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Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.



Last Build Date: Wed, 10 Mar 2010 17:50:52 +0000

 



Bye-Bye Cubicle, Hello Children: Why I Quit Corporate America to Be a Stay-At-Home Dad

Wed, 10 Mar 2010 10:00:09 +0000

This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. Jeff writes regularly at Out With The Kids, a daddy blog, and you may also find his work on iVillage, Time Out New [...]

This post "Bye-Bye Cubicle, Hello Children: Why I Quit Corporate America to Be a Stay-At-Home Dad" is from StopBuyingCrap.com.




Crap: Hard to Open Packaging That Requires a Chainsaw

Sat, 06 Mar 2010 16:36:20 +0000

Or in this case, a butcher knife. I swear to Xenu, lord and dictator of the Galactic Confederacy, that if I ever encounter another packaging that requires stabbing motion to open, I’m going to send Tom Cruise and his Scientology pals after the person responsible. In all seriousness, from today forward, I’m genuinely going to make a [...]

This post "Crap: Hard to Open Packaging That Requires a Chainsaw" is from StopBuyingCrap.com.




$8,000 Home Tax Credit

Tue, 02 Feb 2010 17:54:45 +0000

Curious about the $8,000 home tax credit for first-time homebuyer?  If you’re in the position to claim this tax credit, you’ve most likely read plenty about it.  The gist is simple,  homebuyers who purchased a home in 2008, 2009 or 2010 may be able to take advantage of the first-time homebuyer credit. This home tax credit: Applies only to [...]

This post "$8,000 Home Tax Credit" is from StopBuyingCrap.com.




Before Setting Financial New Years Resolution: Discover and Understand Your Financial Weakness

Wed, 06 Jan 2010 09:48:55 +0000

Before you start setting up various financial New Year resolution goals, one quick exercise you should probably do is to focus on prioritizing  your financial weakness that cost you the most money.  Whether it’s lack of will power in spending, inability to comparison shop properly, impulsive financial decisions, risky stock purchases — we all probably [...]

This post "Before Setting Financial New Years Resolution: Discover and Understand Your Financial Weakness" is from StopBuyingCrap.com.




Seriously, Slower Traffic Keep Right Please

Mon, 04 Jan 2010 05:30:23 +0000

Hey Jerk Face, If the car you see in your side mirror is appearing to come CLOSER to you (e.g., object in mirror is getting LARGER), then odds are that he’s driving FASTER than you and thus it is probably a BAD idea to change into that particular lane at the very last minute. Just thought you’d [...]

This post "Seriously, Slower Traffic Keep Right Please" is from StopBuyingCrap.com.




The 2009 Financial Crisis Timeline in Photos

Thu, 31 Dec 2009 06:00:34 +0000

January 5, 2009 – Rescuing Fannie Mae (source) The Federal Reserve Bank of New York begins purchasing fixed-rate mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae under a program first announced on November 25, 2008. January 12, 2009 – Allocating TARP Funding At the request of President-Elect Obama, President Bush submits a request to Congress for [...]

This post "The 2009 Financial Crisis Timeline in Photos" is from StopBuyingCrap.com.




myFICO Promotional Code

Sat, 26 Dec 2009 22:50:52 +0000

It’s sad but true, I used to be a real FICO score junkie (especially during the time where I was trying to make my scores consistently more positive). If there was anything I learned from my binge of credit score tracking was that you should never pay full price for your FICO scores from [...]

This post "myFICO Promotional Code" is from StopBuyingCrap.com.




Customer Service Done Right by Trader Joe’s

Mon, 21 Dec 2009 22:42:39 +0000

It’s been awhile since I’ve highlighted worthwhile customer service stories. Here’s a decent customer service done-right story straight from today’s Reddit front page: Trader Joe’s did something awesome! My mom is very worried about my grandfather, age 89. He’s a retired engineer and a navy officer of WWII who lives on his own in an apartment complex. [...]

This post "Customer Service Done Right by Trader Joe’s" is from StopBuyingCrap.com.




Crappy Deals of the Week: Heart-Pounding Edition

Thu, 10 Dec 2009 09:10:55 +0000

This is a guest post from Peyton Farving, who is a deal hunter and contributing writer with the shopping community led by a little robot — Dealzon.com.  If you like staying on top of all the latest can’t-miss deals, consider checking Dealzon out.   As I’m scouring the web for great deals on computers, HDTVs, video games, [...]

This post "Crappy Deals of the Week: Heart-Pounding Edition" is from StopBuyingCrap.com.




PerkStreet Financial Free $50 Promotion

Mon, 23 Nov 2009 13:00:37 +0000

I gotta tell you, it’s been awhile since I’ve seen any account opening bonus offers from banks — or at least, one that doesn’t require you to jump through numerous hoops.  PerkStreet Financial is now offering a $50 sign-up bonus for any new PerkStreet Financial checking account with a minimum deposit of $25.  Deposit $25 [...]

This post "PerkStreet Financial Free $50 Promotion" is from StopBuyingCrap.com.




How Do You Feel About Mandatory Gratuity at Restaurants?

Sat, 21 Nov 2009 04:42:52 +0000

I don’t usually eat out (since I have no friends to eat with — haha), but when I do eat out, I generally try to be a fair tipper. Although there were plenty of times where I’ll ponder about how 15% became the standard gratuity amount, I usually just leave the 15% unless there [...]

This post "How Do You Feel About Mandatory Gratuity at Restaurants?" is from StopBuyingCrap.com.




Zecco Refer & Referral a Friend Program

Thu, 08 Oct 2009 12:48:02 +0000

If you have a Zecco Trading account, you can easily earn $75 by sending a referral to a friend. The gist of the Zecco refer a friend program is pretty straightforward, you send an invite by email to a pal that may be interested in opening an online discount broker account, your friend signs-up [...]

This post "Zecco Refer & Referral a Friend Program" is from StopBuyingCrap.com.




Accidental Frugality – Can You Live on Half of Your Income?

Mon, 14 Sep 2009 10:37:45 +0000

Maybe you just got robbed by Zorro or maybe there’s now an unexpected child support payment (oh snap!?) — whatever the circumstances are, would you be able to live on half of your income? A few years ago, I was reading a blog post by Trent at The Simple Dollar regarding living on half of your [...]

This post "Accidental Frugality – Can You Live on Half of Your Income?" is from StopBuyingCrap.com.




Shopping For A Credit Card During A Time Of Tight Credit

Sun, 12 Jul 2009 13:27:59 +0000

This guest post is brought to you by The Digerati Life, where you can read about all things financial. SVB from The Digerati Life particularly enjoys discussing investment topics and the latest financial tools that help make money management interesting and easier to do. Why not subscribe to her feed?   Clearly, the credit crisis has [...]

This post "Shopping For A Credit Card During A Time Of Tight Credit" is from StopBuyingCrap.com.




The Why and How of Credit Freeze

Thu, 02 Jul 2009 10:27:53 +0000

Some stuff are just better when served cold.  Ice cream. Sushi. Revenge. There was a joke somewhere in there, linking cold stuff to freezing credit reports, but if you’re reading up on credit freeze because of identity theft problems, the last thing you’d probably want is a lame joke from an online financial nerd. Fair enough. Here’s [...]

This post "The Why and How of Credit Freeze" is from StopBuyingCrap.com.




Five Ways to Waste $276 Because Money Grows on Tree

Mon, 08 Jun 2009 20:42:51 +0000

Yeah grows on tree my ass. If you like to waste money by being stupid, forgetful, and lazy, here’s five ways to do it. DMV Registration Late Fee – $39 Why pay your car registration on-time? Live life “dangerously” by delaying your smog check and car registration. If you hold out long enough, the penalty fee along with [...]

This post "Five Ways to Waste $276 Because Money Grows on Tree" is from StopBuyingCrap.com.




Get a Free Experian Credit Score and Report from Quizzle.com

Fri, 29 May 2009 17:59:27 +0000

Ever since Experian and Fair Isaac stopped offering an Experian based FICO score to consumers, I’ve had a large, unfulfilled hole in my life. The woe and despair that I felt was equivalent to having my dinner stolen from me after spending a good hour preparing and making omurice. Thankfully, the good folks at Quizzle.com came [...]

This post "Get a Free Experian Credit Score and Report from Quizzle.com" is from StopBuyingCrap.com.




Breakdown: The Credit CARD Act of 2009

Fri, 22 May 2009 15:35:04 +0000

Some may wonder if its redundant to pass legislation that’s similar to regulation already imposed by banking regulators, but regardless, the newly minted Credit Card Accountability, Responsibility, and Disclosure Act of 2009 has been signed into law. Here’s the breakdown on the changes when the law comes into effect February 22, 2010. Consumer Protection Retroactive interest rate increase [...]

This post "Breakdown: The Credit CARD Act of 2009" is from StopBuyingCrap.com.




Avoid Costly Medical Bill Errors & Mistakes

Tue, 19 May 2009 11:45:45 +0000

Half a decade ago when I was 19, I was sitting in a hospital waiting room as a family member underwent a medical procedure. Spying a cute girl of similar age across the room, I proceeded to try and “look smart” by picking up the local newspaper so I can pretend to read it — but [...]

This post "Avoid Costly Medical Bill Errors & Mistakes" is from StopBuyingCrap.com.




ShareBuilder Costco Sign-Up Bonus Promotion

Mon, 11 May 2009 03:21:28 +0000

The online discount broker ShareBuilder currently has a sign-up bonus promotion for Costco members.  ShareBuilder encourages recurring monthly investment, dollar cost averaging, and the general idea of building your investment for the future — because of that, it wasn’t much of a surprise when ING Direct decided to purchase ShareBuilder a few years ago. The promotion [...]

This post "ShareBuilder Costco Sign-Up Bonus Promotion" is from StopBuyingCrap.com.