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Consumerism Commentary



Consumerism Commentary is a blog offering daily articles focusing on personal finance and living, inspired by current events and events in the author's own life. Founded and written by Luke Landes.



Published: Thu, 14 Apr 2016 04:52:45 GMT

Last Build Date: Thu, 14 Apr 2016 04:52:45 GMT

 



Travel reward credit cards — more vacation for your money

Fri, 25 Mar 2016 08:00:36 GMT

If travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest Credit Card, and it offers 25,000 bonus points when you make $3,000 in purchases in the first three months after opening your account. You can redeem those points for free nights when it [...]

Travel reward credit cards — more vacation for your money is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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2015 Federal Income Tax Brackets and Marginal Rates

Tue, 22 Mar 2016 21:05:19 GMT

Tax Day 2016 for IRS Tax Year 2015, also known as your return filing deadline, is April 18. If you haven’t yet filed, here are the IRS tax rates for your 2015 earnings with background and commentary. These change from year to year to protect against something the Tax Foundation calls “bracket creep” or when [...]

2015 Federal Income Tax Brackets and Marginal Rates is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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The Best Cash Back Credit Cards for March 2016

Tue, 22 Mar 2016 13:00:57 GMT

Cash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back for all credit card purchases may be just a memory, but the smart use of credit cards can still be profitable for diligent consumers. You may [...]

The Best Cash Back Credit Cards for March 2016 is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Best Time to Buy a House

Tue, 15 Mar 2016 08:00:42 GMT

In chemistry, a catalyst is something that triggers a reaction — but the nature of the reaction itself depends on having the right elements in place to respond to the catalyst. What brought to mind that tattered remnant of high school chemistry was thinking back on buying my first house. I’ll explain how I got [...]

Best Time to Buy a House is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Why Lending Rates Can’t Stay Low Forever

Sat, 20 Feb 2016 09:00:07 GMT

The Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven so deeply into the fabric of household finances. The Fed [...]

Why Lending Rates Can’t Stay Low Forever is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Balance Transfer Cards for Fair, Average or Excellent Credit

Tue, 05 Jan 2016 09:00:53 GMT

Are you still wrestling down holiday debt? Zero-interest balance transfer credit card offers can help you meet this challenge, but only if you know what to look for. Otherwise, you will end up paying interest anyway, which is exactly what the credit card companies hope will happen. Time to pay the piper According to a [...]

Balance Transfer Cards for Fair, Average or Excellent Credit is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Financial Upgrades You Need After Becoming Parents

Fri, 25 Dec 2015 09:00:28 GMT

New baby? No doubt this new arrival has turned every aspect of your life upside down in the best possible way. Now is the time to make sure your financial house is in order. Here’s a 10-step account and financial checklist to lay the groundwork for your little one’s successful future. New account checklist for [...]

Financial Upgrades You Need After Becoming Parents is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Best Online Savings Accounts March 2016

Wed, 16 Dec 2015 00:15:31 GMT

The best high-yield online savings accounts offer strong interest rates and great customer service, making them a popular option for savers. Studies also show online savings accounts often come with lower fees. “High-yield” is unfortunately a bit of a misnomer these days; a decade ago, interest rates were 4% and 5% among select savings accounts [...]

Best Online Savings Accounts March 2016 is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Command and Control: From Baseball Pitches to Your Money

Mon, 27 Apr 2015 16:40:43 GMT

When your life is out of control, nothing seems to go right. You have the worst luck, and you can’t seem to get ahead with anything, whether a project, a goal, or even simple things like taking care of daily tasks. Regaining control of your life is imperative. For your finances, you can do that [...]

Command and Control: From Baseball Pitches to Your Money is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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Can You Blame Them for Not Being Invested in Stocks?

Mon, 13 Apr 2015 14:05:00 GMT

After the stock market closed on Friday, my portfolio was at an all-time high. That was likely also the case for a lot of investors living in the United States who are similar to me: earning income, investing in the stock market with a buy-and-hold strategy for the future, and leaving money invested during the [...]

Can You Blame Them for Not Being Invested in Stocks? is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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5 Reasons Why New Chip Credit Cards Won’t Reduce Fraud

Fri, 27 Mar 2015 15:00:38 GMT

Banks in the United States are undergoing a major transformation in credit card technology, a process similar to the one Europe successfully completed several years ago. Despite the technological advances in mobile payment that have already rendered plastic cards obsolete, the financial industry wants to replace every magnetic stripe credit card in every wallet. When [...]

5 Reasons Why New Chip Credit Cards Won’t Reduce Fraud is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.




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