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The Foreign Bank Blog

There are five major foreign banks in India. Do they matter?

Last Build Date: Thu, 15 Feb 2018 14:56:23 +0000


Open SourceThe Graduate

Mon, 16 Oct 2006 16:34:49 +0000

This isn’t about foreign banks (though some people would argue that ICICI is practically a foreign owned bank now), but it’s an interesting enough story to share anyway. ICICI Bank is expanding so fast that its IT costs are ballooning. In a desperate cost cutting measure, the head office announced an open source initiative: from […]

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Collections and the Telecom RevolutionThe Graduate

Sat, 14 Oct 2006 07:52:30 +0000

Two things about Indian telecom have made life difficult for banks’ collections departments. The first is that fifty years of state telecom ensured that it was almost impossible for anybody to get a landline. The second is that competition in mobile phones is so fierce that people can switch their mobile phones practically instantly. Unlike […]

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Islamic Banking and REITsThe Graduate

Tue, 10 Oct 2006 16:17:23 +0000

In my first two weeks on the job, I had to go on an outbound call. A client had deposited a huge sum of money into a current account that hadn’t seen any activity at all for a few years. We went to investigate both the source of funds (to see if it was a […]

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Respecting the CommunityThe Graduate

Mon, 09 Oct 2006 16:30:48 +0000

At the financial institution where I work, there is a charter of values which says that we should be international not only in our operations, but also in our values. To this end, we need to respect the communities in which we operate. This disturbs me. It sounds nice at face value, but the real […]

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