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5 Things You Need to Know About the World of Couponing

Thu, 12 Dec 2013 18:22:14 +00002013-12-12T18:22:14Z

Couponing is a great way to cut costs on groceries, and by arming yourself with as much information as possible, you can maximize your savings. Here are the essential tips you need to know when it comes to extreme couponing:

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How to Create an Organizational System for Your Finances

Thu, 06 Jun 2013 12:10:46 +00002013-06-06T12:10:46Z

(image) The first step to effectively managing your finances is to see what kind of financial shape you're currently in. And the first step to determining that is to get organized. Financial organization means, in part, that every bill, policy, statement, and receipt has its place.

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Top 3 Reasons Why You Should Care About Your Finances

Thu, 06 Jun 2013 12:10:45 +00002013-06-06T12:10:45Z

(image) What happens when you don't take care of your finances? Just look at our country -- you spend irresponsibly, get in debt up to your eyeballs, and stress about how you're going to make ends meet. The difference is that you don't have a glut of taxpayers to bail you out of your bad decisions.

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Financing Your Child's Education

Mon, 30 Apr 2012 14:51:31 +00002012-04-30T14:51:31Z

Did you know that a four year degree at a public university may cost upwards of $100,000 in 18 years? That's bad news for new parents who expect their kids to go to school, but fortunately it isn't that hard to save up the money needed for college if you start early. Time is on your site if you start early, but it becomes your enemy if you wait too long. So, here's how to finance your child's education.




Get Help Getting Out of Debt

Sun, 22 Apr 2012 20:08:55 +00002012-04-22T20:08:55Z

Credit card debt is one of the biggest problems most people face when trying to get a handle on their finances. Credit cards make it easy to spend more money than you have, and then the crippling interest rates and fees make it seem impossible to get out from under. While there isn't an instant cure for credit card debt, there are steps you can take to put yourself on a path to becoming debt free.

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Mortgages for Military Personnel and Veterans

Fri, 13 Apr 2012 11:26:31 +00002012-04-13T11:26:31Z

Mortgage rates continue to sit at historic lows, and it's a good time to buy a home if you're in the market for one. One of the most difficult aspects of buying a home is dealing with the mortgage process. There are countless loan options and lenders, and finding the best deal can ultimately save you tens of thousands of dollars.

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Where Do Your Social Security Taxes Go?

Sun, 08 Apr 2012 20:13:11 +00002012-04-08T20:13:11Z

If you work and earn income, you are probably aware of the Social Security taxes that come out of your paycheck. Social Security Taxes, otherwise known as FICA Tax (Federal Insurance Contributions Act) is paid by employees and employers to fund the Social Security and Medicare programs. Since a fairly large portion of your income goes towards this tax, it is important to understand where it actually goes, and what benefit it may provide to you.

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What to do With Your Tax Refund

Thu, 29 Mar 2012 21:41:59 +00002012-03-29T21:41:59Z

This is that time of year when you may be anticipating a beefy tax refund that could be anywhere from hundreds to thousands of dollars. The next question you may be asking is what to do with the money you get back from the IRS. You have a lot of options, and some are better than others. Here are a few ideas on how to spend your tax refund.




Your Credit Score and You

Mon, 26 Mar 2012 13:47:33 +00002012-03-26T13:47:33Z

You may have heard that your credit score is important, but what is a FICO score? FICO is short for Fair Isaac and Co. The Fair Isaac Company developed custom software back in the 1980s that helped other companies determine a credit risk based on a number derived from a person's credit history. This number soon became a standard that was adopted by the three main credit bureaus: Experian, TransUnion, and Equifax. The FICO score ranges between 300 and 850.

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Should You Fear the Alternative Minimum tax?

Sun, 18 Mar 2012 15:36:05 +00002012-03-18T15:36:05Z

What three letters spell bad news for your tax situation? AMT. The Alternative Minimum Tax was created back in 1969 as a means for making sure that even the wealthiest individuals paid their fair share in taxes. Fairness is good, but there's a problem with the AMT. Over the years it has started to snag even more people, even those who aren't terribly wealthy.

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