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Last Build Date: Mon, 24 Oct 2016 14:07:18 -0400


3 Essential Things To Consider When Buying A Home Insurance Posted By : Dylan S. Barrett

Sat, 16 Jun 2012 00:00:00 -0400

Without a doubt, buying a home is always one of the greatest investments for many people today. It is however very important to note although the aforementioned is true, a home also comes with some great risks which will make a home insurance policy an integral part of this new investment. This type of insurance normally covers a number of things and normally goes beyond the "structure" and therefore every homeowner will find it important for risk management purposes.

Home Insurance San Diego Posted By : Julia David

Wed, 21 Sep 2011 00:00:00 -0400

Everyone who owns a home should get insurance on your property, and anyone who has a mortgage on your home should get insurance. Homeowner policy provides a comprehensive package of residential and personal property protection for home owners today, covering situations such as: fire, including smoke damage, storm, including hail, crime, including theft and vandalism, accidental leaks or major overflow water, and much more.

Smart Ways to Save Money on Home Insurance Posted By : Alex L

Sat, 04 Jun 2011 00:00:00 -0400

Home insurance is something that no homeowner can afford to escape. For the most part, it ought to be considered as an investment. Besides, there are several ways to save money on home insurance. One mistake that people make is to lower the amount of insurance just because the market value of their home has declined over a few years. Cutting on insurance can only lead to further complications and insufficient coverage in the event of a disaster.

The Basics of Homeowner's Insurance Posted By : Heather Howlett

Mon, 02 May 2011 00:00:00 -0400

Buying a home is one of the grandest financial expenditure that people do in their lifetime so it is only necessary to protect the worth or the property. This is the reason why it is helpful for real estate investors and homebuyers to get a home insurance for the property they bought or still planning to get.

Florida Homeowners Insurance Tax Credit Posted By : Quinn Moran

Thu, 31 Mar 2011 00:00:00 -0400

President Barack Obama put in position the American Recovery and Reinvestment Act of 2011 which authorizes a new tax credit of up to $6,500 for certified first-time home purchasers. You'll want to hurry though , and make the most of this program as it will vanish starting December 1, 2009. You simply have a few months remaining to get pre approved from the mortgage loan provider to get a new loan. On your financing approval, be sure to shop online for the best homeowners insurance insurance plan available.

Insure Your Household Plants Posted By : Josie Anderson

Fri, 17 Sep 2010 00:00:00 -0400

There are many advantages to keeping fruit trees in pots: they're mobile, productive and attractive. However, just as potted plants are easy for you to move, they are also easier to steal. Reputable home insurance, however, can offer you financial protection if your plants are stolen. If your outdoor space is limited but the thought of a mini orchard still appeals, you needn't give up your leafy dream. A wide variety of fruit trees can flourish in pots including apple, pear, plum and cherry trees.

Protect Against the Risk of Flooding Posted By : Josie Anderson

Fri, 10 Sep 2010 00:00:00 -0400

Home insurance will protect you financially against a flood damaging your house and contents. Whilst your home insurance cannot stop the heavens opening, they can reduce the financial stress of recovering your home and belongings from flooding damage. All houses are potentially at risk of flooding, but those houses closest to a river or lake are especially at risk of being caught up in the flow of heavy water.

Owning A Dangerous Dogs Could Affect Your Home Insurance Claim Posted By : Josie Anderson

Tue, 07 Sep 2010 00:00:00 -0400

If you own a dog, you may feel that your pet increases the security of your home. You might even be under the impression that owning a protective, territorial dog could help you to get a cheap home insurance quote. However, contrary to what you might think, a threatening dog can make it far more difficult to make a claim on your home insurance.

Demystifying Title Insurance Closing Costs Posted By : Neil Stevenson

Sun, 29 Aug 2010 00:00:00 -0400

Obtaining title insurance is a universal requirement for almost every mortgage and remortgage. While the expense is usually minimal compared to the overall expense of the property itself, it is important to understand what title insurance is and how a savvy buyer can decrease the cost in some instances.

Title Insurance Refinance Options Posted By : Neil Stevenson

Sun, 29 Aug 2010 00:00:00 -0400

Title insurance is a required fact of life when originating a new mortgage, but many homeowners question whether they need to obtain new title insurance when they refinance. Unfortunately, the simple answer is yes. Title insurance is an insurance policy issued as part of the closing process when purchasing a home.

Best Home Insurance Providers Posted By : Donny Gamble Jr

Thu, 26 Aug 2010 00:00:00 -0400

It is time to renew your insurance policy or get a new insurance for your home and you are stuck with which home insurance provider to choose. What are the things that you look for when shopping for a good home insurance provider? The policy offerings, pricing, billing and payment along with the customer experience are some of the important things that homeowners need to consider when choosing an insurance provider.

Does Home Insurance Cover EMS Break-ins Posted By : Josie Anderson

Mon, 16 Aug 2010 00:00:00 -0400

Most of us will at least know someone who has had they house 'broken into' by emergency services which usually included the discussion of damaged or broken doors and windows. Is these situations, who is liable to fit the bill and will it be a straightforward process to follow. If your family has an emergency at home, the emergency services may need to gain access to your house.

Second Quarter Survey Suggests 1 in 5 Landlords Still Experiencing Problems with Rent Arrears Posted By : Peter John Richards

Thu, 12 Aug 2010 00:00:00 -0400

Recent published figures* have suggested that 1 in 5 landlords had renters in arrears in the second quarter of 2010. These figures came to light in the National Landlords Association survey of 11,000 landlords, published in June 2010. Although this figure has fallen by 3.5 per cent when compared to the first quarter of the year, it still represents a genuine concern for landlords across the board.

The Best Home Insurance Quotes for your Homeowners Insurance Needs Posted By : Mirriam Wright

Fri, 14 May 2010 00:00:00 -0400

Finding the best and cheapest home insurance quotes can be a daunting experience with the large selection of insurance providers you can choose from. However, there are things to consider when finding suitable homeowners insurance options.

A Closer Look At Homeowners Insurance And Finding Cheap Home Insurance Quotes Posted By : Lauren Evans

Fri, 14 May 2010 00:00:00 -0400

Homeowners insurance is also called hazard insurance or home insurance. This is a type of property insurance which covers private homes. It can combine different insurance protections like the losses in one's home, loss of its use, its content and loss of other homeowner personal possessions. It can also act as a type of liability insurance for accidents that can happen throughout the home or within policy territory. The only requirement is for one of the insured members to occupy the home.

Insurance Tips For New Home Owners Posted By : Stuart Broad

Sun, 02 May 2010 00:00:00 -0400

If you have just bought your very first home, you are probably unaware of how your purchase has affected your insurance profile and that you need to review your existing insurance cover. In fact, even upgrading from a small, cheap house to a larger family home will impact on your insurance.

Thinking of Shopping for Homeowners Insurance? Posted By : Jim Knight

Wed, 24 Mar 2010 00:00:00 -0400

What you don't know about how to shop for homeowners insurance could cost you! Consider the classic scenario: You receive a renewal notice from your current homeowners insurance carrier, and the rate has increased. Frustrated, you begin to entertain bids from other providers, looking to save money over what you presently pay .

How to Find the Best Home Contents Insurance Policy Posted By : Josie Anderson

Thu, 18 Mar 2010 00:00:00 -0400

Our homes represent something very special for us. We may have worked very hard and we may be paying a high mortgage to make sure that this home is going to be ours for a very long time, or we may just have moved into a new home and are thinking of ways to keep it safe and secure for us and our families.

A Quick Guide to Home Insurance Posted By : Josie Anderson

Fri, 26 Feb 2010 00:00:00 -0500

At times, life can be very unpredictable. For example, due to natural disasters such as earthquakes, fires or other unforeseen events, you could lose your home. Or, someone visiting your home could have an accident on the premises. These sorts of things are not necessarily predictable. They just happen when they happen.

Why You Should Insure Your Motor Home Posted By : Jasmine Stone

Mon, 22 Feb 2010 00:00:00 -0500

Are you a motor home owner or would you like to buy a motor home in the near future? If you are a motor home owner or if you would like to become one, you will need to buy insurance for your motor home. Motor home insurance is important, in a number of different ways.

25 Ways to Save on Home Insurance Posted By : Robert Hernandez

Mon, 22 Feb 2010 00:00:00 -0500

There are many variables relative to a home that determine the rate that is charged for insuring the property. Here are 25 ideas on how to save on your home insurance by learning what the insurance companies look for in establishing your home insurance rate, and discounts that you may be entitled to.

Sinkholes and Insurance Concerns for Homeowners in Florida Posted By : Karrie Rose

Mon, 08 Feb 2010 00:00:00 -0500

State Farm had previously planned to withdraw from home owner's insurance coverage in Florida altogether, but clashed with the Insurance Commissioner over the plan. Due to the excessive costs of hurricane damage that can be incurred in the state, the company claimed to require an almost 50 per cent increase in rates.

Do You Need Vacant Home Insurance? Posted By : David Deffenbaugh

Fri, 05 Feb 2010 00:00:00 -0500

Homeowners are often unaware of the need for special insurance when their home is unoccupied for an extended period - and that time period may be much shorter than you think. This informative article will help to clarify some important concerns regarding this special (and often neglected) insurance.

Finding the Best Landlord Property Insurance Posted By : David Deffenbaugh

Fri, 05 Feb 2010 00:00:00 -0500

Renting property is one way many people pursue additional income for themselves. It requires a specialized type of insurance that is very distinct from general homeowner's insurance. How is it different? What does it cover? What does it need to cover? This informative article serves as an excellent introduction to this important part of the protection of one's income and investment.

6 Factors in Reducing Your House Insurance Cost Posted By : David Deffenbaugh

Fri, 05 Feb 2010 00:00:00 -0500

We've all heard the saying that you get what you pay for. When it comes to homeowner's insurance that does not mean that the more you pay, the better your insurance. Neither does it mean that you have to scrimp on coverage to pay less for your premiums. This informative article will help you better understand the basics of what it means to have the bets coverage and how to save some money along the way.