Published: Thu, 14 Apr 2016 04:52:45 GMT
Last Build Date: Thu, 14 Apr 2016 04:52:45 GMT
Fri, 25 Mar 2016 08:00:36 GMTIf travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest Credit Card, and it offers 25,000 bonus points when you make $3,000 in purchases in the first three months after opening your account. You can redeem those points for free nights when it [...]
Travel reward credit cards — more vacation for your money is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Tue, 22 Mar 2016 21:05:19 GMTTax Day 2016 for IRS Tax Year 2015, also known as your return filing deadline, is April 18. If you haven’t yet filed, here are the IRS tax rates for your 2015 earnings with background and commentary. These change from year to year to protect against something the Tax Foundation calls “bracket creep” or when [...]
2015 Federal Income Tax Brackets and Marginal Rates is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Tue, 22 Mar 2016 13:00:57 GMTCash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back for all credit card purchases may be just a memory, but the smart use of credit cards can still be profitable for diligent consumers. You may [...]
Tue, 15 Mar 2016 08:00:42 GMTIn chemistry, a catalyst is something that triggers a reaction — but the nature of the reaction itself depends on having the right elements in place to respond to the catalyst. What brought to mind that tattered remnant of high school chemistry was thinking back on buying my first house. I’ll explain how I got [...]
Sat, 20 Feb 2016 09:00:07 GMTThe Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven so deeply into the fabric of household finances. The Fed [...]
Tue, 05 Jan 2016 09:00:53 GMTAre you still wrestling down holiday debt? Zero-interest balance transfer credit card offers can help you meet this challenge, but only if you know what to look for. Otherwise, you will end up paying interest anyway, which is exactly what the credit card companies hope will happen. Time to pay the piper According to a [...]
Balance Transfer Cards for Fair, Average or Excellent Credit is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Fri, 25 Dec 2015 09:00:28 GMTNew baby? No doubt this new arrival has turned every aspect of your life upside down in the best possible way. Now is the time to make sure your financial house is in order. Here’s a 10-step account and financial checklist to lay the groundwork for your little one’s successful future. New account checklist for [...]
Financial Upgrades You Need After Becoming Parents is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Wed, 16 Dec 2015 00:15:31 GMTThe best high-yield online savings accounts offer strong interest rates and great customer service, making them a popular option for savers. Studies also show online savings accounts often come with lower fees. “High-yield” is unfortunately a bit of a misnomer these days; a decade ago, interest rates were 4% and 5% among select savings accounts [...]
Mon, 27 Apr 2015 16:40:43 GMTWhen your life is out of control, nothing seems to go right. You have the worst luck, and you can’t seem to get ahead with anything, whether a project, a goal, or even simple things like taking care of daily tasks. Regaining control of your life is imperative. For your finances, you can do that [...]
Command and Control: From Baseball Pitches to Your Money is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Mon, 13 Apr 2015 14:05:00 GMTAfter the stock market closed on Friday, my portfolio was at an all-time high. That was likely also the case for a lot of investors living in the United States who are similar to me: earning income, investing in the stock market with a buy-and-hold strategy for the future, and leaving money invested during the [...]
Can You Blame Them for Not Being Invested in Stocks? is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.
Fri, 27 Mar 2015 15:00:38 GMTBanks in the United States are undergoing a major transformation in credit card technology, a process similar to the one Europe successfully completed several years ago. Despite the technological advances in mobile payment that have already rendered plastic cards obsolete, the financial industry wants to replace every magnetic stripe credit card in every wallet. When [...]
5 Reasons Why New Chip Credit Cards Won’t Reduce Fraud is a post from Consumerism Commentary. New to Consumerism Commentary? Start here.