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How to Clear Your Driving Record and Save On Insurance

Tue, 20 Mar 2018 00:00:00 GMT

A bad driving record comes with consequences, none of them good. One of the most well-known negatives is that, when a ding to your record your car insurance rates can go up. Fortunately, you may be able to do something about it. The Point Syst...




Will Your Car Insurance Cover You Out of State?

Tue, 20 Mar 2018 00:00:00 GMT

As spring and summer head our way, you may be planning a cross-country drive. A common concern with drivers is whether or not their auto insurance policy will cover them if they are in an accident out-of-state. Unless you’re traveling to a f...




Do You Need Non-Owner Car Insurance?

Fri, 23 Feb 2018 00:00:00 GMT

Don’t own a car? You might still need to own an auto insurance policy. Called non-owner auto insurance, this kind of coverage can be a good idea and, in some states and circumstances, even required. Non-owner car insurance is a unique po...




How Much Will Your Auto Insurance Rates Go Up After an Accident?

Fri, 23 Feb 2018 00:00:00 GMT

It’s common knowledge that if you’re in an auto accident and file a claim your insurance rates are likely to go up. Many people decide not to report minor damage in fear of seeing their rates skyrocket. According to one report, if...




8 Things You Should Do After a Car Accident

Mon, 22 Jan 2018 00:00:00 GMT

When you’re in a car accident, whether it’s minor fender-bender or a major collision, it’s very unsettling. You may be disoriented, not sure what to do next. The best way to be prepared for such a moment is to learn the steps tha...




Do Your Homework Before You Apply for Auto Loan

Thu, 21 Dec 2017 00:00:00 GMT

When you decide it’s time to buy that new car you’ve been wanting, unless you are in a position to pay cash you’ll need to get a loan. For a lot of people, that step in the process is last, but do yourself a favor and think about...




When to File an Auto Insurance Claim and When It’s Smart Not To

Thu, 21 Dec 2017 00:00:00 GMT

Should you, or shouldn’t you? It’s common knowledge that whenever you file an auto insurance claim your premiums might go up. So should you or shouldn’t you file a claim? Whether you should or shouldn’t file depends. Wh...




7 Costly Mistakes to Avoid When Renting a Car

Tue, 21 Nov 2017 00:00:00 GMT

When you rent a car, you have to make a lot of decisions. Should you purchase insurance for the rental? Which mileage plan does the company provide? Should you prepay for fuel? Making the wrong choices can be costly. Here are some mistakes to...




Can Your Auto Insurance Deductible Be Waived?

Tue, 21 Nov 2017 00:00:00 GMT

When you purchase car insurance your policy includes a deductible. You must pay the specified deductible amount before your insurance company pays for the remaining repair costs. In certain situations, the deductible can be waived. Here are so...




How Artificial Intelligence is Changing the Auto Insurance Industry

Tue, 31 Oct 2017 00:00:00 GMT

As with so many other sectors, artificial intelligence (AI) is tangibly changing the auto insurance industry. The goal is to improve customer service and safety, but also to save insurance providers and policy-holders money. One prediction is...




What Happens if a Stolen Car is Recovered After You’ve Received an Auto Insurance Payout?

Tue, 31 Oct 2017 00:00:00 GMT

According to the Insurance Information Institute, 236.9 vehicles per 100,000 people were stolen in 2016. Depending on the kind of car you have and where you park it, you might just fall prey to car thieves yourself. If your car is stolen, ther...




Mandatory Driver Safety Discounts for Mature Drivers

Wed, 27 Sep 2017 00:00:00 GMT

If you are 55 or older, chances are good you can get a discount on your auto insurance, and learn a thing or two in the process. Even if you have not been told you must take a senior driving course to keep or reinstate your driver’s license,...




6 Safety Features That Can Save You Money on Car Insurance

Wed, 16 Aug 2017 00:00:00 GMT

There might just be a treasure trove of savings in your auto insurance premiums. If you haven’t yet explored discounts for safety features, it might be worth looking into. It varies by state and insurance carrier, but if your car is equipped...




Buying Auto Insurance: Online vs. Agent

Wed, 16 Aug 2017 00:00:00 GMT

The Internet has changed our lives in so many ways. Where we get the news, how we learn, the way we do business and how we shop. Now you can even buy insurance policies online. But which is better, buying an auto insurance online or the “old...




Comprehensive Auto Insurance: What It Is and When You Need It

Wed, 16 Aug 2017 00:00:00 GMT

Despite its name, comprehensive auto insurance doesn’t cover everything related to your car in the case of an accident or damage to your car. Instead, it covers theft and damage to your car due to natural disasters and other non-collision ev...




What to Do With Your Car Insurance When You Move

Thu, 20 Jul 2017 00:00:00 GMT

Moving is such a hassle, it’s understandable if something falls through the cracks in the process. But, when you’re letting people and companies know you have a new address, there is one particular item that often gets forgotten: your...




The In’s and Out’s of Motorcycle Insurance

Wed, 21 Jun 2017 00:00:00 GMT

If you’re considering a motorcycle purchase, be sure to include insurance in your cost estimating equation. Even though there are a few states – Montana, Washington and Florida – that don’t require motorcycle insurance, if...




What Is Personal Injury Protection Insurance and What Does It Cover?

Wed, 17 May 2017 00:00:00 GMT

Think of personal injury Protection (PIP) as sort of a “get home free” extension of auto insurance. It is no-fault coverage that pays out no matter who is at fault in a car accident. PIP goes above and beyond standard auto insurance to...




How to Shop for High Risk Auto Insurance

Mon, 17 Apr 2017 00:00:00 GMT

As a driver, somewhere along the line you’ll no doubt have an “oops” moment, whether it’s serious (DUI) or less dangerous (driving without insurance). Reasons big to small can cause you to be considered a high risk driver,...




When Would You Have an Excluded Driver on Your Car Insurance Policy?

Sun, 26 Mar 2017 00:00:00 GMT

Whether you ask for it, or your auto insurer demands it, having a named driver exclusion attached to your policy has its consequences. It can also save you money. In states where it’s legal, insurance companies can allow, and sometimes r...




How Much Will Your Car Insurance Cost?

Tue, 14 Feb 2017 00:00:00 GMT

Like many things, auto insurance rates seem to be getting higher every year. So how much is the average cost? It depends on many factors taken into consideration when it’s time to get a new policy. On average, the annual cost to insure a...




8 Simple Ways to Save You 90% On Your Car Insurance

Fri, 27 Jan 2017 00:00:00 GMT

You may already know auto insurance premiums depend on many common factors like a vehicle’s make and model, drivers’ safety records, vehicle usage conditions and years of driving experience. However, you may not know there are many oth...




EINSURANCE’s Top 10 Articles of All-Time

Tue, 24 Jan 2017 00:00:00 GMT

We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...




What Happens if You Don’t Have Enough Auto Insurance?

Tue, 24 Jan 2017 00:00:00 GMT

It can be tempting to go for the cheapest auto insurance policy to save on premium costs, but is it a good idea? Not really, unless you’re prepared to come up with thousands of dollars out of your own pocket if you’re in an accident....




Baby It’s Cold Outside: Use These Helpful Tips to Stay Safe When Driving In the Winter

Fri, 09 Dec 2016 00:00:00 GMT

In many parts of the country, winter means dealing with bad driving conditions. Whether you live in an area that gets a lot of rain, ice or snow or are planning a trip where there’s a good chance you’ll run into inclement weather, thes...




Create Your Own Emergency Roadside Kit

Tue, 22 Nov 2016 00:00:00 GMT

Better safe than sorry, right? Be prepared for possible problems when you’re on the road with an emergency kit. You’ll have peace of mind feeling safe and you could save yourself some unexpected loss of time. These days there are o...




Tips for Safe Driving on Halloween

Tue, 25 Oct 2016 00:00:00 GMT

If you ever ventured out on Halloween to do some trick-or-treating when you were a child, you probably remember how exciting it can be. It’s all about running from house to house and marveling (or being bitterly disappointed!) at the treats...




Making Auto Insurance Affordable for Your Teen Driver

Wed, 28 Sep 2016 00:00:00 GMT

It’s what every parent dreads. Your teenager gets a learner’s permit and you have to teach them to drive. After that, you have to let them try their wings on their own as a full-fledged driver. Beyond the nail-biting fear for their saf...




7 Ways to Avoid a Shifty Mechanic

Wed, 31 Aug 2016 00:00:00 GMT

First of all, know that not all mechanics are shady. That said, it’s always a good idea to be discerning when taking your car to a new shop. A good start is to ask around to see if any of your friends can give you a recommendation based on t...




Auto Insurance 101

Tue, 19 Jul 2016 00:00:00 GMT

Auto insurance is one of the most important kinds of insurance you can own. According to the National Highway Traffic Safety Administration, although auto accident fatalities continue to decline overall, injuries are up. In 2014, the agency cites,...




On the Road Again: Get Your Car in Shape Before Your Summer Road Trip

Wed, 29 Jun 2016 00:00:00 GMT

Nothing can sour a road trip more than your car breaking down. Many an otherwise pleasant vacation has been ruined with an unexpected car issue away from home. Do you and your family a favor and have your car checked out before you hit the road th...




The True Cost of Owning a Car

Fri, 20 May 2016 00:00:00 GMT

When it's time to buy a car, the heart often leads the way. After all, what you drive can affect how you feel. A sports car makes you feel youthful, daring and fun loving. A sedan? Think safe, steadfast and sensible. Go ahead and listen to your he...




Should You Get GAP Car Insurance?

Fri, 29 Apr 2016 00:00:00 GMT

Guaranteed Auto Protection, or GAP, is important to have under certain circumstances. Like its abbreviated name, GAP insurance fills in financially when an auto claim payout is less than the actual value of your vehicle, should it be totaled. Alwa...




What Kind of Auto Insurance Do You Need?

Tue, 15 Mar 2016 00:00:00 GMT

Want to know if you have enough car insurance coverage? It’s best not to wait until your policy gets put to the test to find out. There are some things you can assess before you buy that will help you decide how much and what kind of car ins...




Shiny Sports Car Or Cheap Sedan: How Your Car affects Your Premiums

Mon, 29 Feb 2016 00:00:00 GMT

When it comes to auto insurance, a lot rides on the make, model and age of your car. Some cars are just more expensive to insure. The formula for determining the cost is based on a host of variables. Your car may rate well for being new, for examp...




Beware of These 5 Car Insurance Scams

Fri, 22 Jan 2016 00:00:00 GMT

It’s bad enough that there are bad guys out there pulling off insurance fraud. What adds insult to injury is that the good guys end up footing the bill. The Insurance Information Institute estimates that property/casualty insurance fraud costs th...




Sure-Fire Ways to Attract Holiday Car Thieves

Wed, 25 Nov 2015 00:00:00 GMT

While you’re out shopping for Christmas presents, attending a party or just celebrating the season, crooks are casing your car. Car thefts and car break-ins rise in the weeks leading up to Christmas. If you want to bring holiday cheer to a c...




Four Good Reasons to Switch Car Insurance

Mon, 09 Nov 2015 00:00:00 GMT

Along with bills, your daily mail probably includes at least one enticing invitation to switch auto insurance with the promise of significant savings. It is smart to review your car insurance coverage at least once a year to see what’s out t...




How to Save Money on Car Insurance for Teen Drivers

Wed, 21 Oct 2015 00:00:00 GMT

Your teenager may be an honor student and exemplary citizen, but as far as the car insurance industry is concerned, your child is a poor risk. They base that dim view on statistics from the CDC that show drivers age 16 to 19 are four times more li...




Can You Save Money with Usage Based Car Insurance?

Tue, 13 Oct 2015 00:00:00 GMT

Do you know anybody who doesn’t want to save money on car insurance? If you’re a safe driver who’s taken advantage of every available discount and are still looking to shave a few more dollars off your monthly premiums, usage bas...




10 Auto Insurance Discounts To Cut Your Car Insurance

Tue, 22 Sep 2015 00:00:00 GMT

Everybody loves a bargain especially on car insurance. Besides maintaining a spotless driving record, there are lots of ways to cut your premium. One of the best is to uncover all the available discounts to lower your car insurance. Some will be a...




Tips for Safe Autumn Driving

Mon, 14 Sep 2015 00:00:00 GMT

Wicked winter weather is still a ways off, but autumn brings its own special set of driving hazards and car care requirements. Get a head start with these fall car care tips to get your car ready for fall driving safely.  Fall Road Hazard...




Tying the Knot Cuts Car Insurance Costs

Mon, 03 Aug 2015 00:00:00 GMT

The marriage rate in America has been dropping faster than a rock for several decades now, and is especially low for Millennials. According to the Pew Research Center, in 1960 68% of all 20-somethings were married, but by 2008, it had dropped to 2...




Does Your Car Insurance Cover Flood Damage?

Mon, 08 Jun 2015 00:00:00 GMT

We've already seen May floods devastate large parts of Texas, resulting in an estimated $45 million in property damage.[1]  That may have been just a precursor of things to come. After a record wet spring across the plains states, the summer...




Got Enough Motorcycle Insurance?

Mon, 11 May 2015 00:00:00 GMT

The temperature’s climbing, summer’s on the way, and the sound of revving hogs can be heard in the land. It’s time to get your motorcycle running and head out on the highway -- but before you go, make sure you have enough motorcy...




Telematics: The Road to Cheaper Car Insurance for Teen Drivers

Mon, 13 Apr 2015 00:00:00 GMT

The most expensive words in the English language could well be your teenager saying, “Can I borrow the car?” As soon as you give the keys to the family wheels to your kid, you can expect your car insurance premiums to skyrocket -- on averag...




Auto Insurance: Switch and Save or Switch and Lose?

Mon, 09 Mar 2015 00:00:00 GMT

Unless you have gone entirely off the grid you cannot avoid the invitations to switch your car insurance with the prospect of saving hundreds of dollars a year. It’s an enticing promise, and shopping around may indeed result in substantial s...




Will Telematics Mean Cheaper Car Insurance?

Mon, 09 Feb 2015 00:00:00 GMT

It may not be a household phrase yet, but telematics is one of the biggest trends affecting the Property & Casualty industry -- the folks who insure your vehicles. Here’s a quick primer on what it is, what it isn’t and its potentia...




Exciting New Car Technology Trends

Mon, 19 Jan 2015 00:00:00 GMT

The Consumer Electronics Show (CES), the world’s biggest geek gadget-fest, has just concluded its annual exhibition in Las Vegas. Along with the usual next-new-thing hardware, game-changing software and mind-boggling robotics were some prett...




Auto Recall Notices and Your Car Insurance

Mon, 01 Dec 2014 00:00:00 GMT

To date, more than 10 million GM, Honda, Toyota and Nissan vehicles have been recalled because of airbags with the potential to explode and send shrapnel-like material spewing throughout the passenger cabin. The airbags, made since 2000 by the Tak...




Do You Need Commercial Auto Insurance for Your Small Business?

Wed, 05 Nov 2014 00:00:00 GMT

The majority of businesses in America are small, most of them truly so, operating as sole proprietorships or with a handful of employees. Keeping the doors open and the lights on is a big challenge; buying anything that isn’t an absolute nec...




How to Fail a Smog Check

Mon, 03 Nov 2014 00:00:00 GMT

  In many U.S. states, a regular smog check is a requirement for registering your car. Fail to get the test done or fail the test, and you cannot renew your auto registration. No auto registration, no car insurance. Drive without proof of...




6 Car Safety Features That Prevent Accidents

Mon, 15 Sep 2014 00:00:00 GMT

Everybody wants cheap car insurance. One of the easiest ways to lower your car insurance premiums is to not have accidents. Before you say, “Well, duh!” think about your car maintenance habits. How conscientious are you about checking, adju...




Car Care & Safety Tips for Autumn Driving

Mon, 08 Sep 2014 00:00:00 GMT

Time to say good-bye to summer and get ready for shorter days, cooler nights and falling leaves. Autumn, which officially occurs Tuesday, September 23 this year, has its own set of challenges for drivers in all parts of the country. With these tips for...




How Safety Ratings Affect What You Pay for Car Insurance

Mon, 18 Aug 2014 00:00:00 GMT

Lots of things determine what you pay for car insurance: your age, your driving record, the type of car you drive, even your credit rating. Insurance companies also give a lot of consideration to the safety rating of your vehicle when deciding what you...




Customers Are Feeling More Love for Auto Insurance Providers

Mon, 21 Jul 2014 00:00:00 GMT

You probably grew up hearing (and maybe even believing) that the customer is always right. Problem was, that while many companies and whole industries gave lip service to that concept, they didn’t always practice what they preached. Until th...




Auto Accident Cautionary Tales— It Won’t Pay to be Fast & Furious

Mon, 30 Jun 2014 00:00:00 GMT

Car Crashes and Chases – A Hollywood Staple Let’s face it, a Hollywood action flick isn’t complete without a high-speed car chase, more often than not, resulting in the bad guys crashing and burning (quite literall...




Auto Maintenance and Car Care for the Summer

Mon, 23 Jun 2014 00:00:00 GMT

Auto Maintenance and Car Care – Protect Your Vehicle from the Sizzling Summer Heat  The scorching heat of the summer doesn’t just affect you, but can also have an adverse effect on your vehicle. When the temperate starts to cl...




What To Do After a Car Accident When You’re At Fault

Mon, 21 Apr 2014 00:00:00 GMT

What to Do After a Car Accident? When You Are At Fault, Be Honest and Play It Safe  Most drivers have been there. You’re having a rough day. The kids were unruly, you’re running late for work, the traffic is unbelievable. You&rsquo...




What To Do After a Car Accident When You’re Not At Fault

Mon, 24 Feb 2014 00:00:00 GMT

What to Do After a Car Accident That Wasn’t Your Fault? Avoid These Common Mistakes

 What should you do if you’re involved in a car accident that wasn’t your fault? Here’s a true sto...




Safety Ratings for Cars by the IIHS Keep Getting Tougher

Mon, 20 Jan 2014 00:00:00 GMT

Safety Ratings for Cars in 2014 Stay on Top of New Technology and New Standards

 In 2009, to commemorate its 50th anniversary, the IIHS test crashed a 1959 Chevy Bel-Air. The results weren’t pretty&md...




2014 Auto Insurance Laws: EINSURANCE Explains Who Is Most Affected

Fri, 17 Jan 2014 00:00:00 GMT

Auto Insurance Laws in 2014 Will Affect Policyholders in Texas, Ohio, and Delaware

 Auto insurance in America is regulated by the states, and every year, many drivers miss the news about changes in auto insuranc...




Insurance Credit Score Has No Effect on Your Credit Score

Mon, 09 Dec 2013 00:00:00 GMT

Your Insurance Credit Score Has No Effect on Your Real Credit Score

 Finding the best deal on insurance can be tricky. That’s because your insurance rates can vary wildly, and every company determines prem...




Get Cheap Car Insurance NOW!

Fri, 15 Nov 2013 00:00:00 GMT

You can get cheap car insurance now. It is easier than you think.  There are some variables in buying car insurance that are sure to save money.

       &nbs...




Who is Responsible for This Baseball?

Thu, 10 Oct 2013 00:00:00 GMT

Most people assume if they park in a parking lot or a garage, the owners are responsible for any damage that might occur to their car, vandalism, as an example. That assumption could cost you a lot of money because many times the parking lot or garage...




Auto Insurance! Who Needs it!

Mon, 07 Oct 2013 00:00:00 GMT

In the old days no one had auto insurance. So when Grandma drove the model T into the neighbors’s cow, it left grandma  walking and all the kids in the neighborhood didn’t have milk for a month. They say all that walki...




3 Things You Need For Cheap Auto Insurance Rates

Mon, 30 Sep 2013 00:00:00 GMT

Can You really save hundreds on car insurance? Insurers would definitely like for you to think so. However, who the “You” applies to can vary. Every insurance carrier has a proprietary formula to calculate its premium rate. If an insurer th...




Does Your Auto Coverage Cover a Skunk Attack?

Wed, 25 Sep 2013 00:00:00 GMT

Depending on what kind of policy you have, you usually need comprehensive auto coverage to protect you from accidents with animals & animal attacks, as EInsurance explains.     Auto Coverage Claims for Animal Accidents May Com...




You Wouldn't Believe What Determines Auto Insurance Cost If We Told You

Wed, 11 Sep 2013 00:00:00 GMT

Auto Insurance Cost Comes in Many Flavors, Some Sweet, Some Sour

You’ve saved and researched and shopped around to finally buy your dream car and you feel great! But then you go buy auto insurance and that new...




Young Drivers Car Insurance- How To Get the Best Rates

Tue, 28 May 2013 00:00:00 GMT

Young Drivers Car Insurance Savings Tips from EInsurance   The car full of teens, the cell phones ringing constantly, the young driver too overexcited to notice he’s speeding. Most adult drivers know this scenario could end very badl...




Auto Insurance Quotes for the Top Selling Cars in 2013

Wed, 15 May 2013 00:00:00 GMT

Which Top-Selling 2013 Vehicle Gets the Best Insurance Rates? EINSURANCE Has the Answer!   Auto Insurance Quotes for Top Selling Cars from the First Three Months of 2013 Summer is coming, and thousands of people are thinking of bu...




Fourth of July Safe Driving Tips

Wed, 27 Jun 2012 00:00:00 GMT

While most of us are celebrating our country’s independence, far too many people will be losing their mobility or their lives in needless traffic accidents. The Fourth of July holiday and the travel days
surrounding it are consistently among...




What Drives the Cost of New Car Insurance?

Mon, 25 Jun 2012 00:00:00 GMT

Once upon a time, you could actually buy a brand new car for about what you'll pay these days for full insurance coverage for a new car. Inflation aside, what exactly drives the cost of insuring a new car? Unless you paid cash for your ne...




Predictive Modeling and Your Insurance Premiums

Wed, 20 Jun 2012 00:00:00 GMT

Predictive modeling is a analytic process that uses data mined from a variety of sources to create a statistical model of future behavior. Increasingly, it’s being used in the insurance industry to decide what to charge you for almost every kind...




Direct Repair Providers, Steering Laws and Car Insurance

Thu, 14 Jun 2012 00:00:00 GMT

Car insurance companies process about 25 million repair and replacement claims every year. So they’ve got a pretty good grip on which repair shops can be trusted to do good work at a good price. Most insurers these days enter into contractual agr...




Hail Damage and Car Insurance Claims

Tue, 12 Jun 2012 00:00:00 GMT

Along with picnics, vacations and reading long novels, summer also means devastating storms like those that recently ripped through Wyoming, Colorado and Oklahoma. The damage done by tornado-force winds gets plenty of press, but the hail stones that ac...




Stupid Traffic Tickets

Wed, 06 Jun 2012 00:00:00 GMT

New Jersey just passed a new law requiring that pets must wear seat belts when riding in a vehicle. Failure to obey this law will result in fines of $250 to $1,000 and as much as six months in jail. From time to time, we like to remind you that one of...




What You Need to Know About Car Insurance and Hurricanes

Mon, 04 Jun 2012 00:00:00 GMT

The 2012 Hurricane season officially began June 1 and will end November 30. In between now and then, NOAA is forecasting 9 to 15 named storms, 4 to 8 hurricanes and 1 to 3 major hurricanes in the Atlantic The
damage big storms and hurricanes cause...




Peer-to-Peer Car Sharing and Car Insurance

Thu, 31 May 2012 00:00:00 GMT

Does your car spend a lot of time just sitting in the driveway? What if you could make a few extra bucks renting it out by the hour to neighbors who don’t want the expense of car ownership but occasionally need
the convenience of personal tr...




Green Vehicle Insurance Discounts

Mon, 21 May 2012 00:00:00 GMT

If the threat of $5-a-gallon gasoline or concern for the environment haven’t motivated you to trade in your gas-guzzler, maybe the additional savings from green vehicle insurance discounts will be the tipping point. Several car insurance comp...




Teen Driving Tip for a Safer Summer

Wed, 16 May 2012 00:00:00 GMT

Another school year is coming to an end. That means graduation parties and summer vacation. Unfortunately, what should be happy times all too often turn tragic. Summer is the deadliest time of year for teen drivers and their passengers. According to a...




Fast Facts About Insurance Policy Backdating

Mon, 14 May 2012 00:00:00 GMT

Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. In some instances, it’s perfectly legal. In other instances, it’s not. Let&rsqu...




Cheaper Teen Car Insurance? There’s an App for That.

Fri, 11 May 2012 00:00:00 GMT

It’s hard to find cheap car insurance for teens, mostly because insurance companies see teens as a greater risk due to their inexperience and the likelihood that they’ll engage in risky behavior like texting while driving. Many studies...




Auto Damage Claims Settlement the Right Way

Wed, 09 May 2012 00:00:00 GMT

Oh-oh. You just had a car accident that damaged your vehicle. You have collision coverage that will pay to fully repair the damage or replace your ride if its totaled, minus the deductible. You filed a claim. Now
here’s what you can expect t...




Hold Out for a Better Auto Accident Personal Injury Settlement

Mon, 07 May 2012 00:00:00 GMT

Suppose you’ve been injured in a car accident. You’re in pain, you have medical bills and maybe you’ve even missed work. You are reasonably motivated to settle with the car insurance company as quickly as
possible and get on with...




The Smart Way to Switch Car Insurance

Thu, 03 May 2012 00:00:00 GMT

Dissatisfied with your auto policy? Ready to shop for the cheapest car insurance quotes out there?  Here’s the smart way to cancel your existing policy and switch car insurance. The worst thing you can do is to just stop making paym...




Three Things You Need to Know About Grace Periods and Car Insurance

Wed, 25 Apr 2012 00:00:00 GMT

You’ve done your research, checked out all the ads and websites, and now you’re ready to buy your new car. Whoa and hold it! Before you hit the car lots, you need to give some thought to a very important
component of car ownership: car...




Cover Your Risk Gaps with Umbrella Insurance

Mon, 23 Apr 2012 00:00:00 GMT

If you’ve been weathering our current economic doldrums by skimping on insurance coverage, the pennies you’re saving could put you at risk of a financial tsunami. Pinch pennies on certain types of personal
policies like auto insurance...




How Am I Driving?

Fri, 13 Apr 2012 00:00:00 GMT

"How am I driving?" You see the question all the time on the back of delivery trucks, usually accompanied by a phone number you can call to report offenders. Maybe we should require passenger vehicles to post a phone number on their rear bumpers. It mi...




Don’t Be a Drunk Driving Victim

Thu, 05 Apr 2012 00:00:00 GMT

Every year, about 11,000 people die on America’s roads in alcohol-related car accidents. Drunk driving is the leading cause of traffic fatalities. It also drives up car insurance for all us, making it harder to
find cheap car insurance quote...




How to Save on Motorcycle Insurance

Fri, 23 Mar 2012 00:00:00 GMT

Spring is here and warmer weather is on the way. If you’ve had your motorcycle in storage during winter, we hope you took advantage of insurance winter layaway discounts. it’s a good way to maintain essential
limited coverage and save...




Watch Out for Windshield Insurance Scams

Mon, 19 Mar 2012 00:00:00 GMT

Your windshield does more than keep rain out your face and bugs out of your teeth. According to the Automotive Glass Replacement Safety Standards Council, that piece of glass provides up to 45% of the
structural integrity of your passenger cabin i...




Safe Driving After Dark

Mon, 12 Mar 2012 00:00:00 GMT

The nights may be getting shorter but driving after dark remains the deadliest time on America’s roadways. According to the National Safety Council, although only 25% of all driving is done after the sun goes down, traffic fatalities are three ti...




Spring Driving Safety Tips

Wed, 07 Mar 2012 00:00:00 GMT

Yippee! Winter is winding down and we wind our clocks ahead an hour this weekend. Longer days and warming spring weather puts more drivers on the road. Be careful and stay safe out there. Avoid accident claims and keep your auto insurance premiums low...




Cyber Car Theft

Thu, 23 Feb 2012 00:00:00 GMT

Back in the day, your average car thief busted into your car with a coat hanger or a baseball bat, hotwired your ignition and drove away. Your lines of defense were simple: use a steering wheel locking device,
lock your car and hope for the best....




What Does an Insurance Agent Do?

Wed, 08 Feb 2012 00:00:00 GMT

Shopping for insurance quotes and buying insurance online is so simple, you might wonder why you would ever need an insurance agent. After all, when you shop for insurance online, you can compare lots of policies quickly in your PJs at 2 a.m. We’...




How to Avoid Car Crashes in the Fog

Tue, 07 Feb 2012 00:00:00 GMT

A multi-vehicle pileup on Interstate 75 near Gainesville, FL killed 10 people and sent 18 to the hospital last month. At least 12 cars and six tractor-trailer trucks were involved. The cause of the deadly accident was smoke-fog, a condition that common...




Understanding Insurance Underwriting

Mon, 06 Feb 2012 00:00:00 GMT

Maybe you’ve heard the term underwriting, but what exactly is underwriting and what do insurance underwriters do? They’re a critical step in determining both your insurability and the premiums you pay if
a policy is issued. Here are th...




How Much Is Car Insurance for a Teenager?

Mon, 30 Jan 2012 00:00:00 GMT

How much is car insurance for a teenage driver? The short answer: a lot. There are several reasons why and some things you can do to lessen the drain on your bank account if you have a teen in the house. Insurance companies determine car insurance...




Auto Insurance Basics for Your Home-Based Business

Tue, 24 Jan 2012 00:00:00 GMT

The Bureau of Labor Statistics reports that resignations rose steadily in 2011, with nearly 2 million American workers giving notice last September – the highest number since November 2008. Since we doubt that all those folks won the lottery, it&...