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My Money Blog

Personal Finance and Investing Blog

Last Build Date: Fri, 23 Mar 2018 04:02:52 +0000


Amazon Prime + American Express Promotion: Fire Tablets from $20

Thu, 22 Mar 2018 20:43:06 +0000

Updated. Here’s a targeted deal for Amazon Prime members that also have American Express Membership Rewards points. First, all Amazon Prime members can get the following prices today (20% off all Alexa-enabled devices): All-New 8GB Fire 7 Tablet with Alexa for $39.99 All-New 16GB Fire 8 HD Tablet with Alexa for $59.99 All-New 32GB Fire […]

PSA: Check Your Facebook Privacy Settings and Third-Party Apps

Wed, 21 Mar 2018 18:33:56 +0000

If you use Facebook regularly, you should read this Buzzfeed article about how to check your third-party app settings. It’s completely separate from your privacy settings. Even though I use Facebook very sparingly, I was surprised to find that I had linked 54 different third-party apps and shared varying levels of personal information with them. […]

Updated “About Me” and “My Money” Pages

Tue, 20 Mar 2018 23:57:43 +0000

We’re in the midst of an extended Spring Break vacation, so posting will be light for the next two weeks. I have some pre-written content scheduled, but the comment moderation may be delayed. I also updated the “About Me” and “My Money” pages, as part of a greater overall plan to clean up the site […]

Audible Promo: 12 Audiobooks + Echo Dot for $99.50

Mon, 19 Mar 2018 21:16:54 +0000

Do you enjoy audiobooks? Check out this Audible promotion. Membership usually costs $14.95 per month (1 audiobook per month), or $149.50 if you buy an annual membership upfront (12 audiobook credits). New members can get a 1-month free trial. With this promo, you can get the annual membership (12 audiobooks) for $99.50 total ($50 savings) […]

Google Express: 25% Off Costco Orders (Both New and Existing Customers)

Sun, 18 Mar 2018 23:13:30 +0000

Yet another new code, $15 off Target. Google Express has a couple of coupon codes that may be of interest: 5RTC4Q545 – $10 credit towards your first order (i.e. $10 off $10). This is my referral code and I will get a $10 credit. After joining, you can also refer friends for $10 credits. $15 […]

Modern Newspaper Delivery Boy = Kid’s YouTube Channel?

Sat, 17 Mar 2018 08:35:44 +0000

While reading the intriguing autobiography of successful investor and mathematician Edward Thorp, it was mentioned that he was a newspaper delivery boy. Warren Buffett was famously a newspaper delivery boy, and still conducts a newspaper-throwing contest at annual Berkshire shareholder meetings. Coincidence? Newspaper delivery boys and girls had to develop responsibility, dependability, self-motivated, and people […]

PSA: Spend Your Toys R Us & Babies R Us Gift Cards and Rewards Dollars

Fri, 16 Mar 2018 01:08:48 +0000

Well, it’s official, Toys R Us (and Babies R Us) has announced that it will close all of its 700+ US stores by the end of the year, while other reports have the business running out of cash by May. They stated that they “expect” to accept gift cards and rewards dollars for another 30 […]

CIT Bank Review: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY

Wed, 14 Mar 2018 19:40:07 +0000

Update: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY, recommended actions for existing customers! CIT Bank (not to be confused with Citi Bank) has become one of the larger online-only banks with a multi-year history of competitive rates. They don’t offer a checking account, so their products are mostly designed to be […]

Chase Pay: Make 1 Purchase, Get 300 Bonus Stars (Redeem For Any Two Drink or Food Items)

Wed, 14 Mar 2018 18:50:46 +0000

Ready for more free coffee? Starbucks and Chase Pay have another new promotion for 300 bonus stars at Starbucks. Expires 3/19/18. Install the Chase Pay app on Android or iOS, if you haven’t already. Chase Pay requires you to have an eligible Chase Visa consumer credit card, debit card, or Chase Liquid card. Open the […]

Chase Total Checking $300 + Savings $200 Bonus ($500 Total)

Wed, 14 Mar 2018 03:30:31 +0000

Here’s a Chase Bank Total Checking + Savings account promotion offering up to $500 total for new customers. The major catches are that you must switch over a “real” direct deposit to get the $300 checking bonus, and you’ll need a $15,000 deposit for 90 days to get the $200 savings bonus. Some of the […]

Amazon Dash Wand With Alexa: $20 w/ $20 Amazon Credit After Purchase w/ Prime

Mon, 12 Mar 2018 06:07:16 +0000

The Amazon Dash Wand With Alexa lets you talk to the Alexa voice assistant and do Alexa-type things like ask the weather or order stuff (though it doesn’t play music), or you can scan physical barcodes with it. It costs $20 but comes with a $20 promotional credit after you make your first purchase with […]

Never Worth It? Overdraft Protection, Student Loan Assistance, and Payment Accelerators

Mon, 12 Mar 2018 05:46:48 +0000

A lot of financial articles are all about optimizing or finding the “best”. The best bank account, best credit card, best mutual fund, etc. However, this article Nothing For Money takes a different perspective. They outline three “Bullsh– Financial Products” (BFPs) that are never, ever worth the money. There is no “best” to recommend. […]

TurboTax Absolute Zero ($0 Fed, $0 State w/ E-File For Simple Filers) Ends 3/15

Fri, 09 Mar 2018 22:29:11 +0000 has their “Absolute Zero promotion” again this year where simple filers can get Federal + State + Federal eFile + State eFile all for $0. You must qualify for IRS Forms Form 1040A or 1040EZ – that means taxable income of $100,000 or less, no itemized deductions, no business income, no investment sales. You […]

Earn United Miles at BP Gas Stations (200 Mile Bonus + Keep Miles Active)

Fri, 09 Mar 2018 07:20:03 +0000

BP Driver Rewards and United Airlines have a new partnership where you can earn United miles on fuel purchases at BP stations. Earn 200 bonus award miles after joining and making your first fuel purchase with a linked debit or credit card. Signing up is free. You can link up nearly any Visa, MasterCard, Discover […]

TopCashBack: Free Glad Food Containers for Existing Members (+$10 Bonus For New Members)

Thu, 08 Mar 2018 17:45:30 +0000 is a cashback shopping portal that rebates you back a percentage of your purchases made through retail sites like or In addition to competitive payout rates – they promise to rebate you 100% of all commissions earned – every so often TopCashBack runs “free stuff” promos for existing members, I suppose as […]

NYT Financial Tuneup Day 6: Property Insurance

Thu, 08 Mar 2018 05:00:24 +0000

Day 6 of the NY Times 7-Day Financial Tuneup is about insurance. Specifically, either homeowner’s or renter’s insurance to protect yourself against a large financial hit. (Sign up for your own personalized tune-up here.) Do a home inventory. Basically, take a video of everything you’d want an insurance company to replace if your home was […]

NYT Financial Tuneup Day 5: Your Credit Reports

Wed, 07 Mar 2018 06:40:14 +0000

Day 5 of the NY Times 7-Day Financial Tuneup is about your credit reports. (Yes, I’ve been taking this at my own pace. Sign up for your own personalized tune-up here.) This one felt a bit basic, so I also recommended a bunch of additional sites that are hopefully also helpful. Let’s start with a […]

From Retired Couple Next Door to Lottery-Hacking Millionaires

Tue, 06 Mar 2018 05:22:05 +0000

Back in 2011, a Boston Globe article came out about how a few folks repeatedly won tens of thousands of dollars on a Massachusetts lottery ticket game due to how the jackpot rolled over if it went unclaimed long enough. Essentially, at certain times the odds showed a expected positive return for everyone, but you’d […]

Sharonview Federal Credit Union: 64-Month CD at 4% APY

Mon, 05 Mar 2018 06:27:08 +0000

(Update: As of 3/10/18, this offer is expired. If you opened a Sharonview membership by the end of business (5pm ET) on Friday 3/9, you should be able to fund your certificate if done soon. I would contact them for details, they have been quite professional and reasonable based on my own interactions with them.) […]

Best Interest Rates on Cash – March 2018

Fri, 02 Mar 2018 05:00:36 +0000

We just helped an older relative renew a 12-month CD at her local bank branch for 0.30% APY. She had no need nor desire to move it elsewhere for a higher interest rate. I suppose this partially explains the piddly rates that many traditional banks can offer and still get away with it. But if […]

Citi ThankYou Premier Card Review – 50,000 Bonus Points

Wed, 28 Feb 2018 21:52:34 +0000

The Citi ThankYou® Premier Card has re-launched from our partner Citi, with an 50,000 point sign-up bonus (worth $625 in airfare towards any airline) plus a waived annual fee for the first year. Here are the rest of the highlights: Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 […]

NYT Financial Tuneup Day 4: Retirement

Wed, 28 Feb 2018 05:00:29 +0000

Day 4 of the NY Times 7-Day Financial Tuneup is about retirement. (Sign up for your own personalized tune-up here.) This assumes you are eligible for a 401(k) or similar retirement plan. The key action point is bumping up your retirement contribution rate by 1% and perhaps adjusting your asset allocation if necessary. Here’s a […]

Berkshire Hathaway 2017 Annual Letter by Warren Buffett

Tue, 27 Feb 2018 05:00:29 +0000

Berkshire Hathaway (BRK) has released its 2017 Letter to Shareholders. Instead of reading various media coverage about one aspect, I recommend reading the entire thing straight from the source. It’s only 17 pages long and (as always) written in a straightforward and approachable fashion. Even if you aren’t interested in BRK stock at all, reading […]

H&R Block Desktop Tax Software 2017: Fed + State $20 (Flash Sale)

Mon, 26 Feb 2018 19:45:55 +0000

Deal of the Day again 2/26/18. The benefit of “old-school” desktop tax software is that it doesn’t require your Social Security Number and financial details to be stored in the cloud. Here’s a limited-time deal on H&R Block Tax Software 2017 (PC/Mac download or physical CD). Amazon has H&R Block Deluxe Federal + State for […]

Ikigai – Finding Your “Reason For Being”

Mon, 26 Feb 2018 08:51:09 +0000

I stumbled across the concept of ikigai in Japanese culture – loosely translated as “reason for being” – in this Medium post. The Venn diagram above appears to be taken from this Toronto Star article (which is based on another work, and so on…). The graphic suggests that we asks ourselves these questions to find […]