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personal finance that makes cents



Last Build Date: Tue, 12 Dec 2017 05:45:57 +0000

 



By: Sandra Washington, DC

Tue, 04 Nov 2008 18:58:02 +0000

Good for you, Pam B. I use a similar system. Envelopes for : Gas, Food, Every day money, and Miscellaneous. When I retire in January. The every day one goes.



By: Making and Keeping Goals Year-Round

Fri, 18 Jan 2008 13:05:11 +0000

[...] your goals yours. At last count, there were 4.7 billion urgent things I needed to do to improve my finances, health and life - know that feeling? Ignore the noise and pick the goals you’re most [...]



By: Why Do You Need a Budget? | Rich Snail

Fri, 18 Jan 2008 08:04:23 +0000

[...] link to check from very different sources: Why Budget – Tulip Tree Press How Budgeting Can Improve Your Life - Get Rich Slowly Budget, creating a blueprint for smart spending – [...]



By: Pam B

Thu, 29 Nov 2007 23:20:26 +0000

If you're not a fan of the written budget, you might try what I did in college and up until I was married. I used three envelopes - one for food, one for miscellaneous expenses, and one for entertainment. My rent and utilities were paid by check. Into each went the alloted amount for the month. When said alloted amount was gone, I didn't spend any more in that category. No saving receipts, no forgetting to write down a purchase, and no credit card debt. It did mean that dinner was occasionally rice with bean curry and that I didn't go out to the movies. But that's the price of fiscal responsibility.



By: Funkfujiyama

Thu, 29 Nov 2007 16:34:06 +0000

I am great with a budget as long as I am beholden to someone other than myself. If it's MY money I can easily justify not following it. But if it is a work budget, I keep track of everything. Same with deadlines.



By: Get Rich Slowly » Sure-Fire Ways to Jump-Start Your Savings

Fri, 27 Oct 2006 15:59:30 +0000

[...] Pick up a pen. Write down a budget. Budgets aren’t for everyone (I’m not a budgeter), but for some they’re a powerful tool, giving an overview of their financial health. Even I write down a budget now and then, just to get an idea of where my money’s going. [...]