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FIKIR KRITIS



FIKIR KRITIS. Introduction to FIKIR KRITIS (thinking critically) on any issue in our daily life. FIKIR KRITIS cuba membuka minda pembaca blog ini.



Last Build Date: Thu, 08 Mar 2018 14:46:55 +0000

 



Fikir Kritis # 34

Thu, 25 Aug 2011 04:36:00 +0000

Bagaimana Rasulullah Mengubati Penyakit Masyarakat. Sudah menjadi fitrah manusia itu ia ingin hidup aman damai. Begitu juga fitrah manusia itu, dia tidak mahu berlakunya krisis, kemungkaran, pemerkosaan dan segala penyakit masyarakat. Andaikata kalau dia seorang pemimpin, dia mahu orang yang dipimpin itu meletakkan ketaatan kepadanya. Begitu juga kalau dia seorang yang dipimpin, dia mahu pemimpinnya meletakkan keadilan kepadanya. Andaikata kalau dia seorang ayah, dia mahu anak-anaknya memberikan ketaatan dan kepatuhan kepadanya. Begitu juga kalau dia seorang anak, dia mahu ibu dan ayahnya meletakkan kasih sayang kepadanya. Begitu jugalah suami kepada isterinya, dan isteri kepada suami. Andaikata seorang pemimpin, ibu, ayah, guru, suami, isteri dapat meletakkan diri pada tempat masing-masing. Begitu juga seorang rakyat, anak murid, dapat meletakkan diri pada tempat masing-masing, maka tidak akan terjadi pergaduhan, pertengkaran diatas muka bumi ini. Tapi kalau kita lihat, apa yang terjadi adalah sebaliknya. Firman Allah yang ertinya: "Telah berlaku kerusakan di daratan dan di lautan akibat dari tangan-tangan manusia" [Surah Ar-Rum, ayat 41] Hal ini terjadi bila pemimpin tidak dapat memberi keadilan, terhadap orang-orang yang dipimpinnya. Begitu juga orang yang dipimpinnya tidak dapat memberikan ketaatan kepadanya. Ibu ayah juga tidak dapat memberikan kasih sayang kepada anak-anaknya, begitu juga anak-anak tidak dapat memberikan ketaatan terhadap ibu dan ayahnya. Begitu juga guru terhadap murid dan murid terhadap gurunya, suami terhadap isterinya dan isteri kepada suaminya. Sebab itu dapat kita lihat berbagai-bagai masalah timbul dari sekecil-kecil masalah hinggalah ke sebesar-besar masalah. Dari rumah tangga, hinggalah ke negara-negara yang hebat pemimpinnya. Telah berbagai cara dan jalan dicari untuk menyelesaikan masalah. Ada yang mengatakan : 1. Kekayaan dapat menyelesaikan masalah ini. Maka mereka pun berusaha bersungguh-sungguh mendapatkannya, tetapi tidak juga dapat menyelesaikan masalah ini. 2. Ada pula yang mengatakan kepandaian dan ilmu pengetahuan akan dapat menyelesaikan masalah ini. Maka merekapun berusaha bersungguh-sungguh untuk mendapatkannya, tetapi juga tidak berhasil untuk menyelesaikan masalah ini, bahkan bertambah rumit lagi. 3. Ada juga yang mengatakan pangkat dan darjat dapat menyelesaikan masalah ini, tetapi ini juga tidak berhasil menyelesaikan masalah yang melanda masyarakat, bahkan bertambah parah dan rumit lagi. Jadi jalan yang paling mudah untuk kita selesaikan masalah ini haruslah kita kembalikan kepada Al-Qur`an dan Sunnah Rasulullah sollallahu `alaihi wasallam. Al-Qur`an dan Sunnah dapat memberikan jawaban yang tepat, dari manakah akar dari masalah-masalah tersebut. Firman Allah subhanahu wa ta`ala yang artinya : "Sesungguhnya Allah tidak akan mengubah nasib sesuatu kaum itu, selagi ia tidak mengubah yang ada di dalam hatinya." [Surah Ar-Rad, ayat 11] Hadits Rasulullah sollallahu `alaihi wasallam yang artinya : "Di dalam diri manusia itu ada seketul daging. Jika baik daging itu maka baiklah jasadnya. Jika rosak daging itu, maka rosaklah jasadnya. Ketahuilah itu adalah hati." Dapat kita lihat dari Al Qur'an dan Hadith tadi setiap penyakit yang timbul pada diri manusia itu, adalah berawal dari hati. Hati yang sakit (jahat) akan mendorong mata, kaki, tangan berbuat jahat. Maka lahirlah masyarakat yang jahat, seperti merampok, membunuh, memfitnah, mengumpat dan sebagainya. Penyakit masyarakat ini dapat diibaratkan sebagai sebatang pokok yang mengeluarkan buah yang beracun. Buah yang beracun itu disebabkan pohon yang beracun. Jadi untuk menghilangkan buah yang beracun itu hendaklah ditebang pohon itu terlebih dahulu. Bukan buang buah saja. Sebab kalau yang dibuang buahnya saja, sepuluh buah yang kita buang akan tumbuh pula sepululh pohon yang beracun. Begitulah seterusnya. Oleh itu untuk panduan yang lebih jelas lagi, kita lihat bagaimana Rasulullah dapat mengobat penyakit masyarakat ketika itu hingga menjadikan orang miskin sabar dan redha dalam kemiskinan dan orang kaya pemura[...]



Fikir Kritis # 33

Sun, 14 Aug 2011 03:33:00 +0000

A popular motivational speaker was entertaining his audience. He Said : "The best years of my life were spent in the arms of a woman who wasn't my wife!" The audience was in silence and shock. The speaker added: "And that woman was my mother!"

Laughter and applause.

A week later, a top manager trained by the motivational speaker tried to crack this very effective joke at home. He was a bit foggy after a drink. He said loudly to his wife who was preparing dinner, "The greatest years of my life were spent in the arms of a woman who was not my wife!"

The wife went; "ah!" with shock and rage. Standing there for 20 seconds trying to recall the second half of the joke, the manager finally blurted out "....and I can't remember who she was!"
By the time the manager regained his consciousness, he was on a hospital bed nursing burns from boiling water

Moral of the story: Don't copy if you can't paste!

********************************************************************

Never act on impulse. Always seek a second opinion!!!

The doctor said, 'Joe, the good news is I can cure your headaches. The bad news is that it will require castration. You have a very rare condition, which causes your testicles to press on your spine and the pressure creates one hell of a headache. The only way to relieve the pressure is to remove the testicles.'

Joe was shocked and depressed. He wondered if he had anything to live for. He had no choice but to go under the knife. When he left the hospital, he was without a headache for the first time in 20 years, but he felt like he was missing an important part of himself. As he walked down the street, he realized that he felt like a different person. He could make a new beginning and live a new life.

He saw a men's clothing store and thought, 'That's what I need... A new suit.'

He entered the shop and told the salesman, 'I'd like a new suit.'

The elderly tailor eyed him briefly and said, 'Let's see... size 44 long.'

Joe laughed, 'That's right, how did you know?'

'Been in the business 60 years!' the tailor said.

Joe tried on the suit it fit perfectly.

As Joe admired himself in the mirror, the salesman asked, 'How about a new shirt?'

Joe thought for a moment and then said, 'Sure.'

The salesman eyed Joe and said, 'Let's see, 34 sleeves and 16-1/2 neck.'

Joe was surprised, 'That's right, how did you know?' 'Been in the business 60 years.'

Joe tried on the shirt and it fit perfectly.

Joe walked comfortably around the shop and the salesman asked, 'How about some new underwear?'

Joe thought for a moment and said, 'Sure.'

The salesman said, 'Let's see... size 36.

Joe laughed, 'Ah ha! I got you! I've worn a size 34 since I was 18 years old.'

The salesman shook his head, 'You can't wear a size 34. A size 34 would press your testicles up against the base of your spine and give you one hell of a headache.'

New suit - $400
New shirt - $36
New underwear - $6

Second Opinion - PRICELESS




Fikir Kritis # 32

Sun, 14 Aug 2011 03:20:00 +0000

The Mayonnaise Jar

When things in your life seem, almost too much to handle, When 24 Hours in a day is not enough, Remember the mayonnaise jar and 2 cups of coffee.

A professor stood before his philosophy class And had some items in front of him.

When the class began, wordlessly, He picked up a very large and empty mayonnaise jar and proceeded to fill it with golf balls.
He then asked the students, if the jar was full. They agreed that it was.

The professor then picked up a box of pebbles and poured them into the jar. He shook the jar lightly. The pebbles rolled into the open Areas between the golf balls.
He then asked the students again if the jar was full. They agreed it was.

The professor next picked up a box of sand and poured it into the jar. Of course, the sand filled up everything else. He asked once more if the jar was full. The students responded with a unanimous 'yes.'

The professor then produced two cups of coffee from under the table and poured the entire contents into the jar, effectively filling the empty space between the sand. The students laughed.

'Now,' said the professor, as the laughter subsided, 'I want you to recognize that this jar represents your life. The golf balls are the important things - family, children, health, Friends, and Favorite passions – Things that if everything else was lost and only they remained, Your life would still be full.

The pebbles are the other things that matter like your job, house, and car.

The sand is everything else --The small stuff.

'If you put the sand into the jar first,' He continued, 'there is no room for the pebbles or the golf balls. The same goes for life. If you spend all your time and energy on the small stuff, You will never have room for the things that are important to you.

So... Pay attention to the things that are critical to your happiness. Play With your children. Take time to get medical checkups. Take your partner out to dinner. There will always be time to clean the house and fix the disposal. 'Take care of the golf balls first -- The things that really matter. Set your priorities. The rest is just sand.'

One of the students raised her hand and inquired what the coffee represented.

The professor smiled.. 'I'm glad you asked'. It just goes to show you that no matter how full your life may seem, there's always room for a couple of cups of coffee with a friend.'





Fikir Kritis # 31

Sun, 14 Aug 2011 02:45:00 +0000

A boy was watching his grandmother write a letter. At one point, he asked:' Are you writing a story about what we 've done ? Is it a story about me?'

His grandmother stopped writing her letter and said to her grandson:' I am writing about you , actually, but more important than the words is the pencil I am using.I hope you will be like this pencil when yougrow up.'

Intrigued ,the boy looked at the pencil. It didnt seem very special.' But it's just like any other pencil I've ever seen!''

That depends on how you look at things. It has five qualities which , if you manage to hang on them, will make you a person who will always at peace with the world.'

First quality: you are capable of great things, but you must never forget that there is hand guiding your steps. We call that hand of the God, the most merciful, and he always guides us according to His will.'

Second quality: now and then , I have to stop writing and use a sharpener . That makes the pencil suffer a little, but afterwards, he is much sharper. So you , too, must learn to bear certain pains and sorrows, because they will make you a better person.'

Third quality : the pencil always allows us to use an eraser to rub out any mistakes. This means that correcting something we did is not necessarily a bad thing; it helps to keep us on the road to justice.'

Fourth quality: What really matters in a pencil is not its wooden exterior, but the graphite inside. So always pay attention to what is happening inside you.'

Finally, the pencil's fifth quality : it always leave a mark. In the just the same way , you should know that everything you do in life will leave a mark, so try to be conscious of that in every
action.

*******************************************************************

*What is marketing? *

1. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me!" - *That's Direct Marketing*

2. You're at a party with a bunch of friends and see a gorgeous girl. One of your friends goes up to her and pointing at you says: "He's very rich. Marry him." - *That's Advertising*

3. You see a gorgeous girl at a party. You go up to her and get her telephone number. The next day, you call and say: "Hi, I'm very rich. Marry me" - *That's Telemarketing*

4. You're at a party and see gorgeous girl. You get up and straighten your tie, you walk up to her and pour her a drink, you open the door (of the car)for her, pick up her bag after she drops it, offer her ride and then say:"By the way, I'm rich. Will you Marry Me?" - *That's Public Relations*

5. You're at a party and see gorgeous girl. She walks up to you and says:"You are very rich! Can you marry Me?" - *That's Brand Recognition*

6. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me!" She gives you a nice hard slap on your face. - *That's Customer Feedback *

7. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me!" and she introduces you to her husband. - *That's demand and supply gap*

8. You see a gorgeous girl at a party. You go up to her and before you say anything, another person come and tell her: "I'm rich. Will you marry me?"and she goes with him - *That's competition eating into your market share*

9. You see a gorgeous girl at a party. You go up to her and before you say:"I'm rich, Marry me!" your wife arrives. - *That's restriction for entering new markets *




Fikir Kritis # 30

Sun, 14 Aug 2011 02:40:00 +0000

Who says our English is teruk? Just see below - Ours issimple,short, concise, straight-to- point, effective etc........

WHEN GIVING A CUSTOMER BAD NEWS
Britons: I'm sorry, Sir, but we don't seem to have the sweater you want in your size, but if you give me a moment, I can call the other outlets for you.
Malaysians: No Stock.

RETURNING A CALL
Britons: Hello, this is John Smith. Did anyone page for me a few moments ago?
Malaysians: Hello, who page?

ASKING SOMEONE TO MAKE WAY .
Britons: Excuse me, I'd like to get by. Would you please make way?
Malaysians: S-kews me

WHEN SOMEONE OFFERS TO PAY
Britons: Hey, put your wallet away, this drink is on me.
Malaysians:No- need, lah.

WHEN ASKING FOR PERMISSION
Britons: Excuse me, but do you think it would be possible for me to enter through this door?
Malaysians: (pointing the door) can ar?

WHEN ENTERTAINING
Britons: Please make yourself right at home.
Malaysians: Don't be shy, lah!

WHEN DOUBTING SOMEONE
Britons: I don't recall you giving me the money.
Malaysians: Where got?

WHEN DECLINING AN OFFER
Britons: I'd prefer not to do that, if you don't mind.
Malaysians: Don't want la...

IN DISAGREEING ON A TOPIC OF DISCUSSION
Britons: Err. Tom, I have to stop you there. I understand where you're coming from, but I really have to disagree with what you said about the issue.
Malaysians: You mad, ah?

WHEN ASKING SOMEONE TO LOWER THEIR VOICE.
Britons: Excuse me, but could you please lower your voice, I'm trying to concentrate over here.
Malaysians: Shut up lah!

WHEN ASKING SOMEONE IF HE/SHE KNOWS YOU.
Britons: Excuse me, but I noticed you staring at me for some time. Do I know you?
Malaysians: See what, see what?

WHEN ASSESSING A TIGHT SITUATION.
Britons: We seem to be in a bit of a predicament at the moment.
Malaysians: Die-lah!!

WHEN TRYING TO FIND OUT WHAT HAD HAPPENED
Britons: Will someone tell me what has just happened?
Malaysians: Wat happen.. Why like that.....

WHEN SOME ONE DID SOMETHING WRONG
Britons: This isn't the way to do it here let me show you,
Malaysians: like that also don't know how to do!!!!

WHEN ONE IS ANGRY
Britons: Would you mind not disturbing me !
Malaysians:Celaka u............

Now you believe ah????
Have a nice day.




Fikir Kritis # 29

Thu, 11 Aug 2011 03:30:00 +0000

Gotta love seniors. . . Who says senior citizens don't wear stylish clothes. Hah!! ____________________________________________________________ During a visit to my doctor, I asked him, "How do you determine whether or not an older person should be put in an old age home?" "Well," he said, "we fill up a bathtub, then we offer a teaspoon, a teacup and a bucket to the person to empty the bathtub." "Oh, I understand," I said. "A normal person would use the bucket because it is bigger than the spoon or the teacup." "No" he said. "A normal person would pull the plug. Do you want a bed near the window?" ARE YOU GOING TO PASS THIS ON . OR DO YOU WANT THE BED NEXT TO MINE? : A short neurological test 1- Find the C below. Please do not use any cursor help. OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOCOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOOOOOOOOOOO 2- If you already found the C, now find the 6 below. 99999999999999999999999999999999999999 99999999999999999999999999999999999999 99999999999999999999999999999999999999 99999999999999999999999999969999999999 99999999999999999999999999999999999999 99999999999999999999999999999999999999 99999999999999999999999999999999999999 99999999999999999999999999999999999999 3 - Now find the N below. It's a little more difficult. MMMMMMMMMMMMMMMMMMMMMMM MMMMMNMMMMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMM This is NOT a joke. If you were able to pass these 3 tests, you can cancel your annual visit to your neurologist. Your brain is great and you're far from having a close relationship with Alzheimer. Congratulations! Oh. One more test.... Find the 44th USA President. Well, congratulations, you're not color blind either! SENIOR CITIZENS ARE THE NATION'S LEADING CARRIERS OF AIDS! HEARING AIDS BAND AIDS ROLL AIDS WALKING AIDS MEDICAL AIDS GOVERNMENT AIDS MOST OF ALL, MONETARY AIDS TO THEIR KIDS! Not forgetting HIV (Hair is Vanishing) Give me the grace to see a joke, To get some humour out of life, And don't forget to pass it on to other folks. I'm only sending this to my dear 'old' friends..... I love to see you smile! [...]



Fikir Kritis # 28

Thu, 11 Aug 2011 03:10:00 +0000

The Hotel Bill

An elderly lady decided to give herself a big treat for her significant birthday by staying overnight in one of London's most expensive hotels.

When she checked out next morning, the desk clerk handed her a bill for £250.00.She exploded and demanded to know why the charge was so high. "It's a nice hotel but the rooms certainly aren't worth £250.00 for just an overnight stop without even breakfast."

The clerk told her that £250.00 is the 'standard rate' so she insisted on speaking to the Manager.The Manager appeared and forewarned by the desk clerk announced: "the hotel has an Olympic-sized pool and a huge conference centre which are available for use."

'But I didn't use them," she said.

''Well, they are here, and you could have," explained the Manager.

He went on to explain that she could also have seen one of the in-hotel shows for which the hotel is famous. "We have the best entertainers from Edinburgh, Glasgow, and Aberdeen performing here," the Manager said.

"But I didn't go to any of those shows," she said.

"Well, we have them, and you could have," the Manager replied.

No matter what amenity the Manager mentioned, she replied, "But I didn't use it!"

The Manager was unmoved, so she decided to pay, wrote a cheque and gave it to the Manager. The Manager was surprised when he looked at the cheque. "But madam, this cheque is only made out for £50.00." '

'That's correct. I charged you £200.00 for sleeping with me," she replied."

But I didn't!" exclaims the very surprised Manager."Well, too bad, I was here, and you could have."




Fikir Kritis # 27

Thu, 11 Aug 2011 03:03:00 +0000

TIPS ON PUMPING PETROL

I don't know what you guys are paying for Petrololine.... but here in Melbourne we are paying up to $1.30 to $1.50 per litre. My line of work is in petroleum for about 31 years now, so here are some tricks to get more of your money's worth for every Litre:

Here at the Shell Pipeline where I work in Melbourne, we deliver about 4 million litres in a 24-hour period thru the pipeline.. One day is diesel the next day is jet fuel, and Petrololine, regular and premium grades. We have 34-storage tanks here with a total capacity of 16,800,000 Litres.

Only buy or fill up your car or truck in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the Petrololine, when it gets warmer Petrololine expands, so buying in the afternoon or in the evening......your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the Petrololine, diesel and jet fuel, ethanol and other petroleum products plays an important role.

A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps. When you're filling up do not squeeze the trigger of the nozzle to a fast mode If you look you will see that the trigger has three (3) stages: low, middle, and high. You should be pumping on low mode, thereby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you're getting less worth for your money.

One of the most important tips is to fill up when your Petrol tank is HALF FULL. The reason for this is the more Petrol you have in your tank the less air occupying its empty space. Petrololine evaporates faster than you can imagine. Petrololine storage tanks have an internal floating roof. This roof serves as zero clearance between the Petrol and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every litre is actually the exact amount.

Another reminder, if there is a Petrololine truck pumping into the storage tanks when you stop to buy Petrol, DO NOT fill up; most likely the Petrololine is being stirred up as the Petrol is being delivered, and you might pick up some of the dirt that normally settles on the bottom.

To have an impact, we need to reach literally millions of Petrol buyers. It's really simple to do.

I'm sending this note to about thirty people. If each of you send it to at least ten more (30 x 10 = 300)...and those 300 send it to at least ten more (300 x 10 = 3,000) and so on, by the time the message reaches the sixth generation of people, we will have reached over THREE MILLION consumers !!!!!!! If those three million get excited and pass this on to ten friends each, then 30 million people will have been contacted!

If It goes one level further, you guessed it..... THREE HUNDRED MILLION PEOPLE!!!

Again, all you have to do is send this to 10 people. How long would it take?



Fikir Kritis # 26

Thu, 11 Aug 2011 02:52:00 +0000

Don't feel stupid anymore. I wonder what is their thinking ??? [...]



Fikir Kritis # 25

Thu, 11 Aug 2011 02:38:00 +0000

A little boy got on the bus, sat next to a man reading a book, and noticed he had his collar on backwards. The little boy asked why he wore his collar backwards. The man, who was a priest, said, 'I am a Father.' The little boy replied, 'My Daddy doesn't wear his collar like that.' The priest looked up from his book and answered, ''I am the Father of many.' The boy said, ''My Dad has 4 boys, 4 girls and two grandchildren and he doesn't wear his collar that way!' The priest, getting impatient, said. 'I am the Father of hundreds', and went back to reading his book. The little boy sat quietly thinking for a while, then leaned over and said, "Maybe you should wear a condom, and put your pants on backwards instead of your collar." ******************************************************************* Secret to a long marriage - the Sri Lankan way! At the Murugan Temple in East-ham, London , they have weekly husband's marriage seminars. At the session last week, the priest asked Nadarajah, who said he was approaching his 50th wedding anniversary, to take a few minutes and share some insight into how he had managed to stay married to the same woman all these years. Nadarajah replied to the assembled husbands, "Well, I try to treat her nice, spend money on her, but best of all is,I took her to Jaffna , Sri Lanka , for our 25th wedding anniversary!" The priest responded, "Nadarajah, you are an amazing inspiration to all the husbands here! Please tell us what you are planning for your wife for your 50th anniversary?" Nadarajah proudly replied, “I’m going back to Jaffna to pick her up". ************************************************************************** A wife asked her husband to describe her ..... He said, 'You're A, B, C, D, E, F, G, H, I, J, K'. She said, 'What does that mean?' He said Adorable, Beautiful, Cute, Delightful, Elegant, Foxy, Gorgeous, Hot'. She said, 'Oh that's so lovely. What about I, J, K ?' He said-- I'm Just Kidding---!!! : ) *********************************************************************** Here's an old one: A man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to China on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the man for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is, why would you bother to borrow $5,000?" The man replies: "Where else in New York City can I park my car for 2 weeks for only $15.41 and expect it to be there when I return?" ******************************************************************** A husband sent this to his wife: "I'm having a wonderful time wish you were her." (when it's supposed to be "HERE") [...]



Fikir Kritis # 24

Thu, 11 Aug 2011 02:30:00 +0000

Can I Borrow $25?

A woman came home from work late, tired and irritated, to find her 5-year old son waiting for her at the door.

SON: 'Mummy, may I ask you a question?'
MUM: 'Yeah sure, what it is?' replied the woman.

SON: 'Mummy, how much do you make an hour?'
MUM: 'That's none of your business. Why do you ask such a thing?' the woman said angrily.

SON: 'I just want to know. Please tell me, how much do you make an hour?'
MUM: 'If you must know, I make $ 50 an hour.'

SON: 'Oh,' the little boy replied, with his head down.
SON: 'Mummy, may I please borrow $ 25?'

The mother was furious, 'If the only reason you asked that is so you can borrow some money to buy a silly toy or some other nonsense, then you march yourself straight to your room and go to bed. Think about why you are being so selfish. I don't work hard every day for such childish frivolities. ..'

The little boy quietly went to his room and shut the door.

The woman sat down and started to get even angrier about the little boy's questions. How dare he ask such questions only to get some money?

After about an hour or so, the woman had calmed down, and started to think:

Maybe there was something he really needed to buy with that $ 25 and he really didn't ask for money very often. The woman went to the door of the little boy's room and opened the door.

'Are you asleep, son?' She asked.

'No Mummy, I'm awake,' replied the boy.

'I've been thinking, maybe I was too hard on you earlier' said the woman.

'It's been a long day and I took out my aggravation on you. Here's the $ 25 you asked for.'

The little boy sat straight up, smiling.

'Oh, thank you Mummy!' he yelled.

Then, reaching under his pillow he pulled out some crumpled up bills.

The woman saw that the boy already had money, started to get angry again.

The little boy slowly counted out his money, and then looked up at his mother.

'Why do you want more money if you already have some?' the mother grumbled.

'Because I didn't have enough, but now I do,' the little boy replied.

'Mummy, I have $ 50 now. Can I buy an hour of your time? Please come home early tomorrow. I would like to have dinner with you.'

The mother was crushed. She put her arms around her little son, and she begged for his forgiveness.

It's just a short reminder to all of you working so hard in life. We should not let time slip through our fingers without having spent some time with those who really matter to us, those close to our hearts.

Do remember to share that $ 50 worth of your time with someone you love. If we die tomorrow, the company that we are working for could easily replace us in a matter of hours. (Very True) But the family & friends we leave behind will feel the loss for the rest of their lives.



Fikir Kritis # 23

Thu, 11 Aug 2011 02:22:00 +0000

Konsep Kebajikan dalam Al-Qur'an Dalam Surat Al-Insal ayat 7-10, Al Qur’an bercerita tentang orang-orang baik (abrar) yang disifati sebagai sosok yang selalu menepati nadzarnya, dan senantiasa takut terhadap siksa Allah. Orang-orang yang telah sampai pada maqam abrar (posisi orang-orang yang diberi predikat baik oleh Allah) adalah orang yang beriman kepada Allah, iman kepada hari akhir, serta takut terhadap siksa Allah di hari kiamat. Nilai-nilai ini akan berdampak pada sikap dan perilaku mereka dalam kehidupan, begitu juga terhadap kaum fakir miskin. Mereka akan mampu merasakan terhadap apa yang dirasakan oleh kaum fakir, turut serta dalam kesedihan dan beban hidup yang mereka tanggung dalam kehidupan. Mereka kaum abrar adalah orang yang senantiasa peduli dan perhatian terhadap kehidupan sesamanya, memiliki sifat solidaritas yang tinggi dan mau ikut menanggung beban penderitaan orang-orang yang membutuhkan. Apa yang mereka makan juga dirasakan oleh kaum fakir miskin, mereka akan gemar untuk bersedekah atas hartanya demi untuk memenuhi kebutuhan hidup orang-orang yang lebih membutuhkan, bahkan mereka merelakan apa yang dimiliki demi kehidupan kaum fakir, miskin, anak-anak yatim, ataupun orang-orang yang dalam pengungsian. Hasan Al Bashri berkata, suatu ketika datang kelompok pengungsi kepada Rasul, kemudian Rasul memerintahkan kepada kaum muslimin untuk menanggung beban hidup mereka sampai berlangsung selama tiga hari. Kaum Abrar lebih mengutamakan kepentingan orang-orang yang membutuhkan, walaupun diri dan keluarganya juga membutuhkan. Mereka rela untuk memberikan bahan pangan yang mereka miliki dan mengutamakan orang lain, walaupun keluarganya juga memiliki rasa lapar, “Sesungguhnya kami memberi makanan kepadamu hanyalah untuk mengharapkan keridlaan Allah, kami tidak menghendaki balasan dari kamu dan tidak pula (ucapan) terima kasih”, mereka rela untuk memberikan apa yang dimiliki tanpa mengharapkan balasan kecuali ridla Allah. Atas pemberian yang mereka curahkan, tidak diharapkan pujian, ataupun sanjungan dari manusia. Namun, mereka melakukan itu hanya untuk mengharapkan ridla Allah karena mereka yakin bahwa hari kiamat akan benar-benar datang, dan manusia akan dihisab atas segala amal perbuatannya, jika ia berbuat baik, maka akan mendapat balasan yang baik, dan sebaliknya. Perilaku kaum abrar merupakan cerminan sikap seorang muslim sejati, sikap yang penuh perhatian dan peduli terhadap kehidupan sesama muslim dalam masyarakat. Dalam konteks perekonomian modern, masalah kecukupan bahan makanan pokok bagi masyarakat menjadi tanggung jawab penuh pemerintah. Pemerintah berkewajiban untuk menyediakannya dalam pasar, sehingga tercipta keamanan dan stabilitas bagi masyarakat. Dalam masyarakat muslim, hal ini merupakan tanggung jawab bersama antara pemerintah dan masyarakat, mereka saling bekerjasama dan saling tolong menolong untuk memenuhi kebutuhan dasar masyarakat, baik dari segi pangan, sandang, ataupun papan, sebuah sikap yang tidak ditemukan dalam sistem perekonomian apapun. Allah berfirman: “Kamu sekali-kali tidak sampai kepada kebajikan (yang sempurna), sebelum kamu menafkahkan sebahagian harta yang kamu cintai. Dan apa saja yang kamu nafkahkan, maka sesungguhnya Allah mengetahuinya”. (Ali Imran:92). Dalam ayat di atas, Al Qur’an menceritakan tentang maqam al abrar yang mungkin bisa dicapai oleh seorang muslim. Al Abrar bisa diraih dengan membentuk pribadi ataupun psikologi seorang muslim, yakni bisa disifati dengan pribadi yang memiliki sikap untuk peduli dan perhatian terhadap sesama dalam masyarakat. Ia merupakan pribadi muslim yang mau care terhadap kehidupan orang lain, memiliki wawasan bahwa harta dunia hanyalah fatamorgana dan akan mengalami kemusnahan, ia berkeyakinan bahwa apa yang akan diberik[...]



Fikir Kritis # 22

Thu, 11 Aug 2011 02:18:00 +0000

Subject: From Thomas Cook Holidays - listing some of the guest's complaints during the season


1. "I think it should be explained in the brochure that the local store does not sell proper biscuits like custard creams or ginger nuts."

2. "It's lazy of the local shopkeepers to close in the afternoons. I often needed to buy things during 'siesta' time - this should be banned.

3. "On my holiday to Goa in India , I was disgusted to find that almost every restaurant served curry. I don't like spicy food at all."

4. "We booked an excursion to a water park but no-one told us we had to bring our swimming costumes and towels."

5. A tourist at a top African game lodge over looking a water hole, who spotted a visibly aroused elephant, complained that the sight of this rampant beast ruined his honeymoon by making him feel "inadequate".

6. A woman threatened to call police after claiming that she'd been locked in by staff. When in fact, she had mistaken the "do not disturb" sign on the back of the door as a warning to remain in the room.

7. "The beach was too sandy."

8. "We found the sand was not like the sand in the brochure. Your brochure shows the sand as yellow but it was white."

9. A guest at a Novotel in Australia complained his soup was too thick and strong. He was inadvertently slurping the gravy at the time.

10. "Topless sunbathing on the beach should be banned. The holiday was ruined as my husband spent all day looking at other women."

11. "We bought' Ray-Ban' sunglasses for five Euros from a street trader, only to find out they were fake."

12. "No-one told us there would be fish in the sea. The children were startled."

13. "There was no egg slicer in the apartment..."

14. "We went on holiday to Spain and had a problem with the taxi drivers as they were all Spanish..."

15. "The roads were uneven.

16. "It took us nine hours to fly home from Jamaica to England it only took the Americans three hours to get home."

17. "I compared the size of our one-bedroom apartment to our friends' three-bedroom apartment and ours was significantly smaller."

18. "The brochure stated: 'No hairdressers at the accommodation. We are trainee hairdressers - will we be OK staying there?"

19. "There are too many Spanish people. The receptionist speaks Spanish. The food is Spanish. Too many foreigners now live abroad'"

20. "We had to queue outside with no air conditioning."

21. "It is your duty as a tour operator to advise us of noisy or unruly guests before we travel."

22. "I was bitten by a mosquito - no-one said they could bite."

23. "My fiancé and I booked a twin-bedded room but we were placed in a double-bedded room. We now hold you responsible for the fact that I find myself pregnant. This would not have happened if you had put us in the room that we booked."



Fikir Kritis # 21

Thu, 11 Aug 2011 02:06:00 +0000

First helicopter hotel in the world, has been inaugurated in the UAE Inaugural trip took off Dubai Airport on June 6, 2011. [...]



Fikir Kritis # 20

Thu, 11 Aug 2011 01:32:00 +0000

SCHOOL WAS FUN HARRY: Teacher, would you punish me for something I didn't do? TEACHER: Of course not. HARRY: Good, because I didn't do my homework. ---------------------------------------------------------- RANDY: Dad, can you write in the dark? FATHER: I think so. What do you want me to write? RANDY: Your name on this report card. ------------------------------------------------------------------------------------------------- BOBBY: I don't think I deserve a zero on this test. TEACHER: I agree, but it's the lowest mark I can give you. ------------------------------------------------------------------------------------------------- TEACHER: If you had one dollar and you asked your father for another, how many dollars would you have? JOHNNY: One dollar. TEACHER (sadly): You don't know your arithmetic. JOHNNY (sadly): You don't know my father. [...]



Fikir Kritis # 19

Thu, 11 Aug 2011 01:27:00 +0000

The first day of school our professor introduced himself and challenged us to get to know someone we didn't already know. I stood up to look around when a gentle hand touched my shoulder. I turned around to find a wrinkled, little old lady beaming up at me with a smile that lit up her entire being.. She said, 'Hi handsome. My name is Rose. I'm eighty-seven years old. Can I give you a hug?' I laughed and enthusiastically responded, 'Of course you may!' and she gave me a giant squeeze.. 'Why are you in college at such a young, innocent age?' I asked. She jokingly replied, 'I'm here to meet a rich husband, get married, and have a couple of kids...' 'No seriously,' I asked. I was curious what may have motivated her to be taking on this challenge at her age. 'I always dreamed of having a college education and now I'm getting one!' she told me. After class we walked to the student union building and shared a chocolate milkshake. We became instant friends. Every day for the next three months we would leave class together and talk nonstop. I was always mesmerized listening to this 'time machine' as she shared her wisdom and experience with me.. Over the course of the year, Rose became a campus icon and she easily made friends wherever she went. She loved to dress up and she reveled in the attention bestowed upon her from the other students. She was living it up. At the end of the semester we invited Rose to speak at our football banquet. I'll never forget what she taught us. She was introduced and stepped up to the podium. As she began to deliver her prepared speech, she dropped her three by five cards on the floor. Frustrated and a little embarrassed she leaned into the microphone and simply said, 'I'm sorry I'm so jittery. I gave up beer for Lent and this whiskey is killing me! I'll never get my speech back in order so let me just tell you what I know.' As we laughed she cleared her throat and began, ' We do not stop playing because we are old; we grow old because we stop playing. There are only four secrets to staying young, being happy, and achieving success. You have to laugh and find humor every day. You've got to have a dream. When you lose your dreams, you die. We have so many people walking around who are dead and don't even know it! There is a huge difference between growing older and growing up. If you are nineteen years old and lie in bed for one full year and don't do one productive thing, you will turn twenty years old. If I am eighty-seven years old and stay in bed for a year and never do anything I will turn eighty-eight. Anybody! Can grow older. That doesn't take any talent or ability. The idea is to grow up by always finding opportunity in change. Have no regrets. The elderly usually don't have regrets for what we did, but rather for things we did not do. The only people who fear death are those with regrets..' She concluded her speech by courageously singing 'The Rose.' She challenged each of us to study the lyrics and live them out in our daily lives. At the year's end Rose finished the college degree she had begun all those months ago. One week after graduation Rose died peacefully in her sleep. Over two thousand college students attended her funeral in tribute to the wonderful woman who taught by example that it's never too late to be all you can possibly be. When you finish reading this, please send this peaceful word of advice to your friends and family, they'll really enjoy it! These words have been passed along in loving memory of ROSE. REMEMBER, GROWING OLDER IS MANDATORY. GROWING UP IS OPTIONAL. We make a Living by what we get. We make a Life by what we give. God promises a[...]



Fikir Kritis # 18

Thu, 11 Aug 2011 01:22:00 +0000

Brain Fuel Bulletin #15 The Two Greatest Online Marketing Secrets -------------------------------------------------------- As a special bonus in this final Brain Fuel Bulletin, I want to leave you with not just one, but two lessons that will increase your sales and profits and give you a powerful advantage over your competitors if you'll take them to heart.Well, actually three lessons. The first lesson is to: Always give people more than you promised I hope I achieved this both in the content of all these bulletins and by giving you a "two for one" surprise here at the end. And now, let's get to the two important points for today. ====================================== Closing Lesson #1: Despite what anyone claims about any emerging technology, until proven differently, email is THE heavyweight champion of the marketing world ====================================== When it comes to marketing your business online, NOTHING compares to the power of email. Now, there are many pretenders to the throne. It seems like nearly every month another shiny new technology rear sits head, promising to be that "magic bullet" that solves all your marketing problems forever.Yeah, right. But day-in and day-out, there's no stronger work horse, no more effective performer than email. You can use email to build your list. You can use email to build a relationship and establish credibility with your list. You can use email to educate your list with an ezine. You can use email to send promotions to your list. And you can do most online marketing tasks better with email than through any other medium. But what REALLY makes email marketing the killer online application of all time is. Every other marketing technology depends on email to spread the word! Think about it. How did you hear about the diet blog you just subscribed to? Through email. How do you get the majority of your invitations to stay in touch on LinkedIn, Facebook, Twitter and just about any other social media? By email, of course. And how did you hear about that hot new video that's just been posted on YouTube or dozens of other video sharing sites? Yep, you guessed it - by email.The lesson here is simple. It's fine to examine new marketing technologies to see if they make sense for your business. Give them a try and see if they get the results you're after. But whatever you do, do NOT neglect your email marketing. It's the "goose that laid the golden egg" and it will continue to be so until something comes along to dethrone it. But frankly, I can't imagine that will occur anytime soon. ====================================== Closing Lesson #2: The Secret of 7 Touches ====================================== No, I'm not closing with an erotic lesson here. Quite the contrary. But the 7 Touches I'm talking about here maybe as important as any secret you'll ever find in the KamaSutra.So let me get directly to this powerful secret. Years ago (I believe it was in the 1980's), Sales and Marketing Magazine conducted an extensive study that showed that, on average, it takes seven contacts with a prospect to make a sale.It also revealed that the majority of sales people give up after an average of just two contacts! So you can imagine how many sales are not being made and how much money is left on the table, simply because sales people don't harness the power of this simple law of averages. However, this exact same scenario plays out every day in most of your marketing efforts, both online and offline.While your prospects crave more information and more attention, instead of providing what they want, you give up after a half-hearted effort or two. And your sales suf[...]



Fikir Kritis # 17

Thu, 11 Aug 2011 01:19:00 +0000

FAKTA BENAR PERLUKAN KESIMPULAN BETUL Antara masalah besar sesetengah pihak dalam memahami ilmu ialah membuat kesimpulan yang salah terhadap sesuatu fakta yang benar. Kesimpulan itu sebahagiannya berpunca dari pemikiran lama yang sudah tersedia wujud dalam benaknya, atau atas satu kepentingan tertentu yang dia memang inginkan orang lain berfahaman begitu. Maka, sekalipun fakta itu benar, tetapi kesimpulannya salah maka keputusan hidup atau fatwanya akan salah. Mengiktiraf Dan Menyokong Banyak contoh yang boleh disebut dalam hal ini. Antaranya, ada pihak yang tidak dapat membezakan antara mengiktiraf hak dan menyokong sesuatu perkataan atau perbuatan. Mengiktiraf bukan bererti menyetujui apa yang dilakukan. Umpamanya, sebagai muslim kita mengiktiraf hak bukan muslim untuk mengamalkan agama mereka. Ini bukan bererti kita bersetuju dengan isi kandungan agamanya. Al-Quran sendiri melarang kita memaksa orang masuk ke dalam agama ini. Firman Allah (maksudnya) “Tiada paksaan dalam agama (Islam), kerana sesungguhnya telah nyata kebenaran (Islam) dari kesesatan (kufur). Maka sesiapa yang tidak mempercayai taghut serta beriman kepada Allah, maka sesungguhnya dia telah berpegang kepada pegangan yang teguh, dan (ingatlah), Allah Maha Mendengar, lagi Maha mengetahui” (Surah al-Baqarah ayat 256). Ayat ini diturunkan kepada golongan Ansar di mana dalam kalangan mereka mempunyai anak-anak yang telah diyahudi atau dikristiankan. Apabila Islam datang, mereka ingin memaksa anak-anak mereka menganut Islam, maka Allah melarang mereka berbuat demikian sehingga mereka sendiri membuat pilihan. Lalu diturunkan firmanNya tadi. Kata Ibn ‘Abbas: “Ada seorang wanita yang tidak dapat mengandung. Dia bernazar jika dia dapat anak, dia akan jadikannya beragama yahudi. Apabila Yahudi Bani Nadir dihalau keluar dari Madinah, ada dalam kalangan mereka anak-anak golongan Ansar. Kata ibubapa mereka: “Kami tidak akan biarkan anak-anak kami mengikut mereka, maka Allah turunkan ayat: “ (Riwayat Abu Daud, dinilai sahih oleh al-Albani). Ertinya, membiarkan, atau mengiktiraf hak untuk sesuatu pihak menganut agama yang diyakini bukan bererti kita turut sama mempercayainya. Begitulah dalam banyak perkara dalam kehidupan ini. Kemudian, mengiktiraf dalam satu perkara bukan bererti mengiktiraf dalam semua perkara. Dulu saya telah tulis artikel Izin Bukan Bererti Redha. Malang sekali mereka yang dangkal gagal memahami hakikat ini. Mereka akan menuduh sesiapa yang mengiktiraf hak seseorang atau sesuatu pihak bererti dia telah menyokong atau menyertai pihak berkenaan, bahkan dituduh menyokong semua tindakannya yang lain. Hasilnya, apabila ada yang mengiktiraf hak bukan muslim untuk menyuarakan pandangan mereka, atau meminta beberapa hak mereka maka ada yang menuduh ‘dia bersekongkol dengan orang kafir’. Lebih buruk lagi; dia redha dengan kafir maka dia menjadi kafir. Inilah contoh kedangkalan kefahaman. Dalam politik pula, ada menteri yang dimarahi oleh partinya kerana mengiktiraf hak rakyat untuk berkumpul, bersuara dan mengadakan demonstrasi aman. Menteri itu dianggap tidak setia dengan parti dan berpihak kepada pembangkang. Inilah kedangkalan pemikiran fanatik politik. Wira Jadi-Jadian Apabila muncul seseorang tokoh agama yang ingin menjadi wira bagi mempertahankan segala tindakan pemerintah, sedangkan dia sendiri ‘tidak dalam’ fahamnya mengenai isu politik, maka dia membuat kesimpulan yang salah tentang banyak perkara berkaitan politik. Antaranya, apabila kita menyebut rakyat berhak untuk membantah atau tidak bersetuju, atau mengkritik tindakan atau dasar kerajaan secara aman, dia mema[...]



FIKIR KRITIS #16

Wed, 26 Nov 2008 03:03:00 +0000

The Doctors Who Are Redefining Life and Death By William SaletanThink being the next president would be a brutal job? Imagine being a transplant surgeon. You can't tell the parents of a dying kid when to pull the plug, but you have to be there, ready, the minute he expires. You have to wait until he's dead, but not so long that his organs become useless. You can give him drugs to keep his organs healthy, but you mustn't technically revive him. And you can't remove and restart his heart until it's been declared kaput.Pick up a recent issue of the New England Journal of Medicine, and you'll see the far edge of this tortured world. In the journal, doctors at Children's Hospital in Denver describe how they removed hearts from infants 75 seconds after they stopped. The infants were declared dead of heart failure, even as their hearts, in new bodies, resumed ticking.Is this wrong? We like to think that moral lines are fixed and clear: My heart is mine, not yours, and you can't have it till I'm dead. But in medicine, lines move. "Dead" means irreversibly stopped, and stoppages are increasingly reversible. And when life support ends, says one bioethicist, "not using viable organs wastes precious life-saving resources" and "costs the lives of other babies." Failure to take body parts looks like lethal negligence.How can we get more organs? By redefining death. First we coined "brain death," which let us take organs from people on ventilators. Then we proposed organ retrieval even if non-conscious brain functions persisted. Now we have "donation after cardiac death," the rule applied in Denver, which permits harvesting based on heart, rather than brain, stoppage.But stoppage is complicated. There's no "moment" of death. Some transplant surgeons wait five minutes after the last heartbeat; others wait two. The Denver team waited 75 seconds, reasoning that no heart is known to have self-restarted after 60 seconds. Why push the envelope? Because every second counts. Mark Boucek, the doctor who led the Denver team, says that waiting even 75 seconds makes organs less useful.So how can death be declared based on irreversible heart stoppage when the plan is to restart that heart in a new body? Boucek offers two answers. First, even if the heart resumes pumping in a new body, it couldn't have done so in the old one. (That used to be true, but today, hearts can be restarted by external stimulation well after two or even five minutes.) Second, Boucek says the heart is dead because the baby's parents have decided not to permit resuscitation. In other words, each family decides when its loved one is dead. In a commentary attached to the Denver report, another ethicist proposes extending this idea -- letting each family decide not just whether to resuscitate but also at what point organs can be harvested. Brain death? Cardiac death? Persistent vegetative state? Death is whatever you say it is.Robert Truog, an ethicist who supports the Denver protocol, says this redefinition of death has gone too far. Let's accept that we're taking organs from living people and causing death in the process, he argues. This is ethical as long as the patient has "devastating neurologic injury" and has provided, through advance directive or a surrogate, informed consent to be terminated this way. We already let surrogates authorize removal of life support, he notes. Why not treat donations similarly? Traditional safeguards, such as the separation of the transplant team from the patient's medical team, will prevent abuse. And the public will accept the new policy since surveys sugges[...]



FIKIR KRITIS #15

Wed, 26 Nov 2008 02:49:00 +0000

How does the stock market work?

Story #1

Once upon a time, a man appeared in a village and announced to the villagers that he would buy monkeys for $10 each. The villagers, seeing that there were many monkeys around, went out to the forest and started catching them. The man bought thousands at $10 a piece and, as soon as the supply started to diminish, the villagers stopped their effort. He then announced that he would buy them for $20 each.

This renewed the villager's efforts and they started catching monkeys again. Soon the supply diminished again even further and people started going back to their farms. The offer was increased to $25 each, and the supply of monkeys became so small that it was a great effort to find even one monkey, let alone catch it!

The man then announced that he would buy the monkeys for $50! However, since he had to go to the city on some business trip, his assistant would now buy them on his behalf.

While the business man was away, the assistant told the villagers. 'Look at all these monkeys in the big cage that the man has collected.

'I will sell them to you at $35, and when the man returns from the city,you can sell them to him for $50 each.' The villagers rounded up all their savings and bought all the monkeys.

They never saw the man nor his assistant again, only monkeys, everywhere! Now you have a better understanding of how the stock market works.

Story #2

It was autumn, and the Red Indians asked their New Chief if the winter was going to be cold or mild. Since he was a Red Indian chief in a modern society, he couldn't tell what the weather was going to be.

Nevertheless, to be on the safe side, he replied to his Tribe that the winter was indeed going to be cold and that the members of the village should collect wood to be prepared.

But also being a practical leader, after several days he got an idea. He went to the phone booth, called the National Weather Service and asked 'Is the coming winter going to be cold?' 'It looks like this winter is going to be quite cold indeed,' the weather man responded.

So the Chief went back to his people and told them to collect even more wood. A week later, he called the National Weather Service again.

'Is it going to be a very cold winter?'

'Yes,' the man at National Weather Service again replied, 'It's definitely going to be a very cold winter.'

The Chief again went back to his people and ordered them to collect every scrap of wood they could find. Two weeks later, he called the National Weather Service again.

'Are you absolutely sure that the winter is going to be very cold?'

'Absolutely, ' The Man replied. 'It's going to be one of the coldest winters ever.

''How can you be so sure?' the Chief asked.

The weatherman replied,'The Red Indians are collecting wood like crazy.'

This is how stock markets work!!!



FIKIR KRITIS #14

Wed, 26 Nov 2008 02:41:00 +0000

7 Ways To Recession-Proof Your Lifeby Amy FontinelleAre you worried about how a recession might affect you? You can put your fears to rest because there are many everyday habits the average person can implement to ease the sting of a recession, or even make it so its effects aren't felt at all. In this article, we'll discuss seven ways to do just that.No. 1: Have an Emergency FundIf you have plenty of cash lying around in a high-interest, Federal Deposit Insurance Corporation (FDIC)-insured account, not only will your money retain its full value in times of market turmoil, it will also be extremely liquid, giving you easy access to funds if you lose your job or are forced to take a pay cut. Also, if you have your own cash, it won't be an issue if other sources of backup funds dry up, such as a home equity line of credit.No. 2: Always Live Within Your MeansIf you make it a habit to live within your means each and every day, you are less likely to go into consumer debt when gas or food prices go up and more likely to adjust your spending in other areas to compensate. Debt begets more debt when you can't pay it off right away - if you think gas prices are high, wait until you're paying 29.99% annual percentage rate (APR) on them. To take this principle to the next level, if you have a spouse and are a two-income family, see how close you can get to living off of only one spouse's income. In good times, this tactic will allow you to save incredible amounts of money - how quickly could you pay off your mortgage or how much earlier could you retire if you had an extra $40,000 a year to save? In bad times, if one spouse gets laid off, you'll be OK because you'll already be used to living on one income. Your savings habits will stop temporarily, but your day-to-day spending can continue as normal.No. 3: Have More Than One Source of IncomeEven if you have a great full-time job, it's not a bad idea to have a source of extra income on the side, whether it's some consulting work or selling collectibles on eBay. With job security so nonexistent these days, more jobs mean more job security. If you lose one, at least you still have the other one. You may not be making as much money as you were before, but every little bit helps.No. 4: Have a Long-Term Mindset With InvestmentsSo what if a drop in the market brings your investments down 15%? If you don't sell, you won't lose anything. The market is cyclical, and in the long run, you'll have plenty of opportunities to sell high. In fact, if you buy when the market's down, you might thank yourself later. That being said, as you near retirement age, you should make sure you have enough money in liquid, low-risk investments to retire on time and give the stock portion of your portfolio time to recover. Remember, you don't need all of your retirement money at 65 - just a portion of it. The market might be tanking when you're 65, but it might be headed to Pamplona by the time you're 70.No. 5: Be Honest About Your Risk ToleranceYes, investing gurus say that people in certain age brackets should have their portfolios allocated a certain way, but if you can't sleep at night when your investments are down 15% for the year and the year isn't even over, you may need to change your asset allocation. Investments are supposed to provide you with a sense of financial security, not a sense of panic.But wait - don't sell anything while the market is down, or you'll set those paper losses in stone. When market conditions improve is the time to trade in some of your stoc[...]



FIKIR KRITIS #13

Fri, 31 Oct 2008 10:09:00 +0000

Bismillahirrahmanir rahim...Petikan kata-kataY. Bhg Tan Sri Syed Mokhtar Al-BukharyL/belakang Syed Mokhtar - Umur - 53 tahun- Pendidikan - SPM- Mula berniaga - 19 tahun (jual beli lembu dan kerbau)- Kekayaan -RM1,425 juta- Ke 7 terkaya di Malaysia- Ke 32 terkaya di Asia Tenggara (Forbes)- Antara syarikat miliknya - MMC, Pelabuhan Tg. Pelepas, BERNAS, Gardenia, DRB-HICOM dan Bank Muammalat- Kereta - Proton Perdana- Sumbangan sosial -Yayasan Al-Bukhary, institusi pengajian untuk 3,000 pelajar, Muzium Kesenian Islam, Kompleks Al-Bukhary, menaja kelas tuisyen untuk pelajar Melayu, pengindahan Masjid Negara, sumbangan RM1 juta untuk Tabung Tsunami dan menaja setiap tahun penghantaran rakyat Malaysia yang tak mampu untuk tunaikan haji.- Bagaimana sumbangan sosialnya bermula - Bila mana ibunya menyuruh memberikan sebahagian elaun (RM750.00) pertamanya sebagai pengarah syarikat beras kepada jiran yang susah. Sebahagian lagi (RM750.00) ibunya simpan. Selain itu, ibunya juga menyuruh beliau menghantar lampu kerosen ke surau-surau untuk menerangi kegiatan sepanjang malam bulan Ramadhan. Dari situ bermulalah pembentukan peribadi dan pemikiran Syed Mokhtar yang kita kenali hari ini.1. Ada sebab kenapa saya bekerja seperti tiada hari esok. Agenda sosial dan kerja-kerja kemasyarakatan itulah antara sebabnya. Saya mahu meninggalkan warisan untuk anak bangsa yang kekal berpanjangan .2. (berkenaan know who) Bangsa lain tak mengapa tapi orang Melayu kena berdamping dengan orang politik sedikit-sedikit. Tapi masalahnya kita tidak mahu melalui kesusahan; banyak yang mahu senang dengan mendampingi orang politik semata-mata.3. Tiada apa-apa rahsia. Saya ini hamba Allah biasa, budak dangau macam saudara semua juga. Tuhan jadikan manusia ini sama sahaja. Proses kematangan saya yang membezakannya. Saya percaya sesiapa pun boleh menjadi apa sahaja asalkan mereka berusaha dengan tekun. Tetapi tentulah ia memakan masa. Tiada jalan singkat.4. Saya mengenali kekuatan dan kelemahan saya. Apa yang tidak mampu buat saya akan minta orang lain tengok-tengokkan. Saya melalui jalan yang susah tapi itulah jalan yang kekal.5. Kita perlu menggunakan kepakaran mereka (bangsa Cina) kerana mereka jauh lebih maju dan mahir daripada kita. Apa yang kita kurang faham kita berkongsi dengan tujuan untuk belajar dengan mereka. Apabila sudah faham baru kita boleh menjaga kepentingan kita.6. Saya sedih melihat sistem sekolah pondok di Kedah. Saya ada cita-cita mahu memodenkan sekolah pondok. Kita kena maju. 7. Saya terlibat dalam perniagaan ini kerana saya tiada pilihan lain.8. Untuk memajukan perniagaan, memang kena banyak sabar dan kuat berusaha. 9. Tidak ada jalan singkat. Saya belajar tentang perniagaan ini sejak kecil lagi dan saya juga biasa kena tipu.10. Saya pun suka kemewahan. Saya pun suka tengok dunia, ke Tokyo, New York dan London . Saya pun suka pakai baju elok. Tapi kita hendak bermewah setakat mana, hendak pakai baju banyak mana, hendak tidur dalam berapa rumah satu malam, hendak makan pun sampai larat mana ?11. Dalam hidup ini kita sebenarnya tidak ada status; ada masa di atas, ada masa di bawah.12. Ketika Allah memberika kemewahan, kita kena turun ke bawah, tengok mana-mana yang boleh dibantu. Allah beri rezeki melalui kita untuk kita tolong orang lain. Rezeki itu bila-bila masa dia boleh ambil [...]



FIKIR KRITIS #12

Fri, 31 Oct 2008 09:54:00 +0000

TAN Sri Syed Mokhtar al-BukharyTAN Sri Syed Mokhtar al-Bukhary adalah usahawan yang banyak menderma dan banyak melakukan kerja-kerja amal.Latar belakang kehidupanTan Sri Syed Mokhtar dilahirkan di Alor Setar, Kedah pada tahun 1951. Keluarganya berasal dari Hadhramaut, Yemen. Sebelum mengambil keputusan menetap di Kedah, bapanya mengembara hingga ke Asia Tengah untuk berniaga. Seterusnya, bapanya ke Thailand. Pada pertengahan tahun 40-an, barulah bapa Tan Sri Syed Mokhtar mengambil keputusan menetap di Alor Setar, Kedah. Pada tahun 1946, bapanya mendirikan rumah tangga.Tan Sri Syed Mokhtar mempunyai tujuh orang adik beradik dan dia adalah anak yang ketiga. Tan Sri Syed Mokhtar hidup dalam keadaan yang serba kekurangan hinggakan rumah kayunya yang terletak di Kampung Hutan Keriang tidak mempunyai katil, meja mahupun kerusi. Ini menyebabkan beliau susah hendak menelaah.Walaupun demikian, setiap yang berlaku itu pasti ada hikmahnya. Keadaan itu juga mendorong beliau supaya memulakan kelas tuisyen percuma sebagai salah satu program kebajikan di bawah Yayasan al-Bukhary yang ditubuhkannya bagi menyumbang ke arah kebajikan. Kini, seramai 15,000 orang pelajar mendapat faedah daripada program tuisyen itu.PendidikanTan Sri Syed Mokhtar memulakan persekolahannya di Alor Setar tetapi apabila beliau berusia 9 tahun, beliau dihantar tinggal bersama-sama dengan bapa saudaranya, Syed Omar di Johor Bahru. Beliau berada di situ dari darjah empat hinggalah ke tingkatan dua. Tan Sri Syed Mokhtar kemudiannya kembali ke kampung halamannya di Alor Setar dan menyambung persekolahannya hingga ke tingkatan lima di Sekolah Saint Micheal’s.Sebenarnya, Tan Sri Syed Mokhtar bukanlah orang yang berpendidikan tinggi. Beliau tidak pernah belajar hingga ke peringkat universiti. Namun, ini tidak bermakna beliau seorang yang tidak berilmu. Kebanyakan ilmunya diperoleh melalui pengalaman secara langsung apabila beliau bergiat dalam dunia perniagaan sejak kecil lagi.Membantu keluargaDisebabkan keadaan keluarganya yang kurang berkemampuan, Tan Sri Syed Mokhtar membantu ibunya menanam sayur-sayuran bagi menampung pendapatan keluarga. Mereka menjualnya di pasar di Jalan Telok Wan Jah. Beliau juga menjual roti canai di pasar yang sama.Semasa waktu rehat di sekolah pula, ayahnya akan menemuinya di sekolah dan memintanya membuat simpan kira. Selepas waktu sekolah, Tan Sri Syed Mokhtar membantu menggembala haiwan peliharaan bapanya di pusat kuarantin berdekatan dengan stesen kereta api Alor Setar. Beliau banyak menimba ilmu dan pengalaman semasa melakukan kerja-kerja itu.Mula berniagaPada tahun 1970-an, perniagaan binatang ternakan bapanya mengalami kemerosotan ekoran tercetusnya wabak kaki dan mulut. Wabak itu merebak ke seluruh Selatan Thailand, Kedah dan Perlis. Semua binatang ternakannya mati begitu sahaja. Sejak itu, Tan Sri Syed Mokhtar mengambil alih perniagaan bapanya dan membuat keputusan untuk tidak lagi melibatkan diri dalam bidang penternakan. Beliau mula menjual daging secara kecil-kecilan.Sebenarnya, Beliau pergi dari pekan ke pekan di sekitar Alor Setar bagi membeli daging yang tidak terjual. Beliau kemudiannya membungkus daging itu bersama ais dan menjualnya kembali kepada peniaga Bumiputera dan restoran-restoran di sekitar Alor Setar. Beliau berjaya dalam perniagaan itu. Kejayaan itu menambahkan keyakinan beliau bagi memajukan diri dalam dunia perniagaan.Daripada perniagaan menjual daging, beliau beralih pula kepada perniagaan pengangkutan. Pada tahun 1972,[...]



FIKIR KRITIS #11

Mon, 13 Oct 2008 01:34:00 +0000

FIKIR KRITISApabila Ketamakan Menguasai JiwaOleh SS Dr Mohd AsriJika anda berniaga, anda mestilah memikirkan dari segi ekonomi bagaimana hendak untung dan tidak rugi. Jika anda pengamal undang-undang, anda mestilah berusaha agar keadilan dinikmati oleh setiap yang berhadapan dengan proses penghakiman. Jika anda berpolitik, anda sepatutnya berfikir bagaimana untuk memberikan kesejahteraan kepada rakyat. Jika anda menyeru kepada Islam, anda sepatutnya berfikir bagaimanakah cara agar mesej Islam yang benar atau hidayah sampai dan berkesan untuk sasaran.Bagi setiap bidang itu ada regunya atau hala tuju yang mesti jelas dalam pemikiran pengamalnya. Jika regu bidang ini ditukar putar sehingga tidak menepati matlamat yang sepatutnya, maka rosaklah bidang tersebut. Seseorang mungkin boleh mendapat faedah sampingan daripada bidang tertentu. Namun faedah tersebut jangan sampai menjejaskan matlamat yang asal.Umpamanya jika pengamal undang-undang berfikir bagaimana untuk menghasilkan wang semata sehingga mengenepikan soal keadilan. Atau jika ahli politik menganggap tujuan kegiatan politiknya untuk mengaut keuntungan sekalipun mengkhianati amanah rakyat. Atau jika penyampai dakwah islam bertujuan memperolehi habuan dunia walaupun menjejaskan tujuan asal dakwah. Maka pincanglah alam, rosak imbangan dan musnah segala peraturan dan tujuan kehidupan. Namun inilah realiti yang sedang kita hadapi sekarang..Pagi semalam (sabtu) saya menerima mesej daripada seorang sahabat yang dahulunya pensyarah UIAM dalam bidang ekonomi Islam. Beliau meninggalkan jawatannya kerana masuk bertanding dalam pilihanraya yang lepas dan tewas. Saya kenal kesungguhan cita-cita Islam dan kebaikan dirinya. Dia bukan sahaja memiliki Ph.D dalam bidang ekonomi Islam, bahkan mempunyai pengetahuan dan disiplin Islam yang baik dalam perkara-perkara yang lain.Namun mungkin masa tidak menyebelahinya, walaupun hasratnya baik untuk membaiki kepincangan politik. Sehari dua ini, parti yang dimasukinya sibuk membuat mencalonan jawatan itu dan ini, dan dia juga mencuba nasib untuk jawatan ketua pemuda di suatu bahagian tertentu. Dalam mesejnya itu, setelah menyatakan parti yang dimasukinya tidak sesuai lagi untuk orang sepertinya, dia menyebut: “Saya kalah kepada lawan yang tidak lulus SPM, kerja penyeludup beras dan bekas penagih ubat batuk hanya kerana wang. Dia diongkosi oleh Ketua Bahagian yang melihat saya sebagai ancaman. Jawatan parti hari ini adalah jawatan yang disandang berasaskan siapa yang dapat membida harga tertinggi bukan siapa yang berkualiti dan mahu berbakti”.Mesejnya jelas menunjukkan dia amat kecewa dengan partinya. Itulah natijahnya apabila politik yang bertujuan untuk membaiki dan mengendalikan urusan umat agar selaras dengan kehendak wahyu dijadikan medan pertaruhan demi membolot harga dan kuasa, maka manusia atau organisasi itu akan menjadi binasa.Ustaz-ustaz dalam negara ini sering membaca hadis dhaif : “Hampirlah kefakiran itu menjadi kekufuran”. Hadis ini lemah dan tidak boleh dijadikan hujah. Namun hadis ini sering dibaca oleh panel-panel forum atau ceramah yang kurang teliti disiplin hadis, atau agak terburu-buru ingin memenuhi hasrat pihak menaja ceramah atau forum perdana yang biasanya dianjurkan oleh pihak yang dinamakan diri dengan “kemajuan Islam’.Malang sekali mereka melupai hadis yang sahih yang merupakan amaran Nabi s.a.w terhadap umat ini. Iaitu hadis yang diriwayatkan oleh al-Imam al-Bukhari dan Muslim:“Demi A[...]



FIKIR KRITIS #10

Wed, 24 Sep 2008 01:21:00 +0000

FIKIR KRITIS category10 Cara Membahagiakan Ibu Bapa Buat renunganSetiap anak wajib berbakti dan mentaati ibu bapa bertujuan membahagiakan kehidupan mereka melalui hari tua. Ajaran Islam meletakkan ibu bapa pada kedudukan yang mulia.Banyak bakti yang boleh dilakukan kepada ibu bapa. Bakti itu dalam bentuk metarial dan hubungan kasih sayang. Ini bersesuaian dengan fizikal ibu bapa yang semakin uzur dan memerlukan lebih perhatian.Terdapat sekurang-kurangnya 10 bakti perlu dilakukan setiap anak terhadap ibu bapa.1. Memberi nafkah. Terdapat ibu bapa yang berdepan dengan masalah kewangan. Mereka tidak dapat lagi melakukan tugas seharian disebabkan faktor usia. Kalaupun berkerja, tetapi tidak mencukupi untuk menampung perbelanjaan keluarga yang semakin meningkat. Justeru menjadi tanggungjawab anak memberi nafkah atau bantuan kewangan kepada ibu bapa. Sumbangan itu tidak seberapa berbanding yang dibelanjakan ibu bapa untuk membesar dan mendidik anak.2. Menyediakan tempat tinggal. Dalam kes ibu bapa yang hilang tempat tinggal, atau tidak sesuai untuk didiami, adalah menjadi tanggungjawab anak menyediakan tempat tinggal yang lebih sesuai kepada ibu bapa. Paling baik jika ibu bapa dibawa tinggal bersama agar dapat menjamin keselamatan dan keperluan harian mereka diuruskan dengan baik.3. Memberi kasih sayang. Kasih sayang adalah sebagai membalas kasih sayang yang selama ini telah dicurahkan ibu bapa. Kasih sayang ibu dan bapa tidak pernah padam terhadap anaknya. Jadi seharusnya kasih sayang itu dibalas dengan sebaik-baiknya.Anak yang baik tidak melupai jasa dan kasih sayang kedua ibu bapa. Anak soleh sentiasa memohon kepada Allah agar ibu bapa mereka diberkati dan dicucuri rahmat.Firman Allah bermaksud: ?Wahai Tuhanku! Cucurilah rahmat kepada mereka berdua sebagaimana mereka mencurahkan kasih sayang memelihara dan mendidikku ketika kecil.? (Surah al-Isra, ayat 24).4. Memberi perhatian. Ibu bapa yang diabaikan akan merasai kesunyian. Mereka terasa disisih dan dan seperti tidak diperdulikan. Hal ini memberi tekanan perasaan dan menyebabkan kemurungan. Keadaan ini jika berterusan memberi kesan kepada kesihatan fizikal dan mental ibu bapa.Penerapan amalan memberi perhatian terhadap ibu bapa perlu disemai, dibajai serta disuburkan dalam kehidupan masyarakat kita. Kes anak yang membuang ibu bapa semakin meningkat. Anak memandang jijik terhadap ibu bapa sendiri.Banyak ibu bapa yang disisihkan dan dihantar ke rumah rumah penjagaan orang-orang tua. Sukar diterima akal anak mendakwa tidak mampu menjaga ibu bapa. Sedangkan, ibu bapa mampu menjaga dan membesarkan beberapa orang anak.5. Memenuhi permintaan. Ibu bapa seringkali memerlukan bantuan anak untuk melaksanakan sesuatu keperluan. Permintaan itu mungkin dalam bentuk kewangan, tenaga dan masa.Memenuhi permintaan ibu bapa perlu diutamakan berbanding melakukan tugas lain. Sesungguhnya, memenuhi permintaan ibu bapa lebih baik berbanding melakukan ibadat sembahyang sunat, berpuasa sunat, dan seumpamanya.Malah keutamaan berbakti kepada ibu bapa lebih utama berjihad di medan perang. Diriwaytkan daripada Bukhri dan Muslim, Ibnu Umar berkata: ?Saya telah bertanya kepada Nabi Muhammad: Apakah perbuatan disukai oleh Allah??Lalu baginda bersabda: Sembahyang pada waktunya. Kemudian apa?? tanya saya lagi. Baginda menjawab: Berbakti kepada kedua ibu bapa. Saya bertanya: Apa lagi. Jawab baginda: Berjihad pada jalan Allah.6. Melakukan apa yang disukai. Ibu bapa [...]