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Preview: Ima Saver's Personal Finance Blog

Ima Saver's Personal Finance Blog

Trying to spend and save wisely


I am still here.

Tue, 26 Jul 2016 07:50:11 PST

Yes, I am still here, but I have not been posting much lately. I was in the hospital 3 times in April. I have gangrene in my left foot and it is very painful to walk. I had surgery to try and improve the circulation in my left leg, but so far, not much luck.
Please keep me in your...

Thinking of Laura

Sun, 24 Apr 2016 07:50:29 PST

Today, let our thoughts be with Laura on her wedding day. I hope this is one of the most wonderful days of her life. Best wishes to them both.

Back to the doctor!

Mon, 14 Mar 2016 10:02:56 PST

Yes, it is back to the doctor for both Molly and me.
Molly's bllod sugar still has not regulated, so I am
taking her to the vets this afternoon for another blood test. She gets 2 shots a day now, 8 units of insulin each time. She "loves" the shots because we reward her with a...

Great granddaughter has a mutual fund!

Fri, 11 Mar 2016 07:34:58 PST

I opened a mutual fund this week for my great grandaughter. This will be one of her birthday presents when she turns 3 the end of June. I chose vanguard star fund. Their minimum is $1000 to open a fund.
In the "good old days", you could open a mutual fund in many companies for...

Got the mortgage check today!

Thu, 10 Mar 2016 10:24:20 PST

I got the March mortgage check today. It is due on the 25th, but she usually pays it early.
I use to have rental properties (38 years ago.)
Between being a landlord and being a mortgage holder, being the holder is a lot more fun! (and profitable)

Citi rebate

Wed, 09 Mar 2016 07:55:41 PST

i just did the work to get my monthly rebate from my citi rewards card. It will be for $115 but I won't actually add it to the $20 challenge until I get the check.
My husband can't understand why I get excited about getting money back on my credit cards, but I love it!
I always...

News from the doctor

Mon, 07 Mar 2016 13:07:24 PST

I went to the doctor on Thursday afternoon. My left foot has been hurting me for over 2 months now. It is finally gotten so bad that I can not wear a shoe or even a mocassin on it. I am having to wear BIG slippers that flop all over.
He said that my foot had an infection and that...

Melrose check came

Fri, 04 Mar 2016 14:17:24 PST

My check for the certificate of deposit that matured, finally arrived today. I was getting worried about it. I also received interest of $1060.00 which will be added to the $20 challenge.
The c.d. was for 2.9% interest. I took the c.d. out 5 years ago, hoping I was not making a...

A lucky dime?

Fri, 04 Mar 2016 10:43:12 PST

i went to the dollar store a few minutes ago to buy a notebook. When I got out of the car, I found a dime in the parking lot. I am carrying it around in my pocket and hoping it is a lucky dime.
My c.d. at Melrose credit union matured on Feb. 28th. They say that they mailed a check...

advantage savings

Thu, 03 Mar 2016 09:15:02 PST

I did my grocery shopping yesterday. Using my advantage card (Ingles), I saved $14 which I will add to the $20 challenge.

Prev. total $3386.00
today 14.00
new total $3400.00

Februrary Interest

Wed, 02 Mar 2016 11:50:01 PST

I received the following interest in February:

My savings direct $ 7.75
My savings direct-Wright 21.41
Barclay 10.78
GE Bank 72.20

A total of $112.00 added to the $20 challenge:

Prev. total...

The MAWW account

Thu, 25 Feb 2016 09:24:37 PST

A Few months ago, (October), I established what I call, the MAWW account. This is where I track "money accumulated without working" or MAWW.
This is what my MAWW account looks like for January:

Builderway rebate $ 17.00
Citi card rebate 123.00
mortgage interest ...

$1.25 per gallon

Wed, 24 Feb 2016 10:07:22 PST

That is what I paid per gallon of gas this morning. Gas is selling at Ingles for $1.45 per gallon, but with my advantage card, I got 20 cents a gallon off, for a total price of $1.25 per gallon.
Do you know what most people do with the money that they are now saving on gas. (According...

Dollar store

Sun, 21 Feb 2016 10:16:11 PST

Last year, a new dollare General store was built just right down the road from me.
I don't know if you like dollar stores or not, but I am finding this one so handy.
First of all, I hate paying $5 for a birthday card and they have them for 50 cents or $1. Most people just throw...

Had our closing today!!

Fri, 19 Feb 2016 14:03:11 PST

I am super surprised, we had our closing today. The couple buying the home could not come to the closing, so they handled it all by overnight UPS. She called yesterday to say they had received the paperwork and the attorney called this morning to see if we wanted to close today....

A blind date changed my life

Thu, 18 Feb 2016 06:32:30 PST

I had never gone on a blind date. I had recently moved out of my house and was going thru a divorce, when a friend from another town, called me. Her son had a best friend, who had a single, older brother.
She wanted to set me up on a blind date.
So I went. I met him at her house....

Citi rewards check

Wed, 17 Feb 2016 06:40:47 PST

I reeived a check from my citi charge card yesterday (rewards check) for $140. Of course, I have already paid off the total amount in full. Most of the charges were materials for the house we are building. I will add that to the $20 challenge.

Prev. total $3041.00
today ...

Happy Valentine's day!

Sun, 14 Feb 2016 10:17:54 PST

I woke up this morning to find a hallmark card, a valentine cake, a bag of hershey kisses and a chocolate bar waiting for me on the kitchen table.
I tell my husband every year, not to get me anything.What do you do about a husband like that?
I get especially annoyed about the cost...

Bank visits

Thu, 11 Feb 2016 13:26:25 PST

I visited 3 local banks today to find out the interest rates on savings products, money markets and c.d.'s. Even tho I want to keep some money here locally, none of the banks come close to the rates that you can get using an online bank.
I got a good deal at Navy Federal credit union,...

Barclay credit card

Thu, 11 Feb 2016 07:26:54 PST

I have a barclay credit card. I got it because they offered me $200 if I spent a certain amount the first three months. I received the $200. Since then, I have racked up $50 in barclay card rewards. I redeemed that this week and a check was sent to my checking account. I don't...