Subscribe: Retirement News
Added By: Feedage Forager Feedage Grade B rated
Language: English
benefits  estate  financial  ira  long term  long  money  plan  planning  retirement benefits  retirement  security  social security  social 
Rate this Feed
Rate this feedRate this feedRate this feedRate this feedRate this feed
Rate this feed 1 starRate this feed 2 starRate this feed 3 starRate this feed 4 starRate this feed 5 star

Comments (0)

Feed Details and Statistics Feed Statistics
Preview: Retirement News

Forbes - Retirement

Forbes - Retirement

Copyright: Copyright 2018 Forbes LLC

2 Things You Can Control With Your Money

Tue, 24 Apr 2018 13:17:00 -0400

We all know we cannot control the market. So if you focus on what is happening every minute of every day you wind up focusing your attention on something you cannot control. Instead, savvy investors know to focus on variables they can control. Here are a few for your review:

Media Files:

3 Rulings Show The Importance Of Checking IRA Beneficiary Forms

Tue, 24 Apr 2018 12:21:00 -0400

Many people fail to review their retirement plan beneficiaries. The result too often is the accounts go to someone other than the person intended, families are split aprt, and money is wasted.

Media Files:

Retirement Confidence Is Up, But There's A Catch

Tue, 24 Apr 2018 11:28:00 -0400

Retirement confidence is up, says the 2018 survey of workers and retirees by the Employee Benefit Research Institute. Here's how to be even more confident.

Media Files:

Economics-Based Versus Conventional Financial Planning

Tue, 24 Apr 2018 10:30:00 -0400

I have a big problem with conventional personal financial planning. Through no fault of its own the financial industry landed decades ago on a planning methodology that disrupts rather than smooths consumption and that generates demonstrably poor saving, insurance, and portfolio advice.

Media Files:

Long-Term Care Expenses Growing As A Worry For Retirees

Tue, 24 Apr 2018 09:05:00 -0400

A big warning sign: retirees who've needed long term care said the expense is much higher than they anticipated compared to seniors who haven't had that intense medical aid.

Media Files:

What Happens To Smart People In Retirement?

Tue, 24 Apr 2018 08:40:00 -0400

Do highly educated people have a harder time with retirement?

Media Files:

How Long Will Your Retirement Really Last?

Tue, 24 Apr 2018 08:33:00 -0400

A key assumption for retirement planning is life expectancy, but it doesn't get as much attention as it should. How long will your retirement last? Knowing the statistics on life expectancy will help you plan appropriately.

Media Files:

The S&P 500 Is Tracking A Watergate-Like Pattern

Mon, 23 Apr 2018 12:07:00 -0400

This is NOT a political commentary, but it is an observation about the current price pattern in the stock market, and its increasingly uncanny relationship to that which existed from late 1972 through 1974.

Media Files:

The Best Places To Retire In 2018

Mon, 23 Apr 2018 10:23:00 -0400

Forbes presents its new list of The Best Places To Retire In 2018. In it, we highlight 25 places of varying size and character across the country, all of which we believe offer excellent retirement value.

Media Files:

Ask Larry: ​​​​​​Can My Wife And I Both Restrict Our Applications?

Mon, 23 Apr 2018 09:42:00 -0400

Today’s post examines restricted application possibilities, sequencing divorced spousal and retirement benefits, the availability of survivor benefits and the effects of the earnings test on both disability and retirement benefits.

Media Files:

Straws, Flat-Earthers And Retirement Planning

Mon, 23 Apr 2018 09:34:00 -0400

What do numbers of straws used and percent of flat-earthers have to do with retirement? It's all about numeracy.

Media Files:

Should You Ditch The SEP-IRA For The Better Solo 401(k)?

Mon, 23 Apr 2018 07:48:00 -0400

Business owners are always looking for great ways to pay less taxes. Retirement plans can save thousands of dollars in taxes or more. Which retirement plan allows the largest pre-tax retirement contributions? The SEP versus Solo 401(k) questions is solved in this post.

Media Files:

3 Retail REITs Buffett Should Buy

Mon, 23 Apr 2018 07:00:00 -0400

When it comes to shopping for stocks we know that Warren Buffett is the quintessential bargain shopper.

Media Files:

New Study Misrepresents The Gender Wealth Gap

Sun, 22 Apr 2018 18:13:00 -0400

A recent study sponsored by Age Wave and Bank of America claims that a wealth gap of over one million dollars exists between the genders, but it fails to account for significant financial and social benefits.

Media Files:

Fool-Proof Your Financial Future: 4 Things To Expect From More Life Expectancy

Sun, 22 Apr 2018 10:00:00 -0400

Humans are living longer than ever, but are they ready for the longer retirement that comes with that?

Media Files:

Is The Global Economic Growth Story In Jeopardy?

Sun, 22 Apr 2018 10:00:00 -0400

What happened to the synchronized global upswing? In just a few short (but memorable) months, the economic outlook has soured. Is this the end of the expansion, or typical late-cycle behavior?

Media Files:

What Is Wealth Management? A Definition That Works For Everyone

Fri, 20 Apr 2018 19:26:00 -0400

Most people think of wealth management as being applicable to billionaires. But everyone should manage their wealth, and whatever level they are at.

Media Files:

Impact On Self-Directed IRAs Of SEC Fiduciary Rule Proposals

Fri, 20 Apr 2018 15:22:00 -0400

What will be the impact of the new proposed SEC Fiduciary rules on retirement accounts, specifically self-directed IRAs, advisers and broker-dealers?

Media Files:

Avoiding 7 Deadly Estate Planning Mistakes

Fri, 20 Apr 2018 12:20:00 -0400

Every estate plan has unique features, but the same problems and mistakes recur. Each of the classic mistakes is easy to avoid.

Media Files:

Ask Larry: ​​​​​​Can I Get Benefits?

Fri, 20 Apr 2018 09:46:00 -0400

Today’s post examines availability of benefits for married couples, the amount of spousal benefits, how survivor's benefits are calculated and sequencing available benefits for spouses and survivors.

Media Files:

'60 Minutes' To Air Unprecedented Video Study On The Progression Of Alzheimer's

Thu, 19 Apr 2018 23:04:00 -0400

Jon LaPook, CBS chief medical correspondent, will share a decade-long journey with an Alzheimer's patient and her husband on "60 Minutes" on Sunday this week chronicling what might be an unprecedented look at the long-term devastation of Alzheimer’s disease on both patient and caregiver.

Media Files:

The Truth About The Sixth-Leading Cause of Death In America

Thu, 19 Apr 2018 23:04:00 -0400

Simply put, the number of Americans living with Alzheimer’s disease is growing and growing fast. Learn the facts about the sixth leading cause of death in the United States.

Media Files:

Are You Financially Ready To Live To 100?

Thu, 19 Apr 2018 15:59:00 -0400

Even wealthy investors worry about affording old age.

Media Files:

Impact PartnersVoice: Women Retirees: Your Adventure Awaits!

Thu, 19 Apr 2018 10:59:00 -0400

Unlike previous generations, today’s women have access to more options to create the retirements of their dreams. Read how you can set yourself up for a more successful retirement!

Media Files:

Inheritances: Trying To Right Wrongs After Death Is Not The Best Tactic

Thu, 19 Apr 2018 10:51:00 -0400

Inheritances are not just about material things but so much more. It's where you can transfer your values and ethics. Making the most of your legacy requires conversations with your heirs.

Media Files:

Money Magic - Finding Alpha On The Sidewalk

Thu, 19 Apr 2018 10:30:00 -0400

I see $10,000 to $500,000 dollar checks everywhere I look. These checks are a metaphor for strategies ––– money magic ––– that produce higher lifetime Social Security benefits and lower lifetime taxes, and, get this, transfer money from the afterlife to the here and now.

Media Files:

9 Ways To Invest In Real Estate Without Buying Property

Wed, 18 Apr 2018 16:51:00 -0400

Make passive income with real estate. Learn 9 real estate investment options you can start today without having to manage any physical properties.

Media Files:

Making Your Savings Last Through Retirement

Wed, 18 Apr 2018 16:32:00 -0400

This is the third blog in a three-part series that focuses on anticipating and planning for retirement, based on your current stage of life and expectations for the future.

Media Files:

Many Americans Go Broke In Retirement, But Many Others Gain Wealth In Old Age

Wed, 18 Apr 2018 15:41:00 -0400

While many retirees outlive their assets, a surprising number have more money after two decades than when they leave their jobs. What's going on?

Media Files:

First Circuit Says IRS Cannot Use Smell Test To Squash Plan To Funnel Millions Into Roth IRA

Wed, 18 Apr 2018 14:26:00 -0400

The substance over form doctrine is not a smell test. Plan using DISC to fatten up Roth IRA

Media Files:

Pros And Cons Of 403(b) Plans For Educators And Non-Profit Workers

Wed, 18 Apr 2018 14:07:00 -0400

Many educators and non-profit employees are covered by 403(b) plans, but what are they and should you use one if your employer offers it?

Media Files:

Here's When The Dow Will Hit 50,000

Wed, 18 Apr 2018 13:03:00 -0400

Let’s cut the bull about some of that stuff, and help you understand what big numbered-predictions really mean. In doing so, I hope to focus you on what really matters, which is percentage rate changes in the values of portfolios, securities and market indexes, not their actual raw number value.

Media Files:

Vast Majority Of Elder Financial Abuse By Guardians Can Be Prevented, Experts Tell Senate

Wed, 18 Apr 2018 12:47:00 -0400

Ways experts say elder financial abuse by guardians could be reduced include employing less restrictive controls and adopting temporary guardianships more often.

Media Files:

How To Stay In Your Circle Of Competence When Investing In Real Estate

Wed, 18 Apr 2018 09:58:00 -0400

Regardless of the hypnotizing yield, I will continue to own shares in companies that can demonstrate a history of dividend growth.

Media Files:

Ask Larry: ​​​​​​Can My Wife File Based On My Record?

Wed, 18 Apr 2018 09:28:00 -0400

Today’s post examines benefit availability on the record of foreigners who've paid into Social Security, the effect of working on benefit amounts, the availability of divorced spousal benefits, sequencing divorced widow's and retirement benefits and the nature of Social Security.

Media Files:

20 Low-Stress Funds With 8.0% Dividends And Big Upside

Wed, 18 Apr 2018 08:46:00 -0400

There are 20 elite closed-end funds (CEFs) that have proven their toughness in the last 10 years and have still handed investors market-beating returns.

Media Files:

Is This Longevity-Annuity Social Security Proposal The (Retirement) Holy Grail?

Wed, 18 Apr 2018 08:27:00 -0400

What if we put the power of Social Security late retirement increase factors to work a bit harder?

Media Files:

What Is The Most I Can Receive From My Social Security Retirement Benefits?

Wed, 18 Apr 2018 06:38:00 -0400

Looking to maximize your Social Security Benefits? We share some tips on how to get the largest Social Security check. Also how to figure out what you are entitled to for retirement from Social Security Benefits. You've earned it.

Media Files:

Two Years Later, Prince's Heirs Have Still Not Received A Penny Of His Estate

Wed, 18 Apr 2018 05:45:00 -0400

Two years later, bankers, lawyers, and consultants have earned millions from Princes estate. But his heirs haven't received a penny. Why?

Media Files:

How To Make Sure You'll Be A Burden To Your Children As You Age

Tue, 17 Apr 2018 18:32:00 -0400

Most of us don't want to burden our children. But if we live without taking proper care of ourselves, we are more likely to need long term care and the burden is very likely to fall on our adult children. Making better lifestyle choices is likely to protect us from that need.

Media Files:

More Buzz Than Action With Financial Wellness?

Tue, 17 Apr 2018 14:52:00 -0400

Why financial wellness has yet to take off and three ideas to help employers get started today.

Media Files:

6 Misunderstood IRA Rules And Strategies

Tue, 17 Apr 2018 12:30:00 -0400

IRAs seemed simple when we opened them, but the tax rules are much more complicated when we're 50 or older.

Media Files:

3 Blue-Chip Yields Of 3% To 6% To Dump Immediately

Tue, 17 Apr 2018 08:14:00 -0400

Blue chip stocks are among the worst retirement investments you can make.

Media Files:

Highs & Lows: 5 Markets You Need To Watch And Why

Tue, 17 Apr 2018 07:00:00 -0400

These 5 markets and indicators are hitting extreme levels, and you probably have exposure to them in your portfolio.

Media Files:

Thought Leaders Want Alzheimer's At The Top Of G20 Agenda

Mon, 16 Apr 2018 16:26:00 -0400

Thought leaders, researchers and scientists from around the world are asking the leaders of the world's wealthiest nations to adopt Aging and Dementia as a theme of the G20 Summit next year.

Media Files:

Impact PartnersVoice: How Retirement Strategies Should Change As You Age

Mon, 16 Apr 2018 15:34:00 -0400

A one-size retirement strategy does not fit all. This is true not only from person to person but also from year to year. You can’t plan for retirement the same way at age 60 as you did at 35; your priorities are different, and your assets need to be realigned to reflect your life circumstances.

Media Files:

Does The Medicare Payroll Tax Still Make Sense?

Mon, 16 Apr 2018 13:52:00 -0400

Why not just fund Medicare through general federal revenues rather than the FICA tax?

Media Files:

Ask Larry: ​​​​​​Can I Suspend To Increase My Benefit While Getting Spousal?

Mon, 16 Apr 2018 09:30:00 -0400

Today’s post addresses potential ways to sequence available benefits, when the earnings test does and does not apply, children's benefits and disability benefits, sequencing survivor's and retirement benefits and how filing early can affect other potentially available benefits.

Media Files:

Sleep Well At Night With This Monthly Dividend-Paying REIT

Mon, 16 Apr 2018 07:00:00 -0400

In addition to more frequent compounding, monthly paying companies (like LTC) also offer less market risk. With an annual distribution, you have just one day a year to buy additional shares via a dividend reinvestment program.

Media Files:

New Limitation On Meals And Entertainment Deductions Could Lead To More SEP IRA And 401(k) Plans

Sun, 15 Apr 2018 20:47:00 -0400

Under the Tax Cuts and Jobs Act, deductions for meals, entertainment and travel may be limited, thus increasing the likelihood of more businesses offering retirement plans such as 401(k) plans, SEP and SIMPLE IRAs.

Media Files:

Taking Advantage Of All The NAFTA Noise Through Mexican Bonds

Sun, 15 Apr 2018 16:12:00 -0400

If we use Mexico as a case study on the impact of renegotiating trade deals, then look at the Mexican bond yield curve. The short-term noise surrounding NAFTA can be a huge opportunity.

Media Files:

90% Of Older People Want To Live At Home? Maybe Not

Sun, 15 Apr 2018 11:35:00 -0400

Older folks don't necessarily want to live at home, despite what researchers say, especially if it means living alone or needing to have family take care of them. And what, exactly, does living "at home" mean? Sometimes that's code for "living in the past."

Media Files:

The YOLO Mistake Many Millennials Are Making

Sun, 15 Apr 2018 07:35:00 -0400

The travel bug is easy to catch and hard to shake, and Millennials love to travel. Against their long-term, best interest, what are Millennials sacrificing in financial security tomorrow for satiating their wanderlust today?

Media Files:

How To Track Down That Lost 401(k) Or Pension

Sun, 15 Apr 2018 07:32:00 -0400

Feel like you are missing some of your old retirement accounts? You are a not alone, here are some tips to track down missing pension of 401(K) accounts. You saved the money make it work for you.

Media Files:

The Best Way To Handle Required Minimum Distributions

Fri, 13 Apr 2018 11:30:00 -0400

The Tax Cuts and Jobs Act should change the way most people make charitable gifts, especially retirees.

Media Files:

3 Things That Caught My Eye In The Pew Report On Public Pensions

Fri, 13 Apr 2018 11:21:00 -0400

Some public pensions are shockingly underfunded; others are actually, in the grand scheme of things, doing well. Why?

Media Files:

Ask Larry: How Much Does Delaying Increase My Benefit?

Fri, 13 Apr 2018 09:58:00 -0400

Today’s post addresses delayed retirement credits, managing available benefits, benefits for disabled children, the nine month requirement for survivor's benefits and whether names changes can affect benefit eligibility and amount.

Media Files:

3 Lodging REITs To Help You Sleep Well at Night

Fri, 13 Apr 2018 07:00:00 -0400

I reserve my highest REIT ratings for companies with growing dividends , wide moats, and of course a wide margin of safety (that’s “intelligent REIT investing”).

Media Files:

Last-Minute IRA Funding? Some Pitfalls To Be Aware Of

Thu, 12 Apr 2018 13:44:00 -0400

You have until Tax Day to fund your IRA for the previous year – for 2017, it’s April 17, 2018. If you decide to maximize this planning opportunity, here are a couple of pitfalls to be aware of.

Media Files:

11 Cities Where $1 Million In Retirement Lasts The Longest

Wed, 11 Apr 2018 20:02:00 -0400

A study shows $1 million doesn't go as far as it used to.

Media Files:

A Constitutional Amendment To Cut Benefits For Old And Sick People

Wed, 11 Apr 2018 15:23:00 -0400

The House will soon vote on a Constitutional amendment to balance the budget. It is really an amendment to cut Social Security, Medicare, and Medicaid long-term care services.

Media Files:

How Much Should You Save For A Comfortable Retirement?

Wed, 11 Apr 2018 15:04:00 -0400

This is the second blog in a three-part series that focuses on anticipating and planning for retirement based on your current stage of life and expectations for the future.

Media Files:

Three Things To Consider Before Taking A Distribution From A Self-Directed IRA

Wed, 11 Apr 2018 14:48:00 -0400

When taking distributions from your Individual Retirement Account (IRA), it is important to remember three things: tax ramifications, the actual process of the withdrawal and your distribution options

Media Files:

Long-Term Care Planning Misconceptions Are Holding Back Advisors And Consumers

Wed, 11 Apr 2018 12:03:00 -0400

Long-term care risk remains a huge issue for both financial advisors and consumers. Misconceptions appear to be holding many back from better planning but there are some common sense solutions available.

Media Files:

Ask Larry: ​​​​​​Will The New Law Stop Our Plan?

Wed, 11 Apr 2018 09:40:00 -0400

Today’s post addresses how the new law might affect available benefits, sequencing widow(er)'s and retirement benefits, how married couples might file, what benefits might be retroactively available and how and why Social Security provides benefit estimate information.

Media Files:

Heads Up: You Need A New Investment Advisor

Wed, 11 Apr 2018 09:07:00 -0400

Telltale signs it's time to change investment advisors and how to make the shift with grace.

Media Files:

News Alert: Nearly 100% Of Workers Have Access To Retirement Savings Accounts

Tue, 10 Apr 2018 23:46:00 -0400

This is no April Fool's joke -- virtually everyone can save for retirement if they wish. But we can make it easier to do so.

Media Files:

Should I Pay Off My Mortgage?

Tue, 10 Apr 2018 16:09:00 -0400

How do you do this? Pay off your mortgage as soon as you can, and definitely pay it off before you retire. And don’t buy a home if you can’t afford to pay it off between five to 10 years.

Media Files:

What 2017 IRS Audit Data Mean For Self-Directed IRAs And Solo 401(k) Plans

Tue, 10 Apr 2018 12:03:00 -0400

Based on the 2017 IRS Audit data, audits performed by the IRS have fallen for the sixth straight year. However, you still need to make sure your returns are compliant with all IRS rules and regulations.

How Can 35% Of Employees Have No Access To A Retirement Plan?

Tue, 10 Apr 2018 11:43:00 -0400

Three things to know as the retirement plan coverage conversation takes the lead in the coming years.

Media Files:

Avoiding The 5 Greatest Threats To Your Retirement Security

Tue, 10 Apr 2018 09:59:00 -0400

Your job isn’t done when you retire. Things change during retirement, and you have to keep up with the changes.

Media Files:

Retire This Weekend And Eliminate All Your Work Drama

Tue, 10 Apr 2018 08:42:00 -0400

Avoid making an emotional retirement decision with these tips

Media Files:

What Beats A Charitable Bequest Under The New Tax Law?

Tue, 10 Apr 2018 06:01:00 -0400

Want to leave money to charity? Do it now with a charitable gift annuity or a charitable remainder trust.

Media Files:

Five Things To Consider Before Buying Real Estate With A Self-Directed IRA

Mon, 9 Apr 2018 23:31:00 -0400

When deciding to use an IRA to invest in real estate, it's important to know these five steps, including IRS rules and IRA custodian options, before proceeding.

Media Files:

Respect For Our Seniors? Let's Put Our Money Where Our Mouths Are

Mon, 9 Apr 2018 17:23:00 -0400

As a society we claim to have great respect for older citizens but we don't seem willing to put our money into Social Security or Medicare, despite the growing need for more. It's time we put our money where our mouths are and increase the rate and the maximum amount of our annual contribution.

Media Files:

An Alternative View of Q1 Volatility -- Time For Commodity Comeback?

Mon, 9 Apr 2018 14:29:00 -0400

The SP500 had 23 daily moves of 1% or more in the first quarter compared with just 8 such days for all of 2017. The performance of the alternatives themselves is fairly revealing. Could the markets be sniffing out the return to some higher levels of inflation and an economy in its late stage?

Media Files:

The 4 Advantages Retired Men Have

Mon, 9 Apr 2018 13:25:00 -0400

The co-author of The New Senior Man says these four advantages for men in retirement can lead to opportunities and happiness.

Media Files:

The Dow Gets Riskier Every Day... Here's Why

Mon, 9 Apr 2018 11:54:00 -0400

There is a problem many investors face today because they have become complacent about what “the stock market” is, and they are letting some combination of passivity and greed blind them from what has become a major risk to their wealth: “concentration risk.”

Media Files:

Don't Fear 3% Ten-Year Treasury Bond Yield

Mon, 9 Apr 2018 11:52:00 -0400

Why fear a 3% ten-year Treasury, when there are ways to grab yield?

Media Files:

Walking Away From The Job I Loved

Mon, 9 Apr 2018 11:37:00 -0400

This educator knew it was time for retirement at 70. She worries more about becoming irrelevant than about making her money last.

Media Files:

Writing In Retirement:A Simple Formula To Get Started

Mon, 9 Apr 2018 10:48:00 -0400

Start Writing In Retirement With These Simple Tips

Media Files:

Ask Larry: ​​​​​​How Do I Restrict To Spousal Only?

Mon, 9 Apr 2018 10:24:00 -0400

Today’s post takes up how to file a restricted application, whether to pursue a strategy involving suspending a retirement benefit, the status of final checks for deceased individuals, potential effects of working past 70 and effects of one spouse's benefits on those of the other spouse.

Media Files:

How 401(k) Trading Will Slam Your Retirement Kitty

Mon, 9 Apr 2018 09:07:00 -0400

Millions of 401(k) investors dump stocks and buy bonds when the market heads south. Here's why that's a bad idea.

Media Files:

Entrepreneurship: The Retirement Solution?

Mon, 9 Apr 2018 09:00:00 -0400

Retirees are often more successful as entrepreneurs because they have more financial strength, personal stability and self-awareness than those in other cohorts.

Media Files:

3 Highly Predictable REITs To Help You Sleep Well At Night

Mon, 9 Apr 2018 07:00:00 -0400

Evidence suggests all asset returns are predictable, to some extent, with returns on real estate relatively easier to forecast.

Media Files:

The Death Of Bond Market Volatility

Sun, 8 Apr 2018 11:17:00 -0400

U.S. stock market volatility has soared. Why are rest of the financial markets sleeping?

Media Files:

Social Security 'Catch-Up Contributions' And The Quest For The Holy Grail

Sun, 8 Apr 2018 11:05:00 -0400

Scholars have proposed a plan for "catch-up" Social Security contributions to boost benefits. Is it worth its salt?

Media Files:

What You Need To Know About Opening A SEP IRA For 2017 Taxes

Sat, 7 Apr 2018 11:40:00 -0400

Facing a big tax bill for 2017? If you are a small business owner or self employed, you still have time to open a SEP IRA. You can potentially sock away $54,000 for 2017. Here is what you need to know.

Media Files:

1st Quarter Sector Review: It's Tough Out There For A Dividend Stock

Fri, 6 Apr 2018 12:11:00 -0400

The first quarter was a roller-coaster. It was also, as Winston Churchill once said about Russia, "a riddle, wrapped in a mystery, inside an enigma."

Media Files:

Could You Be Saving Too Much For Retirement?

Fri, 6 Apr 2018 11:30:00 -0400

Most media reports say Americans aren't saving enough for retirement, but another view is that many people save too much and overly constrain their standards of living.

Media Files:

Why Retiring On $1 Million Isn't As Good As It Looks

Fri, 6 Apr 2018 11:14:00 -0400

If you've got $1 million, you're set for a comfortable retirement, right? Not really. Here's why that is, and what you can do about it.

Media Files:

Ask Larry: ​​​​​​Spousal Before Retirement Benefits Really Is Allowed, Right?

Fri, 6 Apr 2018 09:51:00 -0400

Today’s takes up early spousal benefits, restricted applications, early filing, the family maximum that can be claimed on a single record and whether a recipient can lower their benefit received.

Media Files: