Subscribe: The Simple Dollar
http://feeds.feedburner.com/thesimpledollar
Added By: Feedage Forager Feedage Grade A rated
Language: English
Tags:
appeared simple  appeared  credit  days financial  dollar  financial  insurance  money  new  questions  simple dollar  simple  time 
Rate this Feed
Rate this feedRate this feedRate this feedRate this feedRate this feed
Rate this feed 1 starRate this feed 2 starRate this feed 3 starRate this feed 4 starRate this feed 5 star

Comments (0)

Feed Details and Statistics Feed Statistics
Preview: The Simple Dollar

The Simple Dollar



Financial talk for the rest of us



Last Build Date: Tue, 21 Feb 2017 14:00:08 +0000

 



15 Simple Driving Tactics That Will Save You Surprising Money (and Time, Too)

Tue, 21 Feb 2017 14:00:08 +0000

One of my biggest financial frustrations is stopping at a gas station. You dump fuel in your car, spend $40 or more, and then all you do is burn that fuel getting to where you need to be. It just goes up in smoke, literally. Whenever I see something that I’ve spent my hard-earned money on just disappearing like that, I want to conserve it. I want to find every strategy that there is in order to reduce how much ...

The post 15 Simple Driving Tactics That Will Save You Surprising Money (and Time, Too) appeared first on The Simple Dollar.




Don’t Fall for These Credit Repair Scams

Tue, 21 Feb 2017 10:00:00 +0000

Have you ever struggled with credit problems? If so, chances are you’ve probably wished, at least once, for a solution to erase all your credit troubles. After all, bad credit can cause your life to be quite stressful and more expensive. It can lead to the denial of loan applications, difficulty finding an affordable place to live for your family, and can even cause you to be passed over for a job. Given the many issues that accompany poor credit, it’s no ...

The post Don’t Fall for These Credit Repair Scams appeared first on The Simple Dollar.




Questions About Financial Coaching, Letterboxing, Bag Dumps, and More!

Mon, 20 Feb 2017 14:00:28 +0000

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Certifications and financial coaching 2. Selling valuable items through mail 3. Starting college advice 4. Thinking of quitting my job 5. Restaurant bloat 6. Most important characteristic? 7. Going out of business sales 8. Receipt surveys 9. Snowball method best? 10. Letterboxing? 11. Instant Pot? 12. Bag dump ...

The post Questions About Financial Coaching, Letterboxing, Bag Dumps, and More! appeared first on The Simple Dollar.




I’d Rather Be ‘Average’ Than Broke

Mon, 20 Feb 2017 10:00:17 +0000

When you read up on investing, it’s easy to get the sense that there’s one way to invest for “average” people, and another way to invest if you really know what you’re doing. You know what I’m talking about. You’ll hear people say things like, “Index investing is great for the average investor,” or, “If you’re new to investing, index funds are the way to go.” Statements like that aren’t incorrect, but they carry a subtle implication that there’s something ...

The post I’d Rather Be ‘Average’ Than Broke appeared first on The Simple Dollar.




Eight Frugal Ways to Ward Off Cabin Fever

Sun, 19 Feb 2017 12:00:59 +0000

Snowmen and hot cocoa are nice and all, but for many of us the novelty of the cold and snow begins to wear off shortly after Christmas and New Year’s Day. By the doldrums of mid-February, the cold, dreary weather takes its toll, isolating many of us in our own homes. And when it feels like you hardly see anyone or do anything, it’s easy to get depressed. Sometimes it’s Seasonal Affective Disorder (SAD), a real medical condition, that has us ...

The post Eight Frugal Ways to Ward Off Cabin Fever appeared first on The Simple Dollar.




Some Thoughts on the ‘Lost Generation’

Sat, 18 Feb 2017 14:00:09 +0000

Recently, I had a long email conversation with a reader about 10 years younger than myself. He’s firmly a member of the millennial generation, whereas I’m right on the dividing line between millennials and Generation X. This reader’s argument centered around the idea that the deck is stacked against millennials far more than other post-World War II generations. His primary reasons are threefold. First, the real wages of someone with just a high school diploma have dropped in the last 40 ...

The post Some Thoughts on the ‘Lost Generation’ appeared first on The Simple Dollar.




How to Avoid Beating Yourself Up Over Little Mistakes

Fri, 17 Feb 2017 14:00:38 +0000

I have this little voice in my head that likes to slam me for the missteps I make. If I eat too much at supper, that voice will say, “Are you completely lacking in self control or what? You didn’t need to eat like that! How disgusting!” If I spend money on something without thinking it through, that voice will say, “Are you even remotely thinking of your family’s future? Why did you throw your money away like that, you ...

The post How to Avoid Beating Yourself Up Over Little Mistakes appeared first on The Simple Dollar.




31 Days to Financial Independence (Day 27): Handling a Crisis

Thu, 16 Feb 2017 14:00:46 +0000

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined insurance options along with some strategies for maximizing the value one gets out of their insurance. Now, we’re moving on to a handful of special topics to close out the series, starting with a deep look at emergencies. Life isn’t always perfect. Unfortunate things happen. A car breaks down ...

The post 31 Days to Financial Independence (Day 27): Handling a Crisis appeared first on The Simple Dollar.




Three Tax Traps for Freelancers (and Three Perks, Too)

Thu, 16 Feb 2017 10:00:00 +0000

There are many benefits to freelancing, but it’s sometimes hard to remember that when tax time rolls around. That’s because, unlike regular employees who pay taxes through deductions from their paychecks, freelancers are responsible for setting aside their own state, local, and federal taxes. They also have to pay self-employment tax to contribute to Social Security and Medicare. This can add up to a nasty surprise at tax time. But it doesn’t have to. With a little planning, you can stay on ...

The post Three Tax Traps for Freelancers (and Three Perks, Too) appeared first on The Simple Dollar.




Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases

Wed, 15 Feb 2017 14:00:03 +0000

The biggest personal finance mistake I make on any sort of a regular basis is to visit a store of any kind where I know I’m going to be personally tempted, and to do so with money in my pocket. A board game store, a bookstore, a stationery/pen/ink store, a brewing supply store – I should never, ever, ever walk into places like that with money in my pocket that I know I’ve budgeted for free spending. It’s a huge ...

The post Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases appeared first on The Simple Dollar.




Five Ways to Give Yourself a Raise

Wed, 15 Feb 2017 10:00:28 +0000

If you got a huge raise at the end of the year, consider yourself lucky. A deluge of data both new and old show that annual raises have mostly fallen flat, barely keeping up with inflation in some cases. The Society for Human Resources Management reports it plainly. Their stats show that, in 2016, most U.S. firms handed out raises equal to 3% of their employees’ salaries. For 2017, companies are planning to do much of the same. Considering the fact ...

The post Five Ways to Give Yourself a Raise appeared first on The Simple Dollar.




How to Become ‘The Millionaire Next Door’

Tue, 14 Feb 2017 14:00:35 +0000

One of the most influential books I’ve ever read in terms of shaping my thoughts on personal finance and helping me figure out what to do. This is one of a few books I read at my financial low point, along with Your Money or Your Life and The Total Money Makeover, that really helped me figure out a new direction with my money and my overall life. So, what exactly is The Millionaire Next Door about? I like the ...

The post How to Become ‘The Millionaire Next Door’ appeared first on The Simple Dollar.




How Late Can I Make a Payment Before It Shows Up on My Credit Report?

Tue, 14 Feb 2017 10:00:00 +0000

One of the more commonly misunderstood and misreported aspects of credit reporting is exactly when a late payment will show up on your credit report. And, taking it one step further, when a late payment will potentially harm your credit scores. Safe to say, it’s complicated — because of the voluntary nature of the credit reporting environment. First, there is nothing in the Fair Credit Reporting Act that requires any lender or credit card issuer to report anything about your accounts ...

The post How Late Can I Make a Payment Before It Shows Up on My Credit Report? appeared first on The Simple Dollar.




Questions About Local Banks, Weight Loss, New City Challenges, and More!

Mon, 13 Feb 2017 14:00:28 +0000

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. IRA contribution and rollover questions 2. Saving for next home 3. Using banking to “buy local” 4. Figuring out where to live 5. Turbo Tax difficulties 6. Retirement and general savings planning 7. Where can I live happily? 8. Why work so hard? 9. Weight loss wardrobe issues ...

The post Questions About Local Banks, Weight Loss, New City Challenges, and More! appeared first on The Simple Dollar.




Fancy Vacations? What Kids Really Want Is Your Time

Mon, 13 Feb 2017 10:00:44 +0000

Ever since my husband and I had children, family vacation has always been a priority in our house. At least once per year, I love taking the kids on a week-long trip somewhere warm, exciting, and new. Of course, travel is costly. I want to be able to take my kids on vacation just like my parents did, but not at the expense of our financial goals. So, while we may not go anywhere fancy, we do make travel a priority. ...

The post Fancy Vacations? What Kids Really Want Is Your Time appeared first on The Simple Dollar.




Three Famous Athletes Who Can Teach Us a Thing or Two About Frugality

Sun, 12 Feb 2017 12:00:38 +0000

Professional athletes often find themselves on shaky financial footing when they retire. This happens despite the fact that many of them make more money in one year than the average worker will make in a lifetime. Lifestyle inflation is real, people. As you accumulate expensive things, you expect more and better things in the future. It takes tremendous discipline for an athlete who earns a paycheck that screams, “Let’s pop champagne in my six-bedroom house!” to live a lifestyle that ...

The post Three Famous Athletes Who Can Teach Us a Thing or Two About Frugality appeared first on The Simple Dollar.




Inspiration from Confucius, Benjamin Franklin, Blaise Pascal, and More

Sat, 11 Feb 2017 14:00:47 +0000

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. An icebreaker in the Arctic Ocean From the description: 10 hours video of Arctic ambience with frozen ocean, ice cracking, snow falling, icebreaker idling and distant howling wind sound. Natural white noise sounds generated by the wind and snow falling, combined with deep low frequencies with ...

The post Inspiration from Confucius, Benjamin Franklin, Blaise Pascal, and More appeared first on The Simple Dollar.




Meal Prep Day! Simple Rice and Beans

Fri, 10 Feb 2017 14:00:46 +0000

I often talk about how I enjoy preparing meals in advance by making a bunch of duplicate meals at once, popping them in the freezer in a state that’s almost ready to eat, and then pulling them out when needed, merely reheating and then eating them. For many people, the idea of preparing a bunch of meals at once sounds really challenging, so I thought I’d use the absolute simplest “meal prep” that I do in order to show you ...

The post Meal Prep Day! Simple Rice and Beans appeared first on The Simple Dollar.




31 Days to Financial Independence (Day 26): Considering Insurance

Thu, 09 Feb 2017 14:00:42 +0000

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we finished up our examination of investing and saving for specific goals with a broader look at saving for smaller goals, such as a car or a house down payment. Today, we’re going to move on to look at insurance. Insurance is a challenging issue. Many people often buy insurance policies, ...

The post 31 Days to Financial Independence (Day 26): Considering Insurance appeared first on The Simple Dollar.




Five Things to Take Off Your Resume in 2017

Thu, 09 Feb 2017 10:00:00 +0000

If you’ve been out of school for a while, your resume has probably evolved along with your career. That’s as it should be, but while you’re adding experience and tweaking your resume to reflect your latest career focus, don’t forget to step back and look at your CV like a hiring manager. What you see might surprise you. It’s easy to just keep tacking on new job titles, and hard to recognize when you’re creating a resume monster. Without some ...

The post Five Things to Take Off Your Resume in 2017 appeared first on The Simple Dollar.