Sat, 1 Oct 2016 01:29:00 GMT2016-09-30T21:29:00ZSeventy-four percent of high-net-worth grandparents say they’d be willing to contribute to their grandchildren’s college savings plans, but many admit that they don’t know where to start or how to initiate the conversation.
Sat, 1 Oct 2016 00:46:00 GMT2016-09-30T20:46:00ZSocial media is “the fastest-growing influencer” of costume choices, with sites like Pinterest and Facebook stirring creativity, according to NRF.
Fri, 30 Sep 2016 21:26:00 GMT2016-09-30T17:26:00ZIt's not as if banking scandals are rare these days, but Wells Fargo's phony accounts blowout has gone viral
Fri, 30 Sep 2016 20:04:00 GMT2016-09-30T16:04:00ZIf you are applying for a mortgage, your credit score will be a critical part of the process. You could get rejected with a credit score that is too low. And once approved, your score will determine the interest rate charged. Someone with a 620 might have to pay an interest rate that is as much as 3% higher than someone with a 740. But what credit scores do mortgage lenders actually use? The answer might surprise you.
Fri, 30 Sep 2016 19:21:00 GMT2016-09-30T15:21:00ZCalifornia Hits Wells Fargo Where it Hurts
Fri, 30 Sep 2016 18:14:00 GMT2016-09-30T14:14:00ZBangalore-based Bitcoin start-up Unocoin has raised $1.5 million (m) in a Pre ‘Series-A’ investment round, a record high for any digital currency venture in Indian history. But while the founder’s vision is to “scale Bitcoin” to the masses and address a largely ‘unbanked’ nation, is it such a big deal really?
Fri, 30 Sep 2016 17:58:00 GMT2016-09-30T13:58:00ZThere's a mushrooming movement of older Americans who mentor younger ones. Here's why.
Fri, 30 Sep 2016 17:13:00 GMT2016-09-30T13:13:00Z
Fri, 30 Sep 2016 17:02:00 GMT2016-09-30T13:02:00ZAre you tired of hearing about the pending retirement crisis –because you’ve heard about it so much, it’s boring and you think it doesn’t apply to you? You might be in your 70s or 80s before you realize all that “yadda yadda” about “planning” and “saving” actually did apply to you after all…
Fri, 30 Sep 2016 16:29:00 GMT2016-09-30T12:29:00ZOn the heels of a reduction in his largest energy holding, Icahn parted ways with most of his stake in Transocean (NYSE:RIG), the largest decliner of his five oil-related holdings, all of which are down substantially. Icahn sold 16 million shares of the British offshore oil driller Transocean on Friday and Wednesday, reducing his interest in the company from 5.88% to 1.5%, with 5,477,900 shares left over. With an average sell price of $9.59, Icahn realized an approximate 81.2% loss on the holding since he started it in the second quarter 2013 at an average price of $51.
Fri, 30 Sep 2016 15:16:00 GMT2016-09-30T11:16:00ZFrom discounted flights to hotel vacancies, autumn is the best season for adventures.
Fri, 30 Sep 2016 13:23:00 GMT2016-09-30T09:23:00ZA scorecard of performance and cost.
Fri, 30 Sep 2016 12:57:00 GMT2016-09-30T08:57:00ZThese funds own bonds from emerging markets, bonds from companies with credit ratings lower than BBB and preferred stocks. Biggest of the bunch are Nuveen Preferred Securities Income (JPS), Eaton Vance Limited Duration Income (EVV) and First Trust Intermediate Duration Preferred & Income (FPF).
Fri, 30 Sep 2016 12:56:00 GMT2016-09-30T08:56:00ZThree of these closed-end funds get A grades for both cost efficiency and portfolio results: BlackRock Core Bond (BHK), Invesco Bond (VBF) and TCW Strategic Income (TSI).
Fri, 30 Sep 2016 12:55:00 GMT2016-09-30T08:55:00ZCentral Fund of Canada (CEF) and Sprott Physical Gold Trust (PHYS) get honor grades for cost control because their expenses are in the neighborhood of 0.4% a year. Their costs, that is, put them in the company of the largest gold exchange-traded fund, SPDR Gold Shares (GLD).
Fri, 30 Sep 2016 12:54:00 GMT2016-09-30T08:54:00ZYou can own a master limited partnership directly, engaging a costly accountant to wades through your K-1. Or you can own MLPs via a fund, in which case the fund operator is assigned the task of lightening your wallet.
Fri, 30 Sep 2016 12:50:00 GMT2016-09-30T08:50:00ZA curious relic of Wall Street's past appears in this table of closed-end domestic equity funds. And it's a buy.
Fri, 30 Sep 2016 12:30:00 GMT2016-09-30T08:30:00ZYou’re no fool. But let’s imagine for a second that a major public figure said something—something false—over and over (and over) again. Regardless of its questionable veracity, is there a chance you’d be more likely to believe the proclamation simply because you’ve heard it often and recently?
Fri, 30 Sep 2016 12:30:00 GMT2016-09-30T08:30:00Zhere is arguably also a similarity with the emotive background surrounding the EU referendum in that many people do not understand the complexities of pension schemes. Two reports out just this week alone point to the glaring nature of the problem.
Fri, 30 Sep 2016 12:00:00 GMT2016-09-30T08:00:00ZA former Wells Fargo employee launched a "close your account" campaign that spread quickly on Facebook -- and if the bank's stock price falls, he could benefit financially.
Fri, 30 Sep 2016 12:00:00 GMT2016-09-30T08:00:00Z
Fri, 30 Sep 2016 11:43:00 GMT2016-09-30T07:43:00ZWhy you need to keep track of your workplace retirement benefits.
Fri, 30 Sep 2016 11:00:00 GMT2016-09-30T07:00:00ZThe top scams all can be prevented. Here's what you need to know.
Fri, 30 Sep 2016 11:00:00 GMT2016-09-30T07:00:00Z
Fri, 30 Sep 2016 10:00:00 GMT2016-09-30T06:00:00ZThere are very few things that people delay more than taking steps to improve their finances.
Fri, 30 Sep 2016 09:00:00 GMT2016-09-30T05:00:00ZEarlier this month, the Kaiser Family Foundation and Health Research & Educational Trust released the results of their 2016 Employer Health Survey. Some news was promising: increases in the cost of health insurance premiums have started to slow down. This year's average increase was 3%. That's less than last year's 4%. Of course, whenever we're talking about health care costs, the news is never all good. Premiums may be increasing at a slower rate, but deductibles are going up. In the past year, employers reported that deductibles rose 12%. This year, for the first time, more than half (51%) of all insured employees have deductibles of over $1,000.
Fri, 30 Sep 2016 01:34:00 GMT2016-09-29T21:34:00ZSome sales of companies are structured in a way that the sellers’ proceeds vary with post-deal performance of their firms. Even if your firm is a sheet metal shop, every facet of your firm is somehow digitized. Your buyer’s success will depend on moving your data over to its data. Expert Matt Crandall gives us key guidance.
Thu, 29 Sep 2016 20:37:00 GMT2016-09-29T16:37:00ZFlex work, like telecommuting, is the number one factor when people 50+ evaluating job prospects, a FlexJobs survey finds.
Thu, 29 Sep 2016 18:59:00 GMT2016-09-29T14:59:00ZCheap bonds are hard to find in a world dominated by negative short-term interest rates. Record-low yields on long-dated government bonds, corporate bonds priced to perfection and high volatility emerging market debt do not provide much potential return relative to risk. Municipal floating rate bonds are the proverbial diamond in the rough. The cheapening of the municipal floaters market is a gift from the Securities and Exchange Commission via the implementation of the structural reforms in the money market.
Thu, 29 Sep 2016 18:36:00 GMT2016-09-29T14:36:00ZIn the most recent How America Saves For College report, only 37% of college savers are using 529 plans. Find out why.