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There's always something to howl about

Last Build Date: Thu, 18 Aug 2016 03:48:44 +0000

Copyright: 2006-2007

Four Tips To Supercharge Your Real Estate Brokerage Business

Thu, 18 Aug 2016 03:44:02 +0000

Most real estate agents want two things:  more money and more time off.  The challenge is that they are doing things that (a) are not dollar productive and (b) are time consuming.  Add in more regulatory burdens, market shifts, and industry participants which are staffed by people who are incompetent, lazy, and/or stupid and it […]

Is it me or have underwriting…

Sun, 08 Nov 2015 01:18:16 +0000

My wife and I downsized earlier this year, to save money, reduce debt, and put money into the beginning of a rental empire we hope to build.  We have good cash flow, income, and excellent credit.  And yet, maybe because we earn money as a small business – read: law firm – the underwriting process was […]

My Pettiest SM Peeves

Thu, 26 Mar 2015 13:59:13 +0000

I’m a Chicago real estate blogger  who resides in a glass house (okay, an MCM high rise) so throw ’em if you got ’em.  A little collateral stone breakage comes with the territory in this Midwest cranny. Regardless, here are a handful of Social Media miens that tick  me off on a daily basis. In no great […]

Getting a San Diego Condo VA-Approved Adds Value To Service Members

Mon, 25 Aug 2014 20:02:08 +0000

Debra Brady and I are experts at VA-financing.  One of the things we do very well is secure a VA condo complex approval for condominiums which aren’t agency approved.  Some comments from a recent YELP review: I started the home buying process while still on deployment, and Brian graciously worked with me across 13 time […]

How Not to Message

Mon, 28 Jul 2014 17:44:30 +0000

Taking this moment to give this brief lesson on how not to message: Neil Siegel, a former special counsel to Joe Biden and supporter of ObamaCare/Affordable Care Act, was on WUNC’s The State of Things on Wednesday discussing recent appellate litigation involving the subsidies authorized by the Act. The DC Circuit ruled Monday that subsidies […]

Passed my Check Ride

Mon, 30 Jun 2014 22:32:42 +0000

Back in January, I wrote here about taking private pilot lessons. My post was inspired by one Greg wrote in December about mastering something difficult this year. Earlier this month I took an oral exam and then check ride with an designated examiner for the FAA, and I passed! The next day, I piled my […]

The Real Housewives of Redfin

Fri, 14 Mar 2014 03:12:55 +0000

“Couldn’t you, just once, tell somebody what they really want to hear?” my wife asked, almost immediately after I got off the phone with the Redfin recruiter. “Is that a rhetorical question? You just asked me a rhetorical question!” I snapped. Ever since I turned fifty-five I get snappy when someone I love questions my […]

Hey, @Zillow: Why are you calling the Realtors and lenders you prey upon #racist?

Sat, 18 Jan 2014 17:22:19 +0000

And why on earth do they continue to do business with you?

Flourishing, Flying, and the FAA

Wed, 08 Jan 2014 18:52:43 +0000

Greg has a nice post on mastering something difficult this year. I’m not sure it counts as a truly difficult task, but I started taking private pilot lessons in August, and was hooked. It turns out that flying in a small plane is fun, especially when you can fly most places you want with comparatively […]

Want to be a better, more-perfect version of yourself? Master something difficult this year.

Tue, 31 Dec 2013 17:00:37 +0000

You weren’t just cheated of an education when you were young, you were cheated out of the full awareness of your own humanity.Mait Jüriado / / CC BY-NC-SA I always love to read about the outrageously nefarious bad guys who are doing all the things we hate. Doesn’t matter who “we” are, since the […]

How Are YOU Getting Real Estate Leads?

Tue, 31 Dec 2013 14:46:54 +0000

Let’s get back to it. We’re all sitting around today, plotting and planning our strategies for 2014… Writing down goals. Looking over our numbers, canceling the crap that aint working and signing up for stuff that might… For me, (ever since I read MREA back in 2004) the modus o has always been “If I […]

Most Creative Loans We Funded in 2013

Tue, 31 Dec 2013 02:08:08 +0000

1- We funded a $900,000 Orange County purchase with just 6.5% down payment and no mortgage insurance 2- We funded an Orange County condo, with a VA loan, and got both the Master Association and Condo Association VA approved in 30 days 3- We funded a $600,000 San Diego County purchase, with just 5% down […]

When I start a church, I’m going to call it The Second Church of I-Don’t-Go-To-Your-Church.

Tue, 12 Nov 2013 17:18:05 +0000

Thomas Hawk / / CC BY-NC How do you know when a time is right for your idea? How about when someone else comes up with something similar?: Atheist ‘mega-churches’ take root across USA, world. For the past three months, I’ve been thinking about starting a church evangelizing egoism and excluding no one, and […]

Rock Me Mama Egoism In Action: The link from art to human values and back.

Tue, 03 Sep 2013 14:35:18 +0000

Everything is all one thing, so this is a video essay about art about music about morality about song-writing about marriage about redemption – simple stuff. This is egoism in action, me being me. This video connects directly to the argument I made on Friday about ‘conservative’ art, and all of everything I am saying […]

Celebrating the father of our freedoms: The freedom to own real estate

Thu, 04 Jul 2013 13:25:12 +0000

Kicking this back to the top. Happy Independence Day! — GSS  This is me in today’s Arizona Republic (permanent link): Celebrating the father of our freedoms: The freedom to own real estate By the time you read this, Independence Day will have passed, but I thought I’d give you one more reason to celebrate our […]

Seven years of the dawgs: Reflections on BloodhoundBlog’s anniversary.

Sat, 29 Jun 2013 16:16:09 +0000

We started here, and still the question rings in my ear: If almost-as-good is free or nearly free, what is the market value of slightly-better? Big changes in the world since then. Brick ’n’ mortar retail is all but dead. Books, records and software ‘apps’ are aiming for a price point under ninety-nine cents — […]

Practical ontology in real estate? Who ever heard of such a thing?

Thu, 13 Jun 2013 15:29:37 +0000

From KJZZ Radio in Phoenix, The Way of the Bloodhound: ‘“From now on whenever you’re driving on the freeway look for a truss,” Swann said, referring to a roof truss on the back of a truck. “And when you start to see a truss every day, then things have turned around. If you see three […]

Bidding farewell to brave Odysseus…

Wed, 05 Jun 2013 18:40:56 +0000

It’s a dread we’ve learned to live with. I wrote about this day in fiction a couple of months ago so I would have the choice not to write about the facts today. I can make death beautiful — big deal. Nothing can make death tolerable, nothing but time. But: He died as he lived, […]

Reason Magazine: “How established homeowners use regulations to stop new low-cost homes.”

Tue, 07 May 2013 17:14:56 +0000

It’s not mentioned in the Reason article, but the real curse of zoning is the prohibition of innovation. By forbidding all projects, land-use tyrants exclude not just the dreck but also the sheer genius. Some builder coud have come up with the modern equivalent of Wright’s Five-Thousand Dollar Home, but that guy works in software […]

Joel Kotkin on the triumph of suburbia.

Wed, 01 May 2013 16:02:25 +0000

New Geography: The “silver lining” in our five-years-and-running Great Recession, we’re told, is that Americans have finally taken heed of their betters and are finally rejecting the empty allure of suburban space and returning to the urban core. “We’ve reached the limits of suburban development,” HUD Secretary Shaun Donovan declared in 2010. “People are beginning […]

Zero Hedge: “Presenting: The Housing Bubble 2.0”

Tue, 30 Apr 2013 16:19:36 +0000

Tyler Durden: It was just seven short years ago that the prices at the epicenter of the housing bubble, Los Angeles, CA rose by 50% every six months as the nation experienced its first parabolic move higher in home prices courtesy of Alan Greenspan’s disastrous policies: a time when everyone knew intuitively the housing market […]

The Samsung Galaxy S4 is the world’s first peripatetic computer: You walk, you work and you thrive.

Mon, 29 Apr 2013 12:00:20 +0000

I was walking around the house Saturday — busily working away, headset in my ear, making phone calls and dealing with emails — when it hit me: The Samsung Galaxy S4 is the world’s first peripatetic computer. It’s easy and natural to work — to do real work — while walking. Salesmaniacs know that you […]

The end-times are upon us: DocuSign spam…

Wed, 10 Apr 2013 15:28:06 +0000

From my mail this morning: That’s a spoofed email — no links back to the mothership, and a big, fat executable at the bottom. I’m betting it’s WinPoison, so it probably won’t hurt my iMac, but I won’t be researching that question. But: Be alert. Whether it’s spam, malware or a phishing line, nothing goes […]

Kotkin: “Why the next great American cities aren’t what you think.”

Tue, 09 Apr 2013 17:21:44 +0000

Joel Kotkin at The Daily Beast: Once considered backwaters, these Sunbelt cities are quietly achieving a critical mass of well-educated residents. They are also becoming major magnets for immigrants. Over the past decade, the largest percentage growth in foreign-born population has occurred in sunbelt cities, led by Nashville, which has doubled its number of immigrants, […]

If the condominum is not VA-approved, how do I get a VA home loan offer accepted?

Thu, 04 Apr 2013 21:00:47 +0000

Many veterans in California purchase properties which are classified as condominiums.  Some are large complexes, with professional HOA management, some are small complexes (under 6 units) with no monthly HOA fee and an informal cost-sharing agreement, and some are townhomes.  All share on thing in common–they are listed on the county records as a condominium.  […]