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Sat, 30 Jul 2011 00:00:00 -0400Selecting the wrong type of merchant account could represent the loss of hundreds of dollars per year for your small business. Understanding what types of merchant accounts exist will allow you to determine which is best suited for your credit card processing needs. Is your Business a card present or card not present environment? WIll your transactions be considered qualified or no qualified? Understanding your business and transaction types will lower your credit card processing costs.
Wed, 07 Apr 2010 00:00:00 -0400Increasing popularity of pass through merchant account pricing formats has caused confusion with a common industry term that is making it tougher to compare merchant account quotes. If you're like most people, you compare merchant accounts by asking prospective providers for their rates and fees. Until recently this approach worked just fine. But the increasing number of providers that are offering interchange plus pricing has made this question tougher to answer. And the reason lies in how charges are determined on different pricing formats.
Wed, 03 Mar 2010 00:00:00 -0500Some merchant account pricing structures are much more cost-effective than others, but some of the cost-saving aspects of the best merchant account price models aren't readily apparent. Knowing which price models are best, and how to utilize them to keep costs low can help you save hundreds of dollars a month in credit card processing fees.
Fri, 26 Feb 2010 00:00:00 -0500Most every company in America today uses some sort of merchant credit card processing services. This means having to pay a fee every time a customer uses a credit card to purchase your goods or services. This fee is something which has caused a lot of consternation for business owners. They do not like the idea of losing money every time they make a sale. They long for the good old days when most people paid in cash.
Mon, 22 Feb 2010 00:00:00 -0500We've put together the following ten questions to ask prospective merchant service providers to help you avoid some of the largest pitfalls that face businesses as they're in the market to get a merchant account.
Fri, 19 Feb 2010 00:00:00 -0500If you knew that a Canada Internet merchant account could dramatically improve profits and reduce overhead costs, would you get one? Well, the good news is that it can and you should! A merchant account conveys a host of benefits that can help your business expand to meet the demands of today's time-conscious consumers. To apply for your merchant services account, simply follow the following easy steps.
Thu, 18 Feb 2010 00:00:00 -0500A Fast Merchant Account is waiting to usher your business into the technology age! All you need to do is choose a lender that will work with your company and then enjoy the benefits of a fast merchant account. Here are some of the ways in which your company can advance with the help of a merchant services account...
Thu, 18 Feb 2010 00:00:00 -0500A merchant account for restaurant owners may be just the thing to help your business grow. If you have experimented with several marketing techniques and feel that you are ready to venture into e-commerce, this might be the venue you need to help your business really take off and start bringing in high-level profits.
Thu, 18 Feb 2010 00:00:00 -0500Would you like to accept credit card small business payments at your company or Website? More and more entrepreneurs are taking this route on the road to riches as they learn how to grow their business. Entering the technology age is neither difficult nor expensive, but you have to learn how to navigate the system by following a series of key steps that can put you ahead of the competition.
Thu, 18 Feb 2010 00:00:00 -0500Looking for the best credit card merchant account? Admittedly, there are a plethora of lenders to choose from when you browse the Internet for merchant account services. But what are you really looking for? Do you want an enhanced business image? Increased public exposure? A larger client base? Additional sales and revenues? Then you're on the right track! A merchant account can do all this and more when you work with the right company.
Thu, 18 Feb 2010 00:00:00 -0500Does your company need credit card processing? It does if you can benefit from the following... Credit Card Processing Enhances Your Professional Status. When customers know that you accept credit payments, they often are more likely to pay more, return often, and tell their friends if the service is good. This is because a company that makes credit payment options available to clients is telling the world that they care about customers and they are professional enough to invest in systems that will enhance the shopping experience for guests.
Thu, 18 Feb 2010 00:00:00 -0500Get a free merchant account online when you locate interested lenders who want to work with your company. Although many potential lenders charge $100 or more for an online merchant account application, others will forego this fee and some other related expenses in order to attract your business. You can get approved quickly and set up within a few days afterward to start accepting online credit payments. But first you have to make a suitable match with a merchant account services provider who is willing to help enhance your company's e-commerce capabilities.
Wed, 17 Feb 2010 00:00:00 -0500If you are operating a start-up business, have you given some thought to opening a home business merchant account? Although you may be satisfied with sales to date and perhaps are not planning to build a huge commercial empire, a merchant account can provide a number of benefits that may help to grow your business by attracting new clients and increasing sales volume. You need not own a large business to apply for a merchant account. You simply need a good credit history, an ability to pay your bills on time, and a livelihood that the merchant account underwriters will not find unsavory.
Wed, 17 Feb 2010 00:00:00 -0500Complex rates and fees and obscure merchant account pricing contribute a great deal to the healthy skepticism that merchants feel toward the credit card processors. But one of the greatest contributors, for which there is little justification, is the outrageous practice of leasing credit card equipment used throughout the industry.
Wed, 17 Feb 2010 00:00:00 -0500When shopping for the best merchant account, you're really looking the lowest markup over base costs. There are true costs associated with credit card processing that merchant service providers can't control. Think of credit card processing as a tangible product for a moment. Like with any product, there are costs to bring it to market that aren't negotiable at the retail level. The only aspect of price that is negotiable is the markup over wholesale. This same model applies to credit card processing services.
Sun, 07 Feb 2010 00:00:00 -0500Whether you sell just a couple products online or reserve millions of orders each day, you need to be able to accept payments from your customers in a secure manner. Even though now there are many different modes associated with payments utilized nowadays, typically the most popular one is actually the credit card.
Thu, 28 Jan 2010 00:00:00 -0500An online search for merchant accounts through your favorite search engine will produce countless results from merchant service providers promising retail rates as low as 1.39 per cent and e-commerce rates as low as 1.99 per cent. You know the ads, the ones that "guarantee the lowest rates and fees". Aside from the fact that these rates seem too good to be true, doesn't it seem kind of that every provider can guarantee lowest merchant account rates?
Tue, 26 Jan 2010 00:00:00 -0500When it comes to credit card processing and paying interchange fees - the more you make, the more you pay. But when it comes to the rates and fees that you pay to your merchant account provider, this is not always the case. Tiered, enhanced recover reduced (ERR) and interchange plus pricing are all volume based pricing models, but flat fee merchant account pricing is not.
Tue, 29 Dec 2009 00:00:00 -0500Are you ready to learn more about an online business merchant account? Most likely you have heard something about this type of e-commerce from your colleagues and peers in the local business community. Or perhaps you have read about a merchant account with its attendant benefits in a financial publication. But even if you have heard nothing at all, here is an opportunity to find out why so many company owners are applying for a merchant account to upgrade their business services.
Mon, 28 Dec 2009 00:00:00 -0500Businesses that accept credit cards feel the pinch when Visa and MasterCard raise their interchange fees, but some are affected more than others. Depending on which type of pricing structure your merchant account utilizes, you may be paying a lot more than you think when interchange fees are increased.
Wed, 16 Dec 2009 00:00:00 -0500Shopping for or comparing merchant accounts is a task that many business owners dread. The pricing is confusing, the sales pressure is intense and every provider promises to offer the lowest rates and fees. Luckily, there are two fundamental things that you can do to cut through the fog and ensure you're paying as little as possible to processing credit cards.
Mon, 30 Nov 2009 00:00:00 -0500Credit card processing is one of the greatest expenses that a business has. Consumer related businesses are especially affected by processing charges. That's why it's so important to have a low cost processing solution, and why it's so unusual that many people shop for and compare credit card processors with a backwards approach.
Mon, 30 Nov 2009 00:00:00 -0500Over the years the merchant processing industry has done a phenomenal job training merchants to look at insignificant details when they compare merchant accounts. Even on an otherwise transparent pricing structure like interchange plus, providers are able to squeeze substantial profits from an account that appears on the surface to be inexpensive.
Mon, 30 Nov 2009 00:00:00 -0500The interchange plus merchant account pricing model is quickly becoming the most sought after form of pricing for businesses seeking the best merchant account. It's often touted as the only truly transparent way to process credit cards. While this may be true, it doesn't tell the whole story.
Mon, 23 Nov 2009 00:00:00 -0500If you're processing credit cards on a tiered merchant account pricing model, inconsistent buckets are a vital subject for you to understand. The term inconsistent buckets is used to refer to a merchant service provider's ability to dictate at which tier an interchange category is charged on a tiered merchant account pricing model.