescom Aquires CUSO Mortgage

Sun, 15 Oct 2006 10:45:56 -0700

Here it was again another busy weekend. I was in a class, yet I was thinking about several different things that were going on. For example, I was thinking about the different realtors I had just met. I was reading the Pasadena Star News and saw where Wescom acquires CUSO Mortgage. CUSO Mortgage is a provider of mortgage services to credit unions. How many of you they could be positioning themselves for growth. This will definitely be a company worth watching.




Financial Corporation Adopts Additonal Lending Practices Designed to Enhance Fair and Informed Access to Credit

Sun, 15 Oct 2006 09:45:39 -0700

Wow that was a mouthful. According to a press release I read on Yahoo! Finance New Century Financial announced a series of additional lending practices that its subsidiaries, New Century Mortgage Corporation and Home 123 Corporation will adopt in order to continue to provide customers with fair and informed access to credit. This is great for their customers because there are two many customers that do not know about credit, as well as how to access it. I have not ever met a person that did not know how to begin cleaning up their credit once they got it. I recommend talking to a trusted  friend or go to a bank manager at your local bank and explain what you are trying to do.




Non-Traditional Mortgages Being Used

Sun, 15 Oct 2006 08:45:29 -0700

When I began thinking about the above blog with the adults using creative or payment option mortgages to finance the purchase of their home, one thing that came to mind is all the different variables that people have face this year. For example, the continued raising interest rate, the outrageous price of gas and there was no pay increase with these continued changes in people’s quality of life. I could see where a family might choose the non-traditional method to get into a house. I know when a person has made up their mind to buy a house and begun the process, it takes a lot for them to decide to wait until another time. If they believe non-traditional mortgages is the way to go, then that is what they are going to do.