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Comments on The Reality of Anxiety: Can You Be Declined Life Insurance Because of Anxiety?





Updated: 2018-04-23T09:05:54.363-06:00

 



I was recently denied life insurance because my me...

2012-12-10T16:25:56.337-07:00

I was recently denied life insurance because my medical records state I drink socially, I take meds for anxiety. I also see a neurologist for migraines. They said that was not the reason, that the anxiety & that I consume alcohol are the reasons they denied me...



I guess the views of your doctor as well as your m...

2010-09-09T01:13:28.090-06:00

I guess the views of your doctor as well as your medical certificates play a key role. If your medical documents reflect that you're not prone to suicidal risks then there's no reason why a carrier should deny coverage to you.

I'd also be curious to know if doctors will ever look at 'depression' as a cause for heart diseases or other chronic diseases. If that's not a possibility, then there's no point in denying life insurance coverage to someone who's suffering from anxiety.



This will not be correct to decline life insurance...

2009-12-19T09:45:08.459-07:00

This will not be correct to decline life insurance because of anxiety..
Thanks for the post..



You might want to look at getting insurance bonds ...

2008-07-22T04:03:00.000-06:00

You might want to look at getting insurance bonds to ensure your investment is safe. Have a word with your solicitor about getting bonded. I've done so in the past and decided to use JW Surety.



I was originally denied, through my work, for extr...

2007-11-21T08:00:00.000-07:00

I was originally denied, through my work, for extra life insurance. I fought it and won. They denied me because I had been to therapy for anxiety. But my therapist wrote them a letter and they reversed the decision. Maybe she told them I was no where near suicidal. I hope yours is approved.



I really hope you get this insurance. It is pretty...

2007-11-07T12:30:00.000-07:00

I really hope you get this insurance. It is pretty sad to be treated differently because of your anxiety. Good luck!



Hi Aimée!I know NOTHING about insurance, but I DO ...

2007-11-06T09:37:00.000-07:00

Hi Aimée!

I know NOTHING about insurance, but I DO know that suffering from anxiety on a long-term basis affects your physical health. You can check this out on various websites, and here is one of them....

http://adam.about.com/reports/Anxiety-disorders.htm

And there are the well documented mental health issues around long-term anxiety - the most common of which is depression.

I suppose it would not be surprising if an insurance company would want more info about a prospective client's anxiety condition.



I've handled hundreds of cases where people with a...

2007-11-05T14:41:00.000-07:00

I've handled hundreds of cases where people with a history of anxiety qualify for insurance. If they make you pay more based on your anxiety history then you should find a different insurance company.

The only instances where you should be declined would be those where a history of risky behavior or suicidal thoughts are present.