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Retiring: Pageant Glamour for Those Who Have Reached the Age of Elegance

Fri, 02 Dec 2016 19:18:55 GMT

From left, Dove Morgan Schmidt (Ms. Oklahoma), Sharon Peters (Ms. Michigan), Catherine Szerszen (Ms. Kentucky), Marguerite Rose (Ms. Rhode Island), and Linda Allbright (Ms. Washington) watch the performances backstage at the 2016 Ms. Senior America Pageant in Atlantic City.The Ms. Senior America pageant, and others like it, celebrate women of a certain age — “between 60 and death,” one contestant joked.


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Sketch Guy: How Entrepreneurs Can Make Peace With Undiversified Investments

Mon, 05 Dec 2016 17:15:45 GMT

Knowing there’s a return on investment that doesn’t fit neatly on a spreadsheet can help ease the stress.


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Contributing Op-Ed Writer: Cashing In on Climate Change

Sat, 03 Dec 2016 20:17:03 GMT

Socially responsible investing makes good business sense.


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Strategies: Trump’s Win Gives Stocks in Private Prison Companies a Reprieve

Sat, 03 Dec 2016 18:17:02 GMT

A detention center in Eloy, Ariz. President-elect Donald J. Trump’s promise to deport millions of immigrants who are in the country illegally and his selection of the tough-on-crime senator Jeff Sessions of Alabama as attorney general could mean big money for the private prison industry.In the market rally after Donald J. Trump was elected president, two big beneficiaries were operators of prisons and immigration detention centers.


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The Haggler: FlipKey Fiasco: All the Comforts of Home, Minus the Comforts

Sat, 03 Dec 2016 16:50:33 GMT

A customer requested a refund from FlipKey, an online rental service owned by TripAdvisor, after arriving at a filthy lakeside vacation rental.


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You’re Buying a Home. Have You Considered Climate Change?

Fri, 02 Dec 2016 16:19:59 GMT

Houses in Norfolk, Va., on waterfront property. Some have raised foundations to ward off flood damage.It’s a smart idea to consider the long-term implications of owning a home in damage-prone areas.


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Wealth Matters: It’s the Giving Season. Would You Like a Radio Station?

Fri, 02 Dec 2016 17:11:10 GMT

Jason Wolff and Jennifer Ferro, president of KCRW, at the station’s studios in Santa Monica, Calif. Mr. Wolff donated a radio station to KCRW.Many gifts this time of year are checks written to causes, but some come as junked cars and even orphan radio stations.


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Your Money Adviser: Conventional Home Mortgage Loan Limit to Rise Next Year

Fri, 02 Dec 2016 16:42:57 GMT

In another sign of a recovering housing market, the government will increase the amount that can be borrowed before loans become “jumbo” mortgages.



Your Money Adviser: Recent College Grads Have Choices When Bills Start to Arrive

Wed, 30 Nov 2016 21:29:45 GMT

This is the time of year that a student loan grace period typically ends for spring graduates — but flexible repayment plans can help ease the burden.



Your Money: One Money Question to Rule Them All: How Much Is Enough?

Thu, 24 Nov 2016 14:00:16 GMT

We can get an idea of what to us feels like enough money by getting a baseline on spending and quantity, then homing in on quality.


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Sketch Guy: Stop Spending Based on Other People’s Wealth

Mon, 28 Nov 2016 16:29:54 GMT

Trying to keep up with the Joneses, when the Joneses’ real finances are unknown, is unwise, a financial planner reminds us.


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Retiring: College Towns Can Be Attractive Later in Life

Wed, 30 Nov 2016 02:24:34 GMT

William Riffer (standing) joined the Christopher Wren Association in Williamsburg, Va., one of 400 University communities have advantages like intellectual stimulation, cultural amenities and a healthy economic base without a high price tag.


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Wealth Matters: Investing in Creativity, and in the Greater Good

Fri, 25 Nov 2016 18:24:27 GMT

Lorrie Meyercord in her home invested more than $1 million in a company that builds housing for artists who use their creative talent for social good.How individual investors are contributing funds to artists who are working on important social issues.


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Your Money: Should Trump Undo Investor Protections? Meet the Brokers of Madison County

Fri, 18 Nov 2016 23:09:48 GMT

Two brokerage firms, Clayton, Lowell & Conger and Ridgeway & Conger, in New Woodstock, N.Y., are no longer in operation. The building is for sale.Many brokers with troubled pasts are still running amok without their customers’ knowing their histories or their employers’ seeming to care much.


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Fair Game: The Kind of Car Insurer That Gives Consumers the Best Value

Fri, 18 Nov 2016 18:24:17 GMT

Mutual insurance companies owned by policyholders paid claims at a higher rate, providing the best value to consumers, a study found.



Sketch Guy: 6 Ways Pretend Investors Differ From the Real Ones

Mon, 21 Nov 2016 16:41:41 GMT

Like children, some adults seem convinced that they can pretend to be investors, but that can be dangerous.


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The Haggler: A $28,000 Mystery: Will the Real Toner Supplier Please Stand Up?

Sat, 19 Nov 2016 17:30:20 GMT

A nonprofit that disputes huge bills from a supplier of printer toner is whipsawed between two companies, one of which is not even supposed to exist.


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Strategies: It’s Not Just the White House. Change Is in the Air on Wall St., Too

Sat, 19 Nov 2016 17:04:06 GMT

Since Donald J. Trump’s victory, stock futures, bonds and some stock sectors have reversed themselves, and investors can expect more uncertainty.


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Retiring: No Rest at Rest Home: Fighting Bias Against Gays and Lesbians

Fri, 18 Nov 2016 21:42:33 GMT

In a lawsuit, Marsha Wetzel is accusing the Glen St. Andrew housing center and its managers of failing to protect her from hostile residents who have insulted and verbally abused her.If successful, Marsha Wetzel’s lawsuit against a senior living community in Illinois could set a legal precedent establishing housing providers’ responsibilities.


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Wealth Matters: How to Give an I.R.A. to Children Without Giving Up Control

Fri, 18 Nov 2016 19:40:48 GMT

Duane and Nancy Squires at their home in Myrtle Beach, S.C. They set up a trusteed I.R.A. to manage how their I.R.A. savings would be distributed to their children after their deaths.A trusteed I.R.A. lets parents determine how, when and why their children receive the distributions from their retirement accounts.


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The New Old Age: They’re Growing Older. Their Mortgage Debt Is Growing Deeper.

Fri, 18 Nov 2016 11:05:22 GMT

After pulling cash from their homes during the boom years, many older people are saddled with rising debt, making retirement more difficult.


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Your Money Adviser: How to Buy a Car When You Have an Upside-Down Loan

Fri, 18 Nov 2016 13:20:45 GMT

There are ways to minimize the financial pain of trading in a car that is worth less than what you owe.



Insure This Business? Start-Ups Face Challenges

Wed, 16 Nov 2016 20:04:35 GMT

Jeff Platt, chief executive of Sky Zone, at a Sky Zone location in Orlando, Fla. Mr. Platt said it took some effort to educate insurers about his trampoline park business.An entrepreneur might want to save money by ignoring potential liabilities, patents, copyrights or taxes, but such issues can be business killers.


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Economic View: Why Surging Stocks May Not Mean the Economy Trusts Trump

Fri, 18 Nov 2016 22:43:07 GMT

Rising share prices signify predictions of greater profits, but those profits could come at the expense of consumers if regulations are slashed.


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Sketch Guy: A Question for Uncertain Times: What Do You Still Control?

Mon, 14 Nov 2016 16:25:29 GMT

Like the outcome of the presidential election, investing can have unpredictable results because no one has any idea what the future holds.


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Tech Fix: How Not to Overpay on Black Friday? Let the Web Be Your Guide

Wed, 16 Nov 2016 16:51:49 GMT

Despite what the ads say, the overwhelming majority of deals on the day after Thanksgiving are duds.


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Your Money Adviser: How Students Are Responding to the Changes in Federal Financial Aid

Thu, 17 Nov 2016 00:25:21 GMT

This year, for the first time, the Fafsa was made available on Oct. 1 — three months earlier than usual — for the next academic year.



Your Money: We Have a Retirement Savings Problem. Politicians Can Help.

Fri, 11 Nov 2016 15:19:27 GMT

Half of all Americans who work in the private sector lack access to an employer-based retirement plan and efforts to increase those numbers have not yet amounted to much.


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The New World of Money

Fri, 11 Nov 2016 22:33:25 GMT

This special section explores how political turmoil here and abroad is raising uncertainty in the global economy.



Your Money Adviser: The Persistence of the Minimum Payment

Fri, 11 Nov 2016 19:43:57 GMT

Almost a third of credit card borrowers make payments at or near the monthly minimum amount, a new study shows, increasing the interest they pay.



Retiring: Bingo? Pass. Bring on Senior Speed-Dating and Wine-Tasting.

Fri, 11 Nov 2016 15:22:38 GMT

Older adults attend a sushi class at Mather’s-More Than a Cafe in Chicago.Senior centers have undergone profound changes in recent years to appeal to baby boomers who are living longer and expect more — much more.


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Your Money Adviser: How Refinancing Your Mortgage Can Pay Off Your Student Loan

Wed, 09 Nov 2016 19:27:46 GMT

A new program offers some benefits to borrowers with private loans but also carries risks, experts caution.



Public Sacrifice: How to Fix a Retirement Plan at a School or Nonprofit

Fri, 04 Nov 2016 15:22:51 GMT

Plans known as 403(b)’s often have mediocre investment choices and high fees; here are some ways to do something about it.


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Public Sacrifice: Nonprofit Employees, Already Underpaid, Face Special Challenges in Retirement

Wed, 02 Nov 2016 16:01:36 GMT

Short on time and money, small nonprofits often have little of either left for researching and adopting the best savings vehicles for their workers.


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Public Sacrifice: Even Math Teachers Are at a Loss to Understand Annuities

Fri, 28 Oct 2016 16:58:48 GMT

Schoolteachers and other government and nonprofit workers are often at the mercy of confusing contracts tied to arcane investments, sold by representatives who may not understand them.


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Public Sacrifice: An Annuity for the Teacher — and the Broker

Wed, 26 Oct 2016 21:54:23 GMT

A look inside the high-pressure job of selling workplace annuities to public schoolteachers.


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Public Sacrifice: Think Your Retirement Plan Is Bad? Talk to a Teacher

Fri, 21 Oct 2016 21:22:09 GMT

Schoolteachers and others who pursue careers of service in exchange for modest paychecks get lightly regulated retirement plans that often charge excessive fees.


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Public Sacrifice: Answers to Questions About 403(b) Plans

Fri, 21 Oct 2016 21:41:20 GMT

A 403(b) plan is similar to the more familiar 401(k), but it is subject to less stringent securities regulations.



Your Money: One Crucial Investing Question: Are Your Goals Different Now?

Wed, 09 Nov 2016 13:48:06 GMT

Traders on the floor of the New York Stock Exchange on Wednesday. American investors tend to have at least half of their stock investments in United States companies.If your goals haven’t changed, resist a knee-jerk reaction based on an election that didn’t go your way.


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Sketch Guy: Skip Credit Cards and Preload Monthly Payments Instead

Mon, 07 Nov 2016 18:01:10 GMT

Before your next big purchase, use the preload method by setting up a savings account and automatically transferring the monthly payment to it.


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Wealth Matters: When Should Charities Throw In Together?

Fri, 04 Nov 2016 14:35:05 GMT

K. Sujata, president and chief executive of the Chicago Foundation for Women, oversaw a merger in 2012, when her nonprofit group took over the Eleanor Foundation.For foundations and public charities, a merger can achieve the same goals it does for businesses: growth, effectiveness and, sometimes, viability.


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Your Money Adviser: Comparing Medicare Prescription Drug Plans

Wed, 02 Nov 2016 23:35:27 GMT

Experts advise those covered by Medicare to check the changes in their prescription drug plans and consider changing plans before the Dec. 7 deadline.



Your Money: The School of Wants and Needs — and Wood-Fired Showers

Fri, 28 Oct 2016 16:36:56 GMT

At the Midland School in Los Olivos, Calif., meeting the basic needs like electricity, hot water and food are a big part of the students’ responsibilities.A prep school that prepares students for entry into competitive colleges, but also teaches them how to raise livestock, grow vegetables and chop wood.


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A Big Life Change Is More Planning Than Magic

Wed, 02 Nov 2016 17:55:30 GMT

To streamline the process, embrace the uncertainty of life and be open to possibilities.


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Start-Ups for the End of Life

Wed, 02 Nov 2016 16:24:08 GMT

Eliam Medina, left, and Rob Dyson, co-founders of Willing, a service that walks people through the completion of estate planning documents.A crop of tech start-ups is looking to capture a slice of the funeral sector and end-of-life care. Many of them are founded by millennials, who have grown up online.


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Itineraries: Thinking of Renting a Car in the Yucatán? Think Twice

Mon, 31 Oct 2016 21:28:59 GMT

A 2016 Nissan Versa, left, collided with a 2015 Nissan Tsuru in a car-to-car crash test in Virginia last week.Because national laws vary, the make of car you drive at home might not have the same safety features in many other countries.


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Improve Your Odds of Getting a Safe Rental Car Abroad

Mon, 31 Oct 2016 21:35:36 GMT

Some tips on how to weed out the worst cars.



Your Money Adviser: Keeping Your Affordable Care Act Plan Affordable

Fri, 28 Oct 2016 17:28:00 GMT

The HealthCare.gov home page.Many with health insurance through government marketplaces are eligible for financial help that can significantly lower those premiums.


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Wealth Matters: Aligning Your Investments With What Motivates You

Fri, 28 Oct 2016 17:13:52 GMT

Suzanne Duncan led a team that started out researching incentives in investment decisions, but switched over to studying motivation.In finance, phi is a way for investors to quantify how their motivations, or the motivations of their money managers, will affect long-term returns.


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Wheels: Let the Lessee Beware: Car Leases Can Be the Most Binding of Contracts

Thu, 27 Oct 2016 17:00:44 GMT

Allie Mangel sits in her Ford Edge, which she leased before learning she had to stop driving because she was losing her vision. She was unable to get out of the lease.An auto lease, a common alternative to buying a vehicle, is a three-party contract that can be hard to break.


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How a Car Lease-Transfer Broker Works — or May Not

Thu, 27 Oct 2016 17:00:18 GMT

A driver looking to end a car lease early might turn to a broker, but using such a service comes with its own costs and restrictions.



Why Wait a Month for a Sofa That’s Not Even What You Wanted?

Wed, 26 Oct 2016 16:23:19 GMT

Edgar Blazona, founder of BenchMade Modern, one of several new furniture companies courting customers, increasingly millennials.Start-ups are trying to break off pieces of the furniture market by offering custom sizes and colors, or more affordable prices, and quicker turnaround.


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Sketch Guy: Do Your Investments Actually Help You Reach Your Goals?

Mon, 24 Oct 2016 17:04:23 GMT

The answer to this basic question is the key to ensuring you’re on the right path, a financial adviser writes.


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Your Money Adviser: Employees, Do the Homework on Job-Based Health Coverage

Wed, 26 Oct 2016 19:58:56 GMT

Workers should look beyond the plan’s monthly premium to consider other costs that they might have to pay out of pocket.



Your Money: How Taking a Gap Year Can Shape Your Life

Wed, 19 Oct 2016 15:08:14 GMT

Top row, left: Masa Kenney, who served in the United States Army during Operation Desert Storm; right: Geoff Noer in the Faroe Islands. Middle row, left: Tim Holtan in Vietnam; right: Corey Flournoy, national president of Future Farmers of America. Bottom row, left: Josh Fine running a one-man college radio network in the 1992 presidential campaign; right: Toni Gorog in Brazil.Looking back, adults who took time off before or during college say they have no regrets.


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I’m 29 and I never learned how money works. It’s time to fix that.

Mon, 24 Oct 2016 17:31:46 GMT

Simple answers to questions you’ve always had about money.


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The Haggler: Do Not Anger the Travel Gods. Sweat the Details.

Sat, 22 Oct 2016 17:58:19 GMT

When the travel insurance company Allianz denies a claim for a trip that was canceled for medical reasons, a traveler seeks help getting a reimbursement.


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Retiring: Migrant Workers in Recreational Vehicles

Fri, 21 Oct 2016 10:00:23 GMT

Bill McClain and his wife, Darla. He owned a Harley-Davidson shop in California for 22 years. But the economic downturn and increased state regulations, he said, pushed them to sell everything in 2010 and join the work-camping community.Work camping combines elements of the gig economy, telecommuting and contingent labor, and attracts older adults seeking more money and more meaning from life.


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Wealth Matters: Red-Flag Time: Your Broker Offers a Can’t-Miss Sales Contest

Fri, 21 Oct 2016 15:18:58 GMT

Ed Gjertsen II, chairman of the Financial Planning Association and vice president at Mack Investment Securities in Northfield, Ill.When brokers try to sell a product like a securities-backed loan, they aren’t being charitable. They are trying to make money.


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Economic View: I Paid $2,500 for a ‘Hamilton’ Ticket. I’m Happy About It.

Fri, 21 Oct 2016 15:10:15 GMT

High prices are a natural reflection of great demand and scant supply. In a free market, they are inevitable until demand subsides or supply expands.


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‘Lions Hunting Zebras’: Ex-Wells Fargo Bankers Describe Abuses

Thu, 20 Oct 2016 16:56:00 GMT

Kevin Pham at a Wells Fargo branch in Daly City, Calif. Mr. Pham said he saw fellow Wells Fargo employees targeting customers for sham accounts at the San Jose, Calif., branch where he used to work. “They would look for the weakest, the ones that would put up the least resistance,” he said.In legal filings and statements, former employees of the bank said immigrants, older adults, college students and Native Americans were targeted for fake accounts.


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Voices From Wells Fargo: ‘I Thought I Was Having a Heart Attack’

Thu, 20 Oct 2016 16:57:18 GMT

Former sales representatives at Wells Fargo described relentless pressure, being shamed and being fired.Former employees describe intimidation and ridicule tactics at the bank, which they said caused anxiety, panic attacks and other physical symptoms.


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Your Money: A Guide to Getting Rid of Your Big-Bank Checking Account

Fri, 07 Oct 2016 17:08:08 GMT

If the recent Wells Fargo scandal has left you disenchanted with giant banks and ready to switch to a smaller one or a credit union, here’s what you should know.


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Sketch Guy: Big Adventures Will Be Hard. Did You Expect Something Else?

Tue, 18 Oct 2016 18:08:27 GMT

The lessons learned while pushing yourself outside your comfort zone can be invaluable, a financial planner writes.


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Your Money Adviser: Why, and When, Your Child Should Have a Debit Card

Fri, 14 Oct 2016 16:53:10 GMT

The cards give minors control over their own cash but allow parents to monitor the spending and offer guidance as needed.


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Essay: Picking a Portfolio With Pokéballs

Fri, 14 Oct 2016 20:52:08 GMT

If you can use augmented reality to find cartoon monsters, why not use it to capture weirdly enticing investments?


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Fundamentally: Higher Prices Dim the Appeal of Dividend-Paying Stocks

Fri, 14 Oct 2016 23:44:48 GMT

Traders monitored prices in the Standard & Poor’s 500-stock index options pit at the Chicago Board Options Exchange last month.As dividend-paying stocks have become more expensive, investors have been forced to seek other options.


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How Three Strong-Performing Funds Pick Stocks

Sun, 23 Oct 2016 04:13:57 GMT

Brian P. Smoluch, a manager of the Big, Small, American, Chinese: Different stocks produced outstanding results for investors and the funds that hold them.


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‘Brexit’ Blurs the European Investment Outlook

Fri, 14 Oct 2016 20:55:50 GMT

Shoppers on Oxford Street in London. Highlighting surveys showing that consumer confidence had eroded, Barclays forecast that the British economy would be pushed into a recession imminently.Though markets have stabilized since the vote for Britain to leave the European Union, where investors and businesses go from here is uncertain.


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Sticking With Stocks, Especially in Market Downturns

Fri, 14 Oct 2016 20:46:48 GMT

Mutual fund managers are holding their ground, which may be a stabilizing force in the market.


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Off the Shelf: Three Excellent Books on Long-Term Investing

Fri, 14 Oct 2016 20:58:07 GMT

As the market fluctuates, these books remind us to use common sense and stick to the basics when saving and planning for retirement.


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Stocks Climb Under Heavy Clouds

Fri, 14 Oct 2016 20:39:58 GMT

Despite the prospect of higher interest rates, the imminent presidential election and heightened uncertainty in Europe, shares have for the most part risen.


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How Regular Investing Smooths the Market’s Ups and Downs

Fri, 14 Oct 2016 20:44:17 GMT

Dollar-cost averaging offers investors a way to avoid the risks of trying to time the markets, and to save gradually, at a reasonable price.


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Signs of Strain in the Stock and Bond Love Affair

Fri, 14 Oct 2016 20:33:45 GMT

The markets’ traditional moves may be altering, denting bonds’ appeal. But it’s not really dire. And remember: There’s always the safety of cash.


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Retiring: The Future of Retirement Communities: Walkable and Urban

Fri, 14 Oct 2016 15:13:20 GMT

Ben and Christine Brown in West Asheville, N.C., which they says is a more walkable community than their previous home in Franklin, N.C.In the age of the Fitbit and more active retirees, there is a growing demand for neighborhoods that don’t require a car and offer a mix of services.


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Wealth Matters: A Museum’s Seal of Approval Can Add to Art’s Value

Fri, 14 Oct 2016 15:07:52 GMT

Michel Witmer, a collector in New York City, was persuaded to buy a work by Pierre-Auguste Renoir, an artist he had never liked, at a museum show.Art collectors are finding that museum shows can often spur interest in an artist’s work and raise prices for individual pieces.


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Your Money Adviser: It’s Almost Tax Day Again, for Those Who Postponed

Wed, 12 Oct 2016 21:57:54 GMT

With only a few exceptions, Oct. 17 is the deadline for those who requested filing extensions last April.



Sketch Guy: Spending More Just to ‘Save’ Money Is a Self-Defeating Strategy

Mon, 10 Oct 2016 16:19:02 GMT

Letting the savings tail wag the spending dog is not a good plan, a financial adviser writes.


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Retiring: How to Improve Your Retirement Income if You Haven’t Saved

Fri, 07 Oct 2016 14:31:25 GMT

Michael Kitces at his home in Reston, Va. He is a financial planner and says he regularly sees clients who are short on retirement savings.Many Americans are ill prepared for retirement, so they will have to rely more on Social Security. But near-retirees have some ways to improve their retirement math.


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Wealth Matters: Making Financial Management Both Spouses’ Job

Fri, 07 Oct 2016 16:13:32 GMT

Penelope Greene and her husband, Mark, at the Minneapolis Rowing Club in Minnesota. The couple spent about five years making sure they both understood the family’s finances.Many couples share financial information sparingly, but death, disability or divorce could make such a decision catastrophic.


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Sketch Guy: One of the Smartest Money Strategies Is Asking When You Don’t Know

Tue, 04 Oct 2016 16:36:25 GMT

Humility, in personal finance, is knowing how to ask for help when you don’t know something, even when you think you should know it.


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How to Pick the Best Credit Card, Based on Rewards

Fri, 30 Sep 2016 18:12:01 GMT

More than a third of Americans haven’t changed their credit card in a decade. But now may be a good time to consider the options.A guide to some of the most recommended cards and the online comparison tools to help you choose.


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Your Money: A Quest to Gather All My Medical Records in 72 Hours

Fri, 30 Sep 2016 22:05:39 GMT

Most people have seen many doctors over many years, so compiling complete medical records would be a nightmare, experts say. But why not try?


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Dining In: Homemade Chili Gains Ground on Chili’s

Fri, 30 Sep 2016 19:20:32 GMT

Inara Kalnins says she has pretty much abandoned eating at restaurants and prefers preparing meals at home.Cheaper groceries, meal kit services and a turn toward more healthful fare have contributed to falling sales at some big restaurant chains.


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Wealth Matters: How Rich Couples Who Aren’t Pitt and Jolie Manage Their Divorces

Fri, 30 Sep 2016 20:39:56 GMT

Angelina Jolie and Brad Pitt with their family in 2011.Financial advisers and lawyers say the easiest negotiations usually involve joint parenting pacts and solid prenuptial agreements.


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Your Money Adviser: Fannie Mae Is Now Getting More Detailed Information on Borrowers

Fri, 30 Sep 2016 18:04:40 GMT

The financing giant will be getting a fuller credit picture of borrowers, including whether they pay off credit card bills in full or just the minimum.



Your Money Adviser: Income, Not Driving Record, May Determine Auto Insurance Cost

Wed, 28 Sep 2016 21:56:17 GMT

A consumer group found that some high-income motorists with bad driving records pay less for insurance than lower-income consumers with clean records.



The Workologist: How to Help a Failing Boss See the Light, if You Must

Fri, 30 Sep 2016 12:00:02 GMT

You’re not obligated to voice concerns when you quit a terrible job, but if you feel compelled to do so, look for a dispassionate, constructive way to speak out.


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Retiring: Honoring a Loved One With a Charitable Fund

Fri, 30 Sep 2016 19:47:40 GMT

Barry Tucker, son of the opera singer Richard Tucker, in front of a monument to his father near Lincoln Center. The Tucker family created a charitable foundation to honor the singer.While some people erect plaques, statues or buildings in honor of a loved one who has died, others start foundations, scholarships or memorial funds.


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Sketch Guy: An Essential Budget Query: Is This Spending Aligned With My Values?

Mon, 26 Sep 2016 16:17:01 GMT

Values-based budgeting starts with noticing where your money is going, and then assessing whether that is what’s important to you, a financial planner writes.


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The Haggler: You Have 540 Days to Request a Refund, Starting 541 Days Ago

Sat, 24 Sep 2016 18:45:43 GMT

When buyers stiffed by a bankrupt wine store asked American Express for a refund, the company declined, citing a 540-day window with an uncertain start time.


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Wealth Matters: It Pays to Be Wary When Hiring an Estate Sales Agent

Fri, 23 Sep 2016 16:54:44 GMT

Tim Davis at his parent’s empty home in Beverly Hills, Mich. He and his sister, Tamara Davis, said that they got much less money than they expected from an estate sales agent they hired and that it took months to be paid.After their mother’s death, two siblings found that an agent they hired to conduct a sale of belongings did not keep up her end of the bargain.


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Fair Game: Your Mutual Fund Has Your Proxy, Like It or Not

Sun, 02 Oct 2016 03:30:53 GMT

If you invest with a large fund manager, chances are good that your objections to common corporate practices are not getting through.



Retiring: The Doctor Is In. In Your House, That Is.

Fri, 23 Sep 2016 14:59:12 GMT

Dr. Thomas Cornwell with a patient, Mary Hanrahan, at her home. “For the horribly sick, hospitals are the worst place,” he says.Home medical care, a practice from the past, can cost less than hospital care. But bringing it back faces numerous challenges.


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Think a 401(k) Is Not a Sexy Benefit? Competition May Change That

Wed, 21 Sep 2016 18:39:13 GMT

Michael Nemeroff, president of a T-shirt printing business based in Philadelphia, says offering a 401(k) plan has been a great tool for recruiting and retaining employees.Better technology, increased competition and new plan offerings are prompting some start-ups to take a second look at introducing retirement benefits.


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Your Money Adviser: Former ITT Technical Students Can Get Counseling at New Website

Wed, 21 Sep 2016 19:42:06 GMT

The site was announced by the Department of Education, which wants to expand support to students left in the lurch when the school closed.



Sketch Guy: Stubborn Grudges Yield Little. Time to Change Your Investing.

Mon, 19 Sep 2016 18:22:55 GMT

By continuing to invest in the things that hurt you, you only cause yourself more hurt.


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A Sour Surprise for Public Pensions: Two Sets of Books

Sat, 17 Sep 2016 10:00:22 GMT

Lincoln Anderson collecting sticky cards that trap California red scale, a citrus pest.The plight of a tiny local retirement fund in California shows how some public pension plans are far less funded than their official numbers suggest.


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Your Money: Buying a Mattress Online Was Easy. Now, About the Return.

Fri, 16 Sep 2016 13:45:13 GMT

A baby atop mattresses from several companies that were the subjects of in-home trials.Web-based mattress retailers vow they’ll take the product back if it flunks a comfy-sleep test. And they do, but it’s not simple.


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By One Measure, Health Care Law Is a Record Success

Thu, 15 Sep 2016 16:59:35 GMT

Craig Dooley, 56, getting a chest X-ray in Taylorsville, Ky. Mr. Dooley became eligible for expanded Medicaid coverage under the Affordable Care Act.While the number of people without health insurance is at its lowest, thanks largely to Obamacare, continued declines are far from certain.


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