Wed, 28 Sep 2016 02:48:00 GMT2016-09-27T22:48:00ZDanger ahead for people counting on delayed retirement credits on their Social Security.
Tue, 27 Sep 2016 17:06:00 GMT2016-09-27T13:06:00ZWhile banks may be softening their stance regarding deal size, buyers cannot escape having to be qualified financially and experience-wise, and must be willing to personally guarantee the loan. This is also the case with seller-based financing although in these cases, the assets of the business rather than personal ones are usually pledged.
Tue, 27 Sep 2016 16:27:00 GMT2016-09-27T12:27:00ZA recent GAO report and Senate hearing took Social Security task for its information about claiming Social Security benefits
Tue, 27 Sep 2016 16:01:00 GMT2016-09-27T12:01:00ZIs your home loan ready for your retirement?
Tue, 27 Sep 2016 13:52:00 GMT2016-09-27T09:52:00ZFootball season is upon us, and whether you're partial to college ball, the NFL, or are just plain addicted to anything resembling a pigskin, you can expect a lot of couch time. But you don't have to ignore your finances just because the running backs are slashing, linebackers are taking down opposing quarterbacks and the beer and nachos are plentiful. You can take time between cheering, dipping, or complaining about a blown call to improve your financial life. Think it can’t be done? Well, here are six ways to take care of your finances during the course of a single football game.
Tue, 27 Sep 2016 13:43:00 GMT2016-09-27T09:43:00ZThe first method to be tested is the original constant inflation-adjusted withdrawal strategy introduced in William Bengen’s 1994 article, “Determining Withdrawal Rates Using Historical Data.” This will serve as a baseline for subsequent comparison with other strategies. Bengen’s rule says to adjust spending annually for inflation and maintain constant inflation-adjusted spending until the portfolio depletes.
Tue, 27 Sep 2016 13:12:00 GMT2016-09-27T09:12:00ZThere many financial professionals that could give you financial advice, including financial coaches, financial advisors, and financial planners, but which one is right for you?
Mon, 26 Sep 2016 20:34:00 GMT2016-09-26T16:34:00ZToday’s column explores the sequencing of different available benefits, disability, widow(er)'s, spousal and divorced spousal benefits, and coordinating benefit filing dates for married couples.
Mon, 26 Sep 2016 13:24:00 GMT2016-09-26T09:24:00ZWith the Department of Labor's (DOL) new Fiduciary Rule set to begin in April, there is a debate brewing over whether the more traditional asset under management (AUM) based fees or retainers will win the day moving forward. Clearly, under the best interests rule for retirement, advisers will be moving away from charging commissions and gravitate toward fees. The question is, what is the fairest and most defensible way to charge clients?
Mon, 26 Sep 2016 13:23:00 GMT2016-09-26T09:23:00ZMiddlemen in 401(k) plans can eat up your savings. Here's how to tell if you're being gouged.
Mon, 26 Sep 2016 13:23:00 GMT2016-09-26T09:23:00Z
Sun, 25 Sep 2016 19:05:00 GMT2016-09-25T15:05:00ZThis guy has nothing in the bank, but you don’t have to feel sorry for him.
Sun, 25 Sep 2016 16:53:00 GMT2016-09-25T12:53:00ZWatch out for "volunteer: caregivers. They could be scams.
Sun, 25 Sep 2016 16:53:00 GMT2016-09-25T12:53:00Z
Sun, 25 Sep 2016 14:00:00 GMT2016-09-25T10:00:00ZWe all know we need to save for retirement, but let’s face it. We also have limited funds with which to save. With all the various tax-advantaged retirement account options available to use, it can be tricky to know which ones to prioritize with our limited savings. Making the wrong choice could cost us in higher taxes, less flexibility, or even missing out on free money. Here are some factors to consider in making sure you’re getting the full value out of your tax-advantaged retirement accounts:
Sun, 25 Sep 2016 12:00:00 GMT2016-09-25T08:00:00ZNew guidelines for older drivers offer steps family members and professionals can take before suggesting giving up the car keys.
Sun, 25 Sep 2016 12:00:00 GMT2016-09-25T08:00:00Z
Sat, 24 Sep 2016 21:00:00 GMT2016-09-24T17:00:00ZWhy Lake Placid is the best place to see autumn leaves right now
Sat, 24 Sep 2016 13:30:00 GMT2016-09-24T09:30:00ZLast Wednesday, Audi CEO Rupert Stadler was interrogated by investigators of the Jones Day lawfirm, who showed great interest in his involvement with Volkswagen’s dieselgate scandal.What transpired on the hot seat depends on who you ask. Some claim the interview produced a lot of nothing. Some say that Stadler was confronted with new accusations. Then there is that long-term Volkswagen executive who tells me that Stadler could be the lynchpin of present and past Volkswagen scandals and that no-one in Volkswagen’s leadership would have any interest in Stadler becoming talkative.
Sat, 24 Sep 2016 13:00:00 GMT2016-09-24T09:00:00ZMutual funds have many different kinds of costs, many of which are unapparent to the untrained investor. Naturally, these costs can eat away at returns. So, what are these costs? And, how large are they?
Sat, 24 Sep 2016 12:39:00 GMT2016-09-24T08:39:00ZToday I need to warn you about a common mistake I’ve seen burn investors over and over. I’ll also show you 3 bargain dividend growth stocks that are great buys for your retirement portfolio now; more on those in a moment.
Sat, 24 Sep 2016 11:34:00 GMT2016-09-24T07:34:00ZMunicipal bonds are popular with retirees because they provide tax-free income. Some pay secure yields above 6%, which translates to 10% tax-equivalent payouts to folks in high tax brackets.
Fri, 23 Sep 2016 21:03:00 GMT2016-09-23T17:03:00ZHedge funds have struggled to outperform the market in 2016. According to the Barclay Hedge Fund Index, the average net return for hedge funds year to date is 3.43%, compared to 6.1% for the S&P 500. Throughout the second quarter and third quarter, the market has continued its heated pace of growth, even as several worrying trends signal a disconnect from economic reality. For one, nonfinancial-corporate profits from current production (operating income) declined from a 7.6% increase in the year ended June 2015 to a 9.3% contraction for the year ended June 2016. At the same time, nonfinancial corporate debt rose from 601% in the second quarter 2015 to 697% in the recent second quarter, the highest since 717% reached in second quarter 2010, according to Moody’s Analytics.
Fri, 23 Sep 2016 15:38:00 GMT2016-09-23T11:38:00ZEver feel awkward or embarrassed in middle school? Wait until you get to retirement.
Fri, 23 Sep 2016 15:27:00 GMT2016-09-23T11:27:00ZLibertarian Party presidential nominee Gary Johnson has pretty radical proposals for older voters.
Fri, 23 Sep 2016 13:09:00 GMT2016-09-23T09:09:00ZFirst, Hillary Clinton proposed raising estate taxes from the current 40% to 45%. Now, she wants a 65% death tax. Any questions?
Fri, 23 Sep 2016 11:00:00 GMT2016-09-23T07:00:00ZYou can easily boost your retirement savings. Here's how.
Fri, 23 Sep 2016 11:00:00 GMT2016-09-23T07:00:00Z
Thu, 22 Sep 2016 19:00:00 GMT2016-09-22T15:00:00ZA new basis reporting law is confusing inheritors and causing headaches for executors. The AICPA is asking Congress for a fix.
Thu, 22 Sep 2016 18:13:00 GMT2016-09-22T14:13:00ZIn the new PBS election documentary, 'The Choice,' viewers learn what made Hillary Clinton and Donald Trump who they are today.